Home > Empire Bank > Assets and Liabilities
Empire Bank, Assets and Liabilities
| 2002-12-31 | Rank | |
| # of Employees: | 56 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $224,484,000 | 2,396 |
| Cash and due from depository institutions | $54,962,000 | 3,011 |
| Interest-bearing balances | $51,767,000 | 131 |
| Securities | $84,863,000 | 1,453 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $76,657,000 | 3,998 |
| Loan loss allowance | $510,000 | 5,892 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,783,000 | 1,935 |
| Other real estate owned | $21,000 | 3,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,198,000 | 3,296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,484,000 | 2,396 |
| Total liabilities | $195,981,000 | 2,470 |
| Total deposits | $181,301,000 | 2,411 |
| Interest-bearing deposits | $176,915,000 | 2,101 |
| Deposits held in domestic offices | $181,301,000 | 2,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $13,000,000 | 1,976 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,680,000 | 2,326 |
| Total equity capital | $28,503,000 | 1,839 |
| Total bank equity capital | $28,503,000 | 1,839 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $9,500,000 | 1,886 |
| Undivided profits | $19,002,000 | 1,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,624,000 | 688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,152,000 | 2,799 |
| Earning assets | $213,287,000 | 2,298 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $207,034,400 | 2,474 |
| Average Assets, quarterly | $222,210,000 | 2,410 |
| Volatile liabilities | $74,594,000 | 1,316 |
| Insider loans | $160,000 | 7,124 |
| FHLB advances | $13,000,000 | 1,840 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,322,000 | 3,427 |
| Tier 1 (core) risk-based capital | $26,142,000 | 1,859 |
| Tier 2 risk-based capital | $1,148,000 | 3,154 |
| Total risk weighted assets | $91,941,000 | 3,592 |
| Total unused commitments | $13,322,000 | 3,431 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 51 | 3,288 |
| Assets and Liabilities | ||
| Total Assets: | $174,887,000 | 2,866 |
| Cash and due from depository institutions | $46,537,000 | 3,288 |
| Interest-bearing balances | $42,351,000 | 153 |
| Securities | $35,945,000 | 2,917 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $85,240,000 | 3,590 |
| Loan loss allowance | $591,000 | 5,296 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,574,000 | 1,975 |
| Other real estate owned | $22,000 | 3,288 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,569,000 | 3,807 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,887,000 | 2,866 |
| Total liabilities | $146,190,000 | 3,056 |
| Total deposits | $127,337,000 | 3,160 |
| Interest-bearing deposits | $123,613,000 | 2,828 |
| Deposits held in domestic offices | $127,337,000 | 3,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,464,000 | 1,527 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,389,000 | 2,696 |
| Total equity capital | $28,697,000 | 1,705 |
| Total bank equity capital | $28,697,000 | 1,705 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $9,500,000 | 1,792 |
| Undivided profits | $19,196,000 | 1,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $761,000 | 3,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $603,000 | 5,241 |
| Earning assets | $163,536,000 | 2,794 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $142,261,400 | 3,277 |
| Average Assets, quarterly | $161,731,000 | 3,035 |
| Volatile liabilities | $43,636,000 | 1,985 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $17,000,000 | 1,419 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,005,000 | 3,334 |
| Tier 1 (core) risk-based capital | $26,768,000 | 1,698 |
| Tier 2 risk-based capital | $1,588,000 | 2,277 |
| Total risk weighted assets | $83,678,000 | 3,755 |
| Total unused commitments | $13,005,000 | 3,340 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 48 | 3,478 |
| Assets and Liabilities | ||
| Total Assets: | $125,023,000 | 3,672 |
| Cash and due from depository institutions | $2,648,000 | 3,478 |
| Interest-bearing balances | $165,000 | 4,100 |
| Securities | $34,399,000 | 3,080 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $81,861,000 | 3,623 |
| Loan loss allowance | $336,000 | 6,973 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,697,000 | 2,371 |
| Other real estate owned | $23,000 | 3,478 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,395,000 | 3,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,023,000 | 3,672 |
| Total liabilities | $96,666,000 | 4,186 |
| Total deposits | $76,924,000 | 4,698 |
| Interest-bearing deposits | $74,811,000 | 4,238 |
| Deposits held in domestic offices | $76,924,000 | 4,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,324,000 | 1,410 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,418,000 | 2,707 |
| Total equity capital | $28,357,000 | 1,641 |
| Total bank equity capital | $28,357,000 | 1,641 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $9,500,000 | 1,734 |
| Undivided profits | $18,856,000 | 1,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 8,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $461,000 | 5,401 |
| Earning assets | $116,425,000 | 3,629 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $118,241,800 | 3,707 |
| Average Assets, quarterly | $122,677,500 | 3,694 |
| Volatile liabilities | $30,436,000 | 2,635 |
| Insider loans | $84,000 | 8,025 |
| FHLB advances | $16,200,000 | 385 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $15,032,000 | 2,870 |
| Tier 1 (core) risk-based capital | $26,353,000 | 1,673 |
| Tier 2 risk-based capital | $1,561,000 | 2,232 |
| Total risk weighted assets | $68,986,000 | 4,243 |
| Total unused commitments | $15,032,000 | 2,871 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $114,490,000 | 3,922 |
| Cash and due from depository institutions | $2,372,000 | 3,927 |
| Interest-bearing balances | $684,000 | 2,833 |
| Securities | $47,497,000 | 2,391 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $59,570,000 | 4,539 |
| Loan loss allowance | $226,000 | 8,152 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,836,000 | 2,995 |
| Other real estate owned | $24,000 | 3,927 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,191,000 | 3,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,490,000 | 3,922 |
| Total liabilities | $84,457,000 | 4,664 |
| Total deposits | $71,689,000 | 4,938 |
| Interest-bearing deposits | $70,599,000 | 4,437 |
| Deposits held in domestic offices | $71,689,000 | 4,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,992,000 | 1,800 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $776,000 | 3,925 |
| Total equity capital | $30,033,000 | 1,475 |
| Total bank equity capital | $30,033,000 | 1,475 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $9,500,000 | 1,719 |
| Undivided profits | $20,532,000 | 1,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 8,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $301,000 | 6,449 |
| Earning assets | $107,751,000 | 3,835 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $109,902,400 | 3,922 |
| Average Assets, quarterly | $112,941,500 | 3,932 |
| Volatile liabilities | $20,736,000 | 3,400 |
| Insider loans | $137,000 | 7,662 |
| FHLB advances | $8,800,000 | 508 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,792,000 | 5,095 |
| Tier 1 (core) risk-based capital | $28,962,000 | 1,497 |
| Tier 2 risk-based capital | $1,215,000 | 2,651 |
| Total risk weighted assets | $53,718,000 | 4,973 |
| Total unused commitments | $5,792,000 | 5,097 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 38 | 4,440 |
| Assets and Liabilities | ||
| Total Assets: | $109,154,000 | 4,028 |
| Cash and due from depository institutions | $5,153,000 | 4,440 |
| Interest-bearing balances | $3,061,000 | 1,727 |
| Securities | $50,365,000 | 2,287 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $49,499,000 | 4,968 |
| Loan loss allowance | $220,000 | 8,291 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,115,000 | 3,739 |
| Other real estate owned | $25,000 | 4,440 |
| Goodwill and other intangibles | $1,000 | 3,415 |
| All other assets | $1,996,000 | 3,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,154,000 | 4,028 |
| Total liabilities | $79,204,000 | 4,819 |
| Total deposits | $66,869,000 | 5,241 |
| Interest-bearing deposits | $66,393,000 | 4,668 |
| Deposits held in domestic offices | $66,869,000 | 5,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,698,000 | 1,487 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,637,000 | 2,354 |
| Total equity capital | $29,950,000 | 1,490 |
| Total bank equity capital | $29,950,000 | 1,490 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $9,500,000 | 1,642 |
| Undivided profits | $20,449,000 | 1,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $246,000 | 7,289 |
| Earning assets | $102,925,000 | 3,940 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $108,337,400 | 3,856 |
| Average Assets, quarterly | $107,176,500 | 4,019 |
| Volatile liabilities | $16,657,000 | 3,505 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $4,000,000 | 567 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $666,000 | 9,112 |
| Tier 1 (core) risk-based capital | $27,619,000 | 1,523 |
| Tier 2 risk-based capital | $1,590,000 | 1,998 |
| Total risk weighted assets | $44,035,000 | 5,560 |
| Total unused commitments | $666,000 | 9,122 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $109,804,000 | 3,979 |
| Cash and due from depository institutions | $2,905,000 | 4,776 |
| Interest-bearing balances | $1,826,000 | 1,874 |
| Securities | $57,052,000 | 2,031 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $45,713,000 | 5,309 |
| Loan loss allowance | $200,000 | 8,800 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,028,000 | 3,806 |
| Other real estate owned | $23,000 | 4,776 |
| Goodwill and other intangibles | $2,000 | 3,517 |
| All other assets | $2,081,000 | 3,374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,804,000 | 3,979 |
| Total liabilities | $81,915,000 | 4,664 |
| Total deposits | $67,336,000 | 5,184 |
| Interest-bearing deposits | $66,805,000 | 4,619 |
| Deposits held in domestic offices | $67,336,000 | 5,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $13,198,000 | 1,201 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,381,000 | 2,724 |
| Total equity capital | $27,889,000 | 1,627 |
| Total bank equity capital | $27,889,000 | 1,627 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $9,500,000 | 1,624 |
| Undivided profits | $18,388,000 | 1,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 8,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $214,000 | 8,043 |
| Earning assets | $104,591,000 | 3,864 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $110,618,000 | 3,778 |
| Average Assets, quarterly | $110,234,000 | 3,918 |
| Volatile liabilities | $18,108,000 | 3,245 |
| Insider loans | $3,000 | 9,733 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,064,000 | 6,466 |
| Tier 1 (core) risk-based capital | $26,238,000 | 1,618 |
| Tier 2 risk-based capital | $200,000 | 8,391 |
| Total risk weighted assets | $40,452,000 | 5,885 |
| Total unused commitments | $3,064,000 | 6,473 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $116,146,000 | 3,841 |
| Cash and due from depository institutions | $30,990,000 | 4,911 |
| Interest-bearing balances | $29,993,000 | 141 |
| Securities | $39,955,000 | 3,025 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $41,703,000 | 5,717 |
| Loan loss allowance | $200,000 | 9,147 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,302,000 | 5,164 |
| Other real estate owned | $22,000 | 4,911 |
| Goodwill and other intangibles | $5,000 | 3,325 |
| All other assets | $2,169,000 | 3,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,146,000 | 3,841 |
| Total liabilities | $99,609,000 | 4,028 |
| Total deposits | $98,774,000 | 3,815 |
| Interest-bearing deposits | $98,604,000 | 3,320 |
| Deposits held in domestic offices | $98,774,000 | 3,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $835,000 | 4,048 |
| Total equity capital | $16,537,000 | 2,702 |
| Total bank equity capital | $16,537,000 | 2,702 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $16,537,000 | 1,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $206,000 | 8,361 |
| Earning assets | $111,651,000 | 3,695 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $93,231,000 | 4,522 |
| Average Assets, quarterly | $101,806,500 | 4,294 |
| Volatile liabilities | $7,109,000 | 6,006 |
| Insider loans | $17,000 | 9,988 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $80,000 | 10,739 |
| Tier 1 (core) risk-based capital | $15,409,000 | 2,817 |
| Tier 2 risk-based capital | $200,000 | 8,632 |
| Total risk weighted assets | $38,313,000 | 6,149 |
| Total unused commitments | $80,000 | 10,742 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $88,522,000 | 4,937 |
| Cash and due from depository institutions | $1,475,000 | 6,461 |
| Interest-bearing balances | $352,000 | 3,666 |
| Securities | $43,557,000 | 2,897 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $39,984,000 | 5,840 |
| Loan loss allowance | $145,000 | 10,299 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,384,000 | 4,928 |
| Other real estate owned | $24,000 | 6,461 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,098,000 | 3,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,522,000 | 4,937 |
| Total liabilities | $72,737,000 | 5,298 |
| Total deposits | $70,133,000 | 5,236 |
| Interest-bearing deposits | $69,929,000 | 4,632 |
| Deposits held in domestic offices | $70,133,000 | 5,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,927,000 | 2,446 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $677,000 | 5,004 |
| Total equity capital | $15,785,000 | 2,821 |
| Total bank equity capital | $15,785,000 | 2,821 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $15,785,000 | 1,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $187,000 | 9,019 |
| Earning assets | $83,893,000 | 4,797 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $87,469,200 | 4,788 |
| Average Assets, quarterly | $87,713,500 | 4,910 |
| Volatile liabilities | $8,552,000 | 5,057 |
| Insider loans | $48,000 | 9,919 |
| FHLB advances | $1,543,000 | 694 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $402,000 | 10,230 |
| Tier 1 (core) risk-based capital | $14,736,000 | 2,924 |
| Tier 2 risk-based capital | $145,000 | 9,851 |
| Total risk weighted assets | $32,797,000 | 6,818 |
| Total unused commitments | $402,000 | 10,241 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $89,083,000 | 4,834 |
| Cash and due from depository institutions | $3,902,000 | 6,864 |
| Interest-bearing balances | $2,582,000 | 1,296 |
| Securities | $42,278,000 | 3,102 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $40,113,000 | 5,764 |
| Loan loss allowance | $145,000 | 10,801 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $799,000 | 6,922 |
| Other real estate owned | $30,000 | 6,864 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,961,000 | 3,910 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,083,000 | 4,834 |
| Total liabilities | $74,265,000 | 5,204 |
| Total deposits | $71,201,000 | 5,155 |
| Interest-bearing deposits | $70,997,000 | 4,508 |
| Deposits held in domestic offices | $71,201,000 | 5,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,629,000 | 2,303 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $435,000 | 5,728 |
| Total equity capital | $14,818,000 | 2,757 |
| Total bank equity capital | $14,818,000 | 2,757 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $14,818,000 | 1,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 10,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $206,000 | 8,332 |
| Earning assets | $84,973,000 | 4,667 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $86,518,000 | 4,858 |
| Average Assets, quarterly | $89,132,500 | 4,804 |
| Volatile liabilities | $12,132,000 | 3,780 |
| Insider loans | $6,000 | 11,092 |
| FHLB advances | $2,231,000 | 751 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $80,000 | 11,569 |
| Tier 1 (core) risk-based capital | $14,040,000 | 2,933 |
| Tier 2 risk-based capital | $145,000 | 10,230 |
| Total risk weighted assets | $33,204,000 | 6,768 |
| Total unused commitments | $80,000 | 11,571 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $83,957,000 | 5,190 |
| Cash and due from depository institutions | $1,588,000 | 7,348 |
| Interest-bearing balances | $849,000 | 3,648 |
| Securities | $37,526,000 | 3,664 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $42,179,000 | 5,479 |
| Loan loss allowance | $145,000 | 11,273 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $899,000 | 6,571 |
| Other real estate owned | $36,000 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,729,000 | 3,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,957,000 | 5,190 |
| Total liabilities | $70,661,000 | 5,559 |
| Total deposits | $66,973,000 | 5,610 |
| Interest-bearing deposits | $66,775,000 | 4,951 |
| Deposits held in domestic offices | $66,973,000 | 5,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,435,000 | 1,764 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $253,000 | 8,280 |
| Total equity capital | $13,296,000 | 3,044 |
| Total bank equity capital | $13,296,000 | 3,044 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $13,296,000 | 1,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 7,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $209,000 | 7,905 |
| Earning assets | $80,554,000 | 5,004 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $82,324,000 | 5,151 |
| Average Assets, quarterly | $83,611,500 | 5,164 |
| Volatile liabilities | $8,827,000 | 4,501 |
| Insider loans | $161,000 | 8,817 |
| FHLB advances | $3,148,000 | 580 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,200,000 | 8,832 |
| Tier 1 (core) risk-based capital | $13,032,000 | 3,039 |
| Tier 2 risk-based capital | $145,000 | 10,571 |
| Total risk weighted assets | $32,912,000 | 6,808 |
| Total unused commitments | $2,200,000 | 7,277 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $80,746,000 | 5,454 |
| Cash and due from depository institutions | $3,725,000 | 7,484 |
| Interest-bearing balances | $2,796,000 | 2,197 |
| Securities | $35,647,000 | 3,822 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $38,844,000 | 5,870 |
| Loan loss allowance | $145,000 | 11,634 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $917,000 | 6,535 |
| Other real estate owned | $43,000 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,570,000 | 4,422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,746,000 | 5,454 |
| Total liabilities | $68,696,000 | 5,763 |
| Total deposits | $65,305,000 | 5,843 |
| Interest-bearing deposits | $65,084,000 | 5,199 |
| Deposits held in domestic offices | $65,305,000 | 5,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,888,000 | 1,704 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $503,000 | 5,790 |
| Total equity capital | $12,050,000 | 3,177 |
| Total bank equity capital | $12,050,000 | 3,177 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $12,050,000 | 1,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 6,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $206,000 | 8,527 |
| Earning assets | $77,287,000 | 5,238 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $77,922,200 | 5,481 |
| Average Assets, quarterly | $80,065,500 | 5,423 |
| Volatile liabilities | $8,142,000 | 4,769 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $2,888,000 | 601 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $541,000 | 10,425 |
| Tier 1 (core) risk-based capital | $11,859,000 | 3,176 |
| Tier 2 risk-based capital | $145,000 | 10,774 |
| Total risk weighted assets | $31,076,000 | 7,143 |
| Total unused commitments | $541,000 | 10,448 |
| Derivatives | $0 | 651 |