Home > Emigrant Savings Bank - Manhattan > Income and Expense
Emigrant Savings Bank - Manhattan, Income and Expense
2012-09-30 (YTD Data) | Rank | |
Total interest income | $24,527,000 | 814 |
Total interest expense | $8,505,000 | 370 |
Net interest income | $16,022,000 | 1,037 |
Provision for loan and lease losses | $365,000 | 2,703 |
Total noninterest income | $743,000 | 3,304 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $392,000 | 2,424 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $351,000 | 3,465 |
Total noninterest expense | $15,423,000 | 976 |
Salaries and employee benefits | $4,075,000 | 1,850 |
Premises and equipment expense | $3,490,000 | 521 |
Additional noninterest expense | $7,858,000 | 670 |
Pre-tax net operating income | $977,000 | 3,681 |
Securities gains (losses) | $2,604,000 | 152 |
Applicable income taxes | $1,409,000 | 953 |
Income before extraordinary items | $2,172,000 | 1,960 |
Extraordinary gains, net | $0 | 20 |
Net income | $2,172,000 | 1,959 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $2,172,000 | 1,961 |
Net charge-offs | $704,000 | 1,803 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $1,004,000 | 166 |
Net operating income | $505,440 | 4,451 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $17,175,000 | 785 |
Total interest expense | $5,845,000 | 376 |
Net interest income | $11,330,000 | 973 |
Provision for loan and lease losses | $327,000 | 2,301 |
Total noninterest income | $456,000 | 3,411 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $262,000 | 2,400 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $194,000 | 3,728 |
Total noninterest expense | $10,064,000 | 992 |
Salaries and employee benefits | $2,726,000 | 1,837 |
Premises and equipment expense | $2,226,000 | 545 |
Additional noninterest expense | $5,112,000 | 679 |
Pre-tax net operating income | $1,395,000 | 2,266 |
Securities gains (losses) | $651,000 | 428 |
Applicable income taxes | $789,000 | 1,074 |
Income before extraordinary items | $1,257,000 | 2,186 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,257,000 | 2,187 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,257,000 | 2,187 |
Net charge-offs | $485,000 | 1,808 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $669,000 | 147 |
Net operating income | $840,360 | 2,794 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $8,686,000 | 781 |
Total interest expense | $3,051,000 | 371 |
Net interest income | $5,635,000 | 976 |
Provision for loan and lease losses | $389,000 | 1,281 |
Total noninterest income | $198,000 | 3,673 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $130,000 | 2,402 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $68,000 | 4,269 |
Total noninterest expense | $4,952,000 | 1,004 |
Salaries and employee benefits | $1,376,000 | 1,823 |
Premises and equipment expense | $1,104,000 | 552 |
Additional noninterest expense | $2,472,000 | 701 |
Pre-tax net operating income | $492,000 | 2,908 |
Securities gains (losses) | $595,000 | 234 |
Applicable income taxes | $423,000 | 1,027 |
Income before extraordinary items | $664,000 | 2,085 |
Extraordinary gains, net | $0 | 19 |
Net income | $664,000 | 2,086 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $664,000 | 2,087 |
Net charge-offs | $321,000 | 1,427 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $335,000 | 125 |
Net operating income | $283,200 | 3,581 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $41,511,000 | 672 |
Total interest expense | $13,325,000 | 422 |
Net interest income | $28,186,000 | 777 |
Provision for loan and lease losses | $1,779,000 | 1,704 |
Total noninterest income | $1,008,000 | 3,102 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $546,000 | 2,396 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $462,000 | 3,220 |
Total noninterest expense | $21,087,000 | 938 |
Salaries and employee benefits | $5,443,000 | 1,778 |
Premises and equipment expense | $5,307,000 | 475 |
Additional noninterest expense | $10,337,000 | 697 |
Pre-tax net operating income | $6,328,000 | 945 |
Securities gains (losses) | $671,000 | 626 |
Applicable income taxes | $2,824,000 | 602 |
Income before extraordinary items | $4,175,000 | 1,207 |
Extraordinary gains, net | $0 | 29 |
Net income | $4,175,000 | 1,207 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $4,175,000 | 1,207 |
Net charge-offs | $1,589,000 | 1,800 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $1,340,000 | 284 |
Net operating income | $3,745,560 | 1,249 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $30,999,000 | 690 |
Total interest expense | $10,127,000 | 436 |
Net interest income | $20,872,000 | 793 |
Provision for loan and lease losses | $1,507,000 | 1,508 |
Total noninterest income | $707,000 | 3,237 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $415,000 | 2,391 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $292,000 | 3,502 |
Total noninterest expense | $16,012,000 | 930 |
Salaries and employee benefits | $4,109,000 | 1,773 |
Premises and equipment expense | $4,164,000 | 464 |
Additional noninterest expense | $7,739,000 | 687 |
Pre-tax net operating income | $4,060,000 | 1,135 |
Securities gains (losses) | $357,000 | 809 |
Applicable income taxes | $1,779,000 | 693 |
Income before extraordinary items | $2,638,000 | 1,442 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,638,000 | 1,442 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $2,638,000 | 1,442 |
Net charge-offs | $1,136,000 | 1,775 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $1,004,000 | 271 |
Net operating income | $2,409,520 | 1,498 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $21,343,000 | 669 |
Total interest expense | $6,833,000 | 449 |
Net interest income | $14,510,000 | 765 |
Provision for loan and lease losses | $357,000 | 2,751 |
Total noninterest income | $553,000 | 2,942 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $276,000 | 2,368 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $277,000 | 2,998 |
Total noninterest expense | $10,865,000 | 923 |
Salaries and employee benefits | $2,726,000 | 1,798 |
Premises and equipment expense | $2,878,000 | 459 |
Additional noninterest expense | $5,261,000 | 689 |
Pre-tax net operating income | $3,841,000 | 801 |
Securities gains (losses) | $357,000 | 479 |
Applicable income taxes | $1,741,000 | 509 |
Income before extraordinary items | $2,457,000 | 1,000 |
Extraordinary gains, net | $0 | 15 |
Net income | $2,457,000 | 998 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $2,457,000 | 1,000 |
Net charge-offs | $514,000 | 2,110 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $670,000 | 193 |
Net operating income | $2,228,520 | 1,075 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $11,122,000 | 649 |
Total interest expense | $3,464,000 | 462 |
Net interest income | $7,658,000 | 722 |
Provision for loan and lease losses | $186,000 | 2,528 |
Total noninterest income | $162,000 | 4,007 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $137,000 | 2,357 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $25,000 | 5,598 |
Total noninterest expense | $5,761,000 | 870 |
Salaries and employee benefits | $1,356,000 | 1,830 |
Premises and equipment expense | $1,481,000 | 458 |
Additional noninterest expense | $2,924,000 | 613 |
Pre-tax net operating income | $1,873,000 | 812 |
Securities gains (losses) | $2,000 | 1,590 |
Applicable income taxes | $773,000 | 545 |
Income before extraordinary items | $1,102,000 | 1,113 |
Extraordinary gains, net | $0 | 9 |
Net income | $1,102,000 | 1,112 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $1,102,000 | 1,113 |
Net charge-offs | $392,000 | 1,539 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $335,000 | 164 |
Net operating income | $1,100,720 | 1,085 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $41,714,000 | 725 |
Total interest expense | $15,744,000 | 501 |
Net interest income | $25,970,000 | 843 |
Provision for loan and lease losses | $2,858,000 | 1,664 |
Total noninterest income | $1,108,000 | 3,049 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $592,000 | 2,313 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $516,000 | 3,146 |
Total noninterest expense | $21,113,000 | 946 |
Salaries and employee benefits | $5,472,000 | 1,778 |
Premises and equipment expense | $5,416,000 | 481 |
Additional noninterest expense | $10,225,000 | 738 |
Pre-tax net operating income | $3,107,000 | 1,580 |
Securities gains (losses) | $12,767,000 | 53 |
Applicable income taxes | $6,767,000 | 289 |
Income before extraordinary items | $9,107,000 | 501 |
Extraordinary gains, net | $0 | 29 |
Net income | $9,107,000 | 501 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $9,107,000 | 503 |
Net charge-offs | $1,735,000 | 2,021 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $1,339,000 | 328 |
Net operating income | $936,120 | 3,212 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $31,717,000 | 720 |
Total interest expense | $12,031,000 | 509 |
Net interest income | $19,686,000 | 838 |
Provision for loan and lease losses | $2,655,000 | 1,373 |
Total noninterest income | $743,000 | 3,286 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $450,000 | 2,351 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $293,000 | 3,581 |
Total noninterest expense | $15,614,000 | 944 |
Salaries and employee benefits | $4,085,000 | 1,799 |
Premises and equipment expense | $4,093,000 | 474 |
Additional noninterest expense | $7,436,000 | 732 |
Pre-tax net operating income | $2,160,000 | 1,790 |
Securities gains (losses) | $12,767,000 | 49 |
Applicable income taxes | $6,407,000 | 236 |
Income before extraordinary items | $8,520,000 | 399 |
Extraordinary gains, net | $0 | 23 |
Net income | $8,520,000 | 399 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $8,520,000 | 400 |
Net charge-offs | $1,555,000 | 1,751 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $1,005,000 | 285 |
Net operating income | $349,120 | 4,468 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $21,128,000 | 723 |
Total interest expense | $8,144,000 | 520 |
Net interest income | $12,984,000 | 841 |
Provision for loan and lease losses | $1,284,000 | 1,674 |
Total noninterest income | $515,000 | 3,157 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $299,000 | 2,364 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $216,000 | 3,384 |
Total noninterest expense | $10,466,000 | 947 |
Salaries and employee benefits | $2,720,000 | 1,815 |
Premises and equipment expense | $2,720,000 | 475 |
Additional noninterest expense | $5,026,000 | 722 |
Pre-tax net operating income | $1,749,000 | 1,486 |
Securities gains (losses) | $-227,000 | 7,609 |
Applicable income taxes | $536,000 | 1,154 |
Income before extraordinary items | $986,000 | 2,149 |
Extraordinary gains, net | $0 | 19 |
Net income | $986,000 | 2,147 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $986,000 | 2,151 |
Net charge-offs | $637,000 | 2,173 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $670,000 | 238 |
Net operating income | $1,133,550 | 1,805 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $9,925,000 | 790 |
Total interest expense | $4,191,000 | 533 |
Net interest income | $5,734,000 | 981 |
Provision for loan and lease losses | $648,000 | 1,550 |
Total noninterest income | $254,000 | 3,184 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $152,000 | 2,317 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $102,000 | 3,485 |
Total noninterest expense | $4,828,000 | 1,027 |
Salaries and employee benefits | $1,345,000 | 1,862 |
Premises and equipment expense | $1,363,000 | 492 |
Additional noninterest expense | $2,120,000 | 844 |
Pre-tax net operating income | $512,000 | 2,367 |
Securities gains (losses) | $30,000 | 1,362 |
Applicable income taxes | $170,000 | 1,596 |
Income before extraordinary items | $372,000 | 2,689 |
Extraordinary gains, net | $0 | 16 |
Net income | $372,000 | 2,687 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $372,000 | 2,690 |
Net charge-offs | $420,000 | 1,735 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $335,000 | 182 |
Net operating income | $351,300 | 2,701 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $47,391,000 | 698 |
Total interest expense | $18,291,000 | 625 |
Net interest income | $29,100,000 | 736 |
Provision for loan and lease losses | $1,902,000 | 2,546 |
Total noninterest income | $1,076,000 | 3,198 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $646,000 | 2,408 |
Trading account gains and fees | $-57,000 | 7,972 |
Additional Noninterest Income | $487,000 | 3,243 |
Total noninterest expense | $23,401,000 | 903 |
Salaries and employee benefits | $5,975,000 | 1,656 |
Premises and equipment expense | $5,186,000 | 512 |
Additional noninterest expense | $12,240,000 | 665 |
Pre-tax net operating income | $4,873,000 | 860 |
Securities gains (losses) | $-23,538,000 | 7,971 |
Applicable income taxes | $-2,739,000 | 7,596 |
Income before extraordinary items | $-15,926,000 | 7,689 |
Extraordinary gains, net | $0 | 34 |
Net income | $-15,926,000 | 7,688 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-15,926,000 | 7,688 |
Net charge-offs | $531,000 | 3,706 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $1,339,000 | 389 |
Net operating income | $4,081,300 | 839 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $36,065,000 | 701 |
Total interest expense | $13,890,000 | 656 |
Net interest income | $22,175,000 | 716 |
Provision for loan and lease losses | $1,863,000 | 2,001 |
Total noninterest income | $783,000 | 3,306 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $486,000 | 2,414 |
Trading account gains and fees | $-57,000 | 8,066 |
Additional Noninterest Income | $354,000 | 3,379 |
Total noninterest expense | $17,835,000 | 867 |
Salaries and employee benefits | $4,675,000 | 1,609 |
Premises and equipment expense | $3,934,000 | 519 |
Additional noninterest expense | $9,226,000 | 626 |
Pre-tax net operating income | $3,260,000 | 1,002 |
Securities gains (losses) | $-20,368,000 | 8,063 |
Applicable income taxes | $-2,009,000 | 7,723 |
Income before extraordinary items | $-15,099,000 | 7,857 |
Extraordinary gains, net | $0 | 27 |
Net income | $-15,099,000 | 7,856 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-15,099,000 | 7,856 |
Net charge-offs | $194,000 | 4,287 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $1,004,000 | 350 |
Net operating income | $2,824,840 | 944 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $24,508,000 | 701 |
Total interest expense | $9,349,000 | 695 |
Net interest income | $15,159,000 | 711 |
Provision for loan and lease losses | $100,000 | 5,300 |
Total noninterest income | $513,000 | 3,367 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $324,000 | 2,382 |
Trading account gains and fees | $-50,000 | 8,155 |
Additional Noninterest Income | $239,000 | 3,374 |
Total noninterest expense | $11,548,000 | 929 |
Salaries and employee benefits | $3,178,000 | 1,613 |
Premises and equipment expense | $2,641,000 | 524 |
Additional noninterest expense | $5,729,000 | 677 |
Pre-tax net operating income | $4,024,000 | 555 |
Securities gains (losses) | $-13,936,000 | 8,158 |
Applicable income taxes | $1,274,000 | 490 |
Income before extraordinary items | $-11,186,000 | 7,966 |
Extraordinary gains, net | $0 | 21 |
Net income | $-11,186,000 | 7,965 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-11,186,000 | 7,965 |
Net charge-offs | $0 | 6,628 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $669,000 | 321 |
Net operating income | $2,750,000 | 648 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $12,590,000 | 683 |
Total interest expense | $4,711,000 | 709 |
Net interest income | $7,879,000 | 670 |
Provision for loan and lease losses | $0 | 6,744 |
Total noninterest income | $289,000 | 3,091 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $163,000 | 2,291 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $126,000 | 3,262 |
Total noninterest expense | $5,528,000 | 926 |
Salaries and employee benefits | $1,627,000 | 1,599 |
Premises and equipment expense | $1,345,000 | 521 |
Additional noninterest expense | $2,556,000 | 666 |
Pre-tax net operating income | $2,640,000 | 447 |
Securities gains (losses) | $-10,443,000 | 8,225 |
Applicable income taxes | $947,000 | 366 |
Income before extraordinary items | $-8,750,000 | 8,115 |
Extraordinary gains, net | $0 | 15 |
Net income | $-8,750,000 | 8,115 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-8,750,000 | 8,115 |
Net charge-offs | $0 | 5,728 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $334,000 | 229 |
Net operating income | $1,693,000 | 552 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $52,784,000 | 703 |
Total interest expense | $22,820,000 | 700 |
Net interest income | $29,964,000 | 727 |
Provision for loan and lease losses | $1,339,000 | 2,288 |
Total noninterest income | $1,113,000 | 3,198 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $697,000 | 2,354 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $416,000 | 3,513 |
Total noninterest expense | $21,032,000 | 947 |
Salaries and employee benefits | $6,619,000 | 1,563 |
Premises and equipment expense | $6,136,000 | 442 |
Additional noninterest expense | $8,277,000 | 799 |
Pre-tax net operating income | $8,706,000 | 633 |
Securities gains (losses) | $-22,807,000 | 8,233 |
Applicable income taxes | $-1,605,000 | 7,862 |
Income before extraordinary items | $-12,496,000 | 8,035 |
Extraordinary gains, net | $0 | 39 |
Net income | $-12,496,000 | 8,035 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 6,714 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $1,340,000 | 385 |
Net operating income | $7,802,230 | 532 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $38,759,000 | 743 |
Total interest expense | $17,745,000 | 702 |
Net interest income | $21,014,000 | 790 |
Provision for loan and lease losses | $806,000 | 2,090 |
Total noninterest income | $828,000 | 3,259 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $526,000 | 2,359 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $302,000 | 3,673 |
Total noninterest expense | $15,845,000 | 934 |
Salaries and employee benefits | $4,994,000 | 1,573 |
Premises and equipment expense | $4,584,000 | 452 |
Additional noninterest expense | $6,267,000 | 746 |
Pre-tax net operating income | $5,191,000 | 974 |
Securities gains (losses) | $-50,000 | 7,482 |
Applicable income taxes | $1,568,000 | 800 |
Income before extraordinary items | $3,573,000 | 1,027 |
Extraordinary gains, net | $0 | 31 |
Net income | $3,573,000 | 1,026 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 6,023 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $1,005,000 | 297 |
Net operating income | $3,608,000 | 1,080 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $25,195,000 | 775 |
Total interest expense | $12,089,000 | 714 |
Net interest income | $13,106,000 | 833 |
Provision for loan and lease losses | $507,000 | 1,894 |
Total noninterest income | $558,000 | 3,272 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $348,000 | 2,364 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $210,000 | 3,671 |
Total noninterest expense | $10,700,000 | 925 |
Salaries and employee benefits | $3,340,000 | 1,578 |
Premises and equipment expense | $3,004,000 | 459 |
Additional noninterest expense | $4,356,000 | 695 |
Pre-tax net operating income | $2,457,000 | 1,405 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $588,000 | 1,415 |
Income before extraordinary items | $1,869,000 | 1,474 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,869,000 | 1,475 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 5,448 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $670,000 | 238 |
Net operating income | $1,869,000 | 1,444 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $12,512,000 | 803 |
Total interest expense | $6,092,000 | 756 |
Net interest income | $6,420,000 | 842 |
Provision for loan and lease losses | $0 | 6,080 |
Total noninterest income | $281,000 | 3,272 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $177,000 | 2,295 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $104,000 | 3,698 |
Total noninterest expense | $5,363,000 | 904 |
Salaries and employee benefits | $1,683,000 | 1,581 |
Premises and equipment expense | $1,478,000 | 470 |
Additional noninterest expense | $2,202,000 | 664 |
Pre-tax net operating income | $1,338,000 | 1,400 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $301,000 | 1,473 |
Income before extraordinary items | $1,037,000 | 1,445 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,037,000 | 1,448 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,488 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $335,000 | 164 |
Net operating income | $1,037,000 | 1,395 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $64,874,000 | 649 |
Total interest expense | $25,939,000 | 756 |
Net interest income | $38,935,000 | 581 |
Provision for loan and lease losses | $108,000 | 4,801 |
Total noninterest income | $1,266,000 | 3,032 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $783,000 | 2,174 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $483,000 | 3,378 |
Total noninterest expense | $20,471,000 | 910 |
Salaries and employee benefits | $6,751,000 | 1,492 |
Premises and equipment expense | $5,982,000 | 449 |
Additional noninterest expense | $7,738,000 | 743 |
Pre-tax net operating income | $19,622,000 | 476 |
Securities gains (losses) | $1,110,000 | 162 |
Applicable income taxes | $8,211,000 | 376 |
Income before extraordinary items | $12,521,000 | 524 |
Extraordinary gains, net | $0 | 39 |
Net income | $12,521,000 | 521 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,600 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $-2,643,000 | 8,516 |
Net operating income | $11,810,600 | 548 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $49,267,000 | 636 |
Total interest expense | $19,342,000 | 758 |
Net interest income | $29,925,000 | 569 |
Provision for loan and lease losses | $81,000 | 4,480 |
Total noninterest income | $911,000 | 3,108 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $597,000 | 2,120 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $314,000 | 3,648 |
Total noninterest expense | $15,389,000 | 894 |
Salaries and employee benefits | $5,081,000 | 1,491 |
Premises and equipment expense | $4,486,000 | 449 |
Additional noninterest expense | $5,822,000 | 730 |
Pre-tax net operating income | $15,366,000 | 487 |
Securities gains (losses) | $1,117,000 | 145 |
Applicable income taxes | $6,808,000 | 385 |
Income before extraordinary items | $9,675,000 | 550 |
Extraordinary gains, net | $0 | 33 |
Net income | $9,675,000 | 548 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $-2,977,000 | 8,548 |
Net operating income | $8,960,120 | 583 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $33,037,000 | 647 |
Total interest expense | $12,757,000 | 770 |
Net interest income | $20,280,000 | 576 |
Provision for loan and lease losses | $54,000 | 4,290 |
Total noninterest income | $599,000 | 3,154 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $399,000 | 2,114 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $200,000 | 3,784 |
Total noninterest expense | $10,272,000 | 909 |
Salaries and employee benefits | $3,410,000 | 1,506 |
Premises and equipment expense | $2,968,000 | 466 |
Additional noninterest expense | $3,894,000 | 732 |
Pre-tax net operating income | $10,553,000 | 509 |
Securities gains (losses) | $1,130,000 | 105 |
Applicable income taxes | $4,876,000 | 392 |
Income before extraordinary items | $6,807,000 | 560 |
Extraordinary gains, net | $0 | 29 |
Net income | $6,807,000 | 559 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $-3,312,000 | 8,608 |
Net operating income | $6,083,800 | 600 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $16,443,000 | 641 |
Total interest expense | $6,201,000 | 786 |
Net interest income | $10,242,000 | 569 |
Provision for loan and lease losses | $27,000 | 4,065 |
Total noninterest income | $283,000 | 3,243 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $200,000 | 2,050 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $83,000 | 4,134 |
Total noninterest expense | $5,121,000 | 905 |
Salaries and employee benefits | $1,719,000 | 1,510 |
Premises and equipment expense | $1,450,000 | 471 |
Additional noninterest expense | $1,952,000 | 715 |
Pre-tax net operating income | $5,377,000 | 500 |
Securities gains (losses) | $1,134,000 | 64 |
Applicable income taxes | $2,832,000 | 355 |
Income before extraordinary items | $3,679,000 | 528 |
Extraordinary gains, net | $0 | 22 |
Net income | $3,679,000 | 527 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $-3,647,000 | 8,643 |
Net operating income | $2,953,240 | 610 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $63,728,000 | 620 |
Total interest expense | $24,791,000 | 685 |
Net interest income | $38,937,000 | 592 |
Provision for loan and lease losses | $83,000 | 4,994 |
Total noninterest income | $1,509,000 | 2,689 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $889,000 | 1,932 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $620,000 | 2,957 |
Total noninterest expense | $20,206,000 | 873 |
Salaries and employee benefits | $5,849,000 | 1,675 |
Premises and equipment expense | $5,864,000 | 445 |
Additional noninterest expense | $8,493,000 | 641 |
Pre-tax net operating income | $20,157,000 | 537 |
Securities gains (losses) | $78,000 | 587 |
Applicable income taxes | $8,393,000 | 439 |
Income before extraordinary items | $11,842,000 | 640 |
Extraordinary gains, net | $0 | 51 |
Net income | $11,842,000 | 639 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 5,765 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $4,734,000 | 322 |
Net operating income | $11,792,080 | 635 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $47,404,000 | 634 |
Total interest expense | $18,116,000 | 690 |
Net interest income | $29,288,000 | 603 |
Provision for loan and lease losses | $95,000 | 4,177 |
Total noninterest income | $1,076,000 | 2,796 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $680,000 | 1,898 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $396,000 | 3,237 |
Total noninterest expense | $14,788,000 | 907 |
Salaries and employee benefits | $4,091,000 | 1,798 |
Premises and equipment expense | $4,370,000 | 454 |
Additional noninterest expense | $6,327,000 | 661 |
Pre-tax net operating income | $15,481,000 | 547 |
Securities gains (losses) | $78,000 | 479 |
Applicable income taxes | $6,476,000 | 461 |
Income before extraordinary items | $9,083,000 | 650 |
Extraordinary gains, net | $0 | 45 |
Net income | $9,083,000 | 649 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 5,107 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $9,033,080 | 647 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $30,644,000 | 638 |
Total interest expense | $11,879,000 | 666 |
Net interest income | $18,765,000 | 625 |
Provision for loan and lease losses | $75,000 | 3,786 |
Total noninterest income | $724,000 | 2,771 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $456,000 | 1,878 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $268,000 | 3,209 |
Total noninterest expense | $9,906,000 | 903 |
Salaries and employee benefits | $2,754,000 | 1,777 |
Premises and equipment expense | $2,917,000 | 459 |
Additional noninterest expense | $4,235,000 | 662 |
Pre-tax net operating income | $9,508,000 | 586 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $3,946,000 | 484 |
Income before extraordinary items | $5,562,000 | 706 |
Extraordinary gains, net | $0 | 39 |
Net income | $5,562,000 | 706 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,807 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $5,562,000 | 693 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $14,795,000 | 643 |
Total interest expense | $5,787,000 | 644 |
Net interest income | $9,008,000 | 634 |
Provision for loan and lease losses | $54,000 | 3,025 |
Total noninterest income | $366,000 | 2,697 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $232,000 | 1,808 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $134,000 | 3,182 |
Total noninterest expense | $4,911,000 | 913 |
Salaries and employee benefits | $1,380,000 | 1,785 |
Premises and equipment expense | $1,441,000 | 458 |
Additional noninterest expense | $2,090,000 | 663 |
Pre-tax net operating income | $4,409,000 | 607 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $1,808,000 | 499 |
Income before extraordinary items | $2,601,000 | 739 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,601,000 | 738 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 3,757 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $2,601,000 | 723 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $17,173,000 | 1,954 |
Total interest expense | $7,538,000 | 1,505 |
Net interest income | $9,635,000 | 2,294 |
Provision for loan and lease losses | $7,000 | 6,907 |
Total noninterest income | $576,000 | 4,897 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $339,000 | 3,917 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $237,000 | 4,832 |
Total noninterest expense | $6,570,000 | 2,527 |
Salaries and employee benefits | $1,978,000 | 4,151 |
Premises and equipment expense | $1,782,000 | 1,382 |
Additional noninterest expense | $2,810,000 | 1,797 |
Pre-tax net operating income | $3,634,000 | 2,387 |
Securities gains (losses) | $123,000 | 638 |
Applicable income taxes | $1,504,000 | 1,702 |
Income before extraordinary items | $2,253,000 | 2,790 |
Extraordinary gains, net | $0 | 46 |
Net income | $2,253,000 | 2,791 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,618 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $83,000,000 | 16 |
Net operating income | $2,174,280 | 2,849 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $4,211,000 | 4,760 |
Total interest expense | $1,787,000 | 3,813 |
Net interest income | $2,424,000 | 5,269 |
Provision for loan and lease losses | $254,000 | 2,520 |
Total noninterest income | $122,000 | 7,395 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $88,000 | 6,079 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $34,000 | 7,520 |
Total noninterest expense | $1,641,000 | 5,765 |
Salaries and employee benefits | $491,000 | 7,404 |
Premises and equipment expense | $418,000 | 3,848 |
Additional noninterest expense | $732,000 | 4,489 |
Pre-tax net operating income | $651,000 | 5,801 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $272,000 | 3,956 |
Income before extraordinary items | $379,000 | 6,494 |
Extraordinary gains, net | $0 | 35 |
Net income | $379,000 | 6,494 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,144 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $83,000,000 | 11 |
Net operating income | $379,000 | 6,456 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.