Emigrant Savings Bank - Manhattan, Income and Expense

2012-09-30 (YTD Data)Rank
Total interest income$24,527,000814
Total interest expense$8,505,000370
Net interest income$16,022,0001,037
Provision for loan and lease losses$365,0002,703
Total noninterest income$743,0003,304
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$392,0002,424
Trading account gains and fees$0157
Additional Noninterest Income$351,0003,465
Total noninterest expense$15,423,000976
Salaries and employee benefits$4,075,0001,850
Premises and equipment expense$3,490,000521
Additional noninterest expense$7,858,000670
Pre-tax net operating income$977,0003,681
Securities gains (losses)$2,604,000152
Applicable income taxes$1,409,000953
Income before extraordinary items$2,172,0001,960
Extraordinary gains, net$020
Net income$2,172,0001,959
Minority interest net income$086
Net income of bank and minority interests.$2,172,0001,961
Net charge-offs$704,0001,803
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$1,004,000166
Net operating income$505,4404,451
2012-06-30 (YTD Data)Rank
Total interest income$17,175,000785
Total interest expense$5,845,000376
Net interest income$11,330,000973
Provision for loan and lease losses$327,0002,301
Total noninterest income$456,0003,411
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$262,0002,400
Trading account gains and fees$0153
Additional Noninterest Income$194,0003,728
Total noninterest expense$10,064,000992
Salaries and employee benefits$2,726,0001,837
Premises and equipment expense$2,226,000545
Additional noninterest expense$5,112,000679
Pre-tax net operating income$1,395,0002,266
Securities gains (losses)$651,000428
Applicable income taxes$789,0001,074
Income before extraordinary items$1,257,0002,186
Extraordinary gains, net$019
Net income$1,257,0002,187
Minority interest net income$084
Net income of bank and minority interests.$1,257,0002,187
Net charge-offs$485,0001,808
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$669,000147
Net operating income$840,3602,794
2012-03-31 (YTD Data)Rank
Total interest income$8,686,000781
Total interest expense$3,051,000371
Net interest income$5,635,000976
Provision for loan and lease losses$389,0001,281
Total noninterest income$198,0003,673
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$130,0002,402
Trading account gains and fees$0148
Additional Noninterest Income$68,0004,269
Total noninterest expense$4,952,0001,004
Salaries and employee benefits$1,376,0001,823
Premises and equipment expense$1,104,000552
Additional noninterest expense$2,472,000701
Pre-tax net operating income$492,0002,908
Securities gains (losses)$595,000234
Applicable income taxes$423,0001,027
Income before extraordinary items$664,0002,085
Extraordinary gains, net$019
Net income$664,0002,086
Minority interest net income$078
Net income of bank and minority interests.$664,0002,087
Net charge-offs$321,0001,427
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$335,000125
Net operating income$283,2003,581
2011-12-31 (YTD Data)Rank
Total interest income$41,511,000672
Total interest expense$13,325,000422
Net interest income$28,186,000777
Provision for loan and lease losses$1,779,0001,704
Total noninterest income$1,008,0003,102
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$546,0002,396
Trading account gains and fees$0146
Additional Noninterest Income$462,0003,220
Total noninterest expense$21,087,000938
Salaries and employee benefits$5,443,0001,778
Premises and equipment expense$5,307,000475
Additional noninterest expense$10,337,000697
Pre-tax net operating income$6,328,000945
Securities gains (losses)$671,000626
Applicable income taxes$2,824,000602
Income before extraordinary items$4,175,0001,207
Extraordinary gains, net$029
Net income$4,175,0001,207
Minority interest net income$096
Net income of bank and minority interests.$4,175,0001,207
Net charge-offs$1,589,0001,800
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,340,000284
Net operating income$3,745,5601,249
2011-09-30 (YTD Data)Rank
Total interest income$30,999,000690
Total interest expense$10,127,000436
Net interest income$20,872,000793
Provision for loan and lease losses$1,507,0001,508
Total noninterest income$707,0003,237
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$415,0002,391
Trading account gains and fees$0145
Additional Noninterest Income$292,0003,502
Total noninterest expense$16,012,000930
Salaries and employee benefits$4,109,0001,773
Premises and equipment expense$4,164,000464
Additional noninterest expense$7,739,000687
Pre-tax net operating income$4,060,0001,135
Securities gains (losses)$357,000809
Applicable income taxes$1,779,000693
Income before extraordinary items$2,638,0001,442
Extraordinary gains, net$021
Net income$2,638,0001,442
Minority interest net income$087
Net income of bank and minority interests.$2,638,0001,442
Net charge-offs$1,136,0001,775
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,004,000271
Net operating income$2,409,5201,498
2011-06-30 (YTD Data)Rank
Total interest income$21,343,000669
Total interest expense$6,833,000449
Net interest income$14,510,000765
Provision for loan and lease losses$357,0002,751
Total noninterest income$553,0002,942
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$276,0002,368
Trading account gains and fees$0153
Additional Noninterest Income$277,0002,998
Total noninterest expense$10,865,000923
Salaries and employee benefits$2,726,0001,798
Premises and equipment expense$2,878,000459
Additional noninterest expense$5,261,000689
Pre-tax net operating income$3,841,000801
Securities gains (losses)$357,000479
Applicable income taxes$1,741,000509
Income before extraordinary items$2,457,0001,000
Extraordinary gains, net$015
Net income$2,457,000998
Minority interest net income$089
Net income of bank and minority interests.$2,457,0001,000
Net charge-offs$514,0002,110
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$670,000193
Net operating income$2,228,5201,075
2011-03-31 (YTD Data)Rank
Total interest income$11,122,000649
Total interest expense$3,464,000462
Net interest income$7,658,000722
Provision for loan and lease losses$186,0002,528
Total noninterest income$162,0004,007
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$137,0002,357
Trading account gains and fees$0158
Additional Noninterest Income$25,0005,598
Total noninterest expense$5,761,000870
Salaries and employee benefits$1,356,0001,830
Premises and equipment expense$1,481,000458
Additional noninterest expense$2,924,000613
Pre-tax net operating income$1,873,000812
Securities gains (losses)$2,0001,590
Applicable income taxes$773,000545
Income before extraordinary items$1,102,0001,113
Extraordinary gains, net$09
Net income$1,102,0001,112
Minority interest net income$086
Net income of bank and minority interests.$1,102,0001,113
Net charge-offs$392,0001,539
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$335,000164
Net operating income$1,100,7201,085
2010-12-31 (YTD Data)Rank
Total interest income$41,714,000725
Total interest expense$15,744,000501
Net interest income$25,970,000843
Provision for loan and lease losses$2,858,0001,664
Total noninterest income$1,108,0003,049
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$592,0002,313
Trading account gains and fees$0175
Additional Noninterest Income$516,0003,146
Total noninterest expense$21,113,000946
Salaries and employee benefits$5,472,0001,778
Premises and equipment expense$5,416,000481
Additional noninterest expense$10,225,000738
Pre-tax net operating income$3,107,0001,580
Securities gains (losses)$12,767,00053
Applicable income taxes$6,767,000289
Income before extraordinary items$9,107,000501
Extraordinary gains, net$029
Net income$9,107,000501
Minority interest net income$0111
Net income of bank and minority interests.$9,107,000503
Net charge-offs$1,735,0002,021
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,339,000328
Net operating income$936,1203,212
2010-09-30 (YTD Data)Rank
Total interest income$31,717,000720
Total interest expense$12,031,000509
Net interest income$19,686,000838
Provision for loan and lease losses$2,655,0001,373
Total noninterest income$743,0003,286
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$450,0002,351
Trading account gains and fees$0165
Additional Noninterest Income$293,0003,581
Total noninterest expense$15,614,000944
Salaries and employee benefits$4,085,0001,799
Premises and equipment expense$4,093,000474
Additional noninterest expense$7,436,000732
Pre-tax net operating income$2,160,0001,790
Securities gains (losses)$12,767,00049
Applicable income taxes$6,407,000236
Income before extraordinary items$8,520,000399
Extraordinary gains, net$023
Net income$8,520,000399
Minority interest net income$0110
Net income of bank and minority interests.$8,520,000400
Net charge-offs$1,555,0001,751
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,005,000285
Net operating income$349,1204,468
2010-06-30 (YTD Data)Rank
Total interest income$21,128,000723
Total interest expense$8,144,000520
Net interest income$12,984,000841
Provision for loan and lease losses$1,284,0001,674
Total noninterest income$515,0003,157
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$299,0002,364
Trading account gains and fees$0152
Additional Noninterest Income$216,0003,384
Total noninterest expense$10,466,000947
Salaries and employee benefits$2,720,0001,815
Premises and equipment expense$2,720,000475
Additional noninterest expense$5,026,000722
Pre-tax net operating income$1,749,0001,486
Securities gains (losses)$-227,0007,609
Applicable income taxes$536,0001,154
Income before extraordinary items$986,0002,149
Extraordinary gains, net$019
Net income$986,0002,147
Minority interest net income$0105
Net income of bank and minority interests.$986,0002,151
Net charge-offs$637,0002,173
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$670,000238
Net operating income$1,133,5501,805
2010-03-31 (YTD Data)Rank
Total interest income$9,925,000790
Total interest expense$4,191,000533
Net interest income$5,734,000981
Provision for loan and lease losses$648,0001,550
Total noninterest income$254,0003,184
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$152,0002,317
Trading account gains and fees$0175
Additional Noninterest Income$102,0003,485
Total noninterest expense$4,828,0001,027
Salaries and employee benefits$1,345,0001,862
Premises and equipment expense$1,363,000492
Additional noninterest expense$2,120,000844
Pre-tax net operating income$512,0002,367
Securities gains (losses)$30,0001,362
Applicable income taxes$170,0001,596
Income before extraordinary items$372,0002,689
Extraordinary gains, net$016
Net income$372,0002,687
Minority interest net income$091
Net income of bank and minority interests.$372,0002,690
Net charge-offs$420,0001,735
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$335,000182
Net operating income$351,3002,701
2009-12-31 (YTD Data)Rank
Total interest income$47,391,000698
Total interest expense$18,291,000625
Net interest income$29,100,000736
Provision for loan and lease losses$1,902,0002,546
Total noninterest income$1,076,0003,198
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$646,0002,408
Trading account gains and fees$-57,0007,972
Additional Noninterest Income$487,0003,243
Total noninterest expense$23,401,000903
Salaries and employee benefits$5,975,0001,656
Premises and equipment expense$5,186,000512
Additional noninterest expense$12,240,000665
Pre-tax net operating income$4,873,000860
Securities gains (losses)$-23,538,0007,971
Applicable income taxes$-2,739,0007,596
Income before extraordinary items$-15,926,0007,689
Extraordinary gains, net$034
Net income$-15,926,0007,688
Minority interest net income$0115
Net income of bank and minority interests.$-15,926,0007,688
Net charge-offs$531,0003,706
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,339,000389
Net operating income$4,081,300839
2009-09-30 (YTD Data)Rank
Total interest income$36,065,000701
Total interest expense$13,890,000656
Net interest income$22,175,000716
Provision for loan and lease losses$1,863,0002,001
Total noninterest income$783,0003,306
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$486,0002,414
Trading account gains and fees$-57,0008,066
Additional Noninterest Income$354,0003,379
Total noninterest expense$17,835,000867
Salaries and employee benefits$4,675,0001,609
Premises and equipment expense$3,934,000519
Additional noninterest expense$9,226,000626
Pre-tax net operating income$3,260,0001,002
Securities gains (losses)$-20,368,0008,063
Applicable income taxes$-2,009,0007,723
Income before extraordinary items$-15,099,0007,857
Extraordinary gains, net$027
Net income$-15,099,0007,856
Minority interest net income$0118
Net income of bank and minority interests.$-15,099,0007,856
Net charge-offs$194,0004,287
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,004,000350
Net operating income$2,824,840944
2009-06-30 (YTD Data)Rank
Total interest income$24,508,000701
Total interest expense$9,349,000695
Net interest income$15,159,000711
Provision for loan and lease losses$100,0005,300
Total noninterest income$513,0003,367
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$324,0002,382
Trading account gains and fees$-50,0008,155
Additional Noninterest Income$239,0003,374
Total noninterest expense$11,548,000929
Salaries and employee benefits$3,178,0001,613
Premises and equipment expense$2,641,000524
Additional noninterest expense$5,729,000677
Pre-tax net operating income$4,024,000555
Securities gains (losses)$-13,936,0008,158
Applicable income taxes$1,274,000490
Income before extraordinary items$-11,186,0007,966
Extraordinary gains, net$021
Net income$-11,186,0007,965
Minority interest net income$0112
Net income of bank and minority interests.$-11,186,0007,965
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$669,000321
Net operating income$2,750,000648
2009-03-31 (YTD Data)Rank
Total interest income$12,590,000683
Total interest expense$4,711,000709
Net interest income$7,879,000670
Provision for loan and lease losses$06,744
Total noninterest income$289,0003,091
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$163,0002,291
Trading account gains and fees$0171
Additional Noninterest Income$126,0003,262
Total noninterest expense$5,528,000926
Salaries and employee benefits$1,627,0001,599
Premises and equipment expense$1,345,000521
Additional noninterest expense$2,556,000666
Pre-tax net operating income$2,640,000447
Securities gains (losses)$-10,443,0008,225
Applicable income taxes$947,000366
Income before extraordinary items$-8,750,0008,115
Extraordinary gains, net$015
Net income$-8,750,0008,115
Minority interest net income$0102
Net income of bank and minority interests.$-8,750,0008,115
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$334,000229
Net operating income$1,693,000552
2008-12-31 (YTD Data)Rank
Total interest income$52,784,000703
Total interest expense$22,820,000700
Net interest income$29,964,000727
Provision for loan and lease losses$1,339,0002,288
Total noninterest income$1,113,0003,198
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$697,0002,354
Trading account gains and fees$0154
Additional Noninterest Income$416,0003,513
Total noninterest expense$21,032,000947
Salaries and employee benefits$6,619,0001,563
Premises and equipment expense$6,136,000442
Additional noninterest expense$8,277,000799
Pre-tax net operating income$8,706,000633
Securities gains (losses)$-22,807,0008,233
Applicable income taxes$-1,605,0007,862
Income before extraordinary items$-12,496,0008,035
Extraordinary gains, net$039
Net income$-12,496,0008,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,714
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$1,340,000385
Net operating income$7,802,230532
2008-09-30 (YTD Data)Rank
Total interest income$38,759,000743
Total interest expense$17,745,000702
Net interest income$21,014,000790
Provision for loan and lease losses$806,0002,090
Total noninterest income$828,0003,259
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$526,0002,359
Trading account gains and fees$0148
Additional Noninterest Income$302,0003,673
Total noninterest expense$15,845,000934
Salaries and employee benefits$4,994,0001,573
Premises and equipment expense$4,584,000452
Additional noninterest expense$6,267,000746
Pre-tax net operating income$5,191,000974
Securities gains (losses)$-50,0007,482
Applicable income taxes$1,568,000800
Income before extraordinary items$3,573,0001,027
Extraordinary gains, net$031
Net income$3,573,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,023
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$1,005,000297
Net operating income$3,608,0001,080
2008-06-30 (YTD Data)Rank
Total interest income$25,195,000775
Total interest expense$12,089,000714
Net interest income$13,106,000833
Provision for loan and lease losses$507,0001,894
Total noninterest income$558,0003,272
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$348,0002,364
Trading account gains and fees$0149
Additional Noninterest Income$210,0003,671
Total noninterest expense$10,700,000925
Salaries and employee benefits$3,340,0001,578
Premises and equipment expense$3,004,000459
Additional noninterest expense$4,356,000695
Pre-tax net operating income$2,457,0001,405
Securities gains (losses)$03,233
Applicable income taxes$588,0001,415
Income before extraordinary items$1,869,0001,474
Extraordinary gains, net$021
Net income$1,869,0001,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,448
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$670,000238
Net operating income$1,869,0001,444
2008-03-31 (YTD Data)Rank
Total interest income$12,512,000803
Total interest expense$6,092,000756
Net interest income$6,420,000842
Provision for loan and lease losses$06,080
Total noninterest income$281,0003,272
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$177,0002,295
Trading account gains and fees$0158
Additional Noninterest Income$104,0003,698
Total noninterest expense$5,363,000904
Salaries and employee benefits$1,683,0001,581
Premises and equipment expense$1,478,000470
Additional noninterest expense$2,202,000664
Pre-tax net operating income$1,338,0001,400
Securities gains (losses)$02,688
Applicable income taxes$301,0001,473
Income before extraordinary items$1,037,0001,445
Extraordinary gains, net$015
Net income$1,037,0001,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,488
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$335,000164
Net operating income$1,037,0001,395
2007-12-31 (YTD Data)Rank
Total interest income$64,874,000649
Total interest expense$25,939,000756
Net interest income$38,935,000581
Provision for loan and lease losses$108,0004,801
Total noninterest income$1,266,0003,032
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$783,0002,174
Trading account gains and fees$0178
Additional Noninterest Income$483,0003,378
Total noninterest expense$20,471,000910
Salaries and employee benefits$6,751,0001,492
Premises and equipment expense$5,982,000449
Additional noninterest expense$7,738,000743
Pre-tax net operating income$19,622,000476
Securities gains (losses)$1,110,000162
Applicable income taxes$8,211,000376
Income before extraordinary items$12,521,000524
Extraordinary gains, net$039
Net income$12,521,000521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$-2,643,0008,516
Net operating income$11,810,600548
2007-09-30 (YTD Data)Rank
Total interest income$49,267,000636
Total interest expense$19,342,000758
Net interest income$29,925,000569
Provision for loan and lease losses$81,0004,480
Total noninterest income$911,0003,108
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$597,0002,120
Trading account gains and fees$0184
Additional Noninterest Income$314,0003,648
Total noninterest expense$15,389,000894
Salaries and employee benefits$5,081,0001,491
Premises and equipment expense$4,486,000449
Additional noninterest expense$5,822,000730
Pre-tax net operating income$15,366,000487
Securities gains (losses)$1,117,000145
Applicable income taxes$6,808,000385
Income before extraordinary items$9,675,000550
Extraordinary gains, net$033
Net income$9,675,000548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$-2,977,0008,548
Net operating income$8,960,120583
2007-06-30 (YTD Data)Rank
Total interest income$33,037,000647
Total interest expense$12,757,000770
Net interest income$20,280,000576
Provision for loan and lease losses$54,0004,290
Total noninterest income$599,0003,154
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$399,0002,114
Trading account gains and fees$0168
Additional Noninterest Income$200,0003,784
Total noninterest expense$10,272,000909
Salaries and employee benefits$3,410,0001,506
Premises and equipment expense$2,968,000466
Additional noninterest expense$3,894,000732
Pre-tax net operating income$10,553,000509
Securities gains (losses)$1,130,000105
Applicable income taxes$4,876,000392
Income before extraordinary items$6,807,000560
Extraordinary gains, net$029
Net income$6,807,000559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$-3,312,0008,608
Net operating income$6,083,800600
2007-03-31 (YTD Data)Rank
Total interest income$16,443,000641
Total interest expense$6,201,000786
Net interest income$10,242,000569
Provision for loan and lease losses$27,0004,065
Total noninterest income$283,0003,243
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$200,0002,050
Trading account gains and fees$0195
Additional Noninterest Income$83,0004,134
Total noninterest expense$5,121,000905
Salaries and employee benefits$1,719,0001,510
Premises and equipment expense$1,450,000471
Additional noninterest expense$1,952,000715
Pre-tax net operating income$5,377,000500
Securities gains (losses)$1,134,00064
Applicable income taxes$2,832,000355
Income before extraordinary items$3,679,000528
Extraordinary gains, net$022
Net income$3,679,000527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$-3,647,0008,643
Net operating income$2,953,240610
2006-12-31 (YTD Data)Rank
Total interest income$63,728,000620
Total interest expense$24,791,000685
Net interest income$38,937,000592
Provision for loan and lease losses$83,0004,994
Total noninterest income$1,509,0002,689
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$889,0001,932
Trading account gains and fees$0130
Additional Noninterest Income$620,0002,957
Total noninterest expense$20,206,000873
Salaries and employee benefits$5,849,0001,675
Premises and equipment expense$5,864,000445
Additional noninterest expense$8,493,000641
Pre-tax net operating income$20,157,000537
Securities gains (losses)$78,000587
Applicable income taxes$8,393,000439
Income before extraordinary items$11,842,000640
Extraordinary gains, net$051
Net income$11,842,000639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,765
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$4,734,000322
Net operating income$11,792,080635
2006-09-30 (YTD Data)Rank
Total interest income$47,404,000634
Total interest expense$18,116,000690
Net interest income$29,288,000603
Provision for loan and lease losses$95,0004,177
Total noninterest income$1,076,0002,796
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$680,0001,898
Trading account gains and fees$0126
Additional Noninterest Income$396,0003,237
Total noninterest expense$14,788,000907
Salaries and employee benefits$4,091,0001,798
Premises and equipment expense$4,370,000454
Additional noninterest expense$6,327,000661
Pre-tax net operating income$15,481,000547
Securities gains (losses)$78,000479
Applicable income taxes$6,476,000461
Income before extraordinary items$9,083,000650
Extraordinary gains, net$045
Net income$9,083,000649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,107
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$9,033,080647
2006-06-30 (YTD Data)Rank
Total interest income$30,644,000638
Total interest expense$11,879,000666
Net interest income$18,765,000625
Provision for loan and lease losses$75,0003,786
Total noninterest income$724,0002,771
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$456,0001,878
Trading account gains and fees$0126
Additional Noninterest Income$268,0003,209
Total noninterest expense$9,906,000903
Salaries and employee benefits$2,754,0001,777
Premises and equipment expense$2,917,000459
Additional noninterest expense$4,235,000662
Pre-tax net operating income$9,508,000586
Securities gains (losses)$01,185
Applicable income taxes$3,946,000484
Income before extraordinary items$5,562,000706
Extraordinary gains, net$039
Net income$5,562,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,562,000693
2006-03-31 (YTD Data)Rank
Total interest income$14,795,000643
Total interest expense$5,787,000644
Net interest income$9,008,000634
Provision for loan and lease losses$54,0003,025
Total noninterest income$366,0002,697
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$232,0001,808
Trading account gains and fees$0115
Additional Noninterest Income$134,0003,182
Total noninterest expense$4,911,000913
Salaries and employee benefits$1,380,0001,785
Premises and equipment expense$1,441,000458
Additional noninterest expense$2,090,000663
Pre-tax net operating income$4,409,000607
Securities gains (losses)$0955
Applicable income taxes$1,808,000499
Income before extraordinary items$2,601,000739
Extraordinary gains, net$021
Net income$2,601,000738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,757
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,601,000723
2005-12-31 (YTD Data)Rank
Total interest income$17,173,0001,954
Total interest expense$7,538,0001,505
Net interest income$9,635,0002,294
Provision for loan and lease losses$7,0006,907
Total noninterest income$576,0004,897
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$339,0003,917
Trading account gains and fees$0138
Additional Noninterest Income$237,0004,832
Total noninterest expense$6,570,0002,527
Salaries and employee benefits$1,978,0004,151
Premises and equipment expense$1,782,0001,382
Additional noninterest expense$2,810,0001,797
Pre-tax net operating income$3,634,0002,387
Securities gains (losses)$123,000638
Applicable income taxes$1,504,0001,702
Income before extraordinary items$2,253,0002,790
Extraordinary gains, net$046
Net income$2,253,0002,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$83,000,00016
Net operating income$2,174,2802,849
2005-09-30 (YTD Data)Rank
Total interest income$4,211,0004,760
Total interest expense$1,787,0003,813
Net interest income$2,424,0005,269
Provision for loan and lease losses$254,0002,520
Total noninterest income$122,0007,395
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$88,0006,079
Trading account gains and fees$0126
Additional Noninterest Income$34,0007,520
Total noninterest expense$1,641,0005,765
Salaries and employee benefits$491,0007,404
Premises and equipment expense$418,0003,848
Additional noninterest expense$732,0004,489
Pre-tax net operating income$651,0005,801
Securities gains (losses)$02,317
Applicable income taxes$272,0003,956
Income before extraordinary items$379,0006,494
Extraordinary gains, net$035
Net income$379,0006,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$83,000,00011
Net operating income$379,0006,456

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.