Home > Emigrant Savings Bank - Manhattan > Assets and Liabilities
Emigrant Savings Bank - Manhattan, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 83 | 1,842 |
| Assets and Liabilities | ||
| Total Assets: | $1,265,762,000 | 528 |
| Cash and due from depository institutions | $21,212,000 | 1,842 |
| Interest-bearing balances | $0 | 6,879 |
| Securities | $510,402,000 | 306 |
| Federal funds sold & reverse repurchase agreements | $415,000,000 | 31 |
| Net loans & leases | $307,760,000 | 1,355 |
| Loan loss allowance | $3,870,000 | 1,867 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $3,556,000 | 2,986 |
| Other real estate owned | $2,841,000 | 1,842 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $4,991,000 | 3,036 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $1,265,762,000 | 528 |
| Total liabilities | $1,154,628,000 | 519 |
| Total deposits | $1,104,243,000 | 488 |
| Interest-bearing deposits | $1,021,142,000 | 435 |
| Deposits held in domestic offices | $1,104,243,000 | 485 |
| % insured | 94.41% | 1,909 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $6,039,000 | 2,260 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $44,346,000 | 232 |
| Total equity capital | $111,134,000 | 663 |
| Total bank equity capital | $111,134,000 | 661 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $24,000,000 | 192 |
| Surplus | $75,453,000 | 512 |
| Undivided profits | $11,681,000 | 2,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $37,457,000 | 342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,713,000 | 1,002 |
| Earning assets | $1,233,162,000 | 495 |
| Long-term assets (5+ years) | $27,345,000 | 4,421 |
| Average Assets, year-to-date | $1,255,582,750 | 528 |
| Average Assets, quarterly | $1,257,581,500 | 529 |
| Volatile liabilities | $22,320,000 | 1,863 |
| Insider loans | $0 | 6,456 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $2,843,000 | 5,742 |
| Tier 1 (core) risk-based capital | $112,221,000 | 595 |
| Tier 2 risk-based capital | $3,870,000 | 1,371 |
| Total risk weighted assets | $352,375,000 | 1,263 |
| Total unused commitments | $2,843,000 | 5,742 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 86 | 1,763 |
| Assets and Liabilities | ||
| Total Assets: | $1,249,401,000 | 533 |
| Cash and due from depository institutions | $23,367,000 | 1,763 |
| Interest-bearing balances | $0 | 6,914 |
| Securities | $600,752,000 | 260 |
| Federal funds sold & reverse repurchase agreements | $290,000,000 | 32 |
| Net loans & leases | $323,561,000 | 1,293 |
| Loan loss allowance | $4,051,000 | 1,810 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $3,283,000 | 3,149 |
| Other real estate owned | $2,823,000 | 1,763 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $5,615,000 | 2,777 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $1,249,401,000 | 533 |
| Total liabilities | $1,140,556,000 | 522 |
| Total deposits | $1,095,394,000 | 491 |
| Interest-bearing deposits | $1,020,590,000 | 438 |
| Deposits held in domestic offices | $1,095,394,000 | 489 |
| % insured | 95.39% | 1,583 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $722,000 | 3,854 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $44,440,000 | 223 |
| Total equity capital | $108,845,000 | 663 |
| Total bank equity capital | $108,845,000 | 662 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $24,000,000 | 195 |
| Surplus | $75,118,000 | 506 |
| Undivided profits | $9,727,000 | 3,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $33,203,000 | 413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $3,028,000 | 829 |
| Earning assets | $1,214,313,000 | 501 |
| Long-term assets (5+ years) | $24,478,000 | 4,635 |
| Average Assets, year-to-date | $1,252,189,670 | 533 |
| Average Assets, quarterly | $1,255,646,500 | 534 |
| Volatile liabilities | $17,005,000 | 2,325 |
| Insider loans | $0 | 6,533 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $7,008,000 | 4,490 |
| Tier 1 (core) risk-based capital | $110,357,000 | 599 |
| Tier 2 risk-based capital | $4,051,000 | 1,314 |
| Total risk weighted assets | $332,911,000 | 1,331 |
| Total unused commitments | $7,008,000 | 4,490 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 86 | 1,751 |
| Assets and Liabilities | ||
| Total Assets: | $1,261,892,000 | 534 |
| Cash and due from depository institutions | $22,559,000 | 1,751 |
| Interest-bearing balances | $0 | 6,976 |
| Securities | $633,012,000 | 248 |
| Federal funds sold & reverse repurchase agreements | $255,000,000 | 31 |
| Net loans & leases | $339,041,000 | 1,216 |
| Loan loss allowance | $4,277,000 | 1,728 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,832,000 | 3,442 |
| Other real estate owned | $3,392,000 | 1,751 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $6,056,000 | 2,638 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $1,261,892,000 | 534 |
| Total liabilities | $1,155,405,000 | 519 |
| Total deposits | $1,104,882,000 | 483 |
| Interest-bearing deposits | $1,023,767,000 | 441 |
| Deposits held in domestic offices | $1,104,882,000 | 481 |
| % insured | 94.88% | 1,826 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $14,550,000 | 1,474 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $35,973,000 | 257 |
| Total equity capital | $106,487,000 | 669 |
| Total bank equity capital | $106,487,000 | 668 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $24,000,000 | 196 |
| Surplus | $74,784,000 | 511 |
| Undivided profits | $7,703,000 | 3,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $35,369,000 | 420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $3,241,000 | 776 |
| Earning assets | $1,227,053,000 | 495 |
| Long-term assets (5+ years) | $28,683,000 | 4,332 |
| Average Assets, year-to-date | $1,253,584,000 | 533 |
| Average Assets, quarterly | $1,253,584,000 | 533 |
| Volatile liabilities | $30,944,000 | 1,454 |
| Insider loans | $0 | 6,588 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $5,203,000 | 5,062 |
| Tier 1 (core) risk-based capital | $108,523,000 | 603 |
| Tier 2 risk-based capital | $4,219,000 | 1,264 |
| Total risk weighted assets | $337,493,000 | 1,311 |
| Total unused commitments | $5,203,000 | 5,062 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 85 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $1,245,276,000 | 535 |
| Cash and due from depository institutions | $31,851,000 | 1,767 |
| Interest-bearing balances | $0 | 6,975 |
| Securities | $675,124,000 | 230 |
| Federal funds sold & reverse repurchase agreements | $180,000,000 | 37 |
| Net loans & leases | $344,930,000 | 1,206 |
| Loan loss allowance | $4,209,000 | 1,761 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,361,000 | 3,793 |
| Other real estate owned | $3,529,000 | 1,767 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $7,481,000 | 2,300 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $1,245,276,000 | 535 |
| Total liabilities | $1,145,198,000 | 516 |
| Total deposits | $1,100,675,000 | 484 |
| Interest-bearing deposits | $1,023,405,000 | 435 |
| Deposits held in domestic offices | $1,100,675,000 | 483 |
| % insured | 95.04% | 1,840 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $8,150,000 | 2,186 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $36,373,000 | 251 |
| Total equity capital | $100,078,000 | 713 |
| Total bank equity capital | $100,078,000 | 713 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $24,000,000 | 194 |
| Surplus | $74,449,000 | 518 |
| Undivided profits | $1,629,000 | 5,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $34,608,000 | 430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $3,232,000 | 816 |
| Earning assets | $1,200,054,000 | 501 |
| Long-term assets (5+ years) | $30,617,000 | 3,646 |
| Average Assets, year-to-date | $1,239,975,000 | 530 |
| Average Assets, quarterly | $1,240,152,000 | 535 |
| Volatile liabilities | $24,622,000 | 1,900 |
| Insider loans | $0 | 6,631 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $16,774,000 | 2,833 |
| Tier 1 (core) risk-based capital | $104,656,000 | 620 |
| Tier 2 risk-based capital | $4,182,000 | 1,279 |
| Total risk weighted assets | $334,517,000 | 1,338 |
| Total unused commitments | $16,774,000 | 2,835 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 88 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $1,235,028,000 | 543 |
| Cash and due from depository institutions | $20,447,000 | 1,706 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $693,660,000 | 221 |
| Federal funds sold & reverse repurchase agreements | $145,000,000 | 45 |
| Net loans & leases | $360,334,000 | 1,172 |
| Loan loss allowance | $4,390,000 | 1,707 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,456,000 | 4,653 |
| Other real estate owned | $3,320,000 | 1,706 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $10,811,000 | 1,746 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $1,235,028,000 | 543 |
| Total liabilities | $1,134,237,000 | 529 |
| Total deposits | $1,102,171,000 | 490 |
| Interest-bearing deposits | $1,025,502,000 | 442 |
| Deposits held in domestic offices | $1,102,171,000 | 488 |
| % insured | 95.37% | 1,753 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $1,870,000 | 3,767 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $30,196,000 | 285 |
| Total equity capital | $100,791,000 | 711 |
| Total bank equity capital | $100,791,000 | 711 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $24,000,000 | 192 |
| Surplus | $74,114,000 | 529 |
| Undivided profits | $2,677,000 | 5,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $38,575,000 | 420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $3,507,000 | 776 |
| Earning assets | $1,198,994,000 | 504 |
| Long-term assets (5+ years) | $31,227,000 | 3,537 |
| Average Assets, year-to-date | $1,238,649,750 | 537 |
| Average Assets, quarterly | $1,238,775,500 | 539 |
| Volatile liabilities | $17,784,000 | 2,443 |
| Insider loans | $0 | 6,691 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $4,503,000 | 5,235 |
| Tier 1 (core) risk-based capital | $102,968,000 | 635 |
| Tier 2 risk-based capital | $4,380,000 | 1,217 |
| Total risk weighted assets | $350,411,000 | 1,280 |
| Total unused commitments | $4,503,000 | 5,236 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 89 | 1,703 |
| Assets and Liabilities | ||
| Total Assets: | $1,242,523,000 | 539 |
| Cash and due from depository institutions | $22,365,000 | 1,703 |
| Interest-bearing balances | $0 | 7,029 |
| Securities | $716,935,000 | 218 |
| Federal funds sold & reverse repurchase agreements | $120,000,000 | 45 |
| Net loans & leases | $372,097,000 | 1,140 |
| Loan loss allowance | $3,862,000 | 1,945 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,488,000 | 4,649 |
| Other real estate owned | $2,301,000 | 1,703 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $7,337,000 | 2,385 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $1,242,523,000 | 539 |
| Total liabilities | $1,137,311,000 | 525 |
| Total deposits | $1,093,701,000 | 491 |
| Interest-bearing deposits | $1,022,830,000 | 446 |
| Deposits held in domestic offices | $1,093,701,000 | 489 |
| % insured | 95.65% | 1,673 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $9,830,000 | 2,150 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $33,780,000 | 260 |
| Total equity capital | $105,212,000 | 676 |
| Total bank equity capital | $105,212,000 | 675 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $24,000,000 | 197 |
| Surplus | $73,779,000 | 534 |
| Undivided profits | $7,433,000 | 3,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $36,336,000 | 471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $3,511,000 | 768 |
| Earning assets | $1,209,032,000 | 507 |
| Long-term assets (5+ years) | $32,618,000 | 3,444 |
| Average Assets, year-to-date | $1,239,857,000 | 540 |
| Average Assets, quarterly | $1,237,093,000 | 541 |
| Volatile liabilities | $25,160,000 | 1,902 |
| Insider loans | $0 | 6,748 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $5,409,000 | 5,039 |
| Tier 1 (core) risk-based capital | $106,174,000 | 613 |
| Tier 2 risk-based capital | $3,862,000 | 1,389 |
| Total risk weighted assets | $355,158,000 | 1,268 |
| Total unused commitments | $5,409,000 | 5,040 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 88 | 1,718 |
| Assets and Liabilities | ||
| Total Assets: | $1,231,663,000 | 545 |
| Cash and due from depository institutions | $34,151,000 | 1,718 |
| Interest-bearing balances | $0 | 7,081 |
| Securities | $740,827,000 | 209 |
| Federal funds sold & reverse repurchase agreements | $60,000,000 | 86 |
| Net loans & leases | $385,795,000 | 1,109 |
| Loan loss allowance | $3,813,000 | 1,975 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,501,000 | 4,672 |
| Other real estate owned | $2,011,000 | 1,718 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $7,378,000 | 2,418 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $1,231,663,000 | 545 |
| Total liabilities | $1,131,197,000 | 530 |
| Total deposits | $1,099,798,000 | 491 |
| Interest-bearing deposits | $1,024,120,000 | 452 |
| Deposits held in domestic offices | $1,099,798,000 | 489 |
| % insured | 95.25% | 1,900 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $3,769,000 | 3,258 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $27,630,000 | 293 |
| Total equity capital | $100,466,000 | 682 |
| Total bank equity capital | $100,466,000 | 682 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $24,000,000 | 194 |
| Surplus | $73,444,000 | 534 |
| Undivided profits | $3,022,000 | 4,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $37,770,000 | 462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $3,704,000 | 725 |
| Earning assets | $1,186,622,000 | 515 |
| Long-term assets (5+ years) | $33,730,000 | 3,330 |
| Average Assets, year-to-date | $1,238,524,000 | 543 |
| Average Assets, quarterly | $1,238,524,000 | 543 |
| Volatile liabilities | $19,942,000 | 2,287 |
| Insider loans | $0 | 6,813 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $4,781,000 | 5,284 |
| Tier 1 (core) risk-based capital | $104,080,000 | 614 |
| Tier 2 risk-based capital | $3,865,000 | 1,390 |
| Total risk weighted assets | $351,809,000 | 1,283 |
| Total unused commitments | $4,781,000 | 5,288 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 89 | 1,704 |
| Assets and Liabilities | ||
| Total Assets: | $1,245,385,000 | 545 |
| Cash and due from depository institutions | $17,929,000 | 1,704 |
| Interest-bearing balances | $0 | 7,115 |
| Securities | $709,074,000 | 210 |
| Federal funds sold & reverse repurchase agreements | $95,000,000 | 72 |
| Net loans & leases | $411,402,000 | 1,049 |
| Loan loss allowance | $4,019,000 | 1,905 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,356,000 | 4,903 |
| Other real estate owned | $2,281,000 | 1,704 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $8,343,000 | 2,208 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $1,245,385,000 | 545 |
| Total liabilities | $1,147,097,000 | 531 |
| Total deposits | $1,103,628,000 | 495 |
| Interest-bearing deposits | $1,021,021,000 | 461 |
| Deposits held in domestic offices | $1,103,628,000 | 493 |
| % insured | 94.97% | 1,976 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,372,000 | 1,857 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $29,097,000 | 279 |
| Total equity capital | $98,288,000 | 697 |
| Total bank equity capital | $98,288,000 | 694 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $24,000,000 | 190 |
| Surplus | $73,109,000 | 533 |
| Undivided profits | $1,179,000 | 5,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $42,193,000 | 427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $3,880,000 | 716 |
| Earning assets | $1,215,476,000 | 513 |
| Long-term assets (5+ years) | $39,761,000 | 2,907 |
| Average Assets, year-to-date | $1,221,222,400 | 551 |
| Average Assets, quarterly | $1,241,658,000 | 544 |
| Volatile liabilities | $115,893,000 | 1,187 |
| Insider loans | $0 | 6,907 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $8,156,000 | 4,302 |
| Tier 1 (core) risk-based capital | $102,268,000 | 620 |
| Tier 2 risk-based capital | $4,030,000 | 1,358 |
| Total risk weighted assets | $374,454,000 | 1,224 |
| Total unused commitments | $8,156,000 | 4,302 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 90 | 1,708 |
| Assets and Liabilities | ||
| Total Assets: | $1,237,931,000 | 544 |
| Cash and due from depository institutions | $25,381,000 | 1,708 |
| Interest-bearing balances | $0 | 7,196 |
| Securities | $432,178,000 | 312 |
| Federal funds sold & reverse repurchase agreements | $361,200,000 | 35 |
| Net loans & leases | $407,390,000 | 1,077 |
| Loan loss allowance | $3,996,000 | 1,920 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,482,000 | 4,821 |
| Other real estate owned | $1,838,000 | 1,708 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $8,462,000 | 2,234 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $1,237,931,000 | 544 |
| Total liabilities | $1,140,007,000 | 531 |
| Total deposits | $1,092,328,000 | 492 |
| Interest-bearing deposits | $1,016,756,000 | 459 |
| Deposits held in domestic offices | $1,092,328,000 | 490 |
| % insured | 95.72% | 1,257 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $17,693,000 | 1,716 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $29,986,000 | 284 |
| Total equity capital | $97,924,000 | 706 |
| Total bank equity capital | $97,924,000 | 705 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $24,000,000 | 188 |
| Surplus | $72,775,000 | 528 |
| Undivided profits | $1,149,000 | 5,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $37,438,000 | 495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $3,471,000 | 855 |
| Earning assets | $1,200,768,000 | 510 |
| Long-term assets (5+ years) | $40,325,000 | 2,820 |
| Average Assets, year-to-date | $1,215,181,750 | 549 |
| Average Assets, quarterly | $1,223,563,500 | 547 |
| Volatile liabilities | $119,222,000 | 1,177 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $15,425,000 | 3,111 |
| Tier 1 (core) risk-based capital | $100,758,000 | 610 |
| Tier 2 risk-based capital | $4,077,000 | 1,373 |
| Total risk weighted assets | $387,498,000 | 1,210 |
| Total unused commitments | $15,425,000 | 3,114 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 91 | 1,700 |
| Assets and Liabilities | ||
| Total Assets: | $1,209,196,000 | 554 |
| Cash and due from depository institutions | $24,928,000 | 1,700 |
| Interest-bearing balances | $0 | 7,206 |
| Securities | $572,357,000 | 231 |
| Federal funds sold & reverse repurchase agreements | $176,500,000 | 50 |
| Net loans & leases | $416,740,000 | 1,075 |
| Loan loss allowance | $3,543,000 | 2,103 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,614,000 | 4,699 |
| Other real estate owned | $1,905,000 | 1,700 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $15,152,000 | 1,440 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $1,209,196,000 | 554 |
| Total liabilities | $1,121,217,000 | 538 |
| Total deposits | $1,092,424,000 | 487 |
| Interest-bearing deposits | $1,017,204,000 | 447 |
| Deposits held in domestic offices | $1,092,424,000 | 485 |
| % insured | 95.69% | 1,352 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $52,000 | 5,106 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $28,741,000 | 283 |
| Total equity capital | $87,979,000 | 764 |
| Total bank equity capital | $87,979,000 | 762 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $24,000,000 | 187 |
| Surplus | $72,440,000 | 529 |
| Undivided profits | $-8,461,000 | 7,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $41,159,000 | 458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $4,502,000 | 611 |
| Earning assets | $1,165,597,000 | 520 |
| Long-term assets (5+ years) | $144,109,000 | 950 |
| Average Assets, year-to-date | $1,207,598,670 | 553 |
| Average Assets, quarterly | $1,206,548,000 | 557 |
| Volatile liabilities | $97,788,000 | 1,465 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $9,993,000 | 4,008 |
| Tier 1 (core) risk-based capital | $91,633,000 | 668 |
| Tier 2 risk-based capital | $3,933,000 | 1,433 |
| Total risk weighted assets | $397,099,000 | 1,198 |
| Total unused commitments | $9,993,000 | 4,011 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 91 | 1,717 |
| Assets and Liabilities | ||
| Total Assets: | $1,203,900,000 | 574 |
| Cash and due from depository institutions | $19,579,000 | 1,717 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $461,738,000 | 292 |
| Federal funds sold & reverse repurchase agreements | $264,500,000 | 40 |
| Net loans & leases | $439,305,000 | 1,044 |
| Loan loss allowance | $3,124,000 | 2,356 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,763,000 | 4,614 |
| Other real estate owned | $1,092,000 | 1,717 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $15,923,000 | 1,421 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $1,203,900,000 | 574 |
| Total liabilities | $1,114,885,000 | 558 |
| Total deposits | $1,077,737,000 | 501 |
| Interest-bearing deposits | $1,062,508,000 | 443 |
| Deposits held in domestic offices | $1,077,737,000 | 498 |
| % insured | 96.47% | 1,111 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $8,779,000 | 2,791 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $28,369,000 | 285 |
| Total equity capital | $89,015,000 | 748 |
| Total bank equity capital | $89,015,000 | 747 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $24,000,000 | 188 |
| Surplus | $72,105,000 | 538 |
| Undivided profits | $-7,090,000 | 7,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $40,680,000 | 499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $3,724,000 | 794 |
| Earning assets | $1,165,543,000 | 537 |
| Long-term assets (5+ years) | $128,589,000 | 1,070 |
| Average Assets, year-to-date | $1,206,800,000 | 569 |
| Average Assets, quarterly | $1,206,800,000 | 569 |
| Volatile liabilities | $106,637,000 | 1,390 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $15,143,000 | 3,288 |
| Tier 1 (core) risk-based capital | $93,478,000 | 657 |
| Tier 2 risk-based capital | $3,504,000 | 1,639 |
| Total risk weighted assets | $412,133,000 | 1,188 |
| Total unused commitments | $15,143,000 | 3,292 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 91 | 1,739 |
| Assets and Liabilities | ||
| Total Assets: | $1,209,700,000 | 566 |
| Cash and due from depository institutions | $107,130,000 | 1,739 |
| Interest-bearing balances | $62,500,000 | 473 |
| Securities | $395,689,000 | 330 |
| Federal funds sold & reverse repurchase agreements | $250,000,000 | 52 |
| Net loans & leases | $436,394,000 | 1,069 |
| Loan loss allowance | $2,896,000 | 2,471 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,915,000 | 4,493 |
| Other real estate owned | $517,000 | 1,739 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $18,055,000 | 1,301 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $1,209,700,000 | 566 |
| Total liabilities | $1,124,188,000 | 553 |
| Total deposits | $1,077,008,000 | 500 |
| Interest-bearing deposits | $1,059,846,000 | 443 |
| Deposits held in domestic offices | $1,077,008,000 | 497 |
| % insured | 96.50% | 1,107 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $13,898,000 | 2,342 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $33,282,000 | 259 |
| Total equity capital | $85,512,000 | 769 |
| Total bank equity capital | $85,512,000 | 767 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $24,000,000 | 186 |
| Surplus | $71,770,000 | 525 |
| Undivided profits | $-10,258,000 | 7,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $37,545,000 | 518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $3,765,000 | 822 |
| Earning assets | $1,144,583,000 | 541 |
| Long-term assets (5+ years) | $77,752,000 | 1,693 |
| Average Assets, year-to-date | $1,177,876,800 | 565 |
| Average Assets, quarterly | $1,210,475,000 | 563 |
| Volatile liabilities | $110,828,000 | 1,354 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $25,069,000 | 2,347 |
| Tier 1 (core) risk-based capital | $91,540,000 | 665 |
| Tier 2 risk-based capital | $3,696,000 | 1,582 |
| Total risk weighted assets | $481,998,000 | 1,039 |
| Total unused commitments | $25,069,000 | 2,348 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 92 | 1,748 |
| Assets and Liabilities | ||
| Total Assets: | $1,211,250,000 | 576 |
| Cash and due from depository institutions | $83,310,000 | 1,748 |
| Interest-bearing balances | $62,500,000 | 448 |
| Securities | $400,366,000 | 335 |
| Federal funds sold & reverse repurchase agreements | $250,949,000 | 51 |
| Net loans & leases | $456,793,000 | 1,056 |
| Loan loss allowance | $3,194,000 | 2,205 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,077,000 | 4,364 |
| Other real estate owned | $299,000 | 1,748 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $17,456,000 | 1,184 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $1,211,250,000 | 576 |
| Total liabilities | $1,132,847,000 | 559 |
| Total deposits | $1,072,507,000 | 506 |
| Interest-bearing deposits | $1,057,975,000 | 451 |
| Deposits held in domestic offices | $1,072,507,000 | 503 |
| % insured | 96.56% | 1,256 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $13,302,000 | 2,483 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $47,038,000 | 222 |
| Total equity capital | $78,403,000 | 858 |
| Total bank equity capital | $78,403,000 | 856 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $24,000,000 | 184 |
| Surplus | $71,435,000 | 533 |
| Undivided profits | $-17,032,000 | 7,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $35,784,000 | 537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $4,366,000 | 727 |
| Earning assets | $1,170,608,000 | 538 |
| Long-term assets (5+ years) | $61,023,000 | 2,030 |
| Average Assets, year-to-date | $1,169,921,000 | 582 |
| Average Assets, quarterly | $1,181,636,500 | 581 |
| Volatile liabilities | $108,506,000 | 1,419 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,943,000 | 3,440 |
| Tier 1 (core) risk-based capital | $88,048,000 | 697 |
| Tier 2 risk-based capital | $3,848,000 | 1,543 |
| Total risk weighted assets | $473,398,000 | 1,085 |
| Total unused commitments | $14,943,000 | 3,442 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 92 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $1,152,023,000 | 608 |
| Cash and due from depository institutions | $55,538,000 | 1,781 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $433,922,000 | 310 |
| Federal funds sold & reverse repurchase agreements | $165,949,000 | 66 |
| Net loans & leases | $467,300,000 | 1,055 |
| Loan loss allowance | $1,625,000 | 3,531 |
| Trading account assets | $6,519,000 | 123 |
| Bank premises and fixed assets | $2,240,000 | 4,257 |
| Other real estate owned | $0 | 1,781 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $20,555,000 | 1,070 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $1,152,023,000 | 608 |
| Total liabilities | $1,084,235,000 | 588 |
| Total deposits | $1,072,736,000 | 511 |
| Interest-bearing deposits | $1,055,963,000 | 461 |
| Deposits held in domestic offices | $1,072,736,000 | 509 |
| % insured | 88.50% | 1,242 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $1,858,000 | 4,760 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $9,641,000 | 686 |
| Total equity capital | $67,788,000 | 999 |
| Total bank equity capital | $67,788,000 | 999 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $24,000,000 | 179 |
| Surplus | $71,100,000 | 545 |
| Undivided profits | $-27,312,000 | 8,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $36,138,000 | 511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,206,000 | 760 |
| Earning assets | $1,073,690,000 | 594 |
| Long-term assets (5+ years) | $62,761,000 | 1,965 |
| Average Assets, year-to-date | $1,156,144,670 | 598 |
| Average Assets, quarterly | $1,150,920,000 | 609 |
| Volatile liabilities | $94,210,000 | 1,620 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,439,000 | 5,589 |
| Tier 1 (core) risk-based capital | $84,095,000 | 729 |
| Tier 2 risk-based capital | $1,658,000 | 3,049 |
| Total risk weighted assets | $496,795,000 | 1,062 |
| Total unused commitments | $5,439,000 | 5,594 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 102 | 1,618 |
| Assets and Liabilities | ||
| Total Assets: | $1,149,817,000 | 613 |
| Cash and due from depository institutions | $28,709,000 | 1,618 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $467,138,000 | 287 |
| Federal funds sold & reverse repurchase agreements | $164,682,000 | 71 |
| Net loans & leases | $459,384,000 | 1,074 |
| Loan loss allowance | $1,525,000 | 3,609 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,408,000 | 4,146 |
| Other real estate owned | $0 | 1,618 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $27,496,000 | 801 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $1,149,817,000 | 613 |
| Total liabilities | $1,111,340,000 | 577 |
| Total deposits | $1,069,108,000 | 514 |
| Interest-bearing deposits | $1,053,893,000 | 462 |
| Deposits held in domestic offices | $1,069,108,000 | 512 |
| % insured | 88.76% | 1,288 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,579,000 | 2,375 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $26,653,000 | 335 |
| Total equity capital | $38,477,000 | 1,793 |
| Total bank equity capital | $38,477,000 | 1,793 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $24,000,000 | 179 |
| Surplus | $70,765,000 | 542 |
| Undivided profits | $-56,288,000 | 8,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $29,900,000 | 533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $4,635,000 | 688 |
| Earning assets | $1,091,204,000 | 593 |
| Long-term assets (5+ years) | $68,772,000 | 1,825 |
| Average Assets, year-to-date | $1,158,205,500 | 601 |
| Average Assets, quarterly | $1,158,205,500 | 601 |
| Volatile liabilities | $105,633,000 | 1,472 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $4,976,000 | 5,834 |
| Tier 1 (core) risk-based capital | $65,879,000 | 957 |
| Tier 2 risk-based capital | $1,558,000 | 3,195 |
| Total risk weighted assets | $509,906,000 | 1,033 |
| Total unused commitments | $4,976,000 | 5,837 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 110 | 1,511 |
| Assets and Liabilities | ||
| Total Assets: | $1,166,594,000 | 595 |
| Cash and due from depository institutions | $10,692,000 | 1,511 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $514,376,000 | 262 |
| Federal funds sold & reverse repurchase agreements | $149,885,000 | 85 |
| Net loans & leases | $461,580,000 | 1,075 |
| Loan loss allowance | $1,525,000 | 3,548 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,602,000 | 4,008 |
| Other real estate owned | $0 | 1,511 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $27,459,000 | 806 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $1,166,594,000 | 595 |
| Total liabilities | $1,123,690,000 | 563 |
| Total deposits | $1,056,119,000 | 507 |
| Interest-bearing deposits | $1,039,337,000 | 451 |
| Deposits held in domestic offices | $1,056,119,000 | 505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $32,376,000 | 1,608 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $35,195,000 | 284 |
| Total equity capital | $42,904,000 | 1,578 |
| Total bank equity capital | $42,904,000 | 1,578 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $24,000,000 | 180 |
| Surplus | $62,431,000 | 580 |
| Undivided profits | $-43,527,000 | 8,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,107,000 | 749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $5,513,000 | 597 |
| Earning assets | $1,125,841,000 | 565 |
| Long-term assets (5+ years) | $76,278,000 | 1,650 |
| Average Assets, year-to-date | $1,196,163,800 | 558 |
| Average Assets, quarterly | $1,178,158,000 | 582 |
| Volatile liabilities | $115,433,000 | 1,312 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $3,402,000 | 6,432 |
| Tier 1 (core) risk-based capital | $67,968,000 | 914 |
| Tier 2 risk-based capital | $1,558,000 | 3,177 |
| Total risk weighted assets | $511,651,000 | 1,018 |
| Total unused commitments | $3,402,000 | 6,434 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 113 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $1,189,722,000 | 583 |
| Cash and due from depository institutions | $41,034,000 | 1,492 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $496,834,000 | 260 |
| Federal funds sold & reverse repurchase agreements | $188,128,000 | 88 |
| Net loans & leases | $436,115,000 | 1,128 |
| Loan loss allowance | $992,000 | 4,407 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,776,000 | 3,880 |
| Other real estate owned | $0 | 1,492 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $24,835,000 | 858 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $1,189,722,000 | 583 |
| Total liabilities | $1,144,142,000 | 547 |
| Total deposits | $1,065,691,000 | 492 |
| Interest-bearing deposits | $1,049,229,000 | 437 |
| Deposits held in domestic offices | $1,065,691,000 | 490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $31,971,000 | 1,628 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $46,480,000 | 234 |
| Total equity capital | $45,580,000 | 1,497 |
| Total bank equity capital | $45,580,000 | 1,497 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $24,000,000 | 175 |
| Surplus | $62,096,000 | 569 |
| Undivided profits | $-40,516,000 | 8,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,852,000 | 972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $5,170,000 | 675 |
| Earning assets | $1,121,077,000 | 565 |
| Long-term assets (5+ years) | $76,471,000 | 1,610 |
| Average Assets, year-to-date | $1,203,556,250 | 563 |
| Average Assets, quarterly | $1,194,412,500 | 576 |
| Volatile liabilities | $116,009,000 | 1,280 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $8,052,000 | 5,100 |
| Tier 1 (core) risk-based capital | $70,494,000 | 891 |
| Tier 2 risk-based capital | $992,000 | 4,170 |
| Total risk weighted assets | $537,455,000 | 969 |
| Total unused commitments | $8,052,000 | 5,103 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 115 | 1,485 |
| Assets and Liabilities | ||
| Total Assets: | $1,199,103,000 | 574 |
| Cash and due from depository institutions | $22,681,000 | 1,485 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $500,103,000 | 265 |
| Federal funds sold & reverse repurchase agreements | $238,539,000 | 81 |
| Net loans & leases | $420,485,000 | 1,155 |
| Loan loss allowance | $694,000 | 5,289 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,897,000 | 3,782 |
| Other real estate owned | $0 | 1,485 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $14,398,000 | 1,369 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $1,199,103,000 | 574 |
| Total liabilities | $1,129,572,000 | 549 |
| Total deposits | $1,085,853,000 | 480 |
| Interest-bearing deposits | $1,072,717,000 | 426 |
| Deposits held in domestic offices | $1,085,853,000 | 478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $31,812,000 | 1,576 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $11,907,000 | 577 |
| Total equity capital | $69,531,000 | 976 |
| Total bank equity capital | $69,531,000 | 976 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $24,000,000 | 173 |
| Surplus | $61,761,000 | 566 |
| Undivided profits | $-16,230,000 | 8,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,937,000 | 2,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,957,000 | 695 |
| Earning assets | $1,159,127,000 | 543 |
| Long-term assets (5+ years) | $84,604,000 | 1,456 |
| Average Assets, year-to-date | $1,208,167,670 | 560 |
| Average Assets, quarterly | $1,206,235,000 | 569 |
| Volatile liabilities | $102,453,000 | 1,430 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $8,664,000 | 5,037 |
| Tier 1 (core) risk-based capital | $83,106,000 | 746 |
| Tier 2 risk-based capital | $694,000 | 5,074 |
| Total risk weighted assets | $515,645,000 | 1,004 |
| Total unused commitments | $8,664,000 | 5,037 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 122 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $1,213,367,000 | 570 |
| Cash and due from depository institutions | $16,339,000 | 1,392 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $452,082,000 | 295 |
| Federal funds sold & reverse repurchase agreements | $623,120,000 | 55 |
| Net loans & leases | $109,867,000 | 3,680 |
| Loan loss allowance | $189,000 | 7,653 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,985,000 | 3,707 |
| Other real estate owned | $0 | 1,392 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $8,974,000 | 1,956 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $1,213,367,000 | 570 |
| Total liabilities | $1,137,860,000 | 546 |
| Total deposits | $1,089,946,000 | 475 |
| Interest-bearing deposits | $1,078,615,000 | 424 |
| Deposits held in domestic offices | $1,089,946,000 | 473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $13,955,000 | 2,470 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $33,959,000 | 311 |
| Total equity capital | $75,507,000 | 923 |
| Total bank equity capital | $75,507,000 | 923 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $24,000,000 | 172 |
| Surplus | $61,426,000 | 560 |
| Undivided profits | $-9,919,000 | 8,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,360,000 | 1,112 |
| Earning assets | $1,185,069,000 | 532 |
| Long-term assets (5+ years) | $40,726,000 | 2,492 |
| Average Assets, year-to-date | $1,212,700,000 | 561 |
| Average Assets, quarterly | $1,212,700,000 | 561 |
| Volatile liabilities | $98,251,000 | 1,474 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $13,658,000 | 4,166 |
| Tier 1 (core) risk-based capital | $84,876,000 | 732 |
| Tier 2 risk-based capital | $189,000 | 7,549 |
| Total risk weighted assets | $371,401,000 | 1,379 |
| Total unused commitments | $13,658,000 | 4,168 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 119 | 1,441 |
| Assets and Liabilities | ||
| Total Assets: | $1,212,033,000 | 569 |
| Cash and due from depository institutions | $21,219,000 | 1,441 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $483,341,000 | 269 |
| Federal funds sold & reverse repurchase agreements | $600,451,000 | 55 |
| Net loans & leases | $96,120,000 | 4,050 |
| Loan loss allowance | $192,000 | 7,645 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,185,000 | 3,538 |
| Other real estate owned | $0 | 1,441 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,717,000 | 2,227 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,212,033,000 | 569 |
| Total liabilities | $1,124,421,000 | 546 |
| Total deposits | $1,104,013,000 | 466 |
| Interest-bearing deposits | $1,089,158,000 | 414 |
| Deposits held in domestic offices | $1,104,013,000 | 463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,791,000 | 2,932 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $11,617,000 | 617 |
| Total equity capital | $87,612,000 | 789 |
| Total bank equity capital | $87,612,000 | 789 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $24,000,000 | 174 |
| Surplus | $61,091,000 | 556 |
| Undivided profits | $2,521,000 | 5,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,213,000 | 758 |
| Earning assets | $1,179,912,000 | 535 |
| Long-term assets (5+ years) | $39,792,000 | 2,354 |
| Average Assets, year-to-date | $1,252,279,800 | 529 |
| Average Assets, quarterly | $1,216,890,000 | 560 |
| Volatile liabilities | $92,999,000 | 1,542 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $10,000,000 | 4,772 |
| Tier 1 (core) risk-based capital | $92,969,000 | 669 |
| Tier 2 risk-based capital | $192,000 | 7,547 |
| Total risk weighted assets | $485,099,000 | 1,033 |
| Total unused commitments | $10,000,000 | 4,772 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 119 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $1,221,747,000 | 552 |
| Cash and due from depository institutions | $11,084,000 | 1,438 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $533,337,000 | 258 |
| Federal funds sold & reverse repurchase agreements | $571,615,000 | 58 |
| Net loans & leases | $92,266,000 | 4,127 |
| Loan loss allowance | $165,000 | 7,828 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,380,000 | 3,356 |
| Other real estate owned | $0 | 1,438 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,065,000 | 1,766 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $1,221,747,000 | 552 |
| Total liabilities | $1,121,138,000 | 536 |
| Total deposits | $1,100,185,000 | 461 |
| Interest-bearing deposits | $1,090,318,000 | 408 |
| Deposits held in domestic offices | $1,100,185,000 | 459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,358,000 | 1,982 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,595,000 | 1,262 |
| Total equity capital | $100,609,000 | 687 |
| Total bank equity capital | $100,609,000 | 687 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $24,000,000 | 165 |
| Surplus | $60,757,000 | 548 |
| Undivided profits | $15,852,000 | 2,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,220,000 | 792 |
| Earning assets | $1,197,218,000 | 524 |
| Long-term assets (5+ years) | $42,792,000 | 2,165 |
| Average Assets, year-to-date | $1,262,341,500 | 526 |
| Average Assets, quarterly | $1,243,253,500 | 541 |
| Volatile liabilities | $102,168,000 | 1,388 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $25,636,000 | 2,906 |
| Tier 1 (core) risk-based capital | $106,338,000 | 578 |
| Tier 2 risk-based capital | $165,000 | 7,740 |
| Total risk weighted assets | $501,907,000 | 982 |
| Total unused commitments | $25,636,000 | 2,906 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 121 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $1,264,760,000 | 546 |
| Cash and due from depository institutions | $14,870,000 | 1,438 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $573,789,000 | 239 |
| Federal funds sold & reverse repurchase agreements | $587,683,000 | 65 |
| Net loans & leases | $78,948,000 | 4,482 |
| Loan loss allowance | $138,000 | 8,012 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,584,000 | 3,216 |
| Other real estate owned | $0 | 1,438 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,886,000 | 2,701 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $1,264,760,000 | 546 |
| Total liabilities | $1,161,087,000 | 527 |
| Total deposits | $1,118,369,000 | 474 |
| Interest-bearing deposits | $1,105,668,000 | 415 |
| Deposits held in domestic offices | $1,118,369,000 | 473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,214,000 | 1,908 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $26,504,000 | 360 |
| Total equity capital | $103,673,000 | 662 |
| Total bank equity capital | $103,673,000 | 662 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $24,000,000 | 162 |
| Surplus | $60,422,000 | 561 |
| Undivided profits | $19,251,000 | 1,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 3,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,289,000 | 739 |
| Earning assets | $1,240,420,000 | 508 |
| Long-term assets (5+ years) | $39,637,000 | 2,242 |
| Average Assets, year-to-date | $1,275,873,000 | 531 |
| Average Assets, quarterly | $1,273,530,000 | 537 |
| Volatile liabilities | $101,434,000 | 1,381 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $19,683,000 | 3,427 |
| Tier 1 (core) risk-based capital | $105,324,000 | 590 |
| Tier 2 risk-based capital | $184,000 | 7,667 |
| Total risk weighted assets | $497,396,000 | 996 |
| Total unused commitments | $19,683,000 | 3,427 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 124 | 1,397 |
| Assets and Liabilities | ||
| Total Assets: | $1,282,300,000 | 532 |
| Cash and due from depository institutions | $9,372,000 | 1,397 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $564,730,000 | 246 |
| Federal funds sold & reverse repurchase agreements | $630,834,000 | 59 |
| Net loans & leases | $67,196,000 | 4,906 |
| Loan loss allowance | $111,000 | 8,178 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,784,000 | 3,073 |
| Other real estate owned | $0 | 1,397 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,384,000 | 2,501 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $1,282,300,000 | 532 |
| Total liabilities | $1,182,029,000 | 513 |
| Total deposits | $1,136,858,000 | 463 |
| Interest-bearing deposits | $1,123,845,000 | 406 |
| Deposits held in domestic offices | $1,136,858,000 | 461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $7,246,000 | 2,871 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $37,925,000 | 286 |
| Total equity capital | $100,271,000 | 676 |
| Total bank equity capital | $100,271,000 | 676 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $24,000,000 | 158 |
| Surplus | $60,087,000 | 539 |
| Undivided profits | $16,184,000 | 2,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 4,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,500,000 | 680 |
| Earning assets | $1,262,760,000 | 497 |
| Long-term assets (5+ years) | $42,608,000 | 2,091 |
| Average Assets, year-to-date | $1,281,429,500 | 527 |
| Average Assets, quarterly | $1,281,429,500 | 527 |
| Volatile liabilities | $95,521,000 | 1,424 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $19,560,000 | 3,432 |
| Tier 1 (core) risk-based capital | $101,861,000 | 599 |
| Tier 2 risk-based capital | $157,000 | 7,851 |
| Total risk weighted assets | $450,788,000 | 1,074 |
| Total unused commitments | $19,560,000 | 3,432 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 123 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $1,280,559,000 | 523 |
| Cash and due from depository institutions | $11,876,000 | 1,401 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $577,285,000 | 240 |
| Federal funds sold & reverse repurchase agreements | $616,615,000 | 58 |
| Net loans & leases | $62,809,000 | 5,065 |
| Loan loss allowance | $84,000 | 8,324 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,919,000 | 2,944 |
| Other real estate owned | $0 | 1,401 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,055,000 | 2,072 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $1,280,559,000 | 523 |
| Total liabilities | $1,180,090,000 | 516 |
| Total deposits | $1,160,658,000 | 447 |
| Interest-bearing deposits | $1,148,868,000 | 394 |
| Deposits held in domestic offices | $1,160,658,000 | 446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,635,000 | 2,887 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $11,797,000 | 603 |
| Total equity capital | $100,469,000 | 658 |
| Total bank equity capital | $100,469,000 | 658 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $24,000,000 | 150 |
| Surplus | $63,734,000 | 508 |
| Undivided profits | $12,735,000 | 2,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,856,000 | 790 |
| Earning assets | $1,256,709,000 | 493 |
| Long-term assets (5+ years) | $35,678,000 | 2,346 |
| Average Assets, year-to-date | $1,320,088,200 | 497 |
| Average Assets, quarterly | $1,284,942,000 | 518 |
| Volatile liabilities | $99,410,000 | 1,508 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $9,375,000 | 4,886 |
| Tier 1 (core) risk-based capital | $101,829,000 | 591 |
| Tier 2 risk-based capital | $665,000 | 5,111 |
| Total risk weighted assets | $423,561,000 | 1,121 |
| Total unused commitments | $9,375,000 | 4,886 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 121 | 1,439 |
| Assets and Liabilities | ||
| Total Assets: | $1,289,325,000 | 528 |
| Cash and due from depository institutions | $12,776,000 | 1,439 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $605,843,000 | 237 |
| Federal funds sold & reverse repurchase agreements | $597,842,000 | 54 |
| Net loans & leases | $61,289,000 | 5,150 |
| Loan loss allowance | $96,000 | 8,343 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,128,000 | 2,793 |
| Other real estate owned | $0 | 1,439 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,447,000 | 2,219 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,289,325,000 | 528 |
| Total liabilities | $1,197,189,000 | 510 |
| Total deposits | $1,176,278,000 | 442 |
| Interest-bearing deposits | $1,165,023,000 | 389 |
| Deposits held in domestic offices | $1,176,278,000 | 442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,115,000 | 3,328 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $14,796,000 | 504 |
| Total equity capital | $92,136,000 | 734 |
| Total bank equity capital | $92,136,000 | 734 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $28,000,000 | 121 |
| Surplus | $55,000,000 | 567 |
| Undivided profits | $9,136,000 | 3,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $432,000 | 4,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $5,026,000 | 762 |
| Earning assets | $1,264,974,000 | 493 |
| Long-term assets (5+ years) | $32,780,000 | 2,482 |
| Average Assets, year-to-date | $1,329,970,500 | 501 |
| Average Assets, quarterly | $1,307,376,000 | 516 |
| Volatile liabilities | $98,745,000 | 1,497 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $13,971,000 | 4,051 |
| Tier 1 (core) risk-based capital | $94,336,000 | 645 |
| Tier 2 risk-based capital | $531,000 | 5,690 |
| Total risk weighted assets | $400,713,000 | 1,176 |
| Total unused commitments | $13,971,000 | 4,051 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 129 | 1,367 |
| Assets and Liabilities | ||
| Total Assets: | $1,325,427,000 | 519 |
| Cash and due from depository institutions | $26,553,000 | 1,367 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $658,140,000 | 232 |
| Federal funds sold & reverse repurchase agreements | $574,883,000 | 53 |
| Net loans & leases | $53,454,000 | 5,486 |
| Loan loss allowance | $79,000 | 8,450 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,365,000 | 2,632 |
| Other real estate owned | $0 | 1,367 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,032,000 | 2,055 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $1,325,427,000 | 519 |
| Total liabilities | $1,238,179,000 | 496 |
| Total deposits | $1,206,147,000 | 427 |
| Interest-bearing deposits | $1,194,262,000 | 366 |
| Deposits held in domestic offices | $1,206,147,000 | 427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,887,000 | 2,544 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $21,145,000 | 405 |
| Total equity capital | $87,248,000 | 747 |
| Total bank equity capital | $87,248,000 | 747 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $28,000,000 | 121 |
| Surplus | $55,000,000 | 560 |
| Undivided profits | $4,248,000 | 4,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 4,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,580,000 | 748 |
| Earning assets | $1,286,477,000 | 488 |
| Long-term assets (5+ years) | $28,792,000 | 2,670 |
| Average Assets, year-to-date | $1,343,519,000 | 496 |
| Average Assets, quarterly | $1,330,988,500 | 507 |
| Volatile liabilities | $100,943,000 | 1,460 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $11,893,000 | 4,414 |
| Tier 1 (core) risk-based capital | $90,815,000 | 663 |
| Tier 2 risk-based capital | $133,000 | 8,096 |
| Total risk weighted assets | $373,368,000 | 1,258 |
| Total unused commitments | $11,893,000 | 4,414 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 124 | 1,396 |
| Assets and Liabilities | ||
| Total Assets: | $1,336,550,000 | 495 |
| Cash and due from depository institutions | $23,449,000 | 1,396 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $1,265,358,000 | 152 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $37,076,000 | 6,338 |
| Loan loss allowance | $58,000 | 8,536 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,610,000 | 2,454 |
| Other real estate owned | $0 | 1,396 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,057,000 | 2,499 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $1,336,550,000 | 495 |
| Total liabilities | $1,251,922,000 | 477 |
| Total deposits | $1,244,609,000 | 411 |
| Interest-bearing deposits | $1,228,147,000 | 348 |
| Deposits held in domestic offices | $1,244,609,000 | 411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $969,000 | 5,092 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,344,000 | 882 |
| Total equity capital | $84,628,000 | 754 |
| Total bank equity capital | $84,628,000 | 754 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $28,000,000 | 118 |
| Surplus | $55,000,000 | 539 |
| Undivided profits | $1,628,000 | 6,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,143,000 | 1,060 |
| Earning assets | $1,302,434,000 | 469 |
| Long-term assets (5+ years) | $12,871,000 | 4,128 |
| Average Assets, year-to-date | $1,352,565,000 | 489 |
| Average Assets, quarterly | $1,352,565,000 | 489 |
| Volatile liabilities | $91,033,000 | 1,536 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $23,929,000 | 3,008 |
| Tier 1 (core) risk-based capital | $87,854,000 | 669 |
| Tier 2 risk-based capital | $58,000 | 8,520 |
| Total risk weighted assets | $197,286,000 | 2,250 |
| Total unused commitments | $23,929,000 | 3,008 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 125 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $1,368,580,000 | 481 |
| Cash and due from depository institutions | $8,128,000 | 1,391 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $1,327,060,000 | 148 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $21,554,000 | 7,452 |
| Loan loss allowance | $7,000 | 8,724 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,832,000 | 2,313 |
| Other real estate owned | $0 | 1,391 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,006,000 | 2,247 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,368,580,000 | 481 |
| Total liabilities | $1,287,096,000 | 467 |
| Total deposits | $1,262,652,000 | 405 |
| Interest-bearing deposits | $1,190,457,000 | 348 |
| Deposits held in domestic offices | $1,262,652,000 | 403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,774,000 | 1,771 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,670,000 | 1,079 |
| Total equity capital | $81,484,000 | 767 |
| Total bank equity capital | $81,484,000 | 767 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $28,000,000 | 117 |
| Surplus | $55,000,000 | 524 |
| Undivided profits | $-1,516,000 | 8,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,972,000 | 1,119 |
| Earning assets | $1,348,614,000 | 452 |
| Long-term assets (5+ years) | $11,120,000 | 4,406 |
| Average Assets, year-to-date | $1,374,400,000 | 464 |
| Average Assets, quarterly | $1,374,400,000 | 479 |
| Volatile liabilities | $108,005,000 | 1,284 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $23,061,000 | 3,030 |
| Tier 1 (core) risk-based capital | $85,253,000 | 678 |
| Tier 2 risk-based capital | $7,000 | 8,722 |
| Total risk weighted assets | $184,771,000 | 2,324 |
| Total unused commitments | $23,061,000 | 3,032 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 125 | 1,372 |
| Assets and Liabilities | ||
| Total Assets: | $1,380,220,000 | 471 |
| Cash and due from depository institutions | $350,714,000 | 1,372 |
| Interest-bearing balances | $347,620,000 | 36 |
| Securities | $592,953,000 | 262 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $425,380,000 | 966 |
| Loan loss allowance | $254,000 | 7,525 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,005,000 | 2,206 |
| Other real estate owned | $0 | 1,372 |
| Goodwill and other intangibles | $50,000 | 3,038 |
| All other assets | $6,118,000 | 2,419 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,380,220,000 | 471 |
| Total liabilities | $1,298,368,000 | 453 |
| Total deposits | $1,287,027,000 | 386 |
| Interest-bearing deposits | $1,273,070,000 | 325 |
| Deposits held in domestic offices | $1,287,027,000 | 384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $256,000 | 5,659 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $11,085,000 | 559 |
| Total equity capital | $81,852,000 | 749 |
| Total bank equity capital | $81,852,000 | 749 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $28,000,000 | 113 |
| Surplus | $55,000,000 | 510 |
| Undivided profits | $-1,148,000 | 8,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 4,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,016,000 | 755 |
| Earning assets | $1,365,953,000 | 440 |
| Long-term assets (5+ years) | $79,707,000 | 1,210 |
| Average Assets, year-to-date | $1,380,220,000 | 452 |
| Average Assets, quarterly | $1,380,220,000 | 465 |
| Volatile liabilities | $88,703,000 | 1,462 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $0 | 8,613 |
| Tier 1 (core) risk-based capital | $83,329,000 | 679 |
| Tier 2 risk-based capital | $254,000 | 7,317 |
| Total risk weighted assets | $322,732,000 | 1,373 |
| Total unused commitments | $0 | 8,613 |
| Derivatives | $0 | 909 |