Home > Emigrant Savings Bank - Long Island > Income and Expense
Emigrant Savings Bank - Long Island, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,036,000 | 1,679 |
| Total interest expense | $4,276,000 | 823 |
| Net interest income | $7,760,000 | 2,120 |
| Provision for loan and lease losses | $410,000 | 2,545 |
| Total noninterest income | $186,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $121,000 | 4,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $65,000 | 5,532 |
| Total noninterest expense | $7,937,000 | 1,808 |
| Salaries and employee benefits | $2,443,000 | 2,972 |
| Premises and equipment expense | $1,207,000 | 1,485 |
| Additional noninterest expense | $4,287,000 | 1,197 |
| Pre-tax net operating income | $-401,000 | 6,635 |
| Securities gains (losses) | $778,000 | 524 |
| Applicable income taxes | $95,000 | 3,405 |
| Income before extraordinary items | $282,000 | 5,392 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $282,000 | 5,391 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $282,000 | 5,391 |
| Net charge-offs | $743,000 | 1,753 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $424,000 | 258 |
| Net operating income | $-301,500 | 6,604 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,219,000 | 1,659 |
| Total interest expense | $2,923,000 | 837 |
| Net interest income | $5,296,000 | 2,077 |
| Provision for loan and lease losses | $509,000 | 1,786 |
| Total noninterest income | $178,000 | 5,054 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $79,000 | 4,755 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,672 |
| Total noninterest expense | $5,541,000 | 1,751 |
| Salaries and employee benefits | $1,629,000 | 2,978 |
| Premises and equipment expense | $812,000 | 1,459 |
| Additional noninterest expense | $3,100,000 | 1,117 |
| Pre-tax net operating income | $-576,000 | 6,846 |
| Securities gains (losses) | $209,000 | 1,070 |
| Applicable income taxes | $-210,000 | 7,073 |
| Income before extraordinary items | $-157,000 | 6,684 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-157,000 | 6,685 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-157,000 | 6,685 |
| Net charge-offs | $539,000 | 1,686 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $282,000 | 230 |
| Net operating income | $-290,760 | 6,709 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 1,650 |
| Total interest expense | $1,521,000 | 823 |
| Net interest income | $2,676,000 | 2,056 |
| Provision for loan and lease losses | $196,000 | 2,054 |
| Total noninterest income | $73,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,276 |
| Total noninterest expense | $2,687,000 | 1,794 |
| Salaries and employee benefits | $825,000 | 2,964 |
| Premises and equipment expense | $396,000 | 1,508 |
| Additional noninterest expense | $1,466,000 | 1,162 |
| Pre-tax net operating income | $-134,000 | 6,781 |
| Securities gains (losses) | $185,000 | 632 |
| Applicable income taxes | $-1,000 | 6,892 |
| Income before extraordinary items | $52,000 | 5,957 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $52,000 | 5,957 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $52,000 | 5,957 |
| Net charge-offs | $171,000 | 1,980 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 190 |
| Net operating income | $-133,000 | 6,790 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,960,000 | 1,501 |
| Total interest expense | $6,855,000 | 879 |
| Net interest income | $12,105,000 | 1,831 |
| Provision for loan and lease losses | $2,314,000 | 1,416 |
| Total noninterest income | $441,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $178,000 | 4,593 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $263,000 | 4,062 |
| Total noninterest expense | $9,793,000 | 1,946 |
| Salaries and employee benefits | $3,201,000 | 2,958 |
| Premises and equipment expense | $1,534,000 | 1,615 |
| Additional noninterest expense | $5,058,000 | 1,369 |
| Pre-tax net operating income | $439,000 | 4,876 |
| Securities gains (losses) | $238,000 | 1,318 |
| Applicable income taxes | $199,000 | 2,910 |
| Income before extraordinary items | $478,000 | 4,723 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $478,000 | 4,725 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $478,000 | 4,724 |
| Net charge-offs | $1,389,000 | 1,985 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $565,000 | 396 |
| Net operating income | $309,020 | 5,102 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,906,000 | 1,450 |
| Total interest expense | $5,207,000 | 912 |
| Net interest income | $9,699,000 | 1,732 |
| Provision for loan and lease losses | $1,763,000 | 1,355 |
| Total noninterest income | $317,000 | 4,731 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $135,000 | 4,589 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $182,000 | 4,232 |
| Total noninterest expense | $7,402,000 | 1,938 |
| Salaries and employee benefits | $2,398,000 | 2,959 |
| Premises and equipment expense | $1,196,000 | 1,566 |
| Additional noninterest expense | $3,808,000 | 1,353 |
| Pre-tax net operating income | $851,000 | 3,604 |
| Securities gains (losses) | $95,000 | 1,838 |
| Applicable income taxes | $347,000 | 2,104 |
| Income before extraordinary items | $599,000 | 4,030 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $599,000 | 4,033 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $599,000 | 4,033 |
| Net charge-offs | $975,000 | 1,918 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $423,000 | 365 |
| Net operating income | $538,200 | 4,059 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,941,000 | 1,466 |
| Total interest expense | $3,518,000 | 932 |
| Net interest income | $6,423,000 | 1,744 |
| Provision for loan and lease losses | $1,010,000 | 1,486 |
| Total noninterest income | $227,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $89,000 | 4,601 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 4,088 |
| Total noninterest expense | $5,035,000 | 1,913 |
| Salaries and employee benefits | $1,589,000 | 2,989 |
| Premises and equipment expense | $824,000 | 1,527 |
| Additional noninterest expense | $2,622,000 | 1,339 |
| Pre-tax net operating income | $605,000 | 3,460 |
| Securities gains (losses) | $95,000 | 1,182 |
| Applicable income taxes | $262,000 | 1,945 |
| Income before extraordinary items | $438,000 | 3,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $438,000 | 3,817 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $438,000 | 3,818 |
| Net charge-offs | $764,000 | 1,721 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $282,000 | 277 |
| Net operating income | $377,200 | 3,994 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 1,421 |
| Total interest expense | $1,787,000 | 947 |
| Net interest income | $3,373,000 | 1,657 |
| Provision for loan and lease losses | $352,000 | 1,776 |
| Total noninterest income | $89,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $46,000 | 4,495 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 4,887 |
| Total noninterest expense | $2,546,000 | 1,908 |
| Salaries and employee benefits | $784,000 | 3,054 |
| Premises and equipment expense | $425,000 | 1,516 |
| Additional noninterest expense | $1,337,000 | 1,314 |
| Pre-tax net operating income | $564,000 | 2,342 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $226,000 | 1,376 |
| Income before extraordinary items | $338,000 | 3,000 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $338,000 | 2,999 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $338,000 | 3,000 |
| Net charge-offs | $315,000 | 1,702 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 231 |
| Net operating income | $338,000 | 2,943 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,852,000 | 1,470 |
| Total interest expense | $7,830,000 | 1,055 |
| Net interest income | $13,022,000 | 1,698 |
| Provision for loan and lease losses | $1,557,000 | 2,404 |
| Total noninterest income | $422,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $192,000 | 4,482 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $230,000 | 4,380 |
| Total noninterest expense | $9,798,000 | 1,983 |
| Salaries and employee benefits | $3,072,000 | 3,045 |
| Premises and equipment expense | $1,470,000 | 1,742 |
| Additional noninterest expense | $5,256,000 | 1,386 |
| Pre-tax net operating income | $2,089,000 | 2,161 |
| Securities gains (losses) | $229,000 | 1,478 |
| Applicable income taxes | $934,000 | 1,295 |
| Income before extraordinary items | $1,384,000 | 2,634 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,384,000 | 2,631 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,384,000 | 2,636 |
| Net charge-offs | $1,447,000 | 2,217 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $566,000 | 444 |
| Net operating income | $1,237,440 | 2,746 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,037,000 | 1,465 |
| Total interest expense | $5,939,000 | 1,083 |
| Net interest income | $10,098,000 | 1,673 |
| Provision for loan and lease losses | $1,510,000 | 1,964 |
| Total noninterest income | $295,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $144,000 | 4,561 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $151,000 | 4,646 |
| Total noninterest expense | $7,060,000 | 2,049 |
| Salaries and employee benefits | $2,294,000 | 3,080 |
| Premises and equipment expense | $1,120,000 | 1,744 |
| Additional noninterest expense | $3,646,000 | 1,453 |
| Pre-tax net operating income | $1,823,000 | 2,040 |
| Securities gains (losses) | $229,000 | 1,270 |
| Applicable income taxes | $840,000 | 1,151 |
| Income before extraordinary items | $1,212,000 | 2,526 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,212,000 | 2,523 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,212,000 | 2,527 |
| Net charge-offs | $1,377,000 | 1,849 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $424,000 | 401 |
| Net operating income | $1,065,440 | 2,643 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,669,000 | 1,494 |
| Total interest expense | $3,993,000 | 1,120 |
| Net interest income | $6,676,000 | 1,691 |
| Provision for loan and lease losses | $778,000 | 2,224 |
| Total noninterest income | $203,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $96,000 | 4,562 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $107,000 | 4,534 |
| Total noninterest expense | $4,830,000 | 2,021 |
| Salaries and employee benefits | $1,526,000 | 3,102 |
| Premises and equipment expense | $801,000 | 1,645 |
| Additional noninterest expense | $2,503,000 | 1,421 |
| Pre-tax net operating income | $1,271,000 | 1,961 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $519,000 | 1,183 |
| Income before extraordinary items | $752,000 | 2,626 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $752,000 | 2,622 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $752,000 | 2,625 |
| Net charge-offs | $760,000 | 1,992 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $283,000 | 335 |
| Net operating income | $752,000 | 2,512 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,095,000 | 1,591 |
| Total interest expense | $2,043,000 | 1,154 |
| Net interest income | $3,052,000 | 1,859 |
| Provision for loan and lease losses | $369,000 | 2,172 |
| Total noninterest income | $98,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $48,000 | 4,553 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 4,691 |
| Total noninterest expense | $2,255,000 | 2,161 |
| Salaries and employee benefits | $754,000 | 3,170 |
| Premises and equipment expense | $398,000 | 1,705 |
| Additional noninterest expense | $1,103,000 | 1,594 |
| Pre-tax net operating income | $526,000 | 2,318 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $209,000 | 1,384 |
| Income before extraordinary items | $317,000 | 3,036 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $317,000 | 3,032 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $317,000 | 3,036 |
| Net charge-offs | $379,000 | 1,819 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 262 |
| Net operating income | $317,000 | 2,928 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,179,000 | 1,428 |
| Total interest expense | $8,774,000 | 1,369 |
| Net interest income | $15,405,000 | 1,446 |
| Provision for loan and lease losses | $1,550,000 | 2,840 |
| Total noninterest income | $433,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $192,000 | 4,728 |
| Trading account gains and fees | $-7,000 | 7,956 |
| Additional Noninterest Income | $248,000 | 4,285 |
| Total noninterest expense | $9,742,000 | 2,072 |
| Salaries and employee benefits | $3,301,000 | 2,934 |
| Premises and equipment expense | $1,537,000 | 1,756 |
| Additional noninterest expense | $4,904,000 | 1,517 |
| Pre-tax net operating income | $4,546,000 | 918 |
| Securities gains (losses) | $-7,922,000 | 7,928 |
| Applicable income taxes | $417,000 | 1,722 |
| Income before extraordinary items | $-3,793,000 | 7,130 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,793,000 | 7,129 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,793,000 | 7,128 |
| Net charge-offs | $299,000 | 4,487 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $565,000 | 522 |
| Net operating income | $4,129,000 | 820 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,886,000 | 1,469 |
| Total interest expense | $6,629,000 | 1,428 |
| Net interest income | $11,257,000 | 1,495 |
| Provision for loan and lease losses | $1,407,000 | 2,300 |
| Total noninterest income | $310,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $144,000 | 4,751 |
| Trading account gains and fees | $-7,000 | 8,048 |
| Additional Noninterest Income | $173,000 | 4,528 |
| Total noninterest expense | $7,422,000 | 2,034 |
| Salaries and employee benefits | $2,553,000 | 2,888 |
| Premises and equipment expense | $1,181,000 | 1,738 |
| Additional noninterest expense | $3,688,000 | 1,467 |
| Pre-tax net operating income | $2,738,000 | 1,184 |
| Securities gains (losses) | $-6,487,000 | 8,022 |
| Applicable income taxes | $379,000 | 1,688 |
| Income before extraordinary items | $-4,128,000 | 7,500 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,128,000 | 7,500 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,128,000 | 7,500 |
| Net charge-offs | $298,000 | 3,710 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $424,000 | 462 |
| Net operating income | $2,359,000 | 1,132 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,306,000 | 1,452 |
| Total interest expense | $4,451,000 | 1,486 |
| Net interest income | $7,855,000 | 1,417 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $195,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $93,000 | 4,785 |
| Trading account gains and fees | $-9,000 | 8,142 |
| Additional Noninterest Income | $111,000 | 4,607 |
| Total noninterest expense | $5,025,000 | 2,023 |
| Salaries and employee benefits | $1,726,000 | 2,874 |
| Premises and equipment expense | $810,000 | 1,720 |
| Additional noninterest expense | $2,489,000 | 1,487 |
| Pre-tax net operating income | $3,025,000 | 772 |
| Securities gains (losses) | $-3,681,000 | 8,103 |
| Applicable income taxes | $1,784,000 | 370 |
| Income before extraordinary items | $-2,440,000 | 7,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,440,000 | 7,561 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,440,000 | 7,561 |
| Net charge-offs | $37,000 | 5,172 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $283,000 | 424 |
| Net operating income | $1,241,000 | 1,473 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,126,000 | 1,477 |
| Total interest expense | $2,262,000 | 1,519 |
| Net interest income | $3,864,000 | 1,441 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $101,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $56,000 | 4,631 |
| Total noninterest expense | $2,359,000 | 2,097 |
| Salaries and employee benefits | $884,000 | 2,853 |
| Premises and equipment expense | $435,000 | 1,628 |
| Additional noninterest expense | $1,040,000 | 1,558 |
| Pre-tax net operating income | $1,606,000 | 791 |
| Securities gains (losses) | $-4,728,000 | 8,205 |
| Applicable income taxes | $619,000 | 534 |
| Income before extraordinary items | $-3,741,000 | 8,011 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,741,000 | 8,012 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,741,000 | 8,012 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 317 |
| Net operating income | $987,000 | 1,022 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,063,000 | 1,606 |
| Total interest expense | $11,018,000 | 1,471 |
| Net interest income | $13,045,000 | 1,702 |
| Provision for loan and lease losses | $346,000 | 4,387 |
| Total noninterest income | $344,000 | 5,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $199,000 | 4,802 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $145,000 | 5,369 |
| Total noninterest expense | $8,687,000 | 2,198 |
| Salaries and employee benefits | $3,472,000 | 2,844 |
| Premises and equipment expense | $1,359,000 | 2,010 |
| Additional noninterest expense | $3,856,000 | 1,611 |
| Pre-tax net operating income | $4,356,000 | 1,254 |
| Securities gains (losses) | $-8,939,000 | 8,160 |
| Applicable income taxes | $-80,000 | 7,038 |
| Income before extraordinary items | $-4,503,000 | 7,783 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,503,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $565,000 | 528 |
| Net operating income | $4,257,220 | 1,036 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,614,000 | 1,682 |
| Total interest expense | $8,561,000 | 1,485 |
| Net interest income | $9,053,000 | 1,868 |
| Provision for loan and lease losses | $150,000 | 4,617 |
| Total noninterest income | $249,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $151,000 | 4,805 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 5,658 |
| Total noninterest expense | $6,475,000 | 2,210 |
| Salaries and employee benefits | $2,619,000 | 2,855 |
| Premises and equipment expense | $1,049,000 | 1,944 |
| Additional noninterest expense | $2,807,000 | 1,595 |
| Pre-tax net operating income | $2,677,000 | 1,821 |
| Securities gains (losses) | $-149,000 | 7,569 |
| Applicable income taxes | $918,000 | 1,234 |
| Income before extraordinary items | $1,610,000 | 2,188 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,610,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $424,000 | 414 |
| Net operating income | $1,705,360 | 2,169 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,351,000 | 1,768 |
| Total interest expense | $5,952,000 | 1,484 |
| Net interest income | $5,399,000 | 2,060 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $168,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $101,000 | 4,819 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $67,000 | 5,708 |
| Total noninterest expense | $4,403,000 | 2,180 |
| Salaries and employee benefits | $1,758,000 | 2,867 |
| Premises and equipment expense | $730,000 | 1,867 |
| Additional noninterest expense | $1,915,000 | 1,535 |
| Pre-tax net operating income | $1,164,000 | 2,639 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $338,000 | 2,066 |
| Income before extraordinary items | $826,000 | 2,983 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $826,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $283,000 | 351 |
| Net operating income | $826,000 | 2,943 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 1,868 |
| Total interest expense | $2,920,000 | 1,605 |
| Net interest income | $2,569,000 | 2,153 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $91,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $52,000 | 4,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $2,341,000 | 2,045 |
| Salaries and employee benefits | $897,000 | 2,838 |
| Premises and equipment expense | $401,000 | 1,722 |
| Additional noninterest expense | $1,043,000 | 1,381 |
| Pre-tax net operating income | $319,000 | 4,006 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $33,000 | 3,966 |
| Income before extraordinary items | $286,000 | 3,906 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $286,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 263 |
| Net operating income | $286,000 | 3,827 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,624,000 | 1,619 |
| Total interest expense | $12,751,000 | 1,579 |
| Net interest income | $13,873,000 | 1,631 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $459,000 | 5,219 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $225,000 | 4,665 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $234,000 | 4,729 |
| Total noninterest expense | $8,720,000 | 2,112 |
| Salaries and employee benefits | $3,613,000 | 2,722 |
| Premises and equipment expense | $1,337,000 | 1,950 |
| Additional noninterest expense | $3,770,000 | 1,472 |
| Pre-tax net operating income | $5,492,000 | 1,520 |
| Securities gains (losses) | $648,000 | 233 |
| Applicable income taxes | $2,365,000 | 976 |
| Income before extraordinary items | $3,775,000 | 1,677 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,775,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $-975,000 | 8,492 |
| Net operating income | $3,360,280 | 1,844 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,102,000 | 1,604 |
| Total interest expense | $9,491,000 | 1,584 |
| Net interest income | $10,611,000 | 1,603 |
| Provision for loan and lease losses | $91,000 | 4,243 |
| Total noninterest income | $325,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $168,000 | 4,700 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $157,000 | 4,997 |
| Total noninterest expense | $6,577,000 | 2,077 |
| Salaries and employee benefits | $2,705,000 | 2,718 |
| Premises and equipment expense | $1,044,000 | 1,871 |
| Additional noninterest expense | $2,828,000 | 1,430 |
| Pre-tax net operating income | $4,268,000 | 1,582 |
| Securities gains (losses) | $648,000 | 195 |
| Applicable income taxes | $1,975,000 | 969 |
| Income before extraordinary items | $2,941,000 | 1,720 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,941,000 | 1,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $-1,117,000 | 8,533 |
| Net operating income | $2,526,280 | 1,977 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,500,000 | 1,612 |
| Total interest expense | $6,349,000 | 1,592 |
| Net interest income | $7,151,000 | 1,613 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $214,000 | 5,438 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $112,000 | 4,712 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $102,000 | 5,087 |
| Total noninterest expense | $4,393,000 | 2,098 |
| Salaries and employee benefits | $1,807,000 | 2,749 |
| Premises and equipment expense | $695,000 | 1,885 |
| Additional noninterest expense | $1,891,000 | 1,446 |
| Pre-tax net operating income | $2,912,000 | 1,587 |
| Securities gains (losses) | $648,000 | 154 |
| Applicable income taxes | $1,455,000 | 944 |
| Income before extraordinary items | $2,105,000 | 1,645 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,105,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $-1,258,000 | 8,595 |
| Net operating income | $1,690,280 | 2,005 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 1,581 |
| Total interest expense | $3,206,000 | 1,545 |
| Net interest income | $3,688,000 | 1,571 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $111,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $57,000 | 4,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $54,000 | 4,958 |
| Total noninterest expense | $2,216,000 | 2,081 |
| Salaries and employee benefits | $916,000 | 2,746 |
| Premises and equipment expense | $352,000 | 1,874 |
| Additional noninterest expense | $948,000 | 1,417 |
| Pre-tax net operating income | $1,553,000 | 1,492 |
| Securities gains (losses) | $648,000 | 95 |
| Applicable income taxes | $944,000 | 771 |
| Income before extraordinary items | $1,257,000 | 1,397 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,257,000 | 1,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $-1,399,000 | 8,632 |
| Net operating income | $842,280 | 1,963 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,989,000 | 1,477 |
| Total interest expense | $12,951,000 | 1,303 |
| Net interest income | $14,038,000 | 1,634 |
| Provision for loan and lease losses | $405,000 | 2,238 |
| Total noninterest income | $528,000 | 5,005 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $256,000 | 4,437 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $272,000 | 4,492 |
| Total noninterest expense | $9,055,000 | 1,946 |
| Salaries and employee benefits | $3,193,000 | 2,959 |
| Premises and equipment expense | $1,380,000 | 1,825 |
| Additional noninterest expense | $4,482,000 | 1,191 |
| Pre-tax net operating income | $5,106,000 | 1,841 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $2,056,000 | 1,300 |
| Income before extraordinary items | $3,051,000 | 2,247 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,051,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,997,000 | 417 |
| Net operating income | $3,050,360 | 2,233 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,379,000 | 1,458 |
| Total interest expense | $9,626,000 | 1,283 |
| Net interest income | $10,753,000 | 1,614 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $333,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $196,000 | 4,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 5,292 |
| Total noninterest expense | $6,663,000 | 1,977 |
| Salaries and employee benefits | $2,270,000 | 3,091 |
| Premises and equipment expense | $1,064,000 | 1,787 |
| Additional noninterest expense | $3,329,000 | 1,211 |
| Pre-tax net operating income | $4,288,000 | 1,740 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,739,000 | 1,232 |
| Income before extraordinary items | $2,549,000 | 2,122 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,549,000 | 2,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,549,000 | 2,107 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,301,000 | 1,458 |
| Total interest expense | $6,389,000 | 1,223 |
| Net interest income | $6,912,000 | 1,668 |
| Provision for loan and lease losses | $125,000 | 2,925 |
| Total noninterest income | $218,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $130,000 | 4,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 5,398 |
| Total noninterest expense | $4,531,000 | 1,951 |
| Salaries and employee benefits | $1,528,000 | 3,071 |
| Premises and equipment expense | $755,000 | 1,696 |
| Additional noninterest expense | $2,248,000 | 1,207 |
| Pre-tax net operating income | $2,474,000 | 1,965 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,005,000 | 1,396 |
| Income before extraordinary items | $1,469,000 | 2,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,469,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,469,000 | 2,358 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,545,000 | 1,443 |
| Total interest expense | $3,292,000 | 1,107 |
| Net interest income | $3,253,000 | 1,775 |
| Provision for loan and lease losses | $76,000 | 2,386 |
| Total noninterest income | $131,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $66,000 | 4,344 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,564 |
| Total noninterest expense | $2,325,000 | 1,921 |
| Salaries and employee benefits | $788,000 | 3,011 |
| Premises and equipment expense | $424,000 | 1,540 |
| Additional noninterest expense | $1,113,000 | 1,197 |
| Pre-tax net operating income | $983,000 | 2,303 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $383,000 | 1,714 |
| Income before extraordinary items | $600,000 | 2,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $600,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $600,000 | 2,726 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,696,000 | 3,864 |
| Total interest expense | $4,137,000 | 2,574 |
| Net interest income | $3,559,000 | 4,968 |
| Provision for loan and lease losses | $8,000 | 6,877 |
| Total noninterest income | $205,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $92,000 | 6,405 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $113,000 | 6,210 |
| Total noninterest expense | $3,170,000 | 4,591 |
| Salaries and employee benefits | $1,122,000 | 5,993 |
| Premises and equipment expense | $542,000 | 3,947 |
| Additional noninterest expense | $1,506,000 | 3,222 |
| Pre-tax net operating income | $586,000 | 6,465 |
| Securities gains (losses) | $53,000 | 902 |
| Applicable income taxes | $213,000 | 4,594 |
| Income before extraordinary items | $426,000 | 6,668 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $426,000 | 6,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $34,000,000 | 35 |
| Net operating income | $390,490 | 6,781 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 6,893 |
| Total interest expense | $953,000 | 5,571 |
| Net interest income | $1,028,000 | 7,497 |
| Provision for loan and lease losses | $105,000 | 4,091 |
| Total noninterest income | $40,000 | 8,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 7,393 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $809,000 | 7,597 |
| Salaries and employee benefits | $279,000 | 8,267 |
| Premises and equipment expense | $134,000 | 6,949 |
| Additional noninterest expense | $396,000 | 6,389 |
| Pre-tax net operating income | $154,000 | 7,818 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $59,000 | 5,676 |
| Income before extraordinary items | $95,000 | 7,991 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $95,000 | 7,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $34,000,000 | 26 |
| Net operating income | $95,000 | 7,963 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.