Home > Emigrant Savings Bank - Long Island > Assets and Liabilities
Emigrant Savings Bank - Long Island, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 54 | 2,750 |
| Assets and Liabilities | ||
| Total Assets: | $576,203,000 | 1,174 |
| Cash and due from depository institutions | $12,573,000 | 2,750 |
| Interest-bearing balances | $0 | 6,879 |
| Securities | $167,892,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $180,000,000 | 40 |
| Net loans & leases | $204,084,000 | 1,971 |
| Loan loss allowance | $2,830,000 | 2,444 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $2,057,000 | 3,988 |
| Other real estate owned | $7,466,000 | 2,750 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $2,131,000 | 4,673 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $576,203,000 | 1,174 |
| Total liabilities | $533,638,000 | 1,134 |
| Total deposits | $514,435,000 | 1,067 |
| Interest-bearing deposits | $484,547,000 | 949 |
| Deposits held in domestic offices | $514,435,000 | 1,066 |
| % insured | 97.54% | 675 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $292,000 | 4,010 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $18,911,000 | 408 |
| Total equity capital | $42,565,000 | 1,702 |
| Total bank equity capital | $42,565,000 | 1,700 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $11,000,000 | 435 |
| Surplus | $31,707,000 | 1,059 |
| Undivided profits | $-142,000 | 6,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $47,042,000 | 272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,490,000 | 1,987 |
| Earning assets | $551,976,000 | 1,119 |
| Long-term assets (5+ years) | $8,283,000 | 6,194 |
| Average Assets, year-to-date | $564,049,750 | 1,189 |
| Average Assets, quarterly | $572,500,500 | 1,176 |
| Volatile liabilities | $12,576,000 | 2,824 |
| Insider loans | $0 | 6,456 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $638,000 | 6,716 |
| Tier 1 (core) risk-based capital | $42,999,000 | 1,548 |
| Tier 2 risk-based capital | $2,527,000 | 1,973 |
| Total risk weighted assets | $201,838,000 | 2,093 |
| Total unused commitments | $638,000 | 6,716 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 54 | 2,765 |
| Assets and Liabilities | ||
| Total Assets: | $568,798,000 | 1,179 |
| Cash and due from depository institutions | $16,456,000 | 2,765 |
| Interest-bearing balances | $0 | 6,914 |
| Securities | $194,561,000 | 781 |
| Federal funds sold & reverse repurchase agreements | $135,000,000 | 40 |
| Net loans & leases | $211,668,000 | 1,907 |
| Loan loss allowance | $3,133,000 | 2,259 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $2,109,000 | 3,955 |
| Other real estate owned | $6,594,000 | 2,765 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $2,410,000 | 4,441 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $568,798,000 | 1,179 |
| Total liabilities | $527,403,000 | 1,142 |
| Total deposits | $505,099,000 | 1,087 |
| Interest-bearing deposits | $474,352,000 | 960 |
| Deposits held in domestic offices | $505,099,000 | 1,084 |
| % insured | 97.94% | 588 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $3,650,000 | 2,911 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $18,654,000 | 399 |
| Total equity capital | $41,395,000 | 1,721 |
| Total bank equity capital | $41,395,000 | 1,719 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $11,000,000 | 441 |
| Surplus | $31,565,000 | 1,053 |
| Undivided profits | $-1,170,000 | 6,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $50,923,000 | 270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,552,000 | 1,780 |
| Earning assets | $541,229,000 | 1,126 |
| Long-term assets (5+ years) | $11,172,000 | 5,891 |
| Average Assets, year-to-date | $559,998,670 | 1,203 |
| Average Assets, quarterly | $565,025,000 | 1,192 |
| Volatile liabilities | $14,964,000 | 2,538 |
| Insider loans | $0 | 6,533 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $1,845,000 | 6,195 |
| Tier 1 (core) risk-based capital | $42,024,000 | 1,559 |
| Tier 2 risk-based capital | $2,482,000 | 2,012 |
| Total risk weighted assets | $197,940,000 | 2,133 |
| Total unused commitments | $1,845,000 | 6,195 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 54 | 2,762 |
| Assets and Liabilities | ||
| Total Assets: | $561,252,000 | 1,211 |
| Cash and due from depository institutions | $16,357,000 | 2,762 |
| Interest-bearing balances | $0 | 6,976 |
| Securities | $203,710,000 | 769 |
| Federal funds sold & reverse repurchase agreements | $115,000,000 | 49 |
| Net loans & leases | $217,179,000 | 1,843 |
| Loan loss allowance | $3,188,000 | 2,253 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,220,000 | 3,900 |
| Other real estate owned | $4,173,000 | 2,762 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $2,613,000 | 4,288 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $561,252,000 | 1,211 |
| Total liabilities | $520,102,000 | 1,177 |
| Total deposits | $496,121,000 | 1,122 |
| Interest-bearing deposits | $464,625,000 | 997 |
| Deposits held in domestic offices | $496,121,000 | 1,120 |
| % insured | 98.22% | 498 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $2,525,000 | 3,234 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $21,456,000 | 356 |
| Total equity capital | $41,150,000 | 1,706 |
| Total bank equity capital | $41,150,000 | 1,705 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $11,000,000 | 444 |
| Surplus | $31,424,000 | 1,064 |
| Undivided profits | $-1,274,000 | 6,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $54,225,000 | 280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,601,000 | 1,712 |
| Earning assets | $535,889,000 | 1,157 |
| Long-term assets (5+ years) | $10,247,000 | 6,012 |
| Average Assets, year-to-date | $555,599,000 | 1,220 |
| Average Assets, quarterly | $555,599,000 | 1,220 |
| Volatile liabilities | $13,096,000 | 2,801 |
| Insider loans | $0 | 6,588 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $1,303,000 | 6,528 |
| Tier 1 (core) risk-based capital | $41,975,000 | 1,549 |
| Tier 2 risk-based capital | $2,472,000 | 2,025 |
| Total risk weighted assets | $197,005,000 | 2,135 |
| Total unused commitments | $1,303,000 | 6,528 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 54 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $549,946,000 | 1,235 |
| Cash and due from depository institutions | $14,868,000 | 2,769 |
| Interest-bearing balances | $0 | 6,975 |
| Securities | $190,363,000 | 792 |
| Federal funds sold & reverse repurchase agreements | $115,000,000 | 49 |
| Net loans & leases | $222,580,000 | 1,827 |
| Loan loss allowance | $3,163,000 | 2,266 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,250,000 | 3,900 |
| Other real estate owned | $2,242,000 | 2,769 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $2,643,000 | 4,352 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $549,946,000 | 1,235 |
| Total liabilities | $511,335,000 | 1,181 |
| Total deposits | $490,284,000 | 1,114 |
| Interest-bearing deposits | $460,194,000 | 996 |
| Deposits held in domestic offices | $490,284,000 | 1,111 |
| % insured | 98.18% | 575 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $850,000 | 3,998 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $20,201,000 | 372 |
| Total equity capital | $38,611,000 | 1,813 |
| Total bank equity capital | $38,611,000 | 1,812 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $11,000,000 | 442 |
| Surplus | $31,283,000 | 1,071 |
| Undivided profits | $-3,672,000 | 6,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $61,322,000 | 260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,304,000 | 2,229 |
| Earning assets | $527,943,000 | 1,155 |
| Long-term assets (5+ years) | $10,890,000 | 5,337 |
| Average Assets, year-to-date | $546,242,400 | 1,208 |
| Average Assets, quarterly | $547,941,000 | 1,232 |
| Volatile liabilities | $11,339,000 | 3,214 |
| Insider loans | $0 | 6,631 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $660,000 | 6,884 |
| Tier 1 (core) risk-based capital | $40,454,000 | 1,593 |
| Tier 2 risk-based capital | $2,520,000 | 1,985 |
| Total risk weighted assets | $200,928,000 | 2,103 |
| Total unused commitments | $660,000 | 6,884 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 54 | 2,782 |
| Assets and Liabilities | ||
| Total Assets: | $545,936,000 | 1,240 |
| Cash and due from depository institutions | $14,583,000 | 2,782 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $200,230,000 | 740 |
| Federal funds sold & reverse repurchase agreements | $95,000,000 | 61 |
| Net loans & leases | $229,232,000 | 1,795 |
| Loan loss allowance | $3,026,000 | 2,371 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,242,000 | 3,936 |
| Other real estate owned | $899,000 | 2,782 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $3,750,000 | 3,698 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $545,936,000 | 1,240 |
| Total liabilities | $506,159,000 | 1,187 |
| Total deposits | $490,905,000 | 1,117 |
| Interest-bearing deposits | $459,885,000 | 1,007 |
| Deposits held in domestic offices | $490,905,000 | 1,114 |
| % insured | 98.04% | 674 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $170,000 | 4,479 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $15,084,000 | 450 |
| Total equity capital | $39,777,000 | 1,771 |
| Total bank equity capital | $39,777,000 | 1,770 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $11,000,000 | 447 |
| Surplus | $31,141,000 | 1,088 |
| Undivided profits | $-2,364,000 | 6,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $60,490,000 | 275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,510,000 | 1,985 |
| Earning assets | $524,462,000 | 1,164 |
| Long-term assets (5+ years) | $11,775,000 | 5,196 |
| Average Assets, year-to-date | $545,316,500 | 1,216 |
| Average Assets, quarterly | $548,278,000 | 1,223 |
| Volatile liabilities | $9,856,000 | 3,506 |
| Insider loans | $0 | 6,691 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $1,228,000 | 6,628 |
| Tier 1 (core) risk-based capital | $40,665,000 | 1,605 |
| Tier 2 risk-based capital | $2,502,000 | 2,006 |
| Total risk weighted assets | $199,664,000 | 2,124 |
| Total unused commitments | $1,228,000 | 6,628 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 54 | 2,816 |
| Assets and Liabilities | ||
| Total Assets: | $550,620,000 | 1,219 |
| Cash and due from depository institutions | $14,714,000 | 2,816 |
| Interest-bearing balances | $0 | 7,029 |
| Securities | $203,248,000 | 726 |
| Federal funds sold & reverse repurchase agreements | $85,000,000 | 62 |
| Net loans & leases | $241,627,000 | 1,730 |
| Loan loss allowance | $2,484,000 | 2,786 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,600,000 | 4,519 |
| Other real estate owned | $682,000 | 2,816 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $3,749,000 | 3,708 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $550,620,000 | 1,219 |
| Total liabilities | $509,118,000 | 1,182 |
| Total deposits | $485,956,000 | 1,120 |
| Interest-bearing deposits | $455,991,000 | 1,020 |
| Deposits held in domestic offices | $485,956,000 | 1,117 |
| % insured | 98.45% | 564 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,338,000 | 3,338 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $19,824,000 | 364 |
| Total equity capital | $41,502,000 | 1,645 |
| Total bank equity capital | $41,502,000 | 1,644 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $11,000,000 | 457 |
| Surplus | $31,000,000 | 1,088 |
| Undivided profits | $-498,000 | 6,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $61,070,000 | 292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,533,000 | 1,904 |
| Earning assets | $529,875,000 | 1,147 |
| Long-term assets (5+ years) | $12,855,000 | 5,058 |
| Average Assets, year-to-date | $545,110,000 | 1,229 |
| Average Assets, quarterly | $547,194,000 | 1,229 |
| Volatile liabilities | $12,476,000 | 3,109 |
| Insider loans | $0 | 6,748 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $734,000 | 6,971 |
| Tier 1 (core) risk-based capital | $41,992,000 | 1,529 |
| Tier 2 risk-based capital | $2,484,000 | 2,047 |
| Total risk weighted assets | $204,202,000 | 2,086 |
| Total unused commitments | $734,000 | 6,974 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 54 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $543,768,000 | 1,240 |
| Cash and due from depository institutions | $18,050,000 | 2,813 |
| Interest-bearing balances | $0 | 7,081 |
| Securities | $211,052,000 | 694 |
| Federal funds sold & reverse repurchase agreements | $55,000,000 | 98 |
| Net loans & leases | $253,862,000 | 1,658 |
| Loan loss allowance | $2,275,000 | 2,957 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,649,000 | 4,508 |
| Other real estate owned | $536,000 | 2,813 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,619,000 | 3,825 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $543,768,000 | 1,240 |
| Total liabilities | $503,581,000 | 1,209 |
| Total deposits | $483,838,000 | 1,141 |
| Interest-bearing deposits | $454,311,000 | 1,038 |
| Deposits held in domestic offices | $483,838,000 | 1,139 |
| % insured | 98.34% | 626 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,092,000 | 2,877 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $14,651,000 | 439 |
| Total equity capital | $40,187,000 | 1,681 |
| Total bank equity capital | $40,187,000 | 1,680 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $11,000,000 | 460 |
| Surplus | $30,859,000 | 1,101 |
| Undivided profits | $-1,672,000 | 6,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $57,095,000 | 318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,675,000 | 1,751 |
| Earning assets | $519,914,000 | 1,186 |
| Long-term assets (5+ years) | $13,730,000 | 4,925 |
| Average Assets, year-to-date | $542,355,000 | 1,239 |
| Average Assets, quarterly | $542,355,000 | 1,239 |
| Volatile liabilities | $13,558,000 | 2,963 |
| Insider loans | $0 | 6,813 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $4,287,000 | 5,441 |
| Tier 1 (core) risk-based capital | $41,604,000 | 1,533 |
| Tier 2 risk-based capital | $2,275,000 | 2,218 |
| Total risk weighted assets | $202,836,000 | 2,126 |
| Total unused commitments | $4,287,000 | 5,443 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 54 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $540,942,000 | 1,245 |
| Cash and due from depository institutions | $22,304,000 | 2,851 |
| Interest-bearing balances | $0 | 7,115 |
| Securities | $200,369,000 | 705 |
| Federal funds sold & reverse repurchase agreements | $45,000,000 | 126 |
| Net loans & leases | $266,791,000 | 1,633 |
| Loan loss allowance | $2,238,000 | 2,984 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,667,000 | 4,534 |
| Other real estate owned | $410,000 | 2,851 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,401,000 | 3,511 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $540,942,000 | 1,245 |
| Total liabilities | $501,632,000 | 1,199 |
| Total deposits | $479,051,000 | 1,140 |
| Interest-bearing deposits | $449,355,000 | 1,052 |
| Deposits held in domestic offices | $479,051,000 | 1,138 |
| % insured | 98.48% | 546 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,805,000 | 3,237 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $17,776,000 | 393 |
| Total equity capital | $39,310,000 | 1,703 |
| Total bank equity capital | $39,310,000 | 1,702 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $11,000,000 | 459 |
| Surplus | $30,718,000 | 1,099 |
| Undivided profits | $-2,408,000 | 6,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $53,548,000 | 345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,879,000 | 1,605 |
| Earning assets | $512,160,000 | 1,197 |
| Long-term assets (5+ years) | $14,589,000 | 4,802 |
| Average Assets, year-to-date | $528,564,400 | 1,264 |
| Average Assets, quarterly | $538,354,000 | 1,254 |
| Volatile liabilities | $68,913,000 | 1,919 |
| Insider loans | $0 | 6,907 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $4,257,000 | 5,437 |
| Tier 1 (core) risk-based capital | $40,928,000 | 1,556 |
| Tier 2 risk-based capital | $2,238,000 | 2,283 |
| Total risk weighted assets | $206,733,000 | 2,123 |
| Total unused commitments | $4,257,000 | 5,439 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 54 | 2,866 |
| Assets and Liabilities | ||
| Total Assets: | $535,766,000 | 1,276 |
| Cash and due from depository institutions | $11,679,000 | 2,866 |
| Interest-bearing balances | $0 | 7,196 |
| Securities | $113,242,000 | 1,171 |
| Federal funds sold & reverse repurchase agreements | $125,000,000 | 61 |
| Net loans & leases | $279,019,000 | 1,594 |
| Loan loss allowance | $2,261,000 | 2,998 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,700,000 | 4,564 |
| Other real estate owned | $608,000 | 2,866 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,518,000 | 3,508 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $535,766,000 | 1,276 |
| Total liabilities | $496,564,000 | 1,237 |
| Total deposits | $475,226,000 | 1,159 |
| Interest-bearing deposits | $447,469,000 | 1,068 |
| Deposits held in domestic offices | $475,226,000 | 1,157 |
| % insured | 98.44% | 414 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,020,000 | 3,220 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $16,318,000 | 432 |
| Total equity capital | $39,202,000 | 1,749 |
| Total bank equity capital | $39,202,000 | 1,748 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $11,000,000 | 457 |
| Surplus | $30,576,000 | 1,085 |
| Undivided profits | $-2,374,000 | 6,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $49,220,000 | 388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,869,000 | 1,725 |
| Earning assets | $517,261,000 | 1,207 |
| Long-term assets (5+ years) | $15,101,000 | 4,729 |
| Average Assets, year-to-date | $525,470,000 | 1,281 |
| Average Assets, quarterly | $529,509,500 | 1,285 |
| Volatile liabilities | $67,226,000 | 2,024 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $7,753,000 | 4,491 |
| Tier 1 (core) risk-based capital | $40,462,000 | 1,581 |
| Tier 2 risk-based capital | $2,261,000 | 2,311 |
| Total risk weighted assets | $218,618,000 | 2,043 |
| Total unused commitments | $7,753,000 | 4,494 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 54 | 2,880 |
| Assets and Liabilities | ||
| Total Assets: | $523,253,000 | 1,301 |
| Cash and due from depository institutions | $18,978,000 | 2,880 |
| Interest-bearing balances | $0 | 7,206 |
| Securities | $123,783,000 | 1,079 |
| Federal funds sold & reverse repurchase agreements | $90,000,000 | 77 |
| Net loans & leases | $283,504,000 | 1,581 |
| Loan loss allowance | $2,146,000 | 3,066 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,758,000 | 4,538 |
| Other real estate owned | $547,000 | 2,880 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $4,683,000 | 3,442 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $523,253,000 | 1,301 |
| Total liabilities | $485,919,000 | 1,275 |
| Total deposits | $468,450,000 | 1,180 |
| Interest-bearing deposits | $437,651,000 | 1,098 |
| Deposits held in domestic offices | $468,450,000 | 1,177 |
| % insured | 98.40% | 478 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $17,469,000 | 389 |
| Total equity capital | $37,334,000 | 1,813 |
| Total bank equity capital | $37,334,000 | 1,811 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $11,000,000 | 462 |
| Surplus | $30,435,000 | 1,088 |
| Undivided profits | $-4,101,000 | 7,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $48,771,000 | 389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,819,000 | 1,718 |
| Earning assets | $497,287,000 | 1,261 |
| Long-term assets (5+ years) | $26,546,000 | 3,672 |
| Average Assets, year-to-date | $522,038,000 | 1,297 |
| Average Assets, quarterly | $518,933,500 | 1,311 |
| Volatile liabilities | $57,264,000 | 2,349 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $3,981,000 | 5,712 |
| Tier 1 (core) risk-based capital | $39,152,000 | 1,621 |
| Tier 2 risk-based capital | $2,146,000 | 2,449 |
| Total risk weighted assets | $219,543,000 | 2,079 |
| Total unused commitments | $3,981,000 | 5,713 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 53 | 2,962 |
| Assets and Liabilities | ||
| Total Assets: | $514,614,000 | 1,361 |
| Cash and due from depository institutions | $12,854,000 | 2,962 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $89,098,000 | 1,464 |
| Federal funds sold & reverse repurchase agreements | $109,000,000 | 70 |
| Net loans & leases | $296,887,000 | 1,549 |
| Loan loss allowance | $2,118,000 | 3,118 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,815,000 | 4,555 |
| Other real estate owned | $556,000 | 2,962 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $4,404,000 | 3,670 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $514,614,000 | 1,361 |
| Total liabilities | $477,090,000 | 1,332 |
| Total deposits | $456,185,000 | 1,231 |
| Interest-bearing deposits | $449,479,000 | 1,083 |
| Deposits held in domestic offices | $456,185,000 | 1,229 |
| % insured | 98.24% | 550 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,066,000 | 3,052 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $13,839,000 | 471 |
| Total equity capital | $37,524,000 | 1,809 |
| Total bank equity capital | $37,524,000 | 1,806 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $11,000,000 | 469 |
| Surplus | $30,294,000 | 1,108 |
| Undivided profits | $-3,770,000 | 7,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $47,215,000 | 433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,735,000 | 1,875 |
| Earning assets | $494,985,000 | 1,301 |
| Long-term assets (5+ years) | $21,439,000 | 4,055 |
| Average Assets, year-to-date | $521,430,500 | 1,338 |
| Average Assets, quarterly | $521,430,500 | 1,338 |
| Volatile liabilities | $61,082,000 | 2,301 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,425,000 | 6,080 |
| Tier 1 (core) risk-based capital | $39,683,000 | 1,611 |
| Tier 2 risk-based capital | $2,118,000 | 2,526 |
| Total risk weighted assets | $228,919,000 | 2,057 |
| Total unused commitments | $3,425,000 | 6,083 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 55 | 2,915 |
| Assets and Liabilities | ||
| Total Assets: | $528,247,000 | 1,333 |
| Cash and due from depository institutions | $61,772,000 | 2,915 |
| Interest-bearing balances | $37,500,000 | 773 |
| Securities | $96,823,000 | 1,339 |
| Federal funds sold & reverse repurchase agreements | $65,000,000 | 119 |
| Net loans & leases | $296,158,000 | 1,586 |
| Loan loss allowance | $2,128,000 | 3,085 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,873,000 | 4,541 |
| Other real estate owned | $556,000 | 2,915 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,065,000 | 3,031 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $528,247,000 | 1,333 |
| Total liabilities | $491,917,000 | 1,292 |
| Total deposits | $452,010,000 | 1,239 |
| Interest-bearing deposits | $445,430,000 | 1,088 |
| Deposits held in domestic offices | $452,010,000 | 1,236 |
| % insured | 98.34% | 513 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $18,412,000 | 1,957 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $21,495,000 | 339 |
| Total equity capital | $36,330,000 | 1,841 |
| Total bank equity capital | $36,330,000 | 1,839 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $11,000,000 | 462 |
| Surplus | $30,152,000 | 1,112 |
| Undivided profits | $-4,822,000 | 7,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $44,602,000 | 444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,019,000 | 1,670 |
| Earning assets | $495,481,000 | 1,295 |
| Long-term assets (5+ years) | $35,674,000 | 3,031 |
| Average Assets, year-to-date | $496,528,600 | 1,386 |
| Average Assets, quarterly | $522,672,500 | 1,331 |
| Volatile liabilities | $71,409,000 | 2,035 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $2,827,000 | 6,335 |
| Tier 1 (core) risk-based capital | $38,944,000 | 1,615 |
| Tier 2 risk-based capital | $2,128,000 | 2,532 |
| Total risk weighted assets | $244,382,000 | 1,973 |
| Total unused commitments | $2,827,000 | 6,337 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 54 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $517,098,000 | 1,366 |
| Cash and due from depository institutions | $53,581,000 | 2,976 |
| Interest-bearing balances | $37,500,000 | 723 |
| Securities | $95,267,000 | 1,344 |
| Federal funds sold & reverse repurchase agreements | $62,338,000 | 132 |
| Net loans & leases | $296,200,000 | 1,618 |
| Loan loss allowance | $1,986,000 | 3,181 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,935,000 | 4,505 |
| Other real estate owned | $246,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $7,531,000 | 2,332 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $517,098,000 | 1,366 |
| Total liabilities | $484,164,000 | 1,318 |
| Total deposits | $448,868,000 | 1,253 |
| Interest-bearing deposits | $442,327,000 | 1,099 |
| Deposits held in domestic offices | $448,868,000 | 1,250 |
| % insured | 98.29% | 642 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $9,337,000 | 2,973 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $25,959,000 | 318 |
| Total equity capital | $32,934,000 | 2,093 |
| Total bank equity capital | $32,934,000 | 2,093 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $11,000,000 | 458 |
| Surplus | $30,011,000 | 1,118 |
| Undivided profits | $-8,077,000 | 7,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $41,499,000 | 474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,999,000 | 1,822 |
| Earning assets | $491,305,000 | 1,321 |
| Long-term assets (5+ years) | $27,571,000 | 3,531 |
| Average Assets, year-to-date | $488,599,000 | 1,427 |
| Average Assets, quarterly | $497,115,500 | 1,419 |
| Volatile liabilities | $62,142,000 | 2,302 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $11,766,000 | 3,906 |
| Tier 1 (core) risk-based capital | $37,062,000 | 1,738 |
| Tier 2 risk-based capital | $1,986,000 | 2,697 |
| Total risk weighted assets | $246,604,000 | 1,994 |
| Total unused commitments | $11,766,000 | 3,910 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 53 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $477,133,000 | 1,507 |
| Cash and due from depository institutions | $42,931,000 | 3,071 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $105,360,000 | 1,203 |
| Federal funds sold & reverse repurchase agreements | $17,338,000 | 560 |
| Net loans & leases | $298,628,000 | 1,636 |
| Loan loss allowance | $840,000 | 5,074 |
| Trading account assets | $1,224,000 | 182 |
| Bank premises and fixed assets | $1,802,000 | 4,702 |
| Other real estate owned | $0 | 3,071 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $9,850,000 | 1,933 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $477,133,000 | 1,507 |
| Total liabilities | $447,779,000 | 1,446 |
| Total deposits | $441,547,000 | 1,289 |
| Interest-bearing deposits | $434,501,000 | 1,133 |
| Deposits held in domestic offices | $441,547,000 | 1,285 |
| % insured | 92.03% | 579 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $480,000 | 5,254 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,752,000 | 1,046 |
| Total equity capital | $29,354,000 | 2,313 |
| Total bank equity capital | $29,354,000 | 2,312 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $11,000,000 | 458 |
| Surplus | $29,870,000 | 1,139 |
| Undivided profits | $-11,516,000 | 7,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $34,937,000 | 523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,123,000 | 1,614 |
| Earning assets | $422,550,000 | 1,544 |
| Long-term assets (5+ years) | $32,228,000 | 3,159 |
| Average Assets, year-to-date | $479,099,330 | 1,484 |
| Average Assets, quarterly | $477,896,000 | 1,496 |
| Volatile liabilities | $50,153,000 | 2,759 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,030,000 | 6,957 |
| Tier 1 (core) risk-based capital | $35,616,000 | 1,839 |
| Tier 2 risk-based capital | $840,000 | 4,708 |
| Total risk weighted assets | $251,811,000 | 1,979 |
| Total unused commitments | $2,030,000 | 6,961 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 58 | 2,847 |
| Assets and Liabilities | ||
| Total Assets: | $478,659,000 | 1,507 |
| Cash and due from depository institutions | $21,362,000 | 2,847 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $111,071,000 | 1,129 |
| Federal funds sold & reverse repurchase agreements | $18,080,000 | 642 |
| Net loans & leases | $316,794,000 | 1,558 |
| Loan loss allowance | $877,000 | 4,912 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,861,000 | 4,666 |
| Other real estate owned | $0 | 2,847 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $9,491,000 | 1,966 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $478,659,000 | 1,507 |
| Total liabilities | $459,028,000 | 1,418 |
| Total deposits | $436,973,000 | 1,292 |
| Interest-bearing deposits | $428,899,000 | 1,145 |
| Deposits held in domestic offices | $436,973,000 | 1,288 |
| % insured | 92.16% | 595 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $3,424,000 | 4,364 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $18,631,000 | 419 |
| Total equity capital | $19,631,000 | 3,327 |
| Total bank equity capital | $19,631,000 | 3,326 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $11,000,000 | 455 |
| Surplus | $29,728,000 | 1,133 |
| Undivided profits | $-21,097,000 | 8,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $30,205,000 | 526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,264,000 | 1,548 |
| Earning assets | $445,945,000 | 1,476 |
| Long-term assets (5+ years) | $31,605,000 | 3,152 |
| Average Assets, year-to-date | $480,082,500 | 1,486 |
| Average Assets, quarterly | $480,082,500 | 1,486 |
| Volatile liabilities | $50,628,000 | 2,728 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $1,303,000 | 7,383 |
| Tier 1 (core) risk-based capital | $28,639,000 | 2,270 |
| Tier 2 risk-based capital | $877,000 | 4,591 |
| Total risk weighted assets | $260,645,000 | 1,950 |
| Total unused commitments | $1,303,000 | 7,385 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 60 | 2,794 |
| Assets and Liabilities | ||
| Total Assets: | $481,506,000 | 1,480 |
| Cash and due from depository institutions | $6,801,000 | 2,794 |
| Interest-bearing balances | $548,000 | 4,299 |
| Securities | $122,168,000 | 999 |
| Federal funds sold & reverse repurchase agreements | $27,485,000 | 321 |
| Net loans & leases | $314,272,000 | 1,584 |
| Loan loss allowance | $877,000 | 4,881 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,846,000 | 4,703 |
| Other real estate owned | $0 | 2,794 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $8,934,000 | 2,078 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $481,506,000 | 1,480 |
| Total liabilities | $463,120,000 | 1,377 |
| Total deposits | $424,104,000 | 1,289 |
| Interest-bearing deposits | $416,949,000 | 1,140 |
| Deposits held in domestic offices | $424,104,000 | 1,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $21,696,000 | 2,104 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $17,320,000 | 440 |
| Total equity capital | $18,386,000 | 3,506 |
| Total bank equity capital | $18,386,000 | 3,506 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $11,000,000 | 456 |
| Surplus | $24,587,000 | 1,284 |
| Undivided profits | $-17,201,000 | 8,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,983,000 | 642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,386,000 | 1,538 |
| Earning assets | $464,473,000 | 1,385 |
| Long-term assets (5+ years) | $33,066,000 | 3,040 |
| Average Assets, year-to-date | $495,791,400 | 1,366 |
| Average Assets, quarterly | $489,054,500 | 1,426 |
| Volatile liabilities | $64,254,000 | 2,218 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $334,000 | 7,921 |
| Tier 1 (core) risk-based capital | $26,633,000 | 2,403 |
| Tier 2 risk-based capital | $877,000 | 4,576 |
| Total risk weighted assets | $248,054,000 | 2,020 |
| Total unused commitments | $334,000 | 7,922 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 60 | 2,819 |
| Assets and Liabilities | ||
| Total Assets: | $496,603,000 | 1,404 |
| Cash and due from depository institutions | $24,815,000 | 2,819 |
| Interest-bearing balances | $547,000 | 3,576 |
| Securities | $137,533,000 | 866 |
| Federal funds sold & reverse repurchase agreements | $41,004,000 | 287 |
| Net loans & leases | $283,417,000 | 1,749 |
| Loan loss allowance | $681,000 | 5,380 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,580,000 | 5,046 |
| Other real estate owned | $0 | 2,819 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,254,000 | 2,216 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $496,603,000 | 1,404 |
| Total liabilities | $477,095,000 | 1,319 |
| Total deposits | $425,631,000 | 1,252 |
| Interest-bearing deposits | $418,966,000 | 1,108 |
| Deposits held in domestic offices | $425,631,000 | 1,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $26,469,000 | 1,860 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $24,995,000 | 348 |
| Total equity capital | $19,508,000 | 3,336 |
| Total bank equity capital | $19,508,000 | 3,336 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $11,000,000 | 449 |
| Surplus | $24,446,000 | 1,278 |
| Undivided profits | $-15,938,000 | 8,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,759,000 | 1,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,406,000 | 1,606 |
| Earning assets | $462,501,000 | 1,379 |
| Long-term assets (5+ years) | $31,501,000 | 3,107 |
| Average Assets, year-to-date | $499,362,750 | 1,348 |
| Average Assets, quarterly | $496,661,000 | 1,394 |
| Volatile liabilities | $68,512,000 | 2,051 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $1,563,000 | 7,357 |
| Tier 1 (core) risk-based capital | $27,327,000 | 2,394 |
| Tier 2 risk-based capital | $681,000 | 5,154 |
| Total risk weighted assets | $246,089,000 | 2,040 |
| Total unused commitments | $1,563,000 | 7,358 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 62 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $496,719,000 | 1,398 |
| Cash and due from depository institutions | $23,228,000 | 2,759 |
| Interest-bearing balances | $547,000 | 3,445 |
| Securities | $153,728,000 | 774 |
| Federal funds sold & reverse repurchase agreements | $48,510,000 | 238 |
| Net loans & leases | $264,319,000 | 1,834 |
| Loan loss allowance | $531,000 | 5,933 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,587,000 | 5,062 |
| Other real estate owned | $0 | 2,759 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,347,000 | 2,971 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $496,719,000 | 1,398 |
| Total liabilities | $469,074,000 | 1,326 |
| Total deposits | $434,488,000 | 1,209 |
| Interest-bearing deposits | $429,942,000 | 1,052 |
| Deposits held in domestic offices | $434,488,000 | 1,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $19,531,000 | 2,213 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $15,055,000 | 484 |
| Total equity capital | $27,645,000 | 2,475 |
| Total bank equity capital | $27,645,000 | 2,475 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $11,000,000 | 443 |
| Surplus | $24,305,000 | 1,267 |
| Undivided profits | $-7,660,000 | 8,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,826,000 | 2,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,192,000 | 1,707 |
| Earning assets | $467,104,000 | 1,354 |
| Long-term assets (5+ years) | $33,215,000 | 2,982 |
| Average Assets, year-to-date | $500,282,670 | 1,343 |
| Average Assets, quarterly | $498,059,000 | 1,366 |
| Volatile liabilities | $63,875,000 | 2,181 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $1,543,000 | 7,435 |
| Tier 1 (core) risk-based capital | $31,949,000 | 2,055 |
| Tier 2 risk-based capital | $531,000 | 5,713 |
| Total risk weighted assets | $239,005,000 | 2,071 |
| Total unused commitments | $1,543,000 | 7,437 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 61 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $499,399,000 | 1,363 |
| Cash and due from depository institutions | $13,804,000 | 2,799 |
| Interest-bearing balances | $547,000 | 3,576 |
| Securities | $167,867,000 | 715 |
| Federal funds sold & reverse repurchase agreements | $200,081,000 | 117 |
| Net loans & leases | $112,212,000 | 3,622 |
| Loan loss allowance | $531,000 | 5,913 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,551,000 | 5,113 |
| Other real estate owned | $0 | 2,799 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,884,000 | 3,575 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $499,399,000 | 1,363 |
| Total liabilities | $470,064,000 | 1,292 |
| Total deposits | $436,875,000 | 1,202 |
| Interest-bearing deposits | $431,652,000 | 1,048 |
| Deposits held in domestic offices | $436,875,000 | 1,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $14,538,000 | 2,415 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $18,651,000 | 452 |
| Total equity capital | $29,335,000 | 2,400 |
| Total bank equity capital | $29,335,000 | 2,400 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $11,000,000 | 440 |
| Surplus | $24,163,000 | 1,263 |
| Undivided profits | $-5,828,000 | 8,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,542,000 | 2,551 |
| Earning assets | $480,707,000 | 1,293 |
| Long-term assets (5+ years) | $14,094,000 | 4,540 |
| Average Assets, year-to-date | $502,064,500 | 1,329 |
| Average Assets, quarterly | $502,064,500 | 1,329 |
| Volatile liabilities | $59,203,000 | 2,275 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $1,828,000 | 7,347 |
| Tier 1 (core) risk-based capital | $32,408,000 | 2,035 |
| Tier 2 risk-based capital | $531,000 | 5,698 |
| Total risk weighted assets | $168,128,000 | 2,797 |
| Total unused commitments | $1,828,000 | 7,351 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 63 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $504,730,000 | 1,331 |
| Cash and due from depository institutions | $15,736,000 | 2,720 |
| Interest-bearing balances | $547,000 | 3,063 |
| Securities | $178,391,000 | 673 |
| Federal funds sold & reverse repurchase agreements | $203,856,000 | 109 |
| Net loans & leases | $101,241,000 | 3,908 |
| Loan loss allowance | $531,000 | 5,880 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,503,000 | 5,192 |
| Other real estate owned | $0 | 2,720 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,003,000 | 3,538 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $504,730,000 | 1,331 |
| Total liabilities | $471,018,000 | 1,279 |
| Total deposits | $439,465,000 | 1,189 |
| Interest-bearing deposits | $434,083,000 | 1,027 |
| Deposits held in domestic offices | $439,465,000 | 1,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $23,151,000 | 1,722 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,402,000 | 790 |
| Total equity capital | $33,712,000 | 2,065 |
| Total bank equity capital | $33,712,000 | 2,065 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $11,000,000 | 435 |
| Surplus | $24,022,000 | 1,249 |
| Undivided profits | $-1,310,000 | 7,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,160,000 | 1,951 |
| Earning assets | $484,035,000 | 1,267 |
| Long-term assets (5+ years) | $6,795,000 | 5,592 |
| Average Assets, year-to-date | $515,496,000 | 1,256 |
| Average Assets, quarterly | $502,265,000 | 1,319 |
| Volatile liabilities | $67,486,000 | 2,041 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $3,523,000 | 6,566 |
| Tier 1 (core) risk-based capital | $35,474,000 | 1,844 |
| Tier 2 risk-based capital | $531,000 | 5,687 |
| Total risk weighted assets | $198,434,000 | 2,378 |
| Total unused commitments | $3,523,000 | 6,567 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 65 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $499,800,000 | 1,323 |
| Cash and due from depository institutions | $5,513,000 | 2,650 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $198,254,000 | 635 |
| Federal funds sold & reverse repurchase agreements | $208,924,000 | 105 |
| Net loans & leases | $80,480,000 | 4,462 |
| Loan loss allowance | $502,000 | 6,015 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,549,000 | 5,114 |
| Other real estate owned | $0 | 2,650 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,080,000 | 3,049 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $499,800,000 | 1,323 |
| Total liabilities | $461,380,000 | 1,293 |
| Total deposits | $442,755,000 | 1,160 |
| Interest-bearing deposits | $438,547,000 | 1,006 |
| Deposits held in domestic offices | $442,755,000 | 1,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,470,000 | 2,226 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $5,155,000 | 1,149 |
| Total equity capital | $38,420,000 | 1,792 |
| Total bank equity capital | $38,420,000 | 1,792 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $11,000,000 | 415 |
| Surplus | $23,880,000 | 1,237 |
| Undivided profits | $3,540,000 | 5,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,100,000 | 2,175 |
| Earning assets | $487,658,000 | 1,244 |
| Long-term assets (5+ years) | $17,838,000 | 3,760 |
| Average Assets, year-to-date | $518,187,500 | 1,247 |
| Average Assets, quarterly | $503,113,500 | 1,308 |
| Volatile liabilities | $58,782,000 | 2,221 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $16,443,000 | 3,802 |
| Tier 1 (core) risk-based capital | $40,541,000 | 1,594 |
| Tier 2 risk-based capital | $501,000 | 5,822 |
| Total risk weighted assets | $198,003,000 | 2,346 |
| Total unused commitments | $16,443,000 | 3,802 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 66 | 2,666 |
| Assets and Liabilities | ||
| Total Assets: | $506,427,000 | 1,319 |
| Cash and due from depository institutions | $6,145,000 | 2,666 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $213,353,000 | 586 |
| Federal funds sold & reverse repurchase agreements | $213,895,000 | 121 |
| Net loans & leases | $67,244,000 | 4,936 |
| Loan loss allowance | $471,000 | 6,192 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,603,000 | 5,055 |
| Other real estate owned | $0 | 2,666 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,187,000 | 3,422 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $506,427,000 | 1,319 |
| Total liabilities | $466,824,000 | 1,285 |
| Total deposits | $450,322,000 | 1,159 |
| Interest-bearing deposits | $445,856,000 | 1,008 |
| Deposits held in domestic offices | $450,322,000 | 1,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,409,000 | 2,736 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,093,000 | 796 |
| Total equity capital | $39,603,000 | 1,721 |
| Total bank equity capital | $39,603,000 | 1,721 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $11,000,000 | 414 |
| Surplus | $23,739,000 | 1,245 |
| Undivided profits | $4,864,000 | 4,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,275,000 | 1,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,180,000 | 1,923 |
| Earning assets | $494,492,000 | 1,244 |
| Long-term assets (5+ years) | $15,742,000 | 3,942 |
| Average Assets, year-to-date | $524,316,670 | 1,254 |
| Average Assets, quarterly | $515,764,500 | 1,284 |
| Volatile liabilities | $53,488,000 | 2,383 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $16,491,000 | 3,807 |
| Tier 1 (core) risk-based capital | $40,315,000 | 1,605 |
| Tier 2 risk-based capital | $471,000 | 5,985 |
| Total risk weighted assets | $190,180,000 | 2,413 |
| Total unused commitments | $16,491,000 | 3,808 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 67 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $525,102,000 | 1,276 |
| Cash and due from depository institutions | $4,136,000 | 2,604 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $223,869,000 | 561 |
| Federal funds sold & reverse repurchase agreements | $228,831,000 | 116 |
| Net loans & leases | $62,293,000 | 5,107 |
| Loan loss allowance | $441,000 | 6,341 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,646,000 | 4,965 |
| Other real estate owned | $0 | 2,604 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,327,000 | 3,292 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $525,102,000 | 1,276 |
| Total liabilities | $486,454,000 | 1,234 |
| Total deposits | $466,684,000 | 1,113 |
| Interest-bearing deposits | $461,824,000 | 963 |
| Deposits held in domestic offices | $466,684,000 | 1,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,678,000 | 2,346 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $9,092,000 | 736 |
| Total equity capital | $38,648,000 | 1,765 |
| Total bank equity capital | $38,648,000 | 1,765 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $11,000,000 | 401 |
| Surplus | $23,598,000 | 1,225 |
| Undivided profits | $4,050,000 | 5,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,132,000 | 1,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,293,000 | 1,749 |
| Earning assets | $514,993,000 | 1,195 |
| Long-term assets (5+ years) | $18,170,000 | 3,617 |
| Average Assets, year-to-date | $533,261,500 | 1,247 |
| Average Assets, quarterly | $533,261,500 | 1,247 |
| Volatile liabilities | $57,002,000 | 2,242 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $6,813,000 | 5,574 |
| Tier 1 (core) risk-based capital | $39,333,000 | 1,626 |
| Tier 2 risk-based capital | $463,000 | 6,021 |
| Total risk weighted assets | $183,721,000 | 2,454 |
| Total unused commitments | $6,813,000 | 5,576 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 68 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $541,421,000 | 1,207 |
| Cash and due from depository institutions | $9,176,000 | 2,579 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $246,180,000 | 511 |
| Federal funds sold & reverse repurchase agreements | $227,795,000 | 107 |
| Net loans & leases | $51,353,000 | 5,590 |
| Loan loss allowance | $411,000 | 6,498 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,702,000 | 4,869 |
| Other real estate owned | $0 | 2,579 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,215,000 | 2,906 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $541,421,000 | 1,207 |
| Total liabilities | $502,445,000 | 1,164 |
| Total deposits | $490,084,000 | 1,025 |
| Interest-bearing deposits | $485,480,000 | 898 |
| Deposits held in domestic offices | $490,084,000 | 1,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,900,000 | 3,252 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,461,000 | 928 |
| Total equity capital | $38,976,000 | 1,710 |
| Total bank equity capital | $38,976,000 | 1,710 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $11,000,000 | 391 |
| Surplus | $24,997,000 | 1,140 |
| Undivided profits | $2,979,000 | 5,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,820,000 | 839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,972,000 | 2,129 |
| Earning assets | $525,328,000 | 1,137 |
| Long-term assets (5+ years) | $11,924,000 | 4,372 |
| Average Assets, year-to-date | $582,411,400 | 1,070 |
| Average Assets, quarterly | $543,228,000 | 1,197 |
| Volatile liabilities | $56,410,000 | 2,423 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $8,576,000 | 5,061 |
| Tier 1 (core) risk-based capital | $39,474,000 | 1,603 |
| Tier 2 risk-based capital | $719,000 | 4,899 |
| Total risk weighted assets | $181,716,000 | 2,473 |
| Total unused commitments | $8,576,000 | 5,061 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 66 | 2,669 |
| Assets and Liabilities | ||
| Total Assets: | $545,035,000 | 1,202 |
| Cash and due from depository institutions | $9,045,000 | 2,669 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $256,719,000 | 505 |
| Federal funds sold & reverse repurchase agreements | $226,952,000 | 107 |
| Net loans & leases | $46,468,000 | 5,884 |
| Loan loss allowance | $141,000 | 8,099 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,757,000 | 4,792 |
| Other real estate owned | $0 | 2,669 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,094,000 | 3,461 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $545,035,000 | 1,202 |
| Total liabilities | $508,958,000 | 1,153 |
| Total deposits | $498,591,000 | 1,003 |
| Interest-bearing deposits | $494,372,000 | 865 |
| Deposits held in domestic offices | $498,591,000 | 1,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,728,000 | 3,740 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,639,000 | 1,007 |
| Total equity capital | $36,077,000 | 1,837 |
| Total bank equity capital | $36,077,000 | 1,837 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $12,000,000 | 344 |
| Surplus | $22,000,000 | 1,264 |
| Undivided profits | $2,077,000 | 6,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 1,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,927,000 | 2,192 |
| Earning assets | $530,139,000 | 1,121 |
| Long-term assets (5+ years) | $11,723,000 | 4,354 |
| Average Assets, year-to-date | $592,659,000 | 1,054 |
| Average Assets, quarterly | $589,532,000 | 1,082 |
| Volatile liabilities | $55,077,000 | 2,437 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $7,178,000 | 5,410 |
| Tier 1 (core) risk-based capital | $36,975,000 | 1,693 |
| Tier 2 risk-based capital | $377,000 | 6,525 |
| Total risk weighted assets | $171,374,000 | 2,567 |
| Total unused commitments | $7,178,000 | 5,410 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 67 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $634,029,000 | 1,013 |
| Cash and due from depository institutions | $16,722,000 | 2,645 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $272,957,000 | 479 |
| Federal funds sold & reverse repurchase agreements | $293,848,000 | 86 |
| Net loans & leases | $43,812,000 | 6,001 |
| Loan loss allowance | $132,000 | 8,183 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,826,000 | 4,658 |
| Other real estate owned | $0 | 2,645 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,864,000 | 3,048 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $634,029,000 | 1,013 |
| Total liabilities | $599,715,000 | 968 |
| Total deposits | $512,249,000 | 960 |
| Interest-bearing deposits | $507,088,000 | 829 |
| Deposits held in domestic offices | $512,249,000 | 959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,510,000 | 4,127 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $83,956,000 | 185 |
| Total equity capital | $34,314,000 | 1,862 |
| Total bank equity capital | $34,314,000 | 1,862 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $12,000,000 | 331 |
| Surplus | $22,000,000 | 1,238 |
| Undivided profits | $314,000 | 7,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,988,000 | 1,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,821,000 | 2,062 |
| Earning assets | $610,617,000 | 966 |
| Long-term assets (5+ years) | $10,870,000 | 4,458 |
| Average Assets, year-to-date | $608,533,670 | 1,030 |
| Average Assets, quarterly | $608,420,500 | 1,045 |
| Volatile liabilities | $52,722,000 | 2,485 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $3,829,000 | 6,559 |
| Tier 1 (core) risk-based capital | $35,895,000 | 1,719 |
| Tier 2 risk-based capital | $156,000 | 7,946 |
| Total risk weighted assets | $175,600,000 | 2,506 |
| Total unused commitments | $3,829,000 | 6,559 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 71 | 2,475 |
| Assets and Liabilities | ||
| Total Assets: | $582,812,000 | 1,071 |
| Cash and due from depository institutions | $11,497,000 | 2,475 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $524,282,000 | 282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $38,554,000 | 6,254 |
| Loan loss allowance | $84,000 | 8,428 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,886,000 | 4,547 |
| Other real estate owned | $0 | 2,475 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,593,000 | 2,337 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $582,812,000 | 1,071 |
| Total liabilities | $549,200,000 | 1,035 |
| Total deposits | $537,469,000 | 898 |
| Interest-bearing deposits | $531,164,000 | 782 |
| Deposits held in domestic offices | $537,469,000 | 896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,329,000 | 3,470 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,402,000 | 878 |
| Total equity capital | $33,612,000 | 1,880 |
| Total bank equity capital | $33,612,000 | 1,880 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,000,000 | 320 |
| Surplus | $22,000,000 | 1,196 |
| Undivided profits | $-388,000 | 8,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,533,000 | 2,325 |
| Earning assets | $562,836,000 | 1,022 |
| Long-term assets (5+ years) | $10,531,000 | 4,505 |
| Average Assets, year-to-date | $595,786,000 | 1,045 |
| Average Assets, quarterly | $595,786,000 | 1,045 |
| Volatile liabilities | $53,764,000 | 2,340 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $10,273,000 | 4,716 |
| Tier 1 (core) risk-based capital | $35,026,000 | 1,722 |
| Tier 2 risk-based capital | $84,000 | 8,392 |
| Total risk weighted assets | $98,040,000 | 3,910 |
| Total unused commitments | $10,273,000 | 4,716 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 73 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $608,760,000 | 1,026 |
| Cash and due from depository institutions | $14,077,000 | 2,385 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $557,630,000 | 272 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $30,836,000 | 6,769 |
| Loan loss allowance | $8,000 | 8,722 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,875,000 | 4,540 |
| Other real estate owned | $0 | 2,385 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,342,000 | 3,186 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $608,760,000 | 1,026 |
| Total liabilities | $576,000,000 | 981 |
| Total deposits | $545,645,000 | 885 |
| Interest-bearing deposits | $539,705,000 | 749 |
| Deposits held in domestic offices | $545,645,000 | 882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,574,000 | 1,439 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,781,000 | 1,282 |
| Total equity capital | $32,760,000 | 1,903 |
| Total bank equity capital | $32,760,000 | 1,903 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $12,000,000 | 311 |
| Surplus | $22,000,000 | 1,169 |
| Undivided profits | $-1,240,000 | 8,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,384,000 | 2,581 |
| Earning assets | $588,466,000 | 976 |
| Long-term assets (5+ years) | $10,237,000 | 4,552 |
| Average Assets, year-to-date | $602,709,500 | 984 |
| Average Assets, quarterly | $602,709,500 | 1,024 |
| Volatile liabilities | $75,459,000 | 1,756 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,346,000 | 5,940 |
| Tier 1 (core) risk-based capital | $34,426,000 | 1,722 |
| Tier 2 risk-based capital | $8,000 | 8,719 |
| Total risk weighted assets | $90,704,000 | 4,116 |
| Total unused commitments | $5,346,000 | 5,940 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 73 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $596,659,000 | 1,024 |
| Cash and due from depository institutions | $131,037,000 | 2,378 |
| Interest-bearing balances | $129,120,000 | 61 |
| Securities | $253,353,000 | 530 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $206,573,000 | 2,015 |
| Loan loss allowance | $105,000 | 8,417 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,965,000 | 4,407 |
| Other real estate owned | $0 | 2,378 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,731,000 | 3,486 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $596,659,000 | 1,024 |
| Total liabilities | $563,238,000 | 977 |
| Total deposits | $557,216,000 | 838 |
| Interest-bearing deposits | $530,457,000 | 740 |
| Deposits held in domestic offices | $557,216,000 | 837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,022,000 | 854 |
| Total equity capital | $33,421,000 | 1,837 |
| Total bank equity capital | $33,421,000 | 1,837 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,000,000 | 296 |
| Surplus | $22,000,000 | 1,137 |
| Undivided profits | $-579,000 | 8,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,810,000 | 1,875 |
| Earning assets | $589,046,000 | 960 |
| Long-term assets (5+ years) | $34,687,000 | 2,323 |
| Average Assets, year-to-date | $596,659,000 | 987 |
| Average Assets, quarterly | $596,659,000 | 1,018 |
| Volatile liabilities | $49,734,000 | 2,401 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $0 | 8,613 |
| Tier 1 (core) risk-based capital | $34,095,000 | 1,696 |
| Tier 2 risk-based capital | $105,000 | 8,360 |
| Total risk weighted assets | $140,083,000 | 2,917 |
| Total unused commitments | $0 | 8,613 |
| Derivatives | $0 | 909 |