Home > Emigrant Savings Bank - Brooklyn/Queens > Income and Expense
Emigrant Savings Bank - Brooklyn/Queens, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,318,000 | 1,252 |
| Total interest expense | $5,831,000 | 568 |
| Net interest income | $10,487,000 | 1,588 |
| Provision for loan and lease losses | $1,216,000 | 1,245 |
| Total noninterest income | $430,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $256,000 | 3,283 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $174,000 | 4,430 |
| Total noninterest expense | $10,274,000 | 1,433 |
| Salaries and employee benefits | $3,271,000 | 2,270 |
| Premises and equipment expense | $1,831,000 | 978 |
| Additional noninterest expense | $5,172,000 | 1,008 |
| Pre-tax net operating income | $-573,000 | 6,714 |
| Securities gains (losses) | $1,200,000 | 332 |
| Applicable income taxes | $169,000 | 2,984 |
| Income before extraordinary items | $458,000 | 4,763 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $458,000 | 4,764 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $458,000 | 4,764 |
| Net charge-offs | $1,325,000 | 1,222 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $640,000 | 209 |
| Net operating income | $-418,000 | 6,665 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,522,000 | 1,185 |
| Total interest expense | $4,018,000 | 576 |
| Net interest income | $7,504,000 | 1,488 |
| Provision for loan and lease losses | $1,165,000 | 976 |
| Total noninterest income | $339,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $170,000 | 3,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $169,000 | 3,897 |
| Total noninterest expense | $6,624,000 | 1,479 |
| Salaries and employee benefits | $2,185,000 | 2,272 |
| Premises and equipment expense | $1,159,000 | 1,023 |
| Additional noninterest expense | $3,280,000 | 1,052 |
| Pre-tax net operating income | $54,000 | 6,081 |
| Securities gains (losses) | $407,000 | 684 |
| Applicable income taxes | $132,000 | 2,839 |
| Income before extraordinary items | $329,000 | 4,675 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $329,000 | 4,678 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $329,000 | 4,678 |
| Net charge-offs | $1,131,000 | 1,040 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $427,000 | 187 |
| Net operating income | $40,030 | 6,140 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,145,000 | 1,120 |
| Total interest expense | $2,102,000 | 572 |
| Net interest income | $4,043,000 | 1,368 |
| Provision for loan and lease losses | $494,000 | 1,076 |
| Total noninterest income | $248,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $86,000 | 3,236 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $162,000 | 2,963 |
| Total noninterest expense | $3,225,000 | 1,521 |
| Salaries and employee benefits | $1,103,000 | 2,256 |
| Premises and equipment expense | $556,000 | 1,076 |
| Additional noninterest expense | $1,566,000 | 1,086 |
| Pre-tax net operating income | $572,000 | 2,612 |
| Securities gains (losses) | $373,000 | 365 |
| Applicable income taxes | $383,000 | 1,104 |
| Income before extraordinary items | $562,000 | 2,376 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $562,000 | 2,378 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $562,000 | 2,379 |
| Net charge-offs | $496,000 | 1,100 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $213,000 | 159 |
| Net operating income | $323,280 | 3,320 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $26,604,000 | 1,062 |
| Total interest expense | $9,474,000 | 608 |
| Net interest income | $17,130,000 | 1,299 |
| Provision for loan and lease losses | $3,241,000 | 1,125 |
| Total noninterest income | $818,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $361,000 | 3,228 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $457,000 | 3,247 |
| Total noninterest expense | $13,202,000 | 1,469 |
| Salaries and employee benefits | $4,252,000 | 2,274 |
| Premises and equipment expense | $2,340,000 | 1,061 |
| Additional noninterest expense | $6,610,000 | 1,056 |
| Pre-tax net operating income | $1,505,000 | 3,021 |
| Securities gains (losses) | $338,000 | 1,050 |
| Applicable income taxes | $655,000 | 1,750 |
| Income before extraordinary items | $1,188,000 | 3,225 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,188,000 | 3,228 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,188,000 | 3,228 |
| Net charge-offs | $2,297,000 | 1,430 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $853,000 | 345 |
| Net operating income | $971,680 | 3,500 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,401,000 | 1,051 |
| Total interest expense | $7,240,000 | 622 |
| Net interest income | $13,161,000 | 1,270 |
| Provision for loan and lease losses | $2,840,000 | 972 |
| Total noninterest income | $657,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $271,000 | 3,229 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $386,000 | 3,101 |
| Total noninterest expense | $10,085,000 | 1,449 |
| Salaries and employee benefits | $3,180,000 | 2,276 |
| Premises and equipment expense | $1,764,000 | 1,072 |
| Additional noninterest expense | $5,141,000 | 1,026 |
| Pre-tax net operating income | $893,000 | 3,517 |
| Securities gains (losses) | $143,000 | 1,468 |
| Applicable income taxes | $350,000 | 2,087 |
| Income before extraordinary items | $686,000 | 3,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $686,000 | 3,794 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $686,000 | 3,794 |
| Net charge-offs | $1,811,000 | 1,304 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $640,000 | 316 |
| Net operating income | $591,620 | 3,945 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,876,000 | 1,036 |
| Total interest expense | $4,919,000 | 639 |
| Net interest income | $8,957,000 | 1,249 |
| Provision for loan and lease losses | $2,171,000 | 867 |
| Total noninterest income | $371,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $181,000 | 3,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $190,000 | 3,577 |
| Total noninterest expense | $6,705,000 | 1,469 |
| Salaries and employee benefits | $2,105,000 | 2,302 |
| Premises and equipment expense | $1,173,000 | 1,083 |
| Additional noninterest expense | $3,427,000 | 1,044 |
| Pre-tax net operating income | $452,000 | 3,998 |
| Securities gains (losses) | $142,000 | 907 |
| Applicable income taxes | $191,000 | 2,273 |
| Income before extraordinary items | $403,000 | 3,967 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $403,000 | 3,968 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $403,000 | 3,969 |
| Net charge-offs | $1,618,000 | 1,060 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $427,000 | 242 |
| Net operating income | $306,440 | 4,332 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,060,000 | 1,025 |
| Total interest expense | $2,511,000 | 652 |
| Net interest income | $4,549,000 | 1,225 |
| Provision for loan and lease losses | $678,000 | 1,166 |
| Total noninterest income | $200,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $90,000 | 3,191 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $110,000 | 3,402 |
| Total noninterest expense | $3,380,000 | 1,465 |
| Salaries and employee benefits | $1,052,000 | 2,327 |
| Premises and equipment expense | $568,000 | 1,161 |
| Additional noninterest expense | $1,760,000 | 1,007 |
| Pre-tax net operating income | $691,000 | 1,991 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $270,000 | 1,217 |
| Income before extraordinary items | $421,000 | 2,559 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $421,000 | 2,558 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $421,000 | 2,559 |
| Net charge-offs | $440,000 | 1,442 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $213,000 | 200 |
| Net operating income | $421,000 | 2,502 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $27,275,000 | 1,140 |
| Total interest expense | $11,160,000 | 718 |
| Net interest income | $16,115,000 | 1,387 |
| Provision for loan and lease losses | $1,336,000 | 2,623 |
| Total noninterest income | $706,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $381,000 | 3,156 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $325,000 | 3,828 |
| Total noninterest expense | $13,701,000 | 1,445 |
| Salaries and employee benefits | $4,252,000 | 2,266 |
| Premises and equipment expense | $2,581,000 | 1,000 |
| Additional noninterest expense | $6,868,000 | 1,079 |
| Pre-tax net operating income | $1,784,000 | 2,448 |
| Securities gains (losses) | $9,190,000 | 66 |
| Applicable income taxes | $4,708,000 | 381 |
| Income before extraordinary items | $6,266,000 | 715 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,266,000 | 714 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,266,000 | 716 |
| Net charge-offs | $1,303,000 | 2,334 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $854,000 | 386 |
| Net operating income | $384,400 | 4,523 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $20,376,000 | 1,159 |
| Total interest expense | $8,505,000 | 737 |
| Net interest income | $11,871,000 | 1,437 |
| Provision for loan and lease losses | $1,330,000 | 2,147 |
| Total noninterest income | $547,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $287,000 | 3,231 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $260,000 | 3,778 |
| Total noninterest expense | $10,139,000 | 1,465 |
| Salaries and employee benefits | $3,179,000 | 2,285 |
| Premises and equipment expense | $1,979,000 | 985 |
| Additional noninterest expense | $4,981,000 | 1,079 |
| Pre-tax net operating income | $949,000 | 3,192 |
| Securities gains (losses) | $9,190,000 | 58 |
| Applicable income taxes | $4,375,000 | 321 |
| Income before extraordinary items | $5,764,000 | 604 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,764,000 | 602 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,764,000 | 604 |
| Net charge-offs | $1,138,000 | 2,045 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $640,000 | 341 |
| Net operating income | $-117,600 | 6,235 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,412,000 | 1,190 |
| Total interest expense | $5,732,000 | 755 |
| Net interest income | $7,680,000 | 1,480 |
| Provision for loan and lease losses | $713,000 | 2,349 |
| Total noninterest income | $329,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $189,000 | 3,253 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $140,000 | 4,091 |
| Total noninterest expense | $6,780,000 | 1,454 |
| Salaries and employee benefits | $2,120,000 | 2,294 |
| Premises and equipment expense | $1,300,000 | 1,018 |
| Additional noninterest expense | $3,360,000 | 1,054 |
| Pre-tax net operating income | $516,000 | 3,573 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $155,000 | 2,374 |
| Income before extraordinary items | $361,000 | 3,955 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $361,000 | 3,953 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $361,000 | 3,954 |
| Net charge-offs | $622,000 | 2,198 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $426,000 | 287 |
| Net operating income | $361,000 | 3,843 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,175,000 | 1,307 |
| Total interest expense | $2,902,000 | 789 |
| Net interest income | $3,273,000 | 1,738 |
| Provision for loan and lease losses | $77,000 | 4,273 |
| Total noninterest income | $180,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $94,000 | 3,271 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $86,000 | 3,776 |
| Total noninterest expense | $3,119,000 | 1,608 |
| Salaries and employee benefits | $1,048,000 | 2,351 |
| Premises and equipment expense | $621,000 | 1,105 |
| Additional noninterest expense | $1,450,000 | 1,214 |
| Pre-tax net operating income | $257,000 | 3,651 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $78,000 | 2,365 |
| Income before extraordinary items | $179,000 | 4,078 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 4,077 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $179,000 | 4,077 |
| Net charge-offs | $75,000 | 3,359 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $213,000 | 221 |
| Net operating income | $179,000 | 3,972 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,065,000 | 1,181 |
| Total interest expense | $13,039,000 | 906 |
| Net interest income | $16,026,000 | 1,378 |
| Provision for loan and lease losses | $1,977,000 | 2,492 |
| Total noninterest income | $727,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $414,000 | 3,262 |
| Trading account gains and fees | $-7,000 | 7,956 |
| Additional Noninterest Income | $320,000 | 3,895 |
| Total noninterest expense | $14,376,000 | 1,428 |
| Salaries and employee benefits | $4,692,000 | 2,094 |
| Premises and equipment expense | $2,482,000 | 1,100 |
| Additional noninterest expense | $7,202,000 | 1,075 |
| Pre-tax net operating income | $400,000 | 4,246 |
| Securities gains (losses) | $-13,599,000 | 7,953 |
| Applicable income taxes | $-3,439,000 | 7,661 |
| Income before extraordinary items | $-9,760,000 | 7,548 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-9,760,000 | 7,547 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-9,760,000 | 7,547 |
| Net charge-offs | $661,000 | 3,429 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $854,000 | 451 |
| Net operating income | $303,260 | 4,390 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,172,000 | 1,188 |
| Total interest expense | $9,887,000 | 942 |
| Net interest income | $12,285,000 | 1,353 |
| Provision for loan and lease losses | $1,681,000 | 2,098 |
| Total noninterest income | $569,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $309,000 | 3,288 |
| Trading account gains and fees | $-7,000 | 8,048 |
| Additional Noninterest Income | $267,000 | 3,795 |
| Total noninterest expense | $10,743,000 | 1,422 |
| Salaries and employee benefits | $3,659,000 | 2,032 |
| Premises and equipment expense | $1,874,000 | 1,104 |
| Additional noninterest expense | $5,210,000 | 1,084 |
| Pre-tax net operating income | $430,000 | 4,093 |
| Securities gains (losses) | $-11,324,000 | 8,047 |
| Applicable income taxes | $-1,727,000 | 7,689 |
| Income before extraordinary items | $-9,167,000 | 7,757 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-9,167,000 | 7,756 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-9,167,000 | 7,756 |
| Net charge-offs | $393,000 | 3,367 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $640,000 | 395 |
| Net operating income | $345,160 | 4,167 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,249,000 | 1,171 |
| Total interest expense | $6,649,000 | 996 |
| Net interest income | $8,600,000 | 1,296 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $370,000 | 3,981 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $202,000 | 3,297 |
| Trading account gains and fees | $-13,000 | 8,145 |
| Additional Noninterest Income | $181,000 | 3,802 |
| Total noninterest expense | $7,266,000 | 1,429 |
| Salaries and employee benefits | $2,512,000 | 2,003 |
| Premises and equipment expense | $1,271,000 | 1,106 |
| Additional noninterest expense | $3,483,000 | 1,106 |
| Pre-tax net operating income | $1,604,000 | 1,425 |
| Securities gains (losses) | $-8,756,000 | 8,141 |
| Applicable income taxes | $-31,000 | 6,914 |
| Income before extraordinary items | $-7,121,000 | 7,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,121,000 | 7,882 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,121,000 | 7,882 |
| Net charge-offs | $66,000 | 4,659 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $427,000 | 365 |
| Net operating income | $1,635,000 | 1,123 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,802,000 | 1,160 |
| Total interest expense | $3,367,000 | 1,018 |
| Net interest income | $4,435,000 | 1,246 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $195,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $102,000 | 3,223 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $93,000 | 3,770 |
| Total noninterest expense | $3,440,000 | 1,455 |
| Salaries and employee benefits | $1,281,000 | 2,006 |
| Premises and equipment expense | $631,000 | 1,130 |
| Additional noninterest expense | $1,528,000 | 1,098 |
| Pre-tax net operating income | $1,190,000 | 1,073 |
| Securities gains (losses) | $-7,608,000 | 8,216 |
| Applicable income taxes | $265,000 | 1,177 |
| Income before extraordinary items | $-6,683,000 | 8,088 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,683,000 | 8,087 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-6,683,000 | 8,088 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 265 |
| Net operating income | $925,000 | 1,104 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $34,816,000 | 1,094 |
| Total interest expense | $16,693,000 | 958 |
| Net interest income | $18,123,000 | 1,223 |
| Provision for loan and lease losses | $664,000 | 3,327 |
| Total noninterest income | $708,000 | 4,111 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $453,000 | 3,213 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $255,000 | 4,399 |
| Total noninterest expense | $13,092,000 | 1,490 |
| Salaries and employee benefits | $4,972,000 | 2,046 |
| Premises and equipment expense | $2,417,000 | 1,147 |
| Additional noninterest expense | $5,703,000 | 1,127 |
| Pre-tax net operating income | $5,075,000 | 1,090 |
| Securities gains (losses) | $-16,178,000 | 8,215 |
| Applicable income taxes | $-945,000 | 7,689 |
| Income before extraordinary items | $-10,158,000 | 8,002 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-10,158,000 | 8,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,560 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $853,000 | 450 |
| Net operating income | $4,563,980 | 964 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,067,000 | 1,124 |
| Total interest expense | $13,040,000 | 955 |
| Net interest income | $13,027,000 | 1,294 |
| Provision for loan and lease losses | $721,000 | 2,219 |
| Total noninterest income | $514,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $343,000 | 3,225 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $171,000 | 4,732 |
| Total noninterest expense | $9,778,000 | 1,491 |
| Salaries and employee benefits | $3,740,000 | 2,059 |
| Premises and equipment expense | $1,858,000 | 1,125 |
| Additional noninterest expense | $4,180,000 | 1,098 |
| Pre-tax net operating income | $3,042,000 | 1,598 |
| Securities gains (losses) | $-2,626,000 | 8,110 |
| Applicable income taxes | $759,000 | 1,433 |
| Income before extraordinary items | $-343,000 | 7,065 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-343,000 | 7,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $640,000 | 344 |
| Net operating income | $1,337,640 | 2,675 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,219,000 | 1,150 |
| Total interest expense | $9,073,000 | 948 |
| Net interest income | $8,146,000 | 1,365 |
| Provision for loan and lease losses | $271,000 | 2,703 |
| Total noninterest income | $349,000 | 4,286 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $232,000 | 3,171 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $117,000 | 4,777 |
| Total noninterest expense | $6,570,000 | 1,467 |
| Salaries and employee benefits | $2,493,000 | 2,084 |
| Premises and equipment expense | $1,236,000 | 1,129 |
| Additional noninterest expense | $2,841,000 | 1,058 |
| Pre-tax net operating income | $1,654,000 | 2,014 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $434,000 | 1,776 |
| Income before extraordinary items | $1,220,000 | 2,159 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,220,000 | 2,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $427,000 | 276 |
| Net operating income | $1,220,000 | 2,120 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,656,000 | 1,173 |
| Total interest expense | $4,613,000 | 1,006 |
| Net interest income | $4,043,000 | 1,374 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $171,000 | 4,304 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $117,000 | 3,105 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,896 |
| Total noninterest expense | $3,439,000 | 1,388 |
| Salaries and employee benefits | $1,259,000 | 2,079 |
| Premises and equipment expense | $639,000 | 1,091 |
| Additional noninterest expense | $1,541,000 | 932 |
| Pre-tax net operating income | $775,000 | 2,223 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $168,000 | 2,184 |
| Income before extraordinary items | $607,000 | 2,289 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $607,000 | 2,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $213,000 | 205 |
| Net operating income | $607,000 | 2,216 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $42,204,000 | 999 |
| Total interest expense | $19,721,000 | 993 |
| Net interest income | $22,483,000 | 981 |
| Provision for loan and lease losses | $172,000 | 4,140 |
| Total noninterest income | $868,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $497,000 | 3,071 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $371,000 | 3,876 |
| Total noninterest expense | $13,028,000 | 1,422 |
| Salaries and employee benefits | $5,020,000 | 1,995 |
| Premises and equipment expense | $2,442,000 | 1,086 |
| Additional noninterest expense | $5,566,000 | 1,019 |
| Pre-tax net operating income | $10,151,000 | 834 |
| Securities gains (losses) | $948,000 | 181 |
| Applicable income taxes | $4,315,000 | 604 |
| Income before extraordinary items | $6,784,000 | 963 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,784,000 | 961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $-1,596,000 | 8,504 |
| Net operating income | $6,177,280 | 1,033 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $31,887,000 | 999 |
| Total interest expense | $14,626,000 | 1,004 |
| Net interest income | $17,261,000 | 960 |
| Provision for loan and lease losses | $153,000 | 3,446 |
| Total noninterest income | $641,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $377,000 | 3,039 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $264,000 | 3,988 |
| Total noninterest expense | $9,824,000 | 1,392 |
| Salaries and employee benefits | $3,765,000 | 1,994 |
| Premises and equipment expense | $1,870,000 | 1,058 |
| Additional noninterest expense | $4,189,000 | 990 |
| Pre-tax net operating income | $7,925,000 | 878 |
| Securities gains (losses) | $948,000 | 154 |
| Applicable income taxes | $3,593,000 | 602 |
| Income before extraordinary items | $5,280,000 | 990 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,280,000 | 988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $-1,809,000 | 8,539 |
| Net operating income | $4,673,280 | 1,102 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,206,000 | 1,009 |
| Total interest expense | $9,630,000 | 1,024 |
| Net interest income | $11,576,000 | 975 |
| Provision for loan and lease losses | $136,000 | 2,794 |
| Total noninterest income | $435,000 | 3,847 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $253,000 | 3,007 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $182,000 | 3,963 |
| Total noninterest expense | $6,602,000 | 1,406 |
| Salaries and employee benefits | $2,538,000 | 2,007 |
| Premises and equipment expense | $1,262,000 | 1,050 |
| Additional noninterest expense | $2,802,000 | 995 |
| Pre-tax net operating income | $5,273,000 | 914 |
| Securities gains (losses) | $948,000 | 122 |
| Applicable income taxes | $2,551,000 | 596 |
| Income before extraordinary items | $3,670,000 | 977 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,670,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $-2,022,000 | 8,602 |
| Net operating income | $3,063,280 | 1,147 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,625,000 | 999 |
| Total interest expense | $4,755,000 | 1,032 |
| Net interest income | $5,870,000 | 951 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $220,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $128,000 | 2,938 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $3,332,000 | 1,390 |
| Salaries and employee benefits | $1,291,000 | 1,991 |
| Premises and equipment expense | $636,000 | 1,042 |
| Additional noninterest expense | $1,405,000 | 970 |
| Pre-tax net operating income | $2,740,000 | 860 |
| Securities gains (losses) | $948,000 | 76 |
| Applicable income taxes | $1,579,000 | 522 |
| Income before extraordinary items | $2,109,000 | 846 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,109,000 | 845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $-2,236,000 | 8,638 |
| Net operating income | $1,502,280 | 1,157 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $40,533,000 | 964 |
| Total interest expense | $18,264,000 | 918 |
| Net interest income | $22,269,000 | 998 |
| Provision for loan and lease losses | $236,000 | 3,235 |
| Total noninterest income | $999,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $560,000 | 2,833 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $439,000 | 3,572 |
| Total noninterest expense | $13,654,000 | 1,309 |
| Salaries and employee benefits | $4,496,000 | 2,175 |
| Premises and equipment expense | $2,699,000 | 928 |
| Additional noninterest expense | $6,459,000 | 831 |
| Pre-tax net operating income | $9,378,000 | 1,045 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,805,000 | 788 |
| Income before extraordinary items | $5,573,000 | 1,306 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,573,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $3,016,000 | 362 |
| Net operating income | $5,573,000 | 1,287 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $30,041,000 | 972 |
| Total interest expense | $13,434,000 | 912 |
| Net interest income | $16,607,000 | 1,026 |
| Provision for loan and lease losses | $129,000 | 3,721 |
| Total noninterest income | $741,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $430,000 | 2,796 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $311,000 | 3,674 |
| Total noninterest expense | $9,968,000 | 1,355 |
| Salaries and employee benefits | $3,165,000 | 2,326 |
| Premises and equipment expense | $2,018,000 | 938 |
| Additional noninterest expense | $4,785,000 | 847 |
| Pre-tax net operating income | $7,251,000 | 1,056 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,940,000 | 806 |
| Income before extraordinary items | $4,311,000 | 1,312 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,311,000 | 1,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,311,000 | 1,300 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,436,000 | 985 |
| Total interest expense | $8,702,000 | 887 |
| Net interest income | $10,734,000 | 1,057 |
| Provision for loan and lease losses | $98,000 | 3,368 |
| Total noninterest income | $504,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $291,000 | 2,723 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $213,000 | 3,629 |
| Total noninterest expense | $6,683,000 | 1,356 |
| Salaries and employee benefits | $2,121,000 | 2,314 |
| Premises and equipment expense | $1,355,000 | 935 |
| Additional noninterest expense | $3,207,000 | 843 |
| Pre-tax net operating income | $4,457,000 | 1,141 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,812,000 | 861 |
| Income before extraordinary items | $2,645,000 | 1,418 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,645,000 | 1,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,645,000 | 1,408 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,400,000 | 987 |
| Total interest expense | $4,385,000 | 841 |
| Net interest income | $5,015,000 | 1,122 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $259,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $147,000 | 2,635 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,511 |
| Total noninterest expense | $3,340,000 | 1,362 |
| Salaries and employee benefits | $1,074,000 | 2,294 |
| Premises and equipment expense | $681,000 | 934 |
| Additional noninterest expense | $1,585,000 | 839 |
| Pre-tax net operating income | $1,874,000 | 1,321 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $748,000 | 990 |
| Income before extraordinary items | $1,126,000 | 1,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,126,000 | 1,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,126,000 | 1,577 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,399,000 | 2,823 |
| Total interest expense | $5,421,000 | 2,056 |
| Net interest income | $5,978,000 | 3,433 |
| Provision for loan and lease losses | $6,000 | 6,930 |
| Total noninterest income | $365,000 | 5,920 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $208,000 | 4,948 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $157,000 | 5,649 |
| Total noninterest expense | $4,592,000 | 3,465 |
| Salaries and employee benefits | $1,543,000 | 4,959 |
| Premises and equipment expense | $854,000 | 2,723 |
| Additional noninterest expense | $2,195,000 | 2,283 |
| Pre-tax net operating income | $1,745,000 | 4,024 |
| Securities gains (losses) | $78,000 | 785 |
| Applicable income taxes | $703,000 | 2,807 |
| Income before extraordinary items | $1,120,000 | 4,522 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,120,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $47,000,000 | 22 |
| Net operating income | $1,070,080 | 4,613 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 5,818 |
| Total interest expense | $1,261,000 | 4,804 |
| Net interest income | $1,722,000 | 6,303 |
| Provision for loan and lease losses | $194,000 | 3,018 |
| Total noninterest income | $73,000 | 8,004 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 6,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $1,152,000 | 6,824 |
| Salaries and employee benefits | $394,000 | 7,804 |
| Premises and equipment expense | $185,000 | 6,217 |
| Additional noninterest expense | $573,000 | 5,260 |
| Pre-tax net operating income | $449,000 | 6,574 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $192,000 | 4,473 |
| Income before extraordinary items | $257,000 | 7,152 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $257,000 | 7,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $47,000,000 | 15 |
| Net operating income | $257,000 | 7,114 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.