Home > Emerald Coast Bank > Net Loans and Leases
Emerald Coast Bank, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $101,434,000 | 2,883 |
| Loan loss allowance | $1,040,000 | 3,322 |
| Total loans and leases | $102,474,000 | 2,892 |
| Unearned income | NA | NA |
| Loans and leases, gross | $102,474,000 | 2,896 |
| All real estate loans | $81,093,000 | 2,521 |
| Real estate loans in domestic offices | $81,093,000 | 2,521 |
| Construction and development loans | $32,581,000 | 633 |
| Commercial RE | $17,750,000 | 2,881 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $153,000 | 5,526 |
| 1-4 family residential loans | $30,609,000 | 3,192 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $15,580,000 | 2,522 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,511,000 | 4,447 |
| Credit card loans | $1,005,000 | 1,347 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,506,000 | 4,827 |
| All other loans & leases | $290,000 | 4,317 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $290,000 | 1,036 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,040,000 | 323 |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $69,021,000 | 3,816 |
| Loan loss allowance | $674,000 | 4,591 |
| Total loans and leases | $69,695,000 | 3,834 |
| Unearned income | $2,000 | 4,037 |
| Loans and leases, gross | $69,697,000 | 3,846 |
| All real estate loans | $55,862,000 | 3,221 |
| Real estate loans in domestic offices | $55,862,000 | 3,221 |
| Construction and development loans | $24,922,000 | 699 |
| Commercial RE | $10,568,000 | 3,697 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,216,000 | 2,800 |
| 1-4 family residential loans | $18,999,000 | 4,293 |
| Farmland loans | $157,000 | 6,353 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $34,000 | 6,362 |
| Commercial and industrial loans | $8,917,000 | 3,632 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,373,000 | 5,189 |
| Credit card loans | $661,000 | 1,858 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,712,000 | 5,513 |
| All other loans & leases | $511,000 | 3,456 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $93,000 | 3,544 |
| Lease financing receivables | $418,000 | 890 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $8,000 | 1,328 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $37,579,000 | 6,043 |
| Loan loss allowance | $388,000 | 6,659 |
| Total loans and leases | $37,967,000 | 6,052 |
| Unearned income | $23,000 | 3,820 |
| Loans and leases, gross | $37,990,000 | 6,062 |
| All real estate loans | $27,617,000 | 5,366 |
| Real estate loans in domestic offices | $27,617,000 | 5,365 |
| Construction and development loans | $12,537,000 | 1,192 |
| Commercial RE | $6,614,000 | 4,792 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $725,000 | 3,733 |
| 1-4 family residential loans | $7,530,000 | 6,989 |
| Farmland loans | $211,000 | 6,417 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $7,433,000 | 4,053 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,773,000 | 6,910 |
| Credit card loans | $280,000 | 3,217 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,493,000 | 6,993 |
| All other loans & leases | $167,000 | 5,320 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $142,000 | 3,064 |
| Lease financing receivables | $25,000 | 1,729 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $68,000 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $11,776,000 | 9,909 |
| Loan loss allowance | $70,000 | 10,908 |
| Total loans and leases | $11,846,000 | 9,932 |
| Unearned income | $21,000 | 5,492 |
| Loans and leases, gross | $11,846,000 | 9,934 |
| All real estate loans | $9,260,000 | 8,637 |
| Real estate loans in domestic offices | $9,260,000 | 8,636 |
| Construction and development loans | $2,605,000 | 3,588 |
| Commercial RE | $3,543,000 | 6,371 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $538,000 | 4,383 |
| 1-4 family residential loans | $2,356,000 | 9,655 |
| Farmland loans | $218,000 | 6,622 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $1,421,000 | 8,465 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,186,000 | 9,451 |
| Credit card loans | $338,000 | 3,133 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $848,000 | 9,900 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $179,000 | 1,011 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |