Home > Embassy National Bank > Income and Expense
Embassy National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,163,000 | 2,956 |
| Total interest expense | $2,201,000 | 2,935 |
| Net interest income | $6,962,000 | 2,904 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,110,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $14,000 | 4,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,096,000 | 2,190 |
| Total noninterest expense | $6,034,000 | 2,773 |
| Salaries and employee benefits | $4,095,000 | 2,483 |
| Premises and equipment expense | $531,000 | 2,867 |
| Additional noninterest expense | $1,096,000 | 2,190 |
| Pre-tax net operating income | $2,038,000 | 2,935 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $467,000 | 1,956 |
| Income before extraordinary items | $1,571,000 | 3,031 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,571,000 | 3,064 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,571,000 | 3,033 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $1,233,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,571,000 | 3,065 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,442,000 | 3,010 |
| Total interest expense | $1,446,000 | 2,977 |
| Net interest income | $4,996,000 | 2,982 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $884,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $9,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $875,000 | 2,124 |
| Total noninterest expense | $4,545,000 | 2,752 |
| Salaries and employee benefits | $3,122,000 | 2,455 |
| Premises and equipment expense | $387,000 | 2,916 |
| Additional noninterest expense | $875,000 | 2,124 |
| Pre-tax net operating income | $1,335,000 | 3,152 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $334,000 | 2,040 |
| Income before extraordinary items | $1,001,000 | 3,299 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,001,000 | 3,330 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,001,000 | 3,299 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $1,233,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,001,000 | 3,317 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 3,084 |
| Total interest expense | $909,000 | 2,907 |
| Net interest income | $3,118,000 | 3,089 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $650,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $5,000 | 4,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $645,000 | 1,941 |
| Total noninterest expense | $3,010,000 | 2,757 |
| Salaries and employee benefits | $2,100,000 | 2,443 |
| Premises and equipment expense | $254,000 | 2,936 |
| Additional noninterest expense | $645,000 | 1,938 |
| Pre-tax net operating income | $758,000 | 3,337 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $189,000 | 2,166 |
| Income before extraordinary items | $569,000 | 3,473 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $569,000 | 3,506 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $569,000 | 3,472 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $969,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $569,000 | 3,490 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 3,118 |
| Total interest expense | $461,000 | 2,723 |
| Net interest income | $1,487,000 | 3,175 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $224,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $2,000 | 4,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 2,320 |
| Total noninterest expense | $1,353,000 | 2,954 |
| Salaries and employee benefits | $907,000 | 2,695 |
| Premises and equipment expense | $126,000 | 2,999 |
| Additional noninterest expense | $222,000 | 2,320 |
| Pre-tax net operating income | $358,000 | 3,469 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $89,000 | 2,221 |
| Income before extraordinary items | $269,000 | 3,591 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $269,000 | 3,590 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $269,000 | 3,591 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $704,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $269,000 | 3,609 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,970,000 | 3,247 |
| Total interest expense | $827,000 | 2,655 |
| Net interest income | $5,143,000 | 3,310 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,429,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $38,000 | 4,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,391,000 | 1,461 |
| Total noninterest expense | $5,362,000 | 2,924 |
| Salaries and employee benefits | $3,560,000 | 2,676 |
| Premises and equipment expense | $511,000 | 2,957 |
| Additional noninterest expense | $2,391,000 | 1,461 |
| Pre-tax net operating income | $2,210,000 | 3,010 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $511,000 | 2,007 |
| Income before extraordinary items | $1,699,000 | 3,124 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,699,000 | 3,121 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,699,000 | 3,123 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $1,507,000 | 1,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,699,000 | 3,161 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 3,326 |
| Total interest expense | $479,000 | 2,714 |
| Net interest income | $3,592,000 | 3,382 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,200,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $36,000 | 3,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,164,000 | 1,318 |
| Total noninterest expense | $4,199,000 | 2,848 |
| Salaries and employee benefits | $2,856,000 | 2,583 |
| Premises and equipment expense | $387,000 | 2,955 |
| Additional noninterest expense | $2,164,000 | 1,318 |
| Pre-tax net operating income | $1,593,000 | 3,038 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $398,000 | 1,985 |
| Income before extraordinary items | $1,195,000 | 3,186 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,195,000 | 3,184 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,195,000 | 3,185 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $1,243,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,195,000 | 3,215 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 3,470 |
| Total interest expense | $274,000 | 2,783 |
| Net interest income | $2,131,000 | 3,521 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,449,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $25,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,424,000 | 1,363 |
| Total noninterest expense | $2,829,000 | 2,819 |
| Salaries and employee benefits | $1,922,000 | 2,573 |
| Premises and equipment expense | $259,000 | 2,964 |
| Additional noninterest expense | $648,000 | 3,317 |
| Pre-tax net operating income | $751,000 | 3,308 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $188,000 | 2,185 |
| Income before extraordinary items | $563,000 | 3,438 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $563,000 | 3,437 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $563,000 | 3,438 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $978,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $563,000 | 3,469 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 3,459 |
| Total interest expense | $131,000 | 2,819 |
| Net interest income | $1,048,000 | 3,498 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $414,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $13,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 1,907 |
| Total noninterest expense | $1,411,000 | 2,825 |
| Salaries and employee benefits | $981,000 | 2,530 |
| Premises and equipment expense | $131,000 | 2,955 |
| Additional noninterest expense | $299,000 | 3,420 |
| Pre-tax net operating income | $51,000 | 4,324 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $13,000 | 3,062 |
| Income before extraordinary items | $38,000 | 4,346 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $38,000 | 4,345 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $38,000 | 4,346 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $715,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $38,000 | 4,364 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,195,000 | 3,419 |
| Total interest expense | $626,000 | 2,847 |
| Net interest income | $4,569,000 | 3,468 |
| Provision for loan and lease losses | $15,000 | 2,907 |
| Total noninterest income | $4,997,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $112,000 | 3,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,885,000 | 1,088 |
| Total noninterest expense | $5,929,000 | 2,749 |
| Salaries and employee benefits | $3,926,000 | 2,533 |
| Premises and equipment expense | $526,000 | 2,953 |
| Additional noninterest expense | $1,477,000 | 3,117 |
| Pre-tax net operating income | $3,622,000 | 2,453 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $862,000 | 1,706 |
| Income before extraordinary items | $2,760,000 | 2,646 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,760,000 | 2,647 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,760,000 | 2,647 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $1,388,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,760,000 | 2,628 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 3,501 |
| Total interest expense | $486,000 | 2,892 |
| Net interest income | $3,386,000 | 3,549 |
| Provision for loan and lease losses | $15,000 | 2,773 |
| Total noninterest income | $4,281,000 | 1,231 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $100,000 | 3,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,181,000 | 1,012 |
| Total noninterest expense | $4,567,000 | 2,713 |
| Salaries and employee benefits | $2,990,000 | 2,521 |
| Premises and equipment expense | $398,000 | 2,957 |
| Additional noninterest expense | $1,179,000 | 3,046 |
| Pre-tax net operating income | $3,085,000 | 2,396 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $771,000 | 1,666 |
| Income before extraordinary items | $2,314,000 | 2,619 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,314,000 | 2,619 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,314,000 | 2,619 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $1,125,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,314,000 | 2,591 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 3,567 |
| Total interest expense | $336,000 | 2,926 |
| Net interest income | $2,179,000 | 3,619 |
| Provision for loan and lease losses | $15,000 | 2,613 |
| Total noninterest income | $1,923,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $86,000 | 2,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,837,000 | 1,359 |
| Total noninterest expense | $2,882,000 | 2,797 |
| Salaries and employee benefits | $1,872,000 | 2,611 |
| Premises and equipment expense | $259,000 | 2,992 |
| Additional noninterest expense | $751,000 | 3,106 |
| Pre-tax net operating income | $1,205,000 | 3,046 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $301,000 | 2,019 |
| Income before extraordinary items | $904,000 | 3,252 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $904,000 | 3,251 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $904,000 | 3,252 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $860,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $904,000 | 3,224 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 3,498 |
| Total interest expense | $176,000 | 2,941 |
| Net interest income | $1,134,000 | 3,539 |
| Provision for loan and lease losses | $15,000 | 2,330 |
| Total noninterest income | $901,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $43,000 | 2,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $858,000 | 1,407 |
| Total noninterest expense | $1,399,000 | 2,850 |
| Salaries and employee benefits | $890,000 | 2,683 |
| Premises and equipment expense | $125,000 | 3,065 |
| Additional noninterest expense | $384,000 | 3,019 |
| Pre-tax net operating income | $621,000 | 2,998 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $155,000 | 1,992 |
| Income before extraordinary items | $466,000 | 3,189 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $466,000 | 3,190 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $466,000 | 3,189 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $219,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $466,000 | 3,167 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,341,000 | 3,486 |
| Total interest expense | $1,042,000 | 2,861 |
| Net interest income | $4,299,000 | 3,582 |
| Provision for loan and lease losses | $70,000 | 3,748 |
| Total noninterest income | $1,960,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $168,000 | 2,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,792,000 | 1,906 |
| Total noninterest expense | $5,016,000 | 2,996 |
| Salaries and employee benefits | $3,233,000 | 2,812 |
| Premises and equipment expense | $503,000 | 3,033 |
| Additional noninterest expense | $1,280,000 | 3,307 |
| Pre-tax net operating income | $1,173,000 | 3,563 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $299,000 | 2,309 |
| Income before extraordinary items | $874,000 | 3,784 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $874,000 | 3,784 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $874,000 | 3,784 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $874,000 | 3,722 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 3,480 |
| Total interest expense | $836,000 | 2,865 |
| Net interest income | $3,278,000 | 3,585 |
| Provision for loan and lease losses | $70,000 | 3,533 |
| Total noninterest income | $1,598,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $125,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,473,000 | 1,760 |
| Total noninterest expense | $3,956,000 | 2,886 |
| Salaries and employee benefits | $2,644,000 | 2,664 |
| Premises and equipment expense | $375,000 | 3,067 |
| Additional noninterest expense | $937,000 | 3,316 |
| Pre-tax net operating income | $850,000 | 3,614 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $212,000 | 2,348 |
| Income before extraordinary items | $638,000 | 3,817 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $638,000 | 3,816 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $638,000 | 3,817 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $638,000 | 3,768 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 3,482 |
| Total interest expense | $604,000 | 2,866 |
| Net interest income | $2,205,000 | 3,594 |
| Provision for loan and lease losses | $50,000 | 3,430 |
| Total noninterest income | $790,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $83,000 | 3,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $707,000 | 2,021 |
| Total noninterest expense | $2,645,000 | 2,899 |
| Salaries and employee benefits | $1,800,000 | 2,648 |
| Premises and equipment expense | $251,000 | 3,054 |
| Additional noninterest expense | $594,000 | 3,419 |
| Pre-tax net operating income | $300,000 | 4,120 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $75,000 | 2,691 |
| Income before extraordinary items | $225,000 | 4,259 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $225,000 | 4,259 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $225,000 | 4,259 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $225,000 | 4,210 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 3,341 |
| Total interest expense | $362,000 | 2,738 |
| Net interest income | $1,180,000 | 3,451 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $358,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $42,000 | 3,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 1,948 |
| Total noninterest expense | $1,395,000 | 2,834 |
| Salaries and employee benefits | $956,000 | 2,557 |
| Premises and equipment expense | $129,000 | 3,027 |
| Additional noninterest expense | $310,000 | 3,391 |
| Pre-tax net operating income | $93,000 | 4,308 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $23,000 | 2,824 |
| Income before extraordinary items | $70,000 | 4,389 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $70,000 | 4,389 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $70,000 | 4,389 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $70,000 | 4,381 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 3,233 |
| Total interest expense | $1,410,000 | 2,824 |
| Net interest income | $5,371,000 | 3,292 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $2,680,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $166,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,514,000 | 1,342 |
| Total noninterest expense | $5,095,000 | 2,971 |
| Salaries and employee benefits | $3,520,000 | 2,655 |
| Premises and equipment expense | $492,000 | 3,126 |
| Additional noninterest expense | $1,083,000 | 3,679 |
| Pre-tax net operating income | $2,956,000 | 2,484 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $410,000 | 2,148 |
| Income before extraordinary items | $2,546,000 | 2,549 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,546,000 | 2,550 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,546,000 | 2,551 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,546,000 | 2,513 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 3,254 |
| Total interest expense | $1,039,000 | 2,876 |
| Net interest income | $4,123,000 | 3,290 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,724,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $125,000 | 3,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,599,000 | 1,477 |
| Total noninterest expense | $3,848,000 | 2,977 |
| Salaries and employee benefits | $2,576,000 | 2,706 |
| Premises and equipment expense | $368,000 | 3,159 |
| Additional noninterest expense | $904,000 | 3,511 |
| Pre-tax net operating income | $1,999,000 | 2,728 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $213,000 | 2,461 |
| Income before extraordinary items | $1,786,000 | 2,700 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,786,000 | 2,701 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,786,000 | 2,701 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,786,000 | 2,669 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 3,261 |
| Total interest expense | $673,000 | 2,901 |
| Net interest income | $2,763,000 | 3,306 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,158,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $84,000 | 3,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,074,000 | 1,426 |
| Total noninterest expense | $2,602,000 | 2,975 |
| Salaries and employee benefits | $1,715,000 | 2,733 |
| Premises and equipment expense | $243,000 | 3,174 |
| Additional noninterest expense | $644,000 | 3,425 |
| Pre-tax net operating income | $1,319,000 | 2,718 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $43,000 | 3,152 |
| Income before extraordinary items | $1,276,000 | 2,562 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,276,000 | 2,561 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,276,000 | 2,561 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,276,000 | 2,528 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 3,278 |
| Total interest expense | $337,000 | 2,872 |
| Net interest income | $1,391,000 | 3,318 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $478,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $42,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 1,588 |
| Total noninterest expense | $1,287,000 | 3,016 |
| Salaries and employee benefits | $819,000 | 2,817 |
| Premises and equipment expense | $128,000 | 3,132 |
| Additional noninterest expense | $340,000 | 3,324 |
| Pre-tax net operating income | $582,000 | 2,856 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-161,000 | 5,317 |
| Income before extraordinary items | $743,000 | 2,284 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $743,000 | 2,283 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $743,000 | 2,283 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $743,000 | 2,257 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,175,000 | 3,382 |
| Total interest expense | $937,000 | 3,027 |
| Net interest income | $5,238,000 | 3,408 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $2,589,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $493,000 | 2,019 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,096,000 | 1,457 |
| Total noninterest expense | $5,018,000 | 3,051 |
| Salaries and employee benefits | $3,173,000 | 2,852 |
| Premises and equipment expense | $464,000 | 3,287 |
| Additional noninterest expense | $1,381,000 | 3,329 |
| Pre-tax net operating income | $2,809,000 | 2,611 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,809,000 | 2,415 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,809,000 | 2,413 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,809,000 | 2,414 |
| Net charge-offs | $-31,000 | 4,777 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,809,000 | 2,415 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 3,428 |
| Total interest expense | $633,000 | 3,124 |
| Net interest income | $3,907,000 | 3,451 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,704,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $432,000 | 1,809 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,272,000 | 1,682 |
| Total noninterest expense | $3,987,000 | 2,949 |
| Salaries and employee benefits | $2,499,000 | 2,772 |
| Premises and equipment expense | $355,000 | 3,289 |
| Additional noninterest expense | $1,133,000 | 3,160 |
| Pre-tax net operating income | $1,624,000 | 3,067 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,624,000 | 2,872 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,624,000 | 2,871 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,624,000 | 2,871 |
| Net charge-offs | $-30,000 | 4,788 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,624,000 | 2,859 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 3,452 |
| Total interest expense | $344,000 | 3,347 |
| Net interest income | $2,634,000 | 3,431 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,071,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $367,000 | 1,472 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $704,000 | 1,867 |
| Total noninterest expense | $2,761,000 | 2,904 |
| Salaries and employee benefits | $1,708,000 | 2,749 |
| Premises and equipment expense | $211,000 | 3,502 |
| Additional noninterest expense | $842,000 | 2,940 |
| Pre-tax net operating income | $944,000 | 3,244 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $944,000 | 3,044 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $944,000 | 3,043 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $944,000 | 3,043 |
| Net charge-offs | $-9,000 | 4,493 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $944,000 | 3,035 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 3,466 |
| Total interest expense | $166,000 | 3,367 |
| Net interest income | $1,319,000 | 3,424 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $629,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $205,000 | 1,357 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $424,000 | 1,650 |
| Total noninterest expense | $1,356,000 | 2,960 |
| Salaries and employee benefits | $846,000 | 2,789 |
| Premises and equipment expense | $102,000 | 3,611 |
| Additional noninterest expense | $408,000 | 3,020 |
| Pre-tax net operating income | $592,000 | 2,842 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $592,000 | 2,631 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $592,000 | 2,631 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $592,000 | 2,631 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $592,000 | 2,629 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,778,000 | 3,484 |
| Total interest expense | $686,000 | 3,156 |
| Net interest income | $5,092,000 | 3,491 |
| Provision for loan and lease losses | $45,000 | 3,621 |
| Total noninterest income | $3,588,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $864,000 | 1,335 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,724,000 | 1,249 |
| Total noninterest expense | $6,085,000 | 2,726 |
| Salaries and employee benefits | $3,900,000 | 2,511 |
| Premises and equipment expense | $414,000 | 3,592 |
| Additional noninterest expense | $1,771,000 | 2,880 |
| Pre-tax net operating income | $2,550,000 | 2,721 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,550,000 | 2,304 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,550,000 | 2,304 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,550,000 | 2,304 |
| Net charge-offs | $-4,000 | 4,637 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,550,000 | 2,274 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 3,562 |
| Total interest expense | $505,000 | 3,199 |
| Net interest income | $3,724,000 | 3,571 |
| Provision for loan and lease losses | $25,000 | 3,603 |
| Total noninterest income | $2,305,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $655,000 | 1,334 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,650,000 | 1,451 |
| Total noninterest expense | $4,831,000 | 2,657 |
| Salaries and employee benefits | $3,170,000 | 2,391 |
| Premises and equipment expense | $315,000 | 3,609 |
| Additional noninterest expense | $1,346,000 | 2,855 |
| Pre-tax net operating income | $1,173,000 | 3,521 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,173,000 | 3,254 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,173,000 | 3,253 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,173,000 | 3,254 |
| Net charge-offs | $-1,000 | 4,281 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,173,000 | 3,229 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 3,626 |
| Total interest expense | $325,000 | 3,223 |
| Net interest income | $2,404,000 | 3,639 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,077,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $441,000 | 1,310 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $636,000 | 2,048 |
| Total noninterest expense | $3,041,000 | 2,777 |
| Salaries and employee benefits | $1,957,000 | 2,529 |
| Premises and equipment expense | $202,000 | 3,691 |
| Additional noninterest expense | $882,000 | 2,905 |
| Pre-tax net operating income | $440,000 | 4,277 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $440,000 | 4,040 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $440,000 | 4,039 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $440,000 | 4,040 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $440,000 | 4,026 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 3,665 |
| Total interest expense | $157,000 | 3,281 |
| Net interest income | $1,187,000 | 3,679 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $508,000 | 2,028 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $236,000 | 1,247 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $272,000 | 2,222 |
| Total noninterest expense | $1,552,000 | 2,760 |
| Salaries and employee benefits | $996,000 | 2,529 |
| Premises and equipment expense | $102,000 | 3,705 |
| Additional noninterest expense | $454,000 | 2,860 |
| Pre-tax net operating income | $143,000 | 4,699 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $143,000 | 4,544 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $143,000 | 4,543 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $143,000 | 4,544 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $143,000 | 4,528 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 3,812 |
| Total interest expense | $504,000 | 3,632 |
| Net interest income | $4,472,000 | 3,789 |
| Provision for loan and lease losses | $35,000 | 3,828 |
| Total noninterest income | $2,382,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $823,000 | 1,406 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,559,000 | 1,832 |
| Total noninterest expense | $4,856,000 | 3,237 |
| Salaries and employee benefits | $3,072,000 | 2,983 |
| Premises and equipment expense | $406,000 | 3,752 |
| Additional noninterest expense | $1,378,000 | 3,516 |
| Pre-tax net operating income | $1,963,000 | 3,094 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,963,000 | 2,831 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,963,000 | 2,829 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,963,000 | 2,830 |
| Net charge-offs | $-19,000 | 5,105 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,963,000 | 2,777 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 3,854 |
| Total interest expense | $355,000 | 3,763 |
| Net interest income | $3,341,000 | 3,824 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $1,712,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $584,000 | 1,471 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,128,000 | 1,894 |
| Total noninterest expense | $3,545,000 | 3,303 |
| Salaries and employee benefits | $2,237,000 | 3,039 |
| Premises and equipment expense | $313,000 | 3,716 |
| Additional noninterest expense | $995,000 | 3,618 |
| Pre-tax net operating income | $1,473,000 | 3,131 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,473,000 | 2,848 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,473,000 | 2,848 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,473,000 | 2,848 |
| Net charge-offs | $-19,000 | 5,077 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,473,000 | 2,795 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 3,942 |
| Total interest expense | $226,000 | 3,868 |
| Net interest income | $2,158,000 | 3,913 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $920,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $364,000 | 1,548 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $556,000 | 2,250 |
| Total noninterest expense | $2,302,000 | 3,384 |
| Salaries and employee benefits | $1,501,000 | 3,055 |
| Premises and equipment expense | $199,000 | 3,828 |
| Additional noninterest expense | $602,000 | 3,853 |
| Pre-tax net operating income | $776,000 | 3,502 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $776,000 | 3,235 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $776,000 | 3,233 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $776,000 | 3,233 |
| Net charge-offs | $-18,000 | 5,164 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $776,000 | 3,173 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 4,068 |
| Total interest expense | $117,000 | 3,824 |
| Net interest income | $1,010,000 | 4,056 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $433,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $172,000 | 1,610 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $261,000 | 2,277 |
| Total noninterest expense | $1,167,000 | 3,364 |
| Salaries and employee benefits | $751,000 | 3,064 |
| Premises and equipment expense | $108,000 | 3,715 |
| Additional noninterest expense | $308,000 | 3,823 |
| Pre-tax net operating income | $276,000 | 3,990 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $276,000 | 3,763 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $276,000 | 3,760 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $276,000 | 3,761 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $276,000 | 3,704 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 4,347 |
| Total interest expense | $398,000 | 4,149 |
| Net interest income | $3,498,000 | 4,340 |
| Provision for loan and lease losses | $95,000 | 3,122 |
| Total noninterest income | $1,798,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $465,000 | 2,256 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,333,000 | 2,008 |
| Total noninterest expense | $4,113,000 | 3,654 |
| Salaries and employee benefits | $2,587,000 | 3,335 |
| Premises and equipment expense | $423,000 | 3,808 |
| Additional noninterest expense | $1,103,000 | 4,094 |
| Pre-tax net operating income | $1,088,000 | 3,978 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,088,000 | 3,786 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,088,000 | 3,786 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,088,000 | 3,787 |
| Net charge-offs | $-27,000 | 5,412 |
| Cash dividends | $103,000 | 3,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,088,000 | 3,737 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 4,436 |
| Total interest expense | $280,000 | 4,335 |
| Net interest income | $2,593,000 | 4,409 |
| Provision for loan and lease losses | $95,000 | 2,711 |
| Total noninterest income | $1,206,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $274,000 | 2,707 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $932,000 | 2,118 |
| Total noninterest expense | $2,986,000 | 3,747 |
| Salaries and employee benefits | $1,875,000 | 3,421 |
| Premises and equipment expense | $321,000 | 3,822 |
| Additional noninterest expense | $790,000 | 4,218 |
| Pre-tax net operating income | $718,000 | 4,257 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $718,000 | 4,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $718,000 | 4,073 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $718,000 | 4,076 |
| Net charge-offs | $-26,000 | 5,416 |
| Cash dividends | $103,000 | 3,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $718,000 | 4,011 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 4,526 |
| Total interest expense | $175,000 | 4,473 |
| Net interest income | $1,686,000 | 4,487 |
| Provision for loan and lease losses | $40,000 | 3,050 |
| Total noninterest income | $720,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $169,000 | 2,807 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $551,000 | 2,305 |
| Total noninterest expense | $1,940,000 | 3,840 |
| Salaries and employee benefits | $1,212,000 | 3,520 |
| Premises and equipment expense | $214,000 | 3,852 |
| Additional noninterest expense | $514,000 | 4,301 |
| Pre-tax net operating income | $426,000 | 4,395 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $426,000 | 4,208 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $426,000 | 4,210 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $426,000 | 4,211 |
| Net charge-offs | $-25,000 | 5,541 |
| Cash dividends | $103,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $426,000 | 4,147 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 4,688 |
| Total interest expense | $85,000 | 4,564 |
| Net interest income | $785,000 | 4,658 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $272,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $63,000 | 3,309 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $209,000 | 2,572 |
| Total noninterest expense | $981,000 | 3,835 |
| Salaries and employee benefits | $624,000 | 3,483 |
| Premises and equipment expense | $107,000 | 3,891 |
| Additional noninterest expense | $250,000 | 4,360 |
| Pre-tax net operating income | $76,000 | 5,402 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $76,000 | 5,357 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $76,000 | 5,360 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $76,000 | 5,360 |
| Net charge-offs | $-25,000 | 5,757 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $76,000 | 5,289 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 5,024 |
| Total interest expense | $326,000 | 4,819 |
| Net interest income | $2,720,000 | 4,996 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,485,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $183,000 | 4,065 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,302,000 | 1,962 |
| Total noninterest expense | $3,503,000 | 4,140 |
| Salaries and employee benefits | $2,079,000 | 3,909 |
| Premises and equipment expense | $411,000 | 4,037 |
| Additional noninterest expense | $1,013,000 | 4,426 |
| Pre-tax net operating income | $702,000 | 4,663 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $702,000 | 4,488 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $702,000 | 4,488 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $702,000 | 4,489 |
| Net charge-offs | $27,000 | 4,148 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $702,000 | 4,437 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 5,121 |
| Total interest expense | $236,000 | 4,953 |
| Net interest income | $1,991,000 | 5,084 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,006,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $131,000 | 4,194 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $875,000 | 2,116 |
| Total noninterest expense | $2,545,000 | 4,232 |
| Salaries and employee benefits | $1,529,000 | 3,954 |
| Premises and equipment expense | $290,000 | 4,213 |
| Additional noninterest expense | $726,000 | 4,537 |
| Pre-tax net operating income | $452,000 | 4,906 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $452,000 | 4,754 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $452,000 | 4,754 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $452,000 | 4,755 |
| Net charge-offs | $-5,000 | 5,460 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $452,000 | 4,705 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 5,253 |
| Total interest expense | $150,000 | 5,073 |
| Net interest income | $1,242,000 | 5,215 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $652,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $82,000 | 4,281 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $570,000 | 2,131 |
| Total noninterest expense | $1,621,000 | 4,366 |
| Salaries and employee benefits | $973,000 | 4,063 |
| Premises and equipment expense | $192,000 | 4,260 |
| Additional noninterest expense | $456,000 | 4,687 |
| Pre-tax net operating income | $273,000 | 5,019 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $273,000 | 4,874 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $273,000 | 4,875 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $273,000 | 4,876 |
| Net charge-offs | $-5,000 | 5,456 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $273,000 | 4,818 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $668,000 | 5,358 |
| Total interest expense | $75,000 | 5,146 |
| Net interest income | $593,000 | 5,333 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $311,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $38,000 | 4,409 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $273,000 | 2,138 |
| Total noninterest expense | $789,000 | 4,459 |
| Salaries and employee benefits | $483,000 | 4,134 |
| Premises and equipment expense | $98,000 | 4,253 |
| Additional noninterest expense | $208,000 | 4,921 |
| Pre-tax net operating income | $115,000 | 5,133 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $115,000 | 4,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $115,000 | 4,994 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $115,000 | 4,993 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $115,000 | 4,951 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 5,515 |
| Total interest expense | $292,000 | 5,437 |
| Net interest income | $2,239,000 | 5,458 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,193,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $13,000 | 6,499 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,180,000 | 2,161 |
| Total noninterest expense | $3,089,000 | 4,546 |
| Salaries and employee benefits | $1,762,000 | 4,369 |
| Premises and equipment expense | $393,000 | 4,256 |
| Additional noninterest expense | $934,000 | 4,724 |
| Pre-tax net operating income | $343,000 | 5,375 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $343,000 | 5,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $343,000 | 5,317 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $343,000 | 5,317 |
| Net charge-offs | $45,000 | 4,421 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $343,000 | 5,251 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 5,573 |
| Total interest expense | $215,000 | 5,562 |
| Net interest income | $1,688,000 | 5,502 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $971,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $12,000 | 6,532 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $959,000 | 2,103 |
| Total noninterest expense | $2,409,000 | 4,472 |
| Salaries and employee benefits | $1,378,000 | 4,279 |
| Premises and equipment expense | $288,000 | 4,336 |
| Additional noninterest expense | $743,000 | 4,628 |
| Pre-tax net operating income | $250,000 | 5,518 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $250,000 | 5,450 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $250,000 | 5,451 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $250,000 | 5,452 |
| Net charge-offs | $50,000 | 3,855 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $250,000 | 5,378 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 5,604 |
| Total interest expense | $142,000 | 5,645 |
| Net interest income | $1,129,000 | 5,521 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $841,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $7,000 | 6,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $834,000 | 1,805 |
| Total noninterest expense | $1,740,000 | 4,306 |
| Salaries and employee benefits | $973,000 | 4,182 |
| Premises and equipment expense | $190,000 | 4,381 |
| Additional noninterest expense | $577,000 | 4,280 |
| Pre-tax net operating income | $230,000 | 5,162 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $230,000 | 5,110 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $230,000 | 5,112 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $230,000 | 5,113 |
| Net charge-offs | $55,000 | 3,270 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $230,000 | 4,984 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 5,560 |
| Total interest expense | $73,000 | 5,694 |
| Net interest income | $588,000 | 5,477 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $628,000 | 1,901 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $624,000 | 1,350 |
| Total noninterest expense | $951,000 | 4,116 |
| Salaries and employee benefits | $557,000 | 3,889 |
| Premises and equipment expense | $93,000 | 4,465 |
| Additional noninterest expense | $301,000 | 4,206 |
| Pre-tax net operating income | $265,000 | 4,024 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $265,000 | 3,784 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $265,000 | 3,783 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $265,000 | 3,786 |
| Net charge-offs | $31,000 | 2,772 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $265,000 | 3,681 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 5,880 |
| Total interest expense | $301,000 | 5,965 |
| Net interest income | $2,093,000 | 5,793 |
| Provision for loan and lease losses | $456,000 | 2,840 |
| Total noninterest income | $979,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $19,000 | 6,677 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $960,000 | 2,428 |
| Total noninterest expense | $3,419,000 | 4,435 |
| Salaries and employee benefits | $1,962,000 | 4,178 |
| Premises and equipment expense | $337,000 | 4,709 |
| Additional noninterest expense | $1,120,000 | 4,520 |
| Pre-tax net operating income | $-803,000 | 6,594 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-803,000 | 6,673 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-803,000 | 6,667 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-803,000 | 6,669 |
| Net charge-offs | $405,000 | 2,927 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-803,000 | 6,621 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 5,997 |
| Total interest expense | $227,000 | 6,102 |
| Net interest income | $1,547,000 | 5,905 |
| Provision for loan and lease losses | $111,000 | 4,246 |
| Total noninterest income | $277,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $15,000 | 6,750 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $262,000 | 3,876 |
| Total noninterest expense | $2,640,000 | 4,390 |
| Salaries and employee benefits | $1,522,000 | 4,109 |
| Premises and equipment expense | $246,000 | 4,831 |
| Additional noninterest expense | $872,000 | 4,466 |
| Pre-tax net operating income | $-927,000 | 6,808 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-927,000 | 6,864 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-927,000 | 6,862 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-927,000 | 6,863 |
| Net charge-offs | $162,000 | 3,511 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-927,000 | 6,827 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 6,031 |
| Total interest expense | $153,000 | 6,176 |
| Net interest income | $1,039,000 | 5,939 |
| Provision for loan and lease losses | $111,000 | 3,745 |
| Total noninterest income | $498,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $3,000 | 6,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $495,000 | 2,343 |
| Total noninterest expense | $1,693,000 | 4,505 |
| Salaries and employee benefits | $970,000 | 4,254 |
| Premises and equipment expense | $158,000 | 4,931 |
| Additional noninterest expense | $565,000 | 4,538 |
| Pre-tax net operating income | $-267,000 | 6,674 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-267,000 | 6,755 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-267,000 | 6,755 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-267,000 | 6,755 |
| Net charge-offs | $94,000 | 3,478 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-267,000 | 6,696 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $613,000 | 6,038 |
| Total interest expense | $79,000 | 6,218 |
| Net interest income | $534,000 | 5,929 |
| Provision for loan and lease losses | $35,000 | 4,011 |
| Total noninterest income | $232,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $3,000 | 6,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $229,000 | 2,452 |
| Total noninterest expense | $827,000 | 4,572 |
| Salaries and employee benefits | $472,000 | 4,355 |
| Premises and equipment expense | $78,000 | 4,993 |
| Additional noninterest expense | $277,000 | 4,580 |
| Pre-tax net operating income | $-96,000 | 6,729 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-96,000 | 6,804 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-96,000 | 6,805 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-96,000 | 6,805 |
| Net charge-offs | $7,000 | 4,174 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 805 |
| Net operating income | $-96,000 | 6,740 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 5,903 |
| Total interest expense | $555,000 | 5,664 |
| Net interest income | $2,213,000 | 5,897 |
| Provision for loan and lease losses | $121,000 | 5,141 |
| Total noninterest income | $3,050,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $8,000 | 6,869 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,042,000 | 1,028 |
| Total noninterest expense | $3,763,000 | 4,288 |
| Salaries and employee benefits | $2,102,000 | 4,041 |
| Premises and equipment expense | $320,000 | 5,095 |
| Additional noninterest expense | $1,341,000 | 4,150 |
| Pre-tax net operating income | $1,379,000 | 3,172 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,379,000 | 2,954 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,379,000 | 2,956 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,379,000 | 2,956 |
| Net charge-offs | $181,000 | 4,419 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,038 |
| Net operating income | $1,379,000 | 2,856 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 5,931 |
| Total interest expense | $471,000 | 5,545 |
| Net interest income | $1,642,000 | 5,953 |
| Provision for loan and lease losses | $121,000 | 4,765 |
| Total noninterest income | $3,160,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $7,000 | 6,909 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,153,000 | 806 |
| Total noninterest expense | $2,909,000 | 4,199 |
| Salaries and employee benefits | $1,656,000 | 3,900 |
| Premises and equipment expense | $237,000 | 5,156 |
| Additional noninterest expense | $1,016,000 | 4,139 |
| Pre-tax net operating income | $1,772,000 | 2,291 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,772,000 | 2,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,772,000 | 2,021 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,772,000 | 2,021 |
| Net charge-offs | $165,000 | 3,930 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 973 |
| Net operating income | $1,772,000 | 1,924 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 5,908 |
| Total interest expense | $361,000 | 5,354 |
| Net interest income | $1,113,000 | 5,965 |
| Provision for loan and lease losses | $105,000 | 4,333 |
| Total noninterest income | $2,589,000 | 1,016 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $4,000 | 6,967 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,585,000 | 696 |
| Total noninterest expense | $2,028,000 | 4,126 |
| Salaries and employee benefits | $1,167,000 | 3,793 |
| Premises and equipment expense | $153,000 | 5,277 |
| Additional noninterest expense | $708,000 | 4,073 |
| Pre-tax net operating income | $1,569,000 | 1,807 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,569,000 | 1,561 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,569,000 | 1,561 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,569,000 | 1,561 |
| Net charge-offs | $193,000 | 3,156 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 928 |
| Net operating income | $1,569,000 | 1,494 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 5,712 |
| Total interest expense | $215,000 | 5,081 |
| Net interest income | $611,000 | 5,782 |
| Provision for loan and lease losses | $79,000 | 3,645 |
| Total noninterest income | $1,449,000 | 934 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $2,000 | 6,969 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,447,000 | 645 |
| Total noninterest expense | $933,000 | 4,385 |
| Salaries and employee benefits | $528,000 | 4,077 |
| Premises and equipment expense | $76,000 | 5,334 |
| Additional noninterest expense | $329,000 | 4,276 |
| Pre-tax net operating income | $1,048,000 | 1,375 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,048,000 | 1,170 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,048,000 | 1,170 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,048,000 | 1,170 |
| Net charge-offs | $64,000 | 3,148 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 861 |
| Net operating income | $1,048,000 | 1,142 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,640,000 | 5,629 |
| Total interest expense | $879,000 | 5,521 |
| Net interest income | $2,761,000 | 5,555 |
| Provision for loan and lease losses | $680,000 | 3,644 |
| Total noninterest income | $-166,000 | 7,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 6,746 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-172,000 | 7,255 |
| Total noninterest expense | $2,625,000 | 5,377 |
| Salaries and employee benefits | $1,242,000 | 5,588 |
| Premises and equipment expense | $315,000 | 5,295 |
| Additional noninterest expense | $1,068,000 | 4,920 |
| Pre-tax net operating income | $-710,000 | 6,357 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-710,000 | 6,469 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-710,000 | 6,470 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-710,000 | 6,470 |
| Net charge-offs | $645,000 | 3,295 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,184 |
| Net operating income | $-710,000 | 6,428 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 5,615 |
| Total interest expense | $678,000 | 5,607 |
| Net interest income | $2,174,000 | 5,515 |
| Provision for loan and lease losses | $609,000 | 3,223 |
| Total noninterest income | $551,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $5,000 | 6,837 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $546,000 | 2,618 |
| Total noninterest expense | $2,002,000 | 5,363 |
| Salaries and employee benefits | $1,021,000 | 5,374 |
| Premises and equipment expense | $249,000 | 5,245 |
| Additional noninterest expense | $732,000 | 5,151 |
| Pre-tax net operating income | $114,000 | 5,570 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $114,000 | 5,669 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $114,000 | 5,670 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $114,000 | 5,670 |
| Net charge-offs | $530,000 | 2,996 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $114,000 | 5,516 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 5,436 |
| Total interest expense | $458,000 | 5,677 |
| Net interest income | $1,626,000 | 5,215 |
| Provision for loan and lease losses | $189,000 | 4,309 |
| Total noninterest income | $172,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $3,000 | 6,893 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $169,000 | 3,790 |
| Total noninterest expense | $1,377,000 | 5,292 |
| Salaries and employee benefits | $690,000 | 5,357 |
| Premises and equipment expense | $172,000 | 5,214 |
| Additional noninterest expense | $515,000 | 5,013 |
| Pre-tax net operating income | $232,000 | 4,749 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $232,000 | 4,681 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $232,000 | 4,681 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $232,000 | 4,681 |
| Net charge-offs | $-16,000 | 7,556 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $232,000 | 4,531 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 5,670 |
| Total interest expense | $227,000 | 5,830 |
| Net interest income | $747,000 | 5,490 |
| Provision for loan and lease losses | $95,000 | 4,030 |
| Total noninterest income | $179,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $2,000 | 6,961 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $177,000 | 2,567 |
| Total noninterest expense | $637,000 | 5,585 |
| Salaries and employee benefits | $345,000 | 5,408 |
| Premises and equipment expense | $87,000 | 5,262 |
| Additional noninterest expense | $205,000 | 5,632 |
| Pre-tax net operating income | $194,000 | 4,125 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $194,000 | 3,943 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $194,000 | 3,942 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $194,000 | 3,942 |
| Net charge-offs | $-8,000 | 7,437 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $194,000 | 3,837 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 6,511 |
| Total interest expense | $966,000 | 6,095 |
| Net interest income | $1,781,000 | 6,597 |
| Provision for loan and lease losses | $1,760,000 | 2,654 |
| Total noninterest income | $-582,000 | 7,890 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $7,000 | 7,047 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-589,000 | 7,822 |
| Total noninterest expense | $2,705,000 | 5,469 |
| Salaries and employee benefits | $1,460,000 | 5,276 |
| Premises and equipment expense | $320,000 | 5,501 |
| Additional noninterest expense | $925,000 | 5,457 |
| Pre-tax net operating income | $-3,266,000 | 6,940 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,266,000 | 7,044 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,266,000 | 7,042 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,266,000 | 7,042 |
| Net charge-offs | $2,299,000 | 1,873 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,312 |
| Net operating income | $-3,266,000 | 7,039 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 6,771 |
| Total interest expense | $700,000 | 6,301 |
| Net interest income | $1,160,000 | 6,884 |
| Provision for loan and lease losses | $1,107,000 | 2,632 |
| Total noninterest income | $-240,000 | 7,965 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $3,000 | 7,130 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-243,000 | 7,891 |
| Total noninterest expense | $1,949,000 | 5,591 |
| Salaries and employee benefits | $1,116,000 | 5,261 |
| Premises and equipment expense | $241,000 | 5,546 |
| Additional noninterest expense | $592,000 | 5,861 |
| Pre-tax net operating income | $-2,136,000 | 7,080 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,136,000 | 7,211 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,136,000 | 7,211 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,136,000 | 7,210 |
| Net charge-offs | $991,000 | 2,216 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,209 |
| Net operating income | $-2,136,000 | 7,199 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 7,127 |
| Total interest expense | $435,000 | 6,563 |
| Net interest income | $624,000 | 7,280 |
| Provision for loan and lease losses | $410,000 | 3,236 |
| Total noninterest income | $3,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,000 | 7,196 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,000 | 7,675 |
| Total noninterest expense | $1,307,000 | 5,623 |
| Salaries and employee benefits | $750,000 | 5,305 |
| Premises and equipment expense | $161,000 | 5,593 |
| Additional noninterest expense | $396,000 | 5,851 |
| Pre-tax net operating income | $-1,090,000 | 7,059 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,090,000 | 7,178 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,090,000 | 7,178 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,090,000 | 7,179 |
| Net charge-offs | $1,271,000 | 1,459 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,157 |
| Net operating income | $-1,090,000 | 7,174 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 7,379 |
| Total interest expense | $209,000 | 6,732 |
| Net interest income | $249,000 | 7,595 |
| Provision for loan and lease losses | $245,000 | 2,586 |
| Total noninterest income | $1,000 | 8,011 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,000 | 7,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $637,000 | 5,637 |
| Salaries and employee benefits | $395,000 | 5,185 |
| Premises and equipment expense | $81,000 | 5,625 |
| Additional noninterest expense | $161,000 | 6,133 |
| Pre-tax net operating income | $-632,000 | 7,441 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-632,000 | 7,546 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-632,000 | 7,547 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-632,000 | 7,547 |
| Net charge-offs | $1,139,000 | 885 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,052 |
| Net operating income | $-632,000 | 7,528 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 7,415 |
| Total interest expense | $510,000 | 7,645 |
| Net interest income | $1,371,000 | 7,157 |
| Provision for loan and lease losses | $1,891,000 | 1,870 |
| Total noninterest income | $5,000 | 8,054 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,000 | 7,235 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $2,075,000 | 6,147 |
| Salaries and employee benefits | $1,202,000 | 5,986 |
| Premises and equipment expense | $205,000 | 6,643 |
| Additional noninterest expense | $668,000 | 5,944 |
| Pre-tax net operating income | $-2,590,000 | 7,507 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,590,000 | 7,528 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,590,000 | 7,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 3,822 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-37,000 | 8,217 |
| Net operating income | $-2,590,000 | 7,607 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 7,492 |
| Total interest expense | $310,000 | 7,915 |
| Net interest income | $1,100,000 | 7,103 |
| Provision for loan and lease losses | $450,000 | 2,889 |
| Total noninterest income | $4,000 | 8,171 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $4,000 | 7,286 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $1,436,000 | 6,331 |
| Salaries and employee benefits | $885,000 | 6,032 |
| Premises and equipment expense | $191,000 | 6,222 |
| Additional noninterest expense | $360,000 | 6,700 |
| Pre-tax net operating income | $-782,000 | 7,422 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-782,000 | 7,395 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-782,000 | 7,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-17,000 | 8,303 |
| Net operating income | $-782,000 | 7,512 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $939,000 | 7,569 |
| Total interest expense | $157,000 | 8,152 |
| Net interest income | $782,000 | 6,999 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $3,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,000 | 7,319 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $919,000 | 6,481 |
| Salaries and employee benefits | $584,000 | 6,130 |
| Premises and equipment expense | $117,000 | 6,445 |
| Additional noninterest expense | $218,000 | 6,913 |
| Pre-tax net operating income | $-234,000 | 7,358 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-234,000 | 7,449 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-234,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 8,379 |
| Net operating income | $-234,000 | 7,429 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $483,000 | 7,609 |
| Total interest expense | $41,000 | 8,338 |
| Net interest income | $442,000 | 6,804 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $1,000 | 8,296 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $477,000 | 6,417 |
| Salaries and employee benefits | $306,000 | 6,028 |
| Premises and equipment expense | $59,000 | 6,451 |
| Additional noninterest expense | $112,000 | 6,864 |
| Pre-tax net operating income | $-64,000 | 7,452 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-64,000 | 7,555 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-64,000 | 7,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-64,000 | 7,500 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 8,102 |
| Total interest expense | $100,000 | 8,394 |
| Net interest income | $1,074,000 | 7,654 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $1,000 | 8,400 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,000 | 8,298 |
| Total noninterest expense | $1,870,000 | 6,386 |
| Salaries and employee benefits | $1,247,000 | 5,869 |
| Premises and equipment expense | $209,000 | 6,637 |
| Additional noninterest expense | $414,000 | 6,976 |
| Pre-tax net operating income | $-945,000 | 8,027 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-945,000 | 8,091 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-945,000 | 8,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $10,320,000 | 178 |
| Net operating income | $-945,000 | 8,083 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $709,000 | 8,274 |
| Total interest expense | $51,000 | 8,456 |
| Net interest income | $658,000 | 7,953 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $0 | 8,457 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $1,193,000 | 6,763 |
| Salaries and employee benefits | $782,000 | 6,336 |
| Premises and equipment expense | $140,000 | 6,851 |
| Additional noninterest expense | $271,000 | 7,226 |
| Pre-tax net operating income | $-605,000 | 8,137 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-605,000 | 8,184 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-605,000 | 8,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $10,273,000 | 129 |
| Net operating income | $-605,000 | 8,175 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $328,000 | 8,460 |
| Total interest expense | $17,000 | 8,532 |
| Net interest income | $311,000 | 8,294 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $667,000 | 7,186 |
| Salaries and employee benefits | $412,000 | 6,939 |
| Premises and equipment expense | $41,000 | 7,972 |
| Additional noninterest expense | $214,000 | 6,940 |
| Pre-tax net operating income | $-381,000 | 8,214 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-381,000 | 8,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-381,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $10,278,000 | 91 |
| Net operating income | $-381,000 | 8,247 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $70,000 | 8,607 |
| Total interest expense | $4,000 | 8,611 |
| Net interest income | $66,000 | 8,588 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $265,000 | 7,653 |
| Salaries and employee benefits | $184,000 | 7,222 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $54,000 | 8,004 |
| Pre-tax net operating income | $-199,000 | 8,301 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-199,000 | 8,327 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-199,000 | 8,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $10,164,000 | 44 |
| Net operating income | $-199,000 | 8,315 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.