Embassy Bank for the Lehigh Valley, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$16,938,000825
Total interest expense$7,110,000745
Net interest income$9,828,000881
Provision for loan and lease losses$47,0001,950
Total noninterest income$629,0001,713
Gross Fiduciary activities income$0918
Service charges on deposit accounts$101,0001,867
Trading account gains and fees$0116
Additional Noninterest Income$528,0001,454
Total noninterest expense$6,728,0001,000
Salaries and employee benefits$3,588,0001,045
Premises and equipment expense$1,010,000692
Additional noninterest expense$528,0001,454
Pre-tax net operating income$3,682,000900
Securities gains (losses)$0665
Applicable income taxes$657,000858
Income before extraordinary items$3,025,000916
Extraordinary gains, net$047
Net income$3,025,000928
Minority interest net income$065
Net income of bank and minority interests.$3,025,000916
Net charge-offs$02,299
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$47,000365
Net operating income$3,025,000919
2024-12-31 (YTD Data)Rank
Total interest income$64,971,000838
Total interest expense$28,787,000776
Net interest income$36,184,000898
Provision for loan and lease losses$-433,0004,379
Total noninterest income$3,185,0001,544
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$374,0001,979
Trading account gains and fees$0138
Additional Noninterest Income$2,811,0001,268
Total noninterest expense$26,669,000991
Salaries and employee benefits$14,246,0001,027
Premises and equipment expense$3,745,000708
Additional noninterest expense$2,811,0001,268
Pre-tax net operating income$13,133,000947
Securities gains (losses)$0940
Applicable income taxes$2,195,000900
Income before extraordinary items$10,938,000946
Extraordinary gains, net$053
Net income$10,938,000955
Minority interest net income$090
Net income of bank and minority interests.$10,938,000946
Net charge-offs$-230,0004,407
Cash dividends$3,670,0001,103
Sale, conversion, retirement of capital stock, net$325,000351
Net operating income$10,938,000954
2024-09-30 (YTD Data)Rank
Total interest income$48,138,000835
Total interest expense$21,361,000778
Net interest income$26,777,000897
Provision for loan and lease losses$-385,0004,413
Total noninterest income$2,289,0001,580
Gross Fiduciary activities income$0972
Service charges on deposit accounts$280,0001,976
Trading account gains and fees$0139
Additional Noninterest Income$2,009,0001,314
Total noninterest expense$19,712,000988
Salaries and employee benefits$10,598,0001,027
Premises and equipment expense$2,816,000711
Additional noninterest expense$2,009,0001,314
Pre-tax net operating income$9,739,000947
Securities gains (losses)$0930
Applicable income taxes$1,618,000910
Income before extraordinary items$8,121,000947
Extraordinary gains, net$051
Net income$8,121,000962
Minority interest net income$082
Net income of bank and minority interests.$8,121,000949
Net charge-offs$-229,0004,450
Cash dividends$3,495,000829
Sale, conversion, retirement of capital stock, net$246,000330
Net operating income$8,121,000947
2024-06-30 (YTD Data)Rank
Total interest income$31,216,000842
Total interest expense$13,609,000791
Net interest income$17,607,000902
Provision for loan and lease losses$-355,0004,449
Total noninterest income$1,437,0001,621
Gross Fiduciary activities income$0962
Service charges on deposit accounts$181,0001,994
Trading account gains and fees$0145
Additional Noninterest Income$1,256,0001,360
Total noninterest expense$13,075,0001,001
Salaries and employee benefits$6,927,0001,056
Premises and equipment expense$1,898,000709
Additional noninterest expense$1,256,0001,360
Pre-tax net operating income$6,324,000955
Securities gains (losses)$0628
Applicable income taxes$1,053,000919
Income before extraordinary items$5,271,000967
Extraordinary gains, net$052
Net income$5,271,000981
Minority interest net income$084
Net income of bank and minority interests.$5,271,000969
Net charge-offs$-229,0004,480
Cash dividends$3,285,000631
Sale, conversion, retirement of capital stock, net$169,000319
Net operating income$5,271,000964
2024-03-31 (YTD Data)Rank
Total interest income$15,097,000861
Total interest expense$6,378,000825
Net interest income$8,719,000912
Provision for loan and lease losses$-72,0004,314
Total noninterest income$733,0001,569
Gross Fiduciary activities income$0895
Service charges on deposit accounts$92,0001,962
Trading account gains and fees$0121
Additional Noninterest Income$641,0001,311
Total noninterest expense$6,368,0001,025
Salaries and employee benefits$3,450,0001,062
Premises and equipment expense$939,000729
Additional noninterest expense$641,0001,311
Pre-tax net operating income$3,156,000936
Securities gains (losses)$0689
Applicable income taxes$514,000928
Income before extraordinary items$2,642,000950
Extraordinary gains, net$051
Net income$2,642,000961
Minority interest net income$072
Net income of bank and minority interests.$2,642,000950
Net charge-offs$-240,0004,539
Cash dividends$140,0001,969
Sale, conversion, retirement of capital stock, net$86,000252
Net operating income$2,642,000946
2023-12-31 (YTD Data)Rank
Total interest income$57,157,000832
Total interest expense$18,119,000842
Net interest income$39,038,000825
Provision for loan and lease losses$-178,0004,377
Total noninterest income$2,629,0001,757
Gross Fiduciary activities income$0981
Service charges on deposit accounts$343,0002,050
Trading account gains and fees$0123
Additional Noninterest Income$2,286,0001,501
Total noninterest expense$25,778,000996
Salaries and employee benefits$13,772,0001,027
Premises and equipment expense$3,674,000716
Additional noninterest expense$2,286,0001,501
Pre-tax net operating income$16,067,000806
Securities gains (losses)$0988
Applicable income taxes$2,923,000759
Income before extraordinary items$13,144,000812
Extraordinary gains, net$054
Net income$13,144,000823
Minority interest net income$088
Net income of bank and minority interests.$13,144,000815
Net charge-offs$-2,0003,575
Cash dividends$3,252,0001,114
Sale, conversion, retirement of capital stock, net$380,000299
Net operating income$13,144,000825
2023-09-30 (YTD Data)Rank
Total interest income$42,391,000824
Total interest expense$12,131,000863
Net interest income$30,260,000811
Provision for loan and lease losses$-190,0004,429
Total noninterest income$1,903,0001,783
Gross Fiduciary activities income$0950
Service charges on deposit accounts$247,0002,095
Trading account gains and fees$0125
Additional Noninterest Income$1,656,0001,518
Total noninterest expense$19,868,000980
Salaries and employee benefits$10,806,0001,000
Premises and equipment expense$2,763,000725
Additional noninterest expense$1,656,0001,518
Pre-tax net operating income$12,485,000816
Securities gains (losses)$0849
Applicable income taxes$2,280,000777
Income before extraordinary items$10,205,000820
Extraordinary gains, net$052
Net income$10,205,000823
Minority interest net income$081
Net income of bank and minority interests.$10,205,000820
Net charge-offs$-2,0003,495
Cash dividends$3,111,000859
Sale, conversion, retirement of capital stock, net$286,000290
Net operating income$10,205,000838
2023-06-30 (YTD Data)Rank
Total interest income$27,878,000811
Total interest expense$7,018,000883
Net interest income$20,860,000786
Provision for loan and lease losses$110,0001,763
Total noninterest income$1,334,0001,669
Gross Fiduciary activities income$0931
Service charges on deposit accounts$159,0002,123
Trading account gains and fees$0112
Additional Noninterest Income$1,175,0001,389
Total noninterest expense$13,458,000959
Salaries and employee benefits$7,318,000986
Premises and equipment expense$1,838,000713
Additional noninterest expense$1,175,0001,388
Pre-tax net operating income$8,626,000792
Securities gains (losses)$0938
Applicable income taxes$1,574,000759
Income before extraordinary items$7,052,000793
Extraordinary gains, net$051
Net income$7,052,000805
Minority interest net income$081
Net income of bank and minority interests.$7,052,000793
Net charge-offs$-1,0003,356
Cash dividends$2,971,000650
Sale, conversion, retirement of capital stock, net$193,000278
Net operating income$7,052,000802
2023-03-31 (YTD Data)Rank
Total interest income$13,722,000817
Total interest expense$2,871,000918
Net interest income$10,851,000771
Provision for loan and lease losses$02,612
Total noninterest income$658,0001,684
Gross Fiduciary activities income$0913
Service charges on deposit accounts$78,0002,163
Trading account gains and fees$097
Additional Noninterest Income$580,0001,394
Total noninterest expense$6,738,000965
Salaries and employee benefits$3,726,000993
Premises and equipment expense$939,000739
Additional noninterest expense$580,0001,394
Pre-tax net operating income$4,771,000752
Securities gains (losses)$0950
Applicable income taxes$880,000728
Income before extraordinary items$3,891,000755
Extraordinary gains, net$04
Net income$3,891,000754
Minority interest net income$048
Net income of bank and minority interests.$3,891,000754
Net charge-offs$02,062
Cash dividends$35,0002,263
Sale, conversion, retirement of capital stock, net$98,000254
Net operating income$3,891,000770
2022-12-31 (YTD Data)Rank
Total interest income$50,385,000737
Total interest expense$4,102,000916
Net interest income$46,283,000721
Provision for loan and lease losses$895,000887
Total noninterest income$2,343,0001,888
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$302,0002,244
Trading account gains and fees$0116
Additional Noninterest Income$2,041,0001,607
Total noninterest expense$25,178,000999
Salaries and employee benefits$13,403,0001,052
Premises and equipment expense$3,524,000741
Additional noninterest expense$2,041,0001,607
Pre-tax net operating income$22,553,000693
Securities gains (losses)$0691
Applicable income taxes$4,403,000654
Income before extraordinary items$18,150,000696
Extraordinary gains, net$05
Net income$18,150,000697
Minority interest net income$063
Net income of bank and minority interests.$18,150,000697
Net charge-offs$-70,0004,186
Cash dividends$2,866,0001,191
Sale, conversion, retirement of capital stock, net$371,000350
Net operating income$18,150,000701
2022-09-30 (YTD Data)Rank
Total interest income$36,784,000726
Total interest expense$2,695,000799
Net interest income$34,089,000719
Provision for loan and lease losses$625,000841
Total noninterest income$1,680,0001,951
Gross Fiduciary activities income$0968
Service charges on deposit accounts$214,0002,318
Trading account gains and fees$0111
Additional Noninterest Income$1,466,0001,675
Total noninterest expense$18,934,000998
Salaries and employee benefits$9,961,0001,056
Premises and equipment expense$2,640,000741
Additional noninterest expense$1,466,0001,675
Pre-tax net operating income$16,210,000710
Securities gains (losses)$0740
Applicable income taxes$3,151,000668
Income before extraordinary items$13,059,000717
Extraordinary gains, net$04
Net income$13,059,000717
Minority interest net income$057
Net income of bank and minority interests.$13,059,000717
Net charge-offs$-69,0004,193
Cash dividends$2,726,000900
Sale, conversion, retirement of capital stock, net$258,000330
Net operating income$13,059,000724
2022-06-30 (YTD Data)Rank
Total interest income$23,783,000713
Total interest expense$1,784,000664
Net interest income$21,999,000721
Provision for loan and lease losses$350,000851
Total noninterest income$1,096,0001,964
Gross Fiduciary activities income$0925
Service charges on deposit accounts$133,0002,403
Trading account gains and fees$0108
Additional Noninterest Income$963,0001,710
Total noninterest expense$12,591,000983
Salaries and employee benefits$6,585,0001,061
Premises and equipment expense$1,767,000728
Additional noninterest expense$4,239,000887
Pre-tax net operating income$10,154,000696
Securities gains (losses)$0687
Applicable income taxes$1,964,000667
Income before extraordinary items$8,190,000702
Extraordinary gains, net$04
Net income$8,190,000702
Minority interest net income$060
Net income of bank and minority interests.$8,190,000702
Net charge-offs$-2,0003,158
Cash dividends$2,622,000692
Sale, conversion, retirement of capital stock, net$172,000316
Net operating income$8,190,000714
2022-03-31 (YTD Data)Rank
Total interest income$11,589,000707
Total interest expense$897,000622
Net interest income$10,692,000716
Provision for loan and lease losses$02,285
Total noninterest income$770,0001,615
Gross Fiduciary activities income$0892
Service charges on deposit accounts$59,0002,531
Trading account gains and fees$0103
Additional Noninterest Income$711,0001,364
Total noninterest expense$6,190,000991
Salaries and employee benefits$3,256,0001,071
Premises and equipment expense$900,000723
Additional noninterest expense$2,034,000907
Pre-tax net operating income$5,272,000663
Securities gains (losses)$0623
Applicable income taxes$971,000656
Income before extraordinary items$4,301,000660
Extraordinary gains, net$04
Net income$4,301,000659
Minority interest net income$050
Net income of bank and minority interests.$4,301,000660
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$84,000290
Net operating income$4,301,000664
2021-12-31 (YTD Data)Rank
Total interest income$47,506,000711
Total interest expense$4,012,000672
Net interest income$43,494,000712
Provision for loan and lease losses$915,000653
Total noninterest income$2,376,0002,053
Gross Fiduciary activities income$0994
Service charges on deposit accounts$243,0002,432
Trading account gains and fees$0132
Additional Noninterest Income$2,133,0001,846
Total noninterest expense$23,645,0001,023
Salaries and employee benefits$12,150,0001,112
Premises and equipment expense$3,397,000770
Additional noninterest expense$8,098,000923
Pre-tax net operating income$21,310,000703
Securities gains (losses)$24,0001,441
Applicable income taxes$4,163,000710
Income before extraordinary items$17,171,000726
Extraordinary gains, net$010
Net income$17,171,000727
Minority interest net income$074
Net income of bank and minority interests.$17,171,000727
Net charge-offs$1,0002,638
Cash dividends$2,971,0001,200
Sale, conversion, retirement of capital stock, net$307,000369
Net operating income$17,151,800705
2021-09-30 (YTD Data)Rank
Total interest income$35,617,000721
Total interest expense$3,098,000690
Net interest income$32,519,000729
Provision for loan and lease losses$740,000598
Total noninterest income$1,638,0002,172
Gross Fiduciary activities income$0957
Service charges on deposit accounts$174,0002,478
Trading account gains and fees$0132
Additional Noninterest Income$1,464,0001,984
Total noninterest expense$17,422,0001,044
Salaries and employee benefits$8,880,0001,142
Premises and equipment expense$2,518,000792
Additional noninterest expense$6,024,000937
Pre-tax net operating income$15,995,000722
Securities gains (losses)$24,0001,334
Applicable income taxes$3,136,000733
Income before extraordinary items$12,883,000750
Extraordinary gains, net$08
Net income$12,883,000750
Minority interest net income$069
Net income of bank and minority interests.$12,883,000750
Net charge-offs$2,0002,301
Cash dividends$2,831,000903
Sale, conversion, retirement of capital stock, net$227,000332
Net operating income$12,863,800732
2021-06-30 (YTD Data)Rank
Total interest income$23,353,000730
Total interest expense$2,160,000692
Net interest income$21,193,000731
Provision for loan and lease losses$590,000537
Total noninterest income$1,130,0002,103
Gross Fiduciary activities income$0951
Service charges on deposit accounts$111,0002,494
Trading account gains and fees$0133
Additional Noninterest Income$1,019,0001,889
Total noninterest expense$11,394,0001,053
Salaries and employee benefits$5,838,0001,153
Premises and equipment expense$1,678,000790
Additional noninterest expense$3,878,000953
Pre-tax net operating income$10,339,000736
Securities gains (losses)$24,0001,123
Applicable income taxes$2,019,000754
Income before extraordinary items$8,344,000774
Extraordinary gains, net$06
Net income$8,344,000774
Minority interest net income$067
Net income of bank and minority interests.$8,344,000774
Net charge-offs$02,245
Cash dividends$2,726,000671
Sale, conversion, retirement of capital stock, net$148,000312
Net operating income$8,324,560748
2021-03-31 (YTD Data)Rank
Total interest income$11,790,000719
Total interest expense$1,138,000695
Net interest income$10,652,000716
Provision for loan and lease losses$465,000397
Total noninterest income$508,0002,223
Gross Fiduciary activities income$0922
Service charges on deposit accounts$53,0002,559
Trading account gains and fees$0127
Additional Noninterest Income$455,0002,006
Total noninterest expense$5,578,0001,055
Salaries and employee benefits$2,884,0001,152
Premises and equipment expense$850,000791
Additional noninterest expense$1,844,000968
Pre-tax net operating income$5,117,000748
Securities gains (losses)$24,000838
Applicable income taxes$1,012,000740
Income before extraordinary items$4,129,000790
Extraordinary gains, net$03
Net income$4,129,000790
Minority interest net income$055
Net income of bank and minority interests.$4,129,000790
Net charge-offs$1,0001,805
Cash dividends$245,0001,708
Sale, conversion, retirement of capital stock, net$73,000290
Net operating income$4,109,800773
2020-12-31 (YTD Data)Rank
Total interest income$44,329,000753
Total interest expense$6,413,000746
Net interest income$37,916,000759
Provision for loan and lease losses$2,520,000905
Total noninterest income$2,317,0001,953
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$216,0002,674
Trading account gains and fees$0133
Additional Noninterest Income$2,101,0001,744
Total noninterest expense$21,661,0001,048
Salaries and employee benefits$11,098,0001,150
Premises and equipment expense$3,022,000856
Additional noninterest expense$7,541,000924
Pre-tax net operating income$16,052,000699
Securities gains (losses)$128,0001,264
Applicable income taxes$3,011,000692
Income before extraordinary items$13,169,000748
Extraordinary gains, net$04
Net income$13,169,000748
Minority interest net income$072
Net income of bank and minority interests.$13,169,000748
Net charge-offs$-28,0004,462
Cash dividends$2,587,0001,259
Sale, conversion, retirement of capital stock, net$201,000374
Net operating income$13,065,320722
2020-09-30 (YTD Data)Rank
Total interest income$32,938,000762
Total interest expense$5,146,000754
Net interest income$27,792,000769
Provision for loan and lease losses$1,670,000992
Total noninterest income$1,541,0002,063
Gross Fiduciary activities income$0981
Service charges on deposit accounts$153,0002,760
Trading account gains and fees$0125
Additional Noninterest Income$1,388,0001,820
Total noninterest expense$16,146,0001,044
Salaries and employee benefits$8,235,0001,148
Premises and equipment expense$2,243,000854
Additional noninterest expense$5,668,000907
Pre-tax net operating income$11,517,000702
Securities gains (losses)$128,0001,111
Applicable income taxes$2,180,000676
Income before extraordinary items$9,465,000749
Extraordinary gains, net$04
Net income$9,465,000749
Minority interest net income$065
Net income of bank and minority interests.$9,465,000749
Net charge-offs$-26,0004,488
Cash dividends$2,517,000914
Sale, conversion, retirement of capital stock, net$130,000367
Net operating income$9,361,320728
2020-06-30 (YTD Data)Rank
Total interest income$21,747,000777
Total interest expense$3,712,000761
Net interest income$18,035,000791
Provision for loan and lease losses$970,0001,118
Total noninterest income$939,0002,080
Gross Fiduciary activities income$0970
Service charges on deposit accounts$96,0002,874
Trading account gains and fees$0123
Additional Noninterest Income$843,0001,844
Total noninterest expense$10,804,0001,030
Salaries and employee benefits$5,508,0001,125
Premises and equipment expense$1,497,000851
Additional noninterest expense$3,799,000887
Pre-tax net operating income$7,200,000676
Securities gains (losses)$128,000891
Applicable income taxes$1,373,000643
Income before extraordinary items$5,955,000722
Extraordinary gains, net$04
Net income$5,955,000722
Minority interest net income$065
Net income of bank and minority interests.$5,955,000722
Net charge-offs$-25,0004,576
Cash dividends$2,412,000700
Sale, conversion, retirement of capital stock, net$68,000363
Net operating income$5,851,320708
2020-03-31 (YTD Data)Rank
Total interest income$10,855,000774
Total interest expense$2,064,000769
Net interest income$8,791,000786
Provision for loan and lease losses$320,0001,144
Total noninterest income$300,0002,519
Gross Fiduciary activities income$0941
Service charges on deposit accounts$73,0002,558
Trading account gains and fees$0106
Additional Noninterest Income$227,0002,298
Total noninterest expense$5,623,0001,006
Salaries and employee benefits$2,839,0001,114
Premises and equipment expense$775,000826
Additional noninterest expense$2,009,000857
Pre-tax net operating income$3,148,000697
Securities gains (losses)$01,705
Applicable income taxes$604,000648
Income before extraordinary items$2,544,000755
Extraordinary gains, net$04
Net income$2,544,000755
Minority interest net income$056
Net income of bank and minority interests.$2,544,000755
Net charge-offs$-24,0004,708
Cash dividends$874,000908
Sale, conversion, retirement of capital stock, net$57,000304
Net operating income$2,544,000738
2019-12-31 (YTD Data)Rank
Total interest income$42,862,000796
Total interest expense$9,329,000728
Net interest income$33,533,000825
Provision for loan and lease losses$605,0001,325
Total noninterest income$2,202,0001,879
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$290,0002,666
Trading account gains and fees$0135
Additional Noninterest Income$1,912,0001,579
Total noninterest expense$21,319,0001,036
Salaries and employee benefits$10,464,0001,161
Premises and equipment expense$3,111,000821
Additional noninterest expense$7,744,000874
Pre-tax net operating income$13,811,000803
Securities gains (losses)$02,379
Applicable income taxes$2,578,000766
Income before extraordinary items$11,233,000857
Extraordinary gains, net$011
Net income$11,233,000858
Minority interest net income$076
Net income of bank and minority interests.$11,233,000858
Net charge-offs$-5,0004,345
Cash dividends$1,581,0001,820
Sale, conversion, retirement of capital stock, net$258,000373
Net operating income$11,233,000831
2019-09-30 (YTD Data)Rank
Total interest income$31,950,000801
Total interest expense$6,969,000740
Net interest income$24,981,000831
Provision for loan and lease losses$345,0001,492
Total noninterest income$1,601,0001,905
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$211,0002,751
Trading account gains and fees$0129
Additional Noninterest Income$1,390,0001,597
Total noninterest expense$16,052,0001,030
Salaries and employee benefits$7,850,0001,160
Premises and equipment expense$2,337,000820
Additional noninterest expense$5,865,000862
Pre-tax net operating income$10,185,000834
Securities gains (losses)$02,167
Applicable income taxes$1,905,000794
Income before extraordinary items$8,280,000880
Extraordinary gains, net$011
Net income$8,280,000881
Minority interest net income$072
Net income of bank and minority interests.$8,280,000881
Net charge-offs$-5,0004,259
Cash dividends$1,582,0001,409
Sale, conversion, retirement of capital stock, net$195,000341
Net operating income$8,280,000860
2019-06-30 (YTD Data)Rank
Total interest income$21,085,000804
Total interest expense$4,530,000742
Net interest income$16,555,000827
Provision for loan and lease losses$225,0001,465
Total noninterest income$1,089,0001,869
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$135,0002,802
Trading account gains and fees$0131
Additional Noninterest Income$954,0001,538
Total noninterest expense$10,845,0001,015
Salaries and employee benefits$5,265,0001,157
Premises and equipment expense$1,547,000826
Additional noninterest expense$4,033,000844
Pre-tax net operating income$6,574,000826
Securities gains (losses)$01,702
Applicable income taxes$1,209,000800
Income before extraordinary items$5,365,000876
Extraordinary gains, net$011
Net income$5,365,000876
Minority interest net income$069
Net income of bank and minority interests.$5,365,000876
Net charge-offs$-4,0004,200
Cash dividends$1,442,0001,134
Sale, conversion, retirement of capital stock, net$129,000325
Net operating income$5,365,000860
2019-03-31 (YTD Data)Rank
Total interest income$10,384,000816
Total interest expense$2,170,000750
Net interest income$8,214,000836
Provision for loan and lease losses$130,0001,293
Total noninterest income$578,0001,775
Gross Fiduciary activities income$0972
Service charges on deposit accounts$67,0002,814
Trading account gains and fees$0126
Additional Noninterest Income$511,0001,423
Total noninterest expense$5,455,0001,010
Salaries and employee benefits$2,644,0001,154
Premises and equipment expense$755,000853
Additional noninterest expense$2,056,000820
Pre-tax net operating income$3,207,000836
Securities gains (losses)$01,087
Applicable income taxes$575,000809
Income before extraordinary items$2,632,000880
Extraordinary gains, net$05
Net income$2,632,000879
Minority interest net income$052
Net income of bank and minority interests.$2,632,000879
Net charge-offs$-4,0004,334
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$66,000280
Net operating income$2,632,000860
2018-12-31 (YTD Data)Rank
Total interest income$38,691,000814
Total interest expense$6,137,000783
Net interest income$32,554,000817
Provision for loan and lease losses$1,080,000834
Total noninterest income$1,867,0002,063
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$260,0002,954
Trading account gains and fees$0126
Additional Noninterest Income$1,607,0001,718
Total noninterest expense$20,617,0001,039
Salaries and employee benefits$9,812,0001,190
Premises and equipment expense$2,788,000899
Additional noninterest expense$8,017,000842
Pre-tax net operating income$12,724,000855
Securities gains (losses)$01,125
Applicable income taxes$2,354,000780
Income before extraordinary items$10,370,000882
Extraordinary gains, net$06
Net income$10,370,000881
Minority interest net income$072
Net income of bank and minority interests.$10,370,000881
Net charge-offs$708,000773
Cash dividends$1,974,0001,484
Sale, conversion, retirement of capital stock, net$255,000376
Net operating income$10,370,000880
2018-09-30 (YTD Data)Rank
Total interest income$28,412,000816
Total interest expense$4,220,000795
Net interest income$24,192,000820
Provision for loan and lease losses$540,0001,066
Total noninterest income$1,231,0002,251
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$189,0003,006
Trading account gains and fees$0138
Additional Noninterest Income$1,042,0001,894
Total noninterest expense$15,339,0001,054
Salaries and employee benefits$7,319,0001,190
Premises and equipment expense$2,053,000910
Additional noninterest expense$5,967,000833
Pre-tax net operating income$9,544,000861
Securities gains (losses)$01,118
Applicable income taxes$1,751,000794
Income before extraordinary items$7,793,000884
Extraordinary gains, net$05
Net income$7,793,000882
Minority interest net income$066
Net income of bank and minority interests.$7,793,000883
Net charge-offs$47,0002,243
Cash dividends$1,363,0001,402
Sale, conversion, retirement of capital stock, net$197,000346
Net operating income$7,793,000879
2018-06-30 (YTD Data)Rank
Total interest income$18,449,000829
Total interest expense$2,536,000821
Net interest income$15,913,000823
Provision for loan and lease losses$480,000846
Total noninterest income$797,0002,273
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$119,0003,098
Trading account gains and fees$0130
Additional Noninterest Income$678,0001,917
Total noninterest expense$10,052,0001,065
Salaries and employee benefits$4,847,0001,200
Premises and equipment expense$1,316,000933
Additional noninterest expense$3,889,000852
Pre-tax net operating income$6,178,000868
Securities gains (losses)$0961
Applicable income taxes$1,136,000800
Income before extraordinary items$5,042,000895
Extraordinary gains, net$06
Net income$5,042,000893
Minority interest net income$065
Net income of bank and minority interests.$5,042,000894
Net charge-offs$47,0001,808
Cash dividends$1,293,0001,096
Sale, conversion, retirement of capital stock, net$137,000322
Net operating income$5,042,000889
2018-03-31 (YTD Data)Rank
Total interest income$8,934,000845
Total interest expense$1,121,000858
Net interest income$7,813,000833
Provision for loan and lease losses$215,000896
Total noninterest income$395,0002,267
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$61,0003,080
Trading account gains and fees$0123
Additional Noninterest Income$334,0001,890
Total noninterest expense$5,017,0001,067
Salaries and employee benefits$2,471,0001,190
Premises and equipment expense$638,000972
Additional noninterest expense$1,908,000859
Pre-tax net operating income$2,976,000878
Securities gains (losses)$0735
Applicable income taxes$545,000813
Income before extraordinary items$2,431,000896
Extraordinary gains, net$07
Net income$2,431,000896
Minority interest net income$052
Net income of bank and minority interests.$2,431,000896
Net charge-offs$-11,0004,784
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$80,000277
Net operating income$2,431,000892
2017-12-31 (YTD Data)Rank
Total interest income$34,080,000841
Total interest expense$4,305,000789
Net interest income$29,775,000851
Provision for loan and lease losses$1,085,000840
Total noninterest income$2,956,0001,604
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$255,0003,098
Trading account gains and fees$0151
Additional Noninterest Income$2,701,0001,256
Total noninterest expense$19,467,0001,075
Salaries and employee benefits$8,743,0001,293
Premises and equipment expense$2,521,000957
Additional noninterest expense$8,203,000809
Pre-tax net operating income$12,179,000843
Securities gains (losses)$19,0001,351
Applicable income taxes$4,644,000698
Income before extraordinary items$7,554,000950
Extraordinary gains, net$09
Net income$7,554,000950
Minority interest net income$076
Net income of bank and minority interests.$7,554,000950
Net charge-offs$562,0001,017
Cash dividends$1,101,0002,077
Sale, conversion, retirement of capital stock, net$155,000437
Net operating income$7,541,840942
2017-09-30 (YTD Data)Rank
Total interest income$25,210,000850
Total interest expense$3,192,000775
Net interest income$22,018,000859
Provision for loan and lease losses$735,000894
Total noninterest income$2,335,0001,553
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$194,0003,102
Trading account gains and fees$0145
Additional Noninterest Income$2,141,0001,212
Total noninterest expense$14,603,0001,082
Salaries and employee benefits$6,529,0001,303
Premises and equipment expense$1,874,000970
Additional noninterest expense$6,200,000797
Pre-tax net operating income$9,015,000859
Securities gains (losses)$19,0001,345
Applicable income taxes$2,618,000762
Income before extraordinary items$6,416,000922
Extraordinary gains, net$09
Net income$6,416,000922
Minority interest net income$071
Net income of bank and minority interests.$6,416,000922
Net charge-offs$402,000932
Cash dividends$1,101,0001,595
Sale, conversion, retirement of capital stock, net$117,000409
Net operating income$6,402,510910
2017-06-30 (YTD Data)Rank
Total interest income$16,448,000860
Total interest expense$2,094,000762
Net interest income$14,354,000876
Provision for loan and lease losses$415,000962
Total noninterest income$1,552,0001,561
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$132,0003,077
Trading account gains and fees$0139
Additional Noninterest Income$1,420,0001,228
Total noninterest expense$9,685,0001,091
Salaries and employee benefits$4,352,0001,308
Premises and equipment expense$1,244,000969
Additional noninterest expense$4,089,000807
Pre-tax net operating income$5,806,000867
Securities gains (losses)$01,906
Applicable income taxes$1,675,000757
Income before extraordinary items$4,131,000935
Extraordinary gains, net$011
Net income$4,131,000936
Minority interest net income$071
Net income of bank and minority interests.$4,131,000935
Net charge-offs$171,0001,157
Cash dividends$1,031,0001,273
Sale, conversion, retirement of capital stock, net$77,000382
Net operating income$4,131,000922
2017-03-31 (YTD Data)Rank
Total interest income$8,057,000876
Total interest expense$1,034,000750
Net interest income$7,023,000890
Provision for loan and lease losses$180,000999
Total noninterest income$771,0001,560
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$67,0003,059
Trading account gains and fees$0142
Additional Noninterest Income$704,0001,222
Total noninterest expense$4,864,0001,092
Salaries and employee benefits$2,235,0001,291
Premises and equipment expense$627,000973
Additional noninterest expense$2,002,000821
Pre-tax net operating income$2,750,000889
Securities gains (losses)$01,153
Applicable income taxes$788,000779
Income before extraordinary items$1,962,000960
Extraordinary gains, net$08
Net income$1,962,000961
Minority interest net income$055
Net income of bank and minority interests.$1,962,000960
Net charge-offs$78,0001,061
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$40,000350
Net operating income$1,962,000947
2016-12-31 (YTD Data)Rank
Total interest income$30,322,000889
Total interest expense$3,899,000759
Net interest income$26,423,000908
Provision for loan and lease losses$770,0001,131
Total noninterest income$2,868,0001,695
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$223,0003,442
Trading account gains and fees$0170
Additional Noninterest Income$2,645,0001,315
Total noninterest expense$18,576,0001,123
Salaries and employee benefits$7,993,0001,369
Premises and equipment expense$2,544,000952
Additional noninterest expense$8,039,000830
Pre-tax net operating income$9,945,000936
Securities gains (losses)$350,000586
Applicable income taxes$2,941,000792
Income before extraordinary items$7,354,0001,014
Extraordinary gains, net$05
Net income$7,354,0001,013
Minority interest net income$082
Net income of bank and minority interests.$7,354,0001,013
Net charge-offs$321,0001,463
Cash dividends$1,180,0002,013
Sale, conversion, retirement of capital stock, net$76,000530
Net operating income$7,105,5001,017
2016-09-30 (YTD Data)Rank
Total interest income$22,414,000904
Total interest expense$2,869,000769
Net interest income$19,545,000919
Provision for loan and lease losses$420,0001,313
Total noninterest income$2,010,0001,772
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$157,0003,532
Trading account gains and fees$0169
Additional Noninterest Income$1,853,0001,384
Total noninterest expense$13,847,0001,131
Salaries and employee benefits$5,920,0001,382
Premises and equipment expense$1,924,000947
Additional noninterest expense$6,003,000830
Pre-tax net operating income$7,288,000960
Securities gains (losses)$350,000544
Applicable income taxes$2,199,000821
Income before extraordinary items$5,439,0001,039
Extraordinary gains, net$05
Net income$5,439,0001,039
Minority interest net income$071
Net income of bank and minority interests.$5,439,0001,039
Net charge-offs$248,0001,301
Cash dividends$1,180,0001,509
Sale, conversion, retirement of capital stock, net$56,000493
Net operating income$5,190,5001,054
2016-06-30 (YTD Data)Rank
Total interest income$14,751,000913
Total interest expense$1,863,000783
Net interest income$12,888,000934
Provision for loan and lease losses$255,0001,392
Total noninterest income$1,267,0001,828
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$100,0003,594
Trading account gains and fees$0157
Additional Noninterest Income$1,167,0001,403
Total noninterest expense$9,168,0001,134
Salaries and employee benefits$3,921,0001,398
Premises and equipment expense$1,287,000951
Additional noninterest expense$3,960,000834
Pre-tax net operating income$4,732,000973
Securities gains (losses)$02,835
Applicable income taxes$1,358,000854
Income before extraordinary items$3,374,0001,089
Extraordinary gains, net$016
Net income$3,374,0001,088
Minority interest net income$071
Net income of bank and minority interests.$3,374,0001,088
Net charge-offs$44,0002,244
Cash dividends$970,0001,360
Sale, conversion, retirement of capital stock, net$35,000489
Net operating income$3,374,0001,066
2016-03-31 (YTD Data)Rank
Total interest income$7,314,000922
Total interest expense$896,000810
Net interest income$6,418,000929
Provision for loan and lease losses$185,0001,025
Total noninterest income$657,0001,742
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$52,0003,540
Trading account gains and fees$0142
Additional Noninterest Income$605,0001,340
Total noninterest expense$4,585,0001,134
Salaries and employee benefits$1,970,0001,390
Premises and equipment expense$641,000964
Additional noninterest expense$1,974,000826
Pre-tax net operating income$2,305,000963
Securities gains (losses)$02,077
Applicable income taxes$662,000847
Income before extraordinary items$1,643,0001,084
Extraordinary gains, net$012
Net income$1,643,0001,085
Minority interest net income$062
Net income of bank and minority interests.$1,643,0001,085
Net charge-offs$44,0001,519
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$20,000441
Net operating income$1,643,0001,059
2015-12-31 (YTD Data)Rank
Total interest income$28,253,000918
Total interest expense$3,052,000914
Net interest income$25,201,000900
Provision for loan and lease losses$532,0001,293
Total noninterest income$2,657,0001,748
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$216,0003,593
Trading account gains and fees$0159
Additional Noninterest Income$2,441,0001,327
Total noninterest expense$16,759,0001,196
Salaries and employee benefits$7,013,0001,511
Premises and equipment expense$2,331,0001,027
Additional noninterest expense$7,415,000880
Pre-tax net operating income$10,567,000849
Securities gains (losses)$164,000854
Applicable income taxes$3,066,000738
Income before extraordinary items$7,665,000932
Extraordinary gains, net$023
Net income$7,665,000932
Minority interest net income$081
Net income of bank and minority interests.$7,665,000932
Net charge-offs$78,0002,873
Cash dividends$2,412,0001,173
Sale, conversion, retirement of capital stock, net$48,000607
Net operating income$7,548,560925
2015-09-30 (YTD Data)Rank
Total interest income$20,967,000937
Total interest expense$2,222,000947
Net interest income$18,745,000914
Provision for loan and lease losses$412,0001,208
Total noninterest income$1,889,0001,821
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$164,0003,597
Trading account gains and fees$0153
Additional Noninterest Income$1,725,0001,386
Total noninterest expense$12,386,0001,219
Salaries and employee benefits$5,143,0001,545
Premises and equipment expense$1,722,0001,056
Additional noninterest expense$5,521,000890
Pre-tax net operating income$7,836,000865
Securities gains (losses)$164,000750
Applicable income taxes$2,299,000754
Income before extraordinary items$5,701,000933
Extraordinary gains, net$021
Net income$5,701,000933
Minority interest net income$078
Net income of bank and minority interests.$5,701,000933
Net charge-offs$62,0002,611
Cash dividends$2,132,000928
Sale, conversion, retirement of capital stock, net$35,000575
Net operating income$5,584,560924
2015-06-30 (YTD Data)Rank
Total interest income$13,713,000948
Total interest expense$1,426,0001,005
Net interest income$12,287,000927
Provision for loan and lease losses$142,0001,882
Total noninterest income$1,261,0001,836
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$105,0003,644
Trading account gains and fees$0157
Additional Noninterest Income$1,156,0001,400
Total noninterest expense$8,268,0001,221
Salaries and employee benefits$3,459,0001,548
Premises and equipment expense$1,156,0001,054
Additional noninterest expense$3,653,000887
Pre-tax net operating income$5,138,000866
Securities gains (losses)$139,000676
Applicable income taxes$1,505,000768
Income before extraordinary items$3,772,000945
Extraordinary gains, net$022
Net income$3,772,000945
Minority interest net income$075
Net income of bank and minority interests.$3,772,000945
Net charge-offs$56,0002,221
Cash dividends$1,634,000840
Sale, conversion, retirement of capital stock, net$25,000553
Net operating income$3,673,310938
2015-03-31 (YTD Data)Rank
Total interest income$6,854,000943
Total interest expense$692,0001,039
Net interest income$6,162,000917
Provision for loan and lease losses$22,0002,788
Total noninterest income$584,0001,914
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$55,0003,545
Trading account gains and fees$0152
Additional Noninterest Income$529,0001,444
Total noninterest expense$4,047,0001,245
Salaries and employee benefits$1,742,0001,547
Premises and equipment expense$595,0001,025
Additional noninterest expense$1,710,000936
Pre-tax net operating income$2,677,000814
Securities gains (losses)$139,000465
Applicable income taxes$812,000727
Income before extraordinary items$2,004,000870
Extraordinary gains, net$013
Net income$2,004,000870
Minority interest net income$064
Net income of bank and minority interests.$2,004,000870
Net charge-offs$1,0003,128
Cash dividends$376,0001,355
Sale, conversion, retirement of capital stock, net$16,000496
Net operating income$1,905,310874
2014-12-31 (YTD Data)Rank
Total interest income$26,050,000980
Total interest expense$2,741,0001,084
Net interest income$23,309,000951
Provision for loan and lease losses$250,0002,195
Total noninterest income$2,392,0001,858
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$238,0003,631
Trading account gains and fees$0180
Additional Noninterest Income$2,154,0001,377
Total noninterest expense$16,051,0001,238
Salaries and employee benefits$7,134,0001,464
Premises and equipment expense$2,371,0001,014
Additional noninterest expense$6,546,0001,002
Pre-tax net operating income$9,400,000888
Securities gains (losses)$33,0002,020
Applicable income taxes$2,657,000798
Income before extraordinary items$6,776,000984
Extraordinary gains, net$017
Net income$6,776,000983
Minority interest net income$084
Net income of bank and minority interests.$6,776,000983
Net charge-offs$-38,0005,934
Cash dividends$2,185,0001,198
Sale, conversion, retirement of capital stock, net$99,000541
Net operating income$6,752,240960
2014-09-30 (YTD Data)Rank
Total interest income$19,373,000994
Total interest expense$2,030,0001,107
Net interest income$17,343,000963
Provision for loan and lease losses$250,0001,804
Total noninterest income$1,728,0001,922
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$176,0003,701
Trading account gains and fees$0174
Additional Noninterest Income$1,552,0001,419
Total noninterest expense$11,851,0001,263
Salaries and employee benefits$5,353,0001,476
Premises and equipment expense$1,794,0001,013
Additional noninterest expense$4,704,0001,045
Pre-tax net operating income$6,970,000907
Securities gains (losses)$31,0001,754
Applicable income taxes$1,984,000811
Income before extraordinary items$5,017,000995
Extraordinary gains, net$015
Net income$5,017,000994
Minority interest net income$081
Net income of bank and minority interests.$5,017,000994
Net charge-offs$-38,0005,962
Cash dividends$1,573,0001,119
Sale, conversion, retirement of capital stock, net$74,000507
Net operating income$4,994,680972
2014-06-30 (YTD Data)Rank
Total interest income$12,777,000998
Total interest expense$1,326,0001,132
Net interest income$11,451,000970
Provision for loan and lease losses$210,0001,585
Total noninterest income$1,117,0001,954
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$113,0003,738
Trading account gains and fees$0172
Additional Noninterest Income$1,004,0001,442
Total noninterest expense$7,906,0001,263
Salaries and employee benefits$3,600,0001,458
Premises and equipment expense$1,202,0001,020
Additional noninterest expense$3,104,0001,049
Pre-tax net operating income$4,452,000920
Securities gains (losses)$31,0001,431
Applicable income taxes$1,267,000805
Income before extraordinary items$3,216,0001,004
Extraordinary gains, net$020
Net income$3,216,0001,005
Minority interest net income$080
Net income of bank and minority interests.$3,216,0001,005
Net charge-offs$102,0002,172
Cash dividends$752,0001,424
Sale, conversion, retirement of capital stock, net$49,000484
Net operating income$3,193,680988
2014-03-31 (YTD Data)Rank
Total interest income$6,286,0001,016
Total interest expense$647,0001,161
Net interest income$5,639,000978
Provision for loan and lease losses$105,0001,539
Total noninterest income$548,0001,909
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$56,0003,746
Trading account gains and fees$0147
Additional Noninterest Income$492,0001,425
Total noninterest expense$3,948,0001,279
Salaries and employee benefits$1,796,0001,465
Premises and equipment expense$608,0001,026
Additional noninterest expense$1,544,0001,048
Pre-tax net operating income$2,134,000924
Securities gains (losses)$31,000807
Applicable income taxes$617,000800
Income before extraordinary items$1,548,0001,011
Extraordinary gains, net$016
Net income$1,548,0001,012
Minority interest net income$066
Net income of bank and minority interests.$1,548,0001,012
Net charge-offs$57,0001,762
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$24,000447
Net operating income$1,525,6801,004
2013-12-31 (YTD Data)Rank
Total interest income$24,665,0001,025
Total interest expense$2,606,0001,290
Net interest income$22,059,000991
Provision for loan and lease losses$992,0001,111
Total noninterest income$1,951,0002,205
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$216,0003,979
Trading account gains and fees$0184
Additional Noninterest Income$1,735,0001,684
Total noninterest expense$15,043,0001,319
Salaries and employee benefits$6,736,0001,540
Premises and equipment expense$2,324,0001,025
Additional noninterest expense$5,983,0001,136
Pre-tax net operating income$7,975,000968
Securities gains (losses)$337,000632
Applicable income taxes$2,353,000802
Income before extraordinary items$5,959,0001,039
Extraordinary gains, net$029
Net income$5,959,0001,041
Minority interest net income$090
Net income of bank and minority interests.$5,959,0001,041
Net charge-offs$813,0001,471
Cash dividends$1,250,0001,650
Sale, conversion, retirement of capital stock, net$64,000611
Net operating income$5,716,3601,060
2013-09-30 (YTD Data)Rank
Total interest income$18,311,0001,042
Total interest expense$1,987,0001,312
Net interest income$16,324,0001,016
Provision for loan and lease losses$842,0001,017
Total noninterest income$1,538,0002,174
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$161,0004,012
Trading account gains and fees$0180
Additional Noninterest Income$1,377,0001,651
Total noninterest expense$11,209,0001,329
Salaries and employee benefits$5,054,0001,538
Premises and equipment expense$1,735,0001,041
Additional noninterest expense$4,420,0001,139
Pre-tax net operating income$5,811,000998
Securities gains (losses)$03,040
Applicable income taxes$1,627,000874
Income before extraordinary items$4,184,0001,112
Extraordinary gains, net$025
Net income$4,184,0001,114
Minority interest net income$084
Net income of bank and minority interests.$4,184,0001,114
Net charge-offs$698,0001,292
Cash dividends$1,250,0001,229
Sale, conversion, retirement of capital stock, net$45,000589
Net operating income$4,184,0001,091
2013-06-30 (YTD Data)Rank
Total interest income$12,119,0001,046
Total interest expense$1,362,0001,313
Net interest income$10,757,0001,009
Provision for loan and lease losses$532,0001,104
Total noninterest income$979,0002,251
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$104,0004,042
Trading account gains and fees$0157
Additional Noninterest Income$875,0001,757
Total noninterest expense$7,489,0001,333
Salaries and employee benefits$3,380,0001,538
Premises and equipment expense$1,144,0001,044
Additional noninterest expense$2,965,0001,133
Pre-tax net operating income$3,715,0001,015
Securities gains (losses)$02,791
Applicable income taxes$1,039,000912
Income before extraordinary items$2,676,0001,144
Extraordinary gains, net$022
Net income$2,676,0001,146
Minority interest net income$082
Net income of bank and minority interests.$2,676,0001,147
Net charge-offs$610,0001,087
Cash dividends$926,0001,158
Sale, conversion, retirement of capital stock, net$29,000567
Net operating income$2,676,0001,101
2013-03-31 (YTD Data)Rank
Total interest income$6,015,0001,058
Total interest expense$704,0001,313
Net interest income$5,311,0001,026
Provision for loan and lease losses$280,0001,071
Total noninterest income$497,0002,235
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$52,0004,025
Trading account gains and fees$0148
Additional Noninterest Income$445,0001,711
Total noninterest expense$3,766,0001,337
Salaries and employee benefits$1,704,0001,545
Premises and equipment expense$574,0001,063
Additional noninterest expense$1,488,0001,114
Pre-tax net operating income$1,762,0001,043
Securities gains (losses)$01,966
Applicable income taxes$486,000947
Income before extraordinary items$1,276,0001,174
Extraordinary gains, net$010
Net income$1,276,0001,176
Minority interest net income$076
Net income of bank and minority interests.$1,276,0001,176
Net charge-offs$416,000864
Cash dividends$262,0001,429
Sale, conversion, retirement of capital stock, net$13,000543
Net operating income$1,276,0001,121
2012-12-31 (YTD Data)Rank
Total interest income$24,498,0001,094
Total interest expense$3,720,0001,210
Net interest income$20,778,0001,060
Provision for loan and lease losses$1,183,0001,601
Total noninterest income$1,350,0002,776
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$184,0004,421
Trading account gains and fees$0166
Additional Noninterest Income$1,166,0002,174
Total noninterest expense$13,412,0001,467
Salaries and employee benefits$5,780,0001,753
Premises and equipment expense$2,257,0001,055
Additional noninterest expense$5,375,0001,268
Pre-tax net operating income$7,533,000949
Securities gains (losses)$1,155,000452
Applicable income taxes$2,461,000732
Income before extraordinary items$6,227,000972
Extraordinary gains, net$029
Net income$6,227,000972
Minority interest net income$093
Net income of bank and minority interests.$6,227,000972
Net charge-offs$251,0003,520
Cash dividends$891,0002,113
Sale, conversion, retirement of capital stock, net$62,000665
Net operating income$5,395,4001,038
2012-09-30 (YTD Data)Rank
Total interest income$18,320,0001,114
Total interest expense$2,946,0001,203
Net interest income$15,374,0001,080
Provision for loan and lease losses$810,0001,689
Total noninterest income$977,0002,836
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$128,0004,606
Trading account gains and fees$0157
Additional Noninterest Income$849,0002,216
Total noninterest expense$9,833,0001,497
Salaries and employee benefits$4,230,0001,779
Premises and equipment expense$1,693,0001,065
Additional noninterest expense$3,910,0001,299
Pre-tax net operating income$5,708,000950
Securities gains (losses)$633,000631
Applicable income taxes$1,795,000784
Income before extraordinary items$4,546,0001,018
Extraordinary gains, net$020
Net income$4,546,0001,018
Minority interest net income$086
Net income of bank and minority interests.$4,546,0001,018
Net charge-offs$205,0003,281
Cash dividends$734,0001,629
Sale, conversion, retirement of capital stock, net$41,000644
Net operating income$4,090,2401,051
2012-06-30 (YTD Data)Rank
Total interest income$12,108,0001,130
Total interest expense$2,067,0001,185
Net interest income$10,041,0001,105
Provision for loan and lease losses$575,0001,661
Total noninterest income$676,0002,729
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$82,0004,686
Trading account gains and fees$0153
Additional Noninterest Income$594,0002,120
Total noninterest expense$6,553,0001,495
Salaries and employee benefits$2,854,0001,750
Premises and equipment expense$1,127,0001,054
Additional noninterest expense$2,572,0001,319
Pre-tax net operating income$3,589,000989
Securities gains (losses)$03,178
Applicable income taxes$985,000909
Income before extraordinary items$2,604,0001,158
Extraordinary gains, net$019
Net income$2,604,0001,157
Minority interest net income$084
Net income of bank and minority interests.$2,604,0001,157
Net charge-offs$30,0004,404
Cash dividends$524,0001,551
Sale, conversion, retirement of capital stock, net$21,000666
Net operating income$2,604,0001,077
2012-03-31 (YTD Data)Rank
Total interest income$6,002,0001,145
Total interest expense$1,108,0001,145
Net interest income$4,894,0001,136
Provision for loan and lease losses$130,0002,563
Total noninterest income$283,0003,032
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$41,0004,661
Trading account gains and fees$0148
Additional Noninterest Income$242,0002,391
Total noninterest expense$3,296,0001,485
Salaries and employee benefits$1,458,0001,724
Premises and equipment expense$586,0001,019
Additional noninterest expense$1,252,0001,342
Pre-tax net operating income$1,751,0001,010
Securities gains (losses)$02,210
Applicable income taxes$479,000925
Income before extraordinary items$1,272,0001,159
Extraordinary gains, net$019
Net income$1,272,0001,159
Minority interest net income$078
Net income of bank and minority interests.$1,272,0001,159
Net charge-offs$04,730
Cash dividends$140,0001,852
Sale, conversion, retirement of capital stock, net$5,000713
Net operating income$1,272,0001,097
2011-12-31 (YTD Data)Rank
Total interest income$23,716,0001,205
Total interest expense$4,568,0001,337
Net interest income$19,148,0001,168
Provision for loan and lease losses$734,0002,872
Total noninterest income$1,404,0002,556
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$198,0004,399
Trading account gains and fees$0146
Additional Noninterest Income$1,206,0001,898
Total noninterest expense$12,410,0001,577
Salaries and employee benefits$5,396,0001,805
Premises and equipment expense$2,163,0001,152
Additional noninterest expense$4,851,0001,419
Pre-tax net operating income$7,408,000820
Securities gains (losses)$487,000805
Applicable income taxes$2,303,000704
Income before extraordinary items$5,592,000895
Extraordinary gains, net$029
Net income$5,592,000893
Minority interest net income$096
Net income of bank and minority interests.$5,592,000895
Net charge-offs$228,0004,142
Cash dividends$1,258,0001,387
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,246,230922
2011-09-30 (YTD Data)Rank
Total interest income$17,704,0001,229
Total interest expense$3,405,0001,394
Net interest income$14,299,0001,173
Provision for loan and lease losses$541,0002,762
Total noninterest income$1,020,0002,590
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$146,0004,448
Trading account gains and fees$0145
Additional Noninterest Income$874,0001,920
Total noninterest expense$9,517,0001,539
Salaries and employee benefits$4,046,0001,811
Premises and equipment expense$1,626,0001,168
Additional noninterest expense$3,845,0001,341
Pre-tax net operating income$5,261,000887
Securities gains (losses)$487,000658
Applicable income taxes$1,685,000718
Income before extraordinary items$4,063,000943
Extraordinary gains, net$021
Net income$4,063,000940
Minority interest net income$087
Net income of bank and minority interests.$4,063,000943
Net charge-offs$146,0004,047
Cash dividends$909,0001,246
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,717,230986
2011-06-30 (YTD Data)Rank
Total interest income$11,627,0001,250
Total interest expense$2,278,0001,437
Net interest income$9,349,0001,199
Provision for loan and lease losses$303,0002,936
Total noninterest income$668,0002,621
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$93,0004,525
Trading account gains and fees$0153
Additional Noninterest Income$575,0001,923
Total noninterest expense$6,280,0001,571
Salaries and employee benefits$2,707,0001,814
Premises and equipment expense$1,094,0001,168
Additional noninterest expense$2,479,0001,415
Pre-tax net operating income$3,434,000878
Securities gains (losses)$02,914
Applicable income taxes$987,000762
Income before extraordinary items$2,447,0001,006
Extraordinary gains, net$015
Net income$2,447,0001,004
Minority interest net income$089
Net income of bank and minority interests.$2,447,0001,006
Net charge-offs$100,0003,841
Cash dividends$629,0001,200
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,447,000974
2011-03-31 (YTD Data)Rank
Total interest income$5,819,0001,253
Total interest expense$1,149,0001,477
Net interest income$4,670,0001,192
Provision for loan and lease losses$165,0002,657
Total noninterest income$322,0002,710
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$45,0004,534
Trading account gains and fees$0158
Additional Noninterest Income$277,0002,007
Total noninterest expense$3,130,0001,585
Salaries and employee benefits$1,360,0001,824
Premises and equipment expense$571,0001,153
Additional noninterest expense$1,199,0001,459
Pre-tax net operating income$1,697,000889
Securities gains (losses)$01,772
Applicable income taxes$486,000770
Income before extraordinary items$1,211,0001,002
Extraordinary gains, net$09
Net income$1,211,0001,002
Minority interest net income$086
Net income of bank and minority interests.$1,211,0001,002
Net charge-offs$85,0002,903
Cash dividends$210,0001,366
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,211,000977
2010-12-31 (YTD Data)Rank
Total interest income$23,894,0001,290
Total interest expense$5,516,0001,509
Net interest income$18,378,0001,226
Provision for loan and lease losses$1,318,0002,645
Total noninterest income$1,157,0002,966
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$186,0004,548
Trading account gains and fees$0175
Additional Noninterest Income$971,0002,213
Total noninterest expense$11,748,0001,682
Salaries and employee benefits$5,068,0001,915
Premises and equipment expense$2,100,0001,230
Additional noninterest expense$4,580,0001,572
Pre-tax net operating income$6,469,000823
Securities gains (losses)$660,000703
Applicable income taxes$2,112,000713
Income before extraordinary items$5,017,000881
Extraordinary gains, net$029
Net income$5,017,000882
Minority interest net income$0111
Net income of bank and minority interests.$5,017,000883
Net charge-offs$1,207,0002,435
Cash dividends$769,0001,806
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,555,000923
2010-09-30 (YTD Data)Rank
Total interest income$17,799,0001,313
Total interest expense$4,298,0001,504
Net interest income$13,501,0001,258
Provision for loan and lease losses$833,0002,791
Total noninterest income$842,0003,044
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$139,0004,630
Trading account gains and fees$0165
Additional Noninterest Income$703,0002,255
Total noninterest expense$8,668,0001,703
Salaries and employee benefits$3,707,0001,960
Premises and equipment expense$1,553,0001,270
Additional noninterest expense$3,408,0001,559
Pre-tax net operating income$4,842,000860
Securities gains (losses)$03,651
Applicable income taxes$1,422,000770
Income before extraordinary items$3,420,0001,008
Extraordinary gains, net$023
Net income$3,420,0001,010
Minority interest net income$0110
Net income of bank and minority interests.$3,420,0001,011
Net charge-offs$470,0003,169
Cash dividends$489,0001,812
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,420,000967
2010-06-30 (YTD Data)Rank
Total interest income$11,732,0001,348
Total interest expense$2,958,0001,521
Net interest income$8,774,0001,299
Provision for loan and lease losses$483,0002,912
Total noninterest income$545,0003,054
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$90,0004,671
Trading account gains and fees$0152
Additional Noninterest Income$455,0002,228
Total noninterest expense$5,748,0001,721
Salaries and employee benefits$2,456,0001,982
Premises and equipment expense$1,007,0001,318
Additional noninterest expense$2,285,0001,550
Pre-tax net operating income$3,088,000884
Securities gains (losses)$03,184
Applicable income taxes$911,000780
Income before extraordinary items$2,177,0001,038
Extraordinary gains, net$019
Net income$2,177,0001,039
Minority interest net income$0105
Net income of bank and minority interests.$2,177,0001,039
Net charge-offs$47,0004,944
Cash dividends$419,0001,523
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,177,000991
2010-03-31 (YTD Data)Rank
Total interest income$5,787,0001,402
Total interest expense$1,528,0001,547
Net interest income$4,259,0001,346
Provision for loan and lease losses$180,0003,129
Total noninterest income$252,0003,198
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$44,0004,703
Trading account gains and fees$0175
Additional Noninterest Income$208,0002,334
Total noninterest expense$2,775,0001,795
Salaries and employee benefits$1,207,0002,046
Premises and equipment expense$482,0001,414
Additional noninterest expense$1,086,0001,617
Pre-tax net operating income$1,556,000864
Securities gains (losses)$02,284
Applicable income taxes$459,000758
Income before extraordinary items$1,097,000995
Extraordinary gains, net$016
Net income$1,097,000998
Minority interest net income$091
Net income of bank and minority interests.$1,097,000999
Net charge-offs$48,0003,740
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,097,000970
2009-12-31 (YTD Data)Rank
Total interest income$22,755,0001,512
Total interest expense$8,949,0001,337
Net interest income$13,806,0001,627
Provision for loan and lease losses$702,0004,034
Total noninterest income$872,0003,592
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$158,0005,072
Trading account gains and fees$0211
Additional Noninterest Income$714,0002,624
Total noninterest expense$9,837,0002,060
Salaries and employee benefits$4,295,0002,288
Premises and equipment expense$1,561,0001,732
Additional noninterest expense$3,981,0001,859
Pre-tax net operating income$4,139,0001,005
Securities gains (losses)$174,0001,665
Applicable income taxes$1,324,000783
Income before extraordinary items$2,989,0001,138
Extraordinary gains, net$034
Net income$2,989,0001,136
Minority interest net income$0115
Net income of bank and minority interests.$2,989,0001,137
Net charge-offs$36,0006,405
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,868,9401,169
2009-09-30 (YTD Data)Rank
Total interest income$16,948,0001,544
Total interest expense$7,137,0001,316
Net interest income$9,811,0001,709
Provision for loan and lease losses$562,0003,626
Total noninterest income$604,0003,831
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$114,0005,168
Trading account gains and fees$0212
Additional Noninterest Income$490,0002,846
Total noninterest expense$7,019,0002,130
Salaries and employee benefits$3,075,0002,426
Premises and equipment expense$1,103,0001,852
Additional noninterest expense$2,841,0001,870
Pre-tax net operating income$2,834,0001,148
Securities gains (losses)$03,497
Applicable income taxes$877,000929
Income before extraordinary items$1,957,0001,363
Extraordinary gains, net$027
Net income$1,957,0001,361
Minority interest net income$0118
Net income of bank and minority interests.$1,957,0001,363
Net charge-offs$15,0006,364
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,957,0001,341
2009-06-30 (YTD Data)Rank
Total interest income$11,081,0001,599
Total interest expense$5,037,0001,308
Net interest income$6,044,0001,834
Provision for loan and lease losses$367,0003,412
Total noninterest income$393,0003,877
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$74,0005,211
Trading account gains and fees$0193
Additional Noninterest Income$319,0002,897
Total noninterest expense$4,617,0002,178
Salaries and employee benefits$2,019,0002,493
Premises and equipment expense$686,0002,007
Additional noninterest expense$1,912,0001,874
Pre-tax net operating income$1,453,0001,562
Securities gains (losses)$03,136
Applicable income taxes$455,0001,168
Income before extraordinary items$998,0001,847
Extraordinary gains, net$021
Net income$998,0001,844
Minority interest net income$0112
Net income of bank and minority interests.$998,0001,846
Net charge-offs$15,0005,781
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$998,0001,793
2009-03-31 (YTD Data)Rank
Total interest income$5,371,0001,671
Total interest expense$2,614,0001,314
Net interest income$2,757,0001,985
Provision for loan and lease losses$172,0003,054
Total noninterest income$186,0003,967
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$37,0005,156
Trading account gains and fees$0171
Additional Noninterest Income$149,0002,970
Total noninterest expense$2,227,0002,203
Salaries and employee benefits$1,010,0002,524
Premises and equipment expense$319,0002,182
Additional noninterest expense$898,0001,798
Pre-tax net operating income$544,0002,223
Securities gains (losses)$02,434
Applicable income taxes$183,0001,547
Income before extraordinary items$361,0002,758
Extraordinary gains, net$015
Net income$361,0002,756
Minority interest net income$0102
Net income of bank and minority interests.$361,0002,759
Net charge-offs$15,0004,515
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$361,0002,623
2008-12-31 (YTD Data)Rank
Total interest income$20,664,0001,851
Total interest expense$11,059,0001,468
Net interest income$9,605,0002,292
Provision for loan and lease losses$429,0004,035
Total noninterest income$661,0004,267
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$164,0005,150
Trading account gains and fees$0154
Additional Noninterest Income$497,0003,178
Total noninterest expense$7,986,0002,376
Salaries and employee benefits$3,792,0002,634
Premises and equipment expense$1,241,0002,174
Additional noninterest expense$2,953,0002,035
Pre-tax net operating income$1,851,0002,609
Securities gains (losses)$03,220
Applicable income taxes$660,0001,577
Income before extraordinary items$1,191,0002,936
Extraordinary gains, net$039
Net income$1,191,0002,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$17,0001,275
Net operating income$1,191,0003,074
2008-09-30 (YTD Data)Rank
Total interest income$15,309,0001,915
Total interest expense$8,351,0001,514
Net interest income$6,958,0002,377
Provision for loan and lease losses$349,0003,308
Total noninterest income$487,0004,383
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$127,0005,139
Trading account gains and fees$0148
Additional Noninterest Income$360,0003,362
Total noninterest expense$5,867,0002,414
Salaries and employee benefits$2,772,0002,717
Premises and equipment expense$918,0002,204
Additional noninterest expense$2,177,0002,000
Pre-tax net operating income$1,229,0003,275
Securities gains (losses)$03,106
Applicable income taxes$436,0002,062
Income before extraordinary items$793,0003,581
Extraordinary gains, net$031
Net income$793,0003,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$17,0001,100
Net operating income$793,0003,723
2008-06-30 (YTD Data)Rank
Total interest income$10,014,0001,980
Total interest expense$5,681,0001,544
Net interest income$4,333,0002,525
Provision for loan and lease losses$263,0002,742
Total noninterest income$320,0004,492
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$89,0005,053
Trading account gains and fees$0149
Additional Noninterest Income$231,0003,489
Total noninterest expense$3,891,0002,434
Salaries and employee benefits$1,843,0002,754
Premises and equipment expense$612,0002,211
Additional noninterest expense$1,436,0002,005
Pre-tax net operating income$499,0004,374
Securities gains (losses)$03,233
Applicable income taxes$179,0002,811
Income before extraordinary items$320,0004,898
Extraordinary gains, net$021
Net income$320,0004,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$16,000981
Net operating income$320,0004,837
2008-03-31 (YTD Data)Rank
Total interest income$4,969,0002,045
Total interest expense$2,982,0001,577
Net interest income$1,987,0002,718
Provision for loan and lease losses$71,0003,295
Total noninterest income$156,0004,526
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$47,0004,917
Trading account gains and fees$0158
Additional Noninterest Income$109,0003,609
Total noninterest expense$1,941,0002,435
Salaries and employee benefits$931,0002,741
Premises and equipment expense$309,0002,203
Additional noninterest expense$701,0002,010
Pre-tax net operating income$131,0005,651
Securities gains (losses)$02,688
Applicable income taxes$52,0003,521
Income before extraordinary items$79,0006,138
Extraordinary gains, net$015
Net income$79,0006,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$6,000877
Net operating income$79,0006,043
2007-12-31 (YTD Data)Rank
Total interest income$18,809,0002,190
Total interest expense$11,763,0001,705
Net interest income$7,046,0003,086
Provision for loan and lease losses$390,0002,739
Total noninterest income$460,0005,211
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$158,0005,342
Trading account gains and fees$0178
Additional Noninterest Income$302,0004,227
Total noninterest expense$6,827,0002,657
Salaries and employee benefits$3,287,0002,996
Premises and equipment expense$1,152,0002,256
Additional noninterest expense$2,388,0002,263
Pre-tax net operating income$289,0006,631
Securities gains (losses)$02,146
Applicable income taxes$-1,241,0008,426
Income before extraordinary items$1,530,0003,396
Extraordinary gains, net$039
Net income$1,530,0003,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0002,237
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$2,274,000347
Net operating income$1,530,0003,380
2007-09-30 (YTD Data)Rank
Total interest income$13,767,0002,249
Total interest expense$8,592,0001,743
Net interest income$5,175,0003,147
Provision for loan and lease losses$284,0002,395
Total noninterest income$316,0005,431
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$112,0005,447
Trading account gains and fees$0184
Additional Noninterest Income$204,0004,454
Total noninterest expense$5,036,0002,673
Salaries and employee benefits$2,436,0002,999
Premises and equipment expense$851,0002,272
Additional noninterest expense$1,749,0002,267
Pre-tax net operating income$171,0007,071
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$171,0006,951
Extraordinary gains, net$033
Net income$171,0006,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,343
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$2,172,000265
Net operating income$171,0006,936
2007-06-30 (YTD Data)Rank
Total interest income$8,877,0002,346
Total interest expense$5,518,0001,805
Net interest income$3,359,0003,230
Provision for loan and lease losses$156,0002,532
Total noninterest income$198,0005,595
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$72,0005,542
Trading account gains and fees$0168
Additional Noninterest Income$126,0004,649
Total noninterest expense$3,347,0002,701
Salaries and employee benefits$1,609,0003,056
Premises and equipment expense$559,0002,320
Additional noninterest expense$1,179,0002,249
Pre-tax net operating income$54,0007,503
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$54,0007,457
Extraordinary gains, net$029
Net income$54,0007,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$1,690,000212
Net operating income$54,0007,446
2007-03-31 (YTD Data)Rank
Total interest income$4,318,0002,403
Total interest expense$2,675,0001,844
Net interest income$1,643,0003,291
Provision for loan and lease losses$67,0002,635
Total noninterest income$92,0005,714
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$39,0005,359
Trading account gains and fees$0195
Additional Noninterest Income$53,0004,993
Total noninterest expense$1,634,0002,766
Salaries and employee benefits$831,0002,973
Premises and equipment expense$271,0002,403
Additional noninterest expense$532,0002,474
Pre-tax net operating income$34,0007,497
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$34,0007,402
Extraordinary gains, net$022
Net income$34,0007,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$1,178,000130
Net operating income$34,0007,390
2006-12-31 (YTD Data)Rank
Total interest income$14,906,0002,563
Total interest expense$8,718,0001,898
Net interest income$6,188,0003,444
Provision for loan and lease losses$644,0001,518
Total noninterest income$219,0006,762
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$112,0005,989
Trading account gains and fees$0130
Additional Noninterest Income$107,0006,215
Total noninterest expense$5,429,0003,124
Salaries and employee benefits$2,763,0003,352
Premises and equipment expense$848,0002,857
Additional noninterest expense$1,818,0002,795
Pre-tax net operating income$334,0007,005
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$334,0006,769
Extraordinary gains, net$051
Net income$334,0006,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$4,917,000319
Net operating income$334,0006,774
2006-09-30 (YTD Data)Rank
Total interest income$10,620,0002,659
Total interest expense$6,085,0001,960
Net interest income$4,535,0003,523
Provision for loan and lease losses$489,0001,417
Total noninterest income$146,0007,008
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$77,0006,199
Trading account gains and fees$0126
Additional Noninterest Income$69,0006,456
Total noninterest expense$3,978,0003,184
Salaries and employee benefits$2,015,0003,428
Premises and equipment expense$610,0002,961
Additional noninterest expense$1,353,0002,800
Pre-tax net operating income$214,0007,372
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$214,0007,148
Extraordinary gains, net$045
Net income$214,0007,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$4,876,000243
Net operating income$214,0007,148
2006-06-30 (YTD Data)Rank
Total interest income$6,692,0002,755
Total interest expense$3,764,0002,002
Net interest income$2,928,0003,613
Provision for loan and lease losses$279,0001,611
Total noninterest income$93,0007,104
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$50,0006,246
Trading account gains and fees$0126
Additional Noninterest Income$43,0006,593
Total noninterest expense$2,593,0003,253
Salaries and employee benefits$1,317,0003,490
Premises and equipment expense$394,0003,038
Additional noninterest expense$882,0002,871
Pre-tax net operating income$149,0007,392
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$149,0007,167
Extraordinary gains, net$039
Net income$149,0007,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$3,220,000183
Net operating income$149,0007,182
2006-03-31 (YTD Data)Rank
Total interest income$3,180,0002,828
Total interest expense$1,738,0002,054
Net interest income$1,442,0003,649
Provision for loan and lease losses$119,0001,792
Total noninterest income$41,0007,270
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$23,0006,323
Trading account gains and fees$0115
Additional Noninterest Income$18,0006,859
Total noninterest expense$1,264,0003,334
Salaries and employee benefits$655,0003,518
Premises and equipment expense$198,0003,049
Additional noninterest expense$411,0003,045
Pre-tax net operating income$100,0007,062
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$100,0006,737
Extraordinary gains, net$021
Net income$100,0006,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$1,894,000118
Net operating income$100,0006,736
2005-12-31 (YTD Data)Rank
Total interest income$9,623,0003,248
Total interest expense$4,629,0002,367
Net interest income$4,994,0003,952
Provision for loan and lease losses$584,0001,685
Total noninterest income$138,0007,596
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$77,0006,637
Trading account gains and fees$0138
Additional Noninterest Income$61,0007,146
Total noninterest expense$4,264,0003,683
Salaries and employee benefits$2,057,0004,048
Premises and equipment expense$693,0003,263
Additional noninterest expense$1,514,0003,207
Pre-tax net operating income$284,0007,450
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$284,0007,248
Extraordinary gains, net$046
Net income$284,0007,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,398,000445
Net operating income$284,0007,232
2005-09-30 (YTD Data)Rank
Total interest income$6,668,0003,398
Total interest expense$3,051,0002,503
Net interest income$3,617,0004,058
Provision for loan and lease losses$341,0001,987
Total noninterest income$104,0007,635
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$56,0006,708
Trading account gains and fees$0126
Additional Noninterest Income$48,0007,114
Total noninterest expense$3,128,0003,719
Salaries and employee benefits$1,490,0004,121
Premises and equipment expense$500,0003,357
Additional noninterest expense$1,138,0003,160
Pre-tax net operating income$252,0007,413
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$252,0007,176
Extraordinary gains, net$035
Net income$252,0007,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$4,000754
Net operating income$252,0007,139
2005-06-30 (YTD Data)Rank
Total interest income$4,109,0003,548
Total interest expense$1,759,0002,675
Net interest income$2,350,0004,118
Provision for loan and lease losses$244,0001,820
Total noninterest income$71,0007,596
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$36,0006,751
Trading account gains and fees$0116
Additional Noninterest Income$35,0006,983
Total noninterest expense$2,021,0003,781
Salaries and employee benefits$948,0004,245
Premises and equipment expense$314,0003,491
Additional noninterest expense$759,0003,155
Pre-tax net operating income$156,0007,508
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$156,0007,299
Extraordinary gains, net$030
Net income$156,0007,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$156,0007,252
2005-03-31 (YTD Data)Rank
Total interest income$1,916,0003,726
Total interest expense$772,0002,887
Net interest income$1,144,0004,212
Provision for loan and lease losses$119,0001,815
Total noninterest income$35,0007,613
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$16,0006,882
Trading account gains and fees$0115
Additional Noninterest Income$19,0006,923
Total noninterest expense$965,0003,950
Salaries and employee benefits$450,0004,444
Premises and equipment expense$144,0003,757
Additional noninterest expense$371,0003,212
Pre-tax net operating income$95,0007,298
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$95,0006,983
Extraordinary gains, net$024
Net income$95,0006,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$95,0006,956
2004-12-31 (YTD Data)Rank
Total interest income$5,993,0004,271
Total interest expense$2,574,0002,974
Net interest income$3,419,0004,983
Provision for loan and lease losses$393,0002,407
Total noninterest income$84,0008,257
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$52,0007,265
Trading account gains and fees$0138
Additional Noninterest Income$32,0007,915
Total noninterest expense$3,305,0004,359
Salaries and employee benefits$1,556,0004,818
Premises and equipment expense$445,0004,449
Additional noninterest expense$1,304,0003,517
Pre-tax net operating income$-195,0008,535
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-195,0008,582
Extraordinary gains, net$034
Net income$-195,0008,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$5,060,000223
Net operating income$-195,0008,548
2004-09-30 (YTD Data)Rank
Total interest income$4,196,0004,463
Total interest expense$1,848,0003,039
Net interest income$2,348,0005,273
Provision for loan and lease losses$285,0002,349
Total noninterest income$56,0008,400
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$35,0007,384
Trading account gains and fees$0134
Additional Noninterest Income$21,0008,029
Total noninterest expense$2,439,0004,391
Salaries and employee benefits$1,119,0004,916
Premises and equipment expense$319,0004,574
Additional noninterest expense$1,001,0003,430
Pre-tax net operating income$-320,0008,703
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-320,0008,740
Extraordinary gains, net$026
Net income$-320,0008,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$1,803,000270
Net operating income$-320,0008,718
2004-06-30 (YTD Data)Rank
Total interest income$2,559,0004,758
Total interest expense$1,145,0003,194
Net interest income$1,414,0005,597
Provision for loan and lease losses$150,0002,691
Total noninterest income$34,0008,523
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$22,0007,457
Trading account gains and fees$0130
Additional Noninterest Income$12,0008,173
Total noninterest expense$1,554,0004,554
Salaries and employee benefits$707,0005,131
Premises and equipment expense$194,0004,859
Additional noninterest expense$653,0003,490
Pre-tax net operating income$-256,0008,796
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-256,0008,831
Extraordinary gains, net$021
Net income$-256,0008,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$80,000427
Net operating income$-256,0008,805
2004-03-31 (YTD Data)Rank
Total interest income$1,223,0004,938
Total interest expense$537,0003,422
Net interest income$686,0005,699
Provision for loan and lease losses$80,0002,465
Total noninterest income$15,0008,621
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$10,0007,505
Trading account gains and fees$0121
Additional Noninterest Income$5,0008,313
Total noninterest expense$710,0004,874
Salaries and employee benefits$339,0005,305
Premises and equipment expense$83,0005,402
Additional noninterest expense$288,0003,869
Pre-tax net operating income$-89,0008,782
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-89,0008,820
Extraordinary gains, net$016
Net income$-89,0008,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$41,000325
Net operating income$-89,0008,785
2003-12-31 (YTD Data)Rank
Total interest income$4,010,0005,636
Total interest expense$2,054,0003,945
Net interest income$1,956,0006,656
Provision for loan and lease losses$432,0002,440
Total noninterest income$36,0008,888
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$25,0007,773
Trading account gains and fees$0160
Additional Noninterest Income$11,0008,737
Total noninterest expense$2,382,0005,393
Salaries and employee benefits$1,060,0006,058
Premises and equipment expense$336,0005,308
Additional noninterest expense$986,0004,328
Pre-tax net operating income$-822,0008,929
Securities gains (losses)$42,0002,666
Applicable income taxes$07,459
Income before extraordinary items$-780,0008,989
Extraordinary gains, net$054
Net income$-780,0008,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$5,454,000179
Net operating income$-822,0008,951
2003-09-30 (YTD Data)Rank
Total interest income$2,822,0005,908
Total interest expense$1,533,0004,073
Net interest income$1,289,0007,073
Provision for loan and lease losses$359,0002,227
Total noninterest income$28,0008,963
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$17,0007,874
Trading account gains and fees$0153
Additional Noninterest Income$11,0008,647
Total noninterest expense$1,763,0005,416
Salaries and employee benefits$777,0006,105
Premises and equipment expense$252,0005,303
Additional noninterest expense$734,0004,334
Pre-tax net operating income$-805,0009,042
Securities gains (losses)$42,0002,463
Applicable income taxes$07,524
Income before extraordinary items$-763,0009,093
Extraordinary gains, net$040
Net income$-763,0009,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$5,454,000118
Net operating income$-805,0009,055
2003-06-30 (YTD Data)Rank
Total interest income$1,772,0006,117
Total interest expense$1,011,0004,219
Net interest income$761,0007,397
Provision for loan and lease losses$204,0002,482
Total noninterest income$16,0009,033
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$10,0007,926
Trading account gains and fees$0150
Additional Noninterest Income$6,0008,732
Total noninterest expense$1,181,0005,379
Salaries and employee benefits$520,0006,123
Premises and equipment expense$170,0005,234
Additional noninterest expense$491,0004,306
Pre-tax net operating income$-608,0009,103
Securities gains (losses)$42,0002,136
Applicable income taxes$07,529
Income before extraordinary items$-566,0009,150
Extraordinary gains, net$030
Net income$-566,0009,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$5,455,00076
Net operating income$-608,0009,103
2003-03-31 (YTD Data)Rank
Total interest income$828,0006,352
Total interest expense$489,0004,405
Net interest income$339,0007,665
Provision for loan and lease losses$76,0002,787
Total noninterest income$8,0009,052
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$5,0007,933
Trading account gains and fees$0134
Additional Noninterest Income$3,0008,754
Total noninterest expense$586,0005,421
Salaries and employee benefits$260,0006,116
Premises and equipment expense$88,0005,119
Additional noninterest expense$238,0004,379
Pre-tax net operating income$-315,0009,142
Securities gains (losses)$42,0001,481
Applicable income taxes$07,403
Income before extraordinary items$-273,0009,170
Extraordinary gains, net$021
Net income$-273,0009,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$3,768,00051
Net operating income$-315,0009,136
2002-12-31 (YTD Data)Rank
Total interest income$1,887,0007,983
Total interest expense$1,530,0005,665
Net interest income$357,0009,131
Provision for loan and lease losses$333,0003,233
Total noninterest income$24,0009,152
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$13,0008,053
Trading account gains and fees$0153
Additional Noninterest Income$11,0008,861
Total noninterest expense$1,876,0006,102
Salaries and employee benefits$833,0006,764
Premises and equipment expense$260,0006,001
Additional noninterest expense$783,0005,003
Pre-tax net operating income$-1,828,0009,236
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$-1,828,0009,267
Extraordinary gains, net$070
Net income$-1,828,0009,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$613,000446
Net operating income$-1,828,0009,238
2001-12-31 (YTD Data)Rank
Total interest income$93,0009,571
Total interest expense$28,0009,527
Net interest income$65,0009,569
Provision for loan and lease losses$40,0006,926
Total noninterest income$09,561
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$09,480
Total noninterest expense$835,0008,376
Salaries and employee benefits$371,0008,745
Premises and equipment expense$47,0009,175
Additional noninterest expense$417,0007,020
Pre-tax net operating income$-810,0009,288
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-810,0009,355
Extraordinary gains, net$0105
Net income$-810,0009,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$9,946,00078
Net operating income$-810,0009,325

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.