Home > Elston Bank & Trust Company > Income and Expense
Elston Bank & Trust Company, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,843,000 | 3,545 |
| Total interest expense | $4,225,000 | 3,873 |
| Net interest income | $5,618,000 | 3,259 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $819,000 | 3,914 |
| Gross Fiduciary activities income | $4,000 | 1,602 |
| Service charges on deposit accounts | $389,000 | 3,580 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $426,000 | 3,552 |
| Total noninterest expense | $3,812,000 | 3,650 |
| Salaries and employee benefits | $1,775,000 | 3,605 |
| Premises and equipment expense | $527,000 | 3,795 |
| Additional noninterest expense | $1,510,000 | 3,575 |
| Pre-tax net operating income | $2,535,000 | 2,447 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $897,000 | 2,334 |
| Income before extraordinary items | $1,678,000 | 2,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,678,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $296,000 | 4,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,652,000 | 2,578 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.