Home > Elsa State Bank and Trust Company > Income and Expense
Elsa State Bank and Trust Company, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 2,401 |
| Total interest expense | $366,000 | 3,259 |
| Net interest income | $4,942,000 | 2,269 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $828,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $660,000 | 913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 3,599 |
| Total noninterest expense | $4,342,000 | 2,120 |
| Salaries and employee benefits | $2,670,000 | 1,991 |
| Premises and equipment expense | $441,000 | 2,259 |
| Additional noninterest expense | $1,231,000 | 2,252 |
| Pre-tax net operating income | $1,328,000 | 2,716 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,328,000 | 2,509 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,328,000 | 2,508 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,328,000 | 2,508 |
| Net charge-offs | $7,000 | 2,719 |
| Cash dividends | $462,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,328,000 | 2,502 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 2,424 |
| Total interest expense | $179,000 | 3,260 |
| Net interest income | $2,441,000 | 2,297 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $414,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $339,000 | 888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 3,721 |
| Total noninterest expense | $2,161,000 | 2,149 |
| Salaries and employee benefits | $1,354,000 | 1,999 |
| Premises and equipment expense | $211,000 | 2,364 |
| Additional noninterest expense | $596,000 | 2,287 |
| Pre-tax net operating income | $619,000 | 2,765 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $619,000 | 2,565 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $619,000 | 2,565 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $619,000 | 2,565 |
| Net charge-offs | $13,000 | 1,854 |
| Cash dividends | $400,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $619,000 | 2,560 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,193,000 | 2,411 |
| Total interest expense | $661,000 | 3,229 |
| Net interest income | $9,532,000 | 2,299 |
| Provision for loan and lease losses | $596,000 | 1,312 |
| Total noninterest income | $1,644,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,377,000 | 896 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $267,000 | 3,919 |
| Total noninterest expense | $8,212,000 | 2,220 |
| Salaries and employee benefits | $5,107,000 | 2,057 |
| Premises and equipment expense | $757,000 | 2,535 |
| Additional noninterest expense | $2,348,000 | 2,355 |
| Pre-tax net operating income | $2,368,000 | 2,836 |
| Securities gains (losses) | $-25,000 | 5,199 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,343,000 | 2,426 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,343,000 | 2,426 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,343,000 | 2,426 |
| Net charge-offs | $484,000 | 1,115 |
| Cash dividends | $1,700,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,368,000 | 2,391 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,621,000 | 2,423 |
| Total interest expense | $490,000 | 3,253 |
| Net interest income | $7,131,000 | 2,320 |
| Provision for loan and lease losses | $596,000 | 1,028 |
| Total noninterest income | $1,238,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,027,000 | 904 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $211,000 | 3,910 |
| Total noninterest expense | $6,118,000 | 2,243 |
| Salaries and employee benefits | $3,791,000 | 2,079 |
| Premises and equipment expense | $528,000 | 2,665 |
| Additional noninterest expense | $1,799,000 | 2,332 |
| Pre-tax net operating income | $1,655,000 | 3,003 |
| Securities gains (losses) | $-25,000 | 5,520 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,630,000 | 2,711 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,630,000 | 2,710 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,630,000 | 2,711 |
| Net charge-offs | $488,000 | 824 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,655,000 | 2,685 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,018,000 | 2,421 |
| Total interest expense | $330,000 | 3,196 |
| Net interest income | $4,688,000 | 2,334 |
| Provision for loan and lease losses | $571,000 | 777 |
| Total noninterest income | $829,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $667,000 | 912 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $162,000 | 3,759 |
| Total noninterest expense | $4,080,000 | 2,251 |
| Salaries and employee benefits | $2,519,000 | 2,095 |
| Premises and equipment expense | $350,000 | 2,684 |
| Additional noninterest expense | $1,211,000 | 2,311 |
| Pre-tax net operating income | $866,000 | 3,361 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $866,000 | 3,044 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $866,000 | 3,043 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $866,000 | 3,044 |
| Net charge-offs | $488,000 | 575 |
| Cash dividends | $900,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $866,000 | 3,027 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 2,433 |
| Total interest expense | $166,000 | 3,184 |
| Net interest income | $2,320,000 | 2,354 |
| Provision for loan and lease losses | $425,000 | 511 |
| Total noninterest income | $414,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $329,000 | 920 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $85,000 | 3,688 |
| Total noninterest expense | $2,014,000 | 2,292 |
| Salaries and employee benefits | $1,251,000 | 2,132 |
| Premises and equipment expense | $170,000 | 2,782 |
| Additional noninterest expense | $593,000 | 2,343 |
| Pre-tax net operating income | $295,000 | 3,872 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $295,000 | 3,637 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $295,000 | 3,636 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $295,000 | 3,637 |
| Net charge-offs | $448,000 | 360 |
| Cash dividends | $600,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $295,000 | 3,615 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,605,000 | 2,485 |
| Total interest expense | $648,000 | 3,179 |
| Net interest income | $8,957,000 | 2,390 |
| Provision for loan and lease losses | $115,000 | 3,011 |
| Total noninterest income | $1,607,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,330,000 | 933 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $277,000 | 4,025 |
| Total noninterest expense | $7,787,000 | 2,348 |
| Salaries and employee benefits | $4,768,000 | 2,167 |
| Premises and equipment expense | $656,000 | 2,858 |
| Additional noninterest expense | $2,363,000 | 2,414 |
| Pre-tax net operating income | $2,662,000 | 2,576 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,662,000 | 2,306 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,662,000 | 2,303 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,662,000 | 2,305 |
| Net charge-offs | $160,000 | 2,160 |
| Cash dividends | $1,050,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,662,000 | 2,255 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,161,000 | 2,494 |
| Total interest expense | $481,000 | 3,205 |
| Net interest income | $6,680,000 | 2,402 |
| Provision for loan and lease losses | $115,000 | 2,600 |
| Total noninterest income | $1,222,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,010,000 | 924 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $212,000 | 4,037 |
| Total noninterest expense | $5,925,000 | 2,313 |
| Salaries and employee benefits | $3,674,000 | 2,115 |
| Premises and equipment expense | $539,000 | 2,690 |
| Additional noninterest expense | $1,712,000 | 2,493 |
| Pre-tax net operating income | $1,862,000 | 2,741 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,862,000 | 2,461 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,862,000 | 2,462 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,862,000 | 2,462 |
| Net charge-offs | $131,000 | 1,817 |
| Cash dividends | $750,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,862,000 | 2,405 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,689,000 | 2,536 |
| Total interest expense | $320,000 | 3,213 |
| Net interest income | $4,369,000 | 2,447 |
| Provision for loan and lease losses | $105,000 | 2,257 |
| Total noninterest income | $847,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $584,000 | 1,033 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $263,000 | 3,209 |
| Total noninterest expense | $3,973,000 | 2,312 |
| Salaries and employee benefits | $2,429,000 | 2,142 |
| Premises and equipment expense | $398,000 | 2,520 |
| Additional noninterest expense | $1,146,000 | 2,491 |
| Pre-tax net operating income | $1,138,000 | 2,850 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,138,000 | 2,570 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,138,000 | 2,569 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,138,000 | 2,569 |
| Net charge-offs | $116,000 | 1,495 |
| Cash dividends | $500,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,138,000 | 2,508 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 2,617 |
| Total interest expense | $161,000 | 3,215 |
| Net interest income | $2,111,000 | 2,522 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $434,000 | 2,253 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $296,000 | 1,012 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $138,000 | 3,085 |
| Total noninterest expense | $1,984,000 | 2,322 |
| Salaries and employee benefits | $1,198,000 | 2,177 |
| Premises and equipment expense | $192,000 | 2,614 |
| Additional noninterest expense | $594,000 | 2,411 |
| Pre-tax net operating income | $561,000 | 2,834 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $561,000 | 2,551 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $561,000 | 2,551 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $561,000 | 2,551 |
| Net charge-offs | $-82,000 | 5,848 |
| Cash dividends | $150,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $561,000 | 2,509 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,861,000 | 2,632 |
| Total interest expense | $746,000 | 2,944 |
| Net interest income | $8,115,000 | 2,568 |
| Provision for loan and lease losses | $210,000 | 2,273 |
| Total noninterest income | $1,759,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,216,000 | 1,029 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $543,000 | 3,176 |
| Total noninterest expense | $7,412,000 | 2,456 |
| Salaries and employee benefits | $4,464,000 | 2,265 |
| Premises and equipment expense | $807,000 | 2,541 |
| Additional noninterest expense | $2,141,000 | 2,657 |
| Pre-tax net operating income | $2,252,000 | 2,801 |
| Securities gains (losses) | $26,000 | 2,080 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,278,000 | 2,497 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,278,000 | 2,499 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,278,000 | 2,499 |
| Net charge-offs | $60,000 | 3,115 |
| Cash dividends | $1,200,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,252,000 | 2,468 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,537,000 | 2,680 |
| Total interest expense | $586,000 | 2,909 |
| Net interest income | $5,951,000 | 2,636 |
| Provision for loan and lease losses | $200,000 | 1,947 |
| Total noninterest income | $1,347,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $901,000 | 1,040 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $446,000 | 3,065 |
| Total noninterest expense | $5,499,000 | 2,481 |
| Salaries and employee benefits | $3,305,000 | 2,298 |
| Premises and equipment expense | $587,000 | 2,635 |
| Additional noninterest expense | $1,607,000 | 2,646 |
| Pre-tax net operating income | $1,599,000 | 2,961 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,599,000 | 2,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,599,000 | 2,658 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,599,000 | 2,659 |
| Net charge-offs | $59,000 | 2,646 |
| Cash dividends | $450,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,599,000 | 2,609 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,268,000 | 2,728 |
| Total interest expense | $402,000 | 2,865 |
| Net interest income | $3,866,000 | 2,693 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $885,000 | 2,286 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $571,000 | 1,078 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $314,000 | 3,016 |
| Total noninterest expense | $3,681,000 | 2,480 |
| Salaries and employee benefits | $2,197,000 | 2,311 |
| Premises and equipment expense | $387,000 | 2,661 |
| Additional noninterest expense | $1,097,000 | 2,618 |
| Pre-tax net operating income | $970,000 | 3,119 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $970,000 | 2,802 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $970,000 | 2,802 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $970,000 | 2,804 |
| Net charge-offs | $47,000 | 2,361 |
| Cash dividends | $300,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $970,000 | 2,747 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 2,766 |
| Total interest expense | $203,000 | 2,867 |
| Net interest income | $1,888,000 | 2,728 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $433,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $281,000 | 1,076 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $152,000 | 3,001 |
| Total noninterest expense | $1,876,000 | 2,452 |
| Salaries and employee benefits | $1,081,000 | 2,348 |
| Premises and equipment expense | $183,000 | 2,830 |
| Additional noninterest expense | $612,000 | 2,377 |
| Pre-tax net operating income | $345,000 | 3,652 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $345,000 | 3,395 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $345,000 | 3,398 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $345,000 | 3,398 |
| Net charge-offs | $27,000 | 1,951 |
| Cash dividends | $150,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $345,000 | 3,309 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,379,000 | 2,788 |
| Total interest expense | $815,000 | 2,989 |
| Net interest income | $7,564,000 | 2,748 |
| Provision for loan and lease losses | $350,000 | 1,826 |
| Total noninterest income | $1,857,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,239,000 | 1,065 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $618,000 | 2,987 |
| Total noninterest expense | $7,276,000 | 2,524 |
| Salaries and employee benefits | $4,282,000 | 2,348 |
| Premises and equipment expense | $794,000 | 2,683 |
| Additional noninterest expense | $2,200,000 | 2,667 |
| Pre-tax net operating income | $1,795,000 | 3,177 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,795,000 | 2,894 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,795,000 | 2,893 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,795,000 | 2,894 |
| Net charge-offs | $533,000 | 1,401 |
| Cash dividends | $855,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,795,000 | 2,854 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 2,812 |
| Total interest expense | $611,000 | 3,053 |
| Net interest income | $5,658,000 | 2,769 |
| Provision for loan and lease losses | $200,000 | 2,067 |
| Total noninterest income | $1,386,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $938,000 | 1,062 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $448,000 | 3,065 |
| Total noninterest expense | $5,389,000 | 2,564 |
| Salaries and employee benefits | $3,205,000 | 2,357 |
| Premises and equipment expense | $593,000 | 2,710 |
| Additional noninterest expense | $1,591,000 | 2,753 |
| Pre-tax net operating income | $1,455,000 | 3,090 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,455,000 | 2,791 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,455,000 | 2,791 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,455,000 | 2,791 |
| Net charge-offs | $385,000 | 1,381 |
| Cash dividends | $455,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,455,000 | 2,746 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 2,810 |
| Total interest expense | $407,000 | 3,088 |
| Net interest income | $3,800,000 | 2,750 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $860,000 | 2,309 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $605,000 | 1,086 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $255,000 | 3,262 |
| Total noninterest expense | $3,586,000 | 2,569 |
| Salaries and employee benefits | $2,136,000 | 2,358 |
| Premises and equipment expense | $413,000 | 2,648 |
| Additional noninterest expense | $1,037,000 | 2,800 |
| Pre-tax net operating income | $974,000 | 3,013 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $974,000 | 2,694 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $974,000 | 2,698 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $974,000 | 2,698 |
| Net charge-offs | $129,000 | 1,968 |
| Cash dividends | $305,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $974,000 | 2,652 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 2,803 |
| Total interest expense | $204,000 | 3,132 |
| Net interest income | $1,908,000 | 2,731 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $451,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $308,000 | 1,045 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $143,000 | 3,037 |
| Total noninterest expense | $1,758,000 | 2,617 |
| Salaries and employee benefits | $1,054,000 | 2,391 |
| Premises and equipment expense | $171,000 | 3,059 |
| Additional noninterest expense | $533,000 | 2,744 |
| Pre-tax net operating income | $501,000 | 2,891 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $501,000 | 2,567 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $501,000 | 2,570 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $501,000 | 2,570 |
| Net charge-offs | $48,000 | 1,899 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $501,000 | 2,518 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,140,000 | 2,904 |
| Total interest expense | $798,000 | 3,455 |
| Net interest income | $7,342,000 | 2,815 |
| Provision for loan and lease losses | $325,000 | 2,344 |
| Total noninterest income | $1,594,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,181,000 | 1,169 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $413,000 | 3,619 |
| Total noninterest expense | $6,740,000 | 2,712 |
| Salaries and employee benefits | $4,122,000 | 2,410 |
| Premises and equipment expense | $754,000 | 2,820 |
| Additional noninterest expense | $1,864,000 | 3,135 |
| Pre-tax net operating income | $1,871,000 | 2,984 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,871,000 | 2,740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,871,000 | 2,743 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,871,000 | 2,743 |
| Net charge-offs | $227,000 | 2,874 |
| Cash dividends | $850,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,871,000 | 2,681 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,038,000 | 2,954 |
| Total interest expense | $594,000 | 3,555 |
| Net interest income | $5,444,000 | 2,842 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $1,172,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $866,000 | 1,193 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $306,000 | 3,725 |
| Total noninterest expense | $4,931,000 | 2,780 |
| Salaries and employee benefits | $3,046,000 | 2,459 |
| Premises and equipment expense | $545,000 | 2,925 |
| Additional noninterest expense | $1,340,000 | 3,234 |
| Pre-tax net operating income | $1,585,000 | 2,822 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,585,000 | 2,557 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,585,000 | 2,561 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,585,000 | 2,561 |
| Net charge-offs | $161,000 | 2,791 |
| Cash dividends | $550,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,585,000 | 2,471 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,993,000 | 2,974 |
| Total interest expense | $401,000 | 3,578 |
| Net interest income | $3,592,000 | 2,858 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $723,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $563,000 | 1,197 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $160,000 | 4,134 |
| Total noninterest expense | $3,257,000 | 2,803 |
| Salaries and employee benefits | $1,992,000 | 2,508 |
| Premises and equipment expense | $355,000 | 2,961 |
| Additional noninterest expense | $910,000 | 3,176 |
| Pre-tax net operating income | $958,000 | 2,981 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $958,000 | 2,726 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $958,000 | 2,731 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $958,000 | 2,731 |
| Net charge-offs | $127,000 | 2,521 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $958,000 | 2,628 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 2,974 |
| Total interest expense | $206,000 | 3,605 |
| Net interest income | $1,803,000 | 2,858 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $353,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $291,000 | 1,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 4,443 |
| Total noninterest expense | $1,579,000 | 2,905 |
| Salaries and employee benefits | $969,000 | 2,582 |
| Premises and equipment expense | $169,000 | 3,112 |
| Additional noninterest expense | $441,000 | 3,276 |
| Pre-tax net operating income | $577,000 | 2,617 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $577,000 | 2,315 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $577,000 | 2,317 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $577,000 | 2,317 |
| Net charge-offs | $128,000 | 1,709 |
| Cash dividends | $151,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $577,000 | 2,232 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,933,000 | 3,134 |
| Total interest expense | $1,024,000 | 3,550 |
| Net interest income | $6,909,000 | 3,012 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,635,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,173,000 | 1,211 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $462,000 | 3,441 |
| Total noninterest expense | $6,806,000 | 2,730 |
| Salaries and employee benefits | $4,001,000 | 2,447 |
| Premises and equipment expense | $738,000 | 2,907 |
| Additional noninterest expense | $2,067,000 | 3,023 |
| Pre-tax net operating income | $1,618,000 | 3,198 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,618,000 | 2,976 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,618,000 | 2,977 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,618,000 | 2,978 |
| Net charge-offs | $131,000 | 4,183 |
| Cash dividends | $750,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,618,000 | 2,850 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 3,170 |
| Total interest expense | $804,000 | 3,576 |
| Net interest income | $5,197,000 | 3,052 |
| Provision for loan and lease losses | $120,000 | 4,163 |
| Total noninterest income | $1,239,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $901,000 | 1,186 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $338,000 | 3,516 |
| Total noninterest expense | $4,944,000 | 2,820 |
| Salaries and employee benefits | $2,831,000 | 2,611 |
| Premises and equipment expense | $532,000 | 3,019 |
| Additional noninterest expense | $1,581,000 | 2,977 |
| Pre-tax net operating income | $1,372,000 | 3,064 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,372,000 | 2,800 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,372,000 | 2,801 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,372,000 | 2,800 |
| Net charge-offs | $106,000 | 3,910 |
| Cash dividends | $450,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,372,000 | 2,666 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 3,170 |
| Total interest expense | $564,000 | 3,545 |
| Net interest income | $3,462,000 | 3,063 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $835,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $611,000 | 1,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $224,000 | 3,510 |
| Total noninterest expense | $3,322,000 | 2,799 |
| Salaries and employee benefits | $1,883,000 | 2,623 |
| Premises and equipment expense | $342,000 | 3,111 |
| Additional noninterest expense | $1,097,000 | 2,898 |
| Pre-tax net operating income | $855,000 | 3,158 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $855,000 | 2,903 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $855,000 | 2,903 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $855,000 | 2,903 |
| Net charge-offs | $110,000 | 3,324 |
| Cash dividends | $300,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $855,000 | 2,760 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 3,169 |
| Total interest expense | $293,000 | 3,563 |
| Net interest income | $1,738,000 | 3,074 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $451,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $335,000 | 1,051 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $116,000 | 3,479 |
| Total noninterest expense | $1,753,000 | 2,676 |
| Salaries and employee benefits | $958,000 | 2,585 |
| Premises and equipment expense | $168,000 | 3,186 |
| Additional noninterest expense | $627,000 | 2,550 |
| Pre-tax net operating income | $436,000 | 3,160 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $436,000 | 2,898 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $436,000 | 2,901 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $436,000 | 2,902 |
| Net charge-offs | $79,000 | 2,655 |
| Cash dividends | $150,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $436,000 | 2,747 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,259,000 | 3,236 |
| Total interest expense | $1,558,000 | 3,353 |
| Net interest income | $6,701,000 | 3,179 |
| Provision for loan and lease losses | $772,000 | 2,797 |
| Total noninterest income | $2,067,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,128,000 | 1,307 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $939,000 | 2,225 |
| Total noninterest expense | $6,695,000 | 2,763 |
| Salaries and employee benefits | $3,949,000 | 2,432 |
| Premises and equipment expense | $818,000 | 2,863 |
| Additional noninterest expense | $1,928,000 | 3,237 |
| Pre-tax net operating income | $1,301,000 | 3,263 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,301,000 | 3,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,301,000 | 3,062 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,301,000 | 3,062 |
| Net charge-offs | $711,000 | 2,767 |
| Cash dividends | $750,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,301,000 | 2,955 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 3,274 |
| Total interest expense | $1,237,000 | 3,323 |
| Net interest income | $4,960,000 | 3,230 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $1,097,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $820,000 | 1,365 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $277,000 | 3,582 |
| Total noninterest expense | $4,900,000 | 2,842 |
| Salaries and employee benefits | $2,857,000 | 2,518 |
| Premises and equipment expense | $599,000 | 2,943 |
| Additional noninterest expense | $1,444,000 | 3,250 |
| Pre-tax net operating income | $857,000 | 3,584 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $857,000 | 3,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $857,000 | 3,378 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $857,000 | 3,378 |
| Net charge-offs | $176,000 | 3,856 |
| Cash dividends | $450,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $857,000 | 3,263 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,107,000 | 3,315 |
| Total interest expense | $853,000 | 3,341 |
| Net interest income | $3,254,000 | 3,286 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $716,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $533,000 | 1,375 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $183,000 | 3,646 |
| Total noninterest expense | $3,309,000 | 2,826 |
| Salaries and employee benefits | $1,925,000 | 2,504 |
| Premises and equipment expense | $406,000 | 2,932 |
| Additional noninterest expense | $978,000 | 3,258 |
| Pre-tax net operating income | $361,000 | 4,356 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $361,000 | 4,165 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $361,000 | 4,165 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $361,000 | 4,167 |
| Net charge-offs | $121,000 | 3,656 |
| Cash dividends | $300,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $361,000 | 4,069 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 3,296 |
| Total interest expense | $438,000 | 3,388 |
| Net interest income | $1,645,000 | 3,247 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $380,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $291,000 | 1,215 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $89,000 | 3,751 |
| Total noninterest expense | $1,702,000 | 2,769 |
| Salaries and employee benefits | $1,019,000 | 2,390 |
| Premises and equipment expense | $200,000 | 2,995 |
| Additional noninterest expense | $483,000 | 3,278 |
| Pre-tax net operating income | $173,000 | 4,438 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $173,000 | 4,215 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $173,000 | 4,214 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $173,000 | 4,215 |
| Net charge-offs | $57,000 | 3,235 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $173,000 | 4,159 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,517,000 | 3,383 |
| Total interest expense | $2,162,000 | 3,349 |
| Net interest income | $6,355,000 | 3,330 |
| Provision for loan and lease losses | $260,000 | 5,036 |
| Total noninterest income | $1,519,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,200,000 | 1,248 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $319,000 | 3,861 |
| Total noninterest expense | $6,045,000 | 3,084 |
| Salaries and employee benefits | $3,520,000 | 2,711 |
| Premises and equipment expense | $746,000 | 3,133 |
| Additional noninterest expense | $1,779,000 | 3,561 |
| Pre-tax net operating income | $1,569,000 | 2,657 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,569,000 | 2,438 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,569,000 | 2,435 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,569,000 | 2,440 |
| Net charge-offs | $296,000 | 4,312 |
| Cash dividends | $750,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,569,000 | 2,337 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,416,000 | 3,432 |
| Total interest expense | $1,653,000 | 3,439 |
| Net interest income | $4,763,000 | 3,379 |
| Provision for loan and lease losses | $260,000 | 4,530 |
| Total noninterest income | $1,141,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $885,000 | 1,320 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $256,000 | 3,801 |
| Total noninterest expense | $4,599,000 | 3,063 |
| Salaries and employee benefits | $2,696,000 | 2,664 |
| Premises and equipment expense | $558,000 | 3,192 |
| Additional noninterest expense | $1,345,000 | 3,520 |
| Pre-tax net operating income | $1,045,000 | 3,004 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,045,000 | 2,809 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,045,000 | 2,803 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,045,000 | 2,808 |
| Net charge-offs | $250,000 | 3,956 |
| Cash dividends | $450,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,045,000 | 2,676 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 3,494 |
| Total interest expense | $1,139,000 | 3,442 |
| Net interest income | $3,102,000 | 3,438 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $751,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $588,000 | 1,333 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $163,000 | 3,845 |
| Total noninterest expense | $3,129,000 | 3,006 |
| Salaries and employee benefits | $1,861,000 | 2,598 |
| Premises and equipment expense | $374,000 | 3,206 |
| Additional noninterest expense | $894,000 | 3,499 |
| Pre-tax net operating income | $574,000 | 3,382 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $574,000 | 3,149 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $574,000 | 3,144 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $574,000 | 3,147 |
| Net charge-offs | $115,000 | 4,099 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $574,000 | 3,042 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 3,607 |
| Total interest expense | $587,000 | 3,488 |
| Net interest income | $1,491,000 | 3,576 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $408,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $318,000 | 1,230 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $90,000 | 3,709 |
| Total noninterest expense | $1,631,000 | 2,917 |
| Salaries and employee benefits | $1,015,000 | 2,439 |
| Premises and equipment expense | $182,000 | 3,366 |
| Additional noninterest expense | $434,000 | 3,589 |
| Pre-tax net operating income | $268,000 | 3,559 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $268,000 | 3,348 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $268,000 | 3,346 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $268,000 | 3,348 |
| Net charge-offs | $51,000 | 3,695 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $268,000 | 3,233 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 3,734 |
| Total interest expense | $2,755,000 | 3,650 |
| Net interest income | $5,502,000 | 3,697 |
| Provision for loan and lease losses | $-200,000 | 7,995 |
| Total noninterest income | $1,386,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,124,000 | 1,509 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $262,000 | 4,205 |
| Total noninterest expense | $5,838,000 | 3,248 |
| Salaries and employee benefits | $3,230,000 | 2,994 |
| Premises and equipment expense | $703,000 | 3,446 |
| Additional noninterest expense | $1,905,000 | 3,443 |
| Pre-tax net operating income | $1,250,000 | 2,639 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,250,000 | 2,408 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,250,000 | 2,406 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,250,000 | 2,407 |
| Net charge-offs | $-149,000 | 7,988 |
| Cash dividends | $525,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,250,000 | 2,365 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,150,000 | 3,791 |
| Total interest expense | $2,131,000 | 3,692 |
| Net interest income | $4,019,000 | 3,781 |
| Provision for loan and lease losses | $-200,000 | 8,081 |
| Total noninterest income | $1,056,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $823,000 | 1,549 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $233,000 | 4,020 |
| Total noninterest expense | $4,341,000 | 3,272 |
| Salaries and employee benefits | $2,404,000 | 3,029 |
| Premises and equipment expense | $502,000 | 3,612 |
| Additional noninterest expense | $1,435,000 | 3,395 |
| Pre-tax net operating income | $934,000 | 2,858 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $934,000 | 2,581 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $934,000 | 2,579 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $934,000 | 2,582 |
| Net charge-offs | $-171,000 | 8,070 |
| Cash dividends | $325,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $934,000 | 2,543 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 3,834 |
| Total interest expense | $1,462,000 | 3,740 |
| Net interest income | $2,630,000 | 3,801 |
| Provision for loan and lease losses | $600,000 | 2,697 |
| Total noninterest income | $696,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $544,000 | 1,537 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $152,000 | 4,094 |
| Total noninterest expense | $2,826,000 | 3,371 |
| Salaries and employee benefits | $1,628,000 | 3,029 |
| Premises and equipment expense | $321,000 | 3,737 |
| Additional noninterest expense | $877,000 | 3,623 |
| Pre-tax net operating income | $-100,000 | 6,098 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-100,000 | 6,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-100,000 | 6,189 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-100,000 | 6,189 |
| Net charge-offs | $583,000 | 2,168 |
| Cash dividends | $225,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-100,000 | 6,154 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 3,850 |
| Total interest expense | $767,000 | 3,719 |
| Net interest income | $1,294,000 | 3,847 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $318,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $278,000 | 1,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $40,000 | 5,204 |
| Total noninterest expense | $1,455,000 | 3,218 |
| Salaries and employee benefits | $884,000 | 2,853 |
| Premises and equipment expense | $152,000 | 3,929 |
| Additional noninterest expense | $419,000 | 3,447 |
| Pre-tax net operating income | $157,000 | 4,427 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $157,000 | 4,266 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $157,000 | 4,269 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $157,000 | 4,269 |
| Net charge-offs | $84,000 | 3,056 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $157,000 | 4,107 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,715,000 | 3,886 |
| Total interest expense | $3,620,000 | 3,763 |
| Net interest income | $5,095,000 | 3,905 |
| Provision for loan and lease losses | $225,000 | 5,063 |
| Total noninterest income | $1,335,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,094,000 | 1,626 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $241,000 | 4,511 |
| Total noninterest expense | $5,323,000 | 3,391 |
| Salaries and employee benefits | $3,017,000 | 3,232 |
| Premises and equipment expense | $669,000 | 3,621 |
| Additional noninterest expense | $1,637,000 | 3,403 |
| Pre-tax net operating income | $882,000 | 3,989 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $882,000 | 3,525 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $882,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 4,070 |
| Cash dividends | $975,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $882,000 | 3,671 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,575,000 | 3,933 |
| Total interest expense | $2,785,000 | 3,803 |
| Net interest income | $3,790,000 | 3,942 |
| Provision for loan and lease losses | $75,000 | 5,494 |
| Total noninterest income | $1,011,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $818,000 | 1,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $193,000 | 4,490 |
| Total noninterest expense | $3,959,000 | 3,410 |
| Salaries and employee benefits | $2,288,000 | 3,233 |
| Premises and equipment expense | $505,000 | 3,607 |
| Additional noninterest expense | $1,166,000 | 3,460 |
| Pre-tax net operating income | $767,000 | 4,174 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $767,000 | 3,642 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $767,000 | 3,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,156 |
| Cash dividends | $850,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $767,000 | 3,785 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,421,000 | 3,967 |
| Total interest expense | $1,917,000 | 3,848 |
| Net interest income | $2,504,000 | 3,966 |
| Provision for loan and lease losses | $25,000 | 5,815 |
| Total noninterest income | $678,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $556,000 | 1,586 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $122,000 | 4,685 |
| Total noninterest expense | $2,663,000 | 3,394 |
| Salaries and employee benefits | $1,538,000 | 3,261 |
| Premises and equipment expense | $337,000 | 3,638 |
| Additional noninterest expense | $788,000 | 3,403 |
| Pre-tax net operating income | $494,000 | 4,389 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $494,000 | 4,049 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $494,000 | 4,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $650,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $494,000 | 3,990 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 3,994 |
| Total interest expense | $1,021,000 | 3,860 |
| Net interest income | $1,238,000 | 4,011 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $354,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $294,000 | 1,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,693 |
| Total noninterest expense | $1,333,000 | 3,406 |
| Salaries and employee benefits | $764,000 | 3,295 |
| Premises and equipment expense | $172,000 | 3,617 |
| Additional noninterest expense | $397,000 | 3,336 |
| Pre-tax net operating income | $234,000 | 4,661 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $234,000 | 4,337 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $234,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,369 |
| Cash dividends | $525,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $234,000 | 4,231 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,591,000 | 3,869 |
| Total interest expense | $4,249,000 | 3,861 |
| Net interest income | $5,342,000 | 3,803 |
| Provision for loan and lease losses | $-500,000 | 8,491 |
| Total noninterest income | $1,411,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,099,000 | 1,626 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $312,000 | 4,171 |
| Total noninterest expense | $5,282,000 | 3,307 |
| Salaries and employee benefits | $2,875,000 | 3,334 |
| Premises and equipment expense | $748,000 | 3,261 |
| Additional noninterest expense | $1,659,000 | 3,141 |
| Pre-tax net operating income | $1,971,000 | 3,346 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,971,000 | 2,853 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,971,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-208,000 | 8,448 |
| Cash dividends | $75,000 | 5,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,971,000 | 2,836 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,270,000 | 3,854 |
| Total interest expense | $3,227,000 | 3,837 |
| Net interest income | $4,043,000 | 3,801 |
| Provision for loan and lease losses | $-500,000 | 8,523 |
| Total noninterest income | $951,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $828,000 | 1,595 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $123,000 | 5,430 |
| Total noninterest expense | $3,876,000 | 3,327 |
| Salaries and employee benefits | $2,074,000 | 3,423 |
| Premises and equipment expense | $572,000 | 3,194 |
| Additional noninterest expense | $1,230,000 | 3,117 |
| Pre-tax net operating income | $1,618,000 | 3,300 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,618,000 | 2,816 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,618,000 | 2,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-284,000 | 8,495 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,618,000 | 2,796 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,863,000 | 3,863 |
| Total interest expense | $2,170,000 | 3,804 |
| Net interest income | $2,693,000 | 3,829 |
| Provision for loan and lease losses | $-250,000 | 8,531 |
| Total noninterest income | $673,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $547,000 | 1,610 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $126,000 | 4,649 |
| Total noninterest expense | $2,606,000 | 3,344 |
| Salaries and employee benefits | $1,379,000 | 3,459 |
| Premises and equipment expense | $376,000 | 3,245 |
| Additional noninterest expense | $851,000 | 3,031 |
| Pre-tax net operating income | $1,010,000 | 3,509 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,010,000 | 3,017 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,010,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-312,000 | 8,554 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,010,000 | 3,001 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 3,846 |
| Total interest expense | $1,102,000 | 3,758 |
| Net interest income | $1,336,000 | 3,848 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $356,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $292,000 | 1,469 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $64,000 | 4,621 |
| Total noninterest expense | $1,339,000 | 3,274 |
| Salaries and employee benefits | $722,000 | 3,367 |
| Premises and equipment expense | $187,000 | 3,285 |
| Additional noninterest expense | $430,000 | 2,979 |
| Pre-tax net operating income | $353,000 | 4,290 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $353,000 | 3,793 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $353,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,437 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $353,000 | 3,768 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,914,000 | 3,595 |
| Total interest expense | $4,108,000 | 3,529 |
| Net interest income | $5,806,000 | 3,615 |
| Provision for loan and lease losses | $2,475,000 | 466 |
| Total noninterest income | $1,304,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,048,000 | 1,683 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $256,000 | 4,607 |
| Total noninterest expense | $6,087,000 | 2,845 |
| Salaries and employee benefits | $3,282,000 | 2,892 |
| Premises and equipment expense | $759,000 | 3,129 |
| Additional noninterest expense | $2,046,000 | 2,528 |
| Pre-tax net operating income | $-1,452,000 | 8,521 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,452,000 | 8,547 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,452,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,982,000 | 280 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,452,000 | 8,538 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 3,539 |
| Total interest expense | $3,020,000 | 3,496 |
| Net interest income | $4,497,000 | 3,545 |
| Provision for loan and lease losses | $2,475,000 | 326 |
| Total noninterest income | $997,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $790,000 | 1,676 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $207,000 | 4,463 |
| Total noninterest expense | $4,721,000 | 2,761 |
| Salaries and employee benefits | $2,541,000 | 2,803 |
| Premises and equipment expense | $568,000 | 3,141 |
| Additional noninterest expense | $1,612,000 | 2,394 |
| Pre-tax net operating income | $-1,702,000 | 8,674 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,702,000 | 8,690 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,702,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,547,000 | 236 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,702,000 | 8,679 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 3,509 |
| Total interest expense | $1,954,000 | 3,450 |
| Net interest income | $3,020,000 | 3,528 |
| Provision for loan and lease losses | $2,275,000 | 249 |
| Total noninterest income | $656,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $519,000 | 1,685 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 4,474 |
| Total noninterest expense | $3,214,000 | 2,729 |
| Salaries and employee benefits | $1,776,000 | 2,710 |
| Premises and equipment expense | $369,000 | 3,196 |
| Additional noninterest expense | $1,069,000 | 2,417 |
| Pre-tax net operating income | $-1,813,000 | 8,752 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-1,813,000 | 8,754 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,813,000 | 8,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,542,000 | 186 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-1,813,000 | 8,743 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 3,489 |
| Total interest expense | $907,000 | 3,513 |
| Net interest income | $1,553,000 | 3,446 |
| Provision for loan and lease losses | $2,275,000 | 150 |
| Total noninterest income | $331,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $267,000 | 1,585 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,593 |
| Total noninterest expense | $1,706,000 | 2,587 |
| Salaries and employee benefits | $961,000 | 2,539 |
| Premises and equipment expense | $179,000 | 3,284 |
| Additional noninterest expense | $566,000 | 2,273 |
| Pre-tax net operating income | $-2,097,000 | 8,779 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-2,097,000 | 8,782 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,097,000 | 8,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,357,000 | 128 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-2,097,000 | 8,771 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,243,000 | 3,351 |
| Total interest expense | $2,736,000 | 3,582 |
| Net interest income | $6,507,000 | 3,205 |
| Provision for loan and lease losses | $460,000 | 2,027 |
| Total noninterest income | $1,422,000 | 2,787 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,102,000 | 1,582 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $320,000 | 4,200 |
| Total noninterest expense | $5,729,000 | 2,865 |
| Salaries and employee benefits | $3,253,000 | 2,759 |
| Premises and equipment expense | $746,000 | 3,085 |
| Additional noninterest expense | $1,730,000 | 2,867 |
| Pre-tax net operating income | $1,740,000 | 4,034 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,740,000 | 3,454 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,740,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,739 |
| Cash dividends | $950,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,740,000 | 3,419 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,813,000 | 3,344 |
| Total interest expense | $1,960,000 | 3,566 |
| Net interest income | $4,853,000 | 3,219 |
| Provision for loan and lease losses | $40,000 | 5,540 |
| Total noninterest income | $1,059,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $829,000 | 1,562 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $230,000 | 4,283 |
| Total noninterest expense | $4,262,000 | 2,850 |
| Salaries and employee benefits | $2,403,000 | 2,768 |
| Premises and equipment expense | $550,000 | 3,097 |
| Additional noninterest expense | $1,309,000 | 2,810 |
| Pre-tax net operating income | $1,610,000 | 3,562 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,610,000 | 2,960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,610,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,317 |
| Cash dividends | $775,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,610,000 | 2,921 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,409,000 | 3,362 |
| Total interest expense | $1,228,000 | 3,564 |
| Net interest income | $3,181,000 | 3,242 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $676,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $533,000 | 1,580 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $143,000 | 4,428 |
| Total noninterest expense | $2,815,000 | 2,869 |
| Salaries and employee benefits | $1,596,000 | 2,768 |
| Premises and equipment expense | $363,000 | 3,091 |
| Additional noninterest expense | $856,000 | 2,838 |
| Pre-tax net operating income | $1,002,000 | 3,698 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,002,000 | 3,091 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,002,000 | 3,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 1,284 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,002,000 | 3,037 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 3,386 |
| Total interest expense | $577,000 | 3,609 |
| Net interest income | $1,579,000 | 3,264 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $336,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $273,000 | 1,492 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,679 |
| Total noninterest expense | $1,314,000 | 3,066 |
| Salaries and employee benefits | $733,000 | 2,994 |
| Premises and equipment expense | $187,000 | 3,046 |
| Additional noninterest expense | $394,000 | 3,059 |
| Pre-tax net operating income | $601,000 | 3,216 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $601,000 | 2,613 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $601,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,113 |
| Cash dividends | $175,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $601,000 | 2,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,706,000 | 3,187 |
| Total interest expense | $2,222,000 | 3,347 |
| Net interest income | $6,483,000 | 3,092 |
| Provision for loan and lease losses | $952,000 | 1,090 |
| Total noninterest income | $1,353,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,066,000 | 1,643 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $287,000 | 4,342 |
| Total noninterest expense | $5,110,000 | 3,052 |
| Salaries and employee benefits | $2,918,000 | 2,906 |
| Premises and equipment expense | $686,000 | 3,179 |
| Additional noninterest expense | $1,506,000 | 3,109 |
| Pre-tax net operating income | $1,776,000 | 3,822 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,776,000 | 3,219 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,776,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,080,000 | 730 |
| Cash dividends | $850,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,776,000 | 3,155 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 3,133 |
| Total interest expense | $1,660,000 | 3,305 |
| Net interest income | $4,948,000 | 3,031 |
| Provision for loan and lease losses | $900,000 | 852 |
| Total noninterest income | $914,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $793,000 | 1,668 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 5,552 |
| Total noninterest expense | $3,793,000 | 3,050 |
| Salaries and employee benefits | $2,193,000 | 2,883 |
| Premises and equipment expense | $535,000 | 3,085 |
| Additional noninterest expense | $1,065,000 | 3,238 |
| Pre-tax net operating income | $1,169,000 | 4,221 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,169,000 | 3,607 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,169,000 | 3,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,479 |
| Cash dividends | $675,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,169,000 | 3,539 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 3,129 |
| Total interest expense | $1,100,000 | 3,309 |
| Net interest income | $3,288,000 | 3,034 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $589,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $517,000 | 1,692 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $72,000 | 5,800 |
| Total noninterest expense | $2,553,000 | 3,024 |
| Salaries and employee benefits | $1,489,000 | 2,852 |
| Premises and equipment expense | $346,000 | 3,164 |
| Additional noninterest expense | $718,000 | 3,233 |
| Pre-tax net operating income | $1,324,000 | 2,863 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,324,000 | 2,315 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,324,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 1,345 |
| Cash dividends | $550,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,324,000 | 2,254 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 3,091 |
| Total interest expense | $547,000 | 3,369 |
| Net interest income | $1,680,000 | 2,958 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $303,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $269,000 | 1,591 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $1,385,000 | 2,833 |
| Salaries and employee benefits | $838,000 | 2,576 |
| Premises and equipment expense | $207,000 | 2,727 |
| Additional noninterest expense | $340,000 | 3,380 |
| Pre-tax net operating income | $598,000 | 3,086 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $598,000 | 2,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $598,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,639 |
| Cash dividends | $375,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $598,000 | 2,424 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,915,000 | 3,139 |
| Total interest expense | $2,508,000 | 3,327 |
| Net interest income | $6,407,000 | 3,002 |
| Provision for loan and lease losses | $1,070,000 | 1,116 |
| Total noninterest income | $1,290,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,071,000 | 1,600 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $219,000 | 5,101 |
| Total noninterest expense | $4,961,000 | 3,066 |
| Salaries and employee benefits | $2,785,000 | 2,965 |
| Premises and equipment expense | $804,000 | 2,748 |
| Additional noninterest expense | $1,372,000 | 3,337 |
| Pre-tax net operating income | $1,666,000 | 3,841 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,666,000 | 3,288 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,666,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,779 |
| Cash dividends | $800,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,666,000 | 3,142 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,622,000 | 3,203 |
| Total interest expense | $1,931,000 | 3,368 |
| Net interest income | $4,691,000 | 3,080 |
| Provision for loan and lease losses | $140,000 | 4,015 |
| Total noninterest income | $938,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $796,000 | 1,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 5,451 |
| Total noninterest expense | $3,746,000 | 3,046 |
| Salaries and employee benefits | $2,127,000 | 2,918 |
| Premises and equipment expense | $594,000 | 2,799 |
| Additional noninterest expense | $1,025,000 | 3,326 |
| Pre-tax net operating income | $1,743,000 | 3,155 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,743,000 | 2,627 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,743,000 | 2,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,155 |
| Cash dividends | $675,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,743,000 | 2,494 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,378,000 | 3,241 |
| Total interest expense | $1,313,000 | 3,415 |
| Net interest income | $3,065,000 | 3,128 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $604,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $516,000 | 1,636 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $88,000 | 5,563 |
| Total noninterest expense | $2,537,000 | 3,010 |
| Salaries and employee benefits | $1,438,000 | 2,892 |
| Premises and equipment expense | $402,000 | 2,751 |
| Additional noninterest expense | $697,000 | 3,247 |
| Pre-tax net operating income | $1,132,000 | 3,222 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,132,000 | 2,704 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,132,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,485 |
| Cash dividends | $550,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,132,000 | 2,549 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 3,328 |
| Total interest expense | $679,000 | 3,394 |
| Net interest income | $1,466,000 | 3,237 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $274,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $256,000 | 1,600 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $1,278,000 | 2,981 |
| Salaries and employee benefits | $757,000 | 2,741 |
| Premises and equipment expense | $200,000 | 2,759 |
| Additional noninterest expense | $321,000 | 3,442 |
| Pre-tax net operating income | $462,000 | 3,685 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $462,000 | 3,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $462,000 | 3,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,705 |
| Cash dividends | $425,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $462,000 | 2,959 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,860,000 | 3,695 |
| Total interest expense | $2,243,000 | 4,458 |
| Net interest income | $5,617,000 | 3,319 |
| Provision for loan and lease losses | $540,000 | 2,260 |
| Total noninterest income | $1,140,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $913,000 | 1,765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 4,781 |
| Total noninterest expense | $4,390,000 | 3,291 |
| Salaries and employee benefits | $2,305,000 | 3,346 |
| Premises and equipment expense | $758,000 | 2,795 |
| Additional noninterest expense | $1,327,000 | 3,306 |
| Pre-tax net operating income | $1,827,000 | 3,623 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,827,000 | 2,990 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,827,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 2,332 |
| Cash dividends | $700,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,827,000 | 2,910 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,098,000 | 4,386 |
| Total interest expense | $2,886,000 | 4,870 |
| Net interest income | $4,212,000 | 3,965 |
| Provision for loan and lease losses | $155,000 | 4,704 |
| Total noninterest income | $1,096,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $928,000 | 1,623 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $168,000 | 5,289 |
| Total noninterest expense | $3,585,000 | 3,753 |
| Salaries and employee benefits | $2,020,000 | 3,564 |
| Premises and equipment expense | $518,000 | 3,760 |
| Additional noninterest expense | $1,047,000 | 3,913 |
| Pre-tax net operating income | $1,568,000 | 3,742 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,568,000 | 3,117 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,568,000 | 3,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,486 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,568,000 | 3,024 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,113,000 | 5,013 |
| Total interest expense | $2,565,000 | 5,463 |
| Net interest income | $3,548,000 | 4,569 |
| Provision for loan and lease losses | $450,000 | 2,054 |
| Total noninterest income | $1,011,000 | 3,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $810,000 | 1,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 4,793 |
| Total noninterest expense | $3,148,000 | 4,064 |
| Salaries and employee benefits | $1,789,000 | 3,800 |
| Premises and equipment expense | $423,000 | 4,328 |
| Additional noninterest expense | $936,000 | 4,213 |
| Pre-tax net operating income | $961,000 | 5,362 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $961,000 | 4,492 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $961,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,848 |
| Cash dividends | $500,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $961,000 | 4,498 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 5,336 |
| Total interest expense | $2,149,000 | 5,736 |
| Net interest income | $3,195,000 | 4,942 |
| Provision for loan and lease losses | $66,000 | 6,005 |
| Total noninterest income | $930,000 | 3,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $753,000 | 1,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,219 |
| Total noninterest expense | $2,879,000 | 4,352 |
| Salaries and employee benefits | $1,592,000 | 4,136 |
| Premises and equipment expense | $417,000 | 4,385 |
| Additional noninterest expense | $870,000 | 4,491 |
| Pre-tax net operating income | $1,180,000 | 4,808 |
| Securities gains (losses) | $-55,000 | 9,811 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,125,000 | 4,063 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,125,000 | 4,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,130 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,180,000 | 3,893 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 5,472 |
| Total interest expense | $2,307,000 | 5,649 |
| Net interest income | $2,959,000 | 5,176 |
| Provision for loan and lease losses | $201,000 | 3,495 |
| Total noninterest income | $888,000 | 3,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $650,000 | 1,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,524 |
| Total noninterest expense | $2,818,000 | 4,359 |
| Salaries and employee benefits | $1,585,000 | 4,069 |
| Premises and equipment expense | $388,000 | 4,538 |
| Additional noninterest expense | $845,000 | 4,495 |
| Pre-tax net operating income | $828,000 | 5,976 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $828,000 | 5,082 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $828,000 | 5,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,822 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $828,000 | 4,999 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 5,889 |
| Total interest expense | $2,044,000 | 6,182 |
| Net interest income | $2,851,000 | 5,512 |
| Provision for loan and lease losses | $182,000 | 3,635 |
| Total noninterest income | $928,000 | 3,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $736,000 | 1,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,056 |
| Total noninterest expense | $2,649,000 | 4,553 |
| Salaries and employee benefits | $1,445,000 | 4,389 |
| Premises and equipment expense | $391,000 | 4,520 |
| Additional noninterest expense | $813,000 | 4,666 |
| Pre-tax net operating income | $948,000 | 5,994 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $120,000 | 8,093 |
| Income before extraordinary items | $828,000 | 5,342 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $828,000 | 5,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,153 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $828,000 | 5,289 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,544,000 | 6,357 |
| Total interest expense | $1,828,000 | 6,780 |
| Net interest income | $2,716,000 | 5,851 |
| Provision for loan and lease losses | $161,000 | 3,912 |
| Total noninterest income | $806,000 | 3,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $683,000 | 1,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,525 |
| Total noninterest expense | $2,473,000 | 5,054 |
| Salaries and employee benefits | $1,300,000 | 4,857 |
| Premises and equipment expense | $385,000 | 4,676 |
| Additional noninterest expense | $788,000 | 5,261 |
| Pre-tax net operating income | $888,000 | 6,133 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $216,000 | 6,894 |
| Income before extraordinary items | $672,000 | 5,883 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $672,000 | 5,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,426 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $672,000 | 5,827 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 6,848 |
| Total interest expense | $1,596,000 | 7,428 |
| Net interest income | $2,538,000 | 6,245 |
| Provision for loan and lease losses | $197,000 | 3,061 |
| Total noninterest income | $839,000 | 3,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $686,000 | 1,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,925 |
| Total noninterest expense | $2,207,000 | 5,539 |
| Salaries and employee benefits | $1,139,000 | 5,446 |
| Premises and equipment expense | $300,000 | 5,625 |
| Additional noninterest expense | $768,000 | 5,429 |
| Pre-tax net operating income | $973,000 | 6,110 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $260,000 | 6,512 |
| Income before extraordinary items | $713,000 | 5,905 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $713,000 | 5,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,928 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $713,000 | 5,888 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 7,632 |
| Total interest expense | $1,075,000 | 8,374 |
| Net interest income | $2,212,000 | 7,061 |
| Provision for loan and lease losses | $153,000 | 3,564 |
| Total noninterest income | $635,000 | 4,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $510,000 | 2,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,797 |
| Total noninterest expense | $2,509,000 | 5,143 |
| Salaries and employee benefits | $995,000 | 6,112 |
| Premises and equipment expense | $233,000 | 6,814 |
| Additional noninterest expense | $1,281,000 | 3,826 |
| Pre-tax net operating income | $185,000 | 11,010 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $38,000 | 10,742 |
| Income before extraordinary items | $137,000 | 10,975 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $137,000 | 10,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,693 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $137,000 | 11,028 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 9,294 |
| Total interest expense | $767,000 | 10,224 |
| Net interest income | $1,681,000 | 8,545 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $556,000 | 5,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,740 |
| Total noninterest expense | $1,664,000 | 7,310 |
| Salaries and employee benefits | $859,000 | 6,967 |
| Premises and equipment expense | $258,000 | 6,546 |
| Additional noninterest expense | $547,000 | 7,797 |
| Pre-tax net operating income | $567,000 | 8,179 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $145,000 | 8,762 |
| Income before extraordinary items | $422,000 | 8,213 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $422,000 | 8,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 12,650 |
| Cash dividends | $530,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $422,000 | 7,940 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 11,027 |
| Total interest expense | $657,000 | 12,028 |
| Net interest income | $1,279,000 | 10,033 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $470,000 | 5,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,548 |
| Total noninterest expense | $1,356,000 | 8,461 |
| Salaries and employee benefits | $686,000 | 8,102 |
| Premises and equipment expense | $212,000 | 7,581 |
| Additional noninterest expense | $458,000 | 8,891 |
| Pre-tax net operating income | $363,000 | 9,551 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $35,000 | 11,656 |
| Income before extraordinary items | $328,000 | 8,951 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $328,000 | 9,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 13,212 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $328,000 | 8,603 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.