Home > Elrosa State Bank > Income and Expense
Elrosa State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 12,569 |
| Total interest expense | $357,000 | 12,408 |
| Net interest income | $501,000 | 12,548 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $124,000 | 10,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $389,000 | 12,693 |
| Salaries and employee benefits | $242,000 | 12,267 |
| Premises and equipment expense | $20,000 | 13,077 |
| Additional noninterest expense | $127,000 | 12,689 |
| Pre-tax net operating income | $224,000 | 10,836 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $85,000 | 10,101 |
| Income before extraordinary items | $139,000 | 11,348 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $139,000 | 11,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $27,000 | 8,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $139,000 | 11,141 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 13,179 |
| Total interest expense | $425,000 | 13,089 |
| Net interest income | $482,000 | 13,140 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 11,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $373,000 | 13,296 |
| Salaries and employee benefits | $245,000 | 12,656 |
| Premises and equipment expense | $21,000 | 13,653 |
| Additional noninterest expense | $107,000 | 13,463 |
| Pre-tax net operating income | $198,000 | 11,088 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $76,000 | 10,553 |
| Income before extraordinary items | $122,000 | 11,655 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $122,000 | 11,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $27,000 | 8,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $122,000 | 11,329 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.