Home > Elmwood Federal Savings Bank > Income and Expense
Elmwood Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,278,000 | 1,811 |
| Total interest expense | $8,268,000 | 1,599 |
| Net interest income | $9,010,000 | 2,007 |
| Provision for loan and lease losses | $201,000 | 3,891 |
| Total noninterest income | $1,438,000 | 2,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,438,000 | 1,600 |
| Total noninterest expense | $8,287,000 | 1,809 |
| Salaries and employee benefits | $3,137,000 | 2,111 |
| Premises and equipment expense | $1,313,000 | 1,604 |
| Additional noninterest expense | $3,837,000 | 1,576 |
| Pre-tax net operating income | $1,960,000 | 3,370 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $2,277,000 | 1,080 |
| Income before extraordinary items | $-318,000 | 12,835 |
| Extraordinary gains, net | $484,000 | 485 |
| Net income | $166,000 | 11,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-317,360 | 12,766 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,744,000 | 2,001 |
| Total interest expense | $9,737,000 | 1,752 |
| Net interest income | $8,007,000 | 2,271 |
| Provision for loan and lease losses | $224,000 | 4,930 |
| Total noninterest income | $1,381,000 | 2,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,381,000 | 1,601 |
| Total noninterest expense | $7,101,000 | 2,080 |
| Salaries and employee benefits | $3,165,000 | 2,080 |
| Premises and equipment expense | $1,494,000 | 1,443 |
| Additional noninterest expense | $2,442,000 | 2,369 |
| Pre-tax net operating income | $2,063,000 | 3,016 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $808,000 | 2,589 |
| Income before extraordinary items | $1,278,000 | 3,596 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,278,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 2,073 |
| Cash dividends | $617,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,263,280 | 3,368 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.