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Elmore County Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$5,400,0005,607
Total interest expense$2,776,0005,112
Net interest income$2,624,0006,004
Provision for loan and lease losses$132,0004,386
Total noninterest income$380,0006,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$339,0003,858
Trading account gains and feesNANA
Additional Noninterest Income$41,0009,308
Total noninterest expense$1,777,0006,440
Salaries and employee benefits$873,0006,599
Premises and equipment expense$161,0007,804
Additional noninterest expense$743,0005,493
Pre-tax net operating income$1,095,0005,427
Securities gains (losses)$04,148
Applicable income taxes$379,0005,064
Income before extraordinary items$716,0005,692
Extraordinary gains, net$053
Net income$716,0005,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,696
Cash dividends$315,0004,401
Sale, conversion, retirement of capital stock, net$0953
Net operating income$716,0005,635
1995-12-31 (YTD Data)Rank
Total interest income$5,256,0005,777
Total interest expense$2,714,0005,209
Net interest income$2,542,0006,238
Provision for loan and lease losses$87,0004,922
Total noninterest income$347,0006,515
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$298,0004,309
Trading account gains and feesNANA
Additional Noninterest Income$49,0009,276
Total noninterest expense$1,789,0006,491
Salaries and employee benefits$818,0007,002
Premises and equipment expense$159,0008,051
Additional noninterest expense$812,0005,191
Pre-tax net operating income$1,013,0005,940
Securities gains (losses)$16,0002,046
Applicable income taxes$361,0005,312
Income before extraordinary items$668,0006,188
Extraordinary gains, net$065
Net income$668,0006,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,445
Cash dividends$105,0006,676
Sale, conversion, retirement of capital stock, net$0809
Net operating income$657,6006,239
1994-12-31 (YTD Data)Rank
Total interest income$4,303,0006,347
Total interest expense$2,027,0005,560
Net interest income$2,276,0006,909
Provision for loan and lease losses$48,0006,241
Total noninterest income$333,0006,869
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$271,0004,739
Trading account gains and feesNANA
Additional Noninterest Income$62,0009,009
Total noninterest expense$1,679,0007,045
Salaries and employee benefits$780,0007,316
Premises and equipment expense$163,0008,231
Additional noninterest expense$736,0006,085
Pre-tax net operating income$882,0006,482
Securities gains (losses)$03,600
Applicable income taxes$315,0005,695
Income before extraordinary items$567,0006,788
Extraordinary gains, net$0249
Net income$567,0006,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,622
Cash dividends$79,0007,364
Sale, conversion, retirement of capital stock, net$75,000859
Net operating income$567,0006,840
1993-12-31 (YTD Data)Rank
Total interest income$3,908,0006,975
Total interest expense$1,951,0005,953
Net interest income$1,957,0007,806
Provision for loan and lease losses$62,0006,899
Total noninterest income$292,0007,784
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$256,0005,015
Trading account gains and feesNANA
Additional Noninterest Income$36,00010,920
Total noninterest expense$1,520,0007,766
Salaries and employee benefits$693,0008,044
Premises and equipment expense$149,0008,943
Additional noninterest expense$678,0006,722
Pre-tax net operating income$667,0007,532
Securities gains (losses)$07,477
Applicable income taxes$233,0007,046
Income before extraordinary items$434,0008,111
Extraordinary gains, net$03,149
Net income$434,0008,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0008,678
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$434,0007,839
1992-12-31 (YTD Data)Rank
Total interest income$4,049,0007,440
Total interest expense$2,111,0006,841
Net interest income$1,938,0007,925
Provision for loan and lease losses$77,0008,018
Total noninterest income$308,0007,614
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$269,0004,842
Trading account gains and feesNANA
Additional Noninterest Income$39,00011,113
Total noninterest expense$1,448,0008,103
Salaries and employee benefits$632,0008,533
Premises and equipment expense$153,0009,020
Additional noninterest expense$663,0007,008
Pre-tax net operating income$721,0006,990
Securities gains (losses)$08,369
Applicable income taxes$275,0006,284
Income before extraordinary items$446,0007,784
Extraordinary gains, net$01,422
Net income$446,0007,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0009,043
Cash dividends$50,0007,650
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$446,0007,418

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.