Home > Elmore County Bank > Assets and Liabilities
Elmore County Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $65,834,000 | 6,143 |
| Cash and due from depository institutions | $2,490,000 | 7,260 |
| Interest-bearing balances | $919,000 | 2,463 |
| Securities | $8,312,000 | 8,495 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $52,836,000 | 4,827 |
| Loan loss allowance | $624,000 | 5,063 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,542,000 | 4,599 |
| Other real estate owned | $0 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $654,000 | 7,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,834,000 | 6,143 |
| Total liabilities | $60,478,000 | 6,032 |
| Total deposits | $59,044,000 | 5,914 |
| Interest-bearing deposits | $53,436,000 | 5,681 |
| Deposits held in domestic offices | $59,044,000 | 5,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,000,000 | 3,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $434,000 | 6,503 |
| Total equity capital | $5,356,000 | 6,938 |
| Total bank equity capital | $5,356,000 | 6,938 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $11,000 | 10,066 |
| Surplus | $1,565,000 | 6,325 |
| Undivided profits | $3,780,000 | 5,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 6,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $513,000 | 4,523 |
| Earning assets | $62,067,000 | 6,021 |
| Long-term assets (5+ years) | $6,202,000 | 5,351 |
| Average Assets, year-to-date | $64,897,400 | 6,028 |
| Average Assets, quarterly | $65,059,000 | 6,130 |
| Volatile liabilities | $11,255,000 | 4,500 |
| Insider loans | $2,293,000 | 1,856 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,725,000 | 5,838 |
| Tier 1 (core) risk-based capital | $5,340,000 | 6,857 |
| Tier 2 risk-based capital | $596,390 | 4,625 |
| Total risk weighted assets | $47,683,590 | 5,253 |
| Total unused commitments | $3,725,000 | 5,852 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $66,008,000 | 6,199 |
| Cash and due from depository institutions | $2,195,000 | 7,557 |
| Interest-bearing balances | $5,000 | 6,618 |
| Securities | $5,980,000 | 9,777 |
| Federal funds sold & reverse repurchase agreements | $7,815,000 | 1,883 |
| Net loans & leases | $48,427,000 | 5,094 |
| Loan loss allowance | $559,000 | 5,581 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $942,000 | 6,265 |
| Other real estate owned | $50,000 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $599,000 | 8,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,008,000 | 6,199 |
| Total liabilities | $61,072,000 | 6,071 |
| Total deposits | $59,666,000 | 5,958 |
| Interest-bearing deposits | $54,852,000 | 5,689 |
| Deposits held in domestic offices | $59,666,000 | 5,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $406,000 | 7,084 |
| Total equity capital | $4,936,000 | 7,422 |
| Total bank equity capital | $4,936,000 | 7,422 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,000 | 10,536 |
| Surplus | $1,565,000 | 6,396 |
| Undivided profits | $3,361,000 | 5,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 8,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $479,000 | 4,935 |
| Earning assets | $62,227,000 | 6,072 |
| Long-term assets (5+ years) | $6,598,000 | 5,082 |
| Average Assets, year-to-date | $62,197,600 | 6,268 |
| Average Assets, quarterly | $65,180,500 | 6,198 |
| Volatile liabilities | $12,475,000 | 3,870 |
| Insider loans | $2,710,000 | 1,604 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,598,000 | 6,745 |
| Tier 1 (core) risk-based capital | $4,939,000 | 7,299 |
| Tier 2 risk-based capital | $557,390 | 4,842 |
| Total risk weighted assets | $44,589,390 | 5,492 |
| Total unused commitments | $2,598,000 | 6,758 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $58,122,000 | 6,805 |
| Cash and due from depository institutions | $1,656,000 | 7,881 |
| Interest-bearing balances | $11,000 | 6,664 |
| Securities | $6,304,000 | 10,236 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,035 |
| Net loans & leases | $48,242,000 | 5,034 |
| Loan loss allowance | $495,000 | 6,236 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $946,000 | 6,287 |
| Other real estate owned | $307,000 | 7,881 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $567,000 | 9,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,122,000 | 6,805 |
| Total liabilities | $53,829,000 | 6,691 |
| Total deposits | $53,472,000 | 6,479 |
| Interest-bearing deposits | $48,549,000 | 6,223 |
| Deposits held in domestic offices | $53,472,000 | 6,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $357,000 | 6,563 |
| Total equity capital | $4,293,000 | 7,865 |
| Total bank equity capital | $4,293,000 | 7,865 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $105,000 | 9,522 |
| Surplus | $1,470,000 | 6,759 |
| Undivided profits | $2,718,000 | 6,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 7,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $405,000 | 5,129 |
| Earning assets | $54,657,000 | 6,669 |
| Long-term assets (5+ years) | $7,714,000 | 4,801 |
| Average Assets, year-to-date | $55,866,000 | 6,858 |
| Average Assets, quarterly | $57,824,000 | 6,789 |
| Volatile liabilities | $10,189,000 | 4,282 |
| Insider loans | $2,754,000 | 1,532 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,543,000 | 5,903 |
| Tier 1 (core) risk-based capital | $4,376,000 | 7,852 |
| Tier 2 risk-based capital | $495,000 | 5,328 |
| Total risk weighted assets | $41,572,100 | 5,736 |
| Total unused commitments | $3,543,000 | 5,912 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $54,056,000 | 7,351 |
| Cash and due from depository institutions | $1,229,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,972,000 | 11,295 |
| Federal funds sold & reverse repurchase agreements | $2,025,000 | 5,682 |
| Net loans & leases | $44,122,000 | 5,310 |
| Loan loss allowance | $511,000 | 6,279 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,011,000 | 6,084 |
| Other real estate owned | $289,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $408,000 | 10,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,056,000 | 7,351 |
| Total liabilities | $50,243,000 | 7,217 |
| Total deposits | $48,918,000 | 7,157 |
| Interest-bearing deposits | $44,650,000 | 6,864 |
| Deposits held in domestic offices | $48,918,000 | 7,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,690 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $325,000 | 7,175 |
| Total equity capital | $3,813,000 | 8,617 |
| Total bank equity capital | $3,813,000 | 8,617 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $1,400,000 | 6,921 |
| Undivided profits | $2,313,000 | 7,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 11,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $295,000 | 6,178 |
| Earning assets | $51,119,000 | 7,183 |
| Long-term assets (5+ years) | $6,586,000 | 5,600 |
| Average Assets, year-to-date | $52,355,200 | 7,350 |
| Average Assets, quarterly | $53,679,500 | 7,320 |
| Volatile liabilities | $11,041,000 | 3,818 |
| Insider loans | $2,449,000 | 1,694 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,788,000 | 6,608 |
| Tier 1 (core) risk-based capital | $3,813,000 | 8,528 |
| Tier 2 risk-based capital | $481,830 | 5,448 |
| Total risk weighted assets | $38,517,230 | 6,075 |
| Total unused commitments | $2,788,000 | 6,629 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $49,329,000 | 7,920 |
| Cash and due from depository institutions | $1,835,000 | 8,629 |
| Interest-bearing balances | $5,000 | 7,948 |
| Securities | $5,607,000 | 11,263 |
| Federal funds sold & reverse repurchase agreements | $1,125,000 | 8,367 |
| Net loans & leases | $38,856,000 | 5,869 |
| Loan loss allowance | $458,000 | 6,883 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,092,000 | 5,869 |
| Other real estate owned | $305,000 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $509,000 | 9,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,329,000 | 7,920 |
| Total liabilities | $45,949,000 | 7,816 |
| Total deposits | $45,580,000 | 7,697 |
| Interest-bearing deposits | $42,450,000 | 7,317 |
| Deposits held in domestic offices | $45,580,000 | 7,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $369,000 | 7,214 |
| Total equity capital | $3,380,000 | 9,127 |
| Total bank equity capital | $3,380,000 | 9,127 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $1,400,000 | 6,861 |
| Undivided profits | $1,880,000 | 7,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 10,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $267,000 | 7,166 |
| Earning assets | $45,593,000 | 7,849 |
| Long-term assets (5+ years) | $5,823,000 | 6,007 |
| Average Assets, year-to-date | $46,537,800 | 8,078 |
| Average Assets, quarterly | $48,396,500 | 7,960 |
| Volatile liabilities | $10,066,000 | 4,099 |
| Insider loans | $68,000 | 6,607 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,305,000 | 6,908 |
| Tier 1 (core) risk-based capital | $3,380,000 | 9,064 |
| Tier 2 risk-based capital | $436,150 | 5,841 |
| Total risk weighted assets | $34,869,850 | 6,586 |
| Total unused commitments | $2,305,000 | 6,938 |
| Derivatives | $0 | 651 |