Home > Elmira Savings and Loan FA > Assets and Liabilities
Elmira Savings and Loan FA, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 41 | 3,965 |
| Assets and Liabilities | ||
| Total Assets: | $213,618,000 | 2,868 |
| Cash and due from depository institutions | $4,395,000 | 3,965 |
| Interest-bearing balances | $3,811,000 | 1,225 |
| Securities | $3,496,000 | 7,723 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $196,940,000 | 2,226 |
| Loan loss allowance | $2,431,000 | 2,096 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,580,000 | 3,838 |
| Other real estate owned | $273,000 | 3,965 |
| Goodwill and other intangibles | $1,941,000 | 1,351 |
| All other assets | $3,993,000 | 3,479 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $213,618,000 | 2,868 |
| Total liabilities | $191,445,000 | 2,863 |
| Total deposits | $137,899,000 | 3,449 |
| Interest-bearing deposits | $123,522,000 | 3,278 |
| Deposits held in domestic offices | $137,899,000 | 3,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $52,819,000 | 897 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $727,000 | 4,304 |
| Total equity capital | $22,173,000 | 2,795 |
| Total bank equity capital | $22,173,000 | 2,795 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $100,000 | 6,569 |
| Surplus | $2,213,000 | 5,455 |
| Undivided profits | $19,860,000 | 1,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 5,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $892,000 | 3,973 |
| Earning assets | $204,247,000 | 2,762 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $212,231,330 | 2,833 |
| Average Assets, quarterly | $212,250,500 | 2,863 |
| Volatile liabilities | $96,630,000 | 1,513 |
| Insider loans | $1,216,000 | 3,861 |
| FHLB advances | $52,819,000 | 819 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $22,242,000 | 3,174 |
| Tier 1 (core) risk-based capital | $21,516,000 | 2,796 |
| Tier 2 risk-based capital | $2,153,000 | 2,208 |
| Total risk weighted assets | $172,011,000 | 2,542 |
| Total unused commitments | $22,242,000 | 3,175 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 41 | 3,942 |
| Assets and Liabilities | ||
| Total Assets: | $210,883,000 | 2,878 |
| Cash and due from depository institutions | $7,477,000 | 3,942 |
| Interest-bearing balances | $6,679,000 | 870 |
| Securities | $3,608,000 | 7,744 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $191,034,000 | 2,227 |
| Loan loss allowance | $2,431,000 | 2,055 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,628,000 | 3,735 |
| Other real estate owned | $287,000 | 3,942 |
| Goodwill and other intangibles | $2,029,000 | 1,296 |
| All other assets | $3,820,000 | 3,506 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $210,883,000 | 2,878 |
| Total liabilities | $189,016,000 | 2,869 |
| Total deposits | $140,793,000 | 3,365 |
| Interest-bearing deposits | $129,650,000 | 3,135 |
| Deposits held in domestic offices | $140,793,000 | 3,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $47,381,000 | 935 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $842,000 | 3,944 |
| Total equity capital | $21,867,000 | 2,802 |
| Total bank equity capital | $21,867,000 | 2,802 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,581 |
| Surplus | $2,213,000 | 5,393 |
| Undivided profits | $19,554,000 | 1,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $289,000 | 4,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $860,000 | 3,902 |
| Earning assets | $201,321,000 | 2,770 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $211,538,000 | 2,848 |
| Average Assets, quarterly | $211,538,000 | 2,848 |
| Volatile liabilities | $93,227,000 | 1,503 |
| Insider loans | $1,225,000 | 3,798 |
| FHLB advances | $47,381,000 | 868 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $19,228,000 | 3,403 |
| Tier 1 (core) risk-based capital | $21,232,000 | 2,780 |
| Tier 2 risk-based capital | $2,111,000 | 2,212 |
| Total risk weighted assets | $168,593,000 | 2,530 |
| Total unused commitments | $19,228,000 | 3,404 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 41 | 3,938 |
| Assets and Liabilities | ||
| Total Assets: | $212,193,000 | 2,838 |
| Cash and due from depository institutions | $7,680,000 | 3,938 |
| Interest-bearing balances | $6,740,000 | 846 |
| Securities | $3,733,000 | 7,753 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $191,956,000 | 2,188 |
| Loan loss allowance | $2,575,000 | 1,931 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,666,000 | 3,686 |
| Other real estate owned | $0 | 3,938 |
| Goodwill and other intangibles | $2,149,000 | 1,249 |
| All other assets | $4,009,000 | 3,389 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $212,193,000 | 2,838 |
| Total liabilities | $190,634,000 | 2,838 |
| Total deposits | $144,164,000 | 3,282 |
| Interest-bearing deposits | $129,029,000 | 3,092 |
| Deposits held in domestic offices | $144,164,000 | 3,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $45,440,000 | 981 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,030,000 | 3,425 |
| Total equity capital | $21,559,000 | 2,809 |
| Total bank equity capital | $21,559,000 | 2,809 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $100,000 | 6,607 |
| Surplus | $2,213,000 | 5,380 |
| Undivided profits | $19,246,000 | 1,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $664,000 | 3,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $864,000 | 3,913 |
| Earning assets | $202,429,000 | 2,736 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $212,502,400 | 2,736 |
| Average Assets, quarterly | $213,378,000 | 2,800 |
| Volatile liabilities | $92,362,000 | 1,470 |
| Insider loans | $1,231,000 | 3,775 |
| FHLB advances | $45,440,000 | 900 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $16,235,000 | 3,712 |
| Tier 1 (core) risk-based capital | $20,993,000 | 2,768 |
| Tier 2 risk-based capital | $2,112,000 | 2,182 |
| Total risk weighted assets | $168,519,000 | 2,512 |
| Total unused commitments | $16,235,000 | 3,714 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 42 | 3,858 |
| Assets and Liabilities | ||
| Total Assets: | $214,563,000 | 2,774 |
| Cash and due from depository institutions | $6,963,000 | 3,858 |
| Interest-bearing balances | $6,137,000 | 923 |
| Securities | $4,303,000 | 7,655 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $194,294,000 | 2,135 |
| Loan loss allowance | $2,575,000 | 1,909 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,698,000 | 3,632 |
| Other real estate owned | $0 | 3,858 |
| Goodwill and other intangibles | $2,231,000 | 1,205 |
| All other assets | $4,074,000 | 3,300 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $214,563,000 | 2,774 |
| Total liabilities | $193,351,000 | 2,762 |
| Total deposits | $146,788,000 | 3,179 |
| Interest-bearing deposits | $132,679,000 | 2,973 |
| Deposits held in domestic offices | $146,788,000 | 3,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $45,196,000 | 985 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,367,000 | 2,772 |
| Total equity capital | $21,212,000 | 2,818 |
| Total bank equity capital | $21,212,000 | 2,818 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $2,213,000 | 5,343 |
| Undivided profits | $18,899,000 | 1,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $866,000 | 3,884 |
| Earning assets | $204,734,000 | 2,686 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $212,579,750 | 2,736 |
| Average Assets, quarterly | $214,123,500 | 2,750 |
| Volatile liabilities | $92,825,000 | 1,414 |
| Insider loans | $1,209,000 | 3,771 |
| FHLB advances | $45,196,000 | 907 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $18,270,000 | 3,446 |
| Tier 1 (core) risk-based capital | $20,485,000 | 2,813 |
| Tier 2 risk-based capital | $2,116,000 | 2,159 |
| Total risk weighted assets | $168,872,000 | 2,470 |
| Total unused commitments | $18,270,000 | 3,448 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 42 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $213,684,000 | 2,748 |
| Cash and due from depository institutions | $6,639,000 | 3,856 |
| Interest-bearing balances | $5,870,000 | 915 |
| Securities | $4,501,000 | 7,644 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $193,315,000 | 2,102 |
| Loan loss allowance | $2,575,000 | 1,874 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,744,000 | 3,536 |
| Other real estate owned | $85,000 | 3,856 |
| Goodwill and other intangibles | $2,199,000 | 1,197 |
| All other assets | $4,201,000 | 3,108 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $213,684,000 | 2,748 |
| Total liabilities | $192,847,000 | 2,734 |
| Total deposits | $143,756,000 | 3,183 |
| Interest-bearing deposits | $129,733,000 | 2,990 |
| Deposits held in domestic offices | $143,756,000 | 3,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $47,350,000 | 957 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,741,000 | 2,184 |
| Total equity capital | $20,837,000 | 2,819 |
| Total bank equity capital | $20,837,000 | 2,819 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $2,213,000 | 5,322 |
| Undivided profits | $18,524,000 | 1,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 3,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $842,000 | 3,681 |
| Earning assets | $203,686,000 | 2,652 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $211,918,670 | 2,724 |
| Average Assets, quarterly | $212,331,500 | 2,738 |
| Volatile liabilities | $97,798,000 | 1,304 |
| Insider loans | $1,192,000 | 3,766 |
| FHLB advances | $47,350,000 | 885 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $26,016,000 | 2,690 |
| Tier 1 (core) risk-based capital | $19,983,000 | 2,810 |
| Tier 2 risk-based capital | $2,107,000 | 2,137 |
| Total risk weighted assets | $168,166,000 | 2,432 |
| Total unused commitments | $28,516,000 | 2,535 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 43 | 3,771 |
| Assets and Liabilities | ||
| Total Assets: | $210,979,000 | 2,764 |
| Cash and due from depository institutions | $2,903,000 | 3,771 |
| Interest-bearing balances | $2,107,000 | 1,926 |
| Securities | $5,068,000 | 7,577 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $193,408,000 | 2,041 |
| Loan loss allowance | $2,515,000 | 1,885 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,800,000 | 3,463 |
| Other real estate owned | $174,000 | 3,771 |
| Goodwill and other intangibles | $2,270,000 | 1,170 |
| All other assets | $4,356,000 | 2,992 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $210,979,000 | 2,764 |
| Total liabilities | $190,723,000 | 2,742 |
| Total deposits | $137,773,000 | 3,297 |
| Interest-bearing deposits | $126,842,000 | 3,046 |
| Deposits held in domestic offices | $137,773,000 | 3,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $51,601,000 | 856 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,349,000 | 2,594 |
| Total equity capital | $20,256,000 | 2,819 |
| Total bank equity capital | $20,256,000 | 2,819 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $2,213,000 | 5,335 |
| Undivided profits | $17,943,000 | 1,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $842,000 | 3,557 |
| Earning assets | $200,583,000 | 2,675 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $211,036,000 | 2,744 |
| Average Assets, quarterly | $211,036,000 | 2,744 |
| Volatile liabilities | $98,023,000 | 1,247 |
| Insider loans | $1,160,000 | 3,830 |
| FHLB advances | $51,601,000 | 782 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $21,508,000 | 2,979 |
| Tier 1 (core) risk-based capital | $19,324,000 | 2,849 |
| Tier 2 risk-based capital | $2,088,000 | 2,135 |
| Total risk weighted assets | $166,638,000 | 2,414 |
| Total unused commitments | $21,508,000 | 2,982 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $211,093,000 | 2,755 |
| Cash and due from depository institutions | $4,164,000 | 3,788 |
| Interest-bearing balances | $3,298,000 | 1,494 |
| Securities | $5,296,000 | 7,561 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $192,851,000 | 2,022 |
| Loan loss allowance | $2,517,000 | 1,872 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,844,000 | 3,416 |
| Other real estate owned | $0 | 3,788 |
| Goodwill and other intangibles | $2,184,000 | 1,183 |
| All other assets | $3,754,000 | 3,283 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $211,093,000 | 2,755 |
| Total liabilities | $191,302,000 | 2,719 |
| Total deposits | $145,272,000 | 3,131 |
| Interest-bearing deposits | $131,400,000 | 2,949 |
| Deposits held in domestic offices | $145,272,000 | 3,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $44,649,000 | 984 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,381,000 | 2,517 |
| Total equity capital | $19,791,000 | 2,869 |
| Total bank equity capital | $19,791,000 | 2,869 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $2,213,000 | 5,320 |
| Undivided profits | $17,478,000 | 1,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $604,000 | 3,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $788,000 | 3,748 |
| Earning assets | $201,445,000 | 2,653 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $212,228,400 | 2,620 |
| Average Assets, quarterly | $210,239,000 | 2,731 |
| Volatile liabilities | $92,587,000 | 1,282 |
| Insider loans | $1,130,000 | 3,858 |
| FHLB advances | $44,649,000 | 896 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $24,329,000 | 2,640 |
| Tier 1 (core) risk-based capital | $18,703,000 | 2,900 |
| Tier 2 risk-based capital | $2,001,000 | 2,213 |
| Total risk weighted assets | $159,574,000 | 2,495 |
| Total unused commitments | $24,329,000 | 2,641 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 45 | 3,649 |
| Assets and Liabilities | ||
| Total Assets: | $209,385,000 | 2,728 |
| Cash and due from depository institutions | $3,416,000 | 3,649 |
| Interest-bearing balances | $2,401,000 | 1,875 |
| Securities | $5,687,000 | 7,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $191,356,000 | 1,999 |
| Loan loss allowance | $2,517,000 | 1,860 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,910,000 | 3,306 |
| Other real estate owned | $0 | 3,649 |
| Goodwill and other intangibles | $2,183,000 | 1,157 |
| All other assets | $3,833,000 | 3,187 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $209,385,000 | 2,728 |
| Total liabilities | $189,998,000 | 2,697 |
| Total deposits | $143,676,000 | 3,097 |
| Interest-bearing deposits | $130,624,000 | 2,934 |
| Deposits held in domestic offices | $143,676,000 | 3,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $44,694,000 | 975 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,628,000 | 2,239 |
| Total equity capital | $19,387,000 | 2,906 |
| Total bank equity capital | $19,387,000 | 2,906 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $2,213,000 | 5,296 |
| Undivided profits | $17,074,000 | 1,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $921,000 | 2,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $791,000 | 3,893 |
| Earning assets | $199,444,000 | 2,643 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $212,512,250 | 2,610 |
| Average Assets, quarterly | $212,601,500 | 2,666 |
| Volatile liabilities | $87,019,000 | 1,306 |
| Insider loans | $1,179,000 | 3,748 |
| FHLB advances | $44,694,000 | 892 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $25,431,000 | 2,549 |
| Tier 1 (core) risk-based capital | $18,404,000 | 2,918 |
| Tier 2 risk-based capital | $1,935,000 | 2,245 |
| Total risk weighted assets | $154,279,000 | 2,534 |
| Total unused commitments | $25,431,000 | 2,553 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 46 | 3,612 |
| Assets and Liabilities | ||
| Total Assets: | $215,818,000 | 2,620 |
| Cash and due from depository institutions | $10,032,000 | 3,612 |
| Interest-bearing balances | $9,115,000 | 675 |
| Securities | $6,777,000 | 7,326 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $189,611,000 | 1,954 |
| Loan loss allowance | $2,487,000 | 1,860 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,860,000 | 3,317 |
| Other real estate owned | $60,000 | 3,612 |
| Goodwill and other intangibles | $2,039,000 | 1,178 |
| All other assets | $4,439,000 | 2,865 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $215,818,000 | 2,620 |
| Total liabilities | $196,784,000 | 2,588 |
| Total deposits | $142,881,000 | 3,110 |
| Interest-bearing deposits | $129,926,000 | 2,944 |
| Deposits held in domestic offices | $142,881,000 | 3,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $52,337,000 | 872 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,566,000 | 2,136 |
| Total equity capital | $19,034,000 | 2,849 |
| Total bank equity capital | $19,034,000 | 2,849 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $2,213,000 | 5,300 |
| Undivided profits | $16,721,000 | 1,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,139,000 | 2,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $792,000 | 3,640 |
| Earning assets | $205,503,000 | 2,531 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $213,554,670 | 2,598 |
| Average Assets, quarterly | $214,204,000 | 2,611 |
| Volatile liabilities | $96,542,000 | 1,167 |
| Insider loans | $1,183,000 | 3,714 |
| FHLB advances | $52,337,000 | 791 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $28,710,000 | 2,343 |
| Tier 1 (core) risk-based capital | $18,240,000 | 2,880 |
| Tier 2 risk-based capital | $1,931,000 | 2,216 |
| Total risk weighted assets | $153,980,000 | 2,498 |
| Total unused commitments | $28,710,000 | 2,345 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 46 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $212,590,000 | 2,637 |
| Cash and due from depository institutions | $4,172,000 | 3,588 |
| Interest-bearing balances | $3,257,000 | 1,776 |
| Securities | $7,206,000 | 7,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $192,237,000 | 1,889 |
| Loan loss allowance | $2,133,000 | 2,138 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,763,000 | 3,375 |
| Other real estate owned | $71,000 | 3,588 |
| Goodwill and other intangibles | $1,816,000 | 1,257 |
| All other assets | $4,325,000 | 2,792 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $212,590,000 | 2,637 |
| Total liabilities | $193,719,000 | 2,589 |
| Total deposits | $144,131,000 | 3,074 |
| Interest-bearing deposits | $132,194,000 | 2,897 |
| Deposits held in domestic offices | $144,131,000 | 3,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $48,177,000 | 863 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,411,000 | 2,530 |
| Total equity capital | $18,871,000 | 2,930 |
| Total bank equity capital | $18,871,000 | 2,930 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $2,213,000 | 5,294 |
| Undivided profits | $16,558,000 | 1,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,108,000 | 1,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $818,000 | 3,478 |
| Earning assets | $202,700,000 | 2,546 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $212,423,000 | 2,615 |
| Average Assets, quarterly | $212,423,000 | 2,615 |
| Volatile liabilities | $93,934,000 | 1,142 |
| Insider loans | $1,445,000 | 3,281 |
| FHLB advances | $48,177,000 | 783 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $26,574,000 | 2,415 |
| Tier 1 (core) risk-based capital | $18,018,000 | 2,876 |
| Tier 2 risk-based capital | $1,903,000 | 2,203 |
| Total risk weighted assets | $152,041,000 | 2,462 |
| Total unused commitments | $26,574,000 | 2,421 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 45 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $212,256,000 | 2,629 |
| Cash and due from depository institutions | $5,049,000 | 3,693 |
| Interest-bearing balances | $95,000 | 5,441 |
| Securities | $7,396,000 | 7,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $190,624,000 | 1,885 |
| Loan loss allowance | $3,205,000 | 1,442 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,773,000 | 3,350 |
| Other real estate owned | $83,000 | 3,693 |
| Goodwill and other intangibles | $2,022,000 | 1,180 |
| All other assets | $4,309,000 | 2,805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,256,000 | 2,629 |
| Total liabilities | $193,574,000 | 2,591 |
| Total deposits | $144,775,000 | 3,051 |
| Interest-bearing deposits | $137,960,000 | 2,762 |
| Deposits held in domestic offices | $144,775,000 | 3,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $47,640,000 | 903 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,159,000 | 2,796 |
| Total equity capital | $18,682,000 | 2,884 |
| Total bank equity capital | $18,682,000 | 2,884 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $2,213,000 | 5,281 |
| Undivided profits | $16,369,000 | 1,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 2,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $742,000 | 3,920 |
| Earning assets | $198,115,000 | 2,582 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $218,847,600 | 2,479 |
| Average Assets, quarterly | $213,596,500 | 2,595 |
| Volatile liabilities | $94,235,000 | 1,157 |
| Insider loans | $532,000 | 5,339 |
| FHLB advances | $47,640,000 | 811 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $22,046,000 | 2,665 |
| Tier 1 (core) risk-based capital | $17,881,000 | 2,856 |
| Tier 2 risk-based capital | $1,940,000 | 2,153 |
| Total risk weighted assets | $153,972,000 | 2,407 |
| Total unused commitments | $22,046,000 | 2,670 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 45 | 3,705 |
| Assets and Liabilities | ||
| Total Assets: | $214,937,000 | 2,591 |
| Cash and due from depository institutions | $2,203,000 | 3,705 |
| Interest-bearing balances | $95,000 | 5,525 |
| Securities | $9,725,000 | 6,608 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $193,934,000 | 1,844 |
| Loan loss allowance | $2,738,000 | 1,694 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,782,000 | 3,319 |
| Other real estate owned | $40,000 | 3,705 |
| Goodwill and other intangibles | $1,659,000 | 1,280 |
| All other assets | $4,594,000 | 2,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,937,000 | 2,591 |
| Total liabilities | $196,897,000 | 2,548 |
| Total deposits | $146,946,000 | 3,003 |
| Interest-bearing deposits | $139,445,000 | 2,737 |
| Deposits held in domestic offices | $146,946,000 | 3,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $48,075,000 | 867 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,876,000 | 2,016 |
| Total equity capital | $18,040,000 | 2,966 |
| Total bank equity capital | $18,040,000 | 2,966 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $2,213,000 | 5,261 |
| Undivided profits | $15,727,000 | 2,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,156,000 | 2,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $836,000 | 3,702 |
| Earning assets | $203,754,000 | 2,520 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $220,495,500 | 2,472 |
| Average Assets, quarterly | $221,050,000 | 2,519 |
| Volatile liabilities | $100,713,000 | 1,063 |
| Insider loans | $379,000 | 5,971 |
| FHLB advances | $48,075,000 | 778 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,457,000 | 2,414 |
| Tier 1 (core) risk-based capital | $17,149,000 | 2,956 |
| Tier 2 risk-based capital | $1,962,000 | 2,126 |
| Total risk weighted assets | $156,245,000 | 2,360 |
| Total unused commitments | $25,457,000 | 2,417 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 45 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $227,163,000 | 2,440 |
| Cash and due from depository institutions | $4,750,000 | 3,706 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $9,520,000 | 6,596 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $203,405,000 | 1,720 |
| Loan loss allowance | $2,538,000 | 1,770 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,778,000 | 3,294 |
| Other real estate owned | $0 | 3,706 |
| Goodwill and other intangibles | $1,458,000 | 1,332 |
| All other assets | $5,252,000 | 2,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,163,000 | 2,440 |
| Total liabilities | $209,520,000 | 2,392 |
| Total deposits | $149,577,000 | 2,952 |
| Interest-bearing deposits | $141,868,000 | 2,677 |
| Deposits held in domestic offices | $149,577,000 | 2,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $58,157,000 | 748 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,786,000 | 2,184 |
| Total equity capital | $17,643,000 | 3,030 |
| Total bank equity capital | $17,643,000 | 3,030 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $2,213,000 | 5,237 |
| Undivided profits | $15,330,000 | 2,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $874,000 | 3,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $885,000 | 3,383 |
| Earning assets | $212,925,000 | 2,380 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $222,348,330 | 2,443 |
| Average Assets, quarterly | $223,040,000 | 2,458 |
| Volatile liabilities | $111,799,000 | 962 |
| Insider loans | $796,000 | 4,501 |
| FHLB advances | $58,157,000 | 671 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $34,371,000 | 1,907 |
| Tier 1 (core) risk-based capital | $16,762,000 | 2,970 |
| Tier 2 risk-based capital | $2,013,000 | 2,039 |
| Total risk weighted assets | $160,569,000 | 2,254 |
| Total unused commitments | $34,371,000 | 1,917 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $218,917,000 | 2,494 |
| Cash and due from depository institutions | $907,000 | 3,808 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $11,732,000 | 6,157 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $197,145,000 | 1,746 |
| Loan loss allowance | $2,445,000 | 1,794 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,808,000 | 3,226 |
| Other real estate owned | $0 | 3,808 |
| Goodwill and other intangibles | $1,516,000 | 1,297 |
| All other assets | $4,809,000 | 2,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,917,000 | 2,494 |
| Total liabilities | $201,478,000 | 2,438 |
| Total deposits | $143,710,000 | 3,036 |
| Interest-bearing deposits | $137,461,000 | 2,763 |
| Deposits held in domestic offices | $143,710,000 | 3,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $56,437,000 | 739 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,331,000 | 2,758 |
| Total equity capital | $17,439,000 | 3,004 |
| Total bank equity capital | $17,439,000 | 3,004 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $2,213,000 | 5,219 |
| Undivided profits | $15,126,000 | 2,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,077,000 | 2,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $739,000 | 3,987 |
| Earning assets | $208,877,000 | 2,395 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $219,941,000 | 2,456 |
| Average Assets, quarterly | $219,941,000 | 2,456 |
| Volatile liabilities | $102,211,000 | 1,021 |
| Insider loans | $392,000 | 5,863 |
| FHLB advances | $56,437,000 | 661 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $33,016,000 | 1,886 |
| Tier 1 (core) risk-based capital | $16,548,000 | 2,978 |
| Tier 2 risk-based capital | $1,946,000 | 2,059 |
| Total risk weighted assets | $155,184,000 | 2,291 |
| Total unused commitments | $33,016,000 | 1,897 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 41 | 3,959 |
| Assets and Liabilities | ||
| Total Assets: | $220,965,000 | 2,446 |
| Cash and due from depository institutions | $1,916,000 | 3,959 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $13,897,000 | 5,657 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $195,831,000 | 1,756 |
| Loan loss allowance | $2,296,000 | 1,866 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,852,000 | 3,149 |
| Other real estate owned | $81,000 | 3,959 |
| Goodwill and other intangibles | $1,897,000 | 1,155 |
| All other assets | $4,491,000 | 2,540 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,965,000 | 2,446 |
| Total liabilities | $204,160,000 | 2,372 |
| Total deposits | $151,748,000 | 2,821 |
| Interest-bearing deposits | $144,845,000 | 2,570 |
| Deposits held in domestic offices | $151,748,000 | 2,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $50,746,000 | 792 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,666,000 | 2,344 |
| Total equity capital | $16,805,000 | 3,070 |
| Total bank equity capital | $16,805,000 | 3,070 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $2,213,000 | 5,183 |
| Undivided profits | $14,492,000 | 2,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,398,000 | 2,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $762,000 | 4,066 |
| Earning assets | $209,728,000 | 2,341 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $210,714,000 | 2,424 |
| Average Assets, quarterly | $221,087,500 | 2,422 |
| Volatile liabilities | $99,744,000 | 1,033 |
| Insider loans | $317,000 | 6,236 |
| FHLB advances | $50,746,000 | 702 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $28,141,000 | 2,060 |
| Tier 1 (core) risk-based capital | $15,944,000 | 3,020 |
| Tier 2 risk-based capital | $1,892,000 | 2,076 |
| Total risk weighted assets | $150,969,000 | 2,323 |
| Total unused commitments | $28,141,000 | 2,063 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 41 | 3,973 |
| Assets and Liabilities | ||
| Total Assets: | $195,801,000 | 2,589 |
| Cash and due from depository institutions | $601,000 | 3,973 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $1,543,000 | 8,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $184,116,000 | 1,786 |
| Loan loss allowance | $1,594,000 | 2,451 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,815,000 | 3,133 |
| Other real estate owned | $91,000 | 3,973 |
| Goodwill and other intangibles | $1,984,000 | 1,051 |
| All other assets | $4,651,000 | 2,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,801,000 | 2,589 |
| Total liabilities | $179,890,000 | 2,555 |
| Total deposits | $125,261,000 | 3,208 |
| Interest-bearing deposits | $116,254,000 | 2,983 |
| Deposits held in domestic offices | $125,261,000 | 3,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $53,159,000 | 736 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,470,000 | 2,576 |
| Total equity capital | $15,911,000 | 3,017 |
| Total bank equity capital | $15,911,000 | 3,017 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $2,213,000 | 5,163 |
| Undivided profits | $13,598,000 | 2,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $959,000 | 2,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $834,000 | 4,069 |
| Earning assets | $185,659,000 | 2,516 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $186,738,000 | 2,595 |
| Average Assets, quarterly | $195,289,000 | 2,576 |
| Volatile liabilities | $86,795,000 | 1,120 |
| Insider loans | $600,000 | 5,032 |
| FHLB advances | $53,159,000 | 651 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $29,900,000 | 1,863 |
| Tier 1 (core) risk-based capital | $14,963,000 | 3,068 |
| Tier 2 risk-based capital | $1,594,000 | 2,269 |
| Total risk weighted assets | $133,887,000 | 2,480 |
| Total unused commitments | $29,900,000 | 1,870 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 38 | 4,255 |
| Assets and Liabilities | ||
| Total Assets: | $176,588,000 | 2,720 |
| Cash and due from depository institutions | $1,547,000 | 4,255 |
| Interest-bearing balances | $308,000 | 3,422 |
| Securities | $6,320,000 | 7,903 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $160,145,000 | 1,988 |
| Loan loss allowance | $1,257,000 | 2,852 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,827,000 | 3,054 |
| Other real estate owned | $66,000 | 4,255 |
| Goodwill and other intangibles | $1,701,000 | 1,144 |
| All other assets | $3,982,000 | 2,226 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,588,000 | 2,720 |
| Total liabilities | $161,794,000 | 2,680 |
| Total deposits | $115,966,000 | 3,319 |
| Interest-bearing deposits | $109,127,000 | 3,064 |
| Deposits held in domestic offices | $115,966,000 | 3,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,900,000 | 1,995 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,770,000 | 819 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,158,000 | 3,202 |
| Total equity capital | $14,794,000 | 3,121 |
| Total bank equity capital | $14,794,000 | 3,121 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $2,213,000 | 5,171 |
| Undivided profits | $12,481,000 | 2,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $427,000 | 4,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $880,000 | 3,131 |
| Earning assets | $166,773,000 | 2,654 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $169,815,800 | 2,693 |
| Average Assets, quarterly | $175,395,500 | 2,700 |
| Volatile liabilities | $73,803,000 | 1,261 |
| Insider loans | $291,000 | 6,562 |
| FHLB advances | $41,770,000 | 243 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,379,000 | 2,709 |
| Tier 1 (core) risk-based capital | $14,706,000 | 3,034 |
| Tier 2 risk-based capital | $1,257,000 | 2,668 |
| Total risk weighted assets | $121,663,000 | 2,604 |
| Total unused commitments | $16,379,000 | 2,713 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $167,448,000 | 2,797 |
| Cash and due from depository institutions | $9,089,000 | 4,461 |
| Interest-bearing balances | $6,176,000 | 669 |
| Securities | $9,098,000 | 7,351 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $141,010,000 | 2,142 |
| Loan loss allowance | $1,269,000 | 2,791 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,833,000 | 2,998 |
| Other real estate owned | $56,000 | 4,461 |
| Goodwill and other intangibles | $1,799,000 | 1,139 |
| All other assets | $3,563,000 | 2,445 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,448,000 | 2,797 |
| Total liabilities | $152,449,000 | 2,779 |
| Total deposits | $112,454,000 | 3,351 |
| Interest-bearing deposits | $106,049,000 | 3,080 |
| Deposits held in domestic offices | $112,454,000 | 3,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $39,181,000 | 865 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $814,000 | 3,804 |
| Total equity capital | $14,999,000 | 2,950 |
| Total bank equity capital | $14,999,000 | 2,950 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $2,213,000 | 5,204 |
| Undivided profits | $12,686,000 | 1,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 6,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $733,000 | 3,220 |
| Earning assets | $156,284,000 | 2,741 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $153,126,600 | 2,922 |
| Average Assets, quarterly | $162,621,000 | 2,837 |
| Volatile liabilities | $64,803,000 | 1,336 |
| Insider loans | $151,000 | 7,568 |
| FHLB advances | $39,181,000 | 244 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,361,000 | 2,833 |
| Tier 1 (core) risk-based capital | $14,514,000 | 3,022 |
| Tier 2 risk-based capital | $1,269,000 | 2,534 |
| Total risk weighted assets | $106,177,000 | 2,824 |
| Total unused commitments | $15,361,000 | 2,840 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 36 | 4,625 |
| Assets and Liabilities | ||
| Total Assets: | $143,940,000 | 3,135 |
| Cash and due from depository institutions | $2,195,000 | 4,625 |
| Interest-bearing balances | $724,000 | 3,149 |
| Securities | $1,093,000 | 10,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $133,702,000 | 2,094 |
| Loan loss allowance | $1,329,000 | 2,586 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,839,000 | 2,838 |
| Other real estate owned | $225,000 | 4,625 |
| Goodwill and other intangibles | $1,329,000 | 1,267 |
| All other assets | $2,557,000 | 2,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,940,000 | 3,135 |
| Total liabilities | $129,151,000 | 3,147 |
| Total deposits | $112,833,000 | 3,336 |
| Interest-bearing deposits | $106,678,000 | 3,038 |
| Deposits held in domestic offices | $112,833,000 | 3,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,592,000 | 1,203 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $726,000 | 4,484 |
| Total equity capital | $14,789,000 | 3,042 |
| Total bank equity capital | $14,789,000 | 3,042 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $2,213,000 | 5,097 |
| Undivided profits | $12,476,000 | 2,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $753,000 | 2,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $691,000 | 3,382 |
| Earning assets | $135,519,000 | 3,065 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $147,725,600 | 2,921 |
| Average Assets, quarterly | $142,963,000 | 3,107 |
| Volatile liabilities | $37,039,000 | 1,814 |
| Insider loans | $163,000 | 7,491 |
| FHLB advances | $15,592,000 | 349 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,395,000 | 2,233 |
| Tier 1 (core) risk-based capital | $14,279,000 | 2,992 |
| Tier 2 risk-based capital | $1,245,000 | 2,491 |
| Total risk weighted assets | $99,559,000 | 2,831 |
| Total unused commitments | $20,895,000 | 2,197 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $151,087,000 | 2,958 |
| Cash and due from depository institutions | $2,685,000 | 4,776 |
| Interest-bearing balances | $915,000 | 2,561 |
| Securities | $3,524,000 | 9,783 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $138,174,000 | 2,027 |
| Loan loss allowance | $1,478,000 | 2,375 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,975,000 | 2,653 |
| Other real estate owned | $122,000 | 4,776 |
| Goodwill and other intangibles | $505,000 | 1,763 |
| All other assets | $3,102,000 | 2,323 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,087,000 | 2,958 |
| Total liabilities | $137,512,000 | 2,924 |
| Total deposits | $115,592,000 | 3,225 |
| Interest-bearing deposits | $109,861,000 | 2,930 |
| Deposits held in domestic offices | $115,592,000 | 3,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $21,302,000 | 924 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $618,000 | 5,116 |
| Total equity capital | $13,575,000 | 3,260 |
| Total bank equity capital | $13,575,000 | 3,260 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $2,213,000 | 5,088 |
| Undivided profits | $11,262,000 | 2,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,120,000 | 2,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $834,000 | 2,765 |
| Earning assets | $142,613,000 | 2,892 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $148,805,400 | 2,862 |
| Average Assets, quarterly | $151,379,000 | 2,908 |
| Volatile liabilities | $41,627,000 | 1,638 |
| Insider loans | $164,000 | 7,766 |
| FHLB advances | $21,302,000 | 296 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,352,000 | 3,152 |
| Tier 1 (core) risk-based capital | $12,884,000 | 3,285 |
| Tier 2 risk-based capital | $1,260,000 | 2,351 |
| Total risk weighted assets | $100,603,000 | 2,742 |
| Total unused commitments | $11,602,000 | 3,125 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 42 | 4,378 |
| Assets and Liabilities | ||
| Total Assets: | $146,431,000 | 3,102 |
| Cash and due from depository institutions | $1,906,000 | 4,378 |
| Interest-bearing balances | $117,000 | 4,424 |
| Securities | $5,166,000 | 9,708 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $133,184,000 | 2,141 |
| Loan loss allowance | $1,334,000 | 2,715 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,093,000 | 2,522 |
| Other real estate owned | $59,000 | 4,378 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,023,000 | 2,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,431,000 | 3,102 |
| Total liabilities | $133,657,000 | 3,077 |
| Total deposits | $107,578,000 | 3,532 |
| Interest-bearing deposits | $102,653,000 | 3,189 |
| Deposits held in domestic offices | $107,578,000 | 3,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $25,011,000 | 838 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,068,000 | 3,352 |
| Total equity capital | $12,774,000 | 3,463 |
| Total bank equity capital | $12,774,000 | 3,463 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $2,213,000 | 5,159 |
| Undivided profits | $10,461,000 | 2,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $532,000 | 4,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $751,000 | 3,036 |
| Earning assets | $138,467,000 | 3,028 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $141,780,000 | 3,069 |
| Average Assets, quarterly | $144,634,000 | 3,103 |
| Volatile liabilities | $40,197,000 | 1,636 |
| Insider loans | $188,000 | 7,840 |
| FHLB advances | $25,011,000 | 290 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,207,000 | 3,577 |
| Tier 1 (core) risk-based capital | $12,244,000 | 3,510 |
| Tier 2 risk-based capital | $1,193,000 | 2,532 |
| Total risk weighted assets | $95,372,000 | 2,912 |
| Total unused commitments | $9,207,000 | 3,591 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $139,946,000 | 3,239 |
| Cash and due from depository institutions | $1,485,000 | 5,049 |
| Interest-bearing balances | $356,000 | 3,658 |
| Securities | $6,507,000 | 9,564 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $126,190,000 | 2,199 |
| Loan loss allowance | $1,421,000 | 2,594 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,162,000 | 2,422 |
| Other real estate owned | $0 | 5,049 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,602,000 | 2,884 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,946,000 | 3,239 |
| Total liabilities | $128,215,000 | 3,186 |
| Total deposits | $107,219,000 | 3,576 |
| Interest-bearing deposits | $102,386,000 | 3,214 |
| Deposits held in domestic offices | $107,219,000 | 3,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $19,720,000 | 868 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,276,000 | 2,982 |
| Total equity capital | $11,731,000 | 3,747 |
| Total bank equity capital | $11,731,000 | 3,747 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $2,213,000 | 5,188 |
| Undivided profits | $9,418,000 | 2,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $505,000 | 4,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $745,000 | 3,156 |
| Earning assets | $133,053,000 | 3,151 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $134,952,400 | 3,228 |
| Average Assets, quarterly | $137,019,000 | 3,267 |
| Volatile liabilities | $35,834,000 | 1,639 |
| Insider loans | $177,000 | 8,238 |
| FHLB advances | $19,720,000 | 308 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,236,000 | 3,464 |
| Tier 1 (core) risk-based capital | $11,207,000 | 3,786 |
| Tier 2 risk-based capital | $1,138,000 | 2,603 |
| Total risk weighted assets | $90,835,000 | 2,960 |
| Total unused commitments | $9,236,000 | 3,478 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $129,986,000 | 3,426 |
| Cash and due from depository institutions | $1,065,000 | 5,348 |
| Interest-bearing balances | $141,000 | 4,855 |
| Securities | $6,624,000 | 10,083 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $117,340,000 | 2,315 |
| Loan loss allowance | $1,272,000 | 2,913 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,901,000 | 3,821 |
| Other real estate owned | $61,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,995,000 | 2,668 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,986,000 | 3,426 |
| Total liabilities | $119,494,000 | 3,393 |
| Total deposits | $101,306,000 | 3,737 |
| Interest-bearing deposits | $96,175,000 | 3,386 |
| Deposits held in domestic offices | $101,306,000 | 3,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,428,000 | 960 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $760,000 | 3,752 |
| Total equity capital | $10,492,000 | 3,867 |
| Total bank equity capital | $10,492,000 | 3,867 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $2,213,000 | 5,167 |
| Undivided profits | $8,179,000 | 2,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 5,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $584,000 | 3,571 |
| Earning assets | $124,105,000 | 3,278 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $123,763,200 | 3,498 |
| Average Assets, quarterly | $128,675,000 | 3,436 |
| Volatile liabilities | $32,484,000 | 1,716 |
| Insider loans | $261,000 | 7,505 |
| FHLB advances | $17,428,000 | 364 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,874,000 | 3,420 |
| Tier 1 (core) risk-based capital | $10,039,000 | 4,107 |
| Tier 2 risk-based capital | $1,047,000 | 2,786 |
| Total risk weighted assets | $83,596,000 | 3,139 |
| Total unused commitments | $8,874,000 | 3,428 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $121,357,000 | 3,721 |
| Cash and due from depository institutions | $2,975,000 | 5,698 |
| Interest-bearing balances | $2,264,000 | 2,229 |
| Securities | $5,961,000 | 10,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $108,843,000 | 2,407 |
| Loan loss allowance | $981,000 | 3,762 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $777,000 | 7,130 |
| Other real estate owned | $429,000 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,372,000 | 2,987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,357,000 | 3,721 |
| Total liabilities | $112,336,000 | 3,666 |
| Total deposits | $89,746,000 | 4,304 |
| Interest-bearing deposits | $86,156,000 | 3,919 |
| Deposits held in domestic offices | $89,746,000 | 4,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $21,460,000 | 749 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,130,000 | 2,832 |
| Total equity capital | $9,021,000 | 4,487 |
| Total bank equity capital | $9,021,000 | 4,487 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $2,213,000 | 5,153 |
| Undivided profits | $6,708,000 | 3,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $550,000 | 4,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $459,000 | 4,075 |
| Earning assets | $117,068,000 | 3,534 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $116,588,800 | 3,778 |
| Average Assets, quarterly | $121,043,000 | 3,709 |
| Volatile liabilities | $33,730,000 | 1,607 |
| Insider loans | $228,000 | 7,991 |
| FHLB advances | $21,460,000 | 296 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,043,000 | 3,096 |
| Tier 1 (core) risk-based capital | $8,480,000 | 4,652 |
| Tier 2 risk-based capital | $952,000 | 3,017 |
| Total risk weighted assets | $76,096,000 | 3,379 |
| Total unused commitments | $10,043,000 | 3,117 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $110,047,000 | 4,146 |
| Cash and due from depository institutions | $2,855,000 | 6,231 |
| Interest-bearing balances | $2,152,000 | 2,592 |
| Securities | $2,285,000 | 12,922 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $102,022,000 | 2,623 |
| Loan loss allowance | $540,000 | 6,101 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $530,000 | 8,705 |
| Other real estate owned | $776,000 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,579,000 | 4,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,047,000 | 4,146 |
| Total liabilities | $101,925,000 | 4,113 |
| Total deposits | $86,622,000 | 4,593 |
| Interest-bearing deposits | $83,605,000 | 4,195 |
| Deposits held in domestic offices | $86,622,000 | 4,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $14,538,000 | 811 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $765,000 | 4,063 |
| Total equity capital | $8,122,000 | 4,726 |
| Total bank equity capital | $8,122,000 | 4,726 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $2,213,000 | 5,053 |
| Undivided profits | $5,809,000 | 3,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 5,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $466,000 | 4,372 |
| Earning assets | $106,459,000 | 3,946 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $102,851,800 | 4,323 |
| Average Assets, quarterly | $108,685,500 | 4,168 |
| Volatile liabilities | $27,157,000 | 1,853 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $14,477,000 | 342 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,115,000 | 2,735 |
| Tier 1 (core) risk-based capital | $7,643,000 | 4,914 |
| Tier 2 risk-based capital | $540,000 | 4,903 |
| Total risk weighted assets | $70,152,000 | 3,697 |
| Total unused commitments | $11,115,000 | 2,750 |
| Derivatives | $0 | 651 |