Home > Ellsworth State Bank > Income and Expense
Ellsworth State Bank, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $283,000 | 8,428 |
| Total interest expense | $121,000 | 7,511 |
| Net interest income | $162,000 | 8,640 |
| Provision for loan and lease losses | $86,000 | 2,396 |
| Total noninterest income | $14,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $117,000 | 8,833 |
| Salaries and employee benefits | $50,000 | 8,955 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $52,000 | 8,354 |
| Pre-tax net operating income | $-27,000 | 8,675 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $-18,000 | 8,898 |
| Income before extraordinary items | $-2,000 | 8,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,000 | 8,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,451 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-6,480 | 8,578 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 8,340 |
| Total interest expense | $567,000 | 7,511 |
| Net interest income | $684,000 | 8,585 |
| Provision for loan and lease losses | $252,000 | 3,526 |
| Total noninterest income | $67,000 | 8,627 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $62,000 | 7,233 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,000 | 8,909 |
| Total noninterest expense | $416,000 | 8,954 |
| Salaries and employee benefits | $276,000 | 8,824 |
| Premises and equipment expense | $61,000 | 8,613 |
| Additional noninterest expense | $79,000 | 9,063 |
| Pre-tax net operating income | $83,000 | 8,269 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $84,000 | 8,304 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $84,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,783 |
| Cash dividends | $287,000 | 4,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $78,360 | 8,217 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $957,000 | 8,408 |
| Total interest expense | $438,000 | 7,597 |
| Net interest income | $519,000 | 8,643 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $52,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 8,924 |
| Total noninterest expense | $289,000 | 9,038 |
| Salaries and employee benefits | $206,000 | 8,871 |
| Premises and equipment expense | $44,000 | 8,675 |
| Additional noninterest expense | $39,000 | 9,186 |
| Pre-tax net operating income | $282,000 | 7,265 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $107,000 | 5,498 |
| Income before extraordinary items | $178,000 | 7,732 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $178,000 | 7,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $287,000 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $176,080 | 7,598 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $648,000 | 8,441 |
| Total interest expense | $302,000 | 7,650 |
| Net interest income | $346,000 | 8,682 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $34,000 | 8,713 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $190,000 | 9,067 |
| Salaries and employee benefits | $138,000 | 8,889 |
| Premises and equipment expense | $28,000 | 8,729 |
| Additional noninterest expense | $24,000 | 9,213 |
| Pre-tax net operating income | $190,000 | 7,286 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $89,000 | 5,272 |
| Income before extraordinary items | $104,000 | 7,912 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $104,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $287,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $102,080 | 7,765 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $337,000 | 8,443 |
| Total interest expense | $156,000 | 7,677 |
| Net interest income | $181,000 | 8,690 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $15,000 | 8,812 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $88,000 | 9,138 |
| Salaries and employee benefits | $62,000 | 9,004 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $13,000 | 9,250 |
| Pre-tax net operating income | $108,000 | 7,072 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $45,000 | 5,243 |
| Income before extraordinary items | $65,000 | 7,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $287,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $63,720 | 7,474 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 8,310 |
| Total interest expense | $735,000 | 7,707 |
| Net interest income | $823,000 | 8,549 |
| Provision for loan and lease losses | $5,000 | 7,962 |
| Total noninterest income | $66,000 | 8,794 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $61,000 | 7,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 9,073 |
| Total noninterest expense | $409,000 | 9,125 |
| Salaries and employee benefits | $296,000 | 8,910 |
| Premises and equipment expense | $39,000 | 9,068 |
| Additional noninterest expense | $74,000 | 9,243 |
| Pre-tax net operating income | $475,000 | 6,867 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $190,000 | 5,188 |
| Income before extraordinary items | $287,000 | 7,386 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $287,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $284,000 | 4,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $285,720 | 7,295 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 8,409 |
| Total interest expense | $1,006,000 | 8,008 |
| Net interest income | $802,000 | 8,659 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $65,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $60,000 | 7,394 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,000 | 9,318 |
| Total noninterest expense | $402,000 | 9,361 |
| Salaries and employee benefits | $286,000 | 9,116 |
| Premises and equipment expense | $45,000 | 9,215 |
| Additional noninterest expense | $71,000 | 9,499 |
| Pre-tax net operating income | $465,000 | 6,693 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $185,000 | 5,152 |
| Income before extraordinary items | $285,000 | 7,225 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $285,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $323,000 | 4,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $281,800 | 7,125 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 8,515 |
| Total interest expense | $1,017,000 | 8,188 |
| Net interest income | $874,000 | 8,744 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $52,000 | 9,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,605 |
| Total noninterest expense | $399,000 | 9,602 |
| Salaries and employee benefits | $247,000 | 9,470 |
| Premises and equipment expense | $40,000 | 9,542 |
| Additional noninterest expense | $112,000 | 9,550 |
| Pre-tax net operating income | $527,000 | 6,871 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $204,000 | 5,344 |
| Income before extraordinary items | $323,000 | 7,331 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $323,000 | 7,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $271,000 | 4,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $323,000 | 7,332 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 8,766 |
| Total interest expense | $975,000 | 8,238 |
| Net interest income | $779,000 | 9,106 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $48,000 | 9,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,002 |
| Total noninterest expense | $359,000 | 9,963 |
| Salaries and employee benefits | $224,000 | 9,822 |
| Premises and equipment expense | $41,000 | 9,812 |
| Additional noninterest expense | $94,000 | 9,961 |
| Pre-tax net operating income | $438,000 | 7,420 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $167,000 | 6,075 |
| Income before extraordinary items | $271,000 | 7,783 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $271,000 | 7,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $231,000 | 4,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $271,000 | 7,763 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 9,028 |
| Total interest expense | $939,000 | 8,587 |
| Net interest income | $782,000 | 9,305 |
| Provision for loan and lease losses | $130,000 | 4,466 |
| Total noninterest income | $48,000 | 9,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,199 |
| Total noninterest expense | $343,000 | 10,174 |
| Salaries and employee benefits | $215,000 | 10,038 |
| Premises and equipment expense | $41,000 | 9,998 |
| Additional noninterest expense | $87,000 | 10,220 |
| Pre-tax net operating income | $357,000 | 8,111 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $126,000 | 7,158 |
| Income before extraordinary items | $231,000 | 8,385 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $231,000 | 8,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,165 |
| Cash dividends | $298,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $231,000 | 8,313 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 9,376 |
| Total interest expense | $961,000 | 8,805 |
| Net interest income | $777,000 | 9,734 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $45,000 | 10,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $346,000 | 10,599 |
| Salaries and employee benefits | $231,000 | 10,389 |
| Premises and equipment expense | $38,000 | 10,474 |
| Additional noninterest expense | $77,000 | 10,716 |
| Pre-tax net operating income | $476,000 | 8,059 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $178,000 | 7,207 |
| Income before extraordinary items | $298,000 | 8,388 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $298,000 | 8,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $296,000 | 4,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $298,000 | 8,347 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 9,899 |
| Total interest expense | $939,000 | 9,213 |
| Net interest income | $710,000 | 10,364 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $40,000 | 11,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,282 |
| Total noninterest expense | $323,000 | 11,168 |
| Salaries and employee benefits | $222,000 | 10,892 |
| Premises and equipment expense | $29,000 | 11,154 |
| Additional noninterest expense | $72,000 | 11,292 |
| Pre-tax net operating income | $427,000 | 8,356 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $131,000 | 8,193 |
| Income before extraordinary items | $296,000 | 8,462 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $296,000 | 8,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $307,000 | 4,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $296,000 | 8,402 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 10,411 |
| Total interest expense | $851,000 | 9,783 |
| Net interest income | $711,000 | 10,805 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $43,000 | 11,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,796 |
| Total noninterest expense | $313,000 | 11,680 |
| Salaries and employee benefits | $205,000 | 11,476 |
| Premises and equipment expense | $26,000 | 11,697 |
| Additional noninterest expense | $82,000 | 11,751 |
| Pre-tax net operating income | $441,000 | 8,798 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $133,000 | 8,562 |
| Income before extraordinary items | $308,000 | 8,859 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $308,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $293,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $308,000 | 8,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 10,709 |
| Total interest expense | $821,000 | 9,495 |
| Net interest income | $697,000 | 11,389 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $52,000 | 11,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $336,000 | 12,247 |
| Salaries and employee benefits | $200,000 | 12,070 |
| Premises and equipment expense | $26,000 | 12,321 |
| Additional noninterest expense | $110,000 | 12,212 |
| Pre-tax net operating income | $413,000 | 9,262 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $120,000 | 8,923 |
| Income before extraordinary items | $293,000 | 9,217 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $293,000 | 9,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $369,000 | 3,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $293,000 | 9,287 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 10,994 |
| Total interest expense | $834,000 | 9,866 |
| Net interest income | $768,000 | 11,622 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $37,000 | 12,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 10,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $329,000 | 12,894 |
| Salaries and employee benefits | $198,000 | 12,665 |
| Premises and equipment expense | $27,000 | 12,925 |
| Additional noninterest expense | $104,000 | 12,893 |
| Pre-tax net operating income | $476,000 | 8,815 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $128,000 | 9,127 |
| Income before extraordinary items | $348,000 | 8,954 |
| Extraordinary gains, net | $21,000 | 2,682 |
| Net income | $369,000 | 8,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $341,000 | 4,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $348,000 | 8,702 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 11,250 |
| Total interest expense | $1,034,000 | 10,252 |
| Net interest income | $790,000 | 11,945 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $27,000 | 13,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,723 |
| Total noninterest expense | $324,000 | 13,495 |
| Salaries and employee benefits | $197,000 | 13,191 |
| Premises and equipment expense | $19,000 | 13,693 |
| Additional noninterest expense | $108,000 | 13,453 |
| Pre-tax net operating income | $493,000 | 8,455 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $341,000 | 8,811 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $341,000 | 8,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $323,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $340,310 | 8,454 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.