Home > Ellis State Bank > Income and Expense
Ellis State Bank, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,794,000 | 4,397 |
| Total interest expense | $1,007,000 | 5,559 |
| Net interest income | $2,787,000 | 3,681 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $287,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $62,000 | 5,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $225,000 | 3,538 |
| Total noninterest expense | $3,098,000 | 2,967 |
| Salaries and employee benefits | $1,901,000 | 2,681 |
| Premises and equipment expense | $149,000 | 5,846 |
| Additional noninterest expense | $1,048,000 | 2,636 |
| Pre-tax net operating income | $-42,000 | 7,074 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $132,000 | 3,162 |
| Income before extraordinary items | $-174,000 | 7,370 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-174,000 | 7,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $45,000 | 4,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-174,000 | 7,349 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,955,000 | 4,386 |
| Total interest expense | $528,000 | 5,623 |
| Net interest income | $1,427,000 | 3,616 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $161,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $29,000 | 5,728 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $132,000 | 3,267 |
| Total noninterest expense | $1,517,000 | 3,024 |
| Salaries and employee benefits | $938,000 | 2,731 |
| Premises and equipment expense | $64,000 | 6,286 |
| Additional noninterest expense | $515,000 | 2,655 |
| Pre-tax net operating income | $65,000 | 6,418 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $52,000 | 3,521 |
| Income before extraordinary items | $13,000 | 7,105 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $13,000 | 7,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $45,000 | 3,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $13,000 | 7,022 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,697,000 | 4,470 |
| Total interest expense | $1,941,000 | 5,888 |
| Net interest income | $5,756,000 | 3,614 |
| Provision for loan and lease losses | $24,000 | 6,240 |
| Total noninterest income | $292,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $126,000 | 5,683 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $166,000 | 5,403 |
| Total noninterest expense | $5,344,000 | 3,278 |
| Salaries and employee benefits | $3,299,000 | 2,983 |
| Premises and equipment expense | $260,000 | 6,151 |
| Additional noninterest expense | $1,785,000 | 2,952 |
| Pre-tax net operating income | $680,000 | 5,494 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $267,000 | 3,530 |
| Income before extraordinary items | $413,000 | 5,999 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $413,000 | 5,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $45,000 | 5,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $413,000 | 5,993 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 4,659 |
| Total interest expense | $1,423,000 | 5,975 |
| Net interest income | $4,022,000 | 3,814 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $157,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $94,000 | 5,726 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $63,000 | 6,487 |
| Total noninterest expense | $3,766,000 | 3,412 |
| Salaries and employee benefits | $2,307,000 | 3,148 |
| Premises and equipment expense | $181,000 | 6,321 |
| Additional noninterest expense | $1,278,000 | 3,017 |
| Pre-tax net operating income | $395,000 | 6,191 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $170,000 | 3,905 |
| Income before extraordinary items | $225,000 | 6,682 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $225,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $45,000 | 4,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $225,000 | 6,670 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,451,000 | 4,807 |
| Total interest expense | $898,000 | 6,110 |
| Net interest income | $2,553,000 | 3,967 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $93,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $58,000 | 5,870 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $35,000 | 6,783 |
| Total noninterest expense | $2,370,000 | 3,605 |
| Salaries and employee benefits | $1,478,000 | 3,286 |
| Premises and equipment expense | $127,000 | 6,230 |
| Additional noninterest expense | $765,000 | 3,315 |
| Pre-tax net operating income | $264,000 | 6,268 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $108,000 | 4,048 |
| Income before extraordinary items | $156,000 | 6,699 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $156,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $30,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $156,000 | 6,687 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 5,378 |
| Total interest expense | $443,000 | 6,151 |
| Net interest income | $1,005,000 | 4,677 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $-1,000 | 8,611 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-27,000 | 8,622 |
| Total noninterest expense | $886,000 | 4,481 |
| Salaries and employee benefits | $541,000 | 4,193 |
| Premises and equipment expense | $55,000 | 6,603 |
| Additional noninterest expense | $290,000 | 4,064 |
| Pre-tax net operating income | $112,000 | 6,520 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $52,000 | 4,082 |
| Income before extraordinary items | $60,000 | 7,025 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $60,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $30,000 | 3,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $60,000 | 7,006 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,456,000 | 5,858 |
| Total interest expense | $1,262,000 | 6,491 |
| Net interest income | $3,194,000 | 5,335 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $201,000 | 6,916 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $102,000 | 6,130 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 6,345 |
| Total noninterest expense | $2,901,000 | 4,994 |
| Salaries and employee benefits | $1,852,000 | 4,524 |
| Premises and equipment expense | $245,000 | 6,263 |
| Additional noninterest expense | $804,000 | 5,215 |
| Pre-tax net operating income | $470,000 | 6,577 |
| Securities gains (losses) | $-12,000 | 7,357 |
| Applicable income taxes | $122,000 | 4,794 |
| Income before extraordinary items | $336,000 | 6,762 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $336,000 | 6,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $33,000 | 5,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $344,760 | 6,739 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 6,068 |
| Total interest expense | $864,000 | 6,643 |
| Net interest income | $2,202,000 | 5,644 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $92,000 | 7,621 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $72,000 | 6,280 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,827 |
| Total noninterest expense | $1,892,000 | 5,440 |
| Salaries and employee benefits | $1,182,000 | 5,015 |
| Premises and equipment expense | $145,000 | 6,821 |
| Additional noninterest expense | $565,000 | 5,402 |
| Pre-tax net operating income | $384,000 | 6,672 |
| Securities gains (losses) | $-12,000 | 7,658 |
| Applicable income taxes | $95,000 | 4,971 |
| Income before extraordinary items | $277,000 | 6,829 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $277,000 | 6,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $15,000 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $285,880 | 6,803 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 7,036 |
| Total interest expense | $520,000 | 6,770 |
| Net interest income | $841,000 | 7,073 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $59,000 | 7,700 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $45,000 | 6,387 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $672,000 | 7,188 |
| Salaries and employee benefits | $387,000 | 7,061 |
| Premises and equipment expense | $94,000 | 6,899 |
| Additional noninterest expense | $191,000 | 7,185 |
| Pre-tax net operating income | $216,000 | 6,976 |
| Securities gains (losses) | $-5,000 | 7,694 |
| Applicable income taxes | $55,000 | 5,156 |
| Income before extraordinary items | $156,000 | 7,108 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $156,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $15,000 | 4,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $159,700 | 7,097 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $668,000 | 7,051 |
| Total interest expense | $245,000 | 6,821 |
| Net interest income | $423,000 | 7,087 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $31,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $332,000 | 7,223 |
| Salaries and employee benefits | $197,000 | 7,024 |
| Premises and equipment expense | $43,000 | 7,055 |
| Additional noninterest expense | $92,000 | 7,245 |
| Pre-tax net operating income | $116,000 | 6,862 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $32,000 | 4,955 |
| Income before extraordinary items | $85,000 | 6,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 6,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $15,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $84,270 | 6,991 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,311,000 | 7,166 |
| Total interest expense | $836,000 | 6,682 |
| Net interest income | $1,475,000 | 7,327 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $169,000 | 7,321 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $88,000 | 6,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $81,000 | 6,738 |
| Total noninterest expense | $1,271,000 | 7,278 |
| Salaries and employee benefits | $804,000 | 6,924 |
| Premises and equipment expense | $178,000 | 6,969 |
| Additional noninterest expense | $289,000 | 7,714 |
| Pre-tax net operating income | $349,000 | 7,228 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $63,000 | 5,708 |
| Income before extraordinary items | $290,000 | 7,223 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $290,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $30,000 | 5,872 |
| Sale, conversion, retirement of capital stock, net | $-430,000 | 8,798 |
| Net operating income | $286,720 | 7,223 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 7,257 |
| Total interest expense | $594,000 | 6,736 |
| Net interest income | $1,063,000 | 7,441 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $83,000 | 7,869 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 6,511 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 8,051 |
| Total noninterest expense | $901,000 | 7,395 |
| Salaries and employee benefits | $557,000 | 7,102 |
| Premises and equipment expense | $132,000 | 6,975 |
| Additional noninterest expense | $212,000 | 7,750 |
| Pre-tax net operating income | $227,000 | 7,528 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $30,000 | 6,080 |
| Income before extraordinary items | $201,000 | 7,438 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $201,000 | 7,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $30,000 | 5,126 |
| Sale, conversion, retirement of capital stock, net | $-430,000 | 8,838 |
| Net operating income | $197,520 | 7,434 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 7,351 |
| Total interest expense | $363,000 | 6,824 |
| Net interest income | $688,000 | 7,507 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $52,000 | 7,927 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $583,000 | 7,459 |
| Salaries and employee benefits | $364,000 | 7,164 |
| Premises and equipment expense | $85,000 | 7,031 |
| Additional noninterest expense | $134,000 | 7,808 |
| Pre-tax net operating income | $145,000 | 7,576 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $12,000 | 6,334 |
| Income before extraordinary items | $129,000 | 7,512 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $129,000 | 7,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $15,000 | 4,979 |
| Sale, conversion, retirement of capital stock, net | $-430,000 | 8,855 |
| Net operating income | $132,640 | 7,445 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,429 |
| Total interest expense | $166,000 | 6,968 |
| Net interest income | $347,000 | 7,552 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $28,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $291,000 | 7,524 |
| Salaries and employee benefits | $177,000 | 7,286 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $69,000 | 7,823 |
| Pre-tax net operating income | $78,000 | 7,517 |
| Securities gains (losses) | $-4,000 | 8,340 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $68,000 | 7,468 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $68,000 | 7,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $15,000 | 3,771 |
| Sale, conversion, retirement of capital stock, net | $-430,000 | 8,926 |
| Net operating income | $71,680 | 7,375 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 7,541 |
| Total interest expense | $619,000 | 6,877 |
| Net interest income | $1,224,000 | 7,714 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $93,000 | 8,153 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $63,000 | 7,070 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,000 | 7,956 |
| Total noninterest expense | $1,010,000 | 7,798 |
| Salaries and employee benefits | $612,000 | 7,623 |
| Premises and equipment expense | $145,000 | 7,385 |
| Additional noninterest expense | $253,000 | 7,979 |
| Pre-tax net operating income | $295,000 | 7,458 |
| Securities gains (losses) | $21,000 | 2,362 |
| Applicable income taxes | $57,000 | 5,970 |
| Income before extraordinary items | $259,000 | 7,395 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $259,000 | 7,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $19,000 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $241,780 | 7,408 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 7,600 |
| Total interest expense | $463,000 | 6,892 |
| Net interest income | $906,000 | 7,768 |
| Provision for loan and lease losses | $12,000 | 6,640 |
| Total noninterest income | $59,000 | 8,364 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $44,000 | 7,182 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 8,248 |
| Total noninterest expense | $701,000 | 7,915 |
| Salaries and employee benefits | $419,000 | 7,760 |
| Premises and equipment expense | $105,000 | 7,429 |
| Additional noninterest expense | $177,000 | 8,078 |
| Pre-tax net operating income | $252,000 | 7,452 |
| Securities gains (losses) | $21,000 | 2,274 |
| Applicable income taxes | $57,000 | 5,866 |
| Income before extraordinary items | $216,000 | 7,386 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $216,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $19,000 | 5,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $199,410 | 7,426 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $907,000 | 7,649 |
| Total interest expense | $311,000 | 6,901 |
| Net interest income | $596,000 | 7,831 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $41,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $29,000 | 7,223 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $448,000 | 8,031 |
| Salaries and employee benefits | $268,000 | 7,903 |
| Premises and equipment expense | $67,000 | 7,546 |
| Additional noninterest expense | $113,000 | 8,181 |
| Pre-tax net operating income | $177,000 | 7,367 |
| Securities gains (losses) | $18,000 | 2,100 |
| Applicable income taxes | $43,000 | 5,769 |
| Income before extraordinary items | $152,000 | 7,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,060 |
| Cash dividends | $10,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $137,960 | 7,368 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 7,691 |
| Total interest expense | $157,000 | 6,939 |
| Net interest income | $298,000 | 7,865 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $228,000 | 8,043 |
| Salaries and employee benefits | $128,000 | 8,003 |
| Premises and equipment expense | $40,000 | 7,262 |
| Additional noninterest expense | $60,000 | 8,152 |
| Pre-tax net operating income | $88,000 | 7,338 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $19,000 | 5,825 |
| Income before extraordinary items | $73,000 | 7,361 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 7,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $69,840 | 7,344 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 7,645 |
| Total interest expense | $678,000 | 7,112 |
| Net interest income | $1,231,000 | 7,761 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $85,000 | 8,455 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $60,000 | 7,265 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $25,000 | 8,275 |
| Total noninterest expense | $902,000 | 8,077 |
| Salaries and employee benefits | $547,000 | 7,909 |
| Premises and equipment expense | $136,000 | 7,587 |
| Additional noninterest expense | $219,000 | 8,314 |
| Pre-tax net operating income | $390,000 | 7,087 |
| Securities gains (losses) | $35,000 | 2,802 |
| Applicable income taxes | $104,000 | 5,683 |
| Income before extraordinary items | $321,000 | 7,175 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $321,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $19,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $294,400 | 7,160 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 7,729 |
| Total interest expense | $514,000 | 7,246 |
| Net interest income | $924,000 | 7,832 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $58,000 | 8,603 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $45,000 | 7,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $644,000 | 8,170 |
| Salaries and employee benefits | $381,000 | 8,038 |
| Premises and equipment expense | $102,000 | 7,588 |
| Additional noninterest expense | $161,000 | 8,359 |
| Pre-tax net operating income | $320,000 | 7,068 |
| Securities gains (losses) | $34,000 | 2,597 |
| Applicable income taxes | $93,000 | 5,648 |
| Income before extraordinary items | $261,000 | 7,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $261,000 | 7,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $19,000 | 5,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $235,840 | 7,198 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $966,000 | 7,776 |
| Total interest expense | $347,000 | 7,346 |
| Net interest income | $619,000 | 7,836 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $41,000 | 8,553 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $443,000 | 8,128 |
| Salaries and employee benefits | $246,000 | 8,116 |
| Premises and equipment expense | $86,000 | 7,125 |
| Additional noninterest expense | $111,000 | 8,289 |
| Pre-tax net operating income | $205,000 | 7,171 |
| Securities gains (losses) | $22,000 | 2,556 |
| Applicable income taxes | $59,000 | 5,754 |
| Income before extraordinary items | $168,000 | 7,274 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $168,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $10,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $151,720 | 7,257 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $486,000 | 7,807 |
| Total interest expense | $177,000 | 7,395 |
| Net interest income | $309,000 | 7,874 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $23,000 | 8,464 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $218,000 | 8,188 |
| Salaries and employee benefits | $123,000 | 8,147 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $58,000 | 8,275 |
| Pre-tax net operating income | $108,000 | 7,072 |
| Securities gains (losses) | $19,000 | 1,926 |
| Applicable income taxes | $35,000 | 5,559 |
| Income before extraordinary items | $92,000 | 7,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 7,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $10,000 | 3,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $78,320 | 7,178 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 7,743 |
| Total interest expense | $861,000 | 7,321 |
| Net interest income | $1,236,000 | 7,860 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $85,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $59,000 | 7,370 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $891,000 | 8,170 |
| Salaries and employee benefits | $518,000 | 8,066 |
| Premises and equipment expense | $149,000 | 7,457 |
| Additional noninterest expense | $224,000 | 8,377 |
| Pre-tax net operating income | $406,000 | 7,140 |
| Securities gains (losses) | $37,000 | 2,669 |
| Applicable income taxes | $113,000 | 5,841 |
| Income before extraordinary items | $330,000 | 7,176 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $330,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $19,000 | 6,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $302,620 | 7,202 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 7,865 |
| Total interest expense | $1,174,000 | 7,657 |
| Net interest income | $1,208,000 | 7,866 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $80,000 | 8,779 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $54,000 | 7,519 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $26,000 | 8,488 |
| Total noninterest expense | $854,000 | 8,315 |
| Salaries and employee benefits | $506,000 | 8,148 |
| Premises and equipment expense | $141,000 | 7,677 |
| Additional noninterest expense | $207,000 | 8,597 |
| Pre-tax net operating income | $410,000 | 6,932 |
| Securities gains (losses) | $44,000 | 2,476 |
| Applicable income taxes | $118,000 | 5,792 |
| Income before extraordinary items | $336,000 | 6,913 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $336,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $19,000 | 6,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $303,440 | 7,001 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 7,987 |
| Total interest expense | $1,189,000 | 7,822 |
| Net interest income | $1,236,000 | 7,998 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $115,000 | 8,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,628 |
| Total noninterest expense | $791,000 | 8,589 |
| Salaries and employee benefits | $489,000 | 8,307 |
| Premises and equipment expense | $118,000 | 8,135 |
| Additional noninterest expense | $184,000 | 8,934 |
| Pre-tax net operating income | $536,000 | 6,836 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $152,000 | 5,885 |
| Income before extraordinary items | $390,000 | 6,916 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $390,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $19,000 | 6,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $385,680 | 6,952 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 8,096 |
| Total interest expense | $1,210,000 | 7,618 |
| Net interest income | $1,124,000 | 8,353 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $121,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,510 |
| Total noninterest expense | $771,000 | 8,806 |
| Salaries and employee benefits | $460,000 | 8,564 |
| Premises and equipment expense | $109,000 | 8,449 |
| Additional noninterest expense | $202,000 | 9,003 |
| Pre-tax net operating income | $450,000 | 7,377 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $107,000 | 6,835 |
| Income before extraordinary items | $342,000 | 7,338 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $342,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $13,000 | 7,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $342,760 | 7,308 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 8,195 |
| Total interest expense | $1,281,000 | 7,721 |
| Net interest income | $1,130,000 | 8,503 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $111,000 | 8,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,525 |
| Total noninterest expense | $739,000 | 8,979 |
| Salaries and employee benefits | $446,000 | 8,671 |
| Premises and equipment expense | $114,000 | 8,398 |
| Additional noninterest expense | $179,000 | 9,353 |
| Pre-tax net operating income | $490,000 | 7,419 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $126,000 | 7,158 |
| Income before extraordinary items | $371,000 | 7,405 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $371,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $21,000 | 7,243 |
| Sale, conversion, retirement of capital stock, net | $-946,000 | 10,423 |
| Net operating income | $365,750 | 7,364 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 8,655 |
| Total interest expense | $1,226,000 | 8,046 |
| Net interest income | $1,059,000 | 9,045 |
| Provision for loan and lease losses | $9,000 | 8,470 |
| Total noninterest income | $111,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $696,000 | 9,408 |
| Salaries and employee benefits | $409,000 | 9,201 |
| Premises and equipment expense | $105,000 | 8,851 |
| Additional noninterest expense | $182,000 | 9,643 |
| Pre-tax net operating income | $465,000 | 8,113 |
| Securities gains (losses) | $-17,000 | 10,300 |
| Applicable income taxes | $108,000 | 8,273 |
| Income before extraordinary items | $340,000 | 8,075 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $340,000 | 8,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $20,000 | 7,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $352,920 | 7,919 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 9,182 |
| Total interest expense | $1,143,000 | 8,551 |
| Net interest income | $1,000,000 | 9,555 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $58,000 | 10,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $663,000 | 9,941 |
| Salaries and employee benefits | $393,000 | 9,647 |
| Premises and equipment expense | $105,000 | 9,153 |
| Additional noninterest expense | $165,000 | 10,368 |
| Pre-tax net operating income | $395,000 | 8,536 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $110,000 | 8,579 |
| Income before extraordinary items | $275,000 | 8,633 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $275,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Cash dividends | $20,000 | 8,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $282,100 | 8,506 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 9,638 |
| Total interest expense | $1,239,000 | 8,462 |
| Net interest income | $809,000 | 10,509 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $60,000 | 11,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $632,000 | 10,444 |
| Salaries and employee benefits | $362,000 | 10,237 |
| Premises and equipment expense | $90,000 | 9,917 |
| Additional noninterest expense | $180,000 | 10,685 |
| Pre-tax net operating income | $237,000 | 10,206 |
| Securities gains (losses) | $-26,000 | 10,740 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $176,000 | 10,204 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $176,000 | 10,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $20,000 | 8,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $197,580 | 9,928 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 9,845 |
| Total interest expense | $1,130,000 | 8,184 |
| Net interest income | $843,000 | 10,907 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $63,000 | 11,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $676,000 | 10,806 |
| Salaries and employee benefits | $357,000 | 10,669 |
| Premises and equipment expense | $105,000 | 9,868 |
| Additional noninterest expense | $214,000 | 10,973 |
| Pre-tax net operating income | $230,000 | 10,657 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $37,000 | 10,765 |
| Income before extraordinary items | $177,000 | 10,528 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $177,000 | 10,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $190,280 | 10,446 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 9,862 |
| Total interest expense | $1,162,000 | 8,433 |
| Net interest income | $999,000 | 10,781 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $68,000 | 12,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 10,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $702,000 | 11,155 |
| Salaries and employee benefits | $365,000 | 10,992 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $229,000 | 11,340 |
| Pre-tax net operating income | $365,000 | 9,689 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $101,000 | 9,717 |
| Income before extraordinary items | $274,000 | 9,764 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $274,000 | 9,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $266,700 | 9,598 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 9,889 |
| Total interest expense | $1,405,000 | 8,831 |
| Net interest income | $1,116,000 | 10,643 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $51,000 | 13,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 11,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $698,000 | 11,526 |
| Salaries and employee benefits | $362,000 | 11,315 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $247,000 | 11,574 |
| Pre-tax net operating income | $449,000 | 8,811 |
| Securities gains (losses) | $-11,000 | 13,323 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $291,000 | 9,440 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $291,000 | 9,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $20,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $298,260 | 8,964 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.