Home > Elliott State Bank > Income and Expense
Elliott State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,069,000 | 2,513 |
| Total interest expense | $5,666,000 | 2,639 |
| Net interest income | $7,403,000 | 2,363 |
| Provision for loan and lease losses | $600,000 | 1,510 |
| Total noninterest income | $1,606,000 | 2,084 |
| Gross Fiduciary activities income | $455,000 | 683 |
| Service charges on deposit accounts | $726,000 | 1,789 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $425,000 | 3,160 |
| Total noninterest expense | $4,596,000 | 2,768 |
| Salaries and employee benefits | $2,342,000 | 2,825 |
| Premises and equipment expense | $528,000 | 3,534 |
| Additional noninterest expense | $1,726,000 | 2,399 |
| Pre-tax net operating income | $3,813,000 | 1,972 |
| Securities gains (losses) | $90,000 | 1,032 |
| Applicable income taxes | $1,392,000 | 1,823 |
| Income before extraordinary items | $2,511,000 | 2,104 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,511,000 | 2,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,026,000 | 794 |
| Cash dividends | $2,800,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,453,400 | 2,093 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,456,000 | 2,673 |
| Total interest expense | $5,093,000 | 2,949 |
| Net interest income | $7,363,000 | 2,436 |
| Provision for loan and lease losses | $1,020,000 | 1,003 |
| Total noninterest income | $1,580,000 | 2,210 |
| Gross Fiduciary activities income | $419,000 | 760 |
| Service charges on deposit accounts | $707,000 | 1,920 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $454,000 | 3,124 |
| Total noninterest expense | $4,253,000 | 3,156 |
| Salaries and employee benefits | $2,280,000 | 2,934 |
| Premises and equipment expense | $556,000 | 3,451 |
| Additional noninterest expense | $1,417,000 | 3,273 |
| Pre-tax net operating income | $3,670,000 | 1,976 |
| Securities gains (losses) | $51,000 | 1,313 |
| Applicable income taxes | $1,327,000 | 1,815 |
| Income before extraordinary items | $2,394,000 | 2,079 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,394,000 | 2,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,837 |
| Cash dividends | $950,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,361,360 | 2,056 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,627,000 | 2,654 |
| Total interest expense | $5,074,000 | 2,983 |
| Net interest income | $7,553,000 | 2,373 |
| Provision for loan and lease losses | $540,000 | 1,477 |
| Total noninterest income | $1,510,000 | 2,273 |
| Gross Fiduciary activities income | $405,000 | 800 |
| Service charges on deposit accounts | $722,000 | 1,876 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $383,000 | 3,402 |
| Total noninterest expense | $4,380,000 | 3,061 |
| Salaries and employee benefits | $2,241,000 | 2,973 |
| Premises and equipment expense | $621,000 | 3,121 |
| Additional noninterest expense | $1,518,000 | 3,072 |
| Pre-tax net operating income | $4,143,000 | 1,783 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $1,484,000 | 1,657 |
| Income before extraordinary items | $2,655,000 | 1,889 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,655,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,625 |
| Cash dividends | $2,750,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,657,560 | 1,868 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,840,000 | 2,559 |
| Total interest expense | $4,149,000 | 2,938 |
| Net interest income | $7,691,000 | 2,343 |
| Provision for loan and lease losses | $210,000 | 2,926 |
| Total noninterest income | $1,811,000 | 1,965 |
| Gross Fiduciary activities income | $615,000 | 675 |
| Service charges on deposit accounts | $748,000 | 1,811 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $448,000 | 3,175 |
| Total noninterest expense | $4,934,000 | 2,806 |
| Salaries and employee benefits | $2,438,000 | 2,727 |
| Premises and equipment expense | $644,000 | 3,056 |
| Additional noninterest expense | $1,852,000 | 2,754 |
| Pre-tax net operating income | $4,358,000 | 1,646 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $1,456,000 | 1,601 |
| Income before extraordinary items | $2,897,000 | 1,693 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,897,000 | 1,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,283 |
| Cash dividends | $3,110,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,900,350 | 1,695 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,210,000 | 2,526 |
| Total interest expense | $4,246,000 | 3,001 |
| Net interest income | $7,964,000 | 2,261 |
| Provision for loan and lease losses | $230,000 | 3,613 |
| Total noninterest income | $1,886,000 | 2,053 |
| Gross Fiduciary activities income | $612,000 | 694 |
| Service charges on deposit accounts | $768,000 | 1,785 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $506,000 | 3,245 |
| Total noninterest expense | $4,875,000 | 2,915 |
| Salaries and employee benefits | $2,450,000 | 2,697 |
| Premises and equipment expense | $689,000 | 2,927 |
| Additional noninterest expense | $1,736,000 | 3,070 |
| Pre-tax net operating income | $4,745,000 | 1,483 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,576,000 | 1,511 |
| Income before extraordinary items | $3,169,000 | 1,610 |
| Extraordinary gains, net | $82,000 | 1,762 |
| Net income | $3,251,000 | 1,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,560 |
| Cash dividends | $1,690,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,169,000 | 1,517 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,886,000 | 2,536 |
| Total interest expense | $5,748,000 | 2,902 |
| Net interest income | $8,138,000 | 2,231 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $1,591,000 | 2,292 |
| Gross Fiduciary activities income | $541,000 | 732 |
| Service charges on deposit accounts | $707,000 | 1,913 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $343,000 | 4,088 |
| Total noninterest expense | $4,848,000 | 2,953 |
| Salaries and employee benefits | $2,484,000 | 2,618 |
| Premises and equipment expense | $614,000 | 3,284 |
| Additional noninterest expense | $1,750,000 | 3,132 |
| Pre-tax net operating income | $4,706,000 | 1,354 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,429,000 | 1,505 |
| Income before extraordinary items | $3,277,000 | 1,412 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,277,000 | 1,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 4,083 |
| Cash dividends | $2,490,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,277,000 | 1,302 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.