Home > Elkville State Bank > Income and Expense
Elkville State Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $124,000 | 6,931 |
| Total interest expense | $15,000 | 6,843 |
| Net interest income | $109,000 | 6,922 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $10,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,628 |
| Total noninterest expense | $97,000 | 6,960 |
| Salaries and employee benefits | $28,000 | 6,994 |
| Premises and equipment expense | $5,000 | 6,947 |
| Additional noninterest expense | $64,000 | 6,641 |
| Pre-tax net operating income | $22,000 | 6,131 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $21,000 | 6,197 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $21,000 | 6,197 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $21,000 | 6,198 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $21,000 | 6,115 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $537,000 | 6,982 |
| Total interest expense | $72,000 | 6,908 |
| Net interest income | $465,000 | 6,972 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $53,000 | 6,629 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $45,000 | 6,301 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $8,000 | 6,432 |
| Total noninterest expense | $404,000 | 7,015 |
| Salaries and employee benefits | $218,000 | 6,999 |
| Premises and equipment expense | $14,000 | 7,037 |
| Additional noninterest expense | $172,000 | 6,935 |
| Pre-tax net operating income | $114,000 | 5,887 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $-4,000 | 6,502 |
| Income before extraordinary items | $119,000 | 6,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $119,000 | 6,001 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $119,000 | 6,004 |
| Net charge-offs | $13,000 | 5,526 |
| Cash dividends | $15,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $118,000 | 5,855 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $406,000 | 7,091 |
| Total interest expense | $56,000 | 7,011 |
| Net interest income | $350,000 | 7,083 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $41,000 | 6,724 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $35,000 | 6,358 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,000 | 6,558 |
| Total noninterest expense | $227,000 | 7,148 |
| Salaries and employee benefits | $96,000 | 7,153 |
| Premises and equipment expense | $11,000 | 7,133 |
| Additional noninterest expense | $120,000 | 7,047 |
| Pre-tax net operating income | $164,000 | 5,810 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $-6,000 | 6,736 |
| Income before extraordinary items | $171,000 | 5,849 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $171,000 | 5,848 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $171,000 | 5,848 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $3,000 | 3,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $170,000 | 5,684 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $274,000 | 7,147 |
| Total interest expense | $38,000 | 7,078 |
| Net interest income | $236,000 | 7,141 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $27,000 | 6,776 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $22,000 | 6,442 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,592 |
| Total noninterest expense | $159,000 | 7,208 |
| Salaries and employee benefits | $65,000 | 7,214 |
| Premises and equipment expense | $8,000 | 7,188 |
| Additional noninterest expense | $86,000 | 7,081 |
| Pre-tax net operating income | $104,000 | 5,848 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-8,000 | 6,821 |
| Income before extraordinary items | $112,000 | 5,873 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $112,000 | 5,873 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $112,000 | 5,873 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $3,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $112,000 | 5,711 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $138,000 | 7,210 |
| Total interest expense | $20,000 | 7,136 |
| Net interest income | $118,000 | 7,202 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $12,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,790 |
| Total noninterest expense | $85,000 | 7,265 |
| Salaries and employee benefits | $30,000 | 7,280 |
| Premises and equipment expense | $5,000 | 7,233 |
| Additional noninterest expense | $50,000 | 7,055 |
| Pre-tax net operating income | $45,000 | 5,986 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-2,000 | 6,912 |
| Income before extraordinary items | $47,000 | 6,010 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $47,000 | 6,010 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $47,000 | 6,010 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $47,000 | 5,873 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $551,000 | 7,263 |
| Total interest expense | $113,000 | 7,163 |
| Net interest income | $438,000 | 7,261 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $57,000 | 6,745 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $47,000 | 6,378 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $10,000 | 6,530 |
| Total noninterest expense | $410,000 | 7,293 |
| Salaries and employee benefits | $241,000 | 7,263 |
| Premises and equipment expense | $15,000 | 7,313 |
| Additional noninterest expense | $154,000 | 7,239 |
| Pre-tax net operating income | $85,000 | 5,815 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-14,000 | 6,609 |
| Income before extraordinary items | $99,000 | 5,877 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $99,000 | 5,879 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $99,000 | 5,879 |
| Net charge-offs | $-6,000 | 6,965 |
| Cash dividends | $15,000 | 4,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $99,000 | 5,761 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $414,000 | 7,340 |
| Total interest expense | $90,000 | 7,236 |
| Net interest income | $324,000 | 7,340 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $43,000 | 6,843 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $35,000 | 6,419 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,000 | 6,684 |
| Total noninterest expense | $224,000 | 7,399 |
| Salaries and employee benefits | $97,000 | 7,401 |
| Premises and equipment expense | $12,000 | 7,388 |
| Additional noninterest expense | $115,000 | 7,306 |
| Pre-tax net operating income | $143,000 | 5,658 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-17,000 | 6,825 |
| Income before extraordinary items | $160,000 | 5,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 5,665 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $160,000 | 5,665 |
| Net charge-offs | $-6,000 | 6,915 |
| Cash dividends | $3,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $160,000 | 5,533 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $271,000 | 7,410 |
| Total interest expense | $63,000 | 7,296 |
| Net interest income | $208,000 | 7,417 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $28,000 | 6,938 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $23,000 | 6,439 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,772 |
| Total noninterest expense | $148,000 | 7,479 |
| Salaries and employee benefits | $64,000 | 7,479 |
| Premises and equipment expense | $8,000 | 7,465 |
| Additional noninterest expense | $76,000 | 7,386 |
| Pre-tax net operating income | $88,000 | 5,745 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-19,000 | 6,923 |
| Income before extraordinary items | $107,000 | 5,651 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 5,650 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $107,000 | 5,651 |
| Net charge-offs | $-5,000 | 6,855 |
| Cash dividends | $3,000 | 3,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $107,000 | 5,563 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $137,000 | 7,468 |
| Total interest expense | $34,000 | 7,344 |
| Net interest income | $103,000 | 7,478 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $14,000 | 7,002 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $79,000 | 7,538 |
| Salaries and employee benefits | $30,000 | 7,541 |
| Premises and equipment expense | $6,000 | 7,489 |
| Additional noninterest expense | $43,000 | 7,410 |
| Pre-tax net operating income | $38,000 | 5,907 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $38,000 | 5,879 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $38,000 | 5,878 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $38,000 | 5,879 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $38,000 | 5,848 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 7,487 |
| Total interest expense | $187,000 | 7,354 |
| Net interest income | $539,000 | 7,486 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $52,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 6,339 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,804 |
| Total noninterest expense | $473,000 | 7,538 |
| Salaries and employee benefits | $297,000 | 7,474 |
| Premises and equipment expense | $15,000 | 7,604 |
| Additional noninterest expense | $161,000 | 7,508 |
| Pre-tax net operating income | $118,000 | 5,431 |
| Securities gains (losses) | $-24,000 | 7,096 |
| Applicable income taxes | $-2,000 | 6,499 |
| Income before extraordinary items | $96,000 | 5,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $96,000 | 5,634 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $96,000 | 5,634 |
| Net charge-offs | $7,000 | 6,639 |
| Cash dividends | $15,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $120,000 | 5,423 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $584,000 | 7,575 |
| Total interest expense | $146,000 | 7,461 |
| Net interest income | $438,000 | 7,574 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $37,000 | 7,201 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $31,000 | 6,442 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $6,000 | 7,007 |
| Total noninterest expense | $215,000 | 7,721 |
| Salaries and employee benefits | $93,000 | 7,728 |
| Premises and equipment expense | $11,000 | 7,713 |
| Additional noninterest expense | $111,000 | 7,620 |
| Pre-tax net operating income | $260,000 | 5,017 |
| Securities gains (losses) | $-24,000 | 7,278 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $227,000 | 5,183 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $227,000 | 5,185 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $227,000 | 5,186 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $3,000 | 3,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $250,040 | 4,911 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $408,000 | 7,621 |
| Total interest expense | $98,000 | 7,532 |
| Net interest income | $310,000 | 7,619 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $24,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $20,000 | 6,495 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,000 | 7,074 |
| Total noninterest expense | $147,000 | 7,790 |
| Salaries and employee benefits | $63,000 | 7,794 |
| Premises and equipment expense | $8,000 | 7,778 |
| Additional noninterest expense | $76,000 | 7,673 |
| Pre-tax net operating income | $187,000 | 5,005 |
| Securities gains (losses) | $-24,000 | 7,380 |
| Applicable income taxes | $9,000 | 4,121 |
| Income before extraordinary items | $154,000 | 5,188 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $154,000 | 5,191 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $154,000 | 5,190 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $3,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $176,560 | 4,900 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $200,000 | 7,738 |
| Total interest expense | $48,000 | 7,654 |
| Net interest income | $152,000 | 7,720 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $13,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $71,000 | 7,899 |
| Salaries and employee benefits | $30,000 | 7,901 |
| Premises and equipment expense | $5,000 | 7,855 |
| Additional noninterest expense | $36,000 | 7,790 |
| Pre-tax net operating income | $94,000 | 5,120 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $87,000 | 5,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 5,157 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $87,000 | 5,156 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $87,000 | 5,032 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 7,802 |
| Total interest expense | $218,000 | 7,742 |
| Net interest income | $603,000 | 7,773 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $65,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $45,000 | 6,552 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $20,000 | 6,957 |
| Total noninterest expense | $481,000 | 7,888 |
| Salaries and employee benefits | $296,000 | 7,809 |
| Premises and equipment expense | $14,000 | 7,966 |
| Additional noninterest expense | $171,000 | 7,832 |
| Pre-tax net operating income | $187,000 | 4,843 |
| Securities gains (losses) | $-50,000 | 7,173 |
| Applicable income taxes | $9,000 | 3,912 |
| Income before extraordinary items | $128,000 | 5,064 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $128,000 | 5,063 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $128,000 | 5,063 |
| Net charge-offs | $-1,000 | 7,729 |
| Cash dividends | $15,000 | 4,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $174,500 | 4,831 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $616,000 | 7,887 |
| Total interest expense | $166,000 | 7,834 |
| Net interest income | $450,000 | 7,851 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $49,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $32,000 | 6,633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $17,000 | 7,090 |
| Total noninterest expense | $222,000 | 8,059 |
| Salaries and employee benefits | $93,000 | 8,059 |
| Premises and equipment expense | $11,000 | 8,041 |
| Additional noninterest expense | $118,000 | 7,937 |
| Pre-tax net operating income | $277,000 | 4,617 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $19,000 | 3,811 |
| Income before extraordinary items | $258,000 | 4,592 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $258,000 | 4,591 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $258,000 | 4,593 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $3,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $258,000 | 4,530 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,981 |
| Total interest expense | $114,000 | 7,918 |
| Net interest income | $293,000 | 7,930 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $34,000 | 7,444 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $14,000 | 7,048 |
| Total noninterest expense | $152,000 | 8,145 |
| Salaries and employee benefits | $62,000 | 8,154 |
| Premises and equipment expense | $8,000 | 8,127 |
| Additional noninterest expense | $82,000 | 7,985 |
| Pre-tax net operating income | $175,000 | 4,788 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $12,000 | 3,934 |
| Income before extraordinary items | $163,000 | 4,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $163,000 | 4,775 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $163,000 | 4,775 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $3,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $163,000 | 4,681 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $204,000 | 8,039 |
| Total interest expense | $59,000 | 7,974 |
| Net interest income | $145,000 | 7,989 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $13,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $72,000 | 8,205 |
| Salaries and employee benefits | $30,000 | 8,209 |
| Premises and equipment expense | $5,000 | 8,159 |
| Additional noninterest expense | $37,000 | 8,035 |
| Pre-tax net operating income | $86,000 | 5,184 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $80,000 | 5,226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 5,231 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $80,000 | 5,230 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $80,000 | 5,060 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $885,000 | 8,044 |
| Total interest expense | $295,000 | 8,008 |
| Net interest income | $590,000 | 8,020 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $66,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 6,646 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $17,000 | 7,511 |
| Total noninterest expense | $491,000 | 8,126 |
| Salaries and employee benefits | $295,000 | 8,079 |
| Premises and equipment expense | $14,000 | 8,238 |
| Additional noninterest expense | $182,000 | 7,957 |
| Pre-tax net operating income | $165,000 | 5,846 |
| Securities gains (losses) | $-1,000 | 6,828 |
| Applicable income taxes | $27,000 | 4,154 |
| Income before extraordinary items | $137,000 | 5,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $137,000 | 5,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,793 |
| Cash dividends | $15,000 | 5,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $137,840 | 5,879 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $663,000 | 8,142 |
| Total interest expense | $221,000 | 8,094 |
| Net interest income | $442,000 | 8,114 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $50,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $37,000 | 6,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 7,670 |
| Total noninterest expense | $207,000 | 8,326 |
| Salaries and employee benefits | $93,000 | 8,327 |
| Premises and equipment expense | $10,000 | 8,320 |
| Additional noninterest expense | $104,000 | 8,163 |
| Pre-tax net operating income | $285,000 | 5,698 |
| Securities gains (losses) | $-1,000 | 7,156 |
| Applicable income taxes | $25,000 | 4,501 |
| Income before extraordinary items | $259,000 | 5,398 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $259,000 | 5,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $3,000 | 4,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $259,910 | 5,569 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $442,000 | 8,215 |
| Total interest expense | $147,000 | 8,167 |
| Net interest income | $295,000 | 8,157 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $33,000 | 7,819 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $24,000 | 6,737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $140,000 | 8,395 |
| Salaries and employee benefits | $61,000 | 8,404 |
| Premises and equipment expense | $8,000 | 8,383 |
| Additional noninterest expense | $71,000 | 8,212 |
| Pre-tax net operating income | $188,000 | 5,896 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $16,000 | 4,791 |
| Income before extraordinary items | $172,000 | 5,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 5,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $3,000 | 4,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $172,000 | 5,754 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $222,000 | 8,272 |
| Total interest expense | $74,000 | 8,226 |
| Net interest income | $148,000 | 8,208 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $19,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $75,000 | 8,431 |
| Salaries and employee benefits | $29,000 | 8,452 |
| Premises and equipment expense | $5,000 | 8,402 |
| Additional noninterest expense | $41,000 | 8,161 |
| Pre-tax net operating income | $92,000 | 6,092 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $84,000 | 6,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $84,000 | 5,971 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $884,000 | 8,250 |
| Total interest expense | $306,000 | 8,202 |
| Net interest income | $578,000 | 8,214 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $67,000 | 7,873 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $51,000 | 6,736 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $16,000 | 7,904 |
| Total noninterest expense | $453,000 | 8,372 |
| Salaries and employee benefits | $292,000 | 8,294 |
| Premises and equipment expense | $19,000 | 8,448 |
| Additional noninterest expense | $142,000 | 8,297 |
| Pre-tax net operating income | $192,000 | 6,889 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $37,000 | 5,097 |
| Income before extraordinary items | $155,000 | 6,940 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $155,000 | 6,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,621 |
| Cash dividends | $15,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $155,000 | 6,920 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $656,000 | 8,305 |
| Total interest expense | $228,000 | 8,256 |
| Net interest income | $428,000 | 8,277 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $48,000 | 7,959 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $36,000 | 6,822 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $12,000 | 7,954 |
| Total noninterest expense | $208,000 | 8,498 |
| Salaries and employee benefits | $90,000 | 8,507 |
| Premises and equipment expense | $15,000 | 8,462 |
| Additional noninterest expense | $103,000 | 8,307 |
| Pre-tax net operating income | $268,000 | 6,690 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $27,000 | 5,314 |
| Income before extraordinary items | $241,000 | 6,604 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $241,000 | 6,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $2,000 | 5,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $241,000 | 6,589 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $430,000 | 8,382 |
| Total interest expense | $149,000 | 8,325 |
| Net interest income | $281,000 | 8,354 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $33,000 | 8,003 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $9,000 | 7,947 |
| Total noninterest expense | $147,000 | 8,541 |
| Salaries and employee benefits | $60,000 | 8,556 |
| Premises and equipment expense | $12,000 | 8,486 |
| Additional noninterest expense | $75,000 | 8,288 |
| Pre-tax net operating income | $167,000 | 6,843 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $18,000 | 5,393 |
| Income before extraordinary items | $149,000 | 6,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $149,000 | 6,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $2,000 | 4,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $149,000 | 6,747 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $213,000 | 8,448 |
| Total interest expense | $73,000 | 8,372 |
| Net interest income | $140,000 | 8,411 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $71,000 | 8,588 |
| Salaries and employee benefits | $29,000 | 8,601 |
| Premises and equipment expense | $4,000 | 8,553 |
| Additional noninterest expense | $38,000 | 8,309 |
| Pre-tax net operating income | $87,000 | 6,834 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $81,000 | 6,696 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $81,000 | 6,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $81,000 | 6,681 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 8,369 |
| Total interest expense | $270,000 | 8,333 |
| Net interest income | $585,000 | 8,337 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $65,000 | 8,083 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $51,000 | 6,878 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,156 |
| Total noninterest expense | $468,000 | 8,475 |
| Salaries and employee benefits | $301,000 | 8,367 |
| Premises and equipment expense | $20,000 | 8,585 |
| Additional noninterest expense | $147,000 | 8,377 |
| Pre-tax net operating income | $182,000 | 7,464 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $36,000 | 5,646 |
| Income before extraordinary items | $148,000 | 7,496 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $148,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $15,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $146,400 | 7,496 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $632,000 | 8,445 |
| Total interest expense | $197,000 | 8,402 |
| Net interest income | $435,000 | 8,424 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $51,000 | 8,145 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $40,000 | 6,925 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $224,000 | 8,662 |
| Salaries and employee benefits | $104,000 | 8,664 |
| Premises and equipment expense | $13,000 | 8,653 |
| Additional noninterest expense | $107,000 | 8,437 |
| Pre-tax net operating income | $262,000 | 7,175 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $29,000 | 5,769 |
| Income before extraordinary items | $235,000 | 7,036 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $235,000 | 7,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $3,000 | 5,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $233,220 | 7,046 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $419,000 | 8,496 |
| Total interest expense | $127,000 | 8,430 |
| Net interest income | $292,000 | 8,480 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $27,000 | 6,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $145,000 | 8,710 |
| Salaries and employee benefits | $75,000 | 8,702 |
| Premises and equipment expense | $8,000 | 8,687 |
| Additional noninterest expense | $62,000 | 8,552 |
| Pre-tax net operating income | $184,000 | 7,183 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $19,000 | 5,826 |
| Income before extraordinary items | $167,000 | 7,025 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $167,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $3,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $165,200 | 7,052 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $209,000 | 8,514 |
| Total interest expense | $62,000 | 8,451 |
| Net interest income | $147,000 | 8,500 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $81,000 | 8,702 |
| Salaries and employee benefits | $43,000 | 8,692 |
| Premises and equipment expense | $5,000 | 8,677 |
| Additional noninterest expense | $33,000 | 8,530 |
| Pre-tax net operating income | $85,000 | 7,247 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $10,000 | 5,755 |
| Income before extraordinary items | $75,000 | 7,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 7,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $75,000 | 7,120 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 8,473 |
| Total interest expense | $224,000 | 8,400 |
| Net interest income | $586,000 | 8,462 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $68,000 | 8,270 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $51,000 | 7,068 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,000 | 8,210 |
| Total noninterest expense | $441,000 | 8,633 |
| Salaries and employee benefits | $297,000 | 8,495 |
| Premises and equipment expense | $19,000 | 8,734 |
| Additional noninterest expense | $125,000 | 8,609 |
| Pre-tax net operating income | $213,000 | 7,667 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $41,000 | 5,981 |
| Income before extraordinary items | $172,000 | 7,697 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $172,000 | 7,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $15,000 | 5,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $172,000 | 7,666 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $595,000 | 8,523 |
| Total interest expense | $162,000 | 8,414 |
| Net interest income | $433,000 | 8,512 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $52,000 | 8,290 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 7,121 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,207 |
| Total noninterest expense | $203,000 | 8,785 |
| Salaries and employee benefits | $102,000 | 8,780 |
| Premises and equipment expense | $13,000 | 8,752 |
| Additional noninterest expense | $88,000 | 8,647 |
| Pre-tax net operating income | $282,000 | 7,272 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $26,000 | 6,161 |
| Income before extraordinary items | $256,000 | 7,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $256,000 | 7,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $3,000 | 5,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $256,000 | 7,119 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $392,000 | 8,539 |
| Total interest expense | $105,000 | 8,416 |
| Net interest income | $287,000 | 8,530 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $33,000 | 8,334 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $22,000 | 7,213 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $139,000 | 8,789 |
| Salaries and employee benefits | $73,000 | 8,784 |
| Premises and equipment expense | $9,000 | 8,746 |
| Additional noninterest expense | $57,000 | 8,665 |
| Pre-tax net operating income | $181,000 | 7,329 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $163,000 | 7,231 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $163,000 | 7,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $3,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $163,000 | 7,189 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $195,000 | 8,619 |
| Total interest expense | $51,000 | 8,494 |
| Net interest income | $144,000 | 8,613 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $81,000 | 8,826 |
| Salaries and employee benefits | $41,000 | 8,832 |
| Premises and equipment expense | $6,000 | 8,777 |
| Additional noninterest expense | $34,000 | 8,610 |
| Pre-tax net operating income | $82,000 | 7,464 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $10,000 | 6,081 |
| Income before extraordinary items | $72,000 | 7,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $72,000 | 7,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $72,000 | 7,353 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $773,000 | 8,590 |
| Total interest expense | $193,000 | 8,489 |
| Net interest income | $580,000 | 8,573 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $61,000 | 8,489 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $41,000 | 7,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,225 |
| Total noninterest expense | $446,000 | 8,736 |
| Salaries and employee benefits | $294,000 | 8,610 |
| Premises and equipment expense | $21,000 | 8,860 |
| Additional noninterest expense | $131,000 | 8,683 |
| Pre-tax net operating income | $195,000 | 7,800 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $27,000 | 6,410 |
| Income before extraordinary items | $167,000 | 7,804 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $167,000 | 7,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $15,000 | 6,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $167,860 | 7,761 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $575,000 | 8,641 |
| Total interest expense | $144,000 | 8,542 |
| Net interest income | $431,000 | 8,628 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $46,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $30,000 | 7,486 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 8,210 |
| Total noninterest expense | $218,000 | 8,933 |
| Salaries and employee benefits | $106,000 | 8,932 |
| Premises and equipment expense | $14,000 | 8,918 |
| Additional noninterest expense | $98,000 | 8,716 |
| Pre-tax net operating income | $259,000 | 7,421 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $9,000 | 6,807 |
| Income before extraordinary items | $250,000 | 7,199 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $250,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $3,000 | 5,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $250,000 | 7,139 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $383,000 | 8,700 |
| Total interest expense | $95,000 | 8,607 |
| Net interest income | $288,000 | 8,674 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $31,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $20,000 | 7,519 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $154,000 | 8,969 |
| Salaries and employee benefits | $78,000 | 8,977 |
| Premises and equipment expense | $10,000 | 8,958 |
| Additional noninterest expense | $66,000 | 8,757 |
| Pre-tax net operating income | $165,000 | 7,455 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $160,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 7,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $3,000 | 5,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $160,000 | 7,187 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $191,000 | 8,739 |
| Total interest expense | $49,000 | 8,633 |
| Net interest income | $142,000 | 8,727 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $16,000 | 8,578 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $91,000 | 8,955 |
| Salaries and employee benefits | $46,000 | 8,978 |
| Premises and equipment expense | $6,000 | 8,944 |
| Additional noninterest expense | $39,000 | 8,657 |
| Pre-tax net operating income | $67,000 | 7,658 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $65,000 | 7,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $65,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $65,000 | 7,404 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $760,000 | 8,778 |
| Total interest expense | $233,000 | 8,655 |
| Net interest income | $527,000 | 8,790 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $64,000 | 8,662 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $40,000 | 7,585 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $24,000 | 8,305 |
| Total noninterest expense | $433,000 | 8,927 |
| Salaries and employee benefits | $285,000 | 8,803 |
| Premises and equipment expense | $20,000 | 9,071 |
| Additional noninterest expense | $128,000 | 8,872 |
| Pre-tax net operating income | $158,000 | 7,973 |
| Securities gains (losses) | $-6,000 | 8,711 |
| Applicable income taxes | $22,000 | 6,748 |
| Income before extraordinary items | $130,000 | 8,090 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $130,000 | 8,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $15,000 | 6,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $135,160 | 7,953 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $562,000 | 8,874 |
| Total interest expense | $179,000 | 8,745 |
| Net interest income | $383,000 | 8,878 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $50,000 | 8,721 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $29,000 | 7,663 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,224 |
| Total noninterest expense | $208,000 | 9,145 |
| Salaries and employee benefits | $104,000 | 9,140 |
| Premises and equipment expense | $14,000 | 9,135 |
| Additional noninterest expense | $90,000 | 8,958 |
| Pre-tax net operating income | $225,000 | 7,590 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $12,000 | 7,003 |
| Income before extraordinary items | $213,000 | 7,504 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $213,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $3,000 | 5,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $213,000 | 7,346 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $373,000 | 8,921 |
| Total interest expense | $120,000 | 8,809 |
| Net interest income | $253,000 | 8,916 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $37,000 | 8,650 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $19,000 | 7,696 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $148,000 | 9,165 |
| Salaries and employee benefits | $74,000 | 9,165 |
| Premises and equipment expense | $9,000 | 9,155 |
| Additional noninterest expense | $65,000 | 8,912 |
| Pre-tax net operating income | $142,000 | 7,660 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $6,000 | 7,135 |
| Income before extraordinary items | $136,000 | 7,595 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $136,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $3,000 | 5,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $136,000 | 7,407 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $190,000 | 8,966 |
| Total interest expense | $63,000 | 8,855 |
| Net interest income | $127,000 | 8,969 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $84,000 | 9,166 |
| Salaries and employee benefits | $44,000 | 9,170 |
| Premises and equipment expense | $6,000 | 9,130 |
| Additional noninterest expense | $34,000 | 8,932 |
| Pre-tax net operating income | $65,000 | 7,750 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $65,000 | 7,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $65,000 | 7,429 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 8,941 |
| Total interest expense | $355,000 | 8,778 |
| Net interest income | $528,000 | 8,970 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $66,000 | 8,794 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $41,000 | 7,669 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,373 |
| Total noninterest expense | $421,000 | 9,110 |
| Salaries and employee benefits | $279,000 | 8,966 |
| Premises and equipment expense | $22,000 | 9,219 |
| Additional noninterest expense | $120,000 | 9,076 |
| Pre-tax net operating income | $173,000 | 8,036 |
| Securities gains (losses) | $-2,000 | 8,714 |
| Applicable income taxes | $16,000 | 7,144 |
| Income before extraordinary items | $155,000 | 8,063 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $155,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $15,000 | 6,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $156,820 | 7,955 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 9,177 |
| Total interest expense | $483,000 | 9,043 |
| Net interest income | $483,000 | 9,215 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $54,000 | 9,120 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $38,000 | 7,831 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $377,000 | 9,397 |
| Salaries and employee benefits | $250,000 | 9,252 |
| Premises and equipment expense | $21,000 | 9,487 |
| Additional noninterest expense | $106,000 | 9,347 |
| Pre-tax net operating income | $160,000 | 8,064 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $15,000 | 7,441 |
| Income before extraordinary items | $155,000 | 7,995 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $155,000 | 7,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $15,000 | 6,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $145,900 | 7,938 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $965,000 | 9,423 |
| Total interest expense | $420,000 | 9,380 |
| Net interest income | $545,000 | 9,380 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $47,000 | 9,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $394,000 | 9,608 |
| Salaries and employee benefits | $259,000 | 9,430 |
| Premises and equipment expense | $25,000 | 9,724 |
| Additional noninterest expense | $110,000 | 9,561 |
| Pre-tax net operating income | $198,000 | 8,368 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $34,000 | 7,524 |
| Income before extraordinary items | $166,000 | 8,311 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $166,000 | 8,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 9,470 |
| Cash dividends | $15,000 | 6,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $164,340 | 8,327 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 9,692 |
| Total interest expense | $428,000 | 9,592 |
| Net interest income | $489,000 | 9,703 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $37,000 | 9,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,637 |
| Total noninterest expense | $366,000 | 9,955 |
| Salaries and employee benefits | $239,000 | 9,757 |
| Premises and equipment expense | $22,000 | 10,065 |
| Additional noninterest expense | $105,000 | 9,889 |
| Pre-tax net operating income | $160,000 | 8,754 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $17,000 | 8,284 |
| Income before extraordinary items | $156,000 | 8,601 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $156,000 | 8,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $15,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $144,300 | 8,637 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $930,000 | 9,910 |
| Total interest expense | $481,000 | 9,730 |
| Net interest income | $449,000 | 10,012 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $38,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $365,000 | 10,137 |
| Salaries and employee benefits | $249,000 | 9,888 |
| Premises and equipment expense | $22,000 | 10,288 |
| Additional noninterest expense | $94,000 | 10,171 |
| Pre-tax net operating income | $87,000 | 9,461 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $90,000 | 9,398 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $90,000 | 9,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $15,000 | 7,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $87,000 | 9,360 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 10,326 |
| Total interest expense | $458,000 | 10,199 |
| Net interest income | $515,000 | 10,350 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $39,000 | 10,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 9,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $372,000 | 10,550 |
| Salaries and employee benefits | $246,000 | 10,294 |
| Premises and equipment expense | $21,000 | 10,754 |
| Additional noninterest expense | $105,000 | 10,492 |
| Pre-tax net operating income | $182,000 | 9,674 |
| Securities gains (losses) | $16,000 | 2,045 |
| Applicable income taxes | $23,000 | 9,670 |
| Income before extraordinary items | $175,000 | 9,372 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $175,000 | 9,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $15,000 | 7,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $160,920 | 9,450 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $943,000 | 10,892 |
| Total interest expense | $453,000 | 10,738 |
| Net interest income | $490,000 | 10,913 |
| Provision for loan and lease losses | $44,000 | 6,866 |
| Total noninterest income | $40,000 | 11,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $331,000 | 11,155 |
| Salaries and employee benefits | $208,000 | 10,970 |
| Premises and equipment expense | $22,000 | 11,270 |
| Additional noninterest expense | $101,000 | 11,082 |
| Pre-tax net operating income | $155,000 | 10,049 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $18,000 | 10,236 |
| Income before extraordinary items | $139,000 | 9,894 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $139,000 | 9,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,939 |
| Cash dividends | $15,000 | 8,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $137,220 | 9,860 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 11,361 |
| Total interest expense | $438,000 | 11,222 |
| Net interest income | $517,000 | 11,363 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $41,000 | 11,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 9,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $373,000 | 11,518 |
| Salaries and employee benefits | $241,000 | 11,226 |
| Premises and equipment expense | $24,000 | 11,743 |
| Additional noninterest expense | $108,000 | 11,539 |
| Pre-tax net operating income | $183,000 | 10,570 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $149,000 | 10,471 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $149,000 | 10,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $15,000 | 8,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $148,190 | 10,450 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 11,835 |
| Total interest expense | $396,000 | 11,607 |
| Net interest income | $532,000 | 11,902 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $39,000 | 12,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 10,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $370,000 | 12,147 |
| Salaries and employee benefits | $227,000 | 11,865 |
| Premises and equipment expense | $23,000 | 12,384 |
| Additional noninterest expense | $120,000 | 12,113 |
| Pre-tax net operating income | $195,000 | 10,930 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $54,000 | 10,369 |
| Income before extraordinary items | $125,000 | 11,106 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $125,000 | 11,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $15,000 | 8,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $136,200 | 11,035 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 12,284 |
| Total interest expense | $414,000 | 12,159 |
| Net interest income | $590,000 | 12,252 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $40,000 | 12,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 10,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $367,000 | 12,769 |
| Salaries and employee benefits | $217,000 | 12,490 |
| Premises and equipment expense | $24,000 | 13,001 |
| Additional noninterest expense | $126,000 | 12,703 |
| Pre-tax net operating income | $263,000 | 10,526 |
| Securities gains (losses) | $43,000 | 3,630 |
| Applicable income taxes | $108,000 | 9,551 |
| Income before extraordinary items | $198,000 | 10,682 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $198,000 | 10,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $15,000 | 8,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $170,050 | 10,779 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 12,921 |
| Total interest expense | $520,000 | 12,677 |
| Net interest income | $533,000 | 12,956 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $41,000 | 13,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 11,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $355,000 | 13,384 |
| Salaries and employee benefits | $209,000 | 13,061 |
| Premises and equipment expense | $22,000 | 13,625 |
| Additional noninterest expense | $124,000 | 13,290 |
| Pre-tax net operating income | $219,000 | 10,893 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $156,000 | 11,195 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $156,000 | 11,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $15,000 | 8,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $153,900 | 10,886 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.