Home > Elkton Bank & Trust Company > Income and Expense
Elkton Bank & Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $7,421,000 | 3,231 |
| Total interest expense | $1,783,000 | 3,176 |
| Net interest income | $5,638,000 | 3,208 |
| Provision for loan and lease losses | $60,000 | 2,699 |
| Total noninterest income | $795,000 | 2,996 |
| Gross Fiduciary activities income | $2,000 | 923 |
| Service charges on deposit accounts | $297,000 | 2,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 2,982 |
| Total noninterest expense | $4,044,000 | 3,331 |
| Salaries and employee benefits | $2,327,000 | 3,269 |
| Premises and equipment expense | $354,000 | 3,412 |
| Additional noninterest expense | $496,000 | 2,982 |
| Pre-tax net operating income | $2,329,000 | 2,787 |
| Securities gains (losses) | $-71,000 | 3,725 |
| Applicable income taxes | $437,000 | 1,992 |
| Income before extraordinary items | $1,821,000 | 2,882 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,821,000 | 2,911 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,821,000 | 2,884 |
| Net charge-offs | $37,000 | 1,935 |
| Cash dividends | $600,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,878,510 | 2,891 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,383,000 | 3,250 |
| Total interest expense | $1,085,000 | 3,275 |
| Net interest income | $4,298,000 | 3,186 |
| Provision for loan and lease losses | $45,000 | 2,529 |
| Total noninterest income | $581,000 | 3,021 |
| Gross Fiduciary activities income | $1,000 | 905 |
| Service charges on deposit accounts | $234,000 | 2,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 3,039 |
| Total noninterest expense | $3,012,000 | 3,328 |
| Salaries and employee benefits | $1,783,000 | 3,230 |
| Premises and equipment expense | $237,000 | 3,546 |
| Additional noninterest expense | $346,000 | 3,038 |
| Pre-tax net operating income | $1,822,000 | 2,798 |
| Securities gains (losses) | $-71,000 | 3,913 |
| Applicable income taxes | $339,000 | 2,034 |
| Income before extraordinary items | $1,412,000 | 2,909 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,412,000 | 2,939 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,412,000 | 2,910 |
| Net charge-offs | $28,000 | 1,741 |
| Cash dividends | $300,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,469,510 | 2,893 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 3,256 |
| Total interest expense | $543,000 | 3,431 |
| Net interest income | $2,983,000 | 3,146 |
| Provision for loan and lease losses | $30,000 | 2,429 |
| Total noninterest income | $409,000 | 2,925 |
| Gross Fiduciary activities income | $1,000 | 884 |
| Service charges on deposit accounts | $183,000 | 1,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 3,055 |
| Total noninterest expense | $1,904,000 | 3,401 |
| Salaries and employee benefits | $1,115,000 | 3,320 |
| Premises and equipment expense | $156,000 | 3,568 |
| Additional noninterest expense | $225,000 | 3,048 |
| Pre-tax net operating income | $1,458,000 | 2,618 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $294,000 | 1,865 |
| Income before extraordinary items | $1,164,000 | 2,682 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,164,000 | 2,712 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,164,000 | 2,682 |
| Net charge-offs | $-3,000 | 3,600 |
| Cash dividends | $300,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,164,000 | 2,703 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 3,258 |
| Total interest expense | $249,000 | 3,348 |
| Net interest income | $1,501,000 | 3,165 |
| Provision for loan and lease losses | $15,000 | 2,190 |
| Total noninterest income | $198,000 | 2,958 |
| Gross Fiduciary activities income | $1,000 | 879 |
| Service charges on deposit accounts | $86,000 | 2,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,052 |
| Total noninterest expense | $954,000 | 3,435 |
| Salaries and employee benefits | $566,000 | 3,349 |
| Premises and equipment expense | $76,000 | 3,645 |
| Additional noninterest expense | $111,000 | 3,052 |
| Pre-tax net operating income | $730,000 | 2,656 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $150,000 | 1,868 |
| Income before extraordinary items | $580,000 | 2,736 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $580,000 | 2,736 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $580,000 | 2,736 |
| Net charge-offs | $-5,000 | 3,836 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $580,000 | 2,761 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,744,000 | 3,298 |
| Total interest expense | $421,000 | 3,422 |
| Net interest income | $5,323,000 | 3,270 |
| Provision for loan and lease losses | $72,000 | 2,387 |
| Total noninterest income | $789,000 | 3,063 |
| Gross Fiduciary activities income | $9,000 | 898 |
| Service charges on deposit accounts | $350,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $430,000 | 3,192 |
| Total noninterest expense | $3,729,000 | 3,438 |
| Salaries and employee benefits | $2,288,000 | 3,309 |
| Premises and equipment expense | $308,000 | 3,622 |
| Additional noninterest expense | $430,000 | 3,192 |
| Pre-tax net operating income | $2,311,000 | 2,958 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $439,000 | 2,120 |
| Income before extraordinary items | $1,872,000 | 3,013 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,872,000 | 3,010 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,872,000 | 3,012 |
| Net charge-offs | $13,000 | 2,062 |
| Cash dividends | $600,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,872,000 | 3,049 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,057,000 | 3,332 |
| Total interest expense | $220,000 | 3,628 |
| Net interest income | $3,837,000 | 3,296 |
| Provision for loan and lease losses | $54,000 | 2,208 |
| Total noninterest income | $589,000 | 3,118 |
| Gross Fiduciary activities income | $9,000 | 870 |
| Service charges on deposit accounts | $253,000 | 2,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,209 |
| Total noninterest expense | $2,796,000 | 3,433 |
| Salaries and employee benefits | $1,725,000 | 3,301 |
| Premises and equipment expense | $226,000 | 3,662 |
| Additional noninterest expense | $327,000 | 3,209 |
| Pre-tax net operating income | $1,576,000 | 3,051 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $306,000 | 2,194 |
| Income before extraordinary items | $1,270,000 | 3,118 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,270,000 | 3,116 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,270,000 | 3,117 |
| Net charge-offs | $-5,000 | 3,411 |
| Cash dividends | $300,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,270,000 | 3,151 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 3,362 |
| Total interest expense | $122,000 | 3,759 |
| Net interest income | $2,486,000 | 3,322 |
| Provision for loan and lease losses | $35,000 | 2,046 |
| Total noninterest income | $382,000 | 3,131 |
| Gross Fiduciary activities income | $1,000 | 891 |
| Service charges on deposit accounts | $157,000 | 2,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 3,212 |
| Total noninterest expense | $1,844,000 | 3,454 |
| Salaries and employee benefits | $1,133,000 | 3,327 |
| Premises and equipment expense | $148,000 | 3,709 |
| Additional noninterest expense | $563,000 | 3,505 |
| Pre-tax net operating income | $989,000 | 3,020 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $188,000 | 2,185 |
| Income before extraordinary items | $801,000 | 3,076 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $801,000 | 3,075 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $801,000 | 3,076 |
| Net charge-offs | $-7,000 | 3,543 |
| Cash dividends | $300,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $801,000 | 3,108 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 3,357 |
| Total interest expense | $60,000 | 3,765 |
| Net interest income | $1,219,000 | 3,310 |
| Provision for loan and lease losses | $17,000 | 1,832 |
| Total noninterest income | $178,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $77,000 | 2,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,260 |
| Total noninterest expense | $907,000 | 3,466 |
| Salaries and employee benefits | $553,000 | 3,352 |
| Premises and equipment expense | $72,000 | 3,758 |
| Additional noninterest expense | $282,000 | 3,509 |
| Pre-tax net operating income | $473,000 | 2,974 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $83,000 | 2,193 |
| Income before extraordinary items | $390,000 | 3,016 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $390,000 | 3,015 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $390,000 | 3,016 |
| Net charge-offs | $-15,000 | 4,054 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $390,000 | 3,034 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,921,000 | 3,506 |
| Total interest expense | $285,000 | 3,803 |
| Net interest income | $4,636,000 | 3,450 |
| Provision for loan and lease losses | $82,000 | 2,308 |
| Total noninterest income | $1,050,000 | 2,919 |
| Gross Fiduciary activities income | $2,000 | 941 |
| Service charges on deposit accounts | $264,000 | 2,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $784,000 | 2,856 |
| Total noninterest expense | $3,686,000 | 3,462 |
| Salaries and employee benefits | $2,136,000 | 3,424 |
| Premises and equipment expense | $322,000 | 3,639 |
| Additional noninterest expense | $1,228,000 | 3,409 |
| Pre-tax net operating income | $1,918,000 | 3,199 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $333,000 | 2,393 |
| Income before extraordinary items | $1,585,000 | 3,283 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,585,000 | 3,282 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,585,000 | 3,283 |
| Net charge-offs | $42,000 | 1,742 |
| Cash dividends | $800,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,585,000 | 3,269 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 3,602 |
| Total interest expense | $222,000 | 3,861 |
| Net interest income | $3,406,000 | 3,541 |
| Provision for loan and lease losses | $63,000 | 2,245 |
| Total noninterest income | $865,000 | 2,866 |
| Gross Fiduciary activities income | $1,000 | 928 |
| Service charges on deposit accounts | $190,000 | 2,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $674,000 | 2,756 |
| Total noninterest expense | $2,806,000 | 3,485 |
| Salaries and employee benefits | $1,648,000 | 3,397 |
| Premises and equipment expense | $248,000 | 3,650 |
| Additional noninterest expense | $910,000 | 3,441 |
| Pre-tax net operating income | $1,402,000 | 3,341 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $239,000 | 2,462 |
| Income before extraordinary items | $1,163,000 | 3,436 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,163,000 | 3,436 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,163,000 | 3,436 |
| Net charge-offs | $22,000 | 1,693 |
| Cash dividends | $300,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,163,000 | 3,410 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 3,633 |
| Total interest expense | $155,000 | 3,873 |
| Net interest income | $2,244,000 | 3,577 |
| Provision for loan and lease losses | $45,000 | 2,201 |
| Total noninterest income | $684,000 | 2,642 |
| Gross Fiduciary activities income | $1,000 | 917 |
| Service charges on deposit accounts | $119,000 | 2,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $564,000 | 2,513 |
| Total noninterest expense | $1,872,000 | 3,492 |
| Salaries and employee benefits | $1,095,000 | 3,416 |
| Premises and equipment expense | $173,000 | 3,599 |
| Additional noninterest expense | $604,000 | 3,438 |
| Pre-tax net operating income | $1,011,000 | 3,243 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $165,000 | 2,432 |
| Income before extraordinary items | $846,000 | 3,330 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $846,000 | 3,329 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $846,000 | 3,330 |
| Net charge-offs | $25,000 | 1,407 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $846,000 | 3,306 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 3,640 |
| Total interest expense | $80,000 | 3,926 |
| Net interest income | $1,113,000 | 3,563 |
| Provision for loan and lease losses | $27,000 | 2,137 |
| Total noninterest income | $358,000 | 2,598 |
| Gross Fiduciary activities income | $1,000 | 885 |
| Service charges on deposit accounts | $61,000 | 2,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 2,467 |
| Total noninterest expense | $960,000 | 3,443 |
| Salaries and employee benefits | $546,000 | 3,420 |
| Premises and equipment expense | $102,000 | 3,373 |
| Additional noninterest expense | $312,000 | 3,361 |
| Pre-tax net operating income | $484,000 | 3,278 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $91,000 | 2,342 |
| Income before extraordinary items | $393,000 | 3,403 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $393,000 | 3,404 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $393,000 | 3,403 |
| Net charge-offs | $23,000 | 1,099 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $393,000 | 3,370 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,180,000 | 3,534 |
| Total interest expense | $564,000 | 3,701 |
| Net interest income | $4,616,000 | 3,469 |
| Provision for loan and lease losses | $238,000 | 2,913 |
| Total noninterest income | $764,000 | 3,168 |
| Gross Fiduciary activities income | $1,000 | 991 |
| Service charges on deposit accounts | $302,000 | 2,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,231 |
| Total noninterest expense | $3,575,000 | 3,551 |
| Salaries and employee benefits | $2,110,000 | 3,489 |
| Premises and equipment expense | $260,000 | 3,988 |
| Additional noninterest expense | $1,205,000 | 3,414 |
| Pre-tax net operating income | $1,567,000 | 3,230 |
| Securities gains (losses) | $147,000 | 1,188 |
| Applicable income taxes | $249,000 | 2,430 |
| Income before extraordinary items | $1,465,000 | 3,212 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,465,000 | 3,211 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,465,000 | 3,212 |
| Net charge-offs | $252,000 | 1,405 |
| Cash dividends | $650,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,340,050 | 3,253 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,915,000 | 3,555 |
| Total interest expense | $466,000 | 3,678 |
| Net interest income | $3,449,000 | 3,506 |
| Provision for loan and lease losses | $154,000 | 2,969 |
| Total noninterest income | $602,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $229,000 | 2,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 3,115 |
| Total noninterest expense | $2,691,000 | 3,538 |
| Salaries and employee benefits | $1,607,000 | 3,446 |
| Premises and equipment expense | $194,000 | 4,008 |
| Additional noninterest expense | $890,000 | 3,409 |
| Pre-tax net operating income | $1,206,000 | 3,234 |
| Securities gains (losses) | $94,000 | 1,248 |
| Applicable income taxes | $191,000 | 2,410 |
| Income before extraordinary items | $1,109,000 | 3,218 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,109,000 | 3,217 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,109,000 | 3,218 |
| Net charge-offs | $157,000 | 1,391 |
| Cash dividends | $300,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,029,100 | 3,265 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 3,566 |
| Total interest expense | $336,000 | 3,687 |
| Net interest income | $2,320,000 | 3,515 |
| Provision for loan and lease losses | $136,000 | 2,740 |
| Total noninterest income | $412,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $151,000 | 2,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 3,033 |
| Total noninterest expense | $1,800,000 | 3,543 |
| Salaries and employee benefits | $1,089,000 | 3,429 |
| Premises and equipment expense | $128,000 | 4,030 |
| Additional noninterest expense | $583,000 | 3,455 |
| Pre-tax net operating income | $796,000 | 3,241 |
| Securities gains (losses) | $94,000 | 1,016 |
| Applicable income taxes | $141,000 | 2,315 |
| Income before extraordinary items | $749,000 | 3,191 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $749,000 | 3,190 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $749,000 | 3,191 |
| Net charge-offs | $126,000 | 1,240 |
| Cash dividends | $300,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $670,040 | 3,286 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 3,516 |
| Total interest expense | $184,000 | 3,708 |
| Net interest income | $1,190,000 | 3,439 |
| Provision for loan and lease losses | $18,000 | 3,160 |
| Total noninterest income | $173,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $91,000 | 2,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 3,395 |
| Total noninterest expense | $911,000 | 3,551 |
| Salaries and employee benefits | $548,000 | 3,444 |
| Premises and equipment expense | $66,000 | 4,029 |
| Additional noninterest expense | $297,000 | 3,466 |
| Pre-tax net operating income | $434,000 | 2,961 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $66,000 | 2,224 |
| Income before extraordinary items | $368,000 | 3,033 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $368,000 | 3,033 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $368,000 | 3,034 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $368,000 | 3,011 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,633,000 | 3,538 |
| Total interest expense | $720,000 | 3,770 |
| Net interest income | $4,913,000 | 3,425 |
| Provision for loan and lease losses | $132,000 | 2,707 |
| Total noninterest income | $786,000 | 3,125 |
| Gross Fiduciary activities income | $48,000 | 793 |
| Service charges on deposit accounts | $396,000 | 2,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,447 |
| Total noninterest expense | $3,549,000 | 3,630 |
| Salaries and employee benefits | $2,065,000 | 3,552 |
| Premises and equipment expense | $260,000 | 4,089 |
| Additional noninterest expense | $1,224,000 | 3,461 |
| Pre-tax net operating income | $2,018,000 | 3,016 |
| Securities gains (losses) | $3,000 | 2,172 |
| Applicable income taxes | $327,000 | 2,300 |
| Income before extraordinary items | $1,694,000 | 3,115 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,694,000 | 3,113 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,694,000 | 3,116 |
| Net charge-offs | $123,000 | 2,057 |
| Cash dividends | $1,050,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,691,480 | 3,093 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 3,587 |
| Total interest expense | $525,000 | 3,845 |
| Net interest income | $3,707,000 | 3,472 |
| Provision for loan and lease losses | $108,000 | 2,541 |
| Total noninterest income | $596,000 | 3,128 |
| Gross Fiduciary activities income | $47,000 | 771 |
| Service charges on deposit accounts | $294,000 | 2,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 3,472 |
| Total noninterest expense | $2,688,000 | 3,639 |
| Salaries and employee benefits | $1,592,000 | 3,523 |
| Premises and equipment expense | $192,000 | 4,167 |
| Additional noninterest expense | $904,000 | 3,511 |
| Pre-tax net operating income | $1,507,000 | 3,094 |
| Securities gains (losses) | $-2,000 | 4,702 |
| Applicable income taxes | $245,000 | 2,374 |
| Income before extraordinary items | $1,260,000 | 3,190 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,260,000 | 3,189 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,260,000 | 3,190 |
| Net charge-offs | $107,000 | 1,723 |
| Cash dividends | $350,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,261,680 | 3,160 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 3,586 |
| Total interest expense | $331,000 | 3,900 |
| Net interest income | $2,504,000 | 3,473 |
| Provision for loan and lease losses | $47,000 | 2,843 |
| Total noninterest income | $363,000 | 3,199 |
| Gross Fiduciary activities income | $5,000 | 905 |
| Service charges on deposit accounts | $191,000 | 2,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 3,478 |
| Total noninterest expense | $1,801,000 | 3,655 |
| Salaries and employee benefits | $1,066,000 | 3,546 |
| Premises and equipment expense | $127,000 | 4,194 |
| Additional noninterest expense | $608,000 | 3,518 |
| Pre-tax net operating income | $1,019,000 | 3,073 |
| Securities gains (losses) | $-2,000 | 4,715 |
| Applicable income taxes | $167,000 | 2,332 |
| Income before extraordinary items | $850,000 | 3,172 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $850,000 | 3,170 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $850,000 | 3,170 |
| Net charge-offs | $41,000 | 1,972 |
| Cash dividends | $350,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $851,680 | 3,139 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 3,615 |
| Total interest expense | $155,000 | 3,970 |
| Net interest income | $1,267,000 | 3,484 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $179,000 | 3,175 |
| Gross Fiduciary activities income | $5,000 | 859 |
| Service charges on deposit accounts | $90,000 | 2,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 3,438 |
| Total noninterest expense | $904,000 | 3,677 |
| Salaries and employee benefits | $535,000 | 3,575 |
| Premises and equipment expense | $66,000 | 4,185 |
| Additional noninterest expense | $303,000 | 3,527 |
| Pre-tax net operating income | $512,000 | 3,040 |
| Securities gains (losses) | $-2,000 | 4,901 |
| Applicable income taxes | $80,000 | 2,325 |
| Income before extraordinary items | $430,000 | 3,116 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $430,000 | 3,113 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $430,000 | 3,115 |
| Net charge-offs | $11,000 | 1,939 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $431,680 | 3,098 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 3,672 |
| Total interest expense | $432,000 | 4,099 |
| Net interest income | $4,816,000 | 3,566 |
| Provision for loan and lease losses | $102,000 | 3,037 |
| Total noninterest income | $864,000 | 3,048 |
| Gross Fiduciary activities income | $91,000 | 770 |
| Service charges on deposit accounts | $402,000 | 2,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,445 |
| Total noninterest expense | $3,550,000 | 3,712 |
| Salaries and employee benefits | $2,068,000 | 3,629 |
| Premises and equipment expense | $270,000 | 4,173 |
| Additional noninterest expense | $1,212,000 | 3,568 |
| Pre-tax net operating income | $2,028,000 | 3,124 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,028,000 | 2,919 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,028,000 | 2,918 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,028,000 | 2,918 |
| Net charge-offs | $101,000 | 2,136 |
| Cash dividends | $750,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,028,000 | 2,916 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 3,744 |
| Total interest expense | $292,000 | 4,201 |
| Net interest income | $3,526,000 | 3,635 |
| Provision for loan and lease losses | $54,000 | 3,128 |
| Total noninterest income | $576,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $293,000 | 2,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 3,443 |
| Total noninterest expense | $2,633,000 | 3,758 |
| Salaries and employee benefits | $1,537,000 | 3,648 |
| Premises and equipment expense | $203,000 | 4,209 |
| Additional noninterest expense | $893,000 | 3,612 |
| Pre-tax net operating income | $1,415,000 | 3,270 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,415,000 | 3,070 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,415,000 | 3,068 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,415,000 | 3,069 |
| Net charge-offs | $75,000 | 1,941 |
| Cash dividends | $250,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,415,000 | 3,058 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 3,766 |
| Total interest expense | $182,000 | 4,255 |
| Net interest income | $2,319,000 | 3,664 |
| Provision for loan and lease losses | $36,000 | 3,021 |
| Total noninterest income | $373,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $185,000 | 2,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 3,460 |
| Total noninterest expense | $1,744,000 | 3,790 |
| Salaries and employee benefits | $1,019,000 | 3,686 |
| Premises and equipment expense | $135,000 | 4,225 |
| Additional noninterest expense | $590,000 | 3,659 |
| Pre-tax net operating income | $912,000 | 3,294 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $912,000 | 3,094 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $912,000 | 3,092 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $912,000 | 3,093 |
| Net charge-offs | $39,000 | 1,900 |
| Cash dividends | $250,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $912,000 | 3,086 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 3,809 |
| Total interest expense | $86,000 | 4,294 |
| Net interest income | $1,144,000 | 3,701 |
| Provision for loan and lease losses | $18,000 | 2,859 |
| Total noninterest income | $180,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $89,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 3,465 |
| Total noninterest expense | $872,000 | 3,826 |
| Salaries and employee benefits | $507,000 | 3,728 |
| Premises and equipment expense | $66,000 | 4,317 |
| Additional noninterest expense | $299,000 | 3,649 |
| Pre-tax net operating income | $434,000 | 3,322 |
| Securities gains (losses) | $-2,000 | 5,038 |
| Applicable income taxes | $61,000 | 2,547 |
| Income before extraordinary items | $371,000 | 3,369 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $371,000 | 3,369 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $371,000 | 3,369 |
| Net charge-offs | $33,000 | 1,406 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $372,720 | 3,359 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,884,000 | 3,794 |
| Total interest expense | $362,000 | 4,136 |
| Net interest income | $4,522,000 | 3,714 |
| Provision for loan and lease losses | $164,000 | 2,574 |
| Total noninterest income | $686,000 | 3,486 |
| Gross Fiduciary activities income | $2,000 | 1,075 |
| Service charges on deposit accounts | $394,000 | 2,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 3,833 |
| Total noninterest expense | $3,437,000 | 3,857 |
| Salaries and employee benefits | $1,982,000 | 3,775 |
| Premises and equipment expense | $269,000 | 4,335 |
| Additional noninterest expense | $1,186,000 | 3,692 |
| Pre-tax net operating income | $1,607,000 | 3,436 |
| Securities gains (losses) | $42,000 | 968 |
| Applicable income taxes | $278,000 | 2,794 |
| Income before extraordinary items | $1,371,000 | 3,277 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,371,000 | 3,275 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,371,000 | 3,277 |
| Net charge-offs | $147,000 | 2,099 |
| Cash dividends | $950,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,336,140 | 3,299 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 3,832 |
| Total interest expense | $278,000 | 4,120 |
| Net interest income | $3,371,000 | 3,763 |
| Provision for loan and lease losses | $146,000 | 2,341 |
| Total noninterest income | $513,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $291,000 | 2,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 3,853 |
| Total noninterest expense | $2,613,000 | 3,845 |
| Salaries and employee benefits | $1,522,000 | 3,740 |
| Premises and equipment expense | $204,000 | 4,336 |
| Additional noninterest expense | $887,000 | 3,714 |
| Pre-tax net operating income | $1,125,000 | 3,580 |
| Securities gains (losses) | $11,000 | 1,579 |
| Applicable income taxes | $169,000 | 2,867 |
| Income before extraordinary items | $967,000 | 3,604 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $967,000 | 3,604 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $967,000 | 3,604 |
| Net charge-offs | $138,000 | 1,682 |
| Cash dividends | $250,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $957,650 | 3,593 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 3,840 |
| Total interest expense | $198,000 | 4,013 |
| Net interest income | $2,215,000 | 3,793 |
| Provision for loan and lease losses | $123,000 | 2,031 |
| Total noninterest income | $338,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $182,000 | 2,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 3,805 |
| Total noninterest expense | $1,708,000 | 3,912 |
| Salaries and employee benefits | $1,003,000 | 3,772 |
| Premises and equipment expense | $127,000 | 4,471 |
| Additional noninterest expense | $578,000 | 3,777 |
| Pre-tax net operating income | $722,000 | 3,610 |
| Securities gains (losses) | $13,000 | 1,152 |
| Applicable income taxes | $135,000 | 2,745 |
| Income before extraordinary items | $600,000 | 3,660 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $600,000 | 3,658 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $600,000 | 3,660 |
| Net charge-offs | $130,000 | 1,334 |
| Cash dividends | $250,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $589,340 | 3,668 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 3,891 |
| Total interest expense | $102,000 | 3,979 |
| Net interest income | $1,084,000 | 3,844 |
| Provision for loan and lease losses | $43,000 | 2,232 |
| Total noninterest income | $171,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $88,000 | 2,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,719 |
| Total noninterest expense | $870,000 | 3,905 |
| Salaries and employee benefits | $503,000 | 3,838 |
| Premises and equipment expense | $63,000 | 4,532 |
| Additional noninterest expense | $304,000 | 3,685 |
| Pre-tax net operating income | $342,000 | 3,658 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $54,000 | 2,853 |
| Income before extraordinary items | $288,000 | 3,665 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $288,000 | 3,664 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $288,000 | 3,665 |
| Net charge-offs | $55,000 | 1,262 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $288,000 | 3,649 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,804,000 | 3,871 |
| Total interest expense | $491,000 | 3,677 |
| Net interest income | $4,313,000 | 3,870 |
| Provision for loan and lease losses | $368,000 | 1,774 |
| Total noninterest income | $676,000 | 3,638 |
| Gross Fiduciary activities income | $36,000 | 905 |
| Service charges on deposit accounts | $356,000 | 2,663 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $284,000 | 3,988 |
| Total noninterest expense | $3,359,000 | 3,998 |
| Salaries and employee benefits | $1,917,000 | 3,914 |
| Premises and equipment expense | $265,000 | 4,512 |
| Additional noninterest expense | $1,177,000 | 3,866 |
| Pre-tax net operating income | $1,262,000 | 3,744 |
| Securities gains (losses) | $72,000 | 1,583 |
| Applicable income taxes | $74,000 | 3,451 |
| Income before extraordinary items | $1,260,000 | 3,553 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,260,000 | 3,551 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,260,000 | 3,552 |
| Net charge-offs | $304,000 | 1,505 |
| Cash dividends | $950,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,192,320 | 3,583 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 3,893 |
| Total interest expense | $373,000 | 3,679 |
| Net interest income | $3,249,000 | 3,885 |
| Provision for loan and lease losses | $324,000 | 1,552 |
| Total noninterest income | $522,000 | 3,612 |
| Gross Fiduciary activities income | $34,000 | 873 |
| Service charges on deposit accounts | $268,000 | 2,664 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $220,000 | 3,981 |
| Total noninterest expense | $2,588,000 | 3,963 |
| Salaries and employee benefits | $1,491,000 | 3,841 |
| Premises and equipment expense | $197,000 | 4,550 |
| Additional noninterest expense | $900,000 | 3,841 |
| Pre-tax net operating income | $859,000 | 3,940 |
| Securities gains (losses) | $39,000 | 1,939 |
| Applicable income taxes | $6,000 | 4,094 |
| Income before extraordinary items | $892,000 | 3,712 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $892,000 | 3,710 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $892,000 | 3,712 |
| Net charge-offs | $271,000 | 1,224 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $853,390 | 3,703 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,412,000 | 3,917 |
| Total interest expense | $247,000 | 3,703 |
| Net interest income | $2,165,000 | 3,909 |
| Provision for loan and lease losses | $201,000 | 1,604 |
| Total noninterest income | $344,000 | 3,644 |
| Gross Fiduciary activities income | $25,000 | 878 |
| Service charges on deposit accounts | $174,000 | 2,675 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $145,000 | 4,019 |
| Total noninterest expense | $1,719,000 | 4,013 |
| Salaries and employee benefits | $995,000 | 3,859 |
| Premises and equipment expense | $125,000 | 4,672 |
| Additional noninterest expense | $599,000 | 3,866 |
| Pre-tax net operating income | $589,000 | 3,909 |
| Securities gains (losses) | $16,000 | 2,060 |
| Applicable income taxes | $67,000 | 3,229 |
| Income before extraordinary items | $538,000 | 3,854 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $538,000 | 3,852 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $538,000 | 3,853 |
| Net charge-offs | $144,000 | 1,350 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $523,760 | 3,821 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 3,961 |
| Total interest expense | $122,000 | 3,748 |
| Net interest income | $1,068,000 | 3,944 |
| Provision for loan and lease losses | $98,000 | 1,552 |
| Total noninterest income | $155,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $85,000 | 2,699 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $70,000 | 4,016 |
| Total noninterest expense | $863,000 | 4,030 |
| Salaries and employee benefits | $495,000 | 3,907 |
| Premises and equipment expense | $64,000 | 4,667 |
| Additional noninterest expense | $304,000 | 3,854 |
| Pre-tax net operating income | $262,000 | 4,069 |
| Securities gains (losses) | $15,000 | 1,354 |
| Applicable income taxes | $23,000 | 3,413 |
| Income before extraordinary items | $254,000 | 3,892 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $254,000 | 3,889 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $254,000 | 3,890 |
| Net charge-offs | $55,000 | 1,369 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $240,200 | 3,920 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 3,901 |
| Total interest expense | $494,000 | 3,740 |
| Net interest income | $4,374,000 | 3,881 |
| Provision for loan and lease losses | $455,000 | 1,455 |
| Total noninterest income | $681,000 | 3,687 |
| Gross Fiduciary activities income | $3,000 | 1,124 |
| Service charges on deposit accounts | $381,000 | 2,594 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $297,000 | 3,995 |
| Total noninterest expense | $3,499,000 | 4,012 |
| Salaries and employee benefits | $2,016,000 | 3,879 |
| Premises and equipment expense | $266,000 | 4,677 |
| Additional noninterest expense | $1,217,000 | 3,891 |
| Pre-tax net operating income | $1,101,000 | 3,958 |
| Securities gains (losses) | $384,000 | 446 |
| Applicable income taxes | $118,000 | 3,235 |
| Income before extraordinary items | $1,367,000 | 3,400 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,367,000 | 3,398 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,367,000 | 3,400 |
| Net charge-offs | $626,000 | 971 |
| Cash dividends | $750,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,013,720 | 3,858 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,640,000 | 3,951 |
| Total interest expense | $372,000 | 3,789 |
| Net interest income | $3,268,000 | 3,928 |
| Provision for loan and lease losses | $352,000 | 1,379 |
| Total noninterest income | $513,000 | 3,694 |
| Gross Fiduciary activities income | $1,000 | 1,117 |
| Service charges on deposit accounts | $290,000 | 2,589 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 4,013 |
| Total noninterest expense | $2,651,000 | 4,013 |
| Salaries and employee benefits | $1,557,000 | 3,841 |
| Premises and equipment expense | $197,000 | 4,738 |
| Additional noninterest expense | $897,000 | 3,951 |
| Pre-tax net operating income | $778,000 | 4,131 |
| Securities gains (losses) | $40,000 | 1,615 |
| Applicable income taxes | $76,000 | 3,426 |
| Income before extraordinary items | $742,000 | 4,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $742,000 | 4,014 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $742,000 | 4,016 |
| Net charge-offs | $588,000 | 767 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $705,600 | 4,044 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 3,995 |
| Total interest expense | $249,000 | 3,808 |
| Net interest income | $2,149,000 | 3,975 |
| Provision for loan and lease losses | $149,000 | 1,859 |
| Total noninterest income | $329,000 | 3,772 |
| Gross Fiduciary activities income | $1,000 | 1,108 |
| Service charges on deposit accounts | $182,000 | 2,683 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,057 |
| Total noninterest expense | $1,768,000 | 4,047 |
| Salaries and employee benefits | $1,047,000 | 3,855 |
| Premises and equipment expense | $128,000 | 4,810 |
| Additional noninterest expense | $593,000 | 3,979 |
| Pre-tax net operating income | $561,000 | 4,016 |
| Securities gains (losses) | $-4,000 | 6,027 |
| Applicable income taxes | $59,000 | 3,360 |
| Income before extraordinary items | $498,000 | 3,980 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $498,000 | 3,980 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $498,000 | 3,982 |
| Net charge-offs | $34,000 | 2,614 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $501,560 | 3,899 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 3,986 |
| Total interest expense | $125,000 | 3,833 |
| Net interest income | $1,086,000 | 3,957 |
| Provision for loan and lease losses | $56,000 | 2,005 |
| Total noninterest income | $156,000 | 3,841 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $83,000 | 2,821 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $72,000 | 4,060 |
| Total noninterest expense | $895,000 | 4,057 |
| Salaries and employee benefits | $525,000 | 3,875 |
| Premises and equipment expense | $65,000 | 4,833 |
| Additional noninterest expense | $305,000 | 3,933 |
| Pre-tax net operating income | $291,000 | 3,924 |
| Securities gains (losses) | $-2,000 | 6,101 |
| Applicable income taxes | $27,000 | 3,393 |
| Income before extraordinary items | $262,000 | 3,879 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $262,000 | 3,882 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $262,000 | 3,883 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $263,820 | 3,789 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 3,934 |
| Total interest expense | $533,000 | 3,875 |
| Net interest income | $4,537,000 | 3,896 |
| Provision for loan and lease losses | $238,000 | 2,297 |
| Total noninterest income | $678,000 | 3,763 |
| Gross Fiduciary activities income | $3,000 | 1,154 |
| Service charges on deposit accounts | $409,000 | 2,647 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $266,000 | 4,176 |
| Total noninterest expense | $3,332,000 | 4,259 |
| Salaries and employee benefits | $1,894,000 | 4,098 |
| Premises and equipment expense | $275,000 | 4,827 |
| Additional noninterest expense | $1,163,000 | 4,112 |
| Pre-tax net operating income | $1,645,000 | 3,314 |
| Securities gains (losses) | $-9,000 | 6,022 |
| Applicable income taxes | $120,000 | 3,287 |
| Income before extraordinary items | $1,516,000 | 3,229 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,516,000 | 3,229 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,516,000 | 3,230 |
| Net charge-offs | $108,000 | 3,113 |
| Cash dividends | $1,200,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,524,370 | 3,162 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 3,969 |
| Total interest expense | $401,000 | 3,936 |
| Net interest income | $3,411,000 | 3,916 |
| Provision for loan and lease losses | $220,000 | 1,981 |
| Total noninterest income | $517,000 | 3,780 |
| Gross Fiduciary activities income | $1,000 | 1,152 |
| Service charges on deposit accounts | $333,000 | 2,517 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $183,000 | 4,323 |
| Total noninterest expense | $2,515,000 | 4,260 |
| Salaries and employee benefits | $1,440,000 | 4,074 |
| Premises and equipment expense | $205,000 | 4,892 |
| Additional noninterest expense | $870,000 | 4,137 |
| Pre-tax net operating income | $1,193,000 | 3,444 |
| Securities gains (losses) | $-7,000 | 6,105 |
| Applicable income taxes | $42,000 | 3,730 |
| Income before extraordinary items | $1,144,000 | 3,238 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,144,000 | 3,237 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,144,000 | 3,239 |
| Net charge-offs | $54,000 | 3,198 |
| Cash dividends | $350,000 | 2,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,150,720 | 3,191 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 3,985 |
| Total interest expense | $270,000 | 3,965 |
| Net interest income | $2,253,000 | 3,945 |
| Provision for loan and lease losses | $71,000 | 2,671 |
| Total noninterest income | $343,000 | 3,772 |
| Gross Fiduciary activities income | $1,000 | 1,132 |
| Service charges on deposit accounts | $220,000 | 2,499 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $122,000 | 4,309 |
| Total noninterest expense | $1,658,000 | 4,316 |
| Salaries and employee benefits | $957,000 | 4,112 |
| Premises and equipment expense | $133,000 | 4,981 |
| Additional noninterest expense | $568,000 | 4,222 |
| Pre-tax net operating income | $867,000 | 3,225 |
| Securities gains (losses) | $-8,000 | 6,266 |
| Applicable income taxes | $152,000 | 2,677 |
| Income before extraordinary items | $707,000 | 3,315 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $707,000 | 3,321 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $707,000 | 3,321 |
| Net charge-offs | $41,000 | 2,951 |
| Cash dividends | $350,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $713,560 | 3,258 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 4,061 |
| Total interest expense | $136,000 | 4,004 |
| Net interest income | $1,091,000 | 4,043 |
| Provision for loan and lease losses | $33,000 | 2,541 |
| Total noninterest income | $160,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $106,000 | 2,552 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $54,000 | 4,450 |
| Total noninterest expense | $831,000 | 4,343 |
| Salaries and employee benefits | $477,000 | 4,162 |
| Premises and equipment expense | $70,000 | 4,941 |
| Additional noninterest expense | $284,000 | 4,226 |
| Pre-tax net operating income | $387,000 | 3,343 |
| Securities gains (losses) | $-5,000 | 6,369 |
| Applicable income taxes | $55,000 | 2,893 |
| Income before extraordinary items | $327,000 | 3,394 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $327,000 | 3,397 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $327,000 | 3,397 |
| Net charge-offs | $34,000 | 2,143 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $331,300 | 3,326 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 4,118 |
| Total interest expense | $675,000 | 3,827 |
| Net interest income | $4,244,000 | 4,130 |
| Provision for loan and lease losses | $207,000 | 2,922 |
| Total noninterest income | $716,000 | 3,820 |
| Gross Fiduciary activities income | $9,000 | 1,117 |
| Service charges on deposit accounts | $464,000 | 2,531 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $243,000 | 4,359 |
| Total noninterest expense | $3,363,000 | 4,351 |
| Salaries and employee benefits | $1,973,000 | 4,114 |
| Premises and equipment expense | $255,000 | 5,160 |
| Additional noninterest expense | $1,135,000 | 4,318 |
| Pre-tax net operating income | $1,390,000 | 3,538 |
| Securities gains (losses) | $-5,000 | 6,182 |
| Applicable income taxes | $-19,000 | 6,334 |
| Income before extraordinary items | $1,404,000 | 3,280 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,404,000 | 3,282 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,404,000 | 3,283 |
| Net charge-offs | $194,000 | 3,050 |
| Cash dividends | $700,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,409,000 | 3,214 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,669,000 | 4,163 |
| Total interest expense | $509,000 | 3,899 |
| Net interest income | $3,160,000 | 4,174 |
| Provision for loan and lease losses | $164,000 | 2,844 |
| Total noninterest income | $537,000 | 3,900 |
| Gross Fiduciary activities income | $7,000 | 1,087 |
| Service charges on deposit accounts | $350,000 | 2,541 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $180,000 | 4,443 |
| Total noninterest expense | $2,542,000 | 4,360 |
| Salaries and employee benefits | $1,503,000 | 4,086 |
| Premises and equipment expense | $194,000 | 5,153 |
| Additional noninterest expense | $845,000 | 4,348 |
| Pre-tax net operating income | $991,000 | 3,698 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-108,000 | 6,691 |
| Income before extraordinary items | $1,099,000 | 3,249 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,099,000 | 3,252 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,099,000 | 3,253 |
| Net charge-offs | $146,000 | 2,897 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,099,000 | 3,176 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 4,198 |
| Total interest expense | $370,000 | 3,760 |
| Net interest income | $2,056,000 | 4,237 |
| Provision for loan and lease losses | $146,000 | 2,540 |
| Total noninterest income | $353,000 | 3,923 |
| Gross Fiduciary activities income | $6,000 | 1,074 |
| Service charges on deposit accounts | $228,000 | 2,545 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $119,000 | 4,527 |
| Total noninterest expense | $1,699,000 | 4,370 |
| Salaries and employee benefits | $1,006,000 | 4,093 |
| Premises and equipment expense | $129,000 | 5,173 |
| Additional noninterest expense | $564,000 | 4,343 |
| Pre-tax net operating income | $564,000 | 3,934 |
| Securities gains (losses) | $-3,000 | 6,560 |
| Applicable income taxes | $-149,000 | 6,795 |
| Income before extraordinary items | $710,000 | 3,277 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $710,000 | 3,278 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $710,000 | 3,280 |
| Net charge-offs | $141,000 | 2,432 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $713,000 | 3,182 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 4,294 |
| Total interest expense | $194,000 | 3,737 |
| Net interest income | $990,000 | 4,365 |
| Provision for loan and lease losses | $113,000 | 1,946 |
| Total noninterest income | $176,000 | 3,881 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $110,000 | 2,614 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $64,000 | 4,392 |
| Total noninterest expense | $842,000 | 4,428 |
| Salaries and employee benefits | $503,000 | 4,147 |
| Premises and equipment expense | $63,000 | 5,237 |
| Additional noninterest expense | $276,000 | 4,417 |
| Pre-tax net operating income | $211,000 | 4,391 |
| Securities gains (losses) | $-2,000 | 6,691 |
| Applicable income taxes | $-179,000 | 6,952 |
| Income before extraordinary items | $388,000 | 3,078 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $388,000 | 3,079 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $388,000 | 3,080 |
| Net charge-offs | $126,000 | 1,715 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $390,000 | 2,983 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,271,000 | 4,174 |
| Total interest expense | $969,000 | 3,693 |
| Net interest income | $4,302,000 | 4,222 |
| Provision for loan and lease losses | $268,000 | 3,547 |
| Total noninterest income | $772,000 | 3,715 |
| Gross Fiduciary activities income | $9,000 | 1,139 |
| Service charges on deposit accounts | $506,000 | 2,462 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $257,000 | 4,269 |
| Total noninterest expense | $3,238,000 | 4,554 |
| Salaries and employee benefits | $1,887,000 | 4,272 |
| Premises and equipment expense | $248,000 | 5,363 |
| Additional noninterest expense | $1,103,000 | 4,558 |
| Pre-tax net operating income | $1,568,000 | 3,261 |
| Securities gains (losses) | $7,000 | 3,461 |
| Applicable income taxes | $151,000 | 3,207 |
| Income before extraordinary items | $1,424,000 | 3,221 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,424,000 | 3,221 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,424,000 | 3,221 |
| Net charge-offs | $384,000 | 2,984 |
| Cash dividends | $750,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,417,700 | 3,091 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 4,224 |
| Total interest expense | $752,000 | 3,718 |
| Net interest income | $3,255,000 | 4,255 |
| Provision for loan and lease losses | $150,000 | 3,869 |
| Total noninterest income | $580,000 | 3,747 |
| Gross Fiduciary activities income | $7,000 | 1,116 |
| Service charges on deposit accounts | $377,000 | 2,498 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $196,000 | 4,282 |
| Total noninterest expense | $2,422,000 | 4,591 |
| Salaries and employee benefits | $1,429,000 | 4,269 |
| Premises and equipment expense | $183,000 | 5,439 |
| Additional noninterest expense | $810,000 | 4,641 |
| Pre-tax net operating income | $1,263,000 | 3,203 |
| Securities gains (losses) | $-52,000 | 6,962 |
| Applicable income taxes | $151,000 | 3,063 |
| Income before extraordinary items | $1,060,000 | 3,314 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,060,000 | 3,316 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,060,000 | 3,316 |
| Net charge-offs | $357,000 | 2,613 |
| Cash dividends | $250,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,105,760 | 3,094 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 4,225 |
| Total interest expense | $514,000 | 3,757 |
| Net interest income | $2,186,000 | 4,244 |
| Provision for loan and lease losses | $57,000 | 4,480 |
| Total noninterest income | $385,000 | 3,728 |
| Gross Fiduciary activities income | $6,000 | 1,098 |
| Service charges on deposit accounts | $240,000 | 2,573 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 4,183 |
| Total noninterest expense | $1,615,000 | 4,620 |
| Salaries and employee benefits | $952,000 | 4,296 |
| Premises and equipment expense | $118,000 | 5,530 |
| Additional noninterest expense | $545,000 | 4,620 |
| Pre-tax net operating income | $899,000 | 3,067 |
| Securities gains (losses) | $-169,000 | 7,135 |
| Applicable income taxes | $61,000 | 3,419 |
| Income before extraordinary items | $669,000 | 3,421 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $669,000 | 3,422 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $669,000 | 3,422 |
| Net charge-offs | $71,000 | 3,731 |
| Cash dividends | $250,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $824,480 | 2,828 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 4,268 |
| Total interest expense | $265,000 | 3,794 |
| Net interest income | $1,081,000 | 4,304 |
| Provision for loan and lease losses | $19,000 | 4,532 |
| Total noninterest income | $185,000 | 3,802 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $115,000 | 2,623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,238 |
| Total noninterest expense | $781,000 | 4,731 |
| Salaries and employee benefits | $474,000 | 4,341 |
| Premises and equipment expense | $58,000 | 5,568 |
| Additional noninterest expense | $249,000 | 4,879 |
| Pre-tax net operating income | $466,000 | 3,012 |
| Securities gains (losses) | $-2,000 | 6,941 |
| Applicable income taxes | $66,000 | 2,814 |
| Income before extraordinary items | $398,000 | 3,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $398,000 | 3,084 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $398,000 | 3,085 |
| Net charge-offs | $32,000 | 3,380 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $399,720 | 2,920 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,590,000 | 4,262 |
| Total interest expense | $1,182,000 | 4,010 |
| Net interest income | $4,408,000 | 4,267 |
| Provision for loan and lease losses | $169,000 | 4,823 |
| Total noninterest income | $737,000 | 3,678 |
| Gross Fiduciary activities income | $4,000 | 1,181 |
| Service charges on deposit accounts | $494,000 | 2,605 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $239,000 | 4,201 |
| Total noninterest expense | $3,066,000 | 4,824 |
| Salaries and employee benefits | $1,798,000 | 4,448 |
| Premises and equipment expense | $245,000 | 5,648 |
| Additional noninterest expense | $1,023,000 | 4,846 |
| Pre-tax net operating income | $1,910,000 | 2,603 |
| Securities gains (losses) | $51,000 | 2,577 |
| Applicable income taxes | $311,000 | 2,496 |
| Income before extraordinary items | $1,650,000 | 2,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,650,000 | 2,584 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,650,000 | 2,585 |
| Net charge-offs | $107,000 | 4,912 |
| Cash dividends | $1,100,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,607,160 | 2,560 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 4,321 |
| Total interest expense | $898,000 | 4,101 |
| Net interest income | $3,288,000 | 4,309 |
| Provision for loan and lease losses | $114,000 | 4,828 |
| Total noninterest income | $541,000 | 3,734 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $364,000 | 2,650 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $175,000 | 4,294 |
| Total noninterest expense | $2,278,000 | 4,861 |
| Salaries and employee benefits | $1,340,000 | 4,470 |
| Premises and equipment expense | $178,000 | 5,762 |
| Additional noninterest expense | $760,000 | 4,902 |
| Pre-tax net operating income | $1,437,000 | 2,662 |
| Securities gains (losses) | $33,000 | 2,590 |
| Applicable income taxes | $227,000 | 2,547 |
| Income before extraordinary items | $1,243,000 | 2,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,243,000 | 2,657 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,243,000 | 2,657 |
| Net charge-offs | $73,000 | 4,697 |
| Cash dividends | $350,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,214,950 | 2,610 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 4,379 |
| Total interest expense | $604,000 | 4,182 |
| Net interest income | $2,165,000 | 4,342 |
| Provision for loan and lease losses | $66,000 | 4,816 |
| Total noninterest income | $353,000 | 3,809 |
| Gross Fiduciary activities income | $2,000 | 1,136 |
| Service charges on deposit accounts | $232,000 | 2,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 4,309 |
| Total noninterest expense | $1,525,000 | 4,902 |
| Salaries and employee benefits | $897,000 | 4,494 |
| Premises and equipment expense | $117,000 | 5,807 |
| Additional noninterest expense | $511,000 | 4,946 |
| Pre-tax net operating income | $927,000 | 2,670 |
| Securities gains (losses) | $26,000 | 1,960 |
| Applicable income taxes | $145,000 | 2,549 |
| Income before extraordinary items | $808,000 | 2,656 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $808,000 | 2,656 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $808,000 | 2,656 |
| Net charge-offs | $31,000 | 4,801 |
| Cash dividends | $350,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $785,900 | 2,622 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 4,469 |
| Total interest expense | $303,000 | 4,267 |
| Net interest income | $1,047,000 | 4,438 |
| Provision for loan and lease losses | $23,000 | 4,913 |
| Total noninterest income | $167,000 | 3,950 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $108,000 | 2,820 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,453 |
| Total noninterest expense | $763,000 | 4,926 |
| Salaries and employee benefits | $444,000 | 4,545 |
| Premises and equipment expense | $60,000 | 5,830 |
| Additional noninterest expense | $259,000 | 4,921 |
| Pre-tax net operating income | $428,000 | 2,838 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $52,000 | 2,787 |
| Income before extraordinary items | $378,000 | 2,782 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $378,000 | 2,781 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $378,000 | 2,782 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $376,240 | 2,737 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,572,000 | 4,522 |
| Total interest expense | $1,362,000 | 4,499 |
| Net interest income | $4,210,000 | 4,437 |
| Provision for loan and lease losses | $165,000 | 5,547 |
| Total noninterest income | $640,000 | 4,099 |
| Gross Fiduciary activities income | $10,000 | 1,147 |
| Service charges on deposit accounts | $412,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $218,000 | 4,465 |
| Total noninterest expense | $2,942,000 | 5,069 |
| Salaries and employee benefits | $1,671,000 | 4,750 |
| Premises and equipment expense | $247,000 | 5,832 |
| Additional noninterest expense | $1,024,000 | 5,030 |
| Pre-tax net operating income | $1,743,000 | 2,481 |
| Securities gains (losses) | $11,000 | 3,287 |
| Applicable income taxes | $228,000 | 2,614 |
| Income before extraordinary items | $1,526,000 | 2,481 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,526,000 | 2,478 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,526,000 | 2,483 |
| Net charge-offs | $206,000 | 4,735 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,516,430 | 2,395 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 4,634 |
| Total interest expense | $1,035,000 | 4,611 |
| Net interest income | $3,114,000 | 4,527 |
| Provision for loan and lease losses | $112,000 | 5,579 |
| Total noninterest income | $474,000 | 4,176 |
| Gross Fiduciary activities income | $8,000 | 1,127 |
| Service charges on deposit accounts | $298,000 | 3,165 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $168,000 | 4,477 |
| Total noninterest expense | $2,203,000 | 5,098 |
| Salaries and employee benefits | $1,266,000 | 4,756 |
| Premises and equipment expense | $178,000 | 5,953 |
| Additional noninterest expense | $759,000 | 5,059 |
| Pre-tax net operating income | $1,273,000 | 2,668 |
| Securities gains (losses) | $6,000 | 3,242 |
| Applicable income taxes | $170,000 | 2,708 |
| Income before extraordinary items | $1,109,000 | 2,706 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,109,000 | 2,702 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,109,000 | 2,707 |
| Net charge-offs | $205,000 | 4,207 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,103,780 | 2,583 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 4,699 |
| Total interest expense | $701,000 | 4,686 |
| Net interest income | $2,035,000 | 4,596 |
| Provision for loan and lease losses | $46,000 | 5,931 |
| Total noninterest income | $292,000 | 4,318 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $182,000 | 3,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 4,518 |
| Total noninterest expense | $1,466,000 | 5,128 |
| Salaries and employee benefits | $844,000 | 4,780 |
| Premises and equipment expense | $118,000 | 5,982 |
| Additional noninterest expense | $504,000 | 5,063 |
| Pre-tax net operating income | $815,000 | 2,762 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $105,000 | 2,740 |
| Income before extraordinary items | $710,000 | 2,735 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $710,000 | 2,730 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $710,000 | 2,734 |
| Net charge-offs | $136,000 | 3,929 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $710,000 | 2,641 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 4,760 |
| Total interest expense | $353,000 | 4,792 |
| Net interest income | $1,013,000 | 4,634 |
| Provision for loan and lease losses | $28,000 | 5,529 |
| Total noninterest income | $138,000 | 4,465 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $86,000 | 3,446 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 4,691 |
| Total noninterest expense | $734,000 | 5,167 |
| Salaries and employee benefits | $418,000 | 4,866 |
| Premises and equipment expense | $58,000 | 6,124 |
| Additional noninterest expense | $258,000 | 5,022 |
| Pre-tax net operating income | $389,000 | 2,887 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $42,000 | 2,918 |
| Income before extraordinary items | $347,000 | 2,837 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $347,000 | 2,834 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $347,000 | 2,837 |
| Net charge-offs | $132,000 | 2,858 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $347,000 | 2,716 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,744,000 | 4,742 |
| Total interest expense | $1,687,000 | 4,883 |
| Net interest income | $4,057,000 | 4,531 |
| Provision for loan and lease losses | $201,000 | 5,777 |
| Total noninterest income | $616,000 | 4,312 |
| Gross Fiduciary activities income | $11,000 | 1,169 |
| Service charges on deposit accounts | $389,000 | 3,384 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $216,000 | 4,519 |
| Total noninterest expense | $2,925,000 | 5,264 |
| Salaries and employee benefits | $1,649,000 | 4,916 |
| Premises and equipment expense | $258,000 | 5,991 |
| Additional noninterest expense | $1,018,000 | 5,189 |
| Pre-tax net operating income | $1,547,000 | 2,306 |
| Securities gains (losses) | $13,000 | 3,179 |
| Applicable income taxes | $149,000 | 2,607 |
| Income before extraordinary items | $1,411,000 | 2,218 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,411,000 | 2,216 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,411,000 | 2,217 |
| Net charge-offs | $92,000 | 5,772 |
| Cash dividends | $500,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,399,300 | 2,198 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 4,800 |
| Total interest expense | $1,305,000 | 4,955 |
| Net interest income | $3,005,000 | 4,576 |
| Provision for loan and lease losses | $149,000 | 5,523 |
| Total noninterest income | $471,000 | 4,341 |
| Gross Fiduciary activities income | $9,000 | 1,132 |
| Service charges on deposit accounts | $295,000 | 3,370 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $167,000 | 4,594 |
| Total noninterest expense | $2,193,000 | 5,260 |
| Salaries and employee benefits | $1,251,000 | 4,922 |
| Premises and equipment expense | $197,000 | 5,997 |
| Additional noninterest expense | $745,000 | 5,246 |
| Pre-tax net operating income | $1,134,000 | 2,519 |
| Securities gains (losses) | $13,000 | 2,895 |
| Applicable income taxes | $99,000 | 2,879 |
| Income before extraordinary items | $1,048,000 | 2,410 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,048,000 | 2,408 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,048,000 | 2,411 |
| Net charge-offs | $62,000 | 5,512 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,036,170 | 2,373 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 4,857 |
| Total interest expense | $907,000 | 4,973 |
| Net interest income | $1,959,000 | 4,647 |
| Provision for loan and lease losses | $101,000 | 5,293 |
| Total noninterest income | $308,000 | 4,369 |
| Gross Fiduciary activities income | $8,000 | 1,104 |
| Service charges on deposit accounts | $194,000 | 3,378 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $106,000 | 4,700 |
| Total noninterest expense | $1,472,000 | 5,296 |
| Salaries and employee benefits | $837,000 | 4,960 |
| Premises and equipment expense | $130,000 | 6,060 |
| Additional noninterest expense | $505,000 | 5,226 |
| Pre-tax net operating income | $694,000 | 2,788 |
| Securities gains (losses) | $13,000 | 2,499 |
| Applicable income taxes | $51,000 | 3,143 |
| Income before extraordinary items | $656,000 | 2,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $656,000 | 2,617 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $656,000 | 2,619 |
| Net charge-offs | $55,000 | 4,825 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $643,910 | 2,561 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 4,903 |
| Total interest expense | $474,000 | 4,972 |
| Net interest income | $952,000 | 4,726 |
| Provision for loan and lease losses | $18,000 | 5,948 |
| Total noninterest income | $150,000 | 4,401 |
| Gross Fiduciary activities income | $3,000 | 1,122 |
| Service charges on deposit accounts | $94,000 | 3,374 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $53,000 | 4,730 |
| Total noninterest expense | $714,000 | 5,336 |
| Salaries and employee benefits | $413,000 | 5,044 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $236,000 | 5,111 |
| Pre-tax net operating income | $370,000 | 2,964 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $28,000 | 3,336 |
| Income before extraordinary items | $346,000 | 2,843 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $346,000 | 2,842 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $346,000 | 2,844 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $342,280 | 2,734 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,260,000 | 4,818 |
| Total interest expense | $2,365,000 | 4,882 |
| Net interest income | $3,895,000 | 4,660 |
| Provision for loan and lease losses | $129,000 | 5,741 |
| Total noninterest income | $645,000 | 4,311 |
| Gross Fiduciary activities income | $6,000 | 1,269 |
| Service charges on deposit accounts | $457,000 | 3,199 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $182,000 | 4,998 |
| Total noninterest expense | $2,786,000 | 5,346 |
| Salaries and employee benefits | $1,584,000 | 5,162 |
| Premises and equipment expense | $262,000 | 6,136 |
| Additional noninterest expense | $940,000 | 5,010 |
| Pre-tax net operating income | $1,625,000 | 2,879 |
| Securities gains (losses) | $-903,000 | 7,699 |
| Applicable income taxes | $-164,000 | 7,176 |
| Income before extraordinary items | $886,000 | 3,518 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $886,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 4,440 |
| Cash dividends | $400,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,789,000 | 2,329 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,730,000 | 4,874 |
| Total interest expense | $1,820,000 | 4,947 |
| Net interest income | $2,910,000 | 4,704 |
| Provision for loan and lease losses | $111,000 | 5,041 |
| Total noninterest income | $492,000 | 4,362 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $346,000 | 3,205 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $142,000 | 5,033 |
| Total noninterest expense | $2,112,000 | 5,301 |
| Salaries and employee benefits | $1,211,000 | 5,124 |
| Premises and equipment expense | $194,000 | 6,182 |
| Additional noninterest expense | $707,000 | 4,920 |
| Pre-tax net operating income | $1,179,000 | 3,353 |
| Securities gains (losses) | $-902,000 | 7,884 |
| Applicable income taxes | $142,000 | 3,284 |
| Income before extraordinary items | $135,000 | 6,006 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $135,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,466 |
| Cash dividends | $400,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $712,280 | 3,928 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 4,927 |
| Total interest expense | $1,259,000 | 4,985 |
| Net interest income | $1,900,000 | 4,782 |
| Provision for loan and lease losses | $36,000 | 5,459 |
| Total noninterest income | $334,000 | 4,392 |
| Gross Fiduciary activities income | $4,000 | 1,235 |
| Service charges on deposit accounts | $226,000 | 3,233 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $104,000 | 4,986 |
| Total noninterest expense | $1,401,000 | 5,346 |
| Salaries and employee benefits | $806,000 | 5,188 |
| Premises and equipment expense | $128,000 | 6,236 |
| Additional noninterest expense | $467,000 | 4,950 |
| Pre-tax net operating income | $797,000 | 3,439 |
| Securities gains (losses) | $4,000 | 2,798 |
| Applicable income taxes | $97,000 | 3,485 |
| Income before extraordinary items | $704,000 | 3,314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $704,000 | 3,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,713 |
| Cash dividends | $400,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $700,480 | 3,262 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 4,991 |
| Total interest expense | $657,000 | 5,043 |
| Net interest income | $927,000 | 4,863 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $170,000 | 4,322 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $102,000 | 3,412 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,545 |
| Total noninterest expense | $697,000 | 5,380 |
| Salaries and employee benefits | $396,000 | 5,268 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $233,000 | 4,909 |
| Pre-tax net operating income | $382,000 | 3,642 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $42,000 | 3,739 |
| Income before extraordinary items | $344,000 | 3,519 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $344,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $340,440 | 3,439 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,606,000 | 4,902 |
| Total interest expense | $2,775,000 | 4,995 |
| Net interest income | $3,831,000 | 4,762 |
| Provision for loan and lease losses | $54,000 | 5,621 |
| Total noninterest income | $632,000 | 4,529 |
| Gross Fiduciary activities income | $4,000 | 1,355 |
| Service charges on deposit accounts | $407,000 | 3,491 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $221,000 | 4,860 |
| Total noninterest expense | $2,659,000 | 5,408 |
| Salaries and employee benefits | $1,512,000 | 5,277 |
| Premises and equipment expense | $266,000 | 6,082 |
| Additional noninterest expense | $881,000 | 5,022 |
| Pre-tax net operating income | $1,750,000 | 3,600 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $252,000 | 3,603 |
| Income before extraordinary items | $1,501,000 | 3,452 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,501,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,564 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,498,420 | 3,443 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,945,000 | 4,923 |
| Total interest expense | $2,079,000 | 5,008 |
| Net interest income | $2,866,000 | 4,786 |
| Provision for loan and lease losses | $54,000 | 4,965 |
| Total noninterest income | $473,000 | 4,539 |
| Gross Fiduciary activities income | $3,000 | 1,319 |
| Service charges on deposit accounts | $298,000 | 3,529 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $172,000 | 4,790 |
| Total noninterest expense | $2,010,000 | 5,340 |
| Salaries and employee benefits | $1,154,000 | 5,213 |
| Premises and equipment expense | $188,000 | 6,231 |
| Additional noninterest expense | $668,000 | 4,928 |
| Pre-tax net operating income | $1,275,000 | 3,807 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $193,000 | 3,759 |
| Income before extraordinary items | $1,085,000 | 3,697 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,085,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,082,450 | 3,685 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 4,961 |
| Total interest expense | $1,374,000 | 5,043 |
| Net interest income | $1,908,000 | 4,813 |
| Provision for loan and lease losses | $36,000 | 4,731 |
| Total noninterest income | $298,000 | 4,679 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $190,000 | 3,613 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $106,000 | 5,014 |
| Total noninterest expense | $1,321,000 | 5,423 |
| Salaries and employee benefits | $775,000 | 5,234 |
| Premises and equipment expense | $122,000 | 6,326 |
| Additional noninterest expense | $424,000 | 5,096 |
| Pre-tax net operating income | $849,000 | 3,887 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $125,000 | 3,872 |
| Income before extraordinary items | $726,000 | 3,736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $726,000 | 3,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $724,300 | 3,722 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 4,922 |
| Total interest expense | $701,000 | 4,972 |
| Net interest income | $959,000 | 4,806 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $146,000 | 4,704 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $84,000 | 3,804 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $61,000 | 4,714 |
| Total noninterest expense | $651,000 | 5,496 |
| Salaries and employee benefits | $388,000 | 5,271 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $201,000 | 5,243 |
| Pre-tax net operating income | $436,000 | 3,808 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $63,000 | 3,846 |
| Income before extraordinary items | $373,000 | 3,663 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $373,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,431 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $373,000 | 3,642 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,090,000 | 4,967 |
| Total interest expense | $2,316,000 | 5,023 |
| Net interest income | $3,774,000 | 4,836 |
| Provision for loan and lease losses | $67,000 | 5,219 |
| Total noninterest income | $661,000 | 4,491 |
| Gross Fiduciary activities income | $41,000 | 1,050 |
| Service charges on deposit accounts | $356,000 | 3,778 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $264,000 | 4,547 |
| Total noninterest expense | $2,566,000 | 5,401 |
| Salaries and employee benefits | $1,496,000 | 5,195 |
| Premises and equipment expense | $235,000 | 6,361 |
| Additional noninterest expense | $835,000 | 5,104 |
| Pre-tax net operating income | $1,802,000 | 3,887 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $288,000 | 3,869 |
| Income before extraordinary items | $1,514,000 | 3,750 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,514,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,751 |
| Cash dividends | $1,200,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,514,000 | 3,732 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 5,016 |
| Total interest expense | $1,670,000 | 5,046 |
| Net interest income | $2,803,000 | 4,887 |
| Provision for loan and lease losses | $42,000 | 5,348 |
| Total noninterest income | $502,000 | 4,467 |
| Gross Fiduciary activities income | $39,000 | 1,020 |
| Service charges on deposit accounts | $262,000 | 3,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $201,000 | 4,536 |
| Total noninterest expense | $1,932,000 | 5,371 |
| Salaries and employee benefits | $1,121,000 | 5,179 |
| Premises and equipment expense | $176,000 | 6,394 |
| Additional noninterest expense | $635,000 | 5,030 |
| Pre-tax net operating income | $1,331,000 | 4,048 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $225,000 | 3,980 |
| Income before extraordinary items | $1,106,000 | 3,919 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,106,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,845 |
| Cash dividends | $400,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,106,000 | 3,909 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 5,024 |
| Total interest expense | $1,063,000 | 5,066 |
| Net interest income | $1,874,000 | 4,905 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $343,000 | 4,403 |
| Gross Fiduciary activities income | $39,000 | 983 |
| Service charges on deposit accounts | $169,000 | 3,888 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $135,000 | 4,512 |
| Total noninterest expense | $1,309,000 | 5,329 |
| Salaries and employee benefits | $756,000 | 5,167 |
| Premises and equipment expense | $118,000 | 6,392 |
| Additional noninterest expense | $435,000 | 4,936 |
| Pre-tax net operating income | $884,000 | 4,094 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $155,000 | 3,955 |
| Income before extraordinary items | $729,000 | 3,968 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $729,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $729,000 | 3,954 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 5,050 |
| Total interest expense | $516,000 | 5,018 |
| Net interest income | $915,000 | 4,976 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $175,000 | 4,277 |
| Gross Fiduciary activities income | $39,000 | 862 |
| Service charges on deposit accounts | $77,000 | 4,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,794 |
| Total noninterest expense | $640,000 | 5,410 |
| Salaries and employee benefits | $376,000 | 5,210 |
| Premises and equipment expense | $57,000 | 6,485 |
| Additional noninterest expense | $207,000 | 5,076 |
| Pre-tax net operating income | $432,000 | 4,099 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $73,000 | 3,988 |
| Income before extraordinary items | $359,000 | 3,969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $359,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $359,000 | 3,951 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,502,000 | 4,841 |
| Total interest expense | $1,675,000 | 4,957 |
| Net interest income | $3,827,000 | 4,756 |
| Provision for loan and lease losses | $72,000 | 5,255 |
| Total noninterest income | $585,000 | 4,850 |
| Gross Fiduciary activities income | $46,000 | 1,057 |
| Service charges on deposit accounts | $320,000 | 4,035 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $219,000 | 4,993 |
| Total noninterest expense | $2,481,000 | 5,403 |
| Salaries and employee benefits | $1,427,000 | 5,214 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $840,000 | 4,997 |
| Pre-tax net operating income | $1,859,000 | 3,861 |
| Securities gains (losses) | $16,000 | 1,323 |
| Applicable income taxes | $338,000 | 3,954 |
| Income before extraordinary items | $1,537,000 | 3,725 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,537,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,046 |
| Cash dividends | $1,100,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,523,880 | 3,714 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 4,851 |
| Total interest expense | $1,181,000 | 4,976 |
| Net interest income | $2,899,000 | 4,743 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $410,000 | 5,050 |
| Gross Fiduciary activities income | $7,000 | 1,273 |
| Service charges on deposit accounts | $240,000 | 4,062 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 5,033 |
| Total noninterest expense | $1,868,000 | 5,363 |
| Salaries and employee benefits | $1,092,000 | 5,123 |
| Premises and equipment expense | $160,000 | 6,565 |
| Additional noninterest expense | $616,000 | 5,032 |
| Pre-tax net operating income | $1,387,000 | 3,960 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $257,000 | 4,048 |
| Income before extraordinary items | $1,146,000 | 3,797 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,146,000 | 3,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,153 |
| Cash dividends | $400,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,132,880 | 3,777 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 4,837 |
| Total interest expense | $743,000 | 4,978 |
| Net interest income | $1,941,000 | 4,717 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $268,000 | 5,051 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $158,000 | 4,037 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $109,000 | 5,004 |
| Total noninterest expense | $1,237,000 | 5,371 |
| Salaries and employee benefits | $729,000 | 5,114 |
| Premises and equipment expense | $105,000 | 6,596 |
| Additional noninterest expense | $403,000 | 5,056 |
| Pre-tax net operating income | $936,000 | 3,888 |
| Securities gains (losses) | $14,000 | 1,233 |
| Applicable income taxes | $180,000 | 3,968 |
| Income before extraordinary items | $770,000 | 3,721 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $770,000 | 3,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $758,660 | 3,711 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,316,000 | 4,884 |
| Total interest expense | $355,000 | 5,019 |
| Net interest income | $961,000 | 4,742 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $126,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,055 |
| Total noninterest expense | $628,000 | 5,365 |
| Salaries and employee benefits | $364,000 | 5,144 |
| Premises and equipment expense | $56,000 | 6,500 |
| Additional noninterest expense | $208,000 | 4,944 |
| Pre-tax net operating income | $441,000 | 4,017 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $81,000 | 4,092 |
| Income before extraordinary items | $364,000 | 3,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $364,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $360,720 | 3,846 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,050,000 | 4,820 |
| Total interest expense | $1,232,000 | 5,045 |
| Net interest income | $3,818,000 | 4,641 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $547,000 | 5,046 |
| Gross Fiduciary activities income | $6,000 | 1,382 |
| Service charges on deposit accounts | $324,000 | 4,141 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $217,000 | 4,934 |
| Total noninterest expense | $2,433,000 | 5,404 |
| Salaries and employee benefits | $1,376,000 | 5,235 |
| Premises and equipment expense | $215,000 | 6,583 |
| Additional noninterest expense | $842,000 | 4,933 |
| Pre-tax net operating income | $1,860,000 | 3,703 |
| Securities gains (losses) | $44,000 | 1,837 |
| Applicable income taxes | $393,000 | 3,750 |
| Income before extraordinary items | $1,511,000 | 3,618 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,511,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,623 |
| Cash dividends | $1,050,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,476,240 | 3,620 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 4,852 |
| Total interest expense | $892,000 | 5,111 |
| Net interest income | $2,827,000 | 4,670 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $395,000 | 5,161 |
| Gross Fiduciary activities income | $5,000 | 1,342 |
| Service charges on deposit accounts | $248,000 | 4,122 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $142,000 | 5,231 |
| Total noninterest expense | $1,844,000 | 5,331 |
| Salaries and employee benefits | $1,037,000 | 5,193 |
| Premises and equipment expense | $162,000 | 6,555 |
| Additional noninterest expense | $645,000 | 4,805 |
| Pre-tax net operating income | $1,324,000 | 3,904 |
| Securities gains (losses) | $44,000 | 1,759 |
| Applicable income taxes | $280,000 | 3,906 |
| Income before extraordinary items | $1,088,000 | 3,801 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,088,000 | 3,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,793 |
| Cash dividends | $350,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,052,800 | 3,811 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 5,001 |
| Total interest expense | $562,000 | 5,307 |
| Net interest income | $1,823,000 | 4,774 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $260,000 | 5,185 |
| Gross Fiduciary activities income | $4,000 | 1,319 |
| Service charges on deposit accounts | $164,000 | 4,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 5,336 |
| Total noninterest expense | $1,247,000 | 5,299 |
| Salaries and employee benefits | $691,000 | 5,217 |
| Premises and equipment expense | $108,000 | 6,605 |
| Additional noninterest expense | $448,000 | 4,694 |
| Pre-tax net operating income | $800,000 | 4,114 |
| Securities gains (losses) | $44,000 | 1,536 |
| Applicable income taxes | $166,000 | 4,083 |
| Income before extraordinary items | $678,000 | 3,922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $678,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,038 |
| Cash dividends | $350,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $642,800 | 3,972 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 5,115 |
| Total interest expense | $271,000 | 5,475 |
| Net interest income | $890,000 | 4,855 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $122,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $75,000 | 4,266 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $47,000 | 5,234 |
| Total noninterest expense | $620,000 | 5,340 |
| Salaries and employee benefits | $341,000 | 5,286 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $226,000 | 4,638 |
| Pre-tax net operating income | $374,000 | 4,259 |
| Securities gains (losses) | $30,000 | 1,495 |
| Applicable income taxes | $76,000 | 4,215 |
| Income before extraordinary items | $328,000 | 4,035 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $328,000 | 4,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,050 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $303,700 | 4,113 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,944,000 | 4,931 |
| Total interest expense | $1,410,000 | 5,063 |
| Net interest income | $3,534,000 | 4,759 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $513,000 | 5,365 |
| Gross Fiduciary activities income | $7,000 | 1,410 |
| Service charges on deposit accounts | $317,000 | 4,172 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $189,000 | 5,397 |
| Total noninterest expense | $2,308,000 | 5,505 |
| Salaries and employee benefits | $1,298,000 | 5,363 |
| Premises and equipment expense | $199,000 | 6,792 |
| Additional noninterest expense | $811,000 | 5,007 |
| Pre-tax net operating income | $1,667,000 | 3,838 |
| Securities gains (losses) | $41,000 | 2,688 |
| Applicable income taxes | $317,000 | 4,204 |
| Income before extraordinary items | $1,391,000 | 3,746 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,391,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,259 |
| Cash dividends | $750,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,357,790 | 3,654 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 4,965 |
| Total interest expense | $1,118,000 | 5,022 |
| Net interest income | $2,623,000 | 4,798 |
| Provision for loan and lease losses | $54,000 | 5,675 |
| Total noninterest income | $391,000 | 5,376 |
| Gross Fiduciary activities income | $7,000 | 1,337 |
| Service charges on deposit accounts | $236,000 | 4,208 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 5,363 |
| Total noninterest expense | $1,744,000 | 5,447 |
| Salaries and employee benefits | $988,000 | 5,291 |
| Premises and equipment expense | $151,000 | 6,773 |
| Additional noninterest expense | $605,000 | 4,973 |
| Pre-tax net operating income | $1,216,000 | 4,034 |
| Securities gains (losses) | $25,000 | 2,828 |
| Applicable income taxes | $229,000 | 4,438 |
| Income before extraordinary items | $1,012,000 | 3,953 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,012,000 | 3,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,715 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $991,500 | 3,836 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 4,961 |
| Total interest expense | $809,000 | 4,892 |
| Net interest income | $1,709,000 | 4,883 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $260,000 | 5,356 |
| Gross Fiduciary activities income | $7,000 | 1,277 |
| Service charges on deposit accounts | $156,000 | 4,191 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $97,000 | 5,371 |
| Total noninterest expense | $1,172,000 | 5,408 |
| Salaries and employee benefits | $664,000 | 5,277 |
| Premises and equipment expense | $102,000 | 6,719 |
| Additional noninterest expense | $406,000 | 4,954 |
| Pre-tax net operating income | $761,000 | 4,195 |
| Securities gains (losses) | $12,000 | 2,858 |
| Applicable income taxes | $133,000 | 4,688 |
| Income before extraordinary items | $640,000 | 4,110 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $640,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,485 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $630,040 | 3,957 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 4,978 |
| Total interest expense | $409,000 | 4,974 |
| Net interest income | $852,000 | 4,867 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $118,000 | 5,493 |
| Gross Fiduciary activities income | $4,000 | 1,265 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 5,598 |
| Total noninterest expense | $603,000 | 5,321 |
| Salaries and employee benefits | $336,000 | 5,243 |
| Premises and equipment expense | $53,000 | 6,622 |
| Additional noninterest expense | $214,000 | 4,731 |
| Pre-tax net operating income | $349,000 | 4,396 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $56,000 | 4,942 |
| Income before extraordinary items | $295,000 | 4,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $295,000 | 4,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $293,320 | 4,116 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 4,990 |
| Total interest expense | $2,014,000 | 4,775 |
| Net interest income | $3,262,000 | 5,002 |
| Provision for loan and lease losses | $81,000 | 6,055 |
| Total noninterest income | $486,000 | 5,295 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $306,000 | 4,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $178,000 | 5,245 |
| Total noninterest expense | $2,139,000 | 5,629 |
| Salaries and employee benefits | $1,225,000 | 5,406 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $706,000 | 5,377 |
| Pre-tax net operating income | $1,528,000 | 4,064 |
| Securities gains (losses) | $28,000 | 2,890 |
| Applicable income taxes | $170,000 | 5,339 |
| Income before extraordinary items | $1,386,000 | 3,710 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,386,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,568 |
| Cash dividends | $750,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,361,080 | 3,650 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,981,000 | 4,975 |
| Total interest expense | $2,933,000 | 4,817 |
| Net interest income | $3,048,000 | 5,005 |
| Provision for loan and lease losses | $81,000 | 5,963 |
| Total noninterest income | $495,000 | 5,098 |
| Gross Fiduciary activities income | $8,000 | 1,472 |
| Service charges on deposit accounts | $304,000 | 4,133 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $183,000 | 5,128 |
| Total noninterest expense | $2,021,000 | 5,689 |
| Salaries and employee benefits | $1,150,000 | 5,482 |
| Premises and equipment expense | $154,000 | 7,452 |
| Additional noninterest expense | $717,000 | 5,194 |
| Pre-tax net operating income | $1,441,000 | 3,962 |
| Securities gains (losses) | $47,000 | 2,415 |
| Applicable income taxes | $235,000 | 4,714 |
| Income before extraordinary items | $1,253,000 | 3,689 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,253,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,754 |
| Cash dividends | $750,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,213,520 | 3,659 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,950,000 | 5,111 |
| Total interest expense | $2,851,000 | 5,114 |
| Net interest income | $3,099,000 | 5,033 |
| Provision for loan and lease losses | $116,000 | 5,015 |
| Total noninterest income | $476,000 | 5,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 4,912 |
| Total noninterest expense | $1,939,000 | 5,784 |
| Salaries and employee benefits | $1,129,000 | 5,461 |
| Premises and equipment expense | $167,000 | 7,292 |
| Additional noninterest expense | $643,000 | 5,513 |
| Pre-tax net operating income | $1,520,000 | 4,040 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $186,000 | 5,536 |
| Income before extraordinary items | $1,334,000 | 3,569 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,334,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $550,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,334,000 | 3,551 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,755,000 | 5,088 |
| Total interest expense | $2,695,000 | 4,980 |
| Net interest income | $3,060,000 | 5,090 |
| Provision for loan and lease losses | $78,000 | 5,718 |
| Total noninterest income | $422,000 | 5,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,203 |
| Total noninterest expense | $1,869,000 | 5,937 |
| Salaries and employee benefits | $1,083,000 | 5,570 |
| Premises and equipment expense | $132,000 | 7,994 |
| Additional noninterest expense | $654,000 | 5,503 |
| Pre-tax net operating income | $1,535,000 | 4,029 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $204,000 | 5,664 |
| Income before extraordinary items | $1,331,000 | 3,572 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,331,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,925 |
| Cash dividends | $550,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,331,000 | 3,539 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,532,000 | 5,277 |
| Total interest expense | $2,564,000 | 5,272 |
| Net interest income | $2,968,000 | 5,163 |
| Provision for loan and lease losses | $71,000 | 5,847 |
| Total noninterest income | $441,000 | 5,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,093 |
| Total noninterest expense | $1,751,000 | 6,125 |
| Salaries and employee benefits | $1,019,000 | 5,711 |
| Premises and equipment expense | $119,000 | 8,292 |
| Additional noninterest expense | $613,000 | 5,665 |
| Pre-tax net operating income | $1,587,000 | 4,008 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $241,000 | 5,728 |
| Income before extraordinary items | $1,346,000 | 3,562 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,346,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,589 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,346,000 | 3,462 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,419,000 | 5,471 |
| Total interest expense | $2,484,000 | 5,438 |
| Net interest income | $2,935,000 | 5,398 |
| Provision for loan and lease losses | $82,000 | 5,614 |
| Total noninterest income | $431,000 | 5,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,134 |
| Total noninterest expense | $1,648,000 | 6,420 |
| Salaries and employee benefits | $974,000 | 5,956 |
| Premises and equipment expense | $127,000 | 8,316 |
| Additional noninterest expense | $547,000 | 6,143 |
| Pre-tax net operating income | $1,636,000 | 4,156 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $295,000 | 5,773 |
| Income before extraordinary items | $1,341,000 | 3,697 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,341,000 | 3,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,341,000 | 3,625 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 5,970 |
| Total interest expense | $2,230,000 | 5,987 |
| Net interest income | $2,732,000 | 5,829 |
| Provision for loan and lease losses | $123,000 | 4,537 |
| Total noninterest income | $420,000 | 5,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,206 |
| Total noninterest expense | $1,609,000 | 6,819 |
| Salaries and employee benefits | $967,000 | 6,140 |
| Premises and equipment expense | $124,000 | 8,694 |
| Additional noninterest expense | $518,000 | 6,913 |
| Pre-tax net operating income | $1,420,000 | 4,528 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $244,000 | 6,529 |
| Income before extraordinary items | $1,176,000 | 3,937 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,176,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,813 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,176,000 | 3,890 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,568,000 | 6,389 |
| Total interest expense | $2,071,000 | 6,319 |
| Net interest income | $2,497,000 | 6,334 |
| Provision for loan and lease losses | $98,000 | 4,693 |
| Total noninterest income | $393,000 | 6,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,433 |
| Total noninterest expense | $1,547,000 | 7,127 |
| Salaries and employee benefits | $840,000 | 6,891 |
| Premises and equipment expense | $109,000 | 9,346 |
| Additional noninterest expense | $598,000 | 6,552 |
| Pre-tax net operating income | $1,245,000 | 5,133 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $237,000 | 6,847 |
| Income before extraordinary items | $1,010,000 | 4,575 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,010,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,008,380 | 4,559 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 6,991 |
| Total interest expense | $1,539,000 | 6,779 |
| Net interest income | $2,220,000 | 7,041 |
| Provision for loan and lease losses | $67,000 | 5,416 |
| Total noninterest income | $367,000 | 6,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,523 |
| Total noninterest expense | $1,492,000 | 7,627 |
| Salaries and employee benefits | $777,000 | 7,334 |
| Premises and equipment expense | $102,000 | 9,964 |
| Additional noninterest expense | $613,000 | 6,940 |
| Pre-tax net operating income | $1,028,000 | 5,838 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $195,000 | 7,428 |
| Income before extraordinary items | $843,000 | 5,153 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $843,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $834,900 | 5,249 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 7,617 |
| Total interest expense | $1,426,000 | 7,450 |
| Net interest income | $2,015,000 | 7,629 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $330,000 | 7,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,394 |
| Total noninterest expense | $1,413,000 | 8,137 |
| Salaries and employee benefits | $741,000 | 7,703 |
| Premises and equipment expense | $87,000 | 10,896 |
| Additional noninterest expense | $585,000 | 7,472 |
| Pre-tax net operating income | $872,000 | 6,465 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $149,000 | 8,674 |
| Income before extraordinary items | $729,000 | 5,933 |
| Extraordinary gains, net | $95,000 | 1,624 |
| Net income | $824,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $724,020 | 5,704 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 8,198 |
| Total interest expense | $1,624,000 | 8,123 |
| Net interest income | $1,866,000 | 8,145 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $277,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,940 |
| Total noninterest expense | $1,385,000 | 8,360 |
| Salaries and employee benefits | $711,000 | 7,906 |
| Premises and equipment expense | $131,000 | 9,652 |
| Additional noninterest expense | $543,000 | 8,049 |
| Pre-tax net operating income | $722,000 | 6,980 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $115,000 | 9,514 |
| Income before extraordinary items | $605,000 | 6,538 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $605,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $335,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $606,680 | 6,161 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.