Home > Elkridge Bank > Income and Expense
Elkridge Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,120,000 | 2,091 |
| Total interest expense | $7,768,000 | 2,018 |
| Net interest income | $8,352,000 | 2,147 |
| Provision for loan and lease losses | $210,000 | 3,297 |
| Total noninterest income | $1,100,000 | 2,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $482,000 | 2,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $618,000 | 2,517 |
| Total noninterest expense | $8,000,000 | 1,773 |
| Salaries and employee benefits | $4,285,000 | 1,551 |
| Premises and equipment expense | $833,000 | 2,360 |
| Additional noninterest expense | $2,882,000 | 1,799 |
| Pre-tax net operating income | $1,242,000 | 5,013 |
| Securities gains (losses) | $-59,000 | 11,079 |
| Applicable income taxes | $432,000 | 4,646 |
| Income before extraordinary items | $751,000 | 5,522 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $751,000 | 5,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,432 |
| Cash dividends | $8,446,000 | 475 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 935 |
| Net operating income | $788,760 | 5,301 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,335,000 | 4,962 |
| Total interest expense | $2,545,000 | 5,485 |
| Net interest income | $3,790,000 | 4,523 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $707,000 | 4,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 3,963 |
| Total noninterest expense | $3,390,000 | 3,859 |
| Salaries and employee benefits | $1,736,000 | 3,758 |
| Premises and equipment expense | $500,000 | 3,759 |
| Additional noninterest expense | $1,154,000 | 3,877 |
| Pre-tax net operating income | $977,000 | 6,094 |
| Securities gains (losses) | $38,000 | 1,486 |
| Applicable income taxes | $360,000 | 5,320 |
| Income before extraordinary items | $655,000 | 6,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $655,000 | 6,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $298,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $630,300 | 6,414 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,193,000 | 5,496 |
| Total interest expense | $1,833,000 | 5,989 |
| Net interest income | $3,360,000 | 5,126 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $599,000 | 4,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 5,108 |
| Total noninterest expense | $3,201,000 | 4,172 |
| Salaries and employee benefits | $1,536,000 | 4,203 |
| Premises and equipment expense | $446,000 | 4,186 |
| Additional noninterest expense | $1,219,000 | 4,001 |
| Pre-tax net operating income | $658,000 | 7,656 |
| Securities gains (losses) | $-91,000 | 11,473 |
| Applicable income taxes | $213,000 | 7,131 |
| Income before extraordinary items | $354,000 | 8,605 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $354,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $412,240 | 8,123 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 5,684 |
| Total interest expense | $1,853,000 | 6,203 |
| Net interest income | $3,243,000 | 5,285 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $847,000 | 3,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 3,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $392,000 | 3,800 |
| Total noninterest expense | $3,181,000 | 4,287 |
| Salaries and employee benefits | $1,534,000 | 4,187 |
| Premises and equipment expense | $409,000 | 4,628 |
| Additional noninterest expense | $1,238,000 | 4,085 |
| Pre-tax net operating income | $729,000 | 7,205 |
| Securities gains (losses) | $51,000 | 3,368 |
| Applicable income taxes | $251,000 | 6,774 |
| Income before extraordinary items | $529,000 | 7,311 |
| Extraordinary gains, net | $89,000 | 1,681 |
| Net income | $618,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 3,202 |
| Cash dividends | $341,000 | 4,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $494,320 | 7,351 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 5,792 |
| Total interest expense | $2,400,000 | 6,184 |
| Net interest income | $3,225,000 | 5,373 |
| Provision for loan and lease losses | $182,000 | 5,471 |
| Total noninterest income | $924,000 | 3,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $510,000 | 3,143 |
| Total noninterest expense | $3,045,000 | 4,471 |
| Salaries and employee benefits | $1,424,000 | 4,428 |
| Premises and equipment expense | $511,000 | 3,892 |
| Additional noninterest expense | $1,110,000 | 4,658 |
| Pre-tax net operating income | $922,000 | 5,985 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $197,000 | 7,617 |
| Income before extraordinary items | $744,000 | 5,660 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $744,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 5,553 |
| Cash dividends | $130,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $728,990 | 5,412 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.