Home > Elkridge Bank > Assets and Liabilities
Elkridge Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 74 | 2,544 |
| Assets and Liabilities | ||
| Total Assets: | $222,083,000 | 2,108 |
| Cash and due from depository institutions | $10,616,000 | 2,544 |
| Interest-bearing balances | $1,055,000 | 2,307 |
| Securities | $28,973,000 | 4,009 |
| Federal funds sold & reverse repurchase agreements | $4,524,000 | 2,819 |
| Net loans & leases | $167,115,000 | 1,719 |
| Loan loss allowance | $1,910,000 | 1,989 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,641,000 | 2,933 |
| Other real estate owned | $632,000 | 2,544 |
| Goodwill and other intangibles | $3,139,000 | 709 |
| All other assets | $4,443,000 | 1,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,083,000 | 2,108 |
| Total liabilities | $198,965,000 | 2,112 |
| Total deposits | $177,159,000 | 2,187 |
| Interest-bearing deposits | $162,556,000 | 2,052 |
| Deposits held in domestic offices | $177,159,000 | 2,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $445,000 | 3,292 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $20,528,000 | 921 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $833,000 | 4,061 |
| Total equity capital | $23,118,000 | 1,930 |
| Total bank equity capital | $23,118,000 | 1,930 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,627,000 | 1,461 |
| Surplus | $13,938,000 | 1,223 |
| Undivided profits | $6,553,000 | 3,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,888,000 | 722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,009,000 | 2,228 |
| Earning assets | $201,667,000 | 2,128 |
| Long-term assets (5+ years) | $44,911,000 | 1,407 |
| Average Assets, year-to-date | $187,927,200 | 2,389 |
| Average Assets, quarterly | $220,581,000 | 2,094 |
| Volatile liabilities | $31,235,000 | 2,018 |
| Insider loans | $221,000 | 7,540 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,019,000 | 533 |
| Unused loan commitments | $27,112,000 | 1,659 |
| Tier 1 (core) risk-based capital | $19,907,000 | 2,165 |
| Tier 2 risk-based capital | $1,910,000 | 1,662 |
| Total risk weighted assets | $153,078,600 | 1,846 |
| Total unused commitments | $27,112,000 | 1,676 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 51 | 3,786 |
| Assets and Liabilities | ||
| Total Assets: | $86,934,000 | 5,014 |
| Cash and due from depository institutions | $8,706,000 | 3,786 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,902,000 | 6,228 |
| Federal funds sold & reverse repurchase agreements | $7,258,000 | 2,028 |
| Net loans & leases | $51,420,000 | 4,882 |
| Loan loss allowance | $604,000 | 5,268 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,519,000 | 4,628 |
| Other real estate owned | $0 | 3,786 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,129,000 | 5,844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,934,000 | 5,014 |
| Total liabilities | $80,327,000 | 4,890 |
| Total deposits | $79,137,000 | 4,749 |
| Interest-bearing deposits | $67,183,000 | 4,804 |
| Deposits held in domestic offices | $79,137,000 | 4,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $464,000 | 3,132 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $351,000 | 3,687 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $375,000 | 7,429 |
| Total equity capital | $6,607,000 | 6,120 |
| Total bank equity capital | $6,607,000 | 6,120 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,625,000 | 1,491 |
| Surplus | $1,733,000 | 6,092 |
| Undivided profits | $2,249,000 | 7,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $619,000 | 3,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $294,000 | 7,198 |
| Earning assets | $75,580,000 | 5,237 |
| Long-term assets (5+ years) | $11,853,000 | 3,623 |
| Average Assets, year-to-date | $84,165,200 | 4,938 |
| Average Assets, quarterly | $87,614,500 | 4,915 |
| Volatile liabilities | $2,544,000 | 9,020 |
| Insider loans | $107,000 | 9,058 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,362,000 | 550 |
| Unused loan commitments | $11,807,000 | 2,907 |
| Tier 1 (core) risk-based capital | $6,674,000 | 5,926 |
| Tier 2 risk-based capital | $604,000 | 4,547 |
| Total risk weighted assets | $53,811,000 | 4,739 |
| Total unused commitments | $11,807,000 | 2,919 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 50 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $78,718,000 | 5,397 |
| Cash and due from depository institutions | $4,342,000 | 3,975 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $25,137,000 | 4,956 |
| Federal funds sold & reverse repurchase agreements | $5,426,000 | 1,685 |
| Net loans & leases | $40,875,000 | 5,693 |
| Loan loss allowance | $552,000 | 5,774 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,530,000 | 4,545 |
| Other real estate owned | $100,000 | 3,975 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,308,000 | 5,501 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,718,000 | 5,397 |
| Total liabilities | $72,760,000 | 5,300 |
| Total deposits | $71,568,000 | 5,131 |
| Interest-bearing deposits | $56,558,000 | 5,510 |
| Deposits held in domestic offices | $71,568,000 | 5,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $989,000 | 3,414 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $203,000 | 8,949 |
| Total equity capital | $5,958,000 | 6,308 |
| Total bank equity capital | $5,958,000 | 6,308 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,625,000 | 1,515 |
| Surplus | $1,703,000 | 6,149 |
| Undivided profits | $1,630,000 | 7,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $419,000 | 4,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $223,000 | 7,991 |
| Earning assets | $71,438,000 | 5,444 |
| Long-term assets (5+ years) | $12,315,000 | 3,623 |
| Average Assets, year-to-date | $81,483,400 | 5,117 |
| Average Assets, quarterly | $79,557,000 | 5,303 |
| Volatile liabilities | $2,117,000 | 9,527 |
| Insider loans | $184,000 | 8,365 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,274,000 | 2,885 |
| Tier 1 (core) risk-based capital | $6,317,000 | 6,128 |
| Tier 2 risk-based capital | $552,000 | 4,884 |
| Total risk weighted assets | $46,457,300 | 5,248 |
| Total unused commitments | $11,274,000 | 2,896 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 53 | 3,910 |
| Assets and Liabilities | ||
| Total Assets: | $83,060,000 | 5,236 |
| Cash and due from depository institutions | $3,721,000 | 3,910 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $29,006,000 | 4,612 |
| Federal funds sold & reverse repurchase agreements | $10,588,000 | 1,271 |
| Net loans & leases | $37,098,000 | 6,040 |
| Loan loss allowance | $490,000 | 6,472 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,561,000 | 4,515 |
| Other real estate owned | $169,000 | 3,910 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $917,000 | 6,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,060,000 | 5,236 |
| Total liabilities | $76,853,000 | 5,147 |
| Total deposits | $74,078,000 | 5,115 |
| Interest-bearing deposits | $61,201,000 | 5,367 |
| Deposits held in domestic offices | $74,078,000 | 5,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,304,000 | 2,097 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $276,000 | 3,834 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $195,000 | 9,378 |
| Total equity capital | $6,207,000 | 6,211 |
| Total bank equity capital | $6,207,000 | 6,211 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,625,000 | 1,527 |
| Surplus | $1,673,000 | 6,247 |
| Undivided profits | $1,909,000 | 7,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $284,000 | 6,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $194,000 | 8,284 |
| Earning assets | $76,692,000 | 5,217 |
| Long-term assets (5+ years) | $13,405,000 | 3,580 |
| Average Assets, year-to-date | $79,208,400 | 5,330 |
| Average Assets, quarterly | $84,125,000 | 5,135 |
| Volatile liabilities | $3,617,000 | 7,722 |
| Insider loans | $200,000 | 8,330 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,756,000 | 849 |
| Unused loan commitments | $8,137,000 | 3,584 |
| Tier 1 (core) risk-based capital | $6,122,000 | 6,214 |
| Tier 2 risk-based capital | $490,000 | 5,366 |
| Total risk weighted assets | $44,999,300 | 5,351 |
| Total unused commitments | $8,137,000 | 3,601 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $73,744,000 | 5,878 |
| Cash and due from depository institutions | $3,651,000 | 4,383 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $22,680,000 | 5,590 |
| Federal funds sold & reverse repurchase agreements | $5,881,000 | 2,815 |
| Net loans & leases | $38,823,000 | 5,875 |
| Loan loss allowance | $503,000 | 6,429 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,574,000 | 4,478 |
| Other real estate owned | $111,000 | 4,383 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,024,000 | 6,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,744,000 | 5,878 |
| Total liabilities | $67,899,000 | 5,817 |
| Total deposits | $65,319,000 | 5,838 |
| Interest-bearing deposits | $54,743,000 | 6,014 |
| Deposits held in domestic offices | $65,319,000 | 5,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,679,000 | 2,180 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $673,000 | 2,892 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $228,000 | 9,441 |
| Total equity capital | $5,845,000 | 6,291 |
| Total bank equity capital | $5,845,000 | 6,291 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,625,000 | 1,563 |
| Surplus | $1,587,000 | 6,395 |
| Undivided profits | $1,633,000 | 8,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 4,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $220,000 | 8,194 |
| Earning assets | $67,384,000 | 5,869 |
| Long-term assets (5+ years) | $16,559,000 | 3,001 |
| Average Assets, year-to-date | $75,921,800 | 5,601 |
| Average Assets, quarterly | $77,094,500 | 5,601 |
| Volatile liabilities | $3,503,000 | 7,949 |
| Insider loans | $110,000 | 5,471 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $738,000 | 809 |
| Unused loan commitments | $6,793,000 | 3,793 |
| Tier 1 (core) risk-based capital | $5,845,000 | 6,215 |
| Tier 2 risk-based capital | $503,000 | 5,175 |
| Total risk weighted assets | $45,501,300 | 5,349 |
| Total unused commitments | $6,793,000 | 3,814 |
| Derivatives | $0 | 651 |