Home > Elkhorn Valley Bank > Income and Expense
Elkhorn Valley Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 7,565 |
| Total interest expense | $1,982,000 | 6,445 |
| Net interest income | $1,361,000 | 8,609 |
| Provision for loan and lease losses | $153,000 | 4,019 |
| Total noninterest income | $306,000 | 6,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,546 |
| Total noninterest expense | $1,077,000 | 8,412 |
| Salaries and employee benefits | $599,000 | 8,138 |
| Premises and equipment expense | $93,000 | 9,472 |
| Additional noninterest expense | $385,000 | 8,005 |
| Pre-tax net operating income | $437,000 | 8,290 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $87,000 | 8,980 |
| Income before extraordinary items | $339,000 | 8,093 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $339,000 | 8,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $347,800 | 7,970 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 9,297 |
| Total interest expense | $1,292,000 | 8,304 |
| Net interest income | $980,000 | 9,995 |
| Provision for loan and lease losses | $53,000 | 6,095 |
| Total noninterest income | $188,000 | 8,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,186 |
| Total noninterest expense | $727,000 | 10,080 |
| Salaries and employee benefits | $386,000 | 10,046 |
| Premises and equipment expense | $59,000 | 10,818 |
| Additional noninterest expense | $282,000 | 9,451 |
| Pre-tax net operating income | $388,000 | 9,144 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $104,000 | 9,095 |
| Income before extraordinary items | $284,000 | 9,094 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $284,000 | 9,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 751 |
| Net operating income | $284,000 | 9,068 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 11,449 |
| Total interest expense | $505,000 | 11,075 |
| Net interest income | $643,000 | 11,574 |
| Provision for loan and lease losses | $205,000 | 2,968 |
| Total noninterest income | $101,000 | 10,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $555,000 | 11,333 |
| Salaries and employee benefits | $308,000 | 11,133 |
| Premises and equipment expense | $46,000 | 11,772 |
| Additional noninterest expense | $201,000 | 11,141 |
| Pre-tax net operating income | $-16,000 | 12,127 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-13,000 | 12,096 |
| Income before extraordinary items | $-3,000 | 12,044 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-3,000 | 12,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-3,000 | 12,068 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $29,000 | 13,273 |
| Total interest expense | $8,000 | 13,248 |
| Net interest income | $21,000 | 13,232 |
| Provision for loan and lease losses | $38,000 | 8,041 |
| Total noninterest income | $2,000 | 13,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 13,164 |
| Total noninterest expense | $86,000 | 13,264 |
| Salaries and employee benefits | $33,000 | 13,264 |
| Premises and equipment expense | $16,000 | 13,144 |
| Additional noninterest expense | $37,000 | 13,245 |
| Pre-tax net operating income | $-101,000 | 12,592 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-30,000 | 12,849 |
| Income before extraordinary items | $-71,000 | 12,636 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-71,000 | 12,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,060,000 | 340 |
| Net operating income | $-71,000 | 12,533 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.