Home > Elkhart Community Bank > Assets and Liabilities
Elkhart Community Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 15 | 6,420 |
| Assets and Liabilities | ||
| Total Assets: | $94,167,000 | 5,341 |
| Cash and due from depository institutions | $20,240,000 | 6,420 |
| Interest-bearing balances | $19,209,000 | 1,436 |
| Securities | $0 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $69,119,000 | 4,895 |
| Loan loss allowance | $2,364,000 | 2,870 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $537,000 | 6,389 |
| Other real estate owned | $1,534,000 | 6,420 |
| Goodwill and other intangibles | $1,228,000 | 1,502 |
| All other assets | $1,509,000 | 6,103 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $94,167,000 | 5,341 |
| Total liabilities | $88,306,000 | 5,187 |
| Total deposits | $86,860,000 | 5,045 |
| Interest-bearing deposits | $82,158,000 | 4,732 |
| Deposits held in domestic offices | $86,860,000 | 5,045 |
| % insured | 87.07% | 4,726 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $1,080,000 | 4,782 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $366,000 | 5,530 |
| Total equity capital | $5,861,000 | 6,609 |
| Total bank equity capital | $5,861,000 | 6,609 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,420,000 | 1,325 |
| Surplus | $4,058,000 | 4,371 |
| Undivided profits | $-1,617,000 | 6,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,093,000 | 1,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $303,000 | 642 |
| Income earned, not collected on loans | $204,000 | 7,243 |
| Earning assets | $88,328,000 | 5,249 |
| Long-term assets (5+ years) | $1,888,000 | 6,774 |
| Average Assets, year-to-date | $99,374,400 | 5,102 |
| Average Assets, quarterly | $95,358,500 | 5,297 |
| Volatile liabilities | $28,633,000 | 4,080 |
| Insider loans | $5,499,000 | 1,401 |
| FHLB advances | $1,080,000 | 4,616 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $8,680,000 | 4,436 |
| Tier 1 (core) risk-based capital | $4,633,000 | 6,943 |
| Tier 2 risk-based capital | $853,000 | 4,712 |
| Total risk weighted assets | $66,738,000 | 5,159 |
| Total unused commitments | $8,680,000 | 4,438 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 15 | 6,489 |
| Assets and Liabilities | ||
| Total Assets: | $96,550,000 | 5,293 |
| Cash and due from depository institutions | $16,794,000 | 6,489 |
| Interest-bearing balances | $16,285,000 | 1,440 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $74,722,000 | 4,733 |
| Loan loss allowance | $2,748,000 | 2,486 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $542,000 | 6,449 |
| Other real estate owned | $1,840,000 | 6,489 |
| Goodwill and other intangibles | $1,228,000 | 1,552 |
| All other assets | $1,424,000 | 5,825 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $96,550,000 | 5,293 |
| Total liabilities | $90,352,000 | 5,137 |
| Total deposits | $88,868,000 | 4,965 |
| Interest-bearing deposits | $83,193,000 | 4,701 |
| Deposits held in domestic offices | $88,868,000 | 4,964 |
| % insured | 89.97% | 3,955 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $1,080,000 | 4,903 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $404,000 | 5,803 |
| Total equity capital | $6,198,000 | 6,611 |
| Total bank equity capital | $6,198,000 | 6,611 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,420,000 | 1,351 |
| Surplus | $3,858,000 | 4,519 |
| Undivided profits | $-1,080,000 | 6,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,187,000 | 1,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $256,000 | 663 |
| Income earned, not collected on loans | $324,000 | 6,653 |
| Earning assets | $91,007,000 | 5,194 |
| Long-term assets (5+ years) | $1,707,000 | 6,886 |
| Average Assets, year-to-date | $100,676,250 | 5,106 |
| Average Assets, quarterly | $103,367,000 | 5,073 |
| Volatile liabilities | $23,197,000 | 4,622 |
| Insider loans | $5,532,000 | 1,394 |
| FHLB advances | $1,080,000 | 4,726 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $8,605,000 | 4,559 |
| Tier 1 (core) risk-based capital | $4,970,000 | 6,913 |
| Tier 2 risk-based capital | $924,000 | 4,493 |
| Total risk weighted assets | $72,130,000 | 5,013 |
| Total unused commitments | $8,605,000 | 4,561 |
| Derivatives | $400,000 | 1,060 |
| 2009-06-30 | Rank | |
| # of Employees: | 15 | 6,564 |
| Assets and Liabilities | ||
| Total Assets: | $110,184,000 | 4,919 |
| Cash and due from depository institutions | $26,013,000 | 6,564 |
| Interest-bearing balances | $24,716,000 | 882 |
| Securities | $245,000 | 7,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $77,708,000 | 4,648 |
| Loan loss allowance | $3,005,000 | 2,233 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $555,000 | 6,503 |
| Other real estate owned | $2,025,000 | 6,564 |
| Goodwill and other intangibles | $1,228,000 | 1,561 |
| All other assets | $2,410,000 | 4,704 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $110,184,000 | 4,919 |
| Total liabilities | $102,764,000 | 4,784 |
| Total deposits | $100,889,000 | 4,596 |
| Interest-bearing deposits | $93,696,000 | 4,348 |
| Deposits held in domestic offices | $100,889,000 | 4,593 |
| % insured | 71.99% | 5,704 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $1,080,000 | 4,963 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $795,000 | 4,303 |
| Total equity capital | $7,420,000 | 6,194 |
| Total bank equity capital | $7,420,000 | 6,192 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,420,000 | 1,369 |
| Surplus | $3,378,000 | 4,800 |
| Undivided profits | $622,000 | 6,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,688,000 | 2,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $302,000 | 607 |
| Income earned, not collected on loans | $323,000 | 6,646 |
| Earning assets | $102,669,000 | 4,862 |
| Long-term assets (5+ years) | $2,165,000 | 6,841 |
| Average Assets, year-to-date | $102,051,670 | 5,098 |
| Average Assets, quarterly | $103,118,500 | 5,097 |
| Volatile liabilities | $22,607,000 | 4,689 |
| Insider loans | $5,642,000 | 1,390 |
| FHLB advances | $1,080,000 | 4,775 |
| Loans and leases held for sale | $264,000 | 1,700 |
| Unused loan commitments | $8,765,000 | 4,656 |
| Tier 1 (core) risk-based capital | $6,493,000 | 6,403 |
| Tier 2 risk-based capital | $975,000 | 4,338 |
| Total risk weighted assets | $75,971,000 | 4,896 |
| Total unused commitments | $8,765,000 | 4,660 |
| Derivatives | $2,056,000 | 890 |
| 2009-03-31 | Rank | |
| # of Employees: | 16 | 6,437 |
| Assets and Liabilities | ||
| Total Assets: | $96,053,000 | 5,312 |
| Cash and due from depository institutions | $7,951,000 | 6,437 |
| Interest-bearing balances | $7,056,000 | 2,070 |
| Securities | $350,000 | 7,863 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $82,669,000 | 4,495 |
| Loan loss allowance | $2,121,000 | 2,847 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $564,000 | 6,535 |
| Other real estate owned | $1,386,000 | 6,437 |
| Goodwill and other intangibles | $1,228,000 | 1,579 |
| All other assets | $1,905,000 | 5,207 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $96,053,000 | 5,312 |
| Total liabilities | $87,983,000 | 5,227 |
| Total deposits | $86,100,000 | 5,048 |
| Interest-bearing deposits | $80,575,000 | 4,787 |
| Deposits held in domestic offices | $86,100,000 | 5,045 |
| % insured | 81.64% | 3,303 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $1,094,000 | 5,026 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $789,000 | 4,247 |
| Total equity capital | $8,070,000 | 6,041 |
| Total bank equity capital | $8,070,000 | 6,040 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,420,000 | 1,375 |
| Surplus | $3,378,000 | 4,823 |
| Undivided profits | $1,272,000 | 6,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,645,000 | 2,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $305,000 | 541 |
| Income earned, not collected on loans | $309,000 | 6,758 |
| Earning assets | $90,075,000 | 5,238 |
| Long-term assets (5+ years) | $3,133,000 | 6,638 |
| Average Assets, year-to-date | $97,985,500 | 5,237 |
| Average Assets, quarterly | $97,985,500 | 5,237 |
| Volatile liabilities | $25,164,000 | 4,402 |
| Insider loans | $5,553,000 | 1,407 |
| FHLB advances | $1,094,000 | 4,853 |
| Loans and leases held for sale | $105,000 | 1,796 |
| Unused loan commitments | $10,756,000 | 4,334 |
| Tier 1 (core) risk-based capital | $7,073,000 | 6,255 |
| Tier 2 risk-based capital | $991,000 | 4,285 |
| Total risk weighted assets | $78,173,000 | 4,836 |
| Total unused commitments | $10,756,000 | 4,334 |
| Derivatives | $899,000 | 1,033 |
| 2008-12-31 | Rank | |
| # of Employees: | 16 | 6,502 |
| Assets and Liabilities | ||
| Total Assets: | $99,918,000 | 5,184 |
| Cash and due from depository institutions | $8,667,000 | 6,502 |
| Interest-bearing balances | $4,191,000 | 2,075 |
| Securities | $545,000 | 7,873 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $86,517,000 | 4,405 |
| Loan loss allowance | $1,702,000 | 3,287 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $572,000 | 6,568 |
| Other real estate owned | $832,000 | 6,502 |
| Goodwill and other intangibles | $1,228,000 | 1,589 |
| All other assets | $1,557,000 | 5,736 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $99,918,000 | 5,184 |
| Total liabilities | $91,304,000 | 5,080 |
| Total deposits | $89,449,000 | 4,867 |
| Interest-bearing deposits | $83,545,000 | 4,607 |
| Deposits held in domestic offices | $89,449,000 | 4,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $1,094,000 | 5,254 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $761,000 | 4,349 |
| Total equity capital | $8,614,000 | 5,864 |
| Total bank equity capital | $8,614,000 | 5,864 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,420,000 | 1,373 |
| Surplus | $3,378,000 | 4,819 |
| Undivided profits | $1,816,000 | 5,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,940,000 | 2,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 920 |
| Income earned, not collected on loans | $376,000 | 6,517 |
| Earning assets | $91,253,000 | 5,180 |
| Long-term assets (5+ years) | $3,519,000 | 6,572 |
| Average Assets, year-to-date | $93,844,400 | 5,228 |
| Average Assets, quarterly | $98,291,000 | 5,195 |
| Volatile liabilities | $23,162,000 | 4,568 |
| Insider loans | $5,974,000 | 1,344 |
| FHLB advances | $1,094,000 | 5,073 |
| Loans and leases held for sale | $248,000 | 1,386 |
| Unused loan commitments | $13,911,000 | 3,808 |
| Tier 1 (core) risk-based capital | $7,488,000 | 6,133 |
| Tier 2 risk-based capital | $1,069,000 | 4,059 |
| Total risk weighted assets | $84,859,000 | 4,625 |
| Total unused commitments | $13,911,000 | 3,811 |
| Derivatives | $248,000 | 1,050 |
| 2008-09-30 | Rank | |
| # of Employees: | 17 | 6,387 |
| Assets and Liabilities | ||
| Total Assets: | $96,664,000 | 5,265 |
| Cash and due from depository institutions | $3,634,000 | 6,387 |
| Interest-bearing balances | $3,000 | 6,683 |
| Securities | $617,000 | 7,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $88,522,000 | 4,346 |
| Loan loss allowance | $1,888,000 | 2,837 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $586,000 | 6,574 |
| Other real estate owned | $707,000 | 6,387 |
| Goodwill and other intangibles | $1,228,000 | 1,642 |
| All other assets | $1,370,000 | 6,103 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $96,664,000 | 5,265 |
| Total liabilities | $87,831,000 | 5,172 |
| Total deposits | $85,966,000 | 4,931 |
| Interest-bearing deposits | $79,575,000 | 4,717 |
| Deposits held in domestic offices | $85,966,000 | 4,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $1,094,000 | 5,226 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $771,000 | 4,451 |
| Total equity capital | $8,833,000 | 5,829 |
| Total bank equity capital | $8,833,000 | 5,829 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,420,000 | 1,384 |
| Surplus | $3,378,000 | 4,833 |
| Undivided profits | $2,035,000 | 5,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,042,000 | 1,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,083 |
| Income earned, not collected on loans | $403,000 | 6,484 |
| Earning assets | $89,142,000 | 5,225 |
| Long-term assets (5+ years) | $4,389,000 | 6,388 |
| Average Assets, year-to-date | $92,326,000 | 5,304 |
| Average Assets, quarterly | $94,497,000 | 5,295 |
| Volatile liabilities | $20,620,000 | 4,721 |
| Insider loans | $5,977,000 | 1,329 |
| FHLB advances | $1,094,000 | 5,056 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $15,033,000 | 3,792 |
| Tier 1 (core) risk-based capital | $7,660,000 | 6,175 |
| Tier 2 risk-based capital | $1,096,000 | 3,915 |
| Total risk weighted assets | $86,898,000 | 4,547 |
| Total unused commitments | $15,033,000 | 3,794 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 17 | 6,462 |
| Assets and Liabilities | ||
| Total Assets: | $92,330,000 | 5,385 |
| Cash and due from depository institutions | $1,180,000 | 6,462 |
| Interest-bearing balances | $12,000 | 6,353 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $87,871,000 | 4,348 |
| Loan loss allowance | $1,467,000 | 3,398 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $597,000 | 6,619 |
| Other real estate owned | $400,000 | 6,462 |
| Goodwill and other intangibles | $1,228,000 | 1,658 |
| All other assets | $1,054,000 | 6,594 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $92,330,000 | 5,385 |
| Total liabilities | $83,531,000 | 5,322 |
| Total deposits | $79,090,000 | 5,198 |
| Interest-bearing deposits | $71,949,000 | 4,983 |
| Deposits held in domestic offices | $79,090,000 | 5,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,504 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $3,396,000 | 4,463 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $945,000 | 3,977 |
| Total equity capital | $8,799,000 | 5,874 |
| Total bank equity capital | $8,799,000 | 5,874 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,420,000 | 1,385 |
| Surplus | $3,228,000 | 4,904 |
| Undivided profits | $2,151,000 | 5,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,131,000 | 2,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,059 |
| Income earned, not collected on loans | $334,000 | 6,839 |
| Earning assets | $87,883,000 | 5,256 |
| Long-term assets (5+ years) | $3,774,000 | 6,562 |
| Average Assets, year-to-date | $90,880,000 | 5,378 |
| Average Assets, quarterly | $91,552,500 | 5,391 |
| Volatile liabilities | $22,117,000 | 4,537 |
| Insider loans | $5,983,000 | 1,338 |
| FHLB advances | $1,094,000 | 4,961 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $15,974,000 | 3,768 |
| Tier 1 (core) risk-based capital | $7,571,000 | 6,237 |
| Tier 2 risk-based capital | $1,071,000 | 3,946 |
| Total risk weighted assets | $85,248,000 | 4,600 |
| Total unused commitments | $15,974,000 | 3,768 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 18 | 6,321 |
| Assets and Liabilities | ||
| Total Assets: | $90,775,000 | 5,428 |
| Cash and due from depository institutions | $1,454,000 | 6,321 |
| Interest-bearing balances | $22,000 | 6,101 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $85,898,000 | 4,352 |
| Loan loss allowance | $1,400,000 | 3,437 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $597,000 | 6,652 |
| Other real estate owned | $543,000 | 6,321 |
| Goodwill and other intangibles | $1,228,000 | 1,653 |
| All other assets | $1,055,000 | 6,514 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $90,775,000 | 5,428 |
| Total liabilities | $82,031,000 | 5,341 |
| Total deposits | $78,368,000 | 5,228 |
| Interest-bearing deposits | $71,369,000 | 5,030 |
| Deposits held in domestic offices | $78,368,000 | 5,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,550,000 | 2,370 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $1,106,000 | 4,921 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,007,000 | 4,033 |
| Total equity capital | $8,744,000 | 5,958 |
| Total bank equity capital | $8,744,000 | 5,958 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,420,000 | 1,381 |
| Surplus | $3,228,000 | 4,895 |
| Undivided profits | $2,096,000 | 6,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,085,000 | 1,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $315,000 | 6,945 |
| Earning assets | $85,920,000 | 5,336 |
| Long-term assets (5+ years) | $3,009,000 | 6,707 |
| Average Assets, year-to-date | $90,155,000 | 5,428 |
| Average Assets, quarterly | $90,155,000 | 5,428 |
| Volatile liabilities | $22,052,000 | 4,534 |
| Insider loans | $4,095,000 | 1,857 |
| FHLB advances | $1,106,000 | 4,757 |
| Loans and leases held for sale | $36,000 | 1,783 |
| Unused loan commitments | $15,293,000 | 3,940 |
| Tier 1 (core) risk-based capital | $7,516,000 | 6,275 |
| Tier 2 risk-based capital | $1,044,000 | 3,967 |
| Total risk weighted assets | $83,137,000 | 4,617 |
| Total unused commitments | $15,293,000 | 3,941 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 17 | 6,485 |
| Assets and Liabilities | ||
| Total Assets: | $89,535,000 | 5,455 |
| Cash and due from depository institutions | $2,532,000 | 6,485 |
| Interest-bearing balances | $12,000 | 6,185 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,433 |
| Net loans & leases | $82,472,000 | 4,436 |
| Loan loss allowance | $1,282,000 | 3,603 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $592,000 | 6,682 |
| Other real estate owned | $471,000 | 6,485 |
| Goodwill and other intangibles | $1,228,000 | 1,654 |
| All other assets | $1,740,000 | 5,519 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $89,535,000 | 5,455 |
| Total liabilities | $80,704,000 | 5,382 |
| Total deposits | $78,587,000 | 5,214 |
| Interest-bearing deposits | $69,455,000 | 5,075 |
| Deposits held in domestic offices | $78,587,000 | 5,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,106,000 | 4,818 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,011,000 | 3,971 |
| Total equity capital | $8,831,000 | 5,876 |
| Total bank equity capital | $8,831,000 | 5,876 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,420,000 | 1,370 |
| Surplus | $3,228,000 | 4,880 |
| Undivided profits | $2,183,000 | 6,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,678,000 | 1,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $362,000 | 6,838 |
| Earning assets | $82,984,000 | 5,396 |
| Long-term assets (5+ years) | $3,381,000 | 6,412 |
| Average Assets, year-to-date | $86,113,000 | 5,420 |
| Average Assets, quarterly | $87,114,000 | 5,479 |
| Volatile liabilities | $32,188,000 | 3,637 |
| Insider loans | $3,601,000 | 2,028 |
| FHLB advances | $1,106,000 | 4,631 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $15,881,000 | 3,854 |
| Tier 1 (core) risk-based capital | $7,603,000 | 6,235 |
| Tier 2 risk-based capital | $1,020,000 | 3,996 |
| Total risk weighted assets | $81,349,000 | 4,644 |
| Total unused commitments | $15,881,000 | 3,855 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 17 | 6,509 |
| Assets and Liabilities | ||
| Total Assets: | $84,693,000 | 5,580 |
| Cash and due from depository institutions | $1,993,000 | 6,509 |
| Interest-bearing balances | $15,000 | 6,033 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $79,147,000 | 4,509 |
| Loan loss allowance | $1,112,000 | 3,910 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $598,000 | 6,670 |
| Other real estate owned | $552,000 | 6,509 |
| Goodwill and other intangibles | $1,228,000 | 1,635 |
| All other assets | $1,175,000 | 6,484 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $84,693,000 | 5,580 |
| Total liabilities | $75,827,000 | 5,514 |
| Total deposits | $71,095,000 | 5,470 |
| Interest-bearing deposits | $64,087,000 | 5,284 |
| Deposits held in domestic offices | $71,095,000 | 5,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,250,000 | 2,013 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $506,000 | 5,098 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $976,000 | 4,138 |
| Total equity capital | $8,866,000 | 5,832 |
| Total bank equity capital | $8,866,000 | 5,832 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,420,000 | 1,346 |
| Surplus | $3,228,000 | 4,843 |
| Undivided profits | $2,218,000 | 6,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,564,000 | 2,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $394,000 | 6,882 |
| Earning assets | $79,162,000 | 5,515 |
| Long-term assets (5+ years) | $1,777,000 | 6,892 |
| Average Assets, year-to-date | $85,257,500 | 5,467 |
| Average Assets, quarterly | $83,472,500 | 5,585 |
| Volatile liabilities | $34,432,000 | 3,414 |
| Insider loans | $2,923,000 | 2,367 |
| FHLB advances | $506,000 | 4,829 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $15,998,000 | 3,855 |
| Tier 1 (core) risk-based capital | $7,638,000 | 6,235 |
| Tier 2 risk-based capital | $946,000 | 4,162 |
| Total risk weighted assets | $75,551,000 | 4,820 |
| Total unused commitments | $15,998,000 | 3,855 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 17 | 6,558 |
| Assets and Liabilities | ||
| Total Assets: | $82,252,000 | 5,665 |
| Cash and due from depository institutions | $1,839,000 | 6,558 |
| Interest-bearing balances | $18,000 | 6,014 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $77,153,000 | 4,558 |
| Loan loss allowance | $1,107,000 | 3,906 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $596,000 | 6,713 |
| Other real estate owned | $234,000 | 6,558 |
| Goodwill and other intangibles | $1,228,000 | 1,647 |
| All other assets | $1,202,000 | 6,370 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $82,252,000 | 5,665 |
| Total liabilities | $73,511,000 | 5,616 |
| Total deposits | $70,995,000 | 5,499 |
| Interest-bearing deposits | $63,566,000 | 5,309 |
| Deposits held in domestic offices | $70,995,000 | 5,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,678 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $506,000 | 5,047 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,010,000 | 3,856 |
| Total equity capital | $8,741,000 | 5,834 |
| Total bank equity capital | $8,741,000 | 5,834 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,420,000 | 1,335 |
| Surplus | $3,228,000 | 4,844 |
| Undivided profits | $2,093,000 | 6,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,332,000 | 1,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $394,000 | 6,714 |
| Earning assets | $77,171,000 | 5,595 |
| Long-term assets (5+ years) | $1,850,000 | 6,853 |
| Average Assets, year-to-date | $85,445,670 | 5,506 |
| Average Assets, quarterly | $84,726,500 | 5,554 |
| Volatile liabilities | $31,424,000 | 3,596 |
| Insider loans | $3,135,000 | 2,236 |
| FHLB advances | $506,000 | 4,792 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $16,637,000 | 3,786 |
| Tier 1 (core) risk-based capital | $7,513,000 | 6,263 |
| Tier 2 risk-based capital | $957,000 | 4,118 |
| Total risk weighted assets | $76,389,000 | 4,762 |
| Total unused commitments | $16,637,000 | 3,786 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 17 | 6,556 |
| Assets and Liabilities | ||
| Total Assets: | $87,201,000 | 5,499 |
| Cash and due from depository institutions | $5,787,000 | 6,556 |
| Interest-bearing balances | $26,000 | 5,856 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $76,091,000 | 4,548 |
| Loan loss allowance | $1,058,000 | 4,021 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $608,000 | 6,680 |
| Other real estate owned | $369,000 | 6,556 |
| Goodwill and other intangibles | $1,228,000 | 1,627 |
| All other assets | $3,118,000 | 4,071 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $87,201,000 | 5,499 |
| Total liabilities | $78,540,000 | 5,426 |
| Total deposits | $76,690,000 | 5,283 |
| Interest-bearing deposits | $64,494,000 | 5,282 |
| Deposits held in domestic offices | $76,690,000 | 5,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $918,000 | 4,846 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $932,000 | 4,074 |
| Total equity capital | $8,661,000 | 5,854 |
| Total bank equity capital | $8,661,000 | 5,854 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,420,000 | 1,319 |
| Surplus | $3,228,000 | 4,815 |
| Undivided profits | $2,013,000 | 6,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,572,000 | 2,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $388,000 | 6,657 |
| Earning assets | $76,117,000 | 5,657 |
| Long-term assets (5+ years) | $1,205,000 | 7,102 |
| Average Assets, year-to-date | $87,042,500 | 5,468 |
| Average Assets, quarterly | $87,042,500 | 5,468 |
| Volatile liabilities | $28,977,000 | 3,712 |
| Insider loans | $3,587,000 | 1,957 |
| FHLB advances | $918,000 | 4,657 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $15,618,000 | 3,924 |
| Tier 1 (core) risk-based capital | $7,433,000 | 6,253 |
| Tier 2 risk-based capital | $983,000 | 4,040 |
| Total risk weighted assets | $78,528,000 | 4,658 |
| Total unused commitments | $15,618,000 | 3,924 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 17 | 6,564 |
| Assets and Liabilities | ||
| Total Assets: | $86,884,000 | 5,474 |
| Cash and due from depository institutions | $2,314,000 | 6,564 |
| Interest-bearing balances | $33,000 | 5,720 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,061 |
| Net loans & leases | $76,505,000 | 4,531 |
| Loan loss allowance | $1,010,000 | 4,108 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $614,000 | 6,682 |
| Other real estate owned | $477,000 | 6,564 |
| Goodwill and other intangibles | $1,228,000 | 1,622 |
| All other assets | $1,246,000 | 6,269 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $86,884,000 | 5,474 |
| Total liabilities | $78,218,000 | 5,427 |
| Total deposits | $76,520,000 | 5,272 |
| Interest-bearing deposits | $67,923,000 | 5,071 |
| Deposits held in domestic offices | $76,520,000 | 5,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $918,000 | 4,999 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $780,000 | 4,453 |
| Total equity capital | $8,666,000 | 5,822 |
| Total bank equity capital | $8,666,000 | 5,822 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,420,000 | 1,308 |
| Surplus | $3,228,000 | 4,795 |
| Undivided profits | $2,018,000 | 6,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $790,000 | 3,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $405,000 | 6,665 |
| Earning assets | $81,038,000 | 5,420 |
| Long-term assets (5+ years) | $1,010,000 | 7,200 |
| Average Assets, year-to-date | $81,378,000 | 5,541 |
| Average Assets, quarterly | $85,172,000 | 5,499 |
| Volatile liabilities | $33,673,000 | 3,482 |
| Insider loans | $2,278,000 | 2,743 |
| FHLB advances | $918,000 | 4,791 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $15,918,000 | 3,787 |
| Tier 1 (core) risk-based capital | $7,438,000 | 6,221 |
| Tier 2 risk-based capital | $982,000 | 4,020 |
| Total risk weighted assets | $78,520,000 | 4,629 |
| Total unused commitments | $15,918,000 | 3,787 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 17 | 6,618 |
| Assets and Liabilities | ||
| Total Assets: | $83,460,000 | 5,574 |
| Cash and due from depository institutions | $2,953,000 | 6,618 |
| Interest-bearing balances | $15,000 | 6,179 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $77,254,000 | 4,510 |
| Loan loss allowance | $942,000 | 4,354 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $475,000 | 7,074 |
| Other real estate owned | $474,000 | 6,618 |
| Goodwill and other intangibles | $1,228,000 | 1,613 |
| All other assets | $1,076,000 | 6,654 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $83,460,000 | 5,574 |
| Total liabilities | $74,869,000 | 5,538 |
| Total deposits | $72,418,000 | 5,391 |
| Interest-bearing deposits | $65,027,000 | 5,174 |
| Deposits held in domestic offices | $72,418,000 | 5,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $450,000 | 3,190 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,318,000 | 4,964 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $683,000 | 4,792 |
| Total equity capital | $8,591,000 | 5,819 |
| Total bank equity capital | $8,591,000 | 5,819 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,420,000 | 1,297 |
| Surplus | $3,228,000 | 4,779 |
| Undivided profits | $1,943,000 | 6,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 2,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $373,000 | 6,916 |
| Earning assets | $77,269,000 | 5,535 |
| Long-term assets (5+ years) | $1,999,000 | 6,787 |
| Average Assets, year-to-date | $80,001,500 | 5,623 |
| Average Assets, quarterly | $82,700,500 | 5,575 |
| Volatile liabilities | $31,201,000 | 3,660 |
| Insider loans | $4,286,000 | 1,642 |
| FHLB advances | $1,318,000 | 4,754 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $19,255,000 | 3,441 |
| Tier 1 (core) risk-based capital | $7,363,000 | 6,265 |
| Tier 2 risk-based capital | $942,000 | 4,148 |
| Total risk weighted assets | $76,547,000 | 4,696 |
| Total unused commitments | $19,255,000 | 3,443 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 15 | 6,942 |
| Assets and Liabilities | ||
| Total Assets: | $81,941,000 | 5,623 |
| Cash and due from depository institutions | $2,507,000 | 6,942 |
| Interest-bearing balances | $26,000 | 5,932 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $76,217,000 | 4,508 |
| Loan loss allowance | $924,000 | 4,372 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $492,000 | 7,041 |
| Other real estate owned | $501,000 | 6,942 |
| Goodwill and other intangibles | $1,228,000 | 1,604 |
| All other assets | $996,000 | 6,744 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $81,941,000 | 5,623 |
| Total liabilities | $73,508,000 | 5,586 |
| Total deposits | $67,687,000 | 5,577 |
| Interest-bearing deposits | $59,169,000 | 5,421 |
| Deposits held in domestic offices | $67,687,000 | 5,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,850,000 | 1,925 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,318,000 | 4,953 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $653,000 | 4,581 |
| Total equity capital | $8,433,000 | 5,752 |
| Total bank equity capital | $8,433,000 | 5,752 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,420,000 | 1,285 |
| Surplus | $3,228,000 | 4,767 |
| Undivided profits | $1,785,000 | 6,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 3,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $312,000 | 7,100 |
| Earning assets | $76,243,000 | 5,559 |
| Long-term assets (5+ years) | $1,914,000 | 6,843 |
| Average Assets, year-to-date | $78,848,670 | 5,683 |
| Average Assets, quarterly | $80,448,500 | 5,661 |
| Volatile liabilities | $31,353,000 | 3,590 |
| Insider loans | $3,526,000 | 1,901 |
| FHLB advances | $1,318,000 | 4,752 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $16,770,000 | 3,702 |
| Tier 1 (core) risk-based capital | $7,205,000 | 6,284 |
| Tier 2 risk-based capital | $924,000 | 4,179 |
| Total risk weighted assets | $75,902,000 | 4,696 |
| Total unused commitments | $16,770,000 | 3,702 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 15 | 6,945 |
| Assets and Liabilities | ||
| Total Assets: | $78,956,000 | 5,722 |
| Cash and due from depository institutions | $2,765,000 | 6,945 |
| Interest-bearing balances | $21,000 | 6,113 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $72,944,000 | 4,583 |
| Loan loss allowance | $919,000 | 4,368 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $511,000 | 6,986 |
| Other real estate owned | $501,000 | 6,945 |
| Goodwill and other intangibles | $1,228,000 | 1,576 |
| All other assets | $1,007,000 | 6,645 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $78,956,000 | 5,722 |
| Total liabilities | $70,675,000 | 5,678 |
| Total deposits | $60,531,000 | 5,916 |
| Interest-bearing deposits | $52,068,000 | 5,817 |
| Deposits held in domestic offices | $60,531,000 | 5,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,200,000 | 1,273 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,329,000 | 4,871 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $615,000 | 4,669 |
| Total equity capital | $8,281,000 | 5,786 |
| Total bank equity capital | $8,281,000 | 5,786 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,420,000 | 1,276 |
| Surplus | $3,228,000 | 4,708 |
| Undivided profits | $1,633,000 | 6,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 5,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $312,000 | 6,973 |
| Earning assets | $72,965,000 | 5,687 |
| Long-term assets (5+ years) | $1,952,000 | 6,825 |
| Average Assets, year-to-date | $77,302,500 | 5,742 |
| Average Assets, quarterly | $77,302,500 | 5,742 |
| Volatile liabilities | $31,581,000 | 3,418 |
| Insider loans | $2,876,000 | 2,210 |
| FHLB advances | $1,329,000 | 4,701 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $21,054,000 | 3,236 |
| Tier 1 (core) risk-based capital | $7,053,000 | 6,285 |
| Tier 2 risk-based capital | $907,000 | 4,179 |
| Total risk weighted assets | $72,561,000 | 4,758 |
| Total unused commitments | $21,054,000 | 3,237 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 16 | 6,800 |
| Assets and Liabilities | ||
| Total Assets: | $75,649,000 | 5,845 |
| Cash and due from depository institutions | $2,852,000 | 6,800 |
| Interest-bearing balances | $11,000 | 6,393 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $284,000 | 5,675 |
| Net loans & leases | $69,752,000 | 4,676 |
| Loan loss allowance | $919,000 | 4,339 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $525,000 | 6,953 |
| Other real estate owned | $0 | 6,800 |
| Goodwill and other intangibles | $1,228,000 | 1,572 |
| All other assets | $1,008,000 | 6,679 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $75,649,000 | 5,845 |
| Total liabilities | $67,532,000 | 5,822 |
| Total deposits | $57,350,000 | 6,062 |
| Interest-bearing deposits | $49,916,000 | 5,918 |
| Deposits held in domestic offices | $57,350,000 | 6,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,400,000 | 1,277 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,329,000 | 4,972 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $453,000 | 5,348 |
| Total equity capital | $8,117,000 | 5,820 |
| Total bank equity capital | $8,117,000 | 5,820 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,420,000 | 1,262 |
| Surplus | $3,228,000 | 4,670 |
| Undivided profits | $1,469,000 | 6,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $908,000 | 2,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $302,000 | 7,120 |
| Earning assets | $70,047,000 | 5,807 |
| Long-term assets (5+ years) | $2,154,000 | 6,766 |
| Average Assets, year-to-date | $73,269,600 | 5,797 |
| Average Assets, quarterly | $77,298,000 | 5,742 |
| Volatile liabilities | $31,054,000 | 3,392 |
| Insider loans | $2,041,000 | 2,790 |
| FHLB advances | $1,329,000 | 4,757 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $19,965,000 | 3,316 |
| Tier 1 (core) risk-based capital | $6,889,000 | 6,347 |
| Tier 2 risk-based capital | $872,000 | 4,268 |
| Total risk weighted assets | $69,753,000 | 4,861 |
| Total unused commitments | $19,965,000 | 3,316 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 16 | 6,842 |
| Assets and Liabilities | ||
| Total Assets: | $78,947,000 | 5,686 |
| Cash and due from depository institutions | $2,785,000 | 6,842 |
| Interest-bearing balances | $22,000 | 6,184 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $1,502,000 | 4,119 |
| Net loans & leases | $72,030,000 | 4,550 |
| Loan loss allowance | $838,000 | 4,592 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $536,000 | 6,944 |
| Other real estate owned | $0 | 6,842 |
| Goodwill and other intangibles | $1,228,000 | 1,548 |
| All other assets | $866,000 | 6,991 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $78,947,000 | 5,686 |
| Total liabilities | $71,000,000 | 5,643 |
| Total deposits | $68,763,000 | 5,449 |
| Interest-bearing deposits | $61,171,000 | 5,268 |
| Deposits held in domestic offices | $68,763,000 | 5,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 3,317 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,329,000 | 5,047 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $558,000 | 4,880 |
| Total equity capital | $7,947,000 | 5,907 |
| Total bank equity capital | $7,947,000 | 5,907 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,420,000 | 1,231 |
| Surplus | $3,228,000 | 4,623 |
| Undivided profits | $1,299,000 | 7,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $813,000 | 2,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $244,000 | 7,569 |
| Earning assets | $73,554,000 | 5,622 |
| Long-term assets (5+ years) | $2,108,000 | 6,859 |
| Average Assets, year-to-date | $72,674,750 | 5,825 |
| Average Assets, quarterly | $76,162,500 | 5,745 |
| Volatile liabilities | $33,660,000 | 3,139 |
| Insider loans | $2,167,000 | 2,674 |
| FHLB advances | $1,329,000 | 4,824 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $18,472,000 | 3,422 |
| Tier 1 (core) risk-based capital | $6,719,000 | 6,408 |
| Tier 2 risk-based capital | $838,000 | 4,334 |
| Total risk weighted assets | $72,255,000 | 4,701 |
| Total unused commitments | $18,472,000 | 3,424 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 16 | 6,842 |
| Assets and Liabilities | ||
| Total Assets: | $73,378,000 | 5,854 |
| Cash and due from depository institutions | $2,444,000 | 6,842 |
| Interest-bearing balances | $33,000 | 5,912 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $169,000 | 5,428 |
| Net loans & leases | $68,057,000 | 4,645 |
| Loan loss allowance | $705,000 | 5,054 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $554,000 | 6,872 |
| Other real estate owned | $0 | 6,842 |
| Goodwill and other intangibles | $1,228,000 | 1,540 |
| All other assets | $926,000 | 6,706 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $73,378,000 | 5,854 |
| Total liabilities | $65,577,000 | 5,831 |
| Total deposits | $59,259,000 | 5,887 |
| Interest-bearing deposits | $51,734,000 | 5,748 |
| Deposits held in domestic offices | $59,259,000 | 5,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,731 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,329,000 | 4,957 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $489,000 | 4,927 |
| Total equity capital | $7,801,000 | 5,920 |
| Total bank equity capital | $7,801,000 | 5,920 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,420,000 | 1,212 |
| Surplus | $3,228,000 | 4,588 |
| Undivided profits | $1,153,000 | 7,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 5,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $240,000 | 7,463 |
| Earning assets | $68,259,000 | 5,803 |
| Long-term assets (5+ years) | $3,440,000 | 6,397 |
| Average Assets, year-to-date | $70,584,000 | 5,905 |
| Average Assets, quarterly | $72,319,000 | 5,851 |
| Volatile liabilities | $28,890,000 | 3,389 |
| Insider loans | $2,132,000 | 2,654 |
| FHLB advances | $1,329,000 | 4,780 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $15,075,000 | 3,765 |
| Tier 1 (core) risk-based capital | $6,573,000 | 6,398 |
| Tier 2 risk-based capital | $705,000 | 4,786 |
| Total risk weighted assets | $68,551,000 | 4,797 |
| Total unused commitments | $15,075,000 | 3,766 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 15 | 7,030 |
| Assets and Liabilities | ||
| Total Assets: | $71,260,000 | 5,947 |
| Cash and due from depository institutions | $2,906,000 | 7,030 |
| Interest-bearing balances | $48,000 | 5,746 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $180,000 | 6,050 |
| Net loans & leases | $65,509,000 | 4,732 |
| Loan loss allowance | $777,000 | 4,785 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $568,000 | 6,884 |
| Other real estate owned | $0 | 7,030 |
| Goodwill and other intangibles | $1,228,000 | 1,538 |
| All other assets | $869,000 | 6,857 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $71,260,000 | 5,947 |
| Total liabilities | $63,548,000 | 5,943 |
| Total deposits | $57,881,000 | 5,995 |
| Interest-bearing deposits | $52,127,000 | 5,761 |
| Deposits held in domestic offices | $57,881,000 | 5,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,850,000 | 1,750 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,340,000 | 4,835 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $477,000 | 4,909 |
| Total equity capital | $7,712,000 | 5,894 |
| Total bank equity capital | $7,712,000 | 5,894 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,420,000 | 1,205 |
| Surplus | $3,228,000 | 4,586 |
| Undivided profits | $1,064,000 | 7,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 4,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $235,000 | 7,468 |
| Earning assets | $65,737,000 | 5,923 |
| Long-term assets (5+ years) | $2,273,000 | 6,900 |
| Average Assets, year-to-date | $69,187,000 | 6,010 |
| Average Assets, quarterly | $69,187,000 | 6,010 |
| Volatile liabilities | $29,168,000 | 3,254 |
| Insider loans | $3,105,000 | 1,955 |
| FHLB advances | $1,340,000 | 4,659 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,698,000 | 3,647 |
| Tier 1 (core) risk-based capital | $6,484,000 | 6,417 |
| Tier 2 risk-based capital | $777,000 | 4,493 |
| Total risk weighted assets | $65,480,000 | 4,895 |
| Total unused commitments | $15,698,000 | 3,647 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 14 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $67,114,000 | 6,142 |
| Cash and due from depository institutions | $1,236,000 | 7,213 |
| Interest-bearing balances | $19,000 | 6,240 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $63,275,000 | 4,840 |
| Loan loss allowance | $712,000 | 5,032 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $558,000 | 6,926 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $1,228,000 | 1,530 |
| All other assets | $817,000 | 6,948 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $67,114,000 | 6,142 |
| Total liabilities | $59,523,000 | 6,143 |
| Total deposits | $56,244,000 | 6,088 |
| Interest-bearing deposits | $50,836,000 | 5,840 |
| Deposits held in domestic offices | $56,244,000 | 6,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,550,000 | 2,446 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,340,000 | 4,880 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $389,000 | 5,352 |
| Total equity capital | $7,591,000 | 5,967 |
| Total bank equity capital | $7,591,000 | 5,967 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,420,000 | 1,187 |
| Surplus | $3,228,000 | 4,565 |
| Undivided profits | $943,000 | 7,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 4,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $209,000 | 7,722 |
| Earning assets | $63,294,000 | 6,040 |
| Long-term assets (5+ years) | $2,313,000 | 6,974 |
| Average Assets, year-to-date | $60,348,000 | 6,358 |
| Average Assets, quarterly | $65,641,000 | 6,170 |
| Volatile liabilities | $23,004,000 | 3,773 |
| Insider loans | $2,167,000 | 2,586 |
| FHLB advances | $1,340,000 | 4,668 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $15,992,000 | 3,474 |
| Tier 1 (core) risk-based capital | $6,363,000 | 6,445 |
| Tier 2 risk-based capital | $712,000 | 4,743 |
| Total risk weighted assets | $63,139,000 | 4,983 |
| Total unused commitments | $15,992,000 | 3,476 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 16 | 6,878 |
| Assets and Liabilities | ||
| Total Assets: | $64,168,000 | 6,254 |
| Cash and due from depository institutions | $2,779,000 | 6,878 |
| Interest-bearing balances | $32,000 | 6,050 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $267,000 | 5,476 |
| Net loans & leases | $58,505,000 | 5,035 |
| Loan loss allowance | $624,000 | 5,422 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $575,000 | 6,867 |
| Other real estate owned | $0 | 6,878 |
| Goodwill and other intangibles | $1,228,000 | 1,511 |
| All other assets | $814,000 | 7,027 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $64,168,000 | 6,254 |
| Total liabilities | $56,754,000 | 6,257 |
| Total deposits | $53,480,000 | 6,215 |
| Interest-bearing deposits | $46,750,000 | 6,090 |
| Deposits held in domestic offices | $53,480,000 | 6,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,950,000 | 2,387 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $940,000 | 5,143 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $384,000 | 5,583 |
| Total equity capital | $7,414,000 | 6,045 |
| Total bank equity capital | $7,414,000 | 6,045 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,420,000 | 1,173 |
| Surplus | $3,228,000 | 4,539 |
| Undivided profits | $766,000 | 7,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $178,000 | 8,092 |
| Earning assets | $58,804,000 | 6,243 |
| Long-term assets (5+ years) | $282,000 | 7,893 |
| Average Assets, year-to-date | $58,656,500 | 6,462 |
| Average Assets, quarterly | $62,456,000 | 6,314 |
| Volatile liabilities | $23,082,000 | 3,752 |
| Insider loans | $2,098,000 | 2,587 |
| FHLB advances | $940,000 | 4,919 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $17,260,000 | 3,304 |
| Tier 1 (core) risk-based capital | $6,186,000 | 6,540 |
| Tier 2 risk-based capital | $624,000 | 5,112 |
| Total risk weighted assets | $58,763,000 | 5,169 |
| Total unused commitments | $17,260,000 | 3,307 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 12 | 7,658 |
| Assets and Liabilities | ||
| Total Assets: | $60,744,000 | 6,431 |
| Cash and due from depository institutions | $2,947,000 | 7,658 |
| Interest-bearing balances | $38,000 | 5,984 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $353,000 | 5,280 |
| Net loans & leases | $54,900,000 | 5,180 |
| Loan loss allowance | $583,000 | 5,628 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $590,000 | 6,863 |
| Other real estate owned | $0 | 7,658 |
| Goodwill and other intangibles | $1,228,000 | 1,505 |
| All other assets | $726,000 | 7,262 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $60,744,000 | 6,431 |
| Total liabilities | $53,503,000 | 6,457 |
| Total deposits | $48,463,000 | 6,525 |
| Interest-bearing deposits | $42,090,000 | 6,435 |
| Deposits held in domestic offices | $48,463,000 | 6,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,800,000 | 1,873 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $940,000 | 5,127 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $300,000 | 5,854 |
| Total equity capital | $7,241,000 | 5,997 |
| Total bank equity capital | $7,241,000 | 5,997 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,420,000 | 1,169 |
| Surplus | $3,228,000 | 4,511 |
| Undivided profits | $593,000 | 7,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 6,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $167,000 | 8,136 |
| Earning assets | $55,291,000 | 6,458 |
| Long-term assets (5+ years) | $289,000 | 7,933 |
| Average Assets, year-to-date | $56,819,330 | 6,589 |
| Average Assets, quarterly | $58,436,000 | 6,539 |
| Volatile liabilities | $22,060,000 | 3,762 |
| Insider loans | $2,242,000 | 2,463 |
| FHLB advances | $940,000 | 4,911 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $17,151,000 | 3,314 |
| Tier 1 (core) risk-based capital | $6,013,000 | 6,572 |
| Tier 2 risk-based capital | $583,000 | 5,290 |
| Total risk weighted assets | $55,185,000 | 5,344 |
| Total unused commitments | $17,151,000 | 3,316 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 15 | 7,137 |
| Assets and Liabilities | ||
| Total Assets: | $56,128,000 | 6,671 |
| Cash and due from depository institutions | $1,307,000 | 7,137 |
| Interest-bearing balances | $26,000 | 6,261 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $214,000 | 6,501 |
| Net loans & leases | $52,046,000 | 5,279 |
| Loan loss allowance | $583,000 | 5,611 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $605,000 | 6,814 |
| Other real estate owned | $0 | 7,137 |
| Goodwill and other intangibles | $1,228,000 | 1,505 |
| All other assets | $728,000 | 7,153 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $56,128,000 | 6,671 |
| Total liabilities | $49,053,000 | 6,703 |
| Total deposits | $47,583,000 | 6,589 |
| Interest-bearing deposits | $42,454,000 | 6,450 |
| Deposits held in domestic offices | $47,583,000 | 6,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,455 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $370,000 | 5,683 |
| Total equity capital | $7,075,000 | 6,165 |
| Total bank equity capital | $7,075,000 | 6,165 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,420,000 | 1,159 |
| Surplus | $3,228,000 | 4,488 |
| Undivided profits | $427,000 | 8,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $175,000 | 8,036 |
| Earning assets | $52,286,000 | 6,615 |
| Long-term assets (5+ years) | $129,000 | 8,035 |
| Average Assets, year-to-date | $54,857,000 | 6,720 |
| Average Assets, quarterly | $54,857,000 | 6,720 |
| Volatile liabilities | $20,735,000 | 3,827 |
| Insider loans | $2,327,000 | 2,340 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $14,768,000 | 3,540 |
| Tier 1 (core) risk-based capital | $5,847,000 | 6,652 |
| Tier 2 risk-based capital | $583,000 | 5,262 |
| Total risk weighted assets | $51,946,000 | 5,484 |
| Total unused commitments | $14,768,000 | 3,548 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 14 | 7,346 |
| Assets and Liabilities | ||
| Total Assets: | $53,586,000 | 6,820 |
| Cash and due from depository institutions | $2,838,000 | 7,346 |
| Interest-bearing balances | $26,000 | 6,242 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $83,000 | 6,209 |
| Net loans & leases | $47,772,000 | 5,516 |
| Loan loss allowance | $616,000 | 5,420 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $619,000 | 6,806 |
| Other real estate owned | $329,000 | 7,346 |
| Goodwill and other intangibles | $1,228,000 | 1,495 |
| All other assets | $717,000 | 7,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,586,000 | 6,820 |
| Total liabilities | $46,697,000 | 6,862 |
| Total deposits | $43,565,000 | 6,860 |
| Interest-bearing deposits | $38,728,000 | 6,695 |
| Deposits held in domestic offices | $43,565,000 | 6,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,900,000 | 1,988 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $232,000 | 6,695 |
| Total equity capital | $6,889,000 | 6,208 |
| Total bank equity capital | $6,889,000 | 6,208 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,420,000 | 1,164 |
| Surplus | $3,228,000 | 4,463 |
| Undivided profits | $241,000 | 8,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 6,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $158,000 | 8,265 |
| Earning assets | $47,881,000 | 6,872 |
| Long-term assets (5+ years) | $121,000 | 8,081 |
| Average Assets, year-to-date | $50,489,400 | 6,876 |
| Average Assets, quarterly | $50,981,000 | 6,924 |
| Volatile liabilities | $19,046,000 | 4,044 |
| Insider loans | $1,994,000 | 2,616 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,051,000 | 4,051 |
| Tier 1 (core) risk-based capital | $5,661,000 | 6,709 |
| Tier 2 risk-based capital | $608,000 | 5,143 |
| Total risk weighted assets | $48,628,000 | 5,694 |
| Total unused commitments | $11,051,000 | 4,055 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 12 | 7,751 |
| Assets and Liabilities | ||
| Total Assets: | $48,376,000 | 7,122 |
| Cash and due from depository institutions | $1,080,000 | 7,751 |
| Interest-bearing balances | $26,000 | 6,276 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $1,044,000 | 5,304 |
| Net loans & leases | $43,586,000 | 5,810 |
| Loan loss allowance | $611,000 | 5,473 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $618,000 | 6,822 |
| Other real estate owned | $229,000 | 7,751 |
| Goodwill and other intangibles | $1,206,000 | 1,479 |
| All other assets | $613,000 | 7,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,376,000 | 7,122 |
| Total liabilities | $41,596,000 | 7,184 |
| Total deposits | $41,194,000 | 7,023 |
| Interest-bearing deposits | $36,658,000 | 6,872 |
| Deposits held in domestic offices | $41,194,000 | 7,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $402,000 | 5,667 |
| Total equity capital | $6,780,000 | 6,241 |
| Total bank equity capital | $6,780,000 | 6,241 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,420,000 | 1,155 |
| Surplus | $3,206,000 | 4,422 |
| Undivided profits | $154,000 | 8,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 6,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $148,000 | 8,438 |
| Earning assets | $44,656,000 | 7,084 |
| Long-term assets (5+ years) | $96,000 | 8,160 |
| Average Assets, year-to-date | $49,715,250 | 6,953 |
| Average Assets, quarterly | $48,677,000 | 7,081 |
| Volatile liabilities | $14,596,000 | 4,689 |
| Insider loans | $2,022,000 | 2,567 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,908,000 | 4,082 |
| Tier 1 (core) risk-based capital | $5,574,000 | 6,781 |
| Tier 2 risk-based capital | $559,000 | 5,386 |
| Total risk weighted assets | $44,685,000 | 5,960 |
| Total unused commitments | $10,908,000 | 4,088 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 13 | 7,600 |
| Assets and Liabilities | ||
| Total Assets: | $48,978,000 | 7,066 |
| Cash and due from depository institutions | $1,836,000 | 7,600 |
| Interest-bearing balances | $26,000 | 6,330 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $3,520,000 | 3,690 |
| Net loans & leases | $42,375,000 | 5,869 |
| Loan loss allowance | $664,000 | 5,162 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $607,000 | 6,863 |
| Other real estate owned | $0 | 7,600 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $640,000 | 7,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,978,000 | 7,066 |
| Total liabilities | $43,925,000 | 7,047 |
| Total deposits | $43,493,000 | 6,881 |
| Interest-bearing deposits | $38,637,000 | 6,732 |
| Deposits held in domestic offices | $43,493,000 | 6,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $432,000 | 5,488 |
| Total equity capital | $5,053,000 | 7,216 |
| Total bank equity capital | $5,053,000 | 7,216 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000,000 | 1,262 |
| Surplus | $2,000,000 | 5,445 |
| Undivided profits | $53,000 | 8,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 5,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $177,000 | 8,202 |
| Earning assets | $45,921,000 | 6,983 |
| Long-term assets (5+ years) | $122,000 | 8,163 |
| Average Assets, year-to-date | $50,161,670 | 6,938 |
| Average Assets, quarterly | $48,637,500 | 7,068 |
| Volatile liabilities | $16,977,000 | 4,254 |
| Insider loans | $1,128,000 | 3,765 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,566,000 | 4,567 |
| Tier 1 (core) risk-based capital | $5,053,000 | 7,057 |
| Tier 2 risk-based capital | $551,000 | 5,409 |
| Total risk weighted assets | $43,966,000 | 5,983 |
| Total unused commitments | $8,566,000 | 4,578 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 12 | 7,782 |
| Assets and Liabilities | ||
| Total Assets: | $48,297,000 | 7,095 |
| Cash and due from depository institutions | $1,072,000 | 7,782 |
| Interest-bearing balances | $30,000 | 6,183 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,928 |
| Net loans & leases | $43,615,000 | 5,713 |
| Loan loss allowance | $664,000 | 5,120 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $554,000 | 7,041 |
| Other real estate owned | $0 | 7,782 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $656,000 | 7,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,297,000 | 7,095 |
| Total liabilities | $43,360,000 | 7,066 |
| Total deposits | $43,039,000 | 6,901 |
| Interest-bearing deposits | $37,375,000 | 6,840 |
| Deposits held in domestic offices | $43,039,000 | 6,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $321,000 | 6,368 |
| Total equity capital | $4,937,000 | 7,247 |
| Total bank equity capital | $4,937,000 | 7,247 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,261 |
| Surplus | $2,000,000 | 5,424 |
| Undivided profits | $-63,000 | 8,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $244,000 | 5,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $187,000 | 8,142 |
| Earning assets | $46,045,000 | 6,964 |
| Long-term assets (5+ years) | $143,000 | 8,185 |
| Average Assets, year-to-date | $50,753,500 | 6,900 |
| Average Assets, quarterly | $50,753,500 | 6,900 |
| Volatile liabilities | $16,689,000 | 4,255 |
| Insider loans | $1,146,000 | 3,646 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,290,000 | 4,317 |
| Tier 1 (core) risk-based capital | $4,937,000 | 7,079 |
| Tier 2 risk-based capital | $555,000 | 5,328 |
| Total risk weighted assets | $44,292,000 | 5,883 |
| Total unused commitments | $9,290,000 | 4,333 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 11 | 8,007 |
| Assets and Liabilities | ||
| Total Assets: | $53,210,000 | 6,785 |
| Cash and due from depository institutions | $1,589,000 | 8,007 |
| Interest-bearing balances | $29,000 | 6,149 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,918 |
| Net loans & leases | $42,619,000 | 5,792 |
| Loan loss allowance | $658,000 | 5,092 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $563,000 | 7,006 |
| Other real estate owned | $150,000 | 8,007 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $689,000 | 7,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,210,000 | 6,785 |
| Total liabilities | $48,391,000 | 6,704 |
| Total deposits | $48,149,000 | 6,501 |
| Interest-bearing deposits | $39,659,000 | 6,621 |
| Deposits held in domestic offices | $48,149,000 | 6,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $242,000 | 7,140 |
| Total equity capital | $4,819,000 | 7,291 |
| Total bank equity capital | $4,819,000 | 7,291 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $2,000,000 | 5,394 |
| Undivided profits | $-181,000 | 8,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 5,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $200,000 | 8,123 |
| Earning assets | $50,248,000 | 6,674 |
| Long-term assets (5+ years) | $604,000 | 7,952 |
| Average Assets, year-to-date | $42,402,600 | 7,324 |
| Average Assets, quarterly | $50,542,000 | 6,917 |
| Volatile liabilities | $18,670,000 | 3,925 |
| Insider loans | $2,421,000 | 2,147 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,159,000 | 4,278 |
| Tier 1 (core) risk-based capital | $4,819,000 | 7,123 |
| Tier 2 risk-based capital | $549,000 | 5,335 |
| Total risk weighted assets | $43,800,000 | 5,908 |
| Total unused commitments | $9,159,000 | 4,281 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 9 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $35,939,000 | 7,912 |
| Cash and due from depository institutions | $1,362,000 | 8,570 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,334 |
| Net loans & leases | $31,019,000 | 6,719 |
| Loan loss allowance | $473,000 | 6,011 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $490,000 | 7,371 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $568,000 | 8,036 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,939,000 | 7,912 |
| Total liabilities | $31,377,000 | 7,939 |
| Total deposits | $31,176,000 | 7,804 |
| Interest-bearing deposits | $27,544,000 | 7,698 |
| Deposits held in domestic offices | $31,176,000 | 7,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $201,000 | 7,890 |
| Total equity capital | $4,562,000 | 7,397 |
| Total bank equity capital | $4,562,000 | 7,397 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $2,000,000 | 5,389 |
| Undivided profits | $-438,000 | 9,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 5,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $181,000 | 8,560 |
| Earning assets | $33,519,000 | 7,827 |
| Long-term assets (5+ years) | $314,000 | 8,286 |
| Average Assets, year-to-date | $30,477,000 | 8,131 |
| Average Assets, quarterly | $34,868,000 | 7,940 |
| Volatile liabilities | $11,230,000 | 5,316 |
| Insider loans | $2,105,000 | 2,287 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $8,855,000 | 4,193 |
| Tier 1 (core) risk-based capital | $4,336,000 | 7,431 |
| Tier 2 risk-based capital | $378,000 | 6,422 |
| Total risk weighted assets | $30,114,000 | 7,030 |
| Total unused commitments | $8,855,000 | 4,201 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 8 | 9,017 |
| Assets and Liabilities | ||
| Total Assets: | $24,033,000 | 8,800 |
| Cash and due from depository institutions | $694,000 | 9,017 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $136,000 | 9,749 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,454 |
| Net loans & leases | $17,698,000 | 8,172 |
| Loan loss allowance | $270,000 | 7,625 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $529,000 | 7,371 |
| Other real estate owned | $0 | 9,017 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $176,000 | 9,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,033,000 | 8,800 |
| Total liabilities | $19,711,000 | 8,900 |
| Total deposits | $19,370,000 | 8,821 |
| Interest-bearing deposits | $17,973,000 | 8,632 |
| Deposits held in domestic offices | $19,370,000 | 8,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $341,000 | 6,956 |
| Total equity capital | $4,322,000 | 7,610 |
| Total bank equity capital | $4,322,000 | 7,610 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $2,000,000 | 5,403 |
| Undivided profits | $-678,000 | 9,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $106,000 | 9,026 |
| Earning assets | $22,634,000 | 8,716 |
| Long-term assets (5+ years) | $63,000 | 8,650 |
| Average Assets, year-to-date | $17,663,400 | 9,197 |
| Average Assets, quarterly | $22,486,500 | 8,893 |
| Volatile liabilities | $6,538,000 | 6,795 |
| Insider loans | $918,000 | 4,070 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,806,000 | 5,504 |
| Tier 1 (core) risk-based capital | $4,322,000 | 7,515 |
| Tier 2 risk-based capital | $242,070 | 7,612 |
| Total risk weighted assets | $19,337,370 | 8,191 |
| Total unused commitments | $4,806,000 | 5,507 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 6 | 9,753 |
| Assets and Liabilities | ||
| Total Assets: | $10,684,000 | 9,994 |
| Cash and due from depository institutions | $419,000 | 9,753 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $150,000 | 10,068 |
| Federal funds sold & reverse repurchase agreements | $5,450,000 | 1,754 |
| Net loans & leases | $3,994,000 | 9,984 |
| Loan loss allowance | $48,000 | 9,906 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $523,000 | 7,618 |
| Other real estate owned | $0 | 9,753 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $148,000 | 9,956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,684,000 | 9,994 |
| Total liabilities | $6,021,000 | 10,089 |
| Total deposits | $6,002,000 | 10,049 |
| Interest-bearing deposits | $5,371,000 | 9,985 |
| Deposits held in domestic offices | $6,002,000 | 10,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $19,000 | 10,156 |
| Total equity capital | $4,663,000 | 7,242 |
| Total bank equity capital | $4,663,000 | 7,242 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $2,000,000 | 5,449 |
| Undivided profits | $-337,000 | 9,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $13,000 | 9,993 |
| Earning assets | $9,594,000 | 9,969 |
| Long-term assets (5+ years) | $20,000 | 8,963 |
| Average Assets, year-to-date | $8,484,000 | 10,073 |
| Average Assets, quarterly | $8,484,000 | 10,083 |
| Volatile liabilities | $2,036,000 | 8,975 |
| Insider loans | $172,000 | 7,411 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $609,000 | 9,047 |
| Tier 1 (core) risk-based capital | $4,663,000 | 7,271 |
| Tier 2 risk-based capital | $48,000 | 9,883 |
| Total risk weighted assets | $6,133,100 | 9,928 |
| Total unused commitments | $609,000 | 9,054 |
| Derivatives | $0 | 488 |