Elk County Savings and Loan Association, Assets and Liabilities

2008-09-30Rank
# of Employees:28,342
Assets and Liabilities
Total Assets:$9,125,0008,338
Cash and due from depository institutions$1,231,0008,342
Interest-bearing balances$1,070,0002,943
Securities$282,0008,005
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$7,447,0008,137
Loan loss allowance$57,0008,188
Trading account assets$0251
Bank premises and fixed assets$9,0008,295
Other real estate owned$56,0008,342
Goodwill and other intangibles$03,276
All other assets$100,0008,342
Life insurance assets$03,984
Total liabilities and capital$9,126,0008,338
Total liabilities$6,839,0008,310
Total deposits$6,831,0008,291
Interest-bearing deposits$6,831,0008,230
Deposits held in domestic offices$6,831,0008,290
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$05,843
Subordinated debt$0276
All other liabilities$8,0008,376
Total equity capital$2,287,0008,119
Total bank equity capital$2,287,0008,119
Perpetual preferred stock$0110
Common stock$07,662
Surplus$07,795
Undivided profits$2,287,0005,814
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$207,0006,219
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$43,0008,276
Earning assets$8,799,0008,312
Long-term assets (5+ years)$07,485
Average Assets, year-to-date$9,823,0008,323
Average Assets, quarterly$9,267,5008,337
Volatile liabilities$813,0008,179
Insider loans$07,515
FHLB advances$05,438
Loans and leases held for sale$01,623
Unused loan commitments$52,0008,148
Tier 1 (core) risk-based capital$2,291,0008,104
Tier 2 risk-based capital$57,0008,169
Total risk weighted assets$4,954,0008,315
Total unused commitments$52,0008,148
Derivatives$01,077
2008-06-30Rank
# of Employees:28,408
Assets and Liabilities
Total Assets:$9,410,0008,399
Cash and due from depository institutions$1,165,0008,408
Interest-bearing balances$783,0003,144
Securities$476,0007,996
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$7,606,0008,179
Loan loss allowance$64,0008,232
Trading account assets$0267
Bank premises and fixed assets$10,0008,359
Other real estate owned$56,0008,408
Goodwill and other intangibles$03,301
All other assets$97,0008,410
Life insurance assets$04,015
Total liabilities and capital$9,406,0008,399
Total liabilities$7,033,0008,379
Total deposits$7,030,0008,354
Interest-bearing deposits$7,030,0008,289
Deposits held in domestic offices$7,030,0008,353
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$05,770
Subordinated debt$0257
All other liabilities$3,0008,454
Total equity capital$2,373,0008,152
Total bank equity capital$2,373,0008,152
Perpetual preferred stock$0107
Common stock$07,725
Surplus$07,856
Undivided profits$2,373,0005,845
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$180,0006,190
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$44,0008,327
Earning assets$8,865,0008,377
Long-term assets (5+ years)$07,536
Average Assets, year-to-date$10,055,6708,387
Average Assets, quarterly$9,907,0008,389
Volatile liabilities$8,0008,384
Insider loans$07,572
FHLB advances$05,355
Loans and leases held for sale$01,725
Unused loan commitments$179,0008,136
Tier 1 (core) risk-based capital$2,371,0008,134
Tier 2 risk-based capital$66,0008,206
Total risk weighted assets$5,084,0008,369
Total unused commitments$179,0008,136
Derivatives$01,075
2008-03-31Rank
# of Employees:28,457
Assets and Liabilities
Total Assets:$10,404,0008,424
Cash and due from depository institutions$1,546,0008,457
Interest-bearing balances$1,309,0002,755
Securities$1,083,0007,897
Federal funds sold & reverse repurchase agreements$06,601
Net loans & leases$7,613,0008,191
Loan loss allowance$68,0008,236
Trading account assets$0252
Bank premises and fixed assets$12,0008,403
Other real estate owned$56,0008,457
Goodwill and other intangibles$03,304
All other assets$94,0008,451
Life insurance assets$04,038
Total liabilities and capital$10,405,0008,424
Total liabilities$8,023,0008,385
Total deposits$8,021,0008,353
Interest-bearing deposits$8,021,0008,277
Deposits held in domestic offices$8,021,0008,352
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$05,604
Subordinated debt$0251
All other liabilities$2,0008,495
Total equity capital$2,382,0008,206
Total bank equity capital$2,382,0008,206
Perpetual preferred stock$0108
Common stock$07,761
Surplus$07,894
Undivided profits$2,382,0006,010
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$25,0007,126
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$47,0008,351
Earning assets$10,005,0008,403
Long-term assets (5+ years)$07,572
Average Assets, year-to-date$10,378,5008,425
Average Assets, quarterly$10,378,5008,425
Volatile liabilities$1,336,0008,182
Insider loans$07,597
FHLB advances$05,198
Loans and leases held for sale$01,797
Unused loan commitments$140,0008,204
Tier 1 (core) risk-based capital$2,378,0008,166
Tier 2 risk-based capital$63,0008,244
Total risk weighted assets$5,212,0008,403
Total unused commitments$140,0008,204
Derivatives$01,109
2007-12-31Rank
# of Employees:28,492
Assets and Liabilities
Total Assets:$10,353,0008,455
Cash and due from depository institutions$981,0008,492
Interest-bearing balances$905,0002,655
Securities$1,590,0007,874
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$7,668,0008,225
Loan loss allowance$74,0008,244
Trading account assets$0237
Bank premises and fixed assets$13,0008,436
Other real estate owned$08,492
Goodwill and other intangibles$03,293
All other assets$101,0008,488
Life insurance assets$04,052
Total liabilities and capital$10,348,0008,455
Total liabilities$7,966,0008,405
Total deposits$7,960,0008,372
Interest-bearing deposits$7,960,0008,293
Deposits held in domestic offices$7,960,0008,371
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$05,553
Subordinated debt$0248
All other liabilities$6,0008,533
Total equity capital$2,382,0008,226
Total bank equity capital$2,382,0008,226
Perpetual preferred stock$0111
Common stock$07,805
Surplus$07,931
Undivided profits$2,382,0006,026
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$98,0006,402
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$47,0008,381
Earning assets$10,163,0008,428
Long-term assets (5+ years)$07,609
Average Assets, year-to-date$10,323,6008,456
Average Assets, quarterly$10,328,5008,457
Volatile liabilities$2,040,0008,056
Insider loans$07,621
FHLB advances$05,108
Loans and leases held for sale$01,738
Unused loan commitments$38,0008,271
Tier 1 (core) risk-based capital$2,381,0008,205
Tier 2 risk-based capital$63,0008,281
Total risk weighted assets$4,993,0008,445
Total unused commitments$38,0008,271
Derivatives$01,052
2007-09-30Rank
# of Employees:28,515
Assets and Liabilities
Total Assets:$10,304,0008,486
Cash and due from depository institutions$1,248,0008,515
Interest-bearing balances$1,082,0002,338
Securities$1,388,0007,965
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$7,544,0008,256
Loan loss allowance$73,0008,257
Trading account assets$0244
Bank premises and fixed assets$18,0008,437
Other real estate owned$10,0008,515
Goodwill and other intangibles$03,301
All other assets$96,0008,520
Life insurance assets$04,026
Total liabilities and capital$10,304,0008,486
Total liabilities$7,927,0008,440
Total deposits$7,921,0008,404
Interest-bearing deposits$7,921,0008,320
Deposits held in domestic offices$7,921,0008,403
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$05,543
Subordinated debt$0244
All other liabilities$6,0008,557
Total equity capital$2,377,0008,246
Total bank equity capital$2,377,0008,246
Perpetual preferred stock$0113
Common stock$07,824
Surplus$07,949
Undivided profits$2,377,0006,077
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$171,0005,795
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$45,0008,420
Earning assets$10,014,0008,455
Long-term assets (5+ years)$07,622
Average Assets, year-to-date$10,316,2508,485
Average Assets, quarterly$10,289,0008,485
Volatile liabilities$1,543,0008,197
Insider loans$07,654
FHLB advances$05,081
Loans and leases held for sale$01,751
Unused loan commitments$38,0008,310
Tier 1 (core) risk-based capital$2,382,0008,226
Tier 2 risk-based capital$08,463
Total risk weighted assets$5,467,0008,455
Total unused commitments$38,0008,311
Derivatives$01,033
2007-06-30Rank
# of Employees:28,570
Assets and Liabilities
Total Assets:$10,274,0008,534
Cash and due from depository institutions$1,242,0008,570
Interest-bearing balances$774,0002,697
Securities$1,482,0007,996
Federal funds sold & reverse repurchase agreements$06,299
Net loans & leases$7,429,0008,313
Loan loss allowance$71,0008,320
Trading account assets$0245
Bank premises and fixed assets$21,0008,480
Other real estate owned$10,0008,570
Goodwill and other intangibles$03,329
All other assets$90,0008,574
Life insurance assets$04,058
Total liabilities and capital$10,273,0008,534
Total liabilities$7,898,0008,482
Total deposits$7,898,0008,460
Interest-bearing deposits$7,898,0008,375
Deposits held in domestic offices$7,898,0008,459
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$05,494
Subordinated debt$0258
All other liabilities$08,618
Total equity capital$2,375,0008,272
Total bank equity capital$2,375,0008,272
Perpetual preferred stock$0111
Common stock$07,878
Surplus$08,003
Undivided profits$2,375,0006,007
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$161,0005,753
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$38,0008,484
Earning assets$9,685,0008,511
Long-term assets (5+ years)$07,662
Average Assets, year-to-date$10,320,3308,532
Average Assets, quarterly$10,343,0008,531
Volatile liabilities$559,0008,426
Insider loans$07,685
FHLB advances$05,027
Loans and leases held for sale$01,802
Unused loan commitments$08,389
Tier 1 (core) risk-based capital$2,388,0008,264
Tier 2 risk-based capital$08,509
Total risk weighted assets$5,200,0008,516
Total unused commitments$08,390
Derivatives$01,067
2007-03-31Rank
# of Employees:28,608
Assets and Liabilities
Total Assets:$10,412,0008,570
Cash and due from depository institutions$1,083,0008,608
Interest-bearing balances$887,0002,673
Securities$1,784,0007,970
Federal funds sold & reverse repurchase agreements$06,772
Net loans & leases$7,399,0008,349
Loan loss allowance$99,0008,242
Trading account assets$0267
Bank premises and fixed assets$22,0008,519
Other real estate owned$16,0008,608
Goodwill and other intangibles$03,322
All other assets$108,0008,592
Life insurance assets$04,074
Total liabilities and capital$10,412,0008,570
Total liabilities$8,074,0008,525
Total deposits$8,072,0008,494
Interest-bearing deposits$8,072,0008,414
Deposits held in domestic offices$8,072,0008,493
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$05,479
Subordinated debt$0262
All other liabilities$2,0008,654
Total equity capital$2,338,0008,312
Total bank equity capital$2,338,0008,312
Perpetual preferred stock$0113
Common stock$07,908
Surplus$08,027
Undivided profits$2,338,0006,123
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$63,0006,498
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$51,0008,487
Earning assets$10,070,0008,541
Long-term assets (5+ years)$07,689
Average Assets, year-to-date$10,343,5008,567
Average Assets, quarterly$10,343,5008,567
Volatile liabilities$1,428,0008,235
Insider loans$07,710
FHLB advances$05,010
Loans and leases held for sale$01,800
Unused loan commitments$08,413
Tier 1 (core) risk-based capital$2,352,0008,294
Tier 2 risk-based capital$68,0008,360
Total risk weighted assets$5,396,0008,545
Total unused commitments$08,413
Derivatives$01,065
2006-12-31Rank
# of Employees:38,607
Assets and Liabilities
Total Assets:$10,275,0008,592
Cash and due from depository institutions$649,0008,607
Interest-bearing balances$513,0003,130
Securities$1,877,0007,999
Federal funds sold & reverse repurchase agreements$06,403
Net loans & leases$7,555,0008,356
Loan loss allowance$95,0008,274
Trading account assets$0156
Bank premises and fixed assets$24,0008,535
Other real estate owned$55,0008,607
Goodwill and other intangibles$03,315
All other assets$115,0008,617
Life insurance assets$04,082
Total liabilities and capital$10,275,0008,592
Total liabilities$7,941,0008,548
Total deposits$7,785,0008,522
Interest-bearing deposits$7,785,0008,444
Deposits held in domestic offices$7,785,0008,520
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$150,0005,432
Subordinated debt$0264
All other liabilities$6,0008,677
Total equity capital$2,334,0008,340
Total bank equity capital$2,334,0008,340
Perpetual preferred stock$0112
Common stock$07,944
Surplus$08,057
Undivided profits$2,334,0006,161
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$63,0006,436
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$47,0008,536
Earning assets$9,945,0008,566
Long-term assets (5+ years)$07,714
Average Assets, year-to-date$10,744,6008,577
Average Assets, quarterly$10,495,0008,586
Volatile liabilities$1,516,0008,299
Insider loans$07,725
FHLB advances$150,0005,081
Loans and leases held for sale$01,760
Unused loan commitments$96,0008,379
Tier 1 (core) risk-based capital$2,360,0008,316
Tier 2 risk-based capital$67,0008,387
Total risk weighted assets$5,303,0008,568
Total unused commitments$96,0008,379
Derivatives$01,023
2006-09-30Rank
# of Employees:38,666
Assets and Liabilities
Total Assets:$10,715,0008,640
Cash and due from depository institutions$683,0008,666
Interest-bearing balances$616,0002,873
Securities$2,206,0007,990
Federal funds sold & reverse repurchase agreements$06,029
Net loans & leases$7,618,0008,410
Loan loss allowance$56,0008,497
Trading account assets$0154
Bank premises and fixed assets$31,0008,571
Other real estate owned$43,0008,666
Goodwill and other intangibles$03,332
All other assets$134,0008,647
Life insurance assets$04,052
Total liabilities and capital$10,714,0008,640
Total liabilities$8,348,0008,609
Total deposits$7,825,0008,580
Interest-bearing deposits$7,825,0008,493
Deposits held in domestic offices$7,825,0008,578
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$500,0005,382
Subordinated debt$0269
All other liabilities$23,0008,689
Total equity capital$2,366,0008,385
Total bank equity capital$2,366,0008,385
Perpetual preferred stock$0118
Common stock$08,007
Surplus$08,106
Undivided profits$2,366,0006,163
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$60,0006,523
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$58,0008,545
Earning assets$10,440,0008,609
Long-term assets (5+ years)$07,763
Average Assets, year-to-date$10,862,0008,636
Average Assets, quarterly$10,806,5008,635
Volatile liabilities$2,262,0008,165
Insider loans$07,800
FHLB advances$500,0005,087
Loans and leases held for sale$01,773
Unused loan commitments$08,516
Tier 1 (core) risk-based capital$2,366,0008,375
Tier 2 risk-based capital$56,0008,489
Total risk weighted assets$5,844,0008,607
Total unused commitments$08,516
Derivatives$01,023
2006-06-30Rank
# of Employees:38,699
Assets and Liabilities
Total Assets:$10,898,0008,663
Cash and due from depository institutions$621,0008,699
Interest-bearing balances$527,0003,032
Securities$2,308,0008,025
Federal funds sold & reverse repurchase agreements$05,870
Net loans & leases$7,764,0008,436
Loan loss allowance$64,0008,512
Trading account assets$0157
Bank premises and fixed assets$32,0008,607
Other real estate owned$43,0008,699
Goodwill and other intangibles$03,333
All other assets$130,0008,677
Life insurance assets$04,035
Total liabilities and capital$10,900,0008,663
Total liabilities$8,522,0008,631
Total deposits$7,903,0008,609
Interest-bearing deposits$7,903,0008,527
Deposits held in domestic offices$7,903,0008,608
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$600,0005,313
Subordinated debt$0265
All other liabilities$19,0008,721
Total equity capital$2,378,0008,357
Total bank equity capital$2,378,0008,357
Perpetual preferred stock$0119
Common stock$08,039
Surplus$08,130
Undivided profits$2,378,0006,028
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,512
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$53,0008,590
Earning assets$10,599,0008,632
Long-term assets (5+ years)$07,786
Average Assets, year-to-date$10,911,0008,665
Average Assets, quarterly$10,952,0008,663
Volatile liabilities$2,294,0008,164
Insider loans$07,848
FHLB advances$600,0005,066
Loans and leases held for sale$01,763
Unused loan commitments$08,543
Tier 1 (core) risk-based capital$2,378,0008,378
Tier 2 risk-based capital$64,0008,495
Total risk weighted assets$5,910,0008,629
Total unused commitments$08,543
Derivatives$01,000
2006-03-31Rank
# of Employees:38,712
Assets and Liabilities
Total Assets:$11,006,0008,682
Cash and due from depository institutions$570,0008,712
Interest-bearing balances$443,0003,367
Securities$2,419,0008,048
Federal funds sold & reverse repurchase agreements$06,312
Net loans & leases$7,854,0008,423
Loan loss allowance$69,0008,499
Trading account assets$0154
Bank premises and fixed assets$34,0008,608
Other real estate owned$08,712
Goodwill and other intangibles$03,321
All other assets$129,0008,676
Life insurance assets$04,002
Total liabilities and capital$11,003,0008,682
Total liabilities$8,632,0008,639
Total deposits$8,107,0008,622
Interest-bearing deposits$8,107,0008,530
Deposits held in domestic offices$8,107,0008,621
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$500,0005,265
Subordinated debt$0259
All other liabilities$25,0008,698
Total equity capital$2,371,0008,374
Total bank equity capital$2,371,0008,374
Perpetual preferred stock$0120
Common stock$08,045
Surplus$08,136
Undivided profits$2,371,0006,065
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$255,0004,893
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$57,0008,578
Earning assets$10,716,0008,649
Long-term assets (5+ years)$07,792
Average Assets, year-to-date$10,917,5008,682
Average Assets, quarterly$10,917,5008,682
Volatile liabilities$2,325,0008,108
Insider loans$07,878
FHLB advances$500,0005,049
Loans and leases held for sale$01,721
Unused loan commitments$08,561
Tier 1 (core) risk-based capital$2,371,0008,374
Tier 2 risk-based capital$69,0008,470
Total risk weighted assets$5,955,0008,633
Total unused commitments$08,561
Derivatives$0990
2005-12-31Rank
# of Employees:38,756
Assets and Liabilities
Total Assets:$10,829,0008,726
Cash and due from depository institutions$634,0008,756
Interest-bearing balances$521,0003,295
Securities$2,420,0008,087
Federal funds sold & reverse repurchase agreements$06,145
Net loans & leases$7,632,0008,483
Loan loss allowance$70,0008,527
Trading account assets$0155
Bank premises and fixed assets$35,0008,634
Other real estate owned$08,756
Goodwill and other intangibles$03,315
All other assets$108,0008,748
Life insurance assets$0351
Total liabilities and capital$10,830,0008,726
Total liabilities$8,453,0008,677
Total deposits$8,032,0008,649
Interest-bearing deposits$8,032,0008,567
Deposits held in domestic offices$8,032,0008,647
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$400,0005,463
Subordinated debt$0258
All other liabilities$21,0008,762
Total equity capital$2,377,0008,414
Total bank equity capital$2,377,0008,414
Perpetual preferred stock$0122
Common stock$08,078
Surplus$08,157
Undivided profits$2,377,0006,104
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$43,0006,816
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$47,0008,656
Earning assets$10,573,0008,690
Long-term assets (5+ years)$07,839
Average Assets, year-to-date$10,690,0008,723
Average Assets, quarterly$10,999,0008,720
Volatile liabilities$2,214,0008,169
Insider loans$07,892
FHLB advances$400,0005,163
Loans and leases held for sale$01,743
Unused loan commitments$08,594
Tier 1 (core) risk-based capital$2,377,0008,407
Tier 2 risk-based capital$70,0008,506
Total risk weighted assets$5,819,0008,672
Total unused commitments$08,596
Derivatives$0930
2005-09-30Rank
# of Employees:38,782
Assets and Liabilities
Total Assets:$11,169,0008,736
Cash and due from depository institutions$1,226,0008,782
Interest-bearing balances$556,0003,308
Securities$2,327,0008,132
Federal funds sold & reverse repurchase agreements$05,951
Net loans & leases$7,410,0008,525
Loan loss allowance$58,0008,613
Trading account assets$0146
Bank premises and fixed assets$40,0008,638
Other real estate owned$08,782
Goodwill and other intangibles$03,310
All other assets$166,0008,696
Life insurance assets$0341
Total liabilities and capital$11,169,0008,736
Total liabilities$8,738,0008,702
Total deposits$8,228,0008,682
Interest-bearing deposits$8,228,0008,595
Deposits held in domestic offices$8,228,0008,679
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$500,0005,457
Subordinated debt$0251
All other liabilities$10,0008,841
Total equity capital$2,431,0008,417
Total bank equity capital$2,431,0008,417
Perpetual preferred stock$0120
Common stock$08,097
Surplus$08,180
Undivided profits$2,431,0006,155
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$82,0006,469
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$91,0008,532
Earning assets$10,293,0008,710
Long-term assets (5+ years)$07,872
Average Assets, year-to-date$10,655,2508,748
Average Assets, quarterly$10,838,5008,740
Volatile liabilities$6,673,0006,851
Insider loans$07,932
FHLB advances$500,0005,169
Loans and leases held for sale$01,843
Unused loan commitments$246,0008,464
Tier 1 (core) risk-based capital$2,431,0008,408
Tier 2 risk-based capital$116,0008,277
Total risk weighted assets$5,860,0008,702
Total unused commitments$246,0008,464
Derivatives$0909
2005-06-30Rank
# of Employees:38,795
Assets and Liabilities
Total Assets:$10,508,0008,759
Cash and due from depository institutions$700,0008,795
Interest-bearing balances$639,0003,151
Securities$2,526,0008,125
Federal funds sold & reverse repurchase agreements$05,776
Net loans & leases$7,113,0008,533
Loan loss allowance$57,0008,625
Trading account assets$0148
Bank premises and fixed assets$42,0008,641
Other real estate owned$08,795
Goodwill and other intangibles$03,307
All other assets$127,0008,753
Life insurance assets$0339
Total liabilities and capital$10,506,0008,759
Total liabilities$8,099,0008,737
Total deposits$7,895,0008,703
Interest-bearing deposits$7,895,0008,620
Deposits held in domestic offices$7,895,0008,701
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$200,0005,621
Subordinated debt$0251
All other liabilities$4,0008,866
Total equity capital$2,407,0008,419
Total bank equity capital$2,407,0008,419
Perpetual preferred stock$0118
Common stock$08,105
Surplus$08,188
Undivided profits$2,407,0006,127
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$44,0006,886
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$74,0008,588
Earning assets$10,278,0008,727
Long-term assets (5+ years)$07,884
Average Assets, year-to-date$10,484,0008,759
Average Assets, quarterly$10,451,5008,757
Volatile liabilities$1,900,0008,273
Insider loans$07,951
FHLB advances$200,0005,279
Loans and leases held for sale$01,818
Unused loan commitments$08,653
Tier 1 (core) risk-based capital$2,407,0008,405
Tier 2 risk-based capital$57,0008,619
Total risk weighted assets$5,519,0008,728
Total unused commitments$08,654
Derivatives$0866
2005-03-31Rank
# of Employees:38,854
Assets and Liabilities
Total Assets:$10,395,0008,828
Cash and due from depository institutions$799,0008,854
Interest-bearing balances$704,0003,057
Securities$2,535,0008,189
Federal funds sold & reverse repurchase agreements$06,340
Net loans & leases$6,915,0008,602
Loan loss allowance$55,0008,692
Trading account assets$0148
Bank premises and fixed assets$44,0008,693
Other real estate owned$08,854
Goodwill and other intangibles$03,297
All other assets$102,0008,848
Life insurance assets$0333
Total liabilities and capital$10,395,0008,828
Total liabilities$8,049,0008,797
Total deposits$8,044,0008,767
Interest-bearing deposits$8,044,0008,685
Deposits held in domestic offices$8,044,0008,765
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$05,784
Subordinated debt$0265
All other liabilities$5,0008,925
Total equity capital$2,346,0008,467
Total bank equity capital$2,346,0008,467
Perpetual preferred stock$0120
Common stock$08,166
Surplus$08,248
Undivided profits$2,346,0006,116
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$145,0005,870
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$60,0008,697
Earning assets$10,154,0008,792
Long-term assets (5+ years)$07,945
Average Assets, year-to-date$10,472,0008,824
Average Assets, quarterly$10,472,0008,824
Volatile liabilities$1,671,0008,355
Insider loans$08,007
FHLB advances$05,246
Loans and leases held for sale$01,762
Unused loan commitments$155,0008,605
Tier 1 (core) risk-based capital$2,346,0008,467
Tier 2 risk-based capital$110,0008,379
Total risk weighted assets$5,437,0008,783
Total unused commitments$155,0008,606
Derivatives$0790
2004-12-31Rank
# of Employees:38,897
Assets and Liabilities
Total Assets:$10,549,0008,856
Cash and due from depository institutions$863,0008,897
Interest-bearing balances$676,0003,182
Securities$2,536,0008,249
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$7,002,0008,650
Loan loss allowance$54,0008,746
Trading account assets$0153
Bank premises and fixed assets$45,0008,724
Other real estate owned$08,897
Goodwill and other intangibles$03,293
All other assets$103,0008,888
Life insurance assets$0334
Total liabilities and capital$10,549,0008,856
Total liabilities$8,217,0008,834
Total deposits$8,193,0008,803
Interest-bearing deposits$8,193,0008,719
Deposits held in domestic offices$8,193,0008,802
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$05,836
Subordinated debt$0272
All other liabilities$24,0008,836
Total equity capital$2,332,0008,514
Total bank equity capital$2,332,0008,514
Perpetual preferred stock$0118
Common stock$08,205
Surplus$08,282
Undivided profits$2,332,0006,239
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$46,0006,990
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$38,0008,827
Earning assets$10,214,0008,818
Long-term assets (5+ years)$07,981
Average Assets, year-to-date$10,606,8008,850
Average Assets, quarterly$10,611,5008,853
Volatile liabilities$2,288,0008,179
Insider loans$08,048
FHLB advances$05,260
Loans and leases held for sale$01,753
Unused loan commitments$08,728
Tier 1 (core) risk-based capital$2,332,0008,497
Tier 2 risk-based capital$54,0008,738
Total risk weighted assets$5,493,0008,829
Total unused commitments$08,728
Derivatives$0774
2004-09-30Rank
# of Employees:38,943
Assets and Liabilities
Total Assets:$10,674,0008,904
Cash and due from depository institutions$1,080,0008,943
Interest-bearing balances$849,0003,028
Securities$2,548,0008,281
Federal funds sold & reverse repurchase agreements$05,928
Net loans & leases$6,894,0008,706
Loan loss allowance$54,0008,794
Trading account assets$0149
Bank premises and fixed assets$34,0008,820
Other real estate owned$08,943
Goodwill and other intangibles$03,268
All other assets$118,0008,918
Life insurance assets$0330
Total liabilities and capital$10,674,0008,904
Total liabilities$8,337,0008,882
Total deposits$8,319,0008,852
Interest-bearing deposits$8,319,0008,760
Deposits held in domestic offices$8,319,0008,850
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$05,863
Subordinated debt$0276
All other liabilities$18,0008,965
Total equity capital$2,337,0008,556
Total bank equity capital$2,337,0008,556
Perpetual preferred stock$0124
Common stock$08,249
Surplus$08,313
Undivided profits$2,337,0006,293
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$141,0006,138
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$53,0008,815
Earning assets$10,291,0008,871
Long-term assets (5+ years)$08,028
Average Assets, year-to-date$10,621,2508,904
Average Assets, quarterly$10,596,0008,906
Volatile liabilities$1,359,0008,565
Insider loans$08,077
FHLB advances$05,299
Loans and leases held for sale$01,808
Unused loan commitments$153,0008,676
Tier 1 (core) risk-based capital$2,337,0008,535
Tier 2 risk-based capital$108,0008,486
Total risk weighted assets$5,579,0008,879
Total unused commitments$153,0008,678
Derivatives$0770
2004-06-30Rank
# of Employees:38,994
Assets and Liabilities
Total Assets:$10,518,0008,957
Cash and due from depository institutions$1,083,0008,994
Interest-bearing balances$923,0002,943
Securities$2,554,0008,351
Federal funds sold & reverse repurchase agreements$05,884
Net loans & leases$6,760,0008,757
Loan loss allowance$52,0008,839
Trading account assets$0153
Bank premises and fixed assets$23,0008,925
Other real estate owned$08,994
Goodwill and other intangibles$03,275
All other assets$98,0009,015
Life insurance assets$0323
Total liabilities and capital$10,518,0008,957
Total liabilities$8,203,0008,941
Total deposits$8,189,0008,910
Interest-bearing deposits$8,189,0008,824
Deposits held in domestic offices$8,189,0008,909
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$05,862
Subordinated debt$0288
All other liabilities$14,0009,021
Total equity capital$2,315,0008,575
Total bank equity capital$2,315,0008,575
Perpetual preferred stock$0126
Common stock$08,301
Surplus$08,370
Undivided profits$2,315,0006,159
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$78,0006,793
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$45,0008,909
Earning assets$10,237,0008,920
Long-term assets (5+ years)$08,066
Average Assets, year-to-date$10,603,6708,951
Average Assets, quarterly$10,545,5008,955
Volatile liabilities$1,344,0008,598
Insider loans$08,164
FHLB advances$05,298
Loans and leases held for sale$01,820
Unused loan commitments$38,0008,821
Tier 1 (core) risk-based capital$2,315,0008,575
Tier 2 risk-based capital$104,0008,550
Total risk weighted assets$5,391,0008,933
Total unused commitments$38,0008,822
Derivatives$0740
2004-03-31Rank
# of Employees:39,028
Assets and Liabilities
Total Assets:$10,573,0008,991
Cash and due from depository institutions$1,131,0009,028
Interest-bearing balances$974,0003,124
Securities$2,479,0008,361
Federal funds sold & reverse repurchase agreements$06,767
Net loans & leases$6,836,0008,765
Loan loss allowance$50,0008,876
Trading account assets$0144
Bank premises and fixed assets$25,0008,952
Other real estate owned$09,028
Goodwill and other intangibles$03,256
All other assets$102,0009,029
Life insurance assets$0322
Total liabilities and capital$10,573,0008,991
Total liabilities$8,289,0008,973
Total deposits$8,277,0008,943
Interest-bearing deposits$8,277,0008,861
Deposits held in domestic offices$8,277,0008,941
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$05,747
Subordinated debt$0287
All other liabilities$12,0009,081
Total equity capital$2,284,0008,668
Total bank equity capital$2,284,0008,668
Perpetual preferred stock$0129
Common stock$08,335
Surplus$08,403
Undivided profits$2,284,0006,378
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$08,089
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$48,0008,909
Earning assets$10,289,0008,949
Long-term assets (5+ years)$08,096
Average Assets, year-to-date$10,646,5008,986
Average Assets, quarterly$10,646,5008,986
Volatile liabilities$1,767,0008,453
Insider loans$08,165
FHLB advances$05,150
Loans and leases held for sale$01,884
Unused loan commitments$08,875
Tier 1 (core) risk-based capital$2,284,0008,619
Tier 2 risk-based capital$101,0008,589
Total risk weighted assets$5,588,0008,953
Total unused commitments$08,876
Derivatives$0699
2003-12-31Rank
# of Employees:39,101
Assets and Liabilities
Total Assets:$10,720,0009,051
Cash and due from depository institutions$1,121,0009,101
Interest-bearing balances$849,0003,126
Securities$2,698,0008,373
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$6,689,0008,839
Loan loss allowance$85,0008,782
Trading account assets$0168
Bank premises and fixed assets$25,0009,019
Other real estate owned$94,0009,101
Goodwill and other intangibles$03,237
All other assets$93,0009,102
Life insurance assets$01
Total liabilities and capital$10,720,0009,051
Total liabilities$8,452,0009,019
Total deposits$8,434,0008,989
Interest-bearing deposits$8,416,0008,900
Deposits held in domestic offices$8,434,0008,987
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$05,772
Subordinated debt$0293
All other liabilities$18,0009,106
Total equity capital$2,268,0008,705
Total bank equity capital$2,268,0008,705
Perpetual preferred stock$0131
Common stock$08,396
Surplus$08,463
Undivided profits$2,268,0006,371
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,0007,623
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$44,0008,977
Earning assets$10,236,0009,015
Long-term assets (5+ years)$08,140
Average Assets, year-to-date$10,297,4009,053
Average Assets, quarterly$10,628,0009,050
Volatile liabilities$1,940,0008,441
Insider loans$08,219
FHLB advances$05,171
Loans and leases held for sale$01,789
Unused loan commitments$08,941
Tier 1 (core) risk-based capital$2,268,0008,660
Tier 2 risk-based capital$62,0008,857
Total risk weighted assets$5,026,0009,040
Total unused commitments$08,941
Derivatives$0665
2003-09-30Rank
# of Employees:39,150
Assets and Liabilities
Total Assets:$10,536,0009,108
Cash and due from depository institutions$728,0009,150
Interest-bearing balances$587,0003,631
Securities$2,831,0008,357
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$6,793,0008,893
Loan loss allowance$84,0008,834
Trading account assets$0165
Bank premises and fixed assets$26,0009,074
Other real estate owned$57,0009,150
Goodwill and other intangibles$03,226
All other assets$101,0009,157
Life insurance assets$01
Total liabilities and capital$10,536,0009,108
Total liabilities$8,278,0009,089
Total deposits$8,265,0009,060
Interest-bearing deposits$8,265,0008,975
Deposits held in domestic offices$8,265,0009,059
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$05,773
Subordinated debt$0293
All other liabilities$13,0009,194
Total equity capital$2,258,0008,759
Total bank equity capital$2,258,0008,759
Perpetual preferred stock$0137
Common stock$08,445
Surplus$08,515
Undivided profits$2,258,0006,450
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$171,0006,271
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$46,0009,045
Earning assets$10,211,0009,063
Long-term assets (5+ years)$08,204
Average Assets, year-to-date$10,191,7509,107
Average Assets, quarterly$10,508,0009,105
Volatile liabilities$1,684,0008,614
Insider loans$08,298
FHLB advances$05,135
Loans and leases held for sale$01,962
Unused loan commitments$08,996
Tier 1 (core) risk-based capital$2,258,0008,714
Tier 2 risk-based capital$59,0008,944
Total risk weighted assets$4,720,0009,114
Total unused commitments$08,996
Derivatives$0666
2003-06-30Rank
# of Employees:39,184
Assets and Liabilities
Total Assets:$10,480,0009,143
Cash and due from depository institutions$971,0009,184
Interest-bearing balances$734,0003,527
Securities$3,049,0008,305
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$6,293,0008,963
Loan loss allowance$90,0008,839
Trading account assets$0170
Bank premises and fixed assets$27,0009,103
Other real estate owned$57,0009,184
Goodwill and other intangibles$03,182
All other assets$83,0009,217
Life insurance assets$01
Total liabilities and capital$10,480,0009,143
Total liabilities$8,236,0009,128
Total deposits$8,228,0009,093
Interest-bearing deposits$8,228,0009,011
Deposits held in domestic offices$8,228,0009,092
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$05,772
Subordinated debt$0266
All other liabilities$8,0009,252
Total equity capital$2,244,0008,803
Total bank equity capital$2,244,0008,803
Perpetual preferred stock$0140
Common stock$08,468
Surplus$08,544
Undivided profits$2,244,0006,487
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$138,0006,565
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$37,0009,112
Earning assets$10,076,0009,104
Long-term assets (5+ years)$08,230
Average Assets, year-to-date$10,077,0009,148
Average Assets, quarterly$10,373,5009,143
Volatile liabilities$1,544,0008,721
Insider loans$08,352
FHLB advances$05,105
Loans and leases held for sale$02,044
Unused loan commitments$09,038
Tier 1 (core) risk-based capital$2,244,0008,737
Tier 2 risk-based capital$60,0008,967
Total risk weighted assets$4,771,0009,150
Total unused commitments$09,038
Derivatives$0623
2003-03-31Rank
# of Employees:39,227
Assets and Liabilities
Total Assets:$10,267,0009,184
Cash and due from depository institutions$1,114,0009,227
Interest-bearing balances$763,0003,454
Securities$2,283,0008,566
Federal funds sold & reverse repurchase agreements$07,247
Net loans & leases$6,701,0008,959
Loan loss allowance$93,0008,864
Trading account assets$0169
Bank premises and fixed assets$29,0009,139
Other real estate owned$57,0009,227
Goodwill and other intangibles$03,151
All other assets$83,0009,256
Life insurance assets$01
Total liabilities and capital$10,267,0009,184
Total liabilities$8,044,0009,169
Total deposits$8,040,0009,140
Interest-bearing deposits$8,040,0009,050
Deposits held in domestic offices$8,040,0009,139
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$05,712
Subordinated debt$0265
All other liabilities$4,0009,310
Total equity capital$2,223,0008,827
Total bank equity capital$2,223,0008,827
Perpetual preferred stock$0141
Common stock$08,511
Surplus$08,583
Undivided profits$2,223,0006,454
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$67,0007,246
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$36,0009,152
Earning assets$9,747,0009,151
Long-term assets (5+ years)$08,263
Average Assets, year-to-date$9,875,5009,195
Average Assets, quarterly$9,875,5009,195
Volatile liabilities$1,307,0008,824
Insider loans$08,373
FHLB advances$05,057
Loans and leases held for sale$01,961
Unused loan commitments$09,068
Tier 1 (core) risk-based capital$2,223,0008,776
Tier 2 risk-based capital$60,0009,003
Total risk weighted assets$4,816,0009,190
Total unused commitments$09,069
Derivatives$0578
2002-12-31Rank
# of Employees:39,269
Assets and Liabilities
Total Assets:$9,484,0009,241
Cash and due from depository institutions$721,0009,269
Interest-bearing balances$555,0003,659
Securities$1,699,0008,748
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$6,902,0008,995
Loan loss allowance$93,0008,916
Trading account assets$0170
Bank premises and fixed assets$29,0009,177
Other real estate owned$57,0009,269
Goodwill and other intangibles$03,122
All other assets$76,0009,308
Life insurance assets$01
Total liabilities and capital$9,484,0009,241
Total liabilities$7,269,0009,233
Total deposits$7,263,0009,198
Interest-bearing deposits$7,263,0009,118
Deposits held in domestic offices$7,263,0009,198
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$05,759
Subordinated debt$0258
All other liabilities$6,0009,350
Total equity capital$2,215,0008,860
Total bank equity capital$2,215,0008,860
Perpetual preferred stock$0142
Common stock$08,549
Surplus$08,619
Undivided profits$2,215,0006,478
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$88,0006,951
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$37,0009,198
Earning assets$9,156,0009,195
Long-term assets (5+ years)$08,289
Average Assets, year-to-date$9,181,2009,243
Average Assets, quarterly$9,373,5009,243
Volatile liabilities$927,0009,006
Insider loans$14,0008,259
FHLB advances$05,074
Loans and leases held for sale$01,889
Unused loan commitments$09,110
Tier 1 (core) risk-based capital$2,215,0008,789
Tier 2 risk-based capital$53,0009,104
Total risk weighted assets$4,816,0009,224
Total unused commitments$09,111
Derivatives$0527
2001-12-31Rank
# of Employees:49,450
Assets and Liabilities
Total Assets:$8,870,0009,496
Cash and due from depository institutions$775,0009,450
Interest-bearing balances$671,0003,397
Securities$751,0009,221
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$7,125,0009,185
Loan loss allowance$97,0009,077
Trading account assets$0182
Bank premises and fixed assets$30,0009,422
Other real estate owned$57,0009,450
Goodwill and other intangibles$03,095
All other assets$132,0009,485
Life insurance assets$01
Total liabilities and capital$8,870,0009,496
Total liabilities$6,710,0009,491
Total deposits$6,697,0009,451
Interest-bearing deposits$6,673,0009,358
Deposits held in domestic offices$6,697,0009,450
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$05,675
Subordinated debt$0241
All other liabilities$13,0009,596
Total equity capital$2,160,0009,037
Total bank equity capital$2,160,0009,037
Perpetual preferred stock$0158
Common stock$08,780
Surplus$08,858
Undivided profits$2,160,0006,389
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$132,0006,610
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$37,0009,435
Earning assets$8,547,0009,455
Long-term assets (5+ years)$08,482
Average Assets, year-to-date$9,117,0009,481
Average Assets, quarterly$8,951,0009,490
Volatile liabilities$752,0009,299
Insider loans$20,0008,386
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$09,316
Tier 1 (core) risk-based capital$2,160,0008,990
Tier 2 risk-based capital$55,0009,306
Total risk weighted assets$4,391,0009,490
Total unused commitments$09,317
Derivatives$0450
2000-12-31Rank
# of Employees:49,732
Assets and Liabilities
Total Assets:$9,145,0009,747
Cash and due from depository institutions$1,026,0009,732
Interest-bearing balances$906,0002,490
Securities$628,0009,601
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$7,317,0009,383
Loan loss allowance$94,0009,286
Trading account assets$0175
Bank premises and fixed assets$25,0009,734
Other real estate owned$09,732
Goodwill and other intangibles$03,145
All other assets$149,0009,666
Life insurance assets$01
Total liabilities and capital$9,145,0009,747
Total liabilities$7,043,0009,727
Total deposits$6,809,0009,706
Interest-bearing deposits$6,782,0009,597
Deposits held in domestic offices$6,809,0009,705
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$200,0005,306
Subordinated debt$0239
All other liabilities$34,0009,786
Total equity capital$2,102,0009,272
Total bank equity capital$2,102,0009,272
Perpetual preferred stock$0178
Common stock$09,055
Surplus$09,124
Undivided profits$2,102,0006,431
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$378,0004,400
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$33,0009,593
Earning assets$8,851,0009,697
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$9,032,2009,735
Average Assets, quarterly$9,090,0009,742
Volatile liabilities$1,036,0009,394
Insider loans$30,0008,513
FHLB advances$200,000763
Loans and leases held for sale$01,442
Unused loan commitments$09,597
Tier 1 (core) risk-based capital$2,102,0009,237
Tier 2 risk-based capital$34,0009,674
Total risk weighted assets$4,807,0009,721
Total unused commitments$09,600
Derivatives$0481
1999-12-31Rank
# of Employees:410,050
Assets and Liabilities
Total Assets:$9,038,00010,065
Cash and due from depository institutions$664,00010,050
Interest-bearing balances$582,0002,990
Securities$492,0009,977
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$7,631,0009,606
Loan loss allowance$110,0009,374
Trading account assets$0165
Bank premises and fixed assets$29,00010,052
Other real estate owned$80,00010,050
Goodwill and other intangibles$03,276
All other assets$142,0009,978
Life insurance assets$01
Total liabilities and capital$9,038,00010,065
Total liabilities$7,009,00010,051
Total deposits$6,489,00010,029
Interest-bearing deposits$6,457,0009,926
Deposits held in domestic offices$6,489,00010,029
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$500,0004,968
Subordinated debt$0242
All other liabilities$20,00010,152
Total equity capital$2,029,0009,494
Total bank equity capital$2,029,0009,494
Perpetual preferred stock$0193
Common stock$09,357
Surplus$09,427
Undivided profits$2,029,0006,439
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$177,0005,944
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$22,0009,935
Earning assets$8,705,00010,015
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$9,562,80010,017
Average Assets, quarterly$9,095,50010,050
Volatile liabilities$1,231,0009,502
Insider loans$34,0008,691
FHLB advances$500,000778
Loans and leases held for sale$01,487
Unused loan commitments$09,887
Tier 1 (core) risk-based capital$2,029,0009,517
Tier 2 risk-based capital$60,0009,770
Total risk weighted assets$4,764,00010,030
Total unused commitments$09,888
Derivatives$0488
1998-12-31Rank
# of Employees:410,295
Assets and Liabilities
Total Assets:$10,107,00010,246
Cash and due from depository institutions$709,00010,295
Interest-bearing balances$561,0003,383
Securities$1,301,0009,980
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$7,915,0009,784
Loan loss allowance$125,0009,390
Trading account assets$0197
Bank premises and fixed assets$24,00010,306
Other real estate owned$010,295
Goodwill and other intangibles$03,445
All other assets$158,00010,094
Life insurance assets$01
Total liabilities and capital$10,107,00010,246
Total liabilities$8,067,00010,241
Total deposits$7,767,00010,215
Interest-bearing deposits$7,726,00010,080
Deposits held in domestic offices$7,767,00010,215
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$250,0004,509
Subordinated debt$0255
All other liabilities$50,00010,228
Total equity capital$2,040,0009,652
Total bank equity capital$2,040,0009,652
Perpetual preferred stock$0199
Common stock$09,564
Surplus$09,669
Undivided profits$2,040,0006,886
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$356,0004,795
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$34,00010,086
Earning assets$9,777,00010,178
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$10,644,40010,177
Average Assets, quarterly$10,069,00010,229
Volatile liabilities$1,949,0009,041
Insider loans$38,0008,777
FHLB advances$250,000726
Loans and leases held for sale$01,681
Unused loan commitments$58,00010,014
Tier 1 (core) risk-based capital$2,096,0009,555
Tier 2 risk-based capital$58,0009,976
Total risk weighted assets$5,318,00010,204
Total unused commitments$58,00010,015
Derivatives$0527
1997-12-31Rank
# of Employees:410,726
Assets and Liabilities
Total Assets:$10,965,00010,632
Cash and due from depository institutions$259,00010,726
Interest-bearing balances$5,0006,363
Securities$2,482,00010,164
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$8,103,00010,167
Loan loss allowance$103,00010,032
Trading account assets$0203
Bank premises and fixed assets$29,00010,700
Other real estate owned$010,726
Goodwill and other intangibles$03,571
All other assets$92,00010,789
Life insurance assets$01
Total liabilities and capital$10,965,00010,632
Total liabilities$8,965,00010,642
Total deposits$8,899,00010,598
Interest-bearing deposits$8,899,00010,414
Deposits held in domestic offices$8,899,00010,598
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$66,00010,548
Total equity capital$2,000,00010,008
Total bank equity capital$2,000,00010,008
Perpetual preferred stock$0223
Common stock$09,968
Surplus$010,084
Undivided profits$2,000,0007,132
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$263,0005,668
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$010,814
Earning assets$10,590,00010,552
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$10,136,20010,642
Average Assets, quarterly$10,626,50010,637
Volatile liabilities$2,341,0008,996
Insider loans$193,0007,537
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$87,00010,371
Tier 1 (core) risk-based capital$2,000,0009,956
Tier 2 risk-based capital$65,00010,339
Total risk weighted assets$5,196,00010,663
Total unused commitments$87,00010,373
Derivatives$0533
1996-12-31Rank
# of Employees:511,100
Assets and Liabilities
Total Assets:$9,626,00011,231
Cash and due from depository institutions$402,00011,100
Interest-bearing balances$301,0003,518
Securities$2,461,00010,731
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$6,631,00010,839
Loan loss allowance$77,00010,819
Trading account assets$0240
Bank premises and fixed assets$17,00011,308
Other real estate owned$011,100
Goodwill and other intangibles$03,437
All other assets$115,00011,271
Life insurance assets$01
Total liabilities and capital$9,626,00011,231
Total liabilities$7,722,00011,251
Total deposits$7,597,00011,218
Interest-bearing deposits$7,597,00011,062
Deposits held in domestic offices$7,597,00011,218
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$100,0004,847
Subordinated debt$0298
All other liabilities$25,00011,388
Total equity capital$1,904,00010,453
Total bank equity capital$1,904,00010,453
Perpetual preferred stock$0250
Common stock$010,450
Surplus$010,586
Undivided profits$1,904,0007,384
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$52,0009,011
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$011,352
Earning assets$9,393,00011,153
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$9,648,00011,206
Average Assets, quarterly$9,655,50011,220
Volatile liabilities$728,00010,785
Insider loans$010,271
FHLB advances$100,000871
Loans and leases held for sale$01,560
Unused loan commitments$010,924
Tier 1 (core) risk-based capital$1,961,00010,354
Tier 2 risk-based capital$011,353
Total risk weighted assets$4,014,00011,272
Total unused commitments$010,925
Derivatives$0549
1995-12-31Rank
# of Employees:511,610
Assets and Liabilities
Total Assets:$9,594,00011,731
Cash and due from depository institutions$1,464,00011,610
Interest-bearing balances$1,324,0002,224
Securities$2,243,00011,294
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$5,779,00011,444
Loan loss allowance$73,00011,362
Trading account assets$0261
Bank premises and fixed assets$18,00011,816
Other real estate owned$011,610
Goodwill and other intangibles$03,181
All other assets$90,00011,855
Life insurance assets$01
Total liabilities and capital$9,594,00011,731
Total liabilities$7,707,00011,774
Total deposits$7,688,00011,732
Interest-bearing deposits$7,688,00011,566
Deposits held in domestic offices$7,688,00011,732
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$19,00011,934
Total equity capital$1,887,00010,822
Total bank equity capital$1,887,00010,822
Perpetual preferred stock$0288
Common stock$010,908
Surplus$011,041
Undivided profits$1,887,0007,673
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$93,0008,392
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$011,856
Earning assets$9,346,00011,644
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$9,733,00011,693
Average Assets, quarterly$9,706,50011,715
Volatile liabilities$634,00011,279
Insider loans$010,773
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$011,319
Tier 1 (core) risk-based capital$1,910,00010,743
Tier 2 risk-based capital$011,851
Total risk weighted assets$3,529,00011,814
Total unused commitments$011,320
Derivatives$0628
1994-12-31Rank
# of Employees:412,405
Assets and Liabilities
Total Assets:$9,670,00012,321
Cash and due from depository institutions$849,00012,405
Interest-bearing balances$747,0002,806
Securities$2,684,00011,817
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$6,021,00011,941
Loan loss allowance$64,00012,075
Trading account assets$0286
Bank premises and fixed assets$21,00012,406
Other real estate owned$012,405
Goodwill and other intangibles$03,133
All other assets$95,00012,493
Life insurance assets$01
Total liabilities and capital$9,670,00012,321
Total liabilities$7,960,00012,377
Total deposits$7,947,00012,328
Interest-bearing deposits$7,947,00012,132
Deposits held in domestic offices$7,947,00012,328
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$13,00012,587
Total equity capital$1,710,00011,324
Total bank equity capital$1,710,00011,324
Perpetual preferred stock$0310
Common stock$011,459
Surplus$011,565
Undivided profits$1,710,0007,629
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$132,0007,829
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$012,493
Earning assets$9,452,00012,224
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$10,032,00012,295
Average Assets, quarterly$9,815,00012,310
Volatile liabilities$774,00011,459
Insider loans$011,229
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$011,812
Tier 1 (core) risk-based capital$1,710,00011,386
Tier 2 risk-based capital$012,490
Total risk weighted assets$3,654,00012,420
Total unused commitments$011,813
Derivatives$0687
1993-12-31Rank
# of Employees:413,075
Assets and Liabilities
Total Assets:$10,107,00012,932
Cash and due from depository institutions$1,895,00013,075
Interest-bearing balances$1,745,0002,610
Securities$2,451,00012,385
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$5,650,00012,534
Loan loss allowance$47,00012,917
Trading account assets$0330
Bank premises and fixed assets$23,00013,043
Other real estate owned$013,075
Goodwill and other intangibles$03,091
All other assets$88,00013,145
Life insurance assets$01
Total liabilities and capital$10,107,00012,932
Total liabilities$8,400,00012,987
Total deposits$8,382,00012,944
Interest-bearing deposits$8,382,00012,714
Deposits held in domestic offices$8,382,00012,944
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$18,00013,216
Total equity capital$1,707,00011,775
Total bank equity capital$1,707,00011,775
Perpetual preferred stock$0343
Common stock$011,979
Surplus$012,104
Undivided profits$1,707,0008,023
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$130,0008,645
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$013,162
Earning assets$9,846,00012,822
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$10,278,60012,887
Average Assets, quarterly$10,136,00012,915
Volatile liabilities$373,00012,616
Insider loans$011,728
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$012,206
Tier 1 (core) risk-based capital$1,707,00011,742
Tier 2 risk-based capital$013,107
Total risk weighted assets$3,780,00013,053
Total unused commitments$012,208
Derivatives$0714
1992-12-31Rank
# of Employees:413,692
Assets and Liabilities
Total Assets:$10,376,00013,465
Cash and due from depository institutions$1,440,00013,692
Interest-bearing balances$1,336,0003,335
Securities$2,418,00012,847
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$6,400,00012,805
Loan loss allowance$33,00013,621
Trading account assets$0344
Bank premises and fixed assets$27,00013,624
Other real estate owned$013,692
Goodwill and other intangibles$03,106
All other assets$91,00013,743
Life insurance assets$01
Total liabilities and capital$10,376,00013,465
Total liabilities$8,784,00013,514
Total deposits$8,753,00013,477
Interest-bearing deposits$8,753,00013,225
Deposits held in domestic offices$8,753,00013,476
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$31,00013,731
Total equity capital$1,592,00012,232
Total bank equity capital$1,592,00012,232
Perpetual preferred stock$0346
Common stock$012,472
Surplus$012,588
Undivided profits$1,592,0008,199
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$107,0009,942
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$013,791
Earning assets$10,154,00013,318
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$10,249,40013,457
Average Assets, quarterly$10,289,50013,463
Volatile liabilities$592,00012,692
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$20,00012,488
Tier 1 (core) risk-based capital$1,592,00012,195
Tier 2 risk-based capital$013,680
Total risk weighted assets$4,808,00013,473
Total unused commitments$20,00012,490
Derivatives$0651