Elizabethton Federal Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$9,281,0002,945
Total interest expense$2,649,0002,770
Net interest income$6,632,0002,967
Provision for loan and lease losses$03,275
Total noninterest income$413,0003,552
Gross Fiduciary activities income$0981
Service charges on deposit accounts$85,0003,485
Trading account gains and feesNANA
Additional Noninterest Income$328,0003,345
Total noninterest expense$4,143,0003,301
Salaries and employee benefits$2,371,0003,238
Premises and equipment expense$479,0003,018
Additional noninterest expense$328,0003,345
Pre-tax net operating income$2,902,0002,547
Securities gains (losses)$0988
Applicable income taxes$1,127,0001,363
Income before extraordinary items$1,775,0002,903
Extraordinary gains, net$054
Net income$1,775,0002,932
Minority interest net income$088
Net income of bank and minority interests.$1,775,0002,905
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,775,0002,943
2023-09-30 (YTD Data)Rank
Total interest income$6,878,0002,929
Total interest expense$1,827,0002,748
Net interest income$5,051,0002,963
Provision for loan and lease losses$03,085
Total noninterest income$307,0003,574
Gross Fiduciary activities income$0950
Service charges on deposit accounts$68,0003,458
Trading account gains and feesNANA
Additional Noninterest Income$239,0003,361
Total noninterest expense$3,101,0003,291
Salaries and employee benefits$1,912,0003,136
Premises and equipment expense$365,0003,002
Additional noninterest expense$239,0003,360
Pre-tax net operating income$2,257,0002,558
Securities gains (losses)$0849
Applicable income taxes$913,0001,343
Income before extraordinary items$1,344,0002,960
Extraordinary gains, net$052
Net income$1,344,0002,990
Minority interest net income$081
Net income of bank and minority interests.$1,344,0002,961
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,344,0002,992
2023-06-30 (YTD Data)Rank
Total interest income$4,537,0002,920
Total interest expense$1,083,0002,732
Net interest income$3,454,0002,948
Provision for loan and lease losses$02,940
Total noninterest income$201,0003,581
Gross Fiduciary activities income$0931
Service charges on deposit accounts$45,0003,458
Trading account gains and feesNANA
Additional Noninterest Income$156,0003,372
Total noninterest expense$2,134,0003,246
Salaries and employee benefits$1,263,0003,159
Premises and equipment expense$240,0003,023
Additional noninterest expense$156,0003,361
Pre-tax net operating income$1,521,0002,568
Securities gains (losses)$0938
Applicable income taxes$566,0001,408
Income before extraordinary items$955,0002,923
Extraordinary gains, net$051
Net income$955,0002,954
Minority interest net income$081
Net income of bank and minority interests.$955,0002,922
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$955,0002,945
2023-03-31 (YTD Data)Rank
Total interest income$2,236,0002,931
Total interest expense$467,0002,707
Net interest income$1,769,0002,933
Provision for loan and lease losses$02,612
Total noninterest income$101,0003,588
Gross Fiduciary activities income$0913
Service charges on deposit accounts$23,0003,455
Trading account gains and feesNANA
Additional Noninterest Income$78,0003,367
Total noninterest expense$1,047,0003,306
Salaries and employee benefits$585,0003,302
Premises and equipment expense$122,0003,034
Additional noninterest expense$78,0003,367
Pre-tax net operating income$823,0002,536
Securities gains (losses)$0950
Applicable income taxes$283,0001,439
Income before extraordinary items$540,0002,815
Extraordinary gains, net$04
Net income$540,0002,815
Minority interest net income$048
Net income of bank and minority interests.$540,0002,815
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$540,0002,847
2022-12-31 (YTD Data)Rank
Total interest income$7,857,0002,885
Total interest expense$877,0002,595
Net interest income$6,980,0002,882
Provision for loan and lease losses$03,012
Total noninterest income$368,0003,774
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$97,0003,471
Trading account gains and feesNANA
Additional Noninterest Income$271,0003,608
Total noninterest expense$4,208,0003,284
Salaries and employee benefits$2,401,0003,252
Premises and equipment expense$495,0003,010
Additional noninterest expense$271,0003,608
Pre-tax net operating income$3,140,0002,601
Securities gains (losses)$0691
Applicable income taxes$1,041,0001,522
Income before extraordinary items$2,099,0002,894
Extraordinary gains, net$05
Net income$2,099,0002,891
Minority interest net income$063
Net income of bank and minority interests.$2,099,0002,893
Net charge-offs$3,0002,416
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,099,0002,921
2022-09-30 (YTD Data)Rank
Total interest income$5,781,0002,858
Total interest expense$581,0002,463
Net interest income$5,200,0002,862
Provision for loan and lease losses$02,835
Total noninterest income$300,0003,716
Gross Fiduciary activities income$0968
Service charges on deposit accounts$75,0003,470
Trading account gains and feesNANA
Additional Noninterest Income$225,0003,557
Total noninterest expense$3,106,0003,298
Salaries and employee benefits$1,726,0003,298
Premises and equipment expense$385,0002,965
Additional noninterest expense$225,0003,557
Pre-tax net operating income$2,394,0002,579
Securities gains (losses)$0740
Applicable income taxes$810,0001,492
Income before extraordinary items$1,584,0002,867
Extraordinary gains, net$04
Net income$1,584,0002,865
Minority interest net income$057
Net income of bank and minority interests.$1,584,0002,866
Net charge-offs$3,0002,106
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,584,0002,903
2022-06-30 (YTD Data)Rank
Total interest income$3,781,0002,846
Total interest expense$376,0002,361
Net interest income$3,405,0002,875
Provision for loan and lease losses$02,599
Total noninterest income$202,0003,714
Gross Fiduciary activities income$0925
Service charges on deposit accounts$51,0003,480
Trading account gains and feesNANA
Additional Noninterest Income$151,0003,576
Total noninterest expense$2,114,0003,261
Salaries and employee benefits$1,159,0003,296
Premises and equipment expense$247,0003,034
Additional noninterest expense$708,0003,170
Pre-tax net operating income$1,493,0002,574
Securities gains (losses)$0687
Applicable income taxes$540,0001,431
Income before extraordinary items$953,0002,874
Extraordinary gains, net$04
Net income$953,0002,873
Minority interest net income$060
Net income of bank and minority interests.$953,0002,874
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$953,0002,913
2022-03-31 (YTD Data)Rank
Total interest income$1,833,0002,857
Total interest expense$178,0002,389
Net interest income$1,655,0002,875
Provision for loan and lease losses$02,285
Total noninterest income$99,0003,702
Gross Fiduciary activities income$0892
Service charges on deposit accounts$25,0003,486
Trading account gains and feesNANA
Additional Noninterest Income$74,0003,565
Total noninterest expense$999,0003,354
Salaries and employee benefits$505,0003,470
Premises and equipment expense$124,0003,027
Additional noninterest expense$370,0003,111
Pre-tax net operating income$755,0002,469
Securities gains (losses)$0623
Applicable income taxes$270,0001,398
Income before extraordinary items$485,0002,776
Extraordinary gains, net$04
Net income$485,0002,774
Minority interest net income$050
Net income of bank and minority interests.$485,0002,776
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$485,0002,803
2021-12-31 (YTD Data)Rank
Total interest income$7,626,0002,877
Total interest expense$898,0002,371
Net interest income$6,728,0002,899
Provision for loan and lease losses$03,064
Total noninterest income$684,0003,358
Gross Fiduciary activities income$0994
Service charges on deposit accounts$57,0003,924
Trading account gains and feesNANA
Additional Noninterest Income$627,0003,069
Total noninterest expense$4,018,0003,353
Salaries and employee benefits$2,332,0003,302
Premises and equipment expense$533,0002,930
Additional noninterest expense$1,153,0003,500
Pre-tax net operating income$3,394,0002,536
Securities gains (losses)$02,062
Applicable income taxes$1,082,0001,550
Income before extraordinary items$2,312,0002,844
Extraordinary gains, net$010
Net income$2,312,0002,845
Minority interest net income$074
Net income of bank and minority interests.$2,312,0002,845
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,312,0002,820
2021-09-30 (YTD Data)Rank
Total interest income$5,772,0002,921
Total interest expense$701,0002,409
Net interest income$5,071,0002,938
Provision for loan and lease losses$02,963
Total noninterest income$586,0003,281
Gross Fiduciary activities income$0957
Service charges on deposit accounts$40,0004,006
Trading account gains and feesNANA
Additional Noninterest Income$546,0002,981
Total noninterest expense$2,922,0003,422
Salaries and employee benefits$1,679,0003,374
Premises and equipment expense$409,0002,916
Additional noninterest expense$834,0003,579
Pre-tax net operating income$2,735,0002,551
Securities gains (losses)$02,015
Applicable income taxes$810,0001,628
Income before extraordinary items$1,925,0002,848
Extraordinary gains, net$08
Net income$1,925,0002,848
Minority interest net income$069
Net income of bank and minority interests.$1,925,0002,848
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,925,0002,829
2021-06-30 (YTD Data)Rank
Total interest income$3,891,0002,926
Total interest expense$491,0002,410
Net interest income$3,400,0002,948
Provision for loan and lease losses$02,862
Total noninterest income$549,0002,893
Gross Fiduciary activities income$0951
Service charges on deposit accounts$25,0004,055
Trading account gains and feesNANA
Additional Noninterest Income$524,0002,587
Total noninterest expense$1,893,0003,476
Salaries and employee benefits$1,177,0003,295
Premises and equipment expense$267,0002,947
Additional noninterest expense$449,0003,836
Pre-tax net operating income$2,056,0002,350
Securities gains (losses)$01,818
Applicable income taxes$540,0001,607
Income before extraordinary items$1,516,0002,610
Extraordinary gains, net$06
Net income$1,516,0002,610
Minority interest net income$067
Net income of bank and minority interests.$1,516,0002,610
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,516,0002,582
2021-03-31 (YTD Data)Rank
Total interest income$1,969,0002,897
Total interest expense$261,0002,382
Net interest income$1,708,0002,913
Provision for loan and lease losses$02,741
Total noninterest income$464,0002,308
Gross Fiduciary activities income$0922
Service charges on deposit accounts$13,0004,030
Trading account gains and feesNANA
Additional Noninterest Income$451,0002,020
Total noninterest expense$896,0003,542
Salaries and employee benefits$522,0003,488
Premises and equipment expense$133,0002,965
Additional noninterest expense$241,0003,733
Pre-tax net operating income$1,276,0002,073
Securities gains (losses)$01,392
Applicable income taxes$270,0001,592
Income before extraordinary items$1,006,0002,203
Extraordinary gains, net$03
Net income$1,006,0002,203
Minority interest net income$055
Net income of bank and minority interests.$1,006,0002,203
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,006,0002,165
2020-12-31 (YTD Data)Rank
Total interest income$8,891,0002,699
Total interest expense$1,447,0002,433
Net interest income$7,444,0002,727
Provision for loan and lease losses$04,319
Total noninterest income$563,0003,505
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$76,0003,838
Trading account gains and feesNANA
Additional Noninterest Income$487,0003,172
Total noninterest expense$4,020,0003,360
Salaries and employee benefits$2,348,0003,303
Premises and equipment expense$494,0003,081
Additional noninterest expense$1,178,0003,456
Pre-tax net operating income$3,987,0002,071
Securities gains (losses)$02,675
Applicable income taxes$971,0001,452
Income before extraordinary items$3,016,0002,306
Extraordinary gains, net$04
Net income$3,016,0002,305
Minority interest net income$072
Net income of bank and minority interests.$3,016,0002,306
Net charge-offs$4,0003,213
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,016,0002,250
2020-09-30 (YTD Data)Rank
Total interest income$6,845,0002,683
Total interest expense$1,141,0002,459
Net interest income$5,704,0002,695
Provision for loan and lease losses$04,239
Total noninterest income$470,0003,367
Gross Fiduciary activities income$0981
Service charges on deposit accounts$56,0003,865
Trading account gains and feesNANA
Additional Noninterest Income$414,0003,018
Total noninterest expense$2,955,0003,383
Salaries and employee benefits$1,711,0003,337
Premises and equipment expense$370,0003,091
Additional noninterest expense$874,0003,437
Pre-tax net operating income$3,219,0001,956
Securities gains (losses)$02,494
Applicable income taxes$885,0001,283
Income before extraordinary items$2,334,0002,235
Extraordinary gains, net$04
Net income$2,334,0002,235
Minority interest net income$065
Net income of bank and minority interests.$2,334,0002,235
Net charge-offs$4,0002,970
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,334,0002,177
2020-06-30 (YTD Data)Rank
Total interest income$4,660,0002,678
Total interest expense$795,0002,508
Net interest income$3,865,0002,690
Provision for loan and lease losses$04,134
Total noninterest income$213,0003,762
Gross Fiduciary activities income$0970
Service charges on deposit accounts$38,0003,885
Trading account gains and feesNANA
Additional Noninterest Income$175,0003,446
Total noninterest expense$1,913,0003,446
Salaries and employee benefits$1,079,0003,445
Premises and equipment expense$246,0003,083
Additional noninterest expense$588,0003,439
Pre-tax net operating income$2,165,0001,888
Securities gains (losses)$02,249
Applicable income taxes$672,0001,111
Income before extraordinary items$1,493,0002,247
Extraordinary gains, net$04
Net income$1,493,0002,246
Minority interest net income$065
Net income of bank and minority interests.$1,493,0002,247
Net charge-offs$4,0002,717
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,493,0002,206
2020-03-31 (YTD Data)Rank
Total interest income$2,436,0002,597
Total interest expense$407,0002,596
Net interest income$2,029,0002,575
Provision for loan and lease losses$03,711
Total noninterest income$119,0003,626
Gross Fiduciary activities income$0941
Service charges on deposit accounts$21,0003,977
Trading account gains and feesNANA
Additional Noninterest Income$98,0003,203
Total noninterest expense$891,0003,588
Salaries and employee benefits$544,0003,454
Premises and equipment expense$253,0002,031
Additional noninterest expense$94,0004,756
Pre-tax net operating income$1,257,0001,523
Securities gains (losses)$01,705
Applicable income taxes$433,000819
Income before extraordinary items$824,0001,930
Extraordinary gains, net$04
Net income$824,0001,930
Minority interest net income$056
Net income of bank and minority interests.$824,0001,930
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$824,0001,896
2019-12-31 (YTD Data)Rank
Total interest income$10,455,0002,514
Total interest expense$1,589,0002,671
Net interest income$8,866,0002,446
Provision for loan and lease losses$2,0003,956
Total noninterest income$333,0004,059
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$111,0003,830
Trading account gains and feesNANA
Additional Noninterest Income$222,0003,859
Total noninterest expense$3,802,0003,504
Salaries and employee benefits$2,127,0003,501
Premises and equipment expense$526,0003,016
Additional noninterest expense$1,149,0003,573
Pre-tax net operating income$5,395,0001,668
Securities gains (losses)$02,379
Applicable income taxes$1,335,0001,193
Income before extraordinary items$4,060,0001,862
Extraordinary gains, net$011
Net income$4,060,0001,864
Minority interest net income$076
Net income of bank and minority interests.$4,060,0001,864
Net charge-offs$3,0003,565
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,060,0001,831
2019-09-30 (YTD Data)Rank
Total interest income$7,915,0002,526
Total interest expense$1,176,0002,712
Net interest income$6,739,0002,460
Provision for loan and lease losses$2,0003,817
Total noninterest income$245,0004,126
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$85,0003,859
Trading account gains and feesNANA
Additional Noninterest Income$160,0003,918
Total noninterest expense$2,804,0003,558
Salaries and employee benefits$1,498,0003,622
Premises and equipment expense$409,0002,976
Additional noninterest expense$897,0003,530
Pre-tax net operating income$4,178,0001,661
Securities gains (losses)$02,167
Applicable income taxes$1,043,0001,201
Income before extraordinary items$3,135,0001,878
Extraordinary gains, net$011
Net income$3,135,0001,877
Minority interest net income$072
Net income of bank and minority interests.$3,135,0001,879
Net charge-offs$2,0003,298
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,135,0001,844
2019-06-30 (YTD Data)Rank
Total interest income$5,276,0002,525
Total interest expense$756,0002,750
Net interest income$4,520,0002,452
Provision for loan and lease losses$2,0003,651
Total noninterest income$162,0004,144
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$59,0003,827
Trading account gains and feesNANA
Additional Noninterest Income$103,0003,959
Total noninterest expense$1,930,0003,528
Salaries and employee benefits$1,077,0003,531
Premises and equipment expense$258,0003,084
Additional noninterest expense$595,0003,560
Pre-tax net operating income$2,750,0001,658
Securities gains (losses)$01,702
Applicable income taxes$706,0001,163
Income before extraordinary items$2,044,0001,880
Extraordinary gains, net$011
Net income$2,044,0001,879
Minority interest net income$069
Net income of bank and minority interests.$2,044,0001,880
Net charge-offs$2,0002,996
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,044,0001,851
2019-03-31 (YTD Data)Rank
Total interest income$2,625,0002,530
Total interest expense$366,0002,766
Net interest income$2,259,0002,465
Provision for loan and lease losses$2,0003,356
Total noninterest income$91,0004,035
Gross Fiduciary activities income$0972
Service charges on deposit accounts$30,0003,825
Trading account gains and feesNANA
Additional Noninterest Income$61,0003,803
Total noninterest expense$920,0003,653
Salaries and employee benefits$500,0003,690
Premises and equipment expense$125,0003,174
Additional noninterest expense$295,0003,585
Pre-tax net operating income$1,428,0001,587
Securities gains (losses)$01,087
Applicable income taxes$352,0001,145
Income before extraordinary items$1,076,0001,767
Extraordinary gains, net$05
Net income$1,076,0001,765
Minority interest net income$052
Net income of bank and minority interests.$1,076,0001,766
Net charge-offs$2,0002,456
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,076,0001,746
2018-12-31 (YTD Data)Rank
Total interest income$9,790,0002,562
Total interest expense$1,343,0002,497
Net interest income$8,447,0002,556
Provision for loan and lease losses$6,0004,008
Total noninterest income$530,0003,702
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$117,0003,979
Trading account gains and feesNANA
Additional Noninterest Income$413,0003,315
Total noninterest expense$4,518,0003,255
Salaries and employee benefits$2,853,0003,052
Premises and equipment expense$500,0003,147
Additional noninterest expense$1,165,0003,638
Pre-tax net operating income$4,453,0001,953
Securities gains (losses)$01,125
Applicable income taxes$1,356,0001,131
Income before extraordinary items$3,097,0002,278
Extraordinary gains, net$06
Net income$3,097,0002,276
Minority interest net income$072
Net income of bank and minority interests.$3,097,0002,277
Net charge-offs$6,0003,501
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,097,0002,274
2018-09-30 (YTD Data)Rank
Total interest income$7,175,0002,599
Total interest expense$961,0002,497
Net interest income$6,214,0002,593
Provision for loan and lease losses$6,0003,852
Total noninterest income$471,0003,522
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$89,0003,999
Trading account gains and feesNANA
Additional Noninterest Income$382,0003,074
Total noninterest expense$3,310,0003,300
Salaries and employee benefits$2,064,0003,104
Premises and equipment expense$371,0003,200
Additional noninterest expense$875,0003,658
Pre-tax net operating income$3,369,0001,958
Securities gains (losses)$01,118
Applicable income taxes$995,0001,171
Income before extraordinary items$2,374,0002,250
Extraordinary gains, net$05
Net income$2,374,0002,249
Minority interest net income$066
Net income of bank and minority interests.$2,374,0002,249
Net charge-offs$6,0003,153
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,374,0002,254
2018-06-30 (YTD Data)Rank
Total interest income$4,663,0002,641
Total interest expense$601,0002,519
Net interest income$4,062,0002,624
Provision for loan and lease losses$6,0003,639
Total noninterest income$53,0005,111
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$58,0004,043
Trading account gains and feesNANA
Additional Noninterest Income$-5,0005,479
Total noninterest expense$2,216,0003,320
Salaries and employee benefits$1,398,0003,092
Premises and equipment expense$248,0003,224
Additional noninterest expense$570,0003,725
Pre-tax net operating income$1,893,0002,171
Securities gains (losses)$0961
Applicable income taxes$597,0001,250
Income before extraordinary items$1,296,0002,553
Extraordinary gains, net$06
Net income$1,296,0002,552
Minority interest net income$065
Net income of bank and minority interests.$1,296,0002,552
Net charge-offs$6,0002,773
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,296,0002,543
2018-03-31 (YTD Data)Rank
Total interest income$2,253,0002,705
Total interest expense$278,0002,580
Net interest income$1,975,0002,679
Provision for loan and lease losses$3,0003,382
Total noninterest income$-109,0005,597
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$29,0004,060
Trading account gains and feesNANA
Additional Noninterest Income$-138,0005,600
Total noninterest expense$1,032,0003,485
Salaries and employee benefits$623,0003,343
Premises and equipment expense$119,0003,337
Additional noninterest expense$290,0003,714
Pre-tax net operating income$831,0002,328
Securities gains (losses)$0735
Applicable income taxes$280,0001,281
Income before extraordinary items$551,0002,754
Extraordinary gains, net$07
Net income$551,0002,754
Minority interest net income$052
Net income of bank and minority interests.$551,0002,754
Net charge-offs$3,0002,344
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$551,0002,744
2017-12-31 (YTD Data)Rank
Total interest income$8,974,0002,653
Total interest expense$936,0002,663
Net interest income$8,038,0002,628
Provision for loan and lease losses$-700,0005,560
Total noninterest income$479,0003,989
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$132,0004,010
Trading account gains and feesNANA
Additional Noninterest Income$347,0003,624
Total noninterest expense$4,294,0003,423
Salaries and employee benefits$2,726,0003,176
Premises and equipment expense$471,0003,375
Additional noninterest expense$1,097,0003,850
Pre-tax net operating income$4,923,0001,741
Securities gains (losses)$02,243
Applicable income taxes$2,762,0001,022
Income before extraordinary items$2,161,0002,556
Extraordinary gains, net$09
Net income$2,161,0002,556
Minority interest net income$076
Net income of bank and minority interests.$2,161,0002,556
Net charge-offs$04,128
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,161,0002,540
2017-09-30 (YTD Data)Rank
Total interest income$6,766,0002,654
Total interest expense$674,0002,709
Net interest income$6,092,0002,627
Provision for loan and lease losses$04,088
Total noninterest income$377,0003,964
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$98,0004,055
Trading account gains and feesNANA
Additional Noninterest Income$279,0003,572
Total noninterest expense$3,128,0003,491
Salaries and employee benefits$1,971,0003,248
Premises and equipment expense$358,0003,381
Additional noninterest expense$799,0003,917
Pre-tax net operating income$3,341,0001,897
Securities gains (losses)$02,274
Applicable income taxes$1,383,0001,183
Income before extraordinary items$1,958,0002,447
Extraordinary gains, net$09
Net income$1,958,0002,446
Minority interest net income$071
Net income of bank and minority interests.$1,958,0002,447
Net charge-offs$03,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,958,0002,421
2017-06-30 (YTD Data)Rank
Total interest income$4,499,0002,650
Total interest expense$441,0002,700
Net interest income$4,058,0002,620
Provision for loan and lease losses$03,871
Total noninterest income$244,0004,014
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$64,0004,094
Trading account gains and feesNANA
Additional Noninterest Income$180,0003,624
Total noninterest expense$1,962,0003,610
Salaries and employee benefits$1,221,0003,400
Premises and equipment expense$233,0003,446
Additional noninterest expense$508,0004,021
Pre-tax net operating income$2,340,0001,797
Securities gains (losses)$01,906
Applicable income taxes$968,0001,126
Income before extraordinary items$1,372,0002,312
Extraordinary gains, net$011
Net income$1,372,0002,313
Minority interest net income$071
Net income of bank and minority interests.$1,372,0002,313
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,372,0002,276
2017-03-31 (YTD Data)Rank
Total interest income$2,239,0002,646
Total interest expense$217,0002,700
Net interest income$2,022,0002,628
Provision for loan and lease losses$03,537
Total noninterest income$154,0003,689
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$31,0004,167
Trading account gains and feesNANA
Additional Noninterest Income$123,0003,187
Total noninterest expense$988,0003,632
Salaries and employee benefits$613,0003,446
Premises and equipment expense$109,0003,595
Additional noninterest expense$266,0003,959
Pre-tax net operating income$1,188,0001,728
Securities gains (losses)$01,153
Applicable income taxes$492,0001,089
Income before extraordinary items$696,0002,208
Extraordinary gains, net$08
Net income$696,0002,209
Minority interest net income$055
Net income of bank and minority interests.$696,0002,209
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$696,0002,183
2016-12-31 (YTD Data)Rank
Total interest income$9,156,0002,589
Total interest expense$830,0002,756
Net interest income$8,326,0002,537
Provision for loan and lease losses$-541,0005,760
Total noninterest income$394,0004,389
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$128,0004,223
Trading account gains and fees$0170
Additional Noninterest Income$266,0004,069
Total noninterest expense$4,564,0003,377
Salaries and employee benefits$2,778,0003,186
Premises and equipment expense$453,0003,552
Additional noninterest expense$1,333,0003,584
Pre-tax net operating income$4,697,0001,704
Securities gains (losses)$03,212
Applicable income taxes$1,917,0001,082
Income before extraordinary items$2,780,0002,233
Extraordinary gains, net$05
Net income$2,780,0002,231
Minority interest net income$082
Net income of bank and minority interests.$2,780,0002,232
Net charge-offs$-181,0005,644
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,780,0002,172
2016-09-30 (YTD Data)Rank
Total interest income$6,914,0002,588
Total interest expense$617,0002,770
Net interest income$6,297,0002,532
Provision for loan and lease losses$-481,0005,843
Total noninterest income$316,0004,330
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$95,0004,260
Trading account gains and fees$0169
Additional Noninterest Income$221,0003,975
Total noninterest expense$3,414,0003,395
Salaries and employee benefits$2,027,0003,246
Premises and equipment expense$342,0003,554
Additional noninterest expense$1,045,0003,516
Pre-tax net operating income$3,680,0001,667
Securities gains (losses)$03,160
Applicable income taxes$1,500,0001,076
Income before extraordinary items$2,180,0002,204
Extraordinary gains, net$05
Net income$2,180,0002,203
Minority interest net income$071
Net income of bank and minority interests.$2,180,0002,204
Net charge-offs$-181,0005,713
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,180,0002,133
2016-06-30 (YTD Data)Rank
Total interest income$4,671,0002,549
Total interest expense$415,0002,766
Net interest income$4,256,0002,504
Provision for loan and lease losses$-281,0005,922
Total noninterest income$212,0004,331
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$66,0004,210
Trading account gains and fees$0157
Additional Noninterest Income$146,0004,007
Total noninterest expense$2,300,0003,386
Salaries and employee benefits$1,397,0003,190
Premises and equipment expense$226,0003,608
Additional noninterest expense$677,0003,597
Pre-tax net operating income$2,449,0001,657
Securities gains (losses)$02,835
Applicable income taxes$999,0001,083
Income before extraordinary items$1,450,0002,195
Extraordinary gains, net$016
Net income$1,450,0002,194
Minority interest net income$071
Net income of bank and minority interests.$1,450,0002,194
Net charge-offs$-181,0005,842
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,450,0002,125
2016-03-31 (YTD Data)Rank
Total interest income$2,409,0002,478
Total interest expense$211,0002,738
Net interest income$2,198,0002,437
Provision for loan and lease losses$-41,0005,946
Total noninterest income$122,0004,139
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$34,0004,152
Trading account gains and fees$0142
Additional Noninterest Income$88,0003,732
Total noninterest expense$1,082,0003,530
Salaries and employee benefits$627,0003,433
Premises and equipment expense$105,0003,775
Additional noninterest expense$350,0003,542
Pre-tax net operating income$1,279,0001,579
Securities gains (losses)$02,077
Applicable income taxes$526,0001,022
Income before extraordinary items$753,0002,093
Extraordinary gains, net$012
Net income$753,0002,093
Minority interest net income$062
Net income of bank and minority interests.$753,0002,093
Net charge-offs$-181,0005,976
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$753,0002,038
2015-12-31 (YTD Data)Rank
Total interest income$9,306,0002,525
Total interest expense$938,0002,529
Net interest income$8,368,0002,496
Provision for loan and lease losses$1,0004,365
Total noninterest income$425,0004,409
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$144,0004,196
Trading account gains and fees$0159
Additional Noninterest Income$281,0004,059
Total noninterest expense$4,494,0003,462
Salaries and employee benefits$2,695,0003,243
Premises and equipment expense$450,0003,668
Additional noninterest expense$1,349,0003,649
Pre-tax net operating income$4,298,0001,775
Securities gains (losses)$03,216
Applicable income taxes$1,775,0001,094
Income before extraordinary items$2,523,0002,324
Extraordinary gains, net$023
Net income$2,523,0002,324
Minority interest net income$081
Net income of bank and minority interests.$2,523,0002,325
Net charge-offs$41,0003,392
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,523,0002,286
2015-09-30 (YTD Data)Rank
Total interest income$7,033,0002,519
Total interest expense$714,0002,533
Net interest income$6,319,0002,485
Provision for loan and lease losses$1,0004,220
Total noninterest income$307,0004,485
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$109,0004,236
Trading account gains and fees$0153
Additional Noninterest Income$198,0004,155
Total noninterest expense$3,302,0003,525
Salaries and employee benefits$1,952,0003,328
Premises and equipment expense$342,0003,710
Additional noninterest expense$1,008,0003,666
Pre-tax net operating income$3,323,0001,762
Securities gains (losses)$03,031
Applicable income taxes$1,364,0001,109
Income before extraordinary items$1,959,0002,306
Extraordinary gains, net$021
Net income$1,959,0002,307
Minority interest net income$078
Net income of bank and minority interests.$1,959,0002,307
Net charge-offs$41,0002,916
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,959,0002,267
2015-06-30 (YTD Data)Rank
Total interest income$4,712,0002,508
Total interest expense$482,0002,522
Net interest income$4,230,0002,473
Provision for loan and lease losses$04,069
Total noninterest income$203,0004,524
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$71,0004,257
Trading account gains and fees$0157
Additional Noninterest Income$132,0004,185
Total noninterest expense$2,278,0003,487
Salaries and employee benefits$1,359,0003,280
Premises and equipment expense$230,0003,719
Additional noninterest expense$689,0003,623
Pre-tax net operating income$2,155,0001,795
Securities gains (losses)$02,636
Applicable income taxes$882,0001,118
Income before extraordinary items$1,273,0002,325
Extraordinary gains, net$022
Net income$1,273,0002,327
Minority interest net income$075
Net income of bank and minority interests.$1,273,0002,327
Net charge-offs$41,0002,481
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,273,0002,280
2015-03-31 (YTD Data)Rank
Total interest income$2,363,0002,506
Total interest expense$246,0002,508
Net interest income$2,117,0002,472
Provision for loan and lease losses$03,703
Total noninterest income$104,0004,471
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$34,0004,324
Trading account gains and fees$0152
Additional Noninterest Income$70,0004,101
Total noninterest expense$1,062,0003,660
Salaries and employee benefits$610,0003,534
Premises and equipment expense$112,0003,808
Additional noninterest expense$340,0003,662
Pre-tax net operating income$1,159,0001,633
Securities gains (losses)$02,027
Applicable income taxes$473,0001,056
Income before extraordinary items$686,0002,180
Extraordinary gains, net$013
Net income$686,0002,181
Minority interest net income$064
Net income of bank and minority interests.$686,0002,181
Net charge-offs$41,0001,702
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$686,0002,111
2014-12-31 (YTD Data)Rank
Total interest income$9,605,0002,488
Total interest expense$1,254,0002,188
Net interest income$8,351,0002,521
Provision for loan and lease losses$04,603
Total noninterest income$467,0004,389
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$165,0004,229
Trading account gains and fees$0180
Additional Noninterest Income$302,0004,006
Total noninterest expense$4,640,0003,480
Salaries and employee benefits$2,905,0003,152
Premises and equipment expense$459,0003,821
Additional noninterest expense$1,276,0003,920
Pre-tax net operating income$4,178,0001,778
Securities gains (losses)$03,259
Applicable income taxes$1,820,0001,051
Income before extraordinary items$2,358,0002,406
Extraordinary gains, net$017
Net income$2,358,0002,406
Minority interest net income$084
Net income of bank and minority interests.$2,358,0002,406
Net charge-offs$-160,0006,214
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,358,0002,365
2014-09-30 (YTD Data)Rank
Total interest income$7,231,0002,495
Total interest expense$975,0002,149
Net interest income$6,256,0002,547
Provision for loan and lease losses$04,401
Total noninterest income$368,0004,342
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$126,0004,255
Trading account gains and fees$0174
Additional Noninterest Income$242,0003,957
Total noninterest expense$3,428,0003,532
Salaries and employee benefits$2,129,0003,219
Premises and equipment expense$345,0003,875
Additional noninterest expense$954,0003,945
Pre-tax net operating income$3,196,0001,752
Securities gains (losses)$02,980
Applicable income taxes$1,333,0001,075
Income before extraordinary items$1,863,0002,343
Extraordinary gains, net$015
Net income$1,863,0002,344
Minority interest net income$081
Net income of bank and minority interests.$1,863,0002,343
Net charge-offs$-160,0006,305
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,863,0002,285
2014-06-30 (YTD Data)Rank
Total interest income$4,841,0002,492
Total interest expense$671,0002,127
Net interest income$4,170,0002,539
Provision for loan and lease losses$04,196
Total noninterest income$256,0004,291
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$86,0004,212
Trading account gains and fees$0172
Additional Noninterest Income$170,0003,885
Total noninterest expense$2,215,0003,622
Salaries and employee benefits$1,332,0003,372
Premises and equipment expense$232,0003,877
Additional noninterest expense$651,0003,910
Pre-tax net operating income$2,211,0001,675
Securities gains (losses)$02,580
Applicable income taxes$917,0001,036
Income before extraordinary items$1,294,0002,216
Extraordinary gains, net$020
Net income$1,294,0002,218
Minority interest net income$080
Net income of bank and minority interests.$1,294,0002,219
Net charge-offs$-140,0006,381
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,294,0002,168
2014-03-31 (YTD Data)Rank
Total interest income$2,416,0002,484
Total interest expense$351,0002,067
Net interest income$2,065,0002,547
Provision for loan and lease losses$03,817
Total noninterest income$113,0004,444
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$43,0004,189
Trading account gains and fees$0147
Additional Noninterest Income$70,0004,105
Total noninterest expense$1,122,0003,609
Salaries and employee benefits$674,0003,376
Premises and equipment expense$118,0003,868
Additional noninterest expense$330,0003,897
Pre-tax net operating income$1,056,0001,694
Securities gains (losses)$01,715
Applicable income taxes$436,0001,024
Income before extraordinary items$620,0002,223
Extraordinary gains, net$016
Net income$620,0002,225
Minority interest net income$066
Net income of bank and minority interests.$620,0002,225
Net charge-offs$-100,0006,469
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$620,0002,182
2013-12-31 (YTD Data)Rank
Total interest income$10,452,0002,327
Total interest expense$1,526,0002,131
Net interest income$8,926,0002,360
Provision for loan and lease losses$-79,0006,356
Total noninterest income$731,0003,782
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$176,0004,309
Trading account gains and fees$0184
Additional Noninterest Income$555,0003,229
Total noninterest expense$4,720,0003,551
Salaries and employee benefits$2,952,0003,151
Premises and equipment expense$471,0003,857
Additional noninterest expense$1,297,0004,016
Pre-tax net operating income$5,016,0001,422
Securities gains (losses)$-80,0006,519
Applicable income taxes$2,061,000881
Income before extraordinary items$2,875,0001,960
Extraordinary gains, net$029
Net income$2,875,0001,963
Minority interest net income$090
Net income of bank and minority interests.$2,875,0001,963
Net charge-offs$466,0002,085
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,926,2001,899
2013-09-30 (YTD Data)Rank
Total interest income$7,968,0002,296
Total interest expense$1,157,0002,168
Net interest income$6,811,0002,316
Provision for loan and lease losses$-79,0006,542
Total noninterest income$606,0003,663
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$132,0004,349
Trading account gains and fees$0180
Additional Noninterest Income$474,0003,095
Total noninterest expense$3,517,0003,572
Salaries and employee benefits$2,144,0003,228
Premises and equipment expense$370,0003,795
Additional noninterest expense$1,003,0003,932
Pre-tax net operating income$3,979,0001,390
Securities gains (losses)$-79,0006,701
Applicable income taxes$1,627,000874
Income before extraordinary items$2,273,0001,919
Extraordinary gains, net$025
Net income$2,273,0001,926
Minority interest net income$084
Net income of bank and minority interests.$2,273,0001,925
Net charge-offs$556,0001,486
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,323,5601,836
2013-06-30 (YTD Data)Rank
Total interest income$5,396,0002,268
Total interest expense$780,0002,190
Net interest income$4,616,0002,255
Provision for loan and lease losses$-4,0006,565
Total noninterest income$492,0003,325
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$86,0004,368
Trading account gains and fees$0157
Additional Noninterest Income$406,0002,784
Total noninterest expense$2,364,0003,571
Salaries and employee benefits$1,494,0003,166
Premises and equipment expense$247,0003,810
Additional noninterest expense$623,0004,101
Pre-tax net operating income$2,748,0001,329
Securities gains (losses)$02,791
Applicable income taxes$1,142,000840
Income before extraordinary items$1,606,0001,821
Extraordinary gains, net$022
Net income$1,606,0001,826
Minority interest net income$082
Net income of bank and minority interests.$1,606,0001,827
Net charge-offs$116,0002,609
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,606,0001,757
2013-03-31 (YTD Data)Rank
Total interest income$2,758,0002,253
Total interest expense$392,0002,240
Net interest income$2,366,0002,212
Provision for loan and lease losses$04,409
Total noninterest income$74,0005,267
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$42,0004,398
Trading account gains and fees$0148
Additional Noninterest Income$32,0005,248
Total noninterest expense$1,100,0003,765
Salaries and employee benefits$678,0003,403
Premises and equipment expense$120,0003,899
Additional noninterest expense$302,0004,198
Pre-tax net operating income$1,340,0001,345
Securities gains (losses)$01,966
Applicable income taxes$558,000824
Income before extraordinary items$782,0001,815
Extraordinary gains, net$010
Net income$782,0001,816
Minority interest net income$076
Net income of bank and minority interests.$782,0001,817
Net charge-offs$-10,0006,196
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$782,0001,744
2012-12-31 (YTD Data)Rank
Total interest income$11,780,0002,212
Total interest expense$1,880,0002,245
Net interest income$9,900,0002,173
Provision for loan and lease losses$138,0004,367
Total noninterest income$509,0004,466
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$202,0004,244
Trading account gains and fees$0166
Additional Noninterest Income$307,0004,011
Total noninterest expense$5,038,0003,442
Salaries and employee benefits$3,083,0003,071
Premises and equipment expense$490,0003,871
Additional noninterest expense$1,465,0003,850
Pre-tax net operating income$5,233,0001,320
Securities gains (losses)$03,810
Applicable income taxes$2,175,000813
Income before extraordinary items$3,058,0001,832
Extraordinary gains, net$029
Net income$3,058,0001,831
Minority interest net income$093
Net income of bank and minority interests.$3,058,0001,832
Net charge-offs$215,0003,687
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,058,0001,730
2012-09-30 (YTD Data)Rank
Total interest income$8,960,0002,231
Total interest expense$1,466,0002,248
Net interest income$7,494,0002,194
Provision for loan and lease losses$135,0004,004
Total noninterest income$389,0004,477
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$144,0004,393
Trading account gains and fees$0157
Additional Noninterest Income$245,0003,969
Total noninterest expense$3,752,0003,491
Salaries and employee benefits$2,276,0003,119
Premises and equipment expense$377,0003,845
Additional noninterest expense$1,099,0003,862
Pre-tax net operating income$3,996,0001,329
Securities gains (losses)$03,575
Applicable income taxes$1,665,000824
Income before extraordinary items$2,331,0001,846
Extraordinary gains, net$020
Net income$2,331,0001,845
Minority interest net income$086
Net income of bank and minority interests.$2,331,0001,847
Net charge-offs$212,0003,237
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,331,0001,744
2012-06-30 (YTD Data)Rank
Total interest income$6,108,0002,185
Total interest expense$1,050,0002,198
Net interest income$5,058,0002,160
Provision for loan and lease losses$125,0003,566
Total noninterest income$316,0004,108
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$103,0004,247
Trading account gains and fees$0153
Additional Noninterest Income$213,0003,581
Total noninterest expense$2,598,0003,413
Salaries and employee benefits$1,621,0002,987
Premises and equipment expense$250,0003,870
Additional noninterest expense$727,0003,890
Pre-tax net operating income$2,651,0001,333
Securities gains (losses)$03,178
Applicable income taxes$1,107,000825
Income before extraordinary items$1,544,0001,839
Extraordinary gains, net$019
Net income$1,544,0001,837
Minority interest net income$084
Net income of bank and minority interests.$1,544,0001,839
Net charge-offs$267,0002,431
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,544,0001,752
2012-03-31 (YTD Data)Rank
Total interest income$3,118,0002,166
Total interest expense$556,0002,159
Net interest income$2,562,0002,142
Provision for loan and lease losses$54,0003,614
Total noninterest income$113,0004,742
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$48,0004,361
Trading account gains and fees$0148
Additional Noninterest Income$65,0004,337
Total noninterest expense$1,233,0003,562
Salaries and employee benefits$738,0003,219
Premises and equipment expense$121,0003,968
Additional noninterest expense$374,0003,802
Pre-tax net operating income$1,388,0001,260
Securities gains (losses)$02,210
Applicable income taxes$578,000781
Income before extraordinary items$810,0001,778
Extraordinary gains, net$019
Net income$810,0001,779
Minority interest net income$078
Net income of bank and minority interests.$810,0001,779
Net charge-offs$481,0001,124
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$810,0001,677
2011-12-31 (YTD Data)Rank
Total interest income$13,571,0002,058
Total interest expense$3,243,0001,820
Net interest income$10,328,0002,119
Provision for loan and lease losses$293,0004,170
Total noninterest income$418,0004,702
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$348,0003,310
Trading account gains and fees$0146
Additional Noninterest Income$70,0005,649
Total noninterest expense$5,052,0003,511
Salaries and employee benefits$3,309,0002,883
Premises and equipment expense$977,0002,450
Additional noninterest expense$766,0005,492
Pre-tax net operating income$5,401,0001,103
Securities gains (losses)$03,838
Applicable income taxes$2,240,000716
Income before extraordinary items$3,161,0001,534
Extraordinary gains, net$029
Net income$3,161,0001,535
Minority interest net income$096
Net income of bank and minority interests.$3,161,0001,535
Net charge-offs$-55,0007,194
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,161,0001,471
2011-09-30 (YTD Data)Rank
Total interest income$10,325,0002,051
Total interest expense$2,569,0001,792
Net interest income$7,756,0002,119
Provision for loan and lease losses$235,0003,935
Total noninterest income$314,0004,751
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$270,0003,234
Trading account gains and fees$0145
Additional Noninterest Income$44,0005,904
Total noninterest expense$3,747,0003,548
Salaries and employee benefits$2,414,0002,942
Premises and equipment expense$768,0002,388
Additional noninterest expense$565,0005,580
Pre-tax net operating income$4,088,0001,127
Securities gains (losses)$03,555
Applicable income taxes$1,701,000713
Income before extraordinary items$2,387,0001,600
Extraordinary gains, net$021
Net income$2,387,0001,599
Minority interest net income$087
Net income of bank and minority interests.$2,387,0001,600
Net charge-offs$-32,0007,187
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,387,0001,520
2011-06-30 (YTD Data)Rank
Total interest income$6,969,0002,043
Total interest expense$1,794,0001,780
Net interest income$5,175,0002,112
Provision for loan and lease losses$205,0003,496
Total noninterest income$227,0004,649
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$180,0003,218
Trading account gains and fees$0153
Additional Noninterest Income$47,0005,521
Total noninterest expense$2,535,0003,548
Salaries and employee benefits$1,659,0002,889
Premises and equipment expense$492,0002,486
Additional noninterest expense$384,0005,625
Pre-tax net operating income$2,662,0001,125
Securities gains (losses)$02,914
Applicable income taxes$1,112,000696
Income before extraordinary items$1,550,0001,574
Extraordinary gains, net$015
Net income$1,550,0001,574
Minority interest net income$089
Net income of bank and minority interests.$1,550,0001,574
Net charge-offs$-19,0007,146
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,550,0001,510
2011-03-31 (YTD Data)Rank
Total interest income$3,553,0002,018
Total interest expense$937,0001,769
Net interest income$2,616,0002,077
Provision for loan and lease losses$102,0003,327
Total noninterest income$127,0004,484
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0003,191
Trading account gains and fees$0158
Additional Noninterest Income$37,0005,099
Total noninterest expense$1,197,0003,699
Salaries and employee benefits$758,0003,134
Premises and equipment expense$243,0002,546
Additional noninterest expense$196,0005,594
Pre-tax net operating income$1,444,0001,039
Securities gains (losses)$01,772
Applicable income taxes$599,000637
Income before extraordinary items$845,0001,423
Extraordinary gains, net$09
Net income$845,0001,423
Minority interest net income$086
Net income of bank and minority interests.$845,0001,423
Net charge-offs$-3,0006,584
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$845,0001,383
2010-12-31 (YTD Data)Rank
Total interest income$15,385,0001,967
Total interest expense$4,693,0001,740
Net interest income$10,692,0002,042
Provision for loan and lease losses$622,0003,786
Total noninterest income$219,0005,832
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$219,0004,457
Total noninterest expense$5,151,0003,526
Salaries and employee benefits$3,307,0002,858
Premises and equipment expense$1,046,0002,388
Additional noninterest expense$798,0005,630
Pre-tax net operating income$5,138,0001,009
Securities gains (losses)$03,793
Applicable income taxes$2,129,000708
Income before extraordinary items$3,009,0001,399
Extraordinary gains, net$029
Net income$3,009,0001,402
Minority interest net income$0111
Net income of bank and minority interests.$3,009,0001,403
Net charge-offs$141,0005,114
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,009,0001,354
2010-09-30 (YTD Data)Rank
Total interest income$11,852,0001,961
Total interest expense$3,597,0001,773
Net interest income$8,255,0002,003
Provision for loan and lease losses$395,0003,930
Total noninterest income$174,0005,887
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$174,0004,418
Total noninterest expense$3,796,0003,571
Salaries and employee benefits$2,400,0002,964
Premises and equipment expense$798,0002,391
Additional noninterest expense$598,0005,656
Pre-tax net operating income$4,238,000963
Securities gains (losses)$03,651
Applicable income taxes$1,750,000665
Income before extraordinary items$2,488,0001,340
Extraordinary gains, net$023
Net income$2,488,0001,344
Minority interest net income$0110
Net income of bank and minority interests.$2,488,0001,344
Net charge-offs$69,0005,267
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,488,0001,293
2010-06-30 (YTD Data)Rank
Total interest income$8,058,0001,941
Total interest expense$2,441,0001,808
Net interest income$5,617,0001,972
Provision for loan and lease losses$230,0004,028
Total noninterest income$118,0005,853
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$118,0004,362
Total noninterest expense$2,586,0003,531
Salaries and employee benefits$1,650,0002,893
Premises and equipment expense$532,0002,408
Additional noninterest expense$404,0005,638
Pre-tax net operating income$2,919,000932
Securities gains (losses)$03,184
Applicable income taxes$1,200,000612
Income before extraordinary items$1,719,0001,288
Extraordinary gains, net$019
Net income$1,719,0001,289
Minority interest net income$0105
Net income of bank and minority interests.$1,719,0001,289
Net charge-offs$38,0005,106
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,719,0001,242
2010-03-31 (YTD Data)Rank
Total interest income$4,111,0001,945
Total interest expense$1,255,0001,847
Net interest income$2,856,0001,977
Provision for loan and lease losses$111,0003,833
Total noninterest income$49,0006,156
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$49,0004,728
Total noninterest expense$1,227,0003,707
Salaries and employee benefits$755,0003,167
Premises and equipment expense$268,0002,436
Additional noninterest expense$204,0005,643
Pre-tax net operating income$1,567,000858
Securities gains (losses)$02,284
Applicable income taxes$639,000568
Income before extraordinary items$928,0001,179
Extraordinary gains, net$016
Net income$928,0001,181
Minority interest net income$091
Net income of bank and minority interests.$928,0001,181
Net charge-offs$12,0004,735
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$928,0001,152
2009-12-31 (YTD Data)Rank
Total interest income$16,945,0002,001
Total interest expense$6,282,0001,853
Net interest income$10,663,0002,055
Provision for loan and lease losses$223,0005,653
Total noninterest income$568,0004,479
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$568,0002,983
Total noninterest expense$5,682,0003,317
Salaries and employee benefits$3,551,0002,745
Premises and equipment expense$1,184,0002,244
Additional noninterest expense$947,0005,384
Pre-tax net operating income$5,326,000792
Securities gains (losses)$03,754
Applicable income taxes$2,158,000529
Income before extraordinary items$3,168,0001,061
Extraordinary gains, net$034
Net income$3,168,0001,058
Minority interest net income$0115
Net income of bank and minority interests.$3,168,0001,060
Net charge-offs$12,0006,844
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,168,0001,059
2009-09-30 (YTD Data)Rank
Total interest income$12,958,0001,993
Total interest expense$4,874,0001,872
Net interest income$8,084,0002,035
Provision for loan and lease losses$153,0005,484
Total noninterest income$466,0004,364
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$466,0002,931
Total noninterest expense$4,190,0003,380
Salaries and employee benefits$2,639,0002,790
Premises and equipment expense$907,0002,223
Additional noninterest expense$644,0005,648
Pre-tax net operating income$4,207,000806
Securities gains (losses)$03,497
Applicable income taxes$1,723,000535
Income before extraordinary items$2,484,0001,097
Extraordinary gains, net$027
Net income$2,484,0001,096
Minority interest net income$0118
Net income of bank and minority interests.$2,484,0001,097
Net charge-offs$9,0006,555
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,484,0001,079
2009-06-30 (YTD Data)Rank
Total interest income$8,704,0002,014
Total interest expense$3,349,0001,901
Net interest income$5,355,0002,045
Provision for loan and lease losses$103,0005,282
Total noninterest income$392,0003,886
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$392,0002,584
Total noninterest expense$2,546,0003,671
Salaries and employee benefits$1,683,0002,952
Premises and equipment expense$561,0002,388
Additional noninterest expense$302,0006,475
Pre-tax net operating income$3,098,000754
Securities gains (losses)$03,136
Applicable income taxes$1,260,000494
Income before extraordinary items$1,838,0001,037
Extraordinary gains, net$021
Net income$1,838,0001,036
Minority interest net income$0112
Net income of bank and minority interests.$1,838,0001,037
Net charge-offs$4,0006,304
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,838,0001,006
2009-03-31 (YTD Data)Rank
Total interest income$4,430,0002,002
Total interest expense$1,737,0001,915
Net interest income$2,693,0002,028
Provision for loan and lease losses$55,0004,803
Total noninterest income$153,0004,339
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$153,0002,930
Total noninterest expense$1,293,0003,548
Salaries and employee benefits$856,0002,933
Premises and equipment expense$282,0002,435
Additional noninterest expense$155,0006,221
Pre-tax net operating income$1,498,000848
Securities gains (losses)$02,434
Applicable income taxes$610,000540
Income before extraordinary items$888,0001,234
Extraordinary gains, net$015
Net income$888,0001,236
Minority interest net income$0102
Net income of bank and minority interests.$888,0001,236
Net charge-offs$4,0005,207
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$888,0001,160
2008-12-31 (YTD Data)Rank
Total interest income$20,134,0001,897
Total interest expense$8,842,0001,808
Net interest income$11,292,0001,964
Provision for loan and lease losses$83,0006,218
Total noninterest income$720,0004,069
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$720,0002,609
Total noninterest expense$5,786,0003,184
Salaries and employee benefits$3,925,0002,554
Premises and equipment expense$1,240,0002,175
Additional noninterest expense$621,0006,149
Pre-tax net operating income$6,143,000915
Securities gains (losses)$11,0002,474
Applicable income taxes$2,486,000550
Income before extraordinary items$3,668,0001,126
Extraordinary gains, net$039
Net income$3,668,0001,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0005,054
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,660,9601,202
2008-09-30 (YTD Data)Rank
Total interest income$15,339,0001,913
Total interest expense$6,894,0001,828
Net interest income$8,445,0001,992
Provision for loan and lease losses$20,0006,492
Total noninterest income$579,0004,035
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$579,0002,584
Total noninterest expense$4,294,0003,188
Salaries and employee benefits$2,856,0002,662
Premises and equipment expense$964,0002,113
Additional noninterest expense$474,0006,047
Pre-tax net operating income$4,710,0001,075
Securities gains (losses)$11,0002,331
Applicable income taxes$1,917,000677
Income before extraordinary items$2,804,0001,326
Extraordinary gains, net$031
Net income$2,804,0001,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,747
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,796,9601,404
2008-06-30 (YTD Data)Rank
Total interest income$10,362,0001,913
Total interest expense$4,793,0001,826
Net interest income$5,569,0002,000
Provision for loan and lease losses$15,0006,116
Total noninterest income$378,0004,119
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$378,0002,677
Total noninterest expense$2,983,0003,072
Salaries and employee benefits$1,997,0002,570
Premises and equipment expense$658,0002,060
Additional noninterest expense$328,0005,935
Pre-tax net operating income$2,949,0001,206
Securities gains (losses)$10,0002,438
Applicable income taxes$1,204,000801
Income before extraordinary items$1,755,0001,561
Extraordinary gains, net$021
Net income$1,755,0001,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,014
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,748,6001,532
2008-03-31 (YTD Data)Rank
Total interest income$5,268,0001,933
Total interest expense$2,506,0001,867
Net interest income$2,762,0002,018
Provision for loan and lease losses$8,0005,577
Total noninterest income$194,0004,063
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$194,0002,623
Total noninterest expense$1,390,0003,286
Salaries and employee benefits$892,0002,855
Premises and equipment expense$329,0002,058
Additional noninterest expense$169,0005,842
Pre-tax net operating income$1,558,0001,214
Securities gains (losses)$10,0001,965
Applicable income taxes$636,000841
Income before extraordinary items$932,0001,599
Extraordinary gains, net$015
Net income$932,0001,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,724
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$925,6001,551
2007-12-31 (YTD Data)Rank
Total interest income$22,158,0001,908
Total interest expense$10,447,0001,896
Net interest income$11,711,0001,940
Provision for loan and lease losses$-410,0008,479
Total noninterest income$611,0004,603
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$611,0002,971
Total noninterest expense$5,701,0003,104
Salaries and employee benefits$3,799,0002,612
Premises and equipment expense$1,274,0002,051
Additional noninterest expense$628,0006,021
Pre-tax net operating income$7,031,0001,210
Securities gains (losses)$02,146
Applicable income taxes$2,832,000857
Income before extraordinary items$4,199,0001,507
Extraordinary gains, net$039
Net income$4,199,0001,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,475
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,199,0001,496
2007-09-30 (YTD Data)Rank
Total interest income$16,610,0001,909
Total interest expense$7,792,0001,903
Net interest income$8,818,0001,946
Provision for loan and lease losses$-419,0008,513
Total noninterest income$429,0004,754
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$429,0003,081
Total noninterest expense$4,109,0003,179
Salaries and employee benefits$2,713,0002,709
Premises and equipment expense$943,0002,060
Additional noninterest expense$453,0006,087
Pre-tax net operating income$5,557,0001,230
Securities gains (losses)$01,655
Applicable income taxes$2,203,000892
Income before extraordinary items$3,354,0001,514
Extraordinary gains, net$033
Net income$3,354,0001,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,810
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,354,0001,509
2007-06-30 (YTD Data)Rank
Total interest income$10,959,0001,947
Total interest expense$5,126,0001,920
Net interest income$5,833,0001,991
Provision for loan and lease losses$-419,0008,561
Total noninterest income$192,0005,650
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$192,0003,860
Total noninterest expense$2,829,0003,106
Salaries and employee benefits$1,898,0002,633
Premises and equipment expense$619,0002,094
Additional noninterest expense$312,0006,012
Pre-tax net operating income$3,615,0001,310
Securities gains (losses)$01,444
Applicable income taxes$1,428,000958
Income before extraordinary items$2,187,0001,598
Extraordinary gains, net$029
Net income$2,187,0001,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,420
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,187,0001,581
2007-03-31 (YTD Data)Rank
Total interest income$5,404,0001,969
Total interest expense$2,497,0001,949
Net interest income$2,907,0001,999
Provision for loan and lease losses$-175,0008,574
Total noninterest income$9,0008,286
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$9,0007,488
Total noninterest expense$1,284,0003,381
Salaries and employee benefits$821,0003,018
Premises and equipment expense$299,0002,189
Additional noninterest expense$164,0005,864
Pre-tax net operating income$1,807,0001,290
Securities gains (losses)$01,187
Applicable income taxes$715,000962
Income before extraordinary items$1,092,0001,582
Extraordinary gains, net$022
Net income$1,092,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,299
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,092,0001,569
2006-12-31 (YTD Data)Rank
Total interest income$21,249,0001,889
Total interest expense$8,937,0001,866
Net interest income$12,312,0001,877
Provision for loan and lease losses$924,0001,118
Total noninterest income$976,0003,602
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$976,0002,266
Total noninterest expense$5,272,0003,210
Salaries and employee benefits$3,365,0002,827
Premises and equipment expense$1,239,0002,016
Additional noninterest expense$668,0005,772
Pre-tax net operating income$7,092,0001,391
Securities gains (losses)$18,000936
Applicable income taxes$2,856,000984
Income before extraordinary items$4,254,0001,695
Extraordinary gains, net$051
Net income$4,254,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,337
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,242,4801,687
2006-09-30 (YTD Data)Rank
Total interest income$15,981,0001,878
Total interest expense$6,505,0001,859
Net interest income$9,476,0001,840
Provision for loan and lease losses$898,000855
Total noninterest income$786,0003,436
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$786,0002,157
Total noninterest expense$3,824,0003,288
Salaries and employee benefits$2,389,0002,961
Premises and equipment expense$941,0002,009
Additional noninterest expense$494,0005,803
Pre-tax net operating income$5,540,0001,380
Securities gains (losses)$18,000773
Applicable income taxes$2,258,000990
Income before extraordinary items$3,300,0001,688
Extraordinary gains, net$045
Net income$3,300,0001,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,812
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,288,4801,675
2006-06-30 (YTD Data)Rank
Total interest income$10,845,0001,821
Total interest expense$4,177,0001,836
Net interest income$6,668,0001,741
Provision for loan and lease losses$877,000593
Total noninterest income$531,0003,385
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$531,0002,137
Total noninterest expense$2,603,0003,243
Salaries and employee benefits$1,674,0002,832
Premises and equipment expense$601,0002,083
Additional noninterest expense$328,0005,807
Pre-tax net operating income$3,719,0001,360
Securities gains (losses)$18,000623
Applicable income taxes$1,531,000975
Income before extraordinary items$2,206,0001,651
Extraordinary gains, net$039
Net income$2,206,0001,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,027
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,194,4801,647
2006-03-31 (YTD Data)Rank
Total interest income$5,905,0001,608
Total interest expense$2,005,0001,817
Net interest income$3,900,0001,473
Provision for loan and lease losses$856,000305
Total noninterest income$229,0003,677
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$229,0002,307
Total noninterest expense$1,151,0003,592
Salaries and employee benefits$698,0003,343
Premises and equipment expense$293,0002,144
Additional noninterest expense$160,0005,864
Pre-tax net operating income$2,122,0001,160
Securities gains (losses)$0955
Applicable income taxes$884,000863
Income before extraordinary items$1,238,0001,469
Extraordinary gains, net$021
Net income$1,238,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,805
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,238,0001,448
2005-12-31 (YTD Data)Rank
Total interest income$18,205,0001,851
Total interest expense$6,668,0001,701
Net interest income$11,537,0001,919
Provision for loan and lease losses$428,0002,154
Total noninterest income$1,502,0002,689
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,502,0001,655
Total noninterest expense$5,121,0003,170
Salaries and employee benefits$3,140,0002,854
Premises and equipment expense$1,292,0001,870
Additional noninterest expense$689,0005,629
Pre-tax net operating income$7,490,0001,273
Securities gains (losses)$02,296
Applicable income taxes$2,890,000982
Income before extraordinary items$4,600,0001,529
Extraordinary gains, net$046
Net income$4,600,0001,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,559
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,600,0001,508
2005-09-30 (YTD Data)Rank
Total interest income$13,614,0001,803
Total interest expense$4,805,0001,678
Net interest income$8,809,0001,859
Provision for loan and lease losses$227,0002,702
Total noninterest income$1,277,0002,470
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,277,0001,516
Total noninterest expense$3,720,0003,229
Salaries and employee benefits$2,249,0002,938
Premises and equipment expense$995,0001,807
Additional noninterest expense$476,0005,856
Pre-tax net operating income$6,139,0001,169
Securities gains (losses)$02,317
Applicable income taxes$2,407,000934
Income before extraordinary items$3,732,0001,433
Extraordinary gains, net$035
Net income$3,732,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,153
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,732,0001,411
2005-06-30 (YTD Data)Rank
Total interest income$9,016,0001,768
Total interest expense$3,123,0001,624
Net interest income$5,893,0001,841
Provision for loan and lease losses$79,0003,775
Total noninterest income$884,0002,384
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$884,0001,467
Total noninterest expense$2,524,0003,162
Salaries and employee benefits$1,571,0002,803
Premises and equipment expense$623,0001,913
Additional noninterest expense$330,0005,718
Pre-tax net operating income$4,174,0001,120
Securities gains (losses)$02,146
Applicable income taxes$1,620,000896
Income before extraordinary items$2,554,0001,365
Extraordinary gains, net$030
Net income$2,554,0001,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,147
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,554,0001,345
2005-03-31 (YTD Data)Rank
Total interest income$4,477,0001,743
Total interest expense$1,509,0001,582
Net interest income$2,968,0001,797
Provision for loan and lease losses$30,0003,913
Total noninterest income$251,0003,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$251,0002,148
Total noninterest expense$1,144,0003,449
Salaries and employee benefits$664,0003,263
Premises and equipment expense$311,0001,922
Additional noninterest expense$169,0005,615
Pre-tax net operating income$2,045,0001,135
Securities gains (losses)$01,685
Applicable income taxes$775,000933
Income before extraordinary items$1,270,0001,359
Extraordinary gains, net$024
Net income$1,270,0001,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,027
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,270,0001,327
2004-12-31 (YTD Data)Rank
Total interest income$18,124,0001,594
Total interest expense$5,655,0001,455
Net interest income$12,469,0001,630
Provision for loan and lease losses$226,0003,487
Total noninterest income$1,044,0003,440
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,044,0002,084
Total noninterest expense$4,888,0003,185
Salaries and employee benefits$3,023,0002,818
Premises and equipment expense$1,166,0001,975
Additional noninterest expense$699,0005,533
Pre-tax net operating income$8,399,0001,046
Securities gains (losses)$3,0003,369
Applicable income taxes$3,334,000832
Income before extraordinary items$5,068,0001,288
Extraordinary gains, net$034
Net income$5,068,0001,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,569
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,066,0801,254
2004-09-30 (YTD Data)Rank
Total interest income$13,654,0001,564
Total interest expense$4,200,0001,436
Net interest income$9,454,0001,597
Provision for loan and lease losses$176,0003,270
Total noninterest income$786,0003,448
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$786,0002,097
Total noninterest expense$3,488,0003,305
Salaries and employee benefits$2,112,0002,984
Premises and equipment expense$857,0002,014
Additional noninterest expense$519,0005,530
Pre-tax net operating income$6,576,0001,007
Securities gains (losses)$3,0003,253
Applicable income taxes$2,619,000814
Income before extraordinary items$3,960,0001,243
Extraordinary gains, net$026
Net income$3,960,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,778
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,958,0801,210
2004-06-30 (YTD Data)Rank
Total interest income$9,111,0001,548
Total interest expense$2,798,0001,412
Net interest income$6,313,0001,578
Provision for loan and lease losses$126,0003,023
Total noninterest income$516,0003,494
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$516,0002,140
Total noninterest expense$2,410,0003,203
Salaries and employee benefits$1,473,0002,881
Premises and equipment expense$565,0002,036
Additional noninterest expense$372,0005,310
Pre-tax net operating income$4,293,0001,015
Securities gains (losses)$1,0003,212
Applicable income taxes$1,710,000824
Income before extraordinary items$2,584,0001,255
Extraordinary gains, net$021
Net income$2,584,0001,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,107
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,583,3601,214
2004-03-31 (YTD Data)Rank
Total interest income$4,562,0001,546
Total interest expense$1,422,0001,406
Net interest income$3,140,0001,591
Provision for loan and lease losses$86,0002,396
Total noninterest income$262,0003,408
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$262,0002,058
Total noninterest expense$1,066,0003,579
Salaries and employee benefits$631,0003,321
Premises and equipment expense$280,0002,073
Additional noninterest expense$155,0005,907
Pre-tax net operating income$2,250,000960
Securities gains (losses)$1,0002,756
Applicable income taxes$895,000806
Income before extraordinary items$1,356,0001,204
Extraordinary gains, net$016
Net income$1,356,0001,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,405
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,355,3601,140
2003-12-31 (YTD Data)Rank
Total interest income$19,478,0001,475
Total interest expense$6,885,0001,281
Net interest income$12,593,0001,543
Provision for loan and lease losses$180,0004,206
Total noninterest income$1,191,0003,316
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,191,0002,130
Total noninterest expense$4,592,0003,298
Salaries and employee benefits$2,902,0002,842
Premises and equipment expense$1,100,0002,069
Additional noninterest expense$590,0006,044
Pre-tax net operating income$9,012,000940
Securities gains (losses)$54,0002,448
Applicable income taxes$3,581,000804
Income before extraordinary items$5,485,0001,170
Extraordinary gains, net$054
Net income$5,485,0001,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,652
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,450,4401,115
2003-09-30 (YTD Data)Rank
Total interest income$14,735,0001,489
Total interest expense$5,360,0001,292
Net interest income$9,375,0001,562
Provision for loan and lease losses$142,0004,004
Total noninterest income$938,0003,263
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$938,0002,139
Total noninterest expense$3,332,0003,374
Salaries and employee benefits$2,059,0003,007
Premises and equipment expense$837,0002,057
Additional noninterest expense$436,0006,085
Pre-tax net operating income$6,839,000968
Securities gains (losses)$51,0002,293
Applicable income taxes$2,731,000842
Income before extraordinary items$4,159,0001,198
Extraordinary gains, net$040
Net income$4,159,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,504
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,126,3601,136
2003-06-30 (YTD Data)Rank
Total interest income$10,033,0001,467
Total interest expense$3,726,0001,285
Net interest income$6,307,0001,545
Provision for loan and lease losses$96,0003,940
Total noninterest income$627,0003,237
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$627,0002,134
Total noninterest expense$2,292,0003,292
Salaries and employee benefits$1,443,0002,877
Premises and equipment expense$555,0002,063
Additional noninterest expense$294,0006,040
Pre-tax net operating income$4,546,000961
Securities gains (losses)$37,0002,231
Applicable income taxes$1,817,000840
Income before extraordinary items$2,766,0001,214
Extraordinary gains, net$030
Net income$2,766,0001,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,995
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,742,3201,129
2003-03-31 (YTD Data)Rank
Total interest income$5,053,0001,468
Total interest expense$1,904,0001,281
Net interest income$3,149,0001,550
Provision for loan and lease losses$52,0003,624
Total noninterest income$316,0003,135
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$316,0002,039
Total noninterest expense$1,059,0003,494
Salaries and employee benefits$626,0003,240
Premises and equipment expense$280,0002,035
Additional noninterest expense$153,0005,860
Pre-tax net operating income$2,354,000944
Securities gains (losses)$12,0002,102
Applicable income taxes$938,000844
Income before extraordinary items$1,428,0001,169
Extraordinary gains, net$021
Net income$1,428,0001,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0002,115
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,420,3201,081
2002-12-31 (YTD Data)Rank
Total interest income$22,084,0001,387
Total interest expense$9,321,0001,211
Net interest income$12,763,0001,517
Provision for loan and lease losses$190,0004,470
Total noninterest income$1,280,0002,940
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,280,0001,857
Total noninterest expense$4,357,0003,318
Salaries and employee benefits$2,669,0002,952
Premises and equipment expense$1,000,0002,187
Additional noninterest expense$688,0005,466
Pre-tax net operating income$9,496,000906
Securities gains (losses)$04,537
Applicable income taxes$3,737,000773
Income before extraordinary items$5,759,0001,088
Extraordinary gains, net$070
Net income$5,759,0001,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-283,0009,317
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,759,0001,045
2001-12-31 (YTD Data)Rank
Total interest income$23,205,0001,468
Total interest expense$12,756,0001,276
Net interest income$10,449,0001,715
Provision for loan and lease losses$96,0005,687
Total noninterest income$1,350,0002,706
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,350,0001,660
Total noninterest expense$3,959,0003,462
Salaries and employee benefits$2,472,0002,968
Premises and equipment expense$855,0002,477
Additional noninterest expense$632,0005,649
Pre-tax net operating income$7,744,000974
Securities gains (losses)$1,0004,410
Applicable income taxes$3,044,000838
Income before extraordinary items$4,701,0001,158
Extraordinary gains, net$0105
Net income$4,701,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,448
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,700,3601,113
2000-12-31 (YTD Data)Rank
Total interest income$22,288,0001,549
Total interest expense$12,108,0001,424
Net interest income$10,180,0001,734
Provision for loan and lease losses$120,0004,828
Total noninterest income$1,257,0002,671
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,257,0001,603
Total noninterest expense$3,683,0003,554
Salaries and employee benefits$2,296,0003,062
Premises and equipment expense$803,0002,560
Additional noninterest expense$584,0005,892
Pre-tax net operating income$7,634,0001,005
Securities gains (losses)$-2,0007,578
Applicable income taxes$2,953,000841
Income before extraordinary items$4,679,0001,128
Extraordinary gains, net$038
Net income$4,679,0001,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-192,0009,822
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,680,2801,124
1999-12-31 (YTD Data)Rank
Total interest income$21,082,0001,557
Total interest expense$11,033,0001,360
Net interest income$10,049,0001,733
Provision for loan and lease losses$168,0004,004
Total noninterest income$1,010,0003,064
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,010,0001,850
Total noninterest expense$3,772,0003,492
Salaries and employee benefits$2,393,0002,924
Premises and equipment expense$736,0002,749
Additional noninterest expense$643,0005,558
Pre-tax net operating income$7,119,0001,090
Securities gains (losses)$03,155
Applicable income taxes$2,792,000936
Income before extraordinary items$4,327,0001,256
Extraordinary gains, net$035
Net income$4,327,0001,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,156
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,327,0001,239
1998-12-31 (YTD Data)Rank
Total interest income$20,533,0001,581
Total interest expense$10,915,0001,411
Net interest income$9,618,0001,775
Provision for loan and lease losses$124,0004,562
Total noninterest income$984,0003,119
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$984,0001,878
Total noninterest expense$3,185,0003,904
Salaries and employee benefits$1,904,0003,496
Premises and equipment expense$658,0002,933
Additional noninterest expense$623,0005,608
Pre-tax net operating income$7,293,0001,041
Securities gains (losses)$04,449
Applicable income taxes$2,796,000929
Income before extraordinary items$4,497,0001,188
Extraordinary gains, net$032
Net income$4,497,0001,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,851
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,497,0001,152
1997-12-31 (YTD Data)Rank
Total interest income$19,091,0001,727
Total interest expense$10,100,0001,533
Net interest income$8,991,0001,931
Provision for loan and lease losses$112,0004,932
Total noninterest income$891,0003,323
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$891,0001,878
Total noninterest expense$2,824,0004,302
Salaries and employee benefits$1,734,0003,768
Premises and equipment expense$577,0003,263
Additional noninterest expense$513,0006,401
Pre-tax net operating income$6,946,0001,150
Securities gains (losses)$03,944
Applicable income taxes$2,726,0001,014
Income before extraordinary items$4,220,0001,294
Extraordinary gains, net$044
Net income$4,220,0001,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,540
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,220,0001,259
1996-12-31 (YTD Data)Rank
Total interest income$17,013,0001,983
Total interest expense$8,885,0001,769
Net interest income$8,128,0002,212
Provision for loan and lease losses$108,0004,918
Total noninterest income$809,0003,675
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$809,0002,093
Total noninterest expense$4,204,0003,192
Salaries and employee benefits$1,807,0003,653
Premises and equipment expense$560,0003,429
Additional noninterest expense$1,837,0002,649
Pre-tax net operating income$4,625,0001,573
Securities gains (losses)$04,148
Applicable income taxes$2,254,0001,103
Income before extraordinary items$2,371,0002,095
Extraordinary gains, net$053
Net income$2,371,0002,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,371,0002,050
1995-12-31 (YTD Data)Rank
Total interest income$15,005,0002,250
Total interest expense$7,835,0001,999
Net interest income$7,170,0002,500
Provision for loan and lease losses$84,0004,983
Total noninterest income$660,0004,279
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$660,0002,390
Total noninterest expense$2,521,0004,963
Salaries and employee benefits$1,324,0004,796
Premises and equipment expense$458,0004,060
Additional noninterest expense$739,0005,598
Pre-tax net operating income$5,225,0001,448
Securities gains (losses)$1,0003,512
Applicable income taxes$2,035,0001,255
Income before extraordinary items$3,191,0001,600
Extraordinary gains, net$065
Net income$3,191,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$3,190,3601,574
1994-12-31 (YTD Data)Rank
Total interest income$13,467,0002,277
Total interest expense$5,997,0002,079
Net interest income$7,470,0002,426
Provision for loan and lease losses$72,0005,248
Total noninterest income$532,0005,057
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$532,0002,842
Total noninterest expense$2,272,0005,583
Salaries and employee benefits$1,148,0005,461
Premises and equipment expense$431,0004,316
Additional noninterest expense$693,0006,375
Pre-tax net operating income$5,658,0001,321
Securities gains (losses)$2,0003,070
Applicable income taxes$2,281,0001,072
Income before extraordinary items$3,379,0001,458
Extraordinary gains, net$0249
Net income$3,379,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,377,7201,471
1993-12-31 (YTD Data)Rank
Total interest income$13,777,0002,253
Total interest expense$6,319,0002,050
Net interest income$7,458,0002,400
Provision for loan and lease losses$72,0006,563
Total noninterest income$511,0005,522
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$511,0003,227
Total noninterest expense$2,319,0005,627
Salaries and employee benefits$946,0006,436
Premises and equipment expense$428,0004,447
Additional noninterest expense$945,0005,165
Pre-tax net operating income$5,578,0001,244
Securities gains (losses)$20,0004,664
Applicable income taxes$1,876,0001,274
Income before extraordinary items$3,722,0001,360
Extraordinary gains, net$03,149
Net income$3,722,0001,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,708,8001,284
1992-12-31 (YTD Data)Rank
Total interest income$14,473,0002,427
Total interest expense$7,717,0002,205
Net interest income$6,756,0002,696
Provision for loan and lease losses$227,0004,888
Total noninterest income$448,0006,094
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$448,0003,436
Total noninterest expense$2,125,0006,098
Salaries and employee benefits$845,0006,968
Premises and equipment expense$396,0004,831
Additional noninterest expense$884,0005,606
Pre-tax net operating income$4,852,0001,310
Securities gains (losses)$08,369
Applicable income taxes$1,568,0001,398
Income before extraordinary items$3,284,0001,409
Extraordinary gains, net$01,422
Net income$3,284,0001,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,284,0001,299

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.