Home > Elgin Bank of Texas > Income and Expense
Elgin Bank of Texas, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 5,446 |
| Total interest expense | $444,000 | 6,346 |
| Net interest income | $1,760,000 | 5,009 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $279,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $170,000 | 3,858 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $109,000 | 5,004 |
| Total noninterest expense | $1,981,000 | 3,836 |
| Salaries and employee benefits | $912,000 | 4,369 |
| Premises and equipment expense | $200,000 | 4,823 |
| Additional noninterest expense | $869,000 | 2,808 |
| Pre-tax net operating income | $58,000 | 8,088 |
| Securities gains (losses) | $-326,000 | 8,804 |
| Applicable income taxes | $-46,000 | 8,709 |
| Income before extraordinary items | $-222,000 | 8,598 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-222,000 | 8,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,414 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $48,580 | 8,082 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 5,502 |
| Total interest expense | $210,000 | 6,413 |
| Net interest income | $870,000 | 5,059 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $145,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $83,000 | 3,846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,706 |
| Total noninterest expense | $1,069,000 | 3,648 |
| Salaries and employee benefits | $458,000 | 4,383 |
| Premises and equipment expense | $104,000 | 4,732 |
| Additional noninterest expense | $507,000 | 2,404 |
| Pre-tax net operating income | $-54,000 | 8,587 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $11,000 | 6,040 |
| Income before extraordinary items | $-65,000 | 8,617 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-65,000 | 8,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-65,000 | 8,595 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,376,000 | 5,268 |
| Total interest expense | $726,000 | 6,494 |
| Net interest income | $3,650,000 | 4,781 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $560,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $351,000 | 3,929 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $209,000 | 5,020 |
| Total noninterest expense | $3,400,000 | 4,270 |
| Salaries and employee benefits | $1,812,000 | 4,316 |
| Premises and equipment expense | $446,000 | 4,440 |
| Additional noninterest expense | $1,142,000 | 3,903 |
| Pre-tax net operating income | $810,000 | 5,762 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $192,000 | 4,803 |
| Income before extraordinary items | $618,000 | 5,883 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $618,000 | 5,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,680 |
| Cash dividends | $600,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $618,000 | 5,812 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 5,249 |
| Total interest expense | $536,000 | 6,526 |
| Net interest income | $2,752,000 | 4,742 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $402,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $261,000 | 3,987 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $141,000 | 5,249 |
| Total noninterest expense | $2,517,000 | 4,275 |
| Salaries and employee benefits | $1,356,000 | 4,295 |
| Premises and equipment expense | $339,000 | 4,382 |
| Additional noninterest expense | $822,000 | 4,002 |
| Pre-tax net operating income | $637,000 | 5,733 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $141,000 | 4,922 |
| Income before extraordinary items | $496,000 | 5,828 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $496,000 | 5,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $496,000 | 5,761 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 5,274 |
| Total interest expense | $361,000 | 6,534 |
| Net interest income | $1,819,000 | 4,782 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $267,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $172,000 | 4,025 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 5,258 |
| Total noninterest expense | $1,673,000 | 4,315 |
| Salaries and employee benefits | $909,000 | 4,284 |
| Premises and equipment expense | $223,000 | 4,437 |
| Additional noninterest expense | $541,000 | 4,070 |
| Pre-tax net operating income | $413,000 | 5,783 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $91,000 | 4,952 |
| Income before extraordinary items | $322,000 | 5,879 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $322,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $322,000 | 5,795 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 5,281 |
| Total interest expense | $184,000 | 6,554 |
| Net interest income | $912,000 | 4,783 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $127,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $85,000 | 3,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $835,000 | 4,351 |
| Salaries and employee benefits | $454,000 | 4,322 |
| Premises and equipment expense | $108,000 | 4,563 |
| Additional noninterest expense | $273,000 | 4,037 |
| Pre-tax net operating income | $204,000 | 5,782 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $39,000 | 5,128 |
| Income before extraordinary items | $165,000 | 5,788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $165,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $165,000 | 5,662 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,584,000 | 5,181 |
| Total interest expense | $1,007,000 | 6,105 |
| Net interest income | $3,577,000 | 4,722 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $511,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $348,000 | 3,965 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $163,000 | 5,670 |
| Total noninterest expense | $3,323,000 | 4,298 |
| Salaries and employee benefits | $1,759,000 | 4,327 |
| Premises and equipment expense | $463,000 | 4,300 |
| Additional noninterest expense | $1,101,000 | 3,975 |
| Pre-tax net operating income | $765,000 | 5,808 |
| Securities gains (losses) | $110,000 | 1,805 |
| Applicable income taxes | $201,000 | 4,923 |
| Income before extraordinary items | $674,000 | 5,694 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $674,000 | 5,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $589,300 | 5,815 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 5,174 |
| Total interest expense | $812,000 | 6,027 |
| Net interest income | $2,702,000 | 4,723 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $384,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $261,000 | 3,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 5,698 |
| Total noninterest expense | $2,512,000 | 4,254 |
| Salaries and employee benefits | $1,336,000 | 4,282 |
| Premises and equipment expense | $353,000 | 4,239 |
| Additional noninterest expense | $823,000 | 3,981 |
| Pre-tax net operating income | $574,000 | 5,973 |
| Securities gains (losses) | $63,000 | 2,122 |
| Applicable income taxes | $198,000 | 4,665 |
| Income before extraordinary items | $439,000 | 6,150 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $439,000 | 6,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $160,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $395,530 | 6,204 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 5,154 |
| Total interest expense | $570,000 | 5,988 |
| Net interest income | $1,813,000 | 4,692 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $248,000 | 5,484 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $171,000 | 3,990 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $77,000 | 5,786 |
| Total noninterest expense | $1,671,000 | 4,260 |
| Salaries and employee benefits | $895,000 | 4,274 |
| Premises and equipment expense | $229,000 | 4,318 |
| Additional noninterest expense | $547,000 | 3,973 |
| Pre-tax net operating income | $390,000 | 5,930 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $127,000 | 4,772 |
| Income before extraordinary items | $263,000 | 6,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $263,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $263,000 | 6,202 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 5,143 |
| Total interest expense | $297,000 | 5,962 |
| Net interest income | $908,000 | 4,680 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $131,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 3,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 5,386 |
| Total noninterest expense | $831,000 | 4,252 |
| Salaries and employee benefits | $434,000 | 4,363 |
| Premises and equipment expense | $115,000 | 4,305 |
| Additional noninterest expense | $282,000 | 3,842 |
| Pre-tax net operating income | $208,000 | 5,753 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $56,000 | 4,942 |
| Income before extraordinary items | $152,000 | 5,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $152,000 | 5,805 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,191,000 | 5,049 |
| Total interest expense | $1,366,000 | 6,024 |
| Net interest income | $3,825,000 | 4,495 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $527,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $345,000 | 3,907 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $182,000 | 5,213 |
| Total noninterest expense | $3,203,000 | 4,246 |
| Salaries and employee benefits | $1,710,000 | 4,252 |
| Premises and equipment expense | $447,000 | 4,282 |
| Additional noninterest expense | $1,046,000 | 4,026 |
| Pre-tax net operating income | $1,149,000 | 4,822 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $281,000 | 4,551 |
| Income before extraordinary items | $888,000 | 4,916 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $888,000 | 4,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $872,800 | 4,829 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 5,415 |
| Total interest expense | $2,159,000 | 5,865 |
| Net interest income | $3,154,000 | 4,889 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $456,000 | 5,323 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $289,000 | 4,253 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $167,000 | 5,302 |
| Total noninterest expense | $2,958,000 | 4,380 |
| Salaries and employee benefits | $1,570,000 | 4,356 |
| Premises and equipment expense | $450,000 | 4,241 |
| Additional noninterest expense | $938,000 | 4,275 |
| Pre-tax net operating income | $652,000 | 5,978 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $137,000 | 5,593 |
| Income before extraordinary items | $517,000 | 5,980 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $517,000 | 5,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $320,000 | 4,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $515,420 | 5,879 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,284,000 | 5,540 |
| Total interest expense | $2,114,000 | 6,110 |
| Net interest income | $3,170,000 | 4,959 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $476,000 | 5,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,110 |
| Total noninterest expense | $2,776,000 | 4,496 |
| Salaries and employee benefits | $1,420,000 | 4,562 |
| Premises and equipment expense | $409,000 | 4,436 |
| Additional noninterest expense | $947,000 | 4,162 |
| Pre-tax net operating income | $870,000 | 5,641 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $165,000 | 5,765 |
| Income before extraordinary items | $705,000 | 5,404 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $705,000 | 5,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $705,000 | 5,408 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 5,649 |
| Total interest expense | $2,021,000 | 5,965 |
| Net interest income | $2,881,000 | 5,317 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $350,000 | 6,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $2,576,000 | 4,766 |
| Salaries and employee benefits | $1,336,000 | 4,769 |
| Premises and equipment expense | $327,000 | 5,200 |
| Additional noninterest expense | $913,000 | 4,329 |
| Pre-tax net operating income | $655,000 | 6,493 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $130,000 | 6,513 |
| Income before extraordinary items | $528,000 | 6,262 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $528,000 | 6,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $160,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $525,600 | 6,258 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,880,000 | 5,778 |
| Total interest expense | $2,079,000 | 6,061 |
| Net interest income | $2,801,000 | 5,410 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $368,000 | 5,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,959 |
| Total noninterest expense | $2,326,000 | 5,016 |
| Salaries and employee benefits | $1,246,000 | 4,924 |
| Premises and equipment expense | $273,000 | 5,658 |
| Additional noninterest expense | $807,000 | 4,648 |
| Pre-tax net operating income | $843,000 | 5,919 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $187,000 | 6,329 |
| Income before extraordinary items | $658,000 | 5,778 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $658,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,884 |
| Cash dividends | $160,000 | 5,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $656,440 | 5,681 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 5,863 |
| Total interest expense | $2,149,000 | 5,990 |
| Net interest income | $2,778,000 | 5,616 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $499,000 | 5,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 3,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,075 |
| Total noninterest expense | $2,283,000 | 5,132 |
| Salaries and employee benefits | $1,200,000 | 5,099 |
| Premises and equipment expense | $231,000 | 6,330 |
| Additional noninterest expense | $852,000 | 4,509 |
| Pre-tax net operating income | $994,000 | 5,847 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $214,000 | 6,697 |
| Income before extraordinary items | $781,000 | 5,535 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $781,000 | 5,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 10,314 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $780,220 | 5,498 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,743,000 | 6,157 |
| Total interest expense | $2,135,000 | 6,155 |
| Net interest income | $2,608,000 | 6,034 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $372,000 | 6,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $2,100,000 | 5,739 |
| Salaries and employee benefits | $1,102,000 | 5,580 |
| Premises and equipment expense | $207,000 | 6,906 |
| Additional noninterest expense | $791,000 | 5,249 |
| Pre-tax net operating income | $880,000 | 6,162 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $137,000 | 8,089 |
| Income before extraordinary items | $743,000 | 5,561 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $743,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 10,693 |
| Cash dividends | $160,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $743,000 | 5,514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 6,575 |
| Total interest expense | $1,860,000 | 6,759 |
| Net interest income | $2,532,000 | 6,255 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $360,000 | 6,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $1,944,000 | 6,116 |
| Salaries and employee benefits | $974,000 | 6,193 |
| Premises and equipment expense | $217,000 | 6,895 |
| Additional noninterest expense | $752,000 | 5,522 |
| Pre-tax net operating income | $948,000 | 6,200 |
| Securities gains (losses) | $-54,000 | 11,219 |
| Applicable income taxes | $198,000 | 7,450 |
| Income before extraordinary items | $696,000 | 6,019 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $696,000 | 6,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $160,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $738,120 | 5,748 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 6,691 |
| Total interest expense | $1,529,000 | 6,810 |
| Net interest income | $2,473,000 | 6,530 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $375,000 | 6,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $1,976,000 | 6,267 |
| Salaries and employee benefits | $940,000 | 6,416 |
| Premises and equipment expense | $224,000 | 6,985 |
| Additional noninterest expense | $812,000 | 5,625 |
| Pre-tax net operating income | $872,000 | 6,530 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $235,000 | 6,753 |
| Income before extraordinary items | $642,000 | 6,267 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $642,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 11,809 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $638,350 | 6,362 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 6,808 |
| Total interest expense | $1,719,000 | 6,570 |
| Net interest income | $2,341,000 | 6,837 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $342,000 | 7,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $1,906,000 | 6,603 |
| Salaries and employee benefits | $994,000 | 6,168 |
| Premises and equipment expense | $227,000 | 7,148 |
| Additional noninterest expense | $685,000 | 6,668 |
| Pre-tax net operating income | $777,000 | 6,939 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $218,000 | 7,290 |
| Income before extraordinary items | $559,000 | 7,087 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $559,000 | 7,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $559,000 | 6,824 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 6,735 |
| Total interest expense | $2,338,000 | 6,315 |
| Net interest income | $2,305,000 | 6,997 |
| Provision for loan and lease losses | $140,000 | 6,292 |
| Total noninterest income | $373,000 | 6,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $2,078,000 | 6,190 |
| Salaries and employee benefits | $887,000 | 6,693 |
| Premises and equipment expense | $216,000 | 7,482 |
| Additional noninterest expense | $975,000 | 5,153 |
| Pre-tax net operating income | $460,000 | 8,719 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $95,000 | 10,051 |
| Income before extraordinary items | $366,000 | 8,542 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $366,000 | 8,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 6,088 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $365,210 | 8,196 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.