Home > Eldorado Bank > Net charge- offs to loans
Eldorado Bank, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8926% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0771% | 1,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2147% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2731% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5101% | 1,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6738% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9386% | 780 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.7614% | 18 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5804% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0437% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1875% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2029% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5122% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7194% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1343% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1505% | 19 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9199% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2412% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4630% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6752% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4934% | 58 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6057% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1737% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4976% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2539% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.3302% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1081% | 1,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2072% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2517% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0660% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2397% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8089% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5436% | 23 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7795% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9725% | 34 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4986% | 51 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2126% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3305% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1406% | 851 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0379% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4706% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4252% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5097% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2900% | 152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4129% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4165% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5705% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2158% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0998% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 23.4617% | 3 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7865% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6451% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7597% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6628% | 78 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9423% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8984% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3740% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2492% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4222% | 56 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0936% | 25 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2156% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5973% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 3.3885% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7056% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5728% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7618% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8726% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0597% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6437% | 865 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2340% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3715% | 64 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8450% | 2,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6796% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 2.9414% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2286% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6372% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9275% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7470% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4318% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |