Home > Elderton State Bank > Income and Expense

Elderton State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$17,650,0002,053
Total interest expense$5,673,0001,884
Net interest income$11,977,0002,114
Provision for loan and lease losses$-46,0004,269
Total noninterest income$864,0002,909
Gross Fiduciary activities income$0981
Service charges on deposit accounts$184,0002,778
Trading account gains and feesNANA
Additional Noninterest Income$680,0002,678
Total noninterest expense$6,663,0002,631
Salaries and employee benefits$3,958,0002,533
Premises and equipment expense$654,0002,581
Additional noninterest expense$680,0002,678
Pre-tax net operating income$6,224,0001,680
Securities gains (losses)$0988
Applicable income taxes$1,243,0001,295
Income before extraordinary items$4,981,0001,728
Extraordinary gains, net$054
Net income$4,981,0001,749
Minority interest net income$088
Net income of bank and minority interests.$4,981,0001,731
Net charge-offs$-54,0004,213
Cash dividends$1,530,0001,765
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,981,0001,761
2023-09-30 (YTD Data)Rank
Total interest income$12,786,0002,063
Total interest expense$3,828,0001,873
Net interest income$8,958,0002,131
Provision for loan and lease losses$-26,0004,297
Total noninterest income$661,0002,886
Gross Fiduciary activities income$0950
Service charges on deposit accounts$145,0002,738
Trading account gains and feesNANA
Additional Noninterest Income$516,0002,645
Total noninterest expense$4,965,0002,630
Salaries and employee benefits$2,951,0002,537
Premises and equipment expense$496,0002,565
Additional noninterest expense$516,0002,644
Pre-tax net operating income$4,680,0001,734
Securities gains (losses)$0849
Applicable income taxes$929,0001,332
Income before extraordinary items$3,751,0001,788
Extraordinary gains, net$052
Net income$3,751,0001,803
Minority interest net income$081
Net income of bank and minority interests.$3,751,0001,788
Net charge-offs$-91,0004,344
Cash dividends$749,0001,950
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,751,0001,813
2023-06-30 (YTD Data)Rank
Total interest income$8,280,0002,084
Total interest expense$2,286,0001,859
Net interest income$5,994,0002,147
Provision for loan and lease losses$6,0002,814
Total noninterest income$463,0002,788
Gross Fiduciary activities income$0931
Service charges on deposit accounts$97,0002,726
Trading account gains and feesNANA
Additional Noninterest Income$366,0002,547
Total noninterest expense$3,314,0002,613
Salaries and employee benefits$1,975,0002,530
Premises and equipment expense$327,0002,583
Additional noninterest expense$366,0002,542
Pre-tax net operating income$3,137,0001,707
Securities gains (losses)$0938
Applicable income taxes$622,0001,346
Income before extraordinary items$2,515,0001,775
Extraordinary gains, net$051
Net income$2,515,0001,795
Minority interest net income$081
Net income of bank and minority interests.$2,515,0001,775
Net charge-offs$-92,0004,440
Cash dividends$749,0001,632
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,515,0001,783
2023-03-31 (YTD Data)Rank
Total interest income$3,965,0002,118
Total interest expense$953,0001,880
Net interest income$3,012,0002,151
Provision for loan and lease losses$13,0002,293
Total noninterest income$265,0002,624
Gross Fiduciary activities income$0913
Service charges on deposit accounts$52,0002,660
Trading account gains and feesNANA
Additional Noninterest Income$213,0002,364
Total noninterest expense$1,578,0002,723
Salaries and employee benefits$965,0002,614
Premises and equipment expense$163,0002,620
Additional noninterest expense$213,0002,364
Pre-tax net operating income$1,686,0001,653
Securities gains (losses)$0950
Applicable income taxes$333,0001,306
Income before extraordinary items$1,353,0001,713
Extraordinary gains, net$04
Net income$1,353,0001,712
Minority interest net income$048
Net income of bank and minority interests.$1,353,0001,713
Net charge-offs$-129,0004,571
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,353,0001,733
2022-12-31 (YTD Data)Rank
Total interest income$13,812,0002,072
Total interest expense$1,975,0001,611
Net interest income$11,837,0002,119
Provision for loan and lease losses$440,0001,299
Total noninterest income$1,071,0002,723
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$218,0002,636
Trading account gains and feesNANA
Additional Noninterest Income$853,0002,512
Total noninterest expense$6,136,0002,724
Salaries and employee benefits$3,708,0002,616
Premises and equipment expense$558,0002,834
Additional noninterest expense$853,0002,512
Pre-tax net operating income$6,332,0001,761
Securities gains (losses)$0691
Applicable income taxes$1,309,0001,361
Income before extraordinary items$5,023,0001,812
Extraordinary gains, net$05
Net income$5,023,0001,810
Minority interest net income$063
Net income of bank and minority interests.$5,023,0001,811
Net charge-offs$188,000957
Cash dividends$1,406,0001,817
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,023,0001,844
2022-09-30 (YTD Data)Rank
Total interest income$9,990,0002,070
Total interest expense$1,282,0001,479
Net interest income$8,708,0002,129
Provision for loan and lease losses$360,0001,136
Total noninterest income$857,0002,680
Gross Fiduciary activities income$0968
Service charges on deposit accounts$162,0002,671
Trading account gains and feesNANA
Additional Noninterest Income$695,0002,446
Total noninterest expense$4,433,0002,762
Salaries and employee benefits$2,723,0002,646
Premises and equipment expense$372,0003,009
Additional noninterest expense$695,0002,446
Pre-tax net operating income$4,772,0001,750
Securities gains (losses)$0740
Applicable income taxes$991,0001,350
Income before extraordinary items$3,781,0001,802
Extraordinary gains, net$04
Net income$3,781,0001,800
Minority interest net income$057
Net income of bank and minority interests.$3,781,0001,801
Net charge-offs$193,000705
Cash dividends$687,0001,962
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,781,0001,834
2022-06-30 (YTD Data)Rank
Total interest income$6,438,0002,076
Total interest expense$801,0001,362
Net interest income$5,637,0002,144
Provision for loan and lease losses$240,0001,056
Total noninterest income$658,0002,500
Gross Fiduciary activities income$0925
Service charges on deposit accounts$107,0002,686
Trading account gains and feesNANA
Additional Noninterest Income$551,0002,290
Total noninterest expense$2,913,0002,769
Salaries and employee benefits$1,793,0002,668
Premises and equipment expense$251,0003,010
Additional noninterest expense$869,0002,850
Pre-tax net operating income$3,142,0001,676
Securities gains (losses)$0687
Applicable income taxes$658,0001,289
Income before extraordinary items$2,484,0001,723
Extraordinary gains, net$04
Net income$2,484,0001,722
Minority interest net income$060
Net income of bank and minority interests.$2,484,0001,723
Net charge-offs$123,000666
Cash dividends$687,0001,642
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,484,0001,757
2022-03-31 (YTD Data)Rank
Total interest income$3,146,0002,068
Total interest expense$390,0001,332
Net interest income$2,756,0002,125
Provision for loan and lease losses$120,000887
Total noninterest income$191,0003,096
Gross Fiduciary activities income$0892
Service charges on deposit accounts$52,0002,697
Trading account gains and feesNANA
Additional Noninterest Income$139,0002,958
Total noninterest expense$1,373,0002,875
Salaries and employee benefits$859,0002,726
Premises and equipment expense$131,0002,955
Additional noninterest expense$383,0003,053
Pre-tax net operating income$1,454,0001,668
Securities gains (losses)$0623
Applicable income taxes$314,0001,271
Income before extraordinary items$1,140,0001,758
Extraordinary gains, net$04
Net income$1,140,0001,758
Minority interest net income$050
Net income of bank and minority interests.$1,140,0001,758
Net charge-offs$182,000379
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,140,0001,778
2021-12-31 (YTD Data)Rank
Total interest income$12,947,0002,075
Total interest expense$1,854,0001,404
Net interest income$11,093,0002,164
Provision for loan and lease losses$570,000939
Total noninterest income$780,0003,242
Gross Fiduciary activities income$0994
Service charges on deposit accounts$194,0002,720
Trading account gains and feesNANA
Additional Noninterest Income$586,0003,132
Total noninterest expense$5,739,0002,793
Salaries and employee benefits$3,501,0002,707
Premises and equipment expense$585,0002,785
Additional noninterest expense$1,653,0002,927
Pre-tax net operating income$5,564,0001,917
Securities gains (losses)$02,062
Applicable income taxes$1,110,0001,532
Income before extraordinary items$4,454,0002,030
Extraordinary gains, net$010
Net income$4,454,0002,031
Minority interest net income$074
Net income of bank and minority interests.$4,454,0002,032
Net charge-offs$52,0001,640
Cash dividends$1,937,0001,587
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,454,0002,009
2021-09-30 (YTD Data)Rank
Total interest income$9,790,0002,105
Total interest expense$1,441,0001,442
Net interest income$8,349,0002,191
Provision for loan and lease losses$480,000845
Total noninterest income$581,0003,285
Gross Fiduciary activities income$0957
Service charges on deposit accounts$141,0002,779
Trading account gains and feesNANA
Additional Noninterest Income$440,0003,183
Total noninterest expense$4,268,0002,825
Salaries and employee benefits$2,609,0002,734
Premises and equipment expense$432,0002,827
Additional noninterest expense$1,227,0002,942
Pre-tax net operating income$4,182,0002,000
Securities gains (losses)$02,015
Applicable income taxes$831,0001,609
Income before extraordinary items$3,351,0002,104
Extraordinary gains, net$08
Net income$3,351,0002,105
Minority interest net income$069
Net income of bank and minority interests.$3,351,0002,105
Net charge-offs$-110,0004,488
Cash dividends$656,0002,084
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,351,0002,080
2021-06-30 (YTD Data)Rank
Total interest income$6,434,0002,119
Total interest expense$1,004,0001,453
Net interest income$5,430,0002,214
Provision for loan and lease losses$360,000782
Total noninterest income$391,0003,264
Gross Fiduciary activities income$0951
Service charges on deposit accounts$90,0002,788
Trading account gains and feesNANA
Additional Noninterest Income$301,0003,126
Total noninterest expense$2,873,0002,803
Salaries and employee benefits$1,775,0002,694
Premises and equipment expense$280,0002,869
Additional noninterest expense$818,0002,938
Pre-tax net operating income$2,588,0002,066
Securities gains (losses)$01,818
Applicable income taxes$508,0001,649
Income before extraordinary items$2,080,0002,172
Extraordinary gains, net$06
Net income$2,080,0002,171
Minority interest net income$067
Net income of bank and minority interests.$2,080,0002,172
Net charge-offs$-133,0004,663
Cash dividends$656,0001,715
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,080,0002,142
2021-03-31 (YTD Data)Rank
Total interest income$3,127,0002,155
Total interest expense$527,0001,461
Net interest income$2,600,0002,258
Provision for loan and lease losses$180,000863
Total noninterest income$184,0003,312
Gross Fiduciary activities income$0922
Service charges on deposit accounts$45,0002,783
Trading account gains and feesNANA
Additional Noninterest Income$139,0003,194
Total noninterest expense$1,344,0002,910
Salaries and employee benefits$839,0002,771
Premises and equipment expense$146,0002,818
Additional noninterest expense$359,0003,130
Pre-tax net operating income$1,260,0002,090
Securities gains (losses)$01,392
Applicable income taxes$252,0001,639
Income before extraordinary items$1,008,0002,201
Extraordinary gains, net$03
Net income$1,008,0002,201
Minority interest net income$055
Net income of bank and minority interests.$1,008,0002,201
Net charge-offs$-51,0004,620
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,008,0002,164
2020-12-31 (YTD Data)Rank
Total interest income$13,341,0002,068
Total interest expense$2,853,0001,550
Net interest income$10,488,0002,182
Provision for loan and lease losses$970,0001,623
Total noninterest income$656,0003,342
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$192,0002,815
Trading account gains and feesNANA
Additional Noninterest Income$464,0003,225
Total noninterest expense$5,551,0002,824
Salaries and employee benefits$3,443,0002,714
Premises and equipment expense$560,0002,862
Additional noninterest expense$1,548,0002,991
Pre-tax net operating income$4,623,0001,878
Securities gains (losses)$4,0002,483
Applicable income taxes$932,0001,480
Income before extraordinary items$3,695,0002,021
Extraordinary gains, net$04
Net income$3,695,0002,021
Minority interest net income$072
Net income of bank and minority interests.$3,695,0002,021
Net charge-offs$417,0001,094
Cash dividends$1,218,0001,979
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,691,8001,969
2020-09-30 (YTD Data)Rank
Total interest income$10,027,0002,063
Total interest expense$2,235,0001,572
Net interest income$7,792,0002,194
Provision for loan and lease losses$540,0001,906
Total noninterest income$461,0003,387
Gross Fiduciary activities income$0981
Service charges on deposit accounts$142,0002,858
Trading account gains and feesNANA
Additional Noninterest Income$319,0003,285
Total noninterest expense$4,153,0002,810
Salaries and employee benefits$2,574,0002,705
Premises and equipment expense$417,0002,880
Additional noninterest expense$1,162,0002,971
Pre-tax net operating income$3,560,0001,831
Securities gains (losses)$4,0002,295
Applicable income taxes$722,0001,429
Income before extraordinary items$2,842,0001,964
Extraordinary gains, net$04
Net income$2,842,0001,963
Minority interest net income$065
Net income of bank and minority interests.$2,842,0001,964
Net charge-offs$400,000869
Cash dividends$594,0002,169
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,838,8001,914
2020-06-30 (YTD Data)Rank
Total interest income$6,787,0002,069
Total interest expense$1,554,0001,606
Net interest income$5,233,0002,190
Provision for loan and lease losses$360,0001,871
Total noninterest income$294,0003,422
Gross Fiduciary activities income$0970
Service charges on deposit accounts$96,0002,874
Trading account gains and feesNANA
Additional Noninterest Income$198,0003,310
Total noninterest expense$2,673,0002,880
Salaries and employee benefits$1,667,0002,768
Premises and equipment expense$279,0002,882
Additional noninterest expense$727,0003,082
Pre-tax net operating income$2,494,0001,701
Securities gains (losses)$2,0002,125
Applicable income taxes$500,0001,350
Income before extraordinary items$1,996,0001,854
Extraordinary gains, net$04
Net income$1,996,0001,855
Minority interest net income$065
Net income of bank and minority interests.$1,996,0001,855
Net charge-offs$322,000774
Cash dividends$594,0001,803
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,994,4001,813
2020-03-31 (YTD Data)Rank
Total interest income$3,435,0002,041
Total interest expense$813,0001,668
Net interest income$2,622,0002,141
Provision for loan and lease losses$180,0001,515
Total noninterest income$146,0003,414
Gross Fiduciary activities income$0941
Service charges on deposit accounts$56,0002,922
Trading account gains and feesNANA
Additional Noninterest Income$90,0003,295
Total noninterest expense$1,338,0002,901
Salaries and employee benefits$887,0002,679
Premises and equipment expense$137,0002,940
Additional noninterest expense$314,0003,365
Pre-tax net operating income$1,250,0001,528
Securities gains (losses)$01,705
Applicable income taxes$251,0001,223
Income before extraordinary items$999,0001,664
Extraordinary gains, net$04
Net income$999,0001,665
Minority interest net income$056
Net income of bank and minority interests.$999,0001,665
Net charge-offs$17,0001,650
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$999,0001,635
2019-12-31 (YTD Data)Rank
Total interest income$13,782,0002,063
Total interest expense$3,328,0001,688
Net interest income$10,454,0002,150
Provision for loan and lease losses$840,0001,036
Total noninterest income$575,0003,510
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$232,0002,976
Trading account gains and feesNANA
Additional Noninterest Income$343,0003,444
Total noninterest expense$5,361,0002,883
Salaries and employee benefits$3,379,0002,721
Premises and equipment expense$517,0003,043
Additional noninterest expense$1,465,0003,132
Pre-tax net operating income$4,828,0001,810
Securities gains (losses)$53,0001,217
Applicable income taxes$974,0001,453
Income before extraordinary items$3,907,0001,919
Extraordinary gains, net$011
Net income$3,907,0001,920
Minority interest net income$076
Net income of bank and minority interests.$3,907,0001,921
Net charge-offs$347,0001,269
Cash dividends$2,900,0001,221
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,864,6001,897
2019-09-30 (YTD Data)Rank
Total interest income$10,311,0002,091
Total interest expense$2,453,0001,718
Net interest income$7,858,0002,177
Provision for loan and lease losses$630,000970
Total noninterest income$460,0003,440
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$175,0003,010
Trading account gains and feesNANA
Additional Noninterest Income$285,0003,347
Total noninterest expense$4,012,0002,901
Salaries and employee benefits$2,501,0002,757
Premises and equipment expense$386,0003,074
Additional noninterest expense$1,125,0003,104
Pre-tax net operating income$3,676,0001,829
Securities gains (losses)$24,0001,352
Applicable income taxes$734,0001,493
Income before extraordinary items$2,966,0001,952
Extraordinary gains, net$011
Net income$2,966,0001,952
Minority interest net income$072
Net income of bank and minority interests.$2,966,0001,953
Net charge-offs$138,0001,546
Cash dividends$2,306,0001,071
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,946,8001,930
2019-06-30 (YTD Data)Rank
Total interest income$6,784,0002,113
Total interest expense$1,590,0001,721
Net interest income$5,194,0002,198
Provision for loan and lease losses$420,000972
Total noninterest income$312,0003,389
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$114,0003,034
Trading account gains and feesNANA
Additional Noninterest Income$198,0003,280
Total noninterest expense$2,668,0002,919
Salaries and employee benefits$1,673,0002,769
Premises and equipment expense$255,0003,107
Additional noninterest expense$740,0003,162
Pre-tax net operating income$2,418,0001,835
Securities gains (losses)$23,000995
Applicable income taxes$487,0001,466
Income before extraordinary items$1,954,0001,952
Extraordinary gains, net$011
Net income$1,954,0001,950
Minority interest net income$069
Net income of bank and minority interests.$1,954,0001,952
Net charge-offs$152,0001,156
Cash dividends$1,537,0001,084
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,935,6001,944
2019-03-31 (YTD Data)Rank
Total interest income$3,316,0002,141
Total interest expense$769,0001,719
Net interest income$2,547,0002,241
Provision for loan and lease losses$210,000909
Total noninterest income$138,0003,553
Gross Fiduciary activities income$0972
Service charges on deposit accounts$56,0003,061
Trading account gains and feesNANA
Additional Noninterest Income$82,0003,477
Total noninterest expense$1,338,0002,931
Salaries and employee benefits$862,0002,742
Premises and equipment expense$127,0003,145
Additional noninterest expense$349,0003,277
Pre-tax net operating income$1,137,0001,878
Securities gains (losses)$43,000416
Applicable income taxes$235,0001,450
Income before extraordinary items$945,0001,956
Extraordinary gains, net$05
Net income$945,0001,954
Minority interest net income$052
Net income of bank and minority interests.$945,0001,955
Net charge-offs$143,000753
Cash dividends$625,0001,148
Sale, conversion, retirement of capital stock, net$0529
Net operating income$910,6001,988
2018-12-31 (YTD Data)Rank
Total interest income$12,567,0002,136
Total interest expense$2,391,0001,702
Net interest income$10,176,0002,215
Provision for loan and lease losses$1,040,000852
Total noninterest income$581,0003,598
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$253,0002,997
Trading account gains and feesNANA
Additional Noninterest Income$328,0003,580
Total noninterest expense$5,096,0003,014
Salaries and employee benefits$3,164,0002,859
Premises and equipment expense$519,0003,098
Additional noninterest expense$1,413,0003,279
Pre-tax net operating income$4,621,0001,888
Securities gains (losses)$161,000239
Applicable income taxes$962,0001,425
Income before extraordinary items$3,820,0001,971
Extraordinary gains, net$06
Net income$3,820,0001,969
Minority interest net income$072
Net income of bank and minority interests.$3,820,0001,970
Net charge-offs$207,0001,625
Cash dividends$1,031,0002,166
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,691,2002,007
2018-09-30 (YTD Data)Rank
Total interest income$9,277,0002,151
Total interest expense$1,712,0001,689
Net interest income$7,565,0002,236
Provision for loan and lease losses$730,000835
Total noninterest income$426,0003,650
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$187,0003,023
Trading account gains and feesNANA
Additional Noninterest Income$239,0003,635
Total noninterest expense$3,839,0003,018
Salaries and employee benefits$2,396,0002,848
Premises and equipment expense$383,0003,136
Additional noninterest expense$1,060,0003,291
Pre-tax net operating income$3,422,0001,928
Securities gains (losses)$161,000233
Applicable income taxes$725,0001,466
Income before extraordinary items$2,858,0001,976
Extraordinary gains, net$05
Net income$2,858,0001,973
Minority interest net income$066
Net income of bank and minority interests.$2,858,0001,975
Net charge-offs$5,0003,200
Cash dividends$500,0002,346
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,729,2002,034
2018-06-30 (YTD Data)Rank
Total interest income$6,025,0002,175
Total interest expense$1,081,0001,673
Net interest income$4,944,0002,267
Provision for loan and lease losses$470,000864
Total noninterest income$368,0003,290
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$121,0003,071
Trading account gains and feesNANA
Additional Noninterest Income$247,0003,117
Total noninterest expense$2,575,0003,034
Salaries and employee benefits$1,606,0002,867
Premises and equipment expense$259,0003,144
Additional noninterest expense$710,0003,296
Pre-tax net operating income$2,267,0001,907
Securities gains (losses)$0961
Applicable income taxes$463,0001,476
Income before extraordinary items$1,804,0002,032
Extraordinary gains, net$06
Net income$1,804,0002,030
Minority interest net income$065
Net income of bank and minority interests.$1,804,0002,031
Net charge-offs$6,0002,773
Cash dividends$500,0001,981
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,804,0002,023
2018-03-31 (YTD Data)Rank
Total interest income$2,970,0002,190
Total interest expense$524,0001,645
Net interest income$2,446,0002,292
Provision for loan and lease losses$210,000904
Total noninterest income$145,0003,623
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$56,0003,213
Trading account gains and feesNANA
Additional Noninterest Income$89,0003,497
Total noninterest expense$1,252,0003,100
Salaries and employee benefits$799,0002,912
Premises and equipment expense$126,0003,223
Additional noninterest expense$327,0003,479
Pre-tax net operating income$1,129,0001,871
Securities gains (losses)$0735
Applicable income taxes$222,0001,479
Income before extraordinary items$907,0001,980
Extraordinary gains, net$07
Net income$907,0001,979
Minority interest net income$052
Net income of bank and minority interests.$907,0001,980
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$907,0001,966
2017-12-31 (YTD Data)Rank
Total interest income$11,391,0002,212
Total interest expense$1,919,0001,582
Net interest income$9,472,0002,308
Provision for loan and lease losses$1,165,000805
Total noninterest income$539,0003,841
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$226,0003,295
Trading account gains and feesNANA
Additional Noninterest Income$313,0003,753
Total noninterest expense$4,806,0003,171
Salaries and employee benefits$2,947,0003,029
Premises and equipment expense$499,0003,273
Additional noninterest expense$1,360,0003,414
Pre-tax net operating income$4,040,0002,027
Securities gains (losses)$167,000450
Applicable income taxes$1,733,0001,407
Income before extraordinary items$2,474,0002,344
Extraordinary gains, net$09
Net income$2,474,0002,344
Minority interest net income$076
Net income of bank and minority interests.$2,474,0002,344
Net charge-offs$654,000921
Cash dividends$1,036,0002,146
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,367,1202,392
2017-09-30 (YTD Data)Rank
Total interest income$8,447,0002,235
Total interest expense$1,409,0001,597
Net interest income$7,038,0002,339
Provision for loan and lease losses$870,000789
Total noninterest income$393,0003,899
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$164,0003,357
Trading account gains and feesNANA
Additional Noninterest Income$229,0003,813
Total noninterest expense$3,636,0003,165
Salaries and employee benefits$2,208,0003,046
Premises and equipment expense$376,0003,303
Additional noninterest expense$1,052,0003,368
Pre-tax net operating income$2,925,0002,105
Securities gains (losses)$116,000539
Applicable income taxes$964,0001,493
Income before extraordinary items$2,077,0002,341
Extraordinary gains, net$09
Net income$2,077,0002,340
Minority interest net income$071
Net income of bank and minority interests.$2,077,0002,341
Net charge-offs$456,000859
Cash dividends$498,0002,428
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,998,1202,387
2017-06-30 (YTD Data)Rank
Total interest income$5,532,0002,249
Total interest expense$925,0001,570
Net interest income$4,607,0002,362
Provision for loan and lease losses$545,000804
Total noninterest income$257,0003,952
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$105,0003,411
Trading account gains and feesNANA
Additional Noninterest Income$152,0003,827
Total noninterest expense$2,402,0003,202
Salaries and employee benefits$1,463,0003,064
Premises and equipment expense$252,0003,280
Additional noninterest expense$687,0003,431
Pre-tax net operating income$1,917,0002,091
Securities gains (losses)$87,000461
Applicable income taxes$634,0001,497
Income before extraordinary items$1,370,0002,314
Extraordinary gains, net$011
Net income$1,370,0002,315
Minority interest net income$071
Net income of bank and minority interests.$1,370,0002,315
Net charge-offs$35,0002,250
Cash dividends$498,0002,048
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,310,8402,357
2017-03-31 (YTD Data)Rank
Total interest income$2,691,0002,298
Total interest expense$460,0001,555
Net interest income$2,231,0002,419
Provision for loan and lease losses$260,000765
Total noninterest income$128,0003,948
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$53,0003,420
Trading account gains and feesNANA
Additional Noninterest Income$75,0003,862
Total noninterest expense$1,188,0003,258
Salaries and employee benefits$753,0003,051
Premises and equipment expense$126,0003,328
Additional noninterest expense$309,0003,646
Pre-tax net operating income$911,0002,085
Securities gains (losses)$55,000330
Applicable income taxes$305,0001,482
Income before extraordinary items$661,0002,285
Extraordinary gains, net$08
Net income$661,0002,284
Minority interest net income$055
Net income of bank and minority interests.$661,0002,285
Net charge-offs$-39,0005,428
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$623,6002,352
2016-12-31 (YTD Data)Rank
Total interest income$10,606,0002,289
Total interest expense$1,703,0001,611
Net interest income$8,903,0002,405
Provision for loan and lease losses$985,000913
Total noninterest income$526,0004,014
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$230,0003,391
Trading account gains and fees$0170
Additional Noninterest Income$296,0003,942
Total noninterest expense$4,838,0003,244
Salaries and employee benefits$2,892,0003,096
Premises and equipment expense$516,0003,315
Additional noninterest expense$1,430,0003,446
Pre-tax net operating income$3,606,0002,080
Securities gains (losses)$120,0001,214
Applicable income taxes$1,177,0001,496
Income before extraordinary items$2,549,0002,376
Extraordinary gains, net$05
Net income$2,549,0002,373
Minority interest net income$082
Net income of bank and minority interests.$2,549,0002,375
Net charge-offs$926,000697
Cash dividends$915,0002,320
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,467,4002,377
2016-09-30 (YTD Data)Rank
Total interest income$7,928,0002,301
Total interest expense$1,263,0001,630
Net interest income$6,665,0002,408
Provision for loan and lease losses$595,0001,026
Total noninterest income$474,0003,761
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$173,0003,411
Trading account gains and fees$0169
Additional Noninterest Income$301,0003,571
Total noninterest expense$3,671,0003,229
Salaries and employee benefits$2,175,0003,087
Premises and equipment expense$386,0003,347
Additional noninterest expense$1,110,0003,388
Pre-tax net operating income$2,873,0002,020
Securities gains (losses)$03,160
Applicable income taxes$909,0001,501
Income before extraordinary items$1,964,0002,378
Extraordinary gains, net$05
Net income$1,964,0002,377
Minority interest net income$071
Net income of bank and minority interests.$1,964,0002,378
Net charge-offs$70,0002,353
Cash dividends$493,0002,430
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,964,0002,317
2016-06-30 (YTD Data)Rank
Total interest income$5,230,0002,318
Total interest expense$833,0001,636
Net interest income$4,397,0002,432
Provision for loan and lease losses$300,0001,234
Total noninterest income$258,0004,087
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$112,0003,448
Trading account gains and fees$0157
Additional Noninterest Income$146,0004,007
Total noninterest expense$2,443,0003,251
Salaries and employee benefits$1,442,0003,114
Premises and equipment expense$268,0003,270
Additional noninterest expense$733,0003,429
Pre-tax net operating income$1,912,0002,015
Securities gains (losses)$02,835
Applicable income taxes$606,0001,490
Income before extraordinary items$1,306,0002,353
Extraordinary gains, net$016
Net income$1,306,0002,352
Minority interest net income$071
Net income of bank and minority interests.$1,306,0002,352
Net charge-offs$80,0001,820
Cash dividends$472,0002,077
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,306,0002,291
2016-03-31 (YTD Data)Rank
Total interest income$2,613,0002,322
Total interest expense$413,0001,652
Net interest income$2,200,0002,435
Provision for loan and lease losses$120,0001,367
Total noninterest income$127,0004,085
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$85,0002,699
Trading account gains and fees$0142
Additional Noninterest Income$42,0004,587
Total noninterest expense$1,234,0003,251
Salaries and employee benefits$759,0003,049
Premises and equipment expense$133,0003,327
Additional noninterest expense$342,0003,592
Pre-tax net operating income$973,0001,960
Securities gains (losses)$02,077
Applicable income taxes$309,0001,446
Income before extraordinary items$664,0002,284
Extraordinary gains, net$012
Net income$664,0002,284
Minority interest net income$062
Net income of bank and minority interests.$664,0002,284
Net charge-offs$26,0001,827
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$664,0002,235
2015-12-31 (YTD Data)Rank
Total interest income$10,362,0002,301
Total interest expense$1,538,0001,737
Net interest income$8,824,0002,382
Provision for loan and lease losses$480,0001,398
Total noninterest income$479,0004,238
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$319,0002,914
Trading account gains and fees$0159
Additional Noninterest Income$160,0004,679
Total noninterest expense$4,668,0003,380
Salaries and employee benefits$2,789,0003,177
Premises and equipment expense$519,0003,400
Additional noninterest expense$1,360,0003,634
Pre-tax net operating income$4,155,0001,809
Securities gains (losses)$03,216
Applicable income taxes$1,317,0001,333
Income before extraordinary items$2,838,0002,138
Extraordinary gains, net$023
Net income$2,838,0002,138
Minority interest net income$081
Net income of bank and minority interests.$2,838,0002,139
Net charge-offs$70,0002,984
Cash dividends$829,0002,344
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,838,0002,096
2015-09-30 (YTD Data)Rank
Total interest income$7,734,0002,327
Total interest expense$1,137,0001,777
Net interest income$6,597,0002,406
Provision for loan and lease losses$360,0001,343
Total noninterest income$350,0004,299
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$234,0002,977
Trading account gains and fees$0153
Additional Noninterest Income$116,0004,758
Total noninterest expense$3,479,0003,417
Salaries and employee benefits$2,066,0003,228
Premises and equipment expense$386,0003,467
Additional noninterest expense$1,027,0003,618
Pre-tax net operating income$3,108,0001,849
Securities gains (losses)$03,031
Applicable income taxes$986,0001,378
Income before extraordinary items$2,122,0002,170
Extraordinary gains, net$021
Net income$2,122,0002,171
Minority interest net income$078
Net income of bank and minority interests.$2,122,0002,171
Net charge-offs$73,0002,448
Cash dividends$406,0002,525
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,122,0002,117
2015-06-30 (YTD Data)Rank
Total interest income$5,133,0002,338
Total interest expense$754,0001,786
Net interest income$4,379,0002,413
Provision for loan and lease losses$240,0001,328
Total noninterest income$230,0004,334
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$151,0003,012
Trading account gains and fees$0157
Additional Noninterest Income$79,0004,759
Total noninterest expense$2,263,0003,500
Salaries and employee benefits$1,334,0003,301
Premises and equipment expense$261,0003,451
Additional noninterest expense$668,0003,704
Pre-tax net operating income$2,106,0001,823
Securities gains (losses)$02,636
Applicable income taxes$663,0001,367
Income before extraordinary items$1,443,0002,116
Extraordinary gains, net$022
Net income$1,443,0002,118
Minority interest net income$075
Net income of bank and minority interests.$1,443,0002,118
Net charge-offs$28,0002,730
Cash dividends$407,0002,123
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,443,0002,067
2015-03-31 (YTD Data)Rank
Total interest income$2,520,0002,364
Total interest expense$377,0001,794
Net interest income$2,143,0002,452
Provision for loan and lease losses$120,0001,278
Total noninterest income$117,0004,312
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$75,0002,985
Trading account gains and fees$0152
Additional Noninterest Income$42,0004,708
Total noninterest expense$1,078,0003,622
Salaries and employee benefits$621,0003,495
Premises and equipment expense$120,0003,662
Additional noninterest expense$337,0003,681
Pre-tax net operating income$1,062,0001,760
Securities gains (losses)$02,027
Applicable income taxes$334,0001,342
Income before extraordinary items$728,0002,082
Extraordinary gains, net$013
Net income$728,0002,083
Minority interest net income$064
Net income of bank and minority interests.$728,0002,083
Net charge-offs$11,0002,441
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$728,0002,013
2014-12-31 (YTD Data)Rank
Total interest income$9,668,0002,477
Total interest expense$1,461,0001,933
Net interest income$8,207,0002,564
Provision for loan and lease losses$700,0001,131
Total noninterest income$388,0004,671
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$319,0003,095
Trading account gains and fees$0180
Additional Noninterest Income$69,0005,545
Total noninterest expense$4,111,0003,769
Salaries and employee benefits$2,461,0003,511
Premises and equipment expense$442,0003,895
Additional noninterest expense$1,208,0004,037
Pre-tax net operating income$3,784,0001,918
Securities gains (losses)$17,0002,414
Applicable income taxes$1,193,0001,364
Income before extraordinary items$2,608,0002,235
Extraordinary gains, net$017
Net income$2,608,0002,234
Minority interest net income$084
Net income of bank and minority interests.$2,608,0002,234
Net charge-offs$367,0001,807
Cash dividends$797,0002,332
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,596,2702,194
2014-09-30 (YTD Data)Rank
Total interest income$7,188,0002,515
Total interest expense$1,082,0001,985
Net interest income$6,106,0002,595
Provision for loan and lease losses$450,0001,237
Total noninterest income$357,0004,383
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$240,0003,115
Trading account gains and fees$0174
Additional Noninterest Income$117,0004,868
Total noninterest expense$3,015,0003,845
Salaries and employee benefits$1,774,0003,618
Premises and equipment expense$334,0003,936
Additional noninterest expense$907,0004,058
Pre-tax net operating income$2,998,0001,856
Securities gains (losses)$16,0002,131
Applicable income taxes$949,0001,358
Income before extraordinary items$2,065,0002,171
Extraordinary gains, net$015
Net income$2,065,0002,171
Minority interest net income$081
Net income of bank and minority interests.$2,065,0002,170
Net charge-offs$126,0002,463
Cash dividends$391,0002,492
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,053,9602,134
2014-06-30 (YTD Data)Rank
Total interest income$4,711,0002,549
Total interest expense$711,0002,025
Net interest income$4,000,0002,628
Provision for loan and lease losses$300,0001,222
Total noninterest income$240,0004,383
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$160,0003,103
Trading account gains and fees$0172
Additional Noninterest Income$80,0004,832
Total noninterest expense$1,968,0003,914
Salaries and employee benefits$1,189,0003,636
Premises and equipment expense$223,0003,960
Additional noninterest expense$556,0004,267
Pre-tax net operating income$1,972,0001,843
Securities gains (losses)$8,0002,026
Applicable income taxes$623,0001,345
Income before extraordinary items$1,357,0002,143
Extraordinary gains, net$020
Net income$1,357,0002,147
Minority interest net income$080
Net income of bank and minority interests.$1,357,0002,146
Net charge-offs$27,0003,235
Cash dividends$391,0002,076
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,351,4802,108
2014-03-31 (YTD Data)Rank
Total interest income$2,321,0002,577
Total interest expense$353,0002,054
Net interest income$1,968,0002,665
Provision for loan and lease losses$150,0001,189
Total noninterest income$119,0004,366
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$78,0003,119
Trading account gains and fees$0147
Additional Noninterest Income$41,0004,804
Total noninterest expense$951,0004,016
Salaries and employee benefits$573,0003,756
Premises and equipment expense$111,0003,994
Additional noninterest expense$267,0004,373
Pre-tax net operating income$986,0001,795
Securities gains (losses)$01,715
Applicable income taxes$311,0001,318
Income before extraordinary items$675,0002,066
Extraordinary gains, net$016
Net income$675,0002,069
Minority interest net income$066
Net income of bank and minority interests.$675,0002,069
Net charge-offs$20,0002,483
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$675,0002,030
2013-12-31 (YTD Data)Rank
Total interest income$9,067,0002,656
Total interest expense$1,346,0002,371
Net interest income$7,721,0002,693
Provision for loan and lease losses$680,0001,507
Total noninterest income$484,0004,451
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$332,0003,169
Trading account gains and fees$0184
Additional Noninterest Income$152,0004,934
Total noninterest expense$3,953,0003,950
Salaries and employee benefits$2,295,0003,757
Premises and equipment expense$441,0004,011
Additional noninterest expense$1,217,0004,171
Pre-tax net operating income$3,572,0001,872
Securities gains (losses)$03,182
Applicable income taxes$1,121,0001,368
Income before extraordinary items$2,451,0002,223
Extraordinary gains, net$029
Net income$2,451,0002,226
Minority interest net income$090
Net income of bank and minority interests.$2,451,0002,226
Net charge-offs$642,0001,731
Cash dividends$766,0002,246
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,451,0002,177
2013-09-30 (YTD Data)Rank
Total interest income$6,727,0002,697
Total interest expense$996,0002,451
Net interest income$5,731,0002,727
Provision for loan and lease losses$330,0001,969
Total noninterest income$356,0004,545
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$243,0003,233
Trading account gains and fees$0180
Additional Noninterest Income$113,0005,036
Total noninterest expense$2,920,0004,001
Salaries and employee benefits$1,682,0003,813
Premises and equipment expense$330,0004,064
Additional noninterest expense$908,0004,181
Pre-tax net operating income$2,837,0001,826
Securities gains (losses)$03,040
Applicable income taxes$898,0001,344
Income before extraordinary items$1,939,0002,189
Extraordinary gains, net$025
Net income$1,939,0002,195
Minority interest net income$084
Net income of bank and minority interests.$1,939,0002,195
Net charge-offs$360,0001,931
Cash dividends$375,0002,394
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,939,0002,124
2013-06-30 (YTD Data)Rank
Total interest income$4,464,0002,704
Total interest expense$656,0002,523
Net interest income$3,808,0002,720
Provision for loan and lease losses$180,0002,226
Total noninterest income$231,0004,632
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$156,0003,275
Trading account gains and fees$0157
Additional Noninterest Income$75,0005,078
Total noninterest expense$1,925,0004,051
Salaries and employee benefits$1,108,0003,865
Premises and equipment expense$216,0004,120
Additional noninterest expense$601,0004,186
Pre-tax net operating income$1,934,0001,775
Securities gains (losses)$02,791
Applicable income taxes$617,0001,315
Income before extraordinary items$1,317,0002,139
Extraordinary gains, net$022
Net income$1,317,0002,147
Minority interest net income$082
Net income of bank and minority interests.$1,317,0002,145
Net charge-offs$136,0002,463
Cash dividends$375,0001,987
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,317,0002,058
2013-03-31 (YTD Data)Rank
Total interest income$2,181,0002,776
Total interest expense$329,0002,579
Net interest income$1,852,0002,794
Provision for loan and lease losses$90,0002,172
Total noninterest income$113,0004,652
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$77,0003,284
Trading account gains and fees$0148
Additional Noninterest Income$36,0005,113
Total noninterest expense$963,0004,081
Salaries and employee benefits$531,0004,010
Premises and equipment expense$109,0004,125
Additional noninterest expense$323,0004,047
Pre-tax net operating income$912,0001,854
Securities gains (losses)$01,966
Applicable income taxes$293,0001,352
Income before extraordinary items$619,0002,203
Extraordinary gains, net$010
Net income$619,0002,205
Minority interest net income$076
Net income of bank and minority interests.$619,0002,205
Net charge-offs$108,0001,829
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$619,0002,121
2012-12-31 (YTD Data)Rank
Total interest income$8,915,0002,846
Total interest expense$1,658,0002,518
Net interest income$7,257,0002,899
Provision for loan and lease losses$455,0002,841
Total noninterest income$475,0004,571
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$309,0003,434
Trading account gains and fees$0166
Additional Noninterest Income$166,0004,819
Total noninterest expense$3,932,0004,068
Salaries and employee benefits$2,226,0003,866
Premises and equipment expense$439,0004,118
Additional noninterest expense$1,267,0004,220
Pre-tax net operating income$3,345,0001,901
Securities gains (losses)$-2,0006,630
Applicable income taxes$1,056,0001,426
Income before extraordinary items$2,287,0002,351
Extraordinary gains, net$029
Net income$2,287,0002,352
Minority interest net income$093
Net income of bank and minority interests.$2,287,0002,353
Net charge-offs$424,0002,867
Cash dividends$688,0002,410
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,288,3602,226
2012-09-30 (YTD Data)Rank
Total interest income$6,661,0002,913
Total interest expense$1,293,0002,539
Net interest income$5,368,0002,973
Provision for loan and lease losses$230,0003,306
Total noninterest income$352,0004,639
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$226,0003,511
Trading account gains and fees$0157
Additional Noninterest Income$126,0004,835
Total noninterest expense$2,874,0004,169
Salaries and employee benefits$1,614,0003,956
Premises and equipment expense$332,0004,147
Additional noninterest expense$928,0004,304
Pre-tax net operating income$2,616,0001,897
Securities gains (losses)$-2,0006,774
Applicable income taxes$826,0001,416
Income before extraordinary items$1,788,0002,310
Extraordinary gains, net$020
Net income$1,788,0002,310
Minority interest net income$086
Net income of bank and minority interests.$1,788,0002,310
Net charge-offs$424,0002,391
Cash dividends$328,0002,478
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,789,3602,181
2012-06-30 (YTD Data)Rank
Total interest income$4,433,0002,940
Total interest expense$883,0002,568
Net interest income$3,550,0003,011
Provision for loan and lease losses$185,0003,078
Total noninterest income$235,0004,636
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$147,0003,557
Trading account gains and fees$0153
Additional Noninterest Income$88,0004,822
Total noninterest expense$1,897,0004,204
Salaries and employee benefits$1,081,0003,972
Premises and equipment expense$223,0004,148
Additional noninterest expense$593,0004,414
Pre-tax net operating income$1,703,0001,920
Securities gains (losses)$03,178
Applicable income taxes$539,0001,424
Income before extraordinary items$1,164,0002,326
Extraordinary gains, net$019
Net income$1,164,0002,325
Minority interest net income$084
Net income of bank and minority interests.$1,164,0002,326
Net charge-offs$428,0001,932
Cash dividends$328,0002,051
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,164,0002,197
2012-03-31 (YTD Data)Rank
Total interest income$2,216,0002,966
Total interest expense$443,0002,647
Net interest income$1,773,0003,032
Provision for loan and lease losses$105,0002,781
Total noninterest income$114,0004,720
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$73,0003,561
Trading account gains and fees$0148
Additional Noninterest Income$41,0004,998
Total noninterest expense$933,0004,276
Salaries and employee benefits$540,0004,006
Premises and equipment expense$110,0004,193
Additional noninterest expense$283,0004,526
Pre-tax net operating income$849,0001,938
Securities gains (losses)$02,210
Applicable income taxes$269,0001,399
Income before extraordinary items$580,0002,323
Extraordinary gains, net$019
Net income$580,0002,325
Minority interest net income$078
Net income of bank and minority interests.$580,0002,326
Net charge-offs$249,0001,653
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$580,0002,208
2011-12-31 (YTD Data)Rank
Total interest income$8,819,0003,080
Total interest expense$1,985,0002,796
Net interest income$6,834,0003,134
Provision for loan and lease losses$629,0003,092
Total noninterest income$485,0004,453
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$316,0003,496
Trading account gains and fees$0146
Additional Noninterest Income$169,0004,673
Total noninterest expense$3,728,0004,315
Salaries and employee benefits$2,133,0003,997
Premises and equipment expense$458,0004,263
Additional noninterest expense$1,137,0004,607
Pre-tax net operating income$2,962,0001,855
Securities gains (losses)$20,0003,083
Applicable income taxes$916,0001,428
Income before extraordinary items$2,066,0002,200
Extraordinary gains, net$029
Net income$2,066,0002,201
Minority interest net income$096
Net income of bank and minority interests.$2,066,0002,201
Net charge-offs$636,0002,887
Cash dividends$741,0001,971
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,052,2002,145
2011-09-30 (YTD Data)Rank
Total interest income$6,565,0003,122
Total interest expense$1,560,0002,795
Net interest income$5,005,0003,205
Provision for loan and lease losses$503,0002,874
Total noninterest income$369,0004,476
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$236,0003,511
Trading account gains and fees$0145
Additional Noninterest Income$133,0004,712
Total noninterest expense$2,795,0004,322
Salaries and employee benefits$1,557,0004,072
Premises and equipment expense$351,0004,245
Additional noninterest expense$887,0004,495
Pre-tax net operating income$2,076,0002,022
Securities gains (losses)$20,0002,810
Applicable income taxes$638,0001,513
Income before extraordinary items$1,458,0002,380
Extraordinary gains, net$021
Net income$1,458,0002,381
Minority interest net income$087
Net income of bank and minority interests.$1,458,0002,381
Net charge-offs$492,0002,680
Cash dividends$413,0001,994
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,444,0002,289
2011-06-30 (YTD Data)Rank
Total interest income$4,346,0003,176
Total interest expense$1,064,0002,823
Net interest income$3,282,0003,263
Provision for loan and lease losses$252,0003,228
Total noninterest income$244,0004,515
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$156,0003,512
Trading account gains and fees$0153
Additional Noninterest Income$88,0004,745
Total noninterest expense$1,816,0004,435
Salaries and employee benefits$1,024,0004,146
Premises and equipment expense$236,0004,260
Additional noninterest expense$556,0004,715
Pre-tax net operating income$1,458,0001,928
Securities gains (losses)$19,0002,117
Applicable income taxes$452,0001,412
Income before extraordinary items$1,025,0002,226
Extraordinary gains, net$015
Net income$1,025,0002,226
Minority interest net income$089
Net income of bank and minority interests.$1,025,0002,226
Net charge-offs$386,0002,404
Cash dividends$413,0001,580
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,011,8902,174
2011-03-31 (YTD Data)Rank
Total interest income$2,165,0003,202
Total interest expense$548,0002,837
Net interest income$1,617,0003,285
Provision for loan and lease losses$126,0003,053
Total noninterest income$121,0004,584
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$78,0003,476
Trading account gains and fees$0158
Additional Noninterest Income$43,0004,887
Total noninterest expense$988,0004,211
Salaries and employee benefits$552,0003,956
Premises and equipment expense$119,0004,293
Additional noninterest expense$317,0004,372
Pre-tax net operating income$624,0002,157
Securities gains (losses)$19,0001,113
Applicable income taxes$193,0001,548
Income before extraordinary items$450,0002,441
Extraordinary gains, net$09
Net income$450,0002,440
Minority interest net income$086
Net income of bank and minority interests.$450,0002,441
Net charge-offs$-117,0007,461
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$436,7002,446
2010-12-31 (YTD Data)Rank
Total interest income$9,057,0003,205
Total interest expense$2,511,0002,980
Net interest income$6,546,0003,249
Provision for loan and lease losses$629,0003,769
Total noninterest income$582,0004,300
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$312,0003,555
Trading account gains and fees$0175
Additional Noninterest Income$270,0004,117
Total noninterest expense$3,924,0004,264
Salaries and employee benefits$2,034,0004,173
Premises and equipment expense$470,0004,351
Additional noninterest expense$1,420,0004,150
Pre-tax net operating income$2,575,0001,843
Securities gains (losses)$03,793
Applicable income taxes$773,0001,462
Income before extraordinary items$1,802,0002,199
Extraordinary gains, net$029
Net income$1,802,0002,201
Minority interest net income$0111
Net income of bank and minority interests.$1,802,0002,202
Net charge-offs$335,0004,177
Cash dividends$625,0002,066
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,802,0002,116
2010-09-30 (YTD Data)Rank
Total interest income$6,808,0003,262
Total interest expense$1,953,0003,016
Net interest income$4,855,0003,322
Provision for loan and lease losses$428,0003,803
Total noninterest income$412,0004,451
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$229,0003,673
Trading account gains and fees$0165
Additional Noninterest Income$183,0004,322
Total noninterest expense$3,021,0004,209
Salaries and employee benefits$1,545,0004,183
Premises and equipment expense$358,0004,369
Additional noninterest expense$1,118,0004,002
Pre-tax net operating income$1,818,0002,045
Securities gains (losses)$03,651
Applicable income taxes$539,0001,601
Income before extraordinary items$1,279,0002,437
Extraordinary gains, net$023
Net income$1,279,0002,433
Minority interest net income$0110
Net income of bank and minority interests.$1,279,0002,437
Net charge-offs$493,0003,103
Cash dividends$313,0002,279
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,279,0002,310
2010-06-30 (YTD Data)Rank
Total interest income$4,524,0003,309
Total interest expense$1,339,0003,047
Net interest income$3,185,0003,373
Provision for loan and lease losses$252,0003,871
Total noninterest income$249,0004,631
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$147,0003,727
Trading account gains and fees$0152
Additional Noninterest Income$102,0004,616
Total noninterest expense$2,003,0004,227
Salaries and employee benefits$1,018,0004,239
Premises and equipment expense$244,0004,330
Additional noninterest expense$741,0003,990
Pre-tax net operating income$1,179,0002,081
Securities gains (losses)$03,184
Applicable income taxes$347,0001,588
Income before extraordinary items$832,0002,441
Extraordinary gains, net$019
Net income$832,0002,436
Minority interest net income$0105
Net income of bank and minority interests.$832,0002,440
Net charge-offs$484,0002,486
Cash dividends$313,0001,832
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$832,0002,339
2010-03-31 (YTD Data)Rank
Total interest income$2,280,0003,345
Total interest expense$689,0003,099
Net interest income$1,591,0003,397
Provision for loan and lease losses$126,0003,652
Total noninterest income$116,0004,771
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$71,0003,802
Trading account gains and fees$0175
Additional Noninterest Income$45,0004,859
Total noninterest expense$1,108,0003,987
Salaries and employee benefits$537,0004,146
Premises and equipment expense$129,0004,282
Additional noninterest expense$442,0003,523
Pre-tax net operating income$473,0002,517
Securities gains (losses)$02,284
Applicable income taxes$135,0001,827
Income before extraordinary items$338,0002,898
Extraordinary gains, net$016
Net income$338,0002,894
Minority interest net income$091
Net income of bank and minority interests.$338,0002,898
Net charge-offs$-13,0007,555
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$338,0002,781
2009-12-31 (YTD Data)Rank
Total interest income$9,470,0003,362
Total interest expense$3,396,0003,115
Net interest income$6,074,0003,427
Provision for loan and lease losses$660,0004,117
Total noninterest income$408,0005,087
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$305,0003,846
Trading account gains and fees$0211
Additional Noninterest Income$103,0005,604
Total noninterest expense$3,552,0004,671
Salaries and employee benefits$1,940,0004,453
Premises and equipment expense$454,0004,645
Additional noninterest expense$1,158,0004,838
Pre-tax net operating income$2,270,0001,713
Securities gains (losses)$-56,0007,199
Applicable income taxes$670,0001,281
Income before extraordinary items$1,544,0002,064
Extraordinary gains, net$034
Net income$1,544,0002,061
Minority interest net income$0115
Net income of bank and minority interests.$1,544,0002,063
Net charge-offs$98,0005,708
Cash dividends$625,0002,253
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,583,2001,993
2009-09-30 (YTD Data)Rank
Total interest income$7,178,0003,385
Total interest expense$2,628,0003,171
Net interest income$4,550,0003,434
Provision for loan and lease losses$372,0004,290
Total noninterest income$297,0005,212
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$229,0003,869
Trading account gains and fees$0212
Additional Noninterest Income$68,0005,894
Total noninterest expense$2,715,0004,625
Salaries and employee benefits$1,494,0004,402
Premises and equipment expense$337,0004,724
Additional noninterest expense$884,0004,770
Pre-tax net operating income$1,760,0001,807
Securities gains (losses)$2,0003,313
Applicable income taxes$536,0001,335
Income before extraordinary items$1,226,0002,142
Extraordinary gains, net$027
Net income$1,226,0002,139
Minority interest net income$0118
Net income of bank and minority interests.$1,226,0002,142
Net charge-offs$33,0005,965
Cash dividends$313,0002,581
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,224,6002,096
2009-06-30 (YTD Data)Rank
Total interest income$4,780,0003,413
Total interest expense$1,778,0003,262
Net interest income$3,002,0003,455
Provision for loan and lease losses$135,0004,908
Total noninterest income$190,0005,312
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$151,0003,857
Trading account gains and fees$0193
Additional Noninterest Income$39,0006,109
Total noninterest expense$1,790,0004,705
Salaries and employee benefits$970,0004,535
Premises and equipment expense$223,0004,767
Additional noninterest expense$597,0004,741
Pre-tax net operating income$1,267,0001,748
Securities gains (losses)$2,0002,937
Applicable income taxes$387,0001,296
Income before extraordinary items$882,0002,066
Extraordinary gains, net$021
Net income$882,0002,063
Minority interest net income$0112
Net income of bank and minority interests.$882,0002,065
Net charge-offs$22,0005,547
Cash dividends$313,0002,143
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$880,6002,001
2009-03-31 (YTD Data)Rank
Total interest income$2,355,0003,496
Total interest expense$899,0003,329
Net interest income$1,456,0003,540
Provision for loan and lease losses$38,0005,245
Total noninterest income$78,0005,633
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$75,0003,827
Trading account gains and fees$0171
Additional Noninterest Income$3,0007,508
Total noninterest expense$842,0004,796
Salaries and employee benefits$463,0004,709
Premises and equipment expense$108,0004,900
Additional noninterest expense$271,0004,718
Pre-tax net operating income$654,0001,907
Securities gains (losses)$02,434
Applicable income taxes$199,0001,460
Income before extraordinary items$455,0002,312
Extraordinary gains, net$015
Net income$455,0002,312
Minority interest net income$0102
Net income of bank and minority interests.$455,0002,314
Net charge-offs$20,0004,311
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$455,0002,178
2008-12-31 (YTD Data)Rank
Total interest income$10,008,0003,519
Total interest expense$4,290,0003,337
Net interest income$5,718,0003,596
Provision for loan and lease losses$335,0004,439
Total noninterest income$440,0005,105
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$308,0003,970
Trading account gains and fees$0154
Additional Noninterest Income$132,0005,521
Total noninterest expense$2,990,0005,120
Salaries and employee benefits$1,765,0004,855
Premises and equipment expense$332,0005,551
Additional noninterest expense$893,0005,164
Pre-tax net operating income$2,833,0001,895
Securities gains (losses)$03,220
Applicable income taxes$886,0001,303
Income before extraordinary items$1,947,0002,037
Extraordinary gains, net$039
Net income$1,947,0002,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0004,395
Cash dividends$626,0003,022
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,947,0002,160
2008-09-30 (YTD Data)Rank
Total interest income$7,555,0003,574
Total interest expense$3,280,0003,404
Net interest income$4,275,0003,634
Provision for loan and lease losses$148,0004,658
Total noninterest income$321,0005,241
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$225,0004,035
Trading account gains and fees$0148
Additional Noninterest Income$96,0005,695
Total noninterest expense$2,243,0005,112
Salaries and employee benefits$1,305,0004,904
Premises and equipment expense$245,0005,619
Additional noninterest expense$693,0004,983
Pre-tax net operating income$2,205,0002,138
Securities gains (losses)$03,106
Applicable income taxes$694,0001,546
Income before extraordinary items$1,511,0002,314
Extraordinary gains, net$031
Net income$1,511,0002,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,540
Cash dividends$298,0003,447
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,511,0002,429
2008-06-30 (YTD Data)Rank
Total interest income$5,076,0003,604
Total interest expense$2,222,0003,476
Net interest income$2,854,0003,628
Provision for loan and lease losses$110,0004,116
Total noninterest income$214,0005,301
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$148,0004,077
Trading account gains and fees$0149
Additional Noninterest Income$66,0005,727
Total noninterest expense$1,493,0005,140
Salaries and employee benefits$885,0004,891
Premises and equipment expense$167,0005,612
Additional noninterest expense$441,0005,116
Pre-tax net operating income$1,465,0002,242
Securities gains (losses)$03,233
Applicable income taxes$464,0001,688
Income before extraordinary items$1,001,0002,564
Extraordinary gains, net$021
Net income$1,001,0002,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,803
Cash dividends$298,0003,010
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,001,0002,525
2008-03-31 (YTD Data)Rank
Total interest income$2,594,0003,626
Total interest expense$1,138,0003,577
Net interest income$1,456,0003,563
Provision for loan and lease losses$37,0004,177
Total noninterest income$106,0005,305
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$74,0004,043
Trading account gains and fees$0158
Additional Noninterest Income$32,0005,807
Total noninterest expense$712,0005,311
Salaries and employee benefits$413,0005,140
Premises and equipment expense$87,0005,531
Additional noninterest expense$212,0005,195
Pre-tax net operating income$813,0002,126
Securities gains (losses)$02,688
Applicable income taxes$261,0001,636
Income before extraordinary items$552,0002,481
Extraordinary gains, net$015
Net income$552,0002,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,539
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$552,0002,408
2007-12-31 (YTD Data)Rank
Total interest income$9,916,0003,784
Total interest expense$4,273,0003,839
Net interest income$5,643,0003,666
Provision for loan and lease losses$198,0003,898
Total noninterest income$444,0005,280
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$299,0004,084
Trading account gains and fees$0178
Additional Noninterest Income$145,0005,629
Total noninterest expense$2,897,0005,116
Salaries and employee benefits$1,687,0004,953
Premises and equipment expense$327,0005,572
Additional noninterest expense$883,0005,016
Pre-tax net operating income$2,992,0002,481
Securities gains (losses)$27,0001,002
Applicable income taxes$973,0001,895
Income before extraordinary items$2,046,0002,765
Extraordinary gains, net$039
Net income$2,046,0002,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,963
Cash dividends$578,0003,495
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,027,6402,772
2007-09-30 (YTD Data)Rank
Total interest income$7,313,0003,840
Total interest expense$3,122,0003,918
Net interest income$4,191,0003,701
Provision for loan and lease losses$81,0004,480
Total noninterest income$336,0005,304
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$221,0004,119
Trading account gains and fees$0184
Additional Noninterest Income$115,0005,553
Total noninterest expense$2,164,0005,103
Salaries and employee benefits$1,236,0004,996
Premises and equipment expense$248,0005,540
Additional noninterest expense$680,0004,881
Pre-tax net operating income$2,282,0002,591
Securities gains (losses)$3,0001,317
Applicable income taxes$737,0002,014
Income before extraordinary items$1,548,0002,909
Extraordinary gains, net$033
Net income$1,548,0002,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,451
Cash dividends$266,0003,795
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,545,9602,897
2007-06-30 (YTD Data)Rank
Total interest income$4,793,0003,901
Total interest expense$2,029,0003,981
Net interest income$2,764,0003,757
Provision for loan and lease losses$54,0004,290
Total noninterest income$210,0005,476
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$146,0004,140
Trading account gains and fees$0168
Additional Noninterest Income$64,0005,897
Total noninterest expense$1,435,0005,156
Salaries and employee benefits$828,0005,019
Premises and equipment expense$169,0005,529
Additional noninterest expense$438,0004,991
Pre-tax net operating income$1,485,0002,691
Securities gains (losses)$01,444
Applicable income taxes$480,0002,124
Income before extraordinary items$1,005,0003,029
Extraordinary gains, net$029
Net income$1,005,0003,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,952
Cash dividends$266,0003,298
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,005,0003,012
2007-03-31 (YTD Data)Rank
Total interest income$2,379,0003,915
Total interest expense$1,002,0004,010
Net interest income$1,377,0003,765
Provision for loan and lease losses$27,0004,065
Total noninterest income$103,0005,473
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$71,0004,138
Trading account gains and fees$0195
Additional Noninterest Income$32,0005,872
Total noninterest expense$725,0005,132
Salaries and employee benefits$422,0004,991
Premises and equipment expense$90,0005,373
Additional noninterest expense$213,0005,055
Pre-tax net operating income$728,0002,726
Securities gains (losses)$01,187
Applicable income taxes$244,0002,125
Income before extraordinary items$484,0003,101
Extraordinary gains, net$022
Net income$484,0003,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,933
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$484,0003,079
2006-12-31 (YTD Data)Rank
Total interest income$8,781,0003,947
Total interest expense$3,410,0003,991
Net interest income$5,371,0003,812
Provision for loan and lease losses$105,0004,653
Total noninterest income$443,0005,391
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$313,0004,041
Trading account gains and fees$0130
Additional Noninterest Income$130,0005,885
Total noninterest expense$2,735,0005,188
Salaries and employee benefits$1,571,0005,036
Premises and equipment expense$324,0005,541
Additional noninterest expense$840,0005,079
Pre-tax net operating income$2,974,0002,796
Securities gains (losses)$11,0001,071
Applicable income taxes$963,0002,250
Income before extraordinary items$2,022,0003,077
Extraordinary gains, net$051
Net income$2,022,0003,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,490
Cash dividends$544,0003,587
Sale, conversion, retirement of capital stock, net$-895,0008,659
Net operating income$2,014,5203,080
2006-09-30 (YTD Data)Rank
Total interest income$6,438,0003,974
Total interest expense$2,456,0004,004
Net interest income$3,982,0003,863
Provision for loan and lease losses$34,0005,569
Total noninterest income$334,0005,406
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$235,0004,053
Trading account gains and fees$0126
Additional Noninterest Income$99,0005,863
Total noninterest expense$2,050,0005,191
Salaries and employee benefits$1,142,0005,129
Premises and equipment expense$246,0005,529
Additional noninterest expense$662,0004,904
Pre-tax net operating income$2,232,0002,893
Securities gains (losses)$11,000877
Applicable income taxes$724,0002,347
Income before extraordinary items$1,519,0003,182
Extraordinary gains, net$045
Net income$1,519,0003,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0001,930
Cash dividends$256,0003,867
Sale, conversion, retirement of capital stock, net$-895,0008,728
Net operating income$1,511,5203,183
2006-06-30 (YTD Data)Rank
Total interest income$4,200,0003,989
Total interest expense$1,578,0003,981
Net interest income$2,622,0003,915
Provision for loan and lease losses$22,0005,468
Total noninterest income$221,0005,416
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$152,0004,114
Trading account gains and fees$0126
Additional Noninterest Income$69,0005,814
Total noninterest expense$1,367,0005,198
Salaries and employee benefits$776,0005,081
Premises and equipment expense$165,0005,518
Additional noninterest expense$426,0005,003
Pre-tax net operating income$1,454,0002,940
Securities gains (losses)$3,000925
Applicable income taxes$469,0002,405
Income before extraordinary items$988,0003,242
Extraordinary gains, net$039
Net income$988,0003,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,504
Cash dividends$256,0003,340
Sale, conversion, retirement of capital stock, net$0887
Net operating income$985,9603,242
2006-03-31 (YTD Data)Rank
Total interest income$2,030,0004,037
Total interest expense$754,0003,982
Net interest income$1,276,0003,989
Provision for loan and lease losses$11,0005,192
Total noninterest income$111,0005,380
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$75,0004,076
Trading account gains and fees$0115
Additional Noninterest Income$36,0005,743
Total noninterest expense$667,0005,285
Salaries and employee benefits$365,0005,310
Premises and equipment expense$85,0005,458
Additional noninterest expense$217,0004,927
Pre-tax net operating income$709,0002,950
Securities gains (losses)$0955
Applicable income taxes$231,0002,397
Income before extraordinary items$478,0003,284
Extraordinary gains, net$021
Net income$478,0003,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,000846
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$478,0003,257
2005-12-31 (YTD Data)Rank
Total interest income$7,561,0003,922
Total interest expense$2,589,0003,726
Net interest income$4,972,0003,966
Provision for loan and lease losses$40,0005,969
Total noninterest income$604,0004,769
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$303,0004,159
Trading account gains and fees$0138
Additional Noninterest Income$301,0004,327
Total noninterest expense$2,698,0005,120
Salaries and employee benefits$1,495,0005,060
Premises and equipment expense$307,0005,665
Additional noninterest expense$896,0004,786
Pre-tax net operating income$2,838,0002,887
Securities gains (losses)$-30,0008,002
Applicable income taxes$893,0002,426
Income before extraordinary items$1,915,0003,203
Extraordinary gains, net$046
Net income$1,915,0003,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,583
Cash dividends$510,0003,595
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,935,4003,134
2005-09-30 (YTD Data)Rank
Total interest income$5,593,0003,903
Total interest expense$1,896,0003,649
Net interest income$3,697,0003,988
Provision for loan and lease losses$15,0006,317
Total noninterest income$495,0004,574
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$226,0004,193
Trading account gains and fees$0126
Additional Noninterest Income$269,0003,992
Total noninterest expense$2,039,0005,071
Salaries and employee benefits$1,101,0005,092
Premises and equipment expense$227,0005,711
Additional noninterest expense$711,0004,583
Pre-tax net operating income$2,138,0002,908
Securities gains (losses)$02,317
Applicable income taxes$680,0002,439
Income before extraordinary items$1,458,0003,199
Extraordinary gains, net$035
Net income$1,458,0003,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,163
Cash dividends$230,0003,875
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,458,0003,160
2005-06-30 (YTD Data)Rank
Total interest income$3,682,0003,887
Total interest expense$1,248,0003,526
Net interest income$2,434,0004,015
Provision for loan and lease losses$15,0005,851
Total noninterest income$364,0004,274
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$145,0004,231
Trading account gains and fees$0116
Additional Noninterest Income$219,0003,611
Total noninterest expense$1,377,0005,034
Salaries and employee benefits$752,0005,011
Premises and equipment expense$151,0005,689
Additional noninterest expense$474,0004,557
Pre-tax net operating income$1,406,0002,895
Securities gains (losses)$02,146
Applicable income taxes$447,0002,433
Income before extraordinary items$959,0003,186
Extraordinary gains, net$030
Net income$959,0003,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,501
Cash dividends$230,0003,331
Sale, conversion, retirement of capital stock, net$0643
Net operating income$959,0003,135
2005-03-31 (YTD Data)Rank
Total interest income$1,792,0003,933
Total interest expense$614,0003,455
Net interest income$1,178,0004,121
Provision for loan and lease losses$15,0004,875
Total noninterest income$104,0005,592
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$73,0004,143
Trading account gains and fees$0115
Additional Noninterest Income$31,0006,124
Total noninterest expense$699,0005,005
Salaries and employee benefits$356,0005,233
Premises and equipment expense$78,0005,638
Additional noninterest expense$265,0004,174
Pre-tax net operating income$568,0003,355
Securities gains (losses)$01,685
Applicable income taxes$177,0002,793
Income before extraordinary items$391,0003,675
Extraordinary gains, net$024
Net income$391,0003,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,699
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$391,0003,638
2004-12-31 (YTD Data)Rank
Total interest income$7,323,0003,676
Total interest expense$2,442,0003,105
Net interest income$4,881,0003,874
Provision for loan and lease losses$150,0004,230
Total noninterest income$437,0005,603
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$271,0004,556
Trading account gains and fees$0138
Additional Noninterest Income$166,0005,491
Total noninterest expense$2,596,0005,165
Salaries and employee benefits$1,395,0005,187
Premises and equipment expense$291,0005,759
Additional noninterest expense$910,0004,655
Pre-tax net operating income$2,572,0002,943
Securities gains (losses)$31,0002,094
Applicable income taxes$809,0002,513
Income before extraordinary items$1,794,0003,197
Extraordinary gains, net$034
Net income$1,794,0003,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,577
Cash dividends$460,0003,684
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,772,6103,162
2004-09-30 (YTD Data)Rank
Total interest income$5,499,0003,645
Total interest expense$1,829,0003,061
Net interest income$3,670,0003,854
Provision for loan and lease losses$148,0003,572
Total noninterest income$302,0005,794
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$202,0004,605
Trading account gains and fees$0134
Additional Noninterest Income$100,0005,916
Total noninterest expense$1,871,0005,270
Salaries and employee benefits$1,017,0005,265
Premises and equipment expense$214,0005,782
Additional noninterest expense$640,0004,840
Pre-tax net operating income$1,953,0002,949
Securities gains (losses)$31,0002,017
Applicable income taxes$613,0002,535
Income before extraordinary items$1,371,0003,201
Extraordinary gains, net$026
Net income$1,371,0003,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,471
Cash dividends$214,0003,882
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,349,6103,160
2004-06-30 (YTD Data)Rank
Total interest income$3,676,0003,630
Total interest expense$1,227,0003,028
Net interest income$2,449,0003,846
Provision for loan and lease losses$148,0002,832
Total noninterest income$204,0005,766
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$135,0004,590
Trading account gains and fees$0130
Additional Noninterest Income$69,0005,871
Total noninterest expense$1,202,0005,442
Salaries and employee benefits$649,0005,450
Premises and equipment expense$148,0005,701
Additional noninterest expense$405,0005,020
Pre-tax net operating income$1,303,0002,913
Securities gains (losses)$31,0001,773
Applicable income taxes$423,0002,463
Income before extraordinary items$911,0003,176
Extraordinary gains, net$021
Net income$911,0003,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,035
Cash dividends$214,0003,359
Sale, conversion, retirement of capital stock, net$0638
Net operating income$889,9203,165
2004-03-31 (YTD Data)Rank
Total interest income$1,869,0003,575
Total interest expense$625,0003,022
Net interest income$1,244,0003,780
Provision for loan and lease losses$148,0001,556
Total noninterest income$96,0005,874
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$62,0004,721
Trading account gains and fees$0121
Additional Noninterest Income$34,0005,872
Total noninterest expense$575,0005,593
Salaries and employee benefits$300,0005,732
Premises and equipment expense$72,0005,806
Additional noninterest expense$203,0005,026
Pre-tax net operating income$617,0003,009
Securities gains (losses)$28,0001,532
Applicable income taxes$204,0002,553
Income before extraordinary items$441,0003,244
Extraordinary gains, net$016
Net income$441,0003,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$421,9603,251
2003-12-31 (YTD Data)Rank
Total interest income$8,146,0003,388
Total interest expense$3,491,0002,506
Net interest income$4,655,0003,899
Provision for loan and lease losses$50,0006,256
Total noninterest income$351,0006,252
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$221,0005,043
Trading account gains and fees$0160
Additional Noninterest Income$130,0006,086
Total noninterest expense$2,452,0005,285
Salaries and employee benefits$1,191,0005,667
Premises and equipment expense$312,0005,559
Additional noninterest expense$949,0004,440
Pre-tax net operating income$2,504,0002,883
Securities gains (losses)$66,0002,265
Applicable income taxes$873,0002,375
Income before extraordinary items$1,697,0003,241
Extraordinary gains, net$054
Net income$1,697,0003,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,613
Cash dividends$428,0003,809
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,653,4403,162
2003-09-30 (YTD Data)Rank
Total interest income$6,295,0003,343
Total interest expense$2,768,0002,475
Net interest income$3,527,0003,880
Provision for loan and lease losses$07,481
Total noninterest income$257,0006,349
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$161,0005,136
Trading account gains and fees$0153
Additional Noninterest Income$96,0006,163
Total noninterest expense$1,724,0005,502
Salaries and employee benefits$831,0005,890
Premises and equipment expense$245,0005,397
Additional noninterest expense$648,0004,742
Pre-tax net operating income$2,060,0002,783
Securities gains (losses)$66,0002,089
Applicable income taxes$736,0002,319
Income before extraordinary items$1,390,0003,140
Extraordinary gains, net$040
Net income$1,390,0003,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,249
Cash dividends$181,0004,166
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,347,1003,052
2003-06-30 (YTD Data)Rank
Total interest income$4,265,0003,317
Total interest expense$1,971,0002,402
Net interest income$2,294,0003,968
Provision for loan and lease losses$07,324
Total noninterest income$165,0006,415
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$103,0005,211
Trading account gains and fees$0150
Additional Noninterest Income$62,0006,200
Total noninterest expense$1,106,0005,628
Salaries and employee benefits$587,0005,685
Premises and equipment expense$156,0005,529
Additional noninterest expense$363,0005,342
Pre-tax net operating income$1,353,0002,822
Securities gains (losses)$87,0001,615
Applicable income taxes$494,0002,336
Income before extraordinary items$946,0003,094
Extraordinary gains, net$030
Net income$946,0003,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,226
Cash dividends$181,0003,629
Sale, conversion, retirement of capital stock, net$0589
Net operating income$888,5803,078
2003-03-31 (YTD Data)Rank
Total interest income$2,166,0003,297
Total interest expense$1,038,0002,353
Net interest income$1,128,0004,017
Provision for loan and lease losses$06,934
Total noninterest income$71,0006,688
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$45,0005,441
Trading account gains and fees$0134
Additional Noninterest Income$26,0006,499
Total noninterest expense$518,0005,884
Salaries and employee benefits$273,0005,939
Premises and equipment expense$84,0005,273
Additional noninterest expense$161,0005,702
Pre-tax net operating income$681,0002,794
Securities gains (losses)$02,891
Applicable income taxes$188,0002,807
Income before extraordinary items$493,0002,977
Extraordinary gains, net$021
Net income$493,0002,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,727
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$493,0002,838
2002-12-31 (YTD Data)Rank
Total interest income$8,471,0003,476
Total interest expense$4,631,0002,400
Net interest income$3,840,0004,482
Provision for loan and lease losses$489,0002,414
Total noninterest income$269,0006,703
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$176,0005,514
Trading account gains and fees$0153
Additional Noninterest Income$93,0006,581
Total noninterest expense$2,016,0005,848
Salaries and employee benefits$1,041,0005,982
Premises and equipment expense$294,0005,653
Additional noninterest expense$681,0005,501
Pre-tax net operating income$1,604,0003,931
Securities gains (losses)$155,0001,359
Applicable income taxes$501,0003,440
Income before extraordinary items$1,258,0003,954
Extraordinary gains, net$070
Net income$1,258,0003,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0003,403
Cash dividends$377,0003,953
Sale, conversion, retirement of capital stock, net$-559,0009,303
Net operating income$1,146,4004,107
2001-12-31 (YTD Data)Rank
Total interest income$7,374,0004,281
Total interest expense$4,107,0003,716
Net interest income$3,267,0004,778
Provision for loan and lease losses$200,0004,117
Total noninterest income$215,0007,169
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$132,0006,053
Trading account gains and fees$0177
Additional Noninterest Income$83,0006,816
Total noninterest expense$1,821,0006,086
Salaries and employee benefits$919,0006,290
Premises and equipment expense$292,0005,608
Additional noninterest expense$610,0005,777
Pre-tax net operating income$1,461,0003,930
Securities gains (losses)$32,0002,761
Applicable income taxes$418,0003,651
Income before extraordinary items$1,075,0004,082
Extraordinary gains, net$0105
Net income$1,075,0004,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,551
Cash dividends$373,0004,026
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,051,9604,037
2000-12-31 (YTD Data)Rank
Total interest income$6,678,0004,755
Total interest expense$3,621,0004,284
Net interest income$3,057,0005,084
Provision for loan and lease losses$228,0003,468
Total noninterest income$203,0007,239
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$119,0006,240
Trading account gains and feesNANA
Additional Noninterest Income$84,0006,813
Total noninterest expense$1,711,0006,252
Salaries and employee benefits$884,0006,366
Premises and equipment expense$272,0005,750
Additional noninterest expense$555,0006,044
Pre-tax net operating income$1,321,0004,454
Securities gains (losses)$66,000656
Applicable income taxes$383,0004,069
Income before extraordinary items$1,004,0004,382
Extraordinary gains, net$038
Net income$1,004,0004,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0002,088
Cash dividends$341,0004,254
Sale, conversion, retirement of capital stock, net$-171,0009,796
Net operating income$956,4804,509
1999-12-31 (YTD Data)Rank
Total interest income$5,689,0005,121
Total interest expense$2,942,0004,675
Net interest income$2,747,0005,483
Provision for loan and lease losses$150,0004,234
Total noninterest income$171,0007,830
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$106,0006,593
Trading account gains and feesNANA
Additional Noninterest Income$65,0007,576
Total noninterest expense$1,475,0006,836
Salaries and employee benefits$735,0007,046
Premises and equipment expense$265,0005,865
Additional noninterest expense$475,0006,706
Pre-tax net operating income$1,293,0004,532
Securities gains (losses)$118,000679
Applicable income taxes$373,0004,343
Income before extraordinary items$1,038,0004,310
Extraordinary gains, net$035
Net income$1,038,0004,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,647
Cash dividends$343,0004,263
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$950,6804,539
1998-12-31 (YTD Data)Rank
Total interest income$5,485,0005,315
Total interest expense$2,988,0004,745
Net interest income$2,497,0005,865
Provision for loan and lease losses$80,0005,577
Total noninterest income$169,0007,970
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$93,0007,002
Trading account gains and feesNANA
Additional Noninterest Income$76,0007,301
Total noninterest expense$1,278,0007,321
Salaries and employee benefits$651,0007,468
Premises and equipment expense$235,0006,188
Additional noninterest expense$392,0007,279
Pre-tax net operating income$1,308,0004,591
Securities gains (losses)$153,0001,045
Applicable income taxes$427,0004,256
Income before extraordinary items$1,034,0004,392
Extraordinary gains, net$032
Net income$1,034,0004,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,985
Cash dividends$274,0004,801
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$925,3704,653
1997-12-31 (YTD Data)Rank
Total interest income$5,164,0005,659
Total interest expense$2,947,0004,794
Net interest income$2,217,0006,498
Provision for loan and lease losses$99,0005,232
Total noninterest income$165,0008,364
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$92,0007,377
Trading account gains and feesNANA
Additional Noninterest Income$73,0007,610
Total noninterest expense$1,165,0007,795
Salaries and employee benefits$587,0008,003
Premises and equipment expense$195,0006,937
Additional noninterest expense$383,0007,499
Pre-tax net operating income$1,118,0005,472
Securities gains (losses)$106,000962
Applicable income taxes$355,0005,260
Income before extraordinary items$869,0005,183
Extraordinary gains, net$044
Net income$869,0005,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,177
Cash dividends$206,0005,307
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$793,7405,435
1996-12-31 (YTD Data)Rank
Total interest income$4,271,0006,609
Total interest expense$2,393,0005,686
Net interest income$1,878,0007,409
Provision for loan and lease losses$36,0007,135
Total noninterest income$155,0008,937
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$91,0007,697
Trading account gains and feesNANA
Additional Noninterest Income$64,0008,317
Total noninterest expense$1,086,0008,379
Salaries and employee benefits$539,0008,580
Premises and equipment expense$182,0007,382
Additional noninterest expense$365,0008,207
Pre-tax net operating income$911,0006,052
Securities gains (losses)$26,0001,793
Applicable income taxes$251,0006,439
Income before extraordinary items$686,0005,823
Extraordinary gains, net$053
Net income$686,0005,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,885
Cash dividends$151,0005,957
Sale, conversion, retirement of capital stock, net$0953
Net operating income$667,0205,852
1995-12-31 (YTD Data)Rank
Total interest income$3,398,0007,687
Total interest expense$1,541,0007,582
Net interest income$1,857,0007,632
Provision for loan and lease losses$23,0007,541
Total noninterest income$140,0009,482
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$69,0008,644
Trading account gains and feesNANA
Additional Noninterest Income$71,0008,310
Total noninterest expense$1,100,0008,576
Salaries and employee benefits$525,0008,900
Premises and equipment expense$175,0007,710
Additional noninterest expense$400,0008,198
Pre-tax net operating income$874,0006,544
Securities gains (losses)$10,0002,384
Applicable income taxes$279,0006,262
Income before extraordinary items$605,0006,587
Extraordinary gains, net$065
Net income$605,0006,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,374
Cash dividends$137,0006,265
Sale, conversion, retirement of capital stock, net$0809
Net operating income$598,2006,614
1994-12-31 (YTD Data)Rank
Total interest income$3,094,0007,894
Total interest expense$1,364,0007,330
Net interest income$1,730,0008,226
Provision for loan and lease losses$30,0007,083
Total noninterest income$109,00010,543
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$47,0009,795
Trading account gains and feesNANA
Additional Noninterest Income$62,0009,009
Total noninterest expense$997,0009,367
Salaries and employee benefits$489,0009,494
Premises and equipment expense$132,0009,037
Additional noninterest expense$376,0009,077
Pre-tax net operating income$812,0006,813
Securities gains (losses)$38,0001,321
Applicable income taxes$266,0006,308
Income before extraordinary items$584,0006,665
Extraordinary gains, net$0249
Net income$584,0006,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,867
Cash dividends$137,0006,313
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$557,7806,900
1993-12-31 (YTD Data)Rank
Total interest income$2,956,0008,410
Total interest expense$1,422,0007,461
Net interest income$1,534,0009,001
Provision for loan and lease losses$86,0006,164
Total noninterest income$106,00011,176
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$43,00010,299
Trading account gains and feesNANA
Additional Noninterest Income$63,0009,389
Total noninterest expense$998,0009,730
Salaries and employee benefits$459,00010,049
Premises and equipment expense$119,0009,813
Additional noninterest expense$420,0009,039
Pre-tax net operating income$556,0008,257
Securities gains (losses)$178,0001,813
Applicable income taxes$226,0007,158
Income before extraordinary items$508,0007,478
Extraordinary gains, net$-3,00012,192
Net income$505,0007,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0005,272
Cash dividends$123,0006,494
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$385,1808,324
1992-12-31 (YTD Data)Rank
Total interest income$3,140,0008,738
Total interest expense$1,800,0007,606
Net interest income$1,340,0009,843
Provision for loan and lease losses$94,0007,468
Total noninterest income$98,00011,783
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$38,00010,777
Trading account gains and feesNANA
Additional Noninterest Income$60,0009,797
Total noninterest expense$928,00010,312
Salaries and employee benefits$439,00010,413
Premises and equipment expense$121,0009,986
Additional noninterest expense$368,0009,975
Pre-tax net operating income$416,0009,100
Securities gains (losses)$27,0005,154
Applicable income taxes$137,0008,960
Income before extraordinary items$306,0009,233
Extraordinary gains, net$01,422
Net income$306,0009,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0006,412
Cash dividends$117,0006,285
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$287,3709,086

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.