Home > El Capitan National Bank > Income and Expense
El Capitan National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,229,000 | 3,220 |
| Total interest expense | $3,498,000 | 4,158 |
| Net interest income | $6,731,000 | 2,649 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $916,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $694,000 | 1,951 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $222,000 | 4,822 |
| Total noninterest expense | $6,158,000 | 2,207 |
| Salaries and employee benefits | $3,281,000 | 2,020 |
| Premises and equipment expense | $706,000 | 2,783 |
| Additional noninterest expense | $2,171,000 | 2,243 |
| Pre-tax net operating income | $1,339,000 | 4,848 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $302,000 | 5,973 |
| Income before extraordinary items | $1,048,000 | 4,412 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,048,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $855,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,039,420 | 4,437 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,363,000 | 2,934 |
| Total interest expense | $3,233,000 | 3,698 |
| Net interest income | $7,130,000 | 2,533 |
| Provision for loan and lease losses | $-20,000 | 11,841 |
| Total noninterest income | $1,140,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $649,000 | 2,088 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $491,000 | 2,984 |
| Total noninterest expense | $6,049,000 | 2,322 |
| Salaries and employee benefits | $3,542,000 | 1,884 |
| Premises and equipment expense | $642,000 | 3,071 |
| Additional noninterest expense | $1,865,000 | 2,737 |
| Pre-tax net operating income | $2,241,000 | 3,123 |
| Securities gains (losses) | $97,000 | 786 |
| Applicable income taxes | $444,000 | 4,438 |
| Income before extraordinary items | $1,894,000 | 2,564 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,894,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $849,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,815,430 | 2,686 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,154,000 | 2,783 |
| Total interest expense | $3,770,000 | 3,341 |
| Net interest income | $7,384,000 | 2,430 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $1,192,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $571,000 | 2,417 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $621,000 | 2,818 |
| Total noninterest expense | $5,829,000 | 2,453 |
| Salaries and employee benefits | $3,384,000 | 1,960 |
| Premises and equipment expense | $606,000 | 3,295 |
| Additional noninterest expense | $1,839,000 | 2,935 |
| Pre-tax net operating income | $2,687,000 | 2,541 |
| Securities gains (losses) | $103,000 | 2,469 |
| Applicable income taxes | $641,000 | 3,389 |
| Income before extraordinary items | $2,149,000 | 2,323 |
| Extraordinary gains, net | $181,000 | 1,081 |
| Net income | $2,330,000 | 2,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $764,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,069,690 | 2,272 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,812,000 | 2,747 |
| Total interest expense | $5,189,000 | 3,206 |
| Net interest income | $7,623,000 | 2,376 |
| Provision for loan and lease losses | $272,000 | 4,381 |
| Total noninterest income | $1,302,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $604,000 | 2,275 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $698,000 | 2,551 |
| Total noninterest expense | $5,481,000 | 2,635 |
| Salaries and employee benefits | $3,156,000 | 2,084 |
| Premises and equipment expense | $510,000 | 3,898 |
| Additional noninterest expense | $1,815,000 | 3,038 |
| Pre-tax net operating income | $3,172,000 | 1,959 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $836,000 | 2,494 |
| Income before extraordinary items | $2,360,000 | 1,933 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,360,000 | 1,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 7,501 |
| Cash dividends | $722,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,342,240 | 1,798 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.