Home > El Capitan National Bank > Assets and Liabilities
El Capitan National Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 98 | 1,968 |
| Assets and Liabilities | ||
| Total Assets: | $133,150,000 | 3,379 |
| Cash and due from depository institutions | $9,492,000 | 1,968 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $48,917,000 | 2,576 |
| Federal funds sold & reverse repurchase agreements | $8,520,000 | 1,710 |
| Net loans & leases | $62,052,000 | 4,150 |
| Loan loss allowance | $1,162,000 | 3,098 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,564,000 | 4,529 |
| Other real estate owned | $645,000 | 1,968 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,960,000 | 3,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,150,000 | 3,379 |
| Total liabilities | $117,270,000 | 3,464 |
| Total deposits | $116,778,000 | 3,278 |
| Interest-bearing deposits | $96,437,000 | 3,411 |
| Deposits held in domestic offices | $116,778,000 | 3,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $492,000 | 6,284 |
| Total equity capital | $15,880,000 | 2,808 |
| Total bank equity capital | $15,880,000 | 2,808 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $698,000 | 4,703 |
| Surplus | $2,420,000 | 4,898 |
| Undivided profits | $12,762,000 | 2,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,443,000 | 1,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $451,000 | 5,242 |
| Earning assets | $119,489,000 | 3,461 |
| Long-term assets (5+ years) | $8,208,000 | 4,532 |
| Average Assets, year-to-date | $133,138,800 | 3,263 |
| Average Assets, quarterly | $135,390,500 | 3,296 |
| Volatile liabilities | $7,175,000 | 5,687 |
| Insider loans | $41,000 | 10,049 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,822,000 | 4,571 |
| Tier 1 (core) risk-based capital | $15,442,000 | 2,785 |
| Tier 2 risk-based capital | $891,480 | 3,243 |
| Total risk weighted assets | $71,047,680 | 3,720 |
| Total unused commitments | $5,822,000 | 4,585 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 119 | 1,680 |
| Assets and Liabilities | ||
| Total Assets: | $131,784,000 | 3,379 |
| Cash and due from depository institutions | $7,470,000 | 1,680 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $55,843,000 | 2,344 |
| Federal funds sold & reverse repurchase agreements | $1,520,000 | 4,461 |
| Net loans & leases | $61,326,000 | 4,123 |
| Loan loss allowance | $1,039,000 | 3,456 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,810,000 | 3,988 |
| Other real estate owned | $635,000 | 1,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,180,000 | 2,532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,784,000 | 3,379 |
| Total liabilities | $117,854,000 | 3,437 |
| Total deposits | $116,111,000 | 3,272 |
| Interest-bearing deposits | $98,221,000 | 3,307 |
| Deposits held in domestic offices | $116,111,000 | 3,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $185,000 | 4,466 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,558,000 | 2,167 |
| Total equity capital | $13,930,000 | 2,920 |
| Total bank equity capital | $13,930,000 | 2,920 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $698,000 | 4,933 |
| Surplus | $2,420,000 | 4,873 |
| Undivided profits | $10,812,000 | 2,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,445,000 | 2,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $375,000 | 5,475 |
| Earning assets | $118,689,000 | 3,427 |
| Long-term assets (5+ years) | $17,654,000 | 2,796 |
| Average Assets, year-to-date | $145,970,800 | 3,015 |
| Average Assets, quarterly | $135,926,000 | 3,259 |
| Volatile liabilities | $7,407,000 | 5,365 |
| Insider loans | $51,000 | 10,242 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,911,000 | 3,688 |
| Tier 1 (core) risk-based capital | $15,249,000 | 2,715 |
| Tier 2 risk-based capital | $888,920 | 3,235 |
| Total risk weighted assets | $70,963,820 | 3,618 |
| Total unused commitments | $7,911,000 | 3,695 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 116 | 1,800 |
| Assets and Liabilities | ||
| Total Assets: | $154,930,000 | 2,958 |
| Cash and due from depository institutions | $8,789,000 | 1,800 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $73,221,000 | 1,895 |
| Federal funds sold & reverse repurchase agreements | $520,000 | 9,034 |
| Net loans & leases | $67,725,000 | 3,710 |
| Loan loss allowance | $1,077,000 | 3,460 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,614,000 | 4,397 |
| Other real estate owned | $969,000 | 1,800 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,092,000 | 3,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,930,000 | 2,958 |
| Total liabilities | $140,726,000 | 2,968 |
| Total deposits | $131,088,000 | 2,989 |
| Interest-bearing deposits | $110,049,000 | 3,100 |
| Deposits held in domestic offices | $131,088,000 | 2,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,258,000 | 1,132 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $380,000 | 6,526 |
| Total equity capital | $14,204,000 | 2,846 |
| Total bank equity capital | $14,204,000 | 2,846 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $698,000 | 5,148 |
| Surplus | $2,420,000 | 4,826 |
| Undivided profits | $11,086,000 | 2,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $734,000 | 3,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $325,000 | 5,654 |
| Earning assets | $141,466,000 | 2,975 |
| Long-term assets (5+ years) | $24,233,000 | 2,280 |
| Average Assets, year-to-date | $149,846,400 | 2,977 |
| Average Assets, quarterly | $153,233,500 | 2,974 |
| Volatile liabilities | $18,063,000 | 2,596 |
| Insider loans | $8,000 | 11,525 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,280,000 | 3,859 |
| Tier 1 (core) risk-based capital | $14,204,000 | 2,783 |
| Tier 2 risk-based capital | $916,400 | 3,125 |
| Total risk weighted assets | $73,151,500 | 3,510 |
| Total unused commitments | $7,280,000 | 3,880 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 116 | 1,855 |
| Assets and Liabilities | ||
| Total Assets: | $147,322,000 | 3,156 |
| Cash and due from depository institutions | $8,435,000 | 1,855 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $67,727,000 | 1,991 |
| Federal funds sold & reverse repurchase agreements | $1,020,000 | 8,649 |
| Net loans & leases | $66,522,000 | 3,819 |
| Loan loss allowance | $1,039,000 | 3,591 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,694,000 | 4,205 |
| Other real estate owned | $0 | 1,855 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,924,000 | 3,707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,322,000 | 3,156 |
| Total liabilities | $134,684,000 | 3,170 |
| Total deposits | $129,025,000 | 3,161 |
| Interest-bearing deposits | $111,360,000 | 3,190 |
| Deposits held in domestic offices | $129,025,000 | 3,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,121,000 | 1,289 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $538,000 | 5,507 |
| Total equity capital | $12,638,000 | 3,041 |
| Total bank equity capital | $12,638,000 | 3,041 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $698,000 | 5,410 |
| Surplus | $2,420,000 | 4,773 |
| Undivided profits | $9,520,000 | 2,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,120,000 | 2,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $417,000 | 4,863 |
| Earning assets | $135,269,000 | 3,150 |
| Long-term assets (5+ years) | $25,673,000 | 2,133 |
| Average Assets, year-to-date | $151,581,200 | 3,016 |
| Average Assets, quarterly | $150,833,000 | 3,078 |
| Volatile liabilities | $15,075,000 | 2,953 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,934,000 | 2,619 |
| Tier 1 (core) risk-based capital | $12,638,000 | 2,992 |
| Tier 2 risk-based capital | $916,730 | 3,144 |
| Total risk weighted assets | $73,215,730 | 3,561 |
| Total unused commitments | $11,934,000 | 2,636 |
| Derivatives | $0 | 651 |