| 2005-12-31 | Rank |
| # of Employees: | 195 | 830 |
| Assets and Liabilities |
| Total Assets: | $1,053,847,000 | 602 |
| Cash and due from depository institutions | $27,826,000 | 830 |
| Interest-bearing balances | $17,472,000 | 306 |
| Securities | $102,822,000 | 1,216 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $846,086,000 | 528 |
| Loan loss allowance | $5,213,000 | 943 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $23,806,000 | 374 |
| Other real estate owned | $12,357,000 | 830 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $40,950,000 | 486 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,053,847,000 | 602 |
| Total liabilities | $975,777,000 | 587 |
| Total deposits | $748,833,000 | 618 |
| Interest-bearing deposits | $694,609,000 | 591 |
| Deposits held in domestic offices | $748,833,000 | 617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $224,000,000 | 292 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,944,000 | 1,570 |
| Total equity capital | $78,070,000 | 802 |
| Total bank equity capital | $78,070,000 | 802 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $22,910,000 | 1,138 |
| Undivided profits | $55,160,000 | 635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $11,119,000 | 269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,401,000 | 955 |
| Earning assets | $966,380,000 | 595 |
| Long-term assets (5+ years) | $496,179,000 | 241 |
| Average Assets, year-to-date | $1,027,928,600 | 592 |
| Average Assets, quarterly | $1,049,484,500 | 602 |
| Volatile liabilities | $238,722,000 | 664 |
| Insider loans | $6,321,000 | 1,047 |
| FHLB advances | $214,000,000 | 256 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $110,547,000 | 931 |
| Tier 1 (core) risk-based capital | $77,420,000 | 746 |
| Tier 2 risk-based capital | $5,213,000 | 936 |
| Total risk weighted assets | $780,426,000 | 599 |
| Total unused commitments | $110,547,000 | 931 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank |
| # of Employees: | 191 | 837 |
| Assets and Liabilities |
| Total Assets: | $1,045,122,000 | 602 |
| Cash and due from depository institutions | $40,808,000 | 837 |
| Interest-bearing balances | $22,539,000 | 241 |
| Securities | $104,670,000 | 1,190 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $825,752,000 | 519 |
| Loan loss allowance | $5,055,000 | 964 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $24,144,000 | 354 |
| Other real estate owned | $10,108,000 | 837 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $39,640,000 | 487 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,045,122,000 | 602 |
| Total liabilities | $964,753,000 | 587 |
| Total deposits | $736,137,000 | 625 |
| Interest-bearing deposits | $689,016,000 | 580 |
| Deposits held in domestic offices | $736,137,000 | 624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $219,000,000 | 302 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,616,000 | 611 |
| Total equity capital | $80,369,000 | 759 |
| Total bank equity capital | $80,369,000 | 759 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $22,910,000 | 1,099 |
| Undivided profits | $57,459,000 | 610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,515,000 | 1,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,484,000 | 877 |
| Earning assets | $952,961,000 | 602 |
| Long-term assets (5+ years) | $272,810,000 | 390 |
| Average Assets, year-to-date | $1,021,449,000 | 589 |
| Average Assets, quarterly | $1,038,597,500 | 599 |
| Volatile liabilities | $220,915,000 | 687 |
| Insider loans | $6,996,000 | 917 |
| FHLB advances | $219,000,000 | 254 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $134,081,000 | 797 |
| Tier 1 (core) risk-based capital | $78,957,000 | 719 |
| Tier 2 risk-based capital | $5,055,000 | 940 |
| Total risk weighted assets | $758,638,000 | 591 |
| Total unused commitments | $134,081,000 | 799 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank |
| # of Employees: | 194 | 822 |
| Assets and Liabilities |
| Total Assets: | $1,032,073,000 | 597 |
| Cash and due from depository institutions | $32,411,000 | 822 |
| Interest-bearing balances | $10,901,000 | 499 |
| Securities | $106,364,000 | 1,182 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $820,185,000 | 517 |
| Loan loss allowance | $4,881,000 | 977 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $24,226,000 | 343 |
| Other real estate owned | $10,252,000 | 822 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $38,635,000 | 492 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,032,073,000 | 597 |
| Total liabilities | $950,217,000 | 586 |
| Total deposits | $725,302,000 | 615 |
| Interest-bearing deposits | $676,263,000 | 572 |
| Deposits held in domestic offices | $725,302,000 | 614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $219,000,000 | 301 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,915,000 | 806 |
| Total equity capital | $81,856,000 | 735 |
| Total bank equity capital | $81,856,000 | 735 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $22,910,000 | 1,077 |
| Undivided profits | $58,946,000 | 580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,157,000 | 1,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,376,000 | 837 |
| Earning assets | $937,450,000 | 599 |
| Long-term assets (5+ years) | $278,691,000 | 395 |
| Average Assets, year-to-date | $1,013,558,000 | 586 |
| Average Assets, quarterly | $1,019,822,500 | 588 |
| Volatile liabilities | $209,800,000 | 705 |
| Insider loans | $7,157,000 | 863 |
| FHLB advances | $219,000,000 | 251 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $137,274,000 | 758 |
| Tier 1 (core) risk-based capital | $80,313,000 | 693 |
| Tier 2 risk-based capital | $4,881,000 | 954 |
| Total risk weighted assets | $745,505,000 | 580 |
| Total unused commitments | $137,274,000 | 759 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank |
| # of Employees: | 189 | 834 |
| Assets and Liabilities |
| Total Assets: | $1,007,572,000 | 594 |
| Cash and due from depository institutions | $14,926,000 | 834 |
| Interest-bearing balances | $2,451,000 | 1,781 |
| Securities | $110,154,000 | 1,147 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $819,198,000 | 506 |
| Loan loss allowance | $4,716,000 | 1,001 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $24,346,000 | 338 |
| Other real estate owned | $81,000 | 834 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $38,867,000 | 479 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,007,572,000 | 594 |
| Total liabilities | $928,183,000 | 583 |
| Total deposits | $702,851,000 | 627 |
| Interest-bearing deposits | $656,777,000 | 583 |
| Deposits held in domestic offices | $702,851,000 | 626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $220,000,000 | 299 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,332,000 | 889 |
| Total equity capital | $79,389,000 | 733 |
| Total bank equity capital | $79,389,000 | 733 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $22,910,000 | 1,041 |
| Undivided profits | $56,479,000 | 581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,077,000 | 1,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,777,000 | 573 |
| Earning assets | $931,803,000 | 593 |
| Long-term assets (5+ years) | $288,273,000 | 388 |
| Average Assets, year-to-date | $1,004,300,500 | 591 |
| Average Assets, quarterly | $1,004,300,500 | 591 |
| Volatile liabilities | $181,712,000 | 750 |
| Insider loans | $6,112,000 | 1,000 |
| FHLB advances | $220,000,000 | 252 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $118,984,000 | 840 |
| Tier 1 (core) risk-based capital | $79,807,000 | 682 |
| Tier 2 risk-based capital | $4,716,000 | 975 |
| Total risk weighted assets | $736,634,000 | 573 |
| Total unused commitments | $118,984,000 | 840 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank |
| # of Employees: | 179 | 897 |
| Assets and Liabilities |
| Total Assets: | $1,001,029,000 | 599 |
| Cash and due from depository institutions | $28,362,000 | 897 |
| Interest-bearing balances | $15,689,000 | 359 |
| Securities | $102,344,000 | 1,258 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $807,802,000 | 515 |
| Loan loss allowance | $4,496,000 | 1,042 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $24,299,000 | 342 |
| Other real estate owned | $82,000 | 897 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $38,140,000 | 485 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,001,029,000 | 599 |
| Total liabilities | $921,410,000 | 588 |
| Total deposits | $679,315,000 | 641 |
| Interest-bearing deposits | $640,150,000 | 590 |
| Deposits held in domestic offices | $679,315,000 | 640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $237,000,000 | 281 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,095,000 | 902 |
| Total equity capital | $79,619,000 | 735 |
| Total bank equity capital | $79,619,000 | 735 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $22,910,000 | 1,027 |
| Undivided profits | $56,709,000 | 593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,038,000 | 1,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $5,103,000 | 526 |
| Earning assets | $925,835,000 | 605 |
| Long-term assets (5+ years) | $292,926,000 | 391 |
| Average Assets, year-to-date | $950,816,400 | 603 |
| Average Assets, quarterly | $998,757,500 | 593 |
| Volatile liabilities | $189,932,000 | 698 |
| Insider loans | $5,633,000 | 1,081 |
| FHLB advances | $237,000,000 | 236 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $114,466,000 | 849 |
| Tier 1 (core) risk-based capital | $79,213,000 | 680 |
| Tier 2 risk-based capital | $4,496,000 | 1,016 |
| Total risk weighted assets | $726,804,000 | 585 |
| Total unused commitments | $114,466,000 | 850 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank |
| # of Employees: | 172 | 931 |
| Assets and Liabilities |
| Total Assets: | $996,486,000 | 601 |
| Cash and due from depository institutions | $31,938,000 | 931 |
| Interest-bearing balances | $17,022,000 | 343 |
| Securities | $106,551,000 | 1,204 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $773,230,000 | 520 |
| Loan loss allowance | $4,286,000 | 1,092 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $23,725,000 | 351 |
| Other real estate owned | $20,985,000 | 931 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $40,057,000 | 463 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $996,486,000 | 601 |
| Total liabilities | $918,360,000 | 587 |
| Total deposits | $681,297,000 | 633 |
| Interest-bearing deposits | $639,317,000 | 583 |
| Deposits held in domestic offices | $681,297,000 | 628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $232,000,000 | 294 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,063,000 | 904 |
| Total equity capital | $78,126,000 | 738 |
| Total bank equity capital | $78,126,000 | 738 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $22,910,000 | 1,000 |
| Undivided profits | $55,216,000 | 602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,964,000 | 1,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,811,000 | 700 |
| Earning assets | $896,803,000 | 615 |
| Long-term assets (5+ years) | $302,341,000 | 387 |
| Average Assets, year-to-date | $938,263,250 | 607 |
| Average Assets, quarterly | $971,710,500 | 608 |
| Volatile liabilities | $185,471,000 | 684 |
| Insider loans | $4,449,000 | 1,325 |
| FHLB advances | $232,000,000 | 239 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $104,203,000 | 897 |
| Tier 1 (core) risk-based capital | $76,836,000 | 690 |
| Tier 2 risk-based capital | $4,286,000 | 1,043 |
| Total risk weighted assets | $722,703,000 | 578 |
| Total unused commitments | $104,203,000 | 899 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank |
| # of Employees: | 165 | 975 |
| Assets and Liabilities |
| Total Assets: | $946,935,000 | 619 |
| Cash and due from depository institutions | $30,887,000 | 975 |
| Interest-bearing balances | $23,645,000 | 236 |
| Securities | $96,684,000 | 1,359 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $760,845,000 | 511 |
| Loan loss allowance | $4,080,000 | 1,140 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,786,000 | 432 |
| Other real estate owned | $83,000 | 975 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $39,650,000 | 473 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $946,935,000 | 619 |
| Total liabilities | $871,900,000 | 602 |
| Total deposits | $648,242,000 | 665 |
| Interest-bearing deposits | $607,923,000 | 606 |
| Deposits held in domestic offices | $648,242,000 | 661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $221,000,000 | 306 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,658,000 | 1,416 |
| Total equity capital | $75,035,000 | 739 |
| Total bank equity capital | $75,035,000 | 739 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $22,910,000 | 977 |
| Undivided profits | $52,125,000 | 614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,875,000 | 1,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,572,000 | 711 |
| Earning assets | $881,174,000 | 605 |
| Long-term assets (5+ years) | $324,146,000 | 371 |
| Average Assets, year-to-date | $918,855,670 | 615 |
| Average Assets, quarterly | $931,240,500 | 618 |
| Volatile liabilities | $183,230,000 | 677 |
| Insider loans | $4,419,000 | 1,306 |
| FHLB advances | $221,000,000 | 253 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $122,473,000 | 772 |
| Tier 1 (core) risk-based capital | $75,401,000 | 683 |
| Tier 2 risk-based capital | $4,080,000 | 1,089 |
| Total risk weighted assets | $686,883,000 | 598 |
| Total unused commitments | $122,473,000 | 773 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank |
| # of Employees: | 157 | 1,034 |
| Assets and Liabilities |
| Total Assets: | $915,546,000 | 630 |
| Cash and due from depository institutions | $55,905,000 | 1,034 |
| Interest-bearing balances | $50,533,000 | 125 |
| Securities | $89,223,000 | 1,465 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $712,170,000 | 531 |
| Loan loss allowance | $3,892,000 | 1,184 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $17,820,000 | 454 |
| Other real estate owned | $84,000 | 1,034 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $40,344,000 | 460 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $915,546,000 | 630 |
| Total liabilities | $838,530,000 | 619 |
| Total deposits | $636,739,000 | 676 |
| Interest-bearing deposits | $599,051,000 | 617 |
| Deposits held in domestic offices | $636,739,000 | 672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $196,200,000 | 320 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,591,000 | 864 |
| Total equity capital | $77,016,000 | 727 |
| Total bank equity capital | $77,016,000 | 727 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $22,909,000 | 963 |
| Undivided profits | $54,107,000 | 610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,729,000 | 814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,657,000 | 684 |
| Earning assets | $851,926,000 | 620 |
| Long-term assets (5+ years) | $328,031,000 | 354 |
| Average Assets, year-to-date | $904,816,000 | 625 |
| Average Assets, quarterly | $904,816,000 | 625 |
| Volatile liabilities | $177,888,000 | 672 |
| Insider loans | $4,724,000 | 1,183 |
| FHLB advances | $196,200,000 | 270 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $84,290,000 | 993 |
| Tier 1 (core) risk-based capital | $75,306,000 | 674 |
| Tier 2 risk-based capital | $3,892,000 | 1,124 |
| Total risk weighted assets | $647,204,000 | 626 |
| Total unused commitments | $84,290,000 | 995 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank |
| # of Employees: | 159 | 1,024 |
| Assets and Liabilities |
| Total Assets: | $894,086,000 | 640 |
| Cash and due from depository institutions | $20,923,000 | 1,024 |
| Interest-bearing balances | $15,165,000 | 417 |
| Securities | $100,165,000 | 1,358 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $716,872,000 | 520 |
| Loan loss allowance | $3,755,000 | 1,225 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $17,652,000 | 458 |
| Other real estate owned | $85,000 | 1,024 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $38,389,000 | 476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $894,086,000 | 640 |
| Total liabilities | $819,456,000 | 629 |
| Total deposits | $602,897,000 | 714 |
| Interest-bearing deposits | $566,992,000 | 656 |
| Deposits held in domestic offices | $602,897,000 | 711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $211,700,000 | 309 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,859,000 | 946 |
| Total equity capital | $74,630,000 | 736 |
| Total bank equity capital | $74,630,000 | 736 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $22,910,000 | 941 |
| Undivided profits | $51,720,000 | 626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,837,000 | 1,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,814,000 | 661 |
| Earning assets | $832,202,000 | 625 |
| Long-term assets (5+ years) | $351,939,000 | 338 |
| Average Assets, year-to-date | $843,713,200 | 654 |
| Average Assets, quarterly | $886,886,000 | 633 |
| Volatile liabilities | $161,214,000 | 726 |
| Insider loans | $4,633,000 | 1,185 |
| FHLB advances | $204,700,000 | 260 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $53,858,000 | 1,368 |
| Tier 1 (core) risk-based capital | $73,742,000 | 684 |
| Tier 2 risk-based capital | $3,755,000 | 1,170 |
| Total risk weighted assets | $638,838,000 | 626 |
| Total unused commitments | $53,858,000 | 1,369 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank |
| # of Employees: | 157 | 1,059 |
| Assets and Liabilities |
| Total Assets: | $879,686,000 | 652 |
| Cash and due from depository institutions | $24,105,000 | 1,059 |
| Interest-bearing balances | $18,415,000 | 415 |
| Securities | $100,494,000 | 1,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $700,031,000 | 526 |
| Loan loss allowance | $3,604,000 | 1,297 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $17,249,000 | 475 |
| Other real estate owned | $125,000 | 1,059 |
| Goodwill and other intangibles | $35,000 | 3,000 |
| All other assets | $37,647,000 | 491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $879,686,000 | 652 |
| Total liabilities | $806,389,000 | 649 |
| Total deposits | $599,492,000 | 719 |
| Interest-bearing deposits | $557,877,000 | 676 |
| Deposits held in domestic offices | $599,492,000 | 716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $201,700,000 | 310 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,197,000 | 935 |
| Total equity capital | $73,297,000 | 759 |
| Total bank equity capital | $73,297,000 | 759 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $22,910,000 | 939 |
| Undivided profits | $50,387,000 | 651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,258,000 | 1,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,721,000 | 708 |
| Earning assets | $818,940,000 | 645 |
| Long-term assets (5+ years) | $455,047,000 | 275 |
| Average Assets, year-to-date | $831,120,000 | 676 |
| Average Assets, quarterly | $868,678,500 | 659 |
| Volatile liabilities | $130,465,000 | 854 |
| Insider loans | $5,085,000 | 1,063 |
| FHLB advances | $197,700,000 | 259 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $54,858,000 | 1,369 |
| Tier 1 (core) risk-based capital | $72,405,000 | 700 |
| Tier 2 risk-based capital | $3,604,000 | 1,218 |
| Total risk weighted assets | $623,584,000 | 629 |
| Total unused commitments | $54,858,000 | 1,371 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank |
| # of Employees: | 153 | 1,101 |
| Assets and Liabilities |
| Total Assets: | $857,671,000 | 664 |
| Cash and due from depository institutions | $47,209,000 | 1,101 |
| Interest-bearing balances | $44,201,000 | 188 |
| Securities | $102,693,000 | 1,267 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $653,688,000 | 557 |
| Loan loss allowance | $3,465,000 | 1,323 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $17,184,000 | 466 |
| Other real estate owned | $126,000 | 1,101 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $36,771,000 | 487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $857,671,000 | 664 |
| Total liabilities | $784,197,000 | 658 |
| Total deposits | $568,095,000 | 763 |
| Interest-bearing deposits | $529,232,000 | 709 |
| Deposits held in domestic offices | $568,095,000 | 760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $210,700,000 | 298 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,402,000 | 958 |
| Total equity capital | $73,474,000 | 755 |
| Total bank equity capital | $73,474,000 | 755 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $22,910,000 | 918 |
| Undivided profits | $50,564,000 | 645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,832,000 | 1,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $4,023,000 | 646 |
| Earning assets | $800,582,000 | 654 |
| Long-term assets (5+ years) | $466,768,000 | 258 |
| Average Assets, year-to-date | $814,931,330 | 682 |
| Average Assets, quarterly | $832,903,500 | 675 |
| Volatile liabilities | $133,461,000 | 829 |
| Insider loans | $4,883,000 | 1,088 |
| FHLB advances | $210,700,000 | 241 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $53,618,000 | 1,371 |
| Tier 1 (core) risk-based capital | $71,487,000 | 698 |
| Tier 2 risk-based capital | $3,465,000 | 1,219 |
| Total risk weighted assets | $589,220,000 | 652 |
| Total unused commitments | $53,618,000 | 1,381 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 163 | 1,009 |
| Assets and Liabilities |
| Total Assets: | $808,136,000 | 689 |
| Cash and due from depository institutions | $37,408,000 | 1,009 |
| Interest-bearing balances | $34,867,000 | 219 |
| Securities | $102,452,000 | 1,248 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $620,964,000 | 568 |
| Loan loss allowance | $3,322,000 | 1,346 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $17,026,000 | 462 |
| Other real estate owned | $87,000 | 1,009 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $30,199,000 | 534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $808,136,000 | 689 |
| Total liabilities | $737,212,000 | 684 |
| Total deposits | $552,463,000 | 772 |
| Interest-bearing deposits | $516,676,000 | 720 |
| Deposits held in domestic offices | $552,463,000 | 769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $179,700,000 | 326 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,049,000 | 1,017 |
| Total equity capital | $70,924,000 | 772 |
| Total bank equity capital | $70,924,000 | 772 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $22,910,000 | 907 |
| Undivided profits | $48,014,000 | 655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,065,000 | 2,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,919,000 | 681 |
| Earning assets | $758,283,000 | 674 |
| Long-term assets (5+ years) | $450,857,000 | 260 |
| Average Assets, year-to-date | $793,561,500 | 690 |
| Average Assets, quarterly | $793,561,500 | 690 |
| Volatile liabilities | $94,644,000 | 1,083 |
| Insider loans | $3,460,000 | 1,565 |
| FHLB advances | $179,700,000 | 269 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $47,107,000 | 1,466 |
| Tier 1 (core) risk-based capital | $69,714,000 | 712 |
| Tier 2 risk-based capital | $3,322,000 | 1,247 |
| Total risk weighted assets | $559,128,000 | 679 |
| Total unused commitments | $47,107,000 | 1,480 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 155 | 1,068 |
| Assets and Liabilities |
| Total Assets: | $778,987,000 | 693 |
| Cash and due from depository institutions | $31,266,000 | 1,068 |
| Interest-bearing balances | $24,417,000 | 303 |
| Securities | $102,161,000 | 1,215 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $597,033,000 | 588 |
| Loan loss allowance | $3,141,000 | 1,388 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $16,756,000 | 466 |
| Other real estate owned | $2,074,000 | 1,068 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $29,697,000 | 542 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $778,987,000 | 693 |
| Total liabilities | $709,195,000 | 687 |
| Total deposits | $532,477,000 | 781 |
| Interest-bearing deposits | $497,192,000 | 718 |
| Deposits held in domestic offices | $532,477,000 | 778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $171,700,000 | 340 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,018,000 | 989 |
| Total equity capital | $69,792,000 | 770 |
| Total bank equity capital | $69,792,000 | 770 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $22,910,000 | 888 |
| Undivided profits | $46,882,000 | 669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,372,000 | 1,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,872,000 | 706 |
| Earning assets | $723,611,000 | 690 |
| Long-term assets (5+ years) | $433,080,000 | 265 |
| Average Assets, year-to-date | $724,297,200 | 705 |
| Average Assets, quarterly | $762,087,500 | 702 |
| Volatile liabilities | $79,727,000 | 1,245 |
| Insider loans | $4,266,000 | 1,228 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $46,439,000 | 1,429 |
| Tier 1 (core) risk-based capital | $68,533,000 | 713 |
| Tier 2 risk-based capital | $3,141,000 | 1,293 |
| Total risk weighted assets | $534,423,000 | 691 |
| Total unused commitments | $46,439,000 | 1,430 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 136 | 1,196 |
| Assets and Liabilities |
| Total Assets: | $670,332,000 | 775 |
| Cash and due from depository institutions | $16,876,000 | 1,196 |
| Interest-bearing balances | $12,395,000 | 548 |
| Securities | $81,190,000 | 1,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $537,053,000 | 633 |
| Loan loss allowance | $2,255,000 | 1,778 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $10,990,000 | 764 |
| Other real estate owned | $91,000 | 1,196 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $24,132,000 | 607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $670,332,000 | 775 |
| Total liabilities | $606,088,000 | 778 |
| Total deposits | $427,118,000 | 919 |
| Interest-bearing deposits | $399,709,000 | 863 |
| Deposits held in domestic offices | $427,118,000 | 918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $175,200,000 | 337 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,770,000 | 1,213 |
| Total equity capital | $64,244,000 | 772 |
| Total bank equity capital | $64,244,000 | 772 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $22,910,000 | 859 |
| Undivided profits | $41,334,000 | 686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,413,000 | 888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,775,000 | 793 |
| Earning assets | $630,638,000 | 755 |
| Long-term assets (5+ years) | $375,604,000 | 298 |
| Average Assets, year-to-date | $622,999,800 | 797 |
| Average Assets, quarterly | $664,395,500 | 765 |
| Volatile liabilities | $41,568,000 | 2,055 |
| Insider loans | $3,438,000 | 1,467 |
| FHLB advances | $175,200,000 | 270 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $42,959,000 | 1,413 |
| Tier 1 (core) risk-based capital | $63,979,000 | 724 |
| Tier 2 risk-based capital | $2,255,000 | 1,653 |
| Total risk weighted assets | $454,431,000 | 769 |
| Total unused commitments | $42,959,000 | 1,417 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 132 | 1,240 |
| Assets and Liabilities |
| Total Assets: | $578,084,000 | 861 |
| Cash and due from depository institutions | $26,581,000 | 1,240 |
| Interest-bearing balances | $23,571,000 | 190 |
| Securities | $77,428,000 | 1,425 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $459,784,000 | 713 |
| Loan loss allowance | $1,881,000 | 2,019 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,012,000 | 905 |
| Other real estate owned | $635,000 | 1,240 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,644,000 | 1,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $578,084,000 | 861 |
| Total liabilities | $516,851,000 | 868 |
| Total deposits | $373,505,000 | 1,029 |
| Interest-bearing deposits | $352,106,000 | 941 |
| Deposits held in domestic offices | $373,505,000 | 1,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $140,200,000 | 370 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,146,000 | 1,413 |
| Total equity capital | $61,233,000 | 781 |
| Total bank equity capital | $61,233,000 | 781 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $22,910,000 | 842 |
| Undivided profits | $38,323,000 | 713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,116,000 | 532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,272,000 | 1,091 |
| Earning assets | $560,783,000 | 820 |
| Long-term assets (5+ years) | $316,075,000 | 334 |
| Average Assets, year-to-date | $542,201,600 | 869 |
| Average Assets, quarterly | $570,410,000 | 860 |
| Volatile liabilities | $42,544,000 | 2,011 |
| Insider loans | $3,301,000 | 1,493 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,956,000 | 2,124 |
| Tier 1 (core) risk-based capital | $61,256,000 | 732 |
| Tier 2 risk-based capital | $1,881,000 | 1,894 |
| Total risk weighted assets | $339,044,900 | 970 |
| Total unused commitments | $22,956,000 | 2,129 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 128 | 1,313 |
| Assets and Liabilities |
| Total Assets: | $503,697,000 | 963 |
| Cash and due from depository institutions | $21,357,000 | 1,313 |
| Interest-bearing balances | $13,881,000 | 282 |
| Securities | $74,301,000 | 1,543 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $396,006,000 | 807 |
| Loan loss allowance | $1,545,000 | 2,323 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,641,000 | 948 |
| Other real estate owned | $266,000 | 1,313 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,126,000 | 2,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $503,697,000 | 963 |
| Total liabilities | $445,564,000 | 985 |
| Total deposits | $327,438,000 | 1,127 |
| Interest-bearing deposits | $314,332,000 | 1,020 |
| Deposits held in domestic offices | $327,438,000 | 1,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $115,200,000 | 458 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,926,000 | 1,386 |
| Total equity capital | $58,133,000 | 793 |
| Total bank equity capital | $58,133,000 | 793 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $22,910,000 | 837 |
| Undivided profits | $35,223,000 | 728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,174,000 | 1,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,534,000 | 1,400 |
| Earning assets | $484,188,000 | 920 |
| Long-term assets (5+ years) | $302,514,000 | 385 |
| Average Assets, year-to-date | $444,932,200 | 1,034 |
| Average Assets, quarterly | $486,544,500 | 981 |
| Volatile liabilities | $32,720,000 | 2,383 |
| Insider loans | $3,634,000 | 1,299 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $25,154,000 | 1,989 |
| Tier 1 (core) risk-based capital | $59,303,000 | 763 |
| Tier 2 risk-based capital | $1,545,000 | 2,132 |
| Total risk weighted assets | $295,618,200 | 1,080 |
| Total unused commitments | $25,154,000 | 1,994 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 111 | 1,517 |
| Assets and Liabilities |
| Total Assets: | $402,802,000 | 1,156 |
| Cash and due from depository institutions | $13,852,000 | 1,517 |
| Interest-bearing balances | $11,247,000 | 552 |
| Securities | $70,840,000 | 1,671 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $309,074,000 | 923 |
| Loan loss allowance | $1,373,000 | 2,513 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,530,000 | 1,211 |
| Other real estate owned | $294,000 | 1,517 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,212,000 | 3,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,802,000 | 1,156 |
| Total liabilities | $333,918,000 | 1,238 |
| Total deposits | $273,671,000 | 1,343 |
| Interest-bearing deposits | $261,215,000 | 1,215 |
| Deposits held in domestic offices | $273,671,000 | 1,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $57,000,000 | 549 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,247,000 | 1,362 |
| Total equity capital | $68,884,000 | 691 |
| Total bank equity capital | $68,884,000 | 691 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $33,610,000 | 579 |
| Undivided profits | $35,274,000 | 738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,094,000 | 2,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $933,000 | 2,412 |
| Earning assets | $391,161,000 | 1,094 |
| Long-term assets (5+ years) | $243,661,000 | 404 |
| Average Assets, year-to-date | $389,542,600 | 1,135 |
| Average Assets, quarterly | $397,317,000 | 1,148 |
| Volatile liabilities | $21,885,000 | 2,802 |
| Insider loans | $2,858,000 | 1,517 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,633,000 | 2,138 |
| Tier 1 (core) risk-based capital | $68,230,000 | 636 |
| Tier 2 risk-based capital | $1,373,000 | 2,272 |
| Total risk weighted assets | $224,429,500 | 1,285 |
| Total unused commitments | $21,633,000 | 2,144 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 107 | 1,632 |
| Assets and Liabilities |
| Total Assets: | $332,024,000 | 1,391 |
| Cash and due from depository institutions | $10,127,000 | 1,632 |
| Interest-bearing balances | $7,718,000 | 573 |
| Securities | $67,698,000 | 1,695 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $246,755,000 | 1,190 |
| Loan loss allowance | $1,126,000 | 3,027 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,390,000 | 1,448 |
| Other real estate owned | $203,000 | 1,632 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,851,000 | 3,738 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $332,024,000 | 1,391 |
| Total liabilities | $299,794,000 | 1,388 |
| Total deposits | $273,491,000 | 1,358 |
| Interest-bearing deposits | $263,253,000 | 1,236 |
| Deposits held in domestic offices | $273,491,000 | 1,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $24,000,000 | 866 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,303,000 | 1,811 |
| Total equity capital | $32,230,000 | 1,394 |
| Total bank equity capital | $32,230,000 | 1,394 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $32,230,000 | 797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,917,000 | 1,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $174,000 | 8,645 |
| Earning assets | $322,171,000 | 1,324 |
| Long-term assets (5+ years) | $193,606,000 | 426 |
| Average Assets, year-to-date | $322,877,000 | 1,357 |
| Average Assets, quarterly | $328,098,000 | 1,384 |
| Volatile liabilities | $24,540,000 | 2,509 |
| Insider loans | $1,939,000 | 2,122 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $21,251,000 | 2,010 |
| Tier 1 (core) risk-based capital | $31,494,000 | 1,350 |
| Tier 2 risk-based capital | $1,126,000 | 2,626 |
| Total risk weighted assets | $177,009,100 | 1,598 |
| Total unused commitments | $21,251,000 | 2,015 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 97 | 1,925 |
| Assets and Liabilities |
| Total Assets: | $316,159,000 | 1,501 |
| Cash and due from depository institutions | $11,067,000 | 1,925 |
| Interest-bearing balances | $9,165,000 | 420 |
| Securities | $61,570,000 | 1,974 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $237,767,000 | 1,267 |
| Loan loss allowance | $790,000 | 4,279 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,342,000 | 1,825 |
| Other real estate owned | $67,000 | 1,925 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,346,000 | 5,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $316,159,000 | 1,501 |
| Total liabilities | $286,646,000 | 1,498 |
| Total deposits | $255,486,000 | 1,513 |
| Interest-bearing deposits | $247,142,000 | 1,363 |
| Deposits held in domestic offices | $255,486,000 | 1,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $29,000,000 | 775 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,160,000 | 1,898 |
| Total equity capital | $29,513,000 | 1,530 |
| Total bank equity capital | $29,513,000 | 1,530 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $29,513,000 | 866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $836,000 | 3,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $145,000 | 9,432 |
| Earning assets | $308,502,000 | 1,414 |
| Long-term assets (5+ years) | $92,754,000 | 769 |
| Average Assets, year-to-date | $306,556,600 | 1,486 |
| Average Assets, quarterly | $314,002,000 | 1,498 |
| Volatile liabilities | $45,696,000 | 1,485 |
| Insider loans | $2,282,000 | 1,865 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,044,000 | 3,379 |
| Tier 1 (core) risk-based capital | $28,806,000 | 1,496 |
| Tier 2 risk-based capital | $790,000 | 3,691 |
| Total risk weighted assets | $171,135,800 | 1,675 |
| Total unused commitments | $10,044,000 | 3,392 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 93 | 2,073 |
| Assets and Liabilities |
| Total Assets: | $298,823,000 | 1,591 |
| Cash and due from depository institutions | $15,353,000 | 2,073 |
| Interest-bearing balances | $13,942,000 | 321 |
| Securities | $51,745,000 | 2,420 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $220,912,000 | 1,331 |
| Loan loss allowance | $770,000 | 4,384 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,079,000 | 2,480 |
| Other real estate owned | $477,000 | 2,073 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $7,257,000 | 1,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,823,000 | 1,591 |
| Total liabilities | $270,822,000 | 1,594 |
| Total deposits | $252,698,000 | 1,542 |
| Interest-bearing deposits | $242,789,000 | 1,405 |
| Deposits held in domestic offices | $252,698,000 | 1,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $15,000,000 | 975 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,124,000 | 1,485 |
| Total equity capital | $28,001,000 | 1,626 |
| Total bank equity capital | $28,001,000 | 1,626 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $28,001,000 | 939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $752,000 | 3,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $289,000 | 7,290 |
| Earning assets | $286,599,000 | 1,529 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $283,951,400 | 1,605 |
| Average Assets, quarterly | $292,512,500 | 1,601 |
| Volatile liabilities | $40,322,000 | 1,507 |
| Insider loans | $1,881,000 | 2,256 |
| FHLB advances | $15,000,000 | 345 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,767,000 | 2,920 |
| Tier 1 (core) risk-based capital | $26,308,000 | 1,623 |
| Tier 2 risk-based capital | $754,000 | 3,779 |
| Total risk weighted assets | $166,431,000 | 1,705 |
| Total unused commitments | $11,767,000 | 2,931 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 92 | 2,200 |
| Assets and Liabilities |
| Total Assets: | $274,613,000 | 1,670 |
| Cash and due from depository institutions | $9,316,000 | 2,200 |
| Interest-bearing balances | $7,718,000 | 469 |
| Securities | $53,610,000 | 2,461 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $202,288,000 | 1,392 |
| Loan loss allowance | $698,000 | 4,842 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,249,000 | 3,271 |
| Other real estate owned | $400,000 | 2,200 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,750,000 | 1,295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $274,613,000 | 1,670 |
| Total liabilities | $251,262,000 | 1,675 |
| Total deposits | $243,277,000 | 1,563 |
| Interest-bearing deposits | $243,277,000 | 1,352 |
| Deposits held in domestic offices | $243,277,000 | 1,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,500,000 | 1,541 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,485,000 | 2,264 |
| Total equity capital | $23,351,000 | 1,773 |
| Total bank equity capital | $23,351,000 | 1,773 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $23,351,000 | 1,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $569,000 | 3,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $222,000 | 8,017 |
| Earning assets | $263,616,000 | 1,605 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $270,339,800 | 1,660 |
| Average Assets, quarterly | $271,479,500 | 1,683 |
| Volatile liabilities | $33,610,000 | 1,671 |
| Insider loans | $2,074,000 | 2,017 |
| FHLB advances | $6,500,000 | 566 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,376,000 | 3,275 |
| Tier 1 (core) risk-based capital | $23,556,000 | 1,759 |
| Tier 2 risk-based capital | $682,000 | 4,088 |
| Total risk weighted assets | $153,244,000 | 1,813 |
| Total unused commitments | $9,376,000 | 3,286 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 69 | 3,048 |
| Assets and Liabilities |
| Total Assets: | $267,727,000 | 1,736 |
| Cash and due from depository institutions | $24,829,000 | 3,048 |
| Interest-bearing balances | $23,261,000 | 270 |
| Securities | $59,709,000 | 2,297 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $174,601,000 | 1,578 |
| Loan loss allowance | $608,000 | 5,533 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,873,000 | 3,856 |
| Other real estate owned | $680,000 | 3,048 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,035,000 | 1,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,727,000 | 1,736 |
| Total liabilities | $246,700,000 | 1,729 |
| Total deposits | $244,428,000 | 1,618 |
| Interest-bearing deposits | $244,428,000 | 1,411 |
| Deposits held in domestic offices | $244,428,000 | 1,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,272,000 | 1,636 |
| Total equity capital | $21,027,000 | 1,953 |
| Total bank equity capital | $21,027,000 | 1,953 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $21,027,000 | 1,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $508,000 | 4,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $220,000 | 7,662 |
| Earning assets | $257,571,000 | 1,665 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $258,403,800 | 1,744 |
| Average Assets, quarterly | $263,227,000 | 1,745 |
| Volatile liabilities | $26,161,000 | 1,923 |
| Insider loans | $1,108,000 | 3,465 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,224,000 | 3,546 |
| Tier 1 (core) risk-based capital | $20,750,000 | 1,922 |
| Tier 2 risk-based capital | $592,000 | 4,582 |
| Total risk weighted assets | $125,261,000 | 2,131 |
| Total unused commitments | $8,224,000 | 3,563 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 64 | 3,357 |
| Assets and Liabilities |
| Total Assets: | $252,963,000 | 1,885 |
| Cash and due from depository institutions | $23,034,000 | 3,357 |
| Interest-bearing balances | $20,621,000 | 388 |
| Securities | $56,122,000 | 2,420 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $165,322,000 | 1,699 |
| Loan loss allowance | $515,000 | 6,315 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,812,000 | 3,935 |
| Other real estate owned | $1,125,000 | 3,357 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,548,000 | 1,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,963,000 | 1,885 |
| Total liabilities | $235,156,000 | 1,869 |
| Total deposits | $233,476,000 | 1,778 |
| Interest-bearing deposits | $227,321,000 | 1,597 |
| Deposits held in domestic offices | $233,476,000 | 1,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,680,000 | 2,157 |
| Total equity capital | $17,807,000 | 2,174 |
| Total bank equity capital | $17,807,000 | 2,174 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $17,807,000 | 1,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $636,000 | 4,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $204,000 | 8,581 |
| Earning assets | $242,065,000 | 1,805 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $246,284,400 | 1,894 |
| Average Assets, quarterly | $250,495,000 | 1,888 |
| Volatile liabilities | $21,796,000 | 2,193 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,391,000 | 5,723 |
| Tier 1 (core) risk-based capital | $17,608,000 | 2,137 |
| Tier 2 risk-based capital | $499,000 | 5,219 |
| Total risk weighted assets | $117,488,000 | 2,309 |
| Total unused commitments | $3,391,000 | 5,750 |
| Derivatives | $0 | 651 |
