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Effingham Bank & Trust, Changes in Bank Equity Capital
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $1,978,000 | 10,329 |
| Restatements from amended reports of income, net | $0 | 212 |
| Net income | $-154,000 | 11,648 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 490 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,644 |
| Other comprehensive income | $49,000 | 7,707 |
| Other transactions with parent holding company | $0 | 524 |
| Bank equity capital | $2,067,000 | 10,611 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $1,998,000 | 10,778 |
| Restatements from amended reports of income, net | $4,000 | 199 |
| Net income | $80,000 | 11,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 449 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $0 | 8,856 |
| Other comprehensive income | $-96,000 | 4,883 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $1,978,000 | 10,962 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $2,452,000 | 10,161 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $-470,000 | 12,890 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,105 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | $0 | 1,984 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $1,998,000 | 11,357 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $2,537,000 | 10,065 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $-85,000 | 13,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $2,452,000 | 10,656 |