Home > Effingham Bank & Trust > Assets and Liabilities
Effingham Bank & Trust, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 13 | 9,438 |
Assets and Liabilities | ||
Total Assets: | $24,726,000 | 10,115 |
Cash and due from depository institutions | $1,771,000 | 9,438 |
Interest-bearing balances | $4,000 | 6,672 |
Securities | $4,230,000 | 10,541 |
Federal funds sold & reverse repurchase agreements | $930,000 | 7,473 |
Net loans & leases | $16,479,000 | 9,261 |
Loan loss allowance | $242,000 | 8,866 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $853,000 | 6,602 |
Other real estate owned | $180,000 | 9,438 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $283,000 | 10,807 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $24,726,000 | 10,115 |
Total liabilities | $22,659,000 | 10,017 |
Total deposits | $21,353,000 | 10,094 |
Interest-bearing deposits | $16,932,000 | 10,283 |
Deposits held in domestic offices | $21,353,000 | 10,092 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $1,100,000 | 2,809 |
Subordinated debt | $0 | 337 |
All other liabilities | $206,000 | 9,620 |
Total equity capital | $2,067,000 | 10,611 |
Total bank equity capital | $2,067,000 | 10,611 |
Perpetual preferred stock | $0 | 288 |
Common stock | $1,762,000 | 2,308 |
Surplus | $1,661,000 | 6,207 |
Undivided profits | $-1,356,000 | 11,760 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $633,000 | 3,674 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $97,000 | 10,706 |
Earning assets | $21,643,000 | 10,228 |
Long-term assets (5+ years) | $343,000 | 9,870 |
Average Assets, year-to-date | $25,285,800 | 9,933 |
Average Assets, quarterly | $24,808,000 | 10,061 |
Volatile liabilities | $3,323,000 | 8,252 |
Insider loans | $440,000 | 6,020 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $1,456,000 | 8,197 |
Tier 1 (core) risk-based capital | $2,114,000 | 10,505 |
Tier 2 risk-based capital | $206,930 | 8,770 |
Total risk weighted assets | $16,519,630 | 9,500 |
Total unused commitments | $1,456,000 | 8,210 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 20 | 8,087 |
Assets and Liabilities | ||
Total Assets: | $24,478,000 | 10,495 |
Cash and due from depository institutions | $1,552,000 | 8,087 |
Interest-bearing balances | $3,000 | 6,915 |
Securities | $4,788,000 | 10,961 |
Federal funds sold & reverse repurchase agreements | $890,000 | 5,795 |
Net loans & leases | $15,634,000 | 9,681 |
Loan loss allowance | $229,000 | 9,387 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,309,000 | 5,119 |
Other real estate owned | $0 | 8,087 |
Goodwill and other intangibles | $11,000 | 2,884 |
All other assets | $294,000 | 11,209 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $24,478,000 | 10,495 |
Total liabilities | $22,500,000 | 10,414 |
Total deposits | $22,370,000 | 10,291 |
Interest-bearing deposits | $19,326,000 | 10,217 |
Deposits held in domestic offices | $22,370,000 | 10,286 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $130,000 | 10,440 |
Total equity capital | $1,978,000 | 10,962 |
Total bank equity capital | $1,978,000 | 10,962 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,625,000 | 2,511 |
Surplus | $1,604,000 | 6,324 |
Undivided profits | $-1,251,000 | 12,239 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $121,000 | 8,038 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $98,000 | 10,941 |
Earning assets | $21,315,000 | 10,601 |
Long-term assets (5+ years) | $1,151,000 | 9,224 |
Average Assets, year-to-date | $22,584,200 | 10,677 |
Average Assets, quarterly | $24,301,500 | 10,494 |
Volatile liabilities | $2,196,000 | 9,428 |
Insider loans | $509,000 | 5,635 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,239,000 | 8,673 |
Tier 1 (core) risk-based capital | $2,063,000 | 10,914 |
Tier 2 risk-based capital | $199,760 | 9,181 |
Total risk weighted assets | $15,951,860 | 9,879 |
Total unused commitments | $1,239,000 | 8,685 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 17 | 9,167 |
Assets and Liabilities | ||
Total Assets: | $22,246,000 | 11,266 |
Cash and due from depository institutions | $2,990,000 | 9,167 |
Interest-bearing balances | $0 | 7,655 |
Securities | $5,312,000 | 11,112 |
Federal funds sold & reverse repurchase agreements | $2,520,000 | 4,946 |
Net loans & leases | $9,868,000 | 11,401 |
Loan loss allowance | $194,000 | 10,370 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,214,000 | 5,433 |
Other real estate owned | $197,000 | 9,167 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $145,000 | 12,791 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $22,246,000 | 11,266 |
Total liabilities | $20,248,000 | 11,218 |
Total deposits | $20,099,000 | 11,139 |
Interest-bearing deposits | $16,395,000 | 11,279 |
Deposits held in domestic offices | $20,099,000 | 11,137 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $149,000 | 10,394 |
Total equity capital | $1,998,000 | 11,357 |
Total bank equity capital | $1,998,000 | 11,357 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,625,000 | 2,558 |
Surplus | $1,304,000 | 7,154 |
Undivided profits | $-931,000 | 12,809 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 12,424 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $78,000 | 11,669 |
Earning assets | $17,700,000 | 11,666 |
Long-term assets (5+ years) | $2,260,000 | 8,495 |
Average Assets, year-to-date | $21,495,400 | 11,292 |
Average Assets, quarterly | $21,300,000 | 11,375 |
Volatile liabilities | $1,990,000 | 9,713 |
Insider loans | $428,000 | 6,188 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $622,000 | 10,178 |
Tier 1 (core) risk-based capital | $1,998,000 | 11,327 |
Tier 2 risk-based capital | $135,380 | 10,795 |
Total risk weighted assets | $10,771,580 | 11,486 |
Total unused commitments | $622,000 | 10,200 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 14 | 10,332 |
Assets and Liabilities | ||
Total Assets: | $22,141,000 | 11,667 |
Cash and due from depository institutions | $2,924,000 | 10,332 |
Interest-bearing balances | $0 | 8,059 |
Securities | $2,916,000 | 12,625 |
Federal funds sold & reverse repurchase agreements | $2,050,000 | 6,377 |
Net loans & leases | $12,626,000 | 10,892 |
Loan loss allowance | $316,000 | 8,574 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,200,000 | 5,491 |
Other real estate owned | $230,000 | 10,332 |
Goodwill and other intangibles | $2,000 | 3,055 |
All other assets | $193,000 | 12,906 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $22,141,000 | 11,667 |
Total liabilities | $19,689,000 | 11,710 |
Total deposits | $19,663,000 | 11,628 |
Interest-bearing deposits | $16,636,000 | 11,624 |
Deposits held in domestic offices | $19,663,000 | 11,627 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $26,000 | 13,800 |
Total equity capital | $2,452,000 | 10,656 |
Total bank equity capital | $2,452,000 | 10,656 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,615,000 | 2,669 |
Surplus | $1,298,000 | 7,196 |
Undivided profits | $-461,000 | 13,040 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $168,000 | 8,865 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $130,000 | 10,615 |
Earning assets | $17,592,000 | 12,094 |
Long-term assets (5+ years) | $2,470,000 | 8,451 |
Average Assets, year-to-date | $22,493,000 | 11,480 |
Average Assets, quarterly | $21,783,500 | 11,658 |
Volatile liabilities | $3,399,000 | 8,081 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $254,000 | 11,467 |
Tier 1 (core) risk-based capital | $2,450,000 | 10,613 |
Tier 2 risk-based capital | $160,080 | 10,395 |
Total risk weighted assets | $12,650,680 | 11,285 |
Total unused commitments | $254,000 | 11,486 |
Derivatives | $0 | 651 |