Home > Edmond Bank and Trust > Income and Expense
Edmond Bank and Trust, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 5,775 |
| Total interest expense | $1,455,000 | 5,412 |
| Net interest income | $2,002,000 | 5,899 |
| Provision for loan and lease losses | $66,000 | 4,743 |
| Total noninterest income | $284,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $49,000 | 6,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $235,000 | 4,217 |
| Total noninterest expense | $1,600,000 | 5,951 |
| Salaries and employee benefits | $750,000 | 6,406 |
| Premises and equipment expense | $297,000 | 4,980 |
| Additional noninterest expense | $553,000 | 5,476 |
| Pre-tax net operating income | $620,000 | 5,783 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $620,000 | 5,278 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $620,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,024 |
| Cash dividends | $595,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $620,000 | 5,269 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 6,494 |
| Total interest expense | $703,000 | 6,122 |
| Net interest income | $1,008,000 | 6,645 |
| Provision for loan and lease losses | $-9,000 | 8,501 |
| Total noninterest income | $130,000 | 6,506 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $21,000 | 7,132 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 4,945 |
| Total noninterest expense | $822,000 | 6,706 |
| Salaries and employee benefits | $416,000 | 6,879 |
| Premises and equipment expense | $152,000 | 5,737 |
| Additional noninterest expense | $254,000 | 6,531 |
| Pre-tax net operating income | $325,000 | 6,301 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $325,000 | 5,845 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $325,000 | 5,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $595,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $325,000 | 5,844 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 4,816 |
| Total interest expense | $606,000 | 4,551 |
| Net interest income | $940,000 | 4,893 |
| Provision for loan and lease losses | $336,000 | 709 |
| Total noninterest income | $89,000 | 5,835 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $693,000 | 5,163 |
| Salaries and employee benefits | $390,000 | 5,098 |
| Premises and equipment expense | $84,000 | 5,502 |
| Additional noninterest expense | $219,000 | 4,892 |
| Pre-tax net operating income | $0 | 8,194 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $0 | 8,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 8,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 538 |
| Cash dividends | $49,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $0 | 8,188 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,977,000 | 5,161 |
| Total interest expense | $1,642,000 | 4,994 |
| Net interest income | $3,335,000 | 5,153 |
| Provision for loan and lease losses | $211,000 | 3,499 |
| Total noninterest income | $612,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $76,000 | 6,656 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $536,000 | 3,247 |
| Total noninterest expense | $2,547,000 | 5,315 |
| Salaries and employee benefits | $1,519,000 | 5,001 |
| Premises and equipment expense | $316,000 | 5,584 |
| Additional noninterest expense | $712,000 | 5,540 |
| Pre-tax net operating income | $1,189,000 | 4,925 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,189,000 | 4,370 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,189,000 | 4,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,246 |
| Cash dividends | $671,000 | 3,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,189,000 | 4,333 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 5,275 |
| Total interest expense | $1,134,000 | 5,092 |
| Net interest income | $2,454,000 | 5,224 |
| Provision for loan and lease losses | $64,000 | 4,896 |
| Total noninterest income | $448,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $57,000 | 6,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $391,000 | 3,320 |
| Total noninterest expense | $1,896,000 | 5,310 |
| Salaries and employee benefits | $1,142,000 | 4,974 |
| Premises and equipment expense | $234,000 | 5,620 |
| Additional noninterest expense | $520,000 | 5,585 |
| Pre-tax net operating income | $942,000 | 4,923 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $942,000 | 4,338 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $942,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $625,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $942,000 | 4,283 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 5,310 |
| Total interest expense | $675,000 | 5,256 |
| Net interest income | $1,633,000 | 5,236 |
| Provision for loan and lease losses | $49,000 | 4,625 |
| Total noninterest income | $317,000 | 4,647 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $39,000 | 6,647 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $278,000 | 3,206 |
| Total noninterest expense | $1,252,000 | 5,331 |
| Salaries and employee benefits | $763,000 | 4,960 |
| Premises and equipment expense | $154,000 | 5,635 |
| Additional noninterest expense | $335,000 | 5,669 |
| Pre-tax net operating income | $649,000 | 4,804 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $649,000 | 4,211 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $649,000 | 4,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $532,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $649,000 | 4,154 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 5,462 |
| Total interest expense | $305,000 | 5,431 |
| Net interest income | $791,000 | 5,352 |
| Provision for loan and lease losses | $21,000 | 4,581 |
| Total noninterest income | $140,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $122,000 | 3,360 |
| Total noninterest expense | $579,000 | 5,622 |
| Salaries and employee benefits | $361,000 | 5,172 |
| Premises and equipment expense | $75,000 | 5,744 |
| Additional noninterest expense | $143,000 | 6,156 |
| Pre-tax net operating income | $331,000 | 4,746 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $331,000 | 4,101 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $331,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $36,000 | 3,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $331,000 | 4,064 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 5,470 |
| Total interest expense | $1,041,000 | 5,542 |
| Net interest income | $3,067,000 | 5,346 |
| Provision for loan and lease losses | $322,000 | 2,780 |
| Total noninterest income | $649,000 | 4,613 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $73,000 | 6,905 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $576,000 | 3,058 |
| Total noninterest expense | $2,343,000 | 5,513 |
| Salaries and employee benefits | $1,467,000 | 5,032 |
| Premises and equipment expense | $300,000 | 5,680 |
| Additional noninterest expense | $576,000 | 6,119 |
| Pre-tax net operating income | $1,051,000 | 5,114 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,051,000 | 4,558 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,051,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,170 |
| Cash dividends | $620,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,051,000 | 4,482 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 5,560 |
| Total interest expense | $742,000 | 5,659 |
| Net interest income | $2,251,000 | 5,406 |
| Provision for loan and lease losses | $332,000 | 2,083 |
| Total noninterest income | $470,000 | 4,705 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $56,000 | 6,905 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $414,000 | 3,137 |
| Total noninterest expense | $1,762,000 | 5,473 |
| Salaries and employee benefits | $1,102,000 | 4,969 |
| Premises and equipment expense | $225,000 | 5,643 |
| Additional noninterest expense | $435,000 | 6,045 |
| Pre-tax net operating income | $627,000 | 5,776 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $627,000 | 5,251 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $627,000 | 5,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,619 |
| Cash dividends | $585,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $627,000 | 5,160 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 5,680 |
| Total interest expense | $465,000 | 5,864 |
| Net interest income | $1,457,000 | 5,495 |
| Provision for loan and lease losses | $116,000 | 3,263 |
| Total noninterest income | $299,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $37,000 | 6,947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $262,000 | 3,235 |
| Total noninterest expense | $1,170,000 | 5,521 |
| Salaries and employee benefits | $736,000 | 4,989 |
| Premises and equipment expense | $147,000 | 5,726 |
| Additional noninterest expense | $287,000 | 6,113 |
| Pre-tax net operating income | $470,000 | 5,463 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $470,000 | 4,891 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $470,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $550,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $470,000 | 4,807 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $925,000 | 5,845 |
| Total interest expense | $220,000 | 6,074 |
| Net interest income | $705,000 | 5,613 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $135,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $117,000 | 3,389 |
| Total noninterest expense | $586,000 | 5,526 |
| Salaries and employee benefits | $371,000 | 4,973 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $141,000 | 6,189 |
| Pre-tax net operating income | $230,000 | 5,488 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $230,000 | 4,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $230,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $35,000 | 3,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $230,000 | 4,853 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 6,094 |
| Total interest expense | $898,000 | 6,418 |
| Net interest income | $2,538,000 | 5,852 |
| Provision for loan and lease losses | $413,000 | 2,528 |
| Total noninterest income | $1,065,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $96,000 | 6,623 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $969,000 | 2,440 |
| Total noninterest expense | $2,219,000 | 5,646 |
| Salaries and employee benefits | $1,498,000 | 4,851 |
| Premises and equipment expense | $246,000 | 6,225 |
| Additional noninterest expense | $475,000 | 6,705 |
| Pre-tax net operating income | $971,000 | 5,252 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $971,000 | 4,728 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $971,000 | 4,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,638 |
| Cash dividends | $545,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $971,000 | 4,559 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 6,255 |
| Total interest expense | $680,000 | 6,540 |
| Net interest income | $1,820,000 | 6,022 |
| Provision for loan and lease losses | $315,000 | 2,407 |
| Total noninterest income | $910,000 | 3,341 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $73,000 | 6,657 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $837,000 | 2,313 |
| Total noninterest expense | $1,627,000 | 5,699 |
| Salaries and employee benefits | $1,104,000 | 4,892 |
| Premises and equipment expense | $173,000 | 6,430 |
| Additional noninterest expense | $350,000 | 6,711 |
| Pre-tax net operating income | $788,000 | 5,178 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $788,000 | 4,641 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $788,000 | 4,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,504 |
| Cash dividends | $510,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $788,000 | 4,464 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 6,341 |
| Total interest expense | $461,000 | 6,611 |
| Net interest income | $1,181,000 | 6,117 |
| Provision for loan and lease losses | $197,000 | 2,550 |
| Total noninterest income | $657,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $45,000 | 6,765 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $612,000 | 2,167 |
| Total noninterest expense | $1,069,000 | 5,755 |
| Salaries and employee benefits | $734,000 | 4,908 |
| Premises and equipment expense | $111,000 | 6,499 |
| Additional noninterest expense | $224,000 | 6,843 |
| Pre-tax net operating income | $572,000 | 4,964 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $572,000 | 4,433 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $572,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,754 |
| Cash dividends | $475,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $572,000 | 4,213 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,531 |
| Total interest expense | $231,000 | 6,695 |
| Net interest income | $552,000 | 6,332 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $288,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $266,000 | 2,274 |
| Total noninterest expense | $503,000 | 5,978 |
| Salaries and employee benefits | $335,000 | 5,248 |
| Premises and equipment expense | $54,000 | 6,574 |
| Additional noninterest expense | $114,000 | 6,780 |
| Pre-tax net operating income | $287,000 | 4,906 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $287,000 | 4,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 4,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,956 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $287,000 | 4,176 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 7,069 |
| Total interest expense | $946,000 | 7,071 |
| Net interest income | $1,834,000 | 6,894 |
| Provision for loan and lease losses | $358,000 | 3,089 |
| Total noninterest income | $904,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $174,000 | 5,541 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $730,000 | 2,648 |
| Total noninterest expense | $1,726,000 | 6,402 |
| Salaries and employee benefits | $1,117,000 | 5,754 |
| Premises and equipment expense | $218,000 | 6,549 |
| Additional noninterest expense | $391,000 | 7,214 |
| Pre-tax net operating income | $654,000 | 6,233 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $40,000 | 6,689 |
| Income before extraordinary items | $614,000 | 5,905 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $614,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,872 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $614,000 | 5,771 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 7,895 |
| Total interest expense | $1,192,000 | 7,623 |
| Net interest income | $1,161,000 | 7,963 |
| Provision for loan and lease losses | $134,000 | 5,003 |
| Total noninterest income | $484,000 | 5,151 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $96,000 | 6,650 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $388,000 | 3,596 |
| Total noninterest expense | $1,301,000 | 7,225 |
| Salaries and employee benefits | $787,000 | 6,842 |
| Premises and equipment expense | $196,000 | 6,849 |
| Additional noninterest expense | $318,000 | 7,721 |
| Pre-tax net operating income | $210,000 | 7,828 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $84,000 | 6,208 |
| Income before extraordinary items | $126,000 | 8,186 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $126,000 | 8,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $126,000 | 8,073 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 8,981 |
| Total interest expense | $622,000 | 9,013 |
| Net interest income | $851,000 | 8,791 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $228,000 | 6,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $1,001,000 | 8,015 |
| Salaries and employee benefits | $640,000 | 7,494 |
| Premises and equipment expense | $137,000 | 7,794 |
| Additional noninterest expense | $224,000 | 8,572 |
| Pre-tax net operating income | $23,000 | 9,045 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $9,000 | 8,091 |
| Income before extraordinary items | $14,000 | 9,089 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $14,000 | 9,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $14,000 | 9,079 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $136,000 | 10,158 |
| Total interest expense | $42,000 | 10,113 |
| Net interest income | $94,000 | 10,160 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $41,000 | 9,718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,376 |
| Total noninterest expense | $447,000 | 9,762 |
| Salaries and employee benefits | $203,000 | 9,906 |
| Premises and equipment expense | $37,000 | 9,880 |
| Additional noninterest expense | $207,000 | 8,953 |
| Pre-tax net operating income | $-324,000 | 9,730 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-130,000 | 9,962 |
| Income before extraordinary items | $-194,000 | 9,672 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-194,000 | 9,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,135,000 | 293 |
| Net operating income | $-194,000 | 9,648 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.