Home > Edgewood Bank > Income and Expense
Edgewood Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,957,000 | 3,753 |
| Total interest expense | $2,804,000 | 4,199 |
| Net interest income | $5,153,000 | 3,458 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $787,000 | 3,776 |
| Gross Fiduciary activities income | $3,000 | 1,547 |
| Service charges on deposit accounts | $339,000 | 3,945 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $445,000 | 3,191 |
| Total noninterest expense | $4,437,000 | 3,096 |
| Salaries and employee benefits | $1,919,000 | 3,414 |
| Premises and equipment expense | $473,000 | 3,984 |
| Additional noninterest expense | $2,045,000 | 2,525 |
| Pre-tax net operating income | $1,453,000 | 4,529 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $513,000 | 3,982 |
| Income before extraordinary items | $940,000 | 4,731 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $940,000 | 4,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,864 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $940,000 | 4,784 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,102,000 | 3,384 |
| Total interest expense | $2,709,000 | 4,503 |
| Net interest income | $6,393,000 | 2,836 |
| Provision for loan and lease losses | $605,000 | 1,829 |
| Total noninterest income | $1,359,000 | 2,640 |
| Gross Fiduciary activities income | $20,000 | 1,445 |
| Service charges on deposit accounts | $500,000 | 2,801 |
| Trading account gains and fees | $125,000 | 250 |
| Additional Noninterest Income | $714,000 | 2,560 |
| Total noninterest expense | $5,721,000 | 2,500 |
| Salaries and employee benefits | $2,205,000 | 2,977 |
| Premises and equipment expense | $692,000 | 2,915 |
| Additional noninterest expense | $2,824,000 | 2,006 |
| Pre-tax net operating income | $1,426,000 | 4,525 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $229,000 | 7,127 |
| Income before extraordinary items | $1,195,000 | 4,035 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,195,000 | 4,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,964 |
| Cash dividends | $765,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,196,680 | 3,819 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,162,000 | 3,798 |
| Total interest expense | $3,410,000 | 4,648 |
| Net interest income | $5,752,000 | 3,193 |
| Provision for loan and lease losses | $933,000 | 1,920 |
| Total noninterest income | $1,024,000 | 3,257 |
| Gross Fiduciary activities income | $19,000 | 1,491 |
| Service charges on deposit accounts | $473,000 | 2,949 |
| Trading account gains and fees | $-81,000 | 5,262 |
| Additional Noninterest Income | $613,000 | 2,792 |
| Total noninterest expense | $4,429,000 | 3,209 |
| Salaries and employee benefits | $2,059,000 | 3,142 |
| Premises and equipment expense | $679,000 | 2,998 |
| Additional noninterest expense | $1,691,000 | 3,230 |
| Pre-tax net operating income | $1,414,000 | 4,274 |
| Securities gains (losses) | $63,000 | 3,745 |
| Applicable income taxes | $250,000 | 6,656 |
| Income before extraordinary items | $1,227,000 | 3,724 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,227,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,037,000 | 1,524 |
| Cash dividends | $1,157,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,174,710 | 3,599 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.