Home > Edgecomb Homestead Savings Bank, Inc., SSB > Income and Expense
Edgecomb Homestead Savings Bank, Inc., SSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 8,780 |
| Total interest expense | $1,302,000 | 7,877 |
| Net interest income | $1,426,000 | 9,344 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $29,000 | 12,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $599,000 | 11,662 |
| Salaries and employee benefits | $314,000 | 11,509 |
| Premises and equipment expense | $30,000 | 12,856 |
| Additional noninterest expense | $255,000 | 11,009 |
| Pre-tax net operating income | $839,000 | 6,628 |
| Securities gains (losses) | $-10,000 | 12,776 |
| Applicable income taxes | $319,000 | 5,845 |
| Income before extraordinary items | $510,000 | 7,462 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $510,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $226,000 | 5,130 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,151 |
| Net operating income | $516,400 | 7,177 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 8,646 |
| Total interest expense | $1,693,000 | 7,910 |
| Net interest income | $1,501,000 | 9,276 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $7,000 | 13,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $591,000 | 12,116 |
| Salaries and employee benefits | $235,000 | 12,767 |
| Premises and equipment expense | $28,000 | 13,471 |
| Additional noninterest expense | $328,000 | 10,457 |
| Pre-tax net operating income | $917,000 | 6,005 |
| Securities gains (losses) | $61,000 | 3,800 |
| Applicable income taxes | $378,000 | 5,008 |
| Income before extraordinary items | $600,000 | 6,582 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $600,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $248,000 | 4,530 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,118 |
| Net operating income | $560,960 | 6,489 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.