Home > Edgebrook Bank > Income and Expense

Edgebrook Bank, Income and Expense

2015-03-31 (YTD Data)Rank
Total interest income$835,0004,783
Total interest expense$176,0003,136
Net interest income$659,0004,966
Provision for loan and lease losses$3,435,000105
Total noninterest income$76,0004,850
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$35,0004,270
Trading account gains and fees$0152
Additional Noninterest Income$41,0004,730
Total noninterest expense$1,740,0002,612
Salaries and employee benefits$384,0004,541
Premises and equipment expense$77,0004,543
Additional noninterest expense$1,279,0001,231
Pre-tax net operating income$-4,440,0006,416
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-4,440,0006,410
Extraordinary gains, net$013
Net income$-4,440,0006,410
Minority interest net income$064
Net income of bank and minority interests.$-4,440,0006,410
Net charge-offs$2,189,000123
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-4,440,0006,408
2014-12-31 (YTD Data)Rank
Total interest income$5,026,0003,949
Total interest expense$679,0003,376
Net interest income$4,347,0003,996
Provision for loan and lease losses$-926,0006,345
Total noninterest income$281,0005,067
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$144,0004,445
Trading account gains and fees$0180
Additional Noninterest Income$137,0004,948
Total noninterest expense$4,641,0003,479
Salaries and employee benefits$1,364,0004,842
Premises and equipment expense$204,0005,324
Additional noninterest expense$3,073,0001,996
Pre-tax net operating income$913,0004,290
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$913,0004,124
Extraordinary gains, net$017
Net income$913,0004,124
Minority interest net income$084
Net income of bank and minority interests.$913,0004,125
Net charge-offs$469,0001,534
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$913,0004,066
2014-09-30 (YTD Data)Rank
Total interest income$3,773,0003,990
Total interest expense$502,0003,442
Net interest income$3,271,0004,023
Provision for loan and lease losses$-849,0006,448
Total noninterest income$201,0005,178
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$106,0004,530
Trading account gains and fees$0174
Additional Noninterest Income$95,0005,103
Total noninterest expense$3,282,0003,631
Salaries and employee benefits$1,025,0004,857
Premises and equipment expense$151,0005,392
Additional noninterest expense$2,106,0002,147
Pre-tax net operating income$1,039,0003,690
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$1,039,0003,426
Extraordinary gains, net$015
Net income$1,039,0003,427
Minority interest net income$081
Net income of bank and minority interests.$1,039,0003,427
Net charge-offs$101,0002,679
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,039,0003,383
2014-06-30 (YTD Data)Rank
Total interest income$2,419,0004,087
Total interest expense$328,0003,518
Net interest income$2,091,0004,122
Provision for loan and lease losses$-368,0006,470
Total noninterest income$125,0005,257
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$70,0004,549
Trading account gains and fees$0172
Additional Noninterest Income$55,0005,240
Total noninterest expense$2,058,0003,811
Salaries and employee benefits$692,0004,869
Premises and equipment expense$102,0005,414
Additional noninterest expense$1,264,0002,374
Pre-tax net operating income$526,0004,089
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$526,0003,854
Extraordinary gains, net$020
Net income$526,0003,859
Minority interest net income$080
Net income of bank and minority interests.$526,0003,860
Net charge-offs$102,0002,172
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$526,0003,803
2014-03-31 (YTD Data)Rank
Total interest income$1,101,0004,328
Total interest expense$164,0003,579
Net interest income$937,0004,403
Provision for loan and lease losses$58,0002,144
Total noninterest income$54,0005,439
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$30,0004,784
Trading account gains and fees$0147
Additional Noninterest Income$24,0005,381
Total noninterest expense$1,411,0003,102
Salaries and employee benefits$346,0004,934
Premises and equipment expense$48,0005,555
Additional noninterest expense$1,017,0001,537
Pre-tax net operating income$-478,0006,627
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-478,0006,631
Extraordinary gains, net$016
Net income$-478,0006,631
Minority interest net income$066
Net income of bank and minority interests.$-478,0006,631
Net charge-offs$102,0001,358
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-478,0006,631
2013-12-31 (YTD Data)Rank
Total interest income$4,425,0004,379
Total interest expense$713,0003,708
Net interest income$3,712,0004,450
Provision for loan and lease losses$2,159,000591
Total noninterest income$160,0005,847
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$72,0005,639
Trading account gains and fees$0184
Additional Noninterest Income$88,0005,489
Total noninterest expense$3,923,0003,968
Salaries and employee benefits$1,391,0004,944
Premises and equipment expense$225,0005,378
Additional noninterest expense$2,307,0002,656
Pre-tax net operating income$-2,210,0006,671
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-2,210,0006,684
Extraordinary gains, net$029
Net income$-2,210,0006,684
Minority interest net income$090
Net income of bank and minority interests.$-2,210,0006,684
Net charge-offs$697,0001,658
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-2,210,0006,673
2013-09-30 (YTD Data)Rank
Total interest income$3,228,0004,495
Total interest expense$537,0003,777
Net interest income$2,691,0004,565
Provision for loan and lease losses$220,0002,473
Total noninterest income$112,0005,976
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$44,0005,904
Trading account gains and fees$0180
Additional Noninterest Income$68,0005,533
Total noninterest expense$2,783,0004,119
Salaries and employee benefits$1,049,0004,956
Premises and equipment expense$173,0005,384
Additional noninterest expense$1,561,0002,885
Pre-tax net operating income$-200,0006,485
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-200,0006,522
Extraordinary gains, net$025
Net income$-200,0006,524
Minority interest net income$084
Net income of bank and minority interests.$-200,0006,523
Net charge-offs$403,0001,814
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-200,0006,499
2013-06-30 (YTD Data)Rank
Total interest income$2,084,0004,573
Total interest expense$361,0003,815
Net interest income$1,723,0004,675
Provision for loan and lease losses$04,788
Total noninterest income$81,0005,914
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$35,0005,735
Trading account gains and fees$0157
Additional Noninterest Income$46,0005,563
Total noninterest expense$1,691,0004,384
Salaries and employee benefits$712,0004,937
Premises and equipment expense$115,0005,380
Additional noninterest expense$864,0003,313
Pre-tax net operating income$113,0005,764
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$113,0005,762
Extraordinary gains, net$022
Net income$113,0005,764
Minority interest net income$082
Net income of bank and minority interests.$113,0005,764
Net charge-offs$404,0001,441
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$113,0005,675
2013-03-31 (YTD Data)Rank
Total interest income$1,017,0004,672
Total interest expense$183,0003,884
Net interest income$834,0004,775
Provision for loan and lease losses$04,409
Total noninterest income$42,0005,900
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$19,0005,651
Trading account gains and fees$0148
Additional Noninterest Income$23,0005,562
Total noninterest expense$792,0004,562
Salaries and employee benefits$365,0004,906
Premises and equipment expense$53,0005,559
Additional noninterest expense$374,0003,684
Pre-tax net operating income$84,0005,471
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$84,0005,435
Extraordinary gains, net$010
Net income$84,0005,437
Minority interest net income$076
Net income of bank and minority interests.$84,0005,437
Net charge-offs$306,0001,044
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$84,0005,335
2012-12-31 (YTD Data)Rank
Total interest income$4,437,0004,602
Total interest expense$975,0003,665
Net interest income$3,462,0004,780
Provision for loan and lease losses$1,257,0001,503
Total noninterest income$115,0006,194
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$60,0006,058
Trading account gains and fees$0166
Additional Noninterest Income$55,0005,791
Total noninterest expense$4,049,0004,002
Salaries and employee benefits$1,238,0005,325
Premises and equipment expense$233,0005,488
Additional noninterest expense$2,578,0002,491
Pre-tax net operating income$-1,729,0006,774
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-1,729,0006,806
Extraordinary gains, net$029
Net income$-1,729,0006,803
Minority interest net income$093
Net income of bank and minority interests.$-1,729,0006,804
Net charge-offs$1,384,0001,469
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,729,0006,788
2012-09-30 (YTD Data)Rank
Total interest income$3,303,0004,706
Total interest expense$751,0003,723
Net interest income$2,552,0004,902
Provision for loan and lease losses$455,0002,394
Total noninterest income$145,0005,809
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$48,0006,080
Trading account gains and fees$0157
Additional Noninterest Income$97,0005,163
Total noninterest expense$2,357,0004,658
Salaries and employee benefits$967,0005,250
Premises and equipment expense$188,0005,392
Additional noninterest expense$1,202,0003,659
Pre-tax net operating income$-115,0006,448
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-115,0006,553
Extraordinary gains, net$020
Net income$-115,0006,551
Minority interest net income$086
Net income of bank and minority interests.$-115,0006,551
Net charge-offs$293,0002,863
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-115,0006,458
2012-06-30 (YTD Data)Rank
Total interest income$2,221,0004,724
Total interest expense$515,0003,750
Net interest income$1,706,0004,917
Provision for loan and lease losses$245,0002,717
Total noninterest income$64,0006,233
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$30,0006,175
Trading account gains and fees$0153
Additional Noninterest Income$34,0005,785
Total noninterest expense$1,548,0004,730
Salaries and employee benefits$651,0005,259
Premises and equipment expense$128,0005,369
Additional noninterest expense$769,0003,770
Pre-tax net operating income$-23,0006,380
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-23,0006,512
Extraordinary gains, net$019
Net income$-23,0006,512
Minority interest net income$084
Net income of bank and minority interests.$-23,0006,512
Net charge-offs$223,0002,617
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-23,0006,395
2012-03-31 (YTD Data)Rank
Total interest income$1,128,0004,725
Total interest expense$271,0003,734
Net interest income$857,0004,921
Provision for loan and lease losses$100,0002,838
Total noninterest income$30,0006,367
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$14,0006,234
Trading account gains and fees$0148
Additional Noninterest Income$16,0005,903
Total noninterest expense$717,0004,935
Salaries and employee benefits$335,0005,227
Premises and equipment expense$65,0005,356
Additional noninterest expense$317,0004,239
Pre-tax net operating income$70,0005,725
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$70,0005,755
Extraordinary gains, net$019
Net income$70,0005,755
Minority interest net income$078
Net income of bank and minority interests.$70,0005,755
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$70,0005,599
2011-12-31 (YTD Data)Rank
Total interest income$4,484,0004,848
Total interest expense$1,370,0003,656
Net interest income$3,114,0005,171
Provision for loan and lease losses$525,0003,390
Total noninterest income$665,0003,875
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$56,0006,232
Trading account gains and fees$0146
Additional Noninterest Income$609,0002,835
Total noninterest expense$3,060,0004,828
Salaries and employee benefits$1,270,0005,394
Premises and equipment expense$252,0005,579
Additional noninterest expense$1,538,0003,793
Pre-tax net operating income$194,0005,522
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$194,0005,585
Extraordinary gains, net$029
Net income$194,0005,586
Minority interest net income$096
Net income of bank and minority interests.$194,0005,586
Net charge-offs$444,0003,319
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$194,0005,463
2011-09-30 (YTD Data)Rank
Total interest income$3,418,0004,857
Total interest expense$1,072,0003,663
Net interest income$2,346,0005,207
Provision for loan and lease losses$150,0004,478
Total noninterest income$128,0006,020
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$39,0006,331
Trading account gains and fees$0145
Additional Noninterest Income$89,0005,217
Total noninterest expense$1,995,0005,194
Salaries and employee benefits$942,0005,420
Premises and equipment expense$191,0005,611
Additional noninterest expense$862,0004,571
Pre-tax net operating income$329,0005,012
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$329,0004,940
Extraordinary gains, net$021
Net income$329,0004,940
Minority interest net income$087
Net income of bank and minority interests.$329,0004,940
Net charge-offs$73,0004,697
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$329,0004,821
2011-06-30 (YTD Data)Rank
Total interest income$2,306,0004,877
Total interest expense$734,0003,703
Net interest income$1,572,0005,225
Provision for loan and lease losses$100,0004,367
Total noninterest income$90,0005,985
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$28,0006,269
Trading account gains and fees$0153
Additional Noninterest Income$62,0005,221
Total noninterest expense$1,299,0005,309
Salaries and employee benefits$635,0005,453
Premises and equipment expense$126,0005,671
Additional noninterest expense$538,0004,823
Pre-tax net operating income$263,0004,778
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$263,0004,636
Extraordinary gains, net$015
Net income$263,0004,634
Minority interest net income$089
Net income of bank and minority interests.$263,0004,636
Net charge-offs$73,0004,143
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$263,0004,549
2011-03-31 (YTD Data)Rank
Total interest income$1,126,0004,963
Total interest expense$356,0003,873
Net interest income$770,0005,270
Provision for loan and lease losses$30,0004,582
Total noninterest income$42,0006,140
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$16,0006,075
Trading account gains and fees$0158
Additional Noninterest Income$26,0005,544
Total noninterest expense$656,0005,318
Salaries and employee benefits$340,0005,307
Premises and equipment expense$57,0005,916
Additional noninterest expense$259,0004,921
Pre-tax net operating income$126,0004,862
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$126,0004,699
Extraordinary gains, net$09
Net income$126,0004,697
Minority interest net income$086
Net income of bank and minority interests.$126,0004,699
Net charge-offs$8,0004,474
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$126,0004,637
2010-12-31 (YTD Data)Rank
Total interest income$4,469,0005,125
Total interest expense$1,716,0003,960
Net interest income$2,753,0005,561
Provision for loan and lease losses$1,637,0002,345
Total noninterest income$384,0005,024
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$44,0006,321
Trading account gains and fees$0175
Additional Noninterest Income$340,0003,768
Total noninterest expense$3,043,0004,986
Salaries and employee benefits$1,230,0005,613
Premises and equipment expense$253,0005,780
Additional noninterest expense$1,560,0003,897
Pre-tax net operating income$-1,543,0006,662
Securities gains (losses)$19,0003,127
Applicable income taxes$04,655
Income before extraordinary items$-1,524,0006,750
Extraordinary gains, net$029
Net income$-1,524,0006,750
Minority interest net income$0111
Net income of bank and minority interests.$-1,524,0006,751
Net charge-offs$1,310,0002,328
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,543,0006,728
2010-09-30 (YTD Data)Rank
Total interest income$3,306,0005,255
Total interest expense$1,316,0004,032
Net interest income$1,990,0005,713
Provision for loan and lease losses$1,087,0002,403
Total noninterest income$335,0004,847
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$29,0006,489
Trading account gains and fees$0165
Additional Noninterest Income$306,0003,529
Total noninterest expense$1,831,0005,592
Salaries and employee benefits$923,0005,636
Premises and equipment expense$176,0005,981
Additional noninterest expense$732,0005,151
Pre-tax net operating income$-593,0006,596
Securities gains (losses)$20,0002,883
Applicable income taxes$04,726
Income before extraordinary items$-573,0006,710
Extraordinary gains, net$023
Net income$-573,0006,711
Minority interest net income$0110
Net income of bank and minority interests.$-573,0006,711
Net charge-offs$832,0002,411
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-593,0006,666
2010-06-30 (YTD Data)Rank
Total interest income$2,148,0005,358
Total interest expense$898,0004,074
Net interest income$1,250,0005,866
Provision for loan and lease losses$65,0005,537
Total noninterest income$36,0007,092
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$21,0006,463
Trading account gains and fees$0152
Additional Noninterest Income$15,0006,644
Total noninterest expense$1,123,0005,828
Salaries and employee benefits$586,0005,791
Premises and equipment expense$109,0006,150
Additional noninterest expense$428,0005,506
Pre-tax net operating income$98,0005,523
Securities gains (losses)$19,0002,380
Applicable income taxes$04,691
Income before extraordinary items$117,0005,433
Extraordinary gains, net$019
Net income$117,0005,435
Minority interest net income$0105
Net income of bank and minority interests.$117,0005,435
Net charge-offs$159,0003,769
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$98,0005,433
2010-03-31 (YTD Data)Rank
Total interest income$1,041,0005,511
Total interest expense$452,0004,178
Net interest income$589,0006,047
Provision for loan and lease losses$06,552
Total noninterest income$14,0007,324
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$7,0006,721
Trading account gains and fees$0175
Additional Noninterest Income$7,0006,844
Total noninterest expense$579,0005,825
Salaries and employee benefits$297,0005,847
Premises and equipment expense$59,0006,092
Additional noninterest expense$223,0005,424
Pre-tax net operating income$24,0005,984
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$24,0006,082
Extraordinary gains, net$016
Net income$24,0006,083
Minority interest net income$091
Net income of bank and minority interests.$24,0006,082
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$24,0005,965
2009-12-31 (YTD Data)Rank
Total interest income$4,570,0005,381
Total interest expense$2,347,0004,062
Net interest income$2,223,0006,132
Provision for loan and lease losses$1,470,0002,929
Total noninterest income$92,0007,039
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$58,0006,354
Trading account gains and fees$0211
Additional Noninterest Income$34,0006,663
Total noninterest expense$2,493,0005,695
Salaries and employee benefits$1,124,0005,989
Premises and equipment expense$311,0005,566
Additional noninterest expense$1,058,0005,090
Pre-tax net operating income$-1,648,0006,508
Securities gains (losses)$-16,0007,047
Applicable income taxes$04,388
Income before extraordinary items$-1,664,0006,640
Extraordinary gains, net$034
Net income$-1,664,0006,640
Minority interest net income$0115
Net income of bank and minority interests.$-1,664,0006,640
Net charge-offs$928,0002,952
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,648,0006,625
2009-09-30 (YTD Data)Rank
Total interest income$3,500,0005,392
Total interest expense$1,857,0004,052
Net interest income$1,643,0006,181
Provision for loan and lease losses$370,0004,294
Total noninterest income$68,0007,197
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$42,0006,425
Trading account gains and fees$0212
Additional Noninterest Income$26,0006,813
Total noninterest expense$1,744,0005,887
Salaries and employee benefits$905,0005,859
Premises and equipment expense$223,0005,718
Additional noninterest expense$616,0005,754
Pre-tax net operating income$-403,0006,241
Securities gains (losses)$20,0002,745
Applicable income taxes$04,592
Income before extraordinary items$-383,0006,314
Extraordinary gains, net$027
Net income$-383,0006,315
Minority interest net income$0118
Net income of bank and minority interests.$-383,0006,314
Net charge-offs$298,0003,710
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-403,0006,333
2009-06-30 (YTD Data)Rank
Total interest income$2,345,0005,425
Total interest expense$1,301,0004,033
Net interest income$1,044,0006,301
Provision for loan and lease losses$50,0006,064
Total noninterest income$48,0007,191
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$26,0006,518
Trading account gains and fees$0193
Additional Noninterest Income$22,0006,709
Total noninterest expense$1,082,0006,102
Salaries and employee benefits$605,0005,902
Premises and equipment expense$145,0005,826
Additional noninterest expense$332,0006,281
Pre-tax net operating income$-40,0005,933
Securities gains (losses)$20,0002,324
Applicable income taxes$04,657
Income before extraordinary items$-20,0005,984
Extraordinary gains, net$021
Net income$-20,0005,983
Minority interest net income$0112
Net income of bank and minority interests.$-20,0005,983
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-40,0005,982
2009-03-31 (YTD Data)Rank
Total interest income$1,193,0005,420
Total interest expense$681,0004,021
Net interest income$512,0006,356
Provision for loan and lease losses$30,0005,394
Total noninterest income$21,0007,376
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$11,0006,642
Trading account gains and fees$0171
Additional Noninterest Income$10,0006,874
Total noninterest expense$559,0005,985
Salaries and employee benefits$308,0005,912
Premises and equipment expense$77,0005,736
Additional noninterest expense$174,0005,951
Pre-tax net operating income$-56,0006,510
Securities gains (losses)$20,0001,683
Applicable income taxes$04,835
Income before extraordinary items$-36,0006,599
Extraordinary gains, net$015
Net income$-36,0006,600
Minority interest net income$0102
Net income of bank and minority interests.$-36,0006,600
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-56,0006,571
2008-12-31 (YTD Data)Rank
Total interest income$4,692,0005,631
Total interest expense$2,926,0004,326
Net interest income$1,766,0006,684
Provision for loan and lease losses$1,611,0002,064
Total noninterest income$75,0007,535
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$46,0006,693
Trading account gains and fees$0154
Additional Noninterest Income$29,0007,202
Total noninterest expense$2,182,0006,003
Salaries and employee benefits$1,094,0006,224
Premises and equipment expense$291,0005,871
Additional noninterest expense$797,0005,484
Pre-tax net operating income$-1,952,0007,344
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-1,952,0007,369
Extraordinary gains, net$039
Net income$-1,952,0007,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,076,0001,880
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,952,0007,463
2008-09-30 (YTD Data)Rank
Total interest income$3,608,0005,640
Total interest expense$2,155,0004,492
Net interest income$1,453,0006,536
Provision for loan and lease losses$110,0005,045
Total noninterest income$47,0007,779
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$38,0006,673
Trading account gains and fees$0148
Additional Noninterest Income$9,0007,809
Total noninterest expense$1,528,0006,179
Salaries and employee benefits$773,0006,359
Premises and equipment expense$213,0005,944
Additional noninterest expense$542,0005,693
Pre-tax net operating income$-138,0006,964
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-138,0006,834
Extraordinary gains, net$031
Net income$-138,0006,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-138,0007,008
2008-06-30 (YTD Data)Rank
Total interest income$2,307,0005,821
Total interest expense$1,391,0004,724
Net interest income$916,0006,679
Provision for loan and lease losses$70,0004,755
Total noninterest income$36,0007,759
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$26,0006,681
Trading account gains and fees$0149
Additional Noninterest Income$10,0007,678
Total noninterest expense$949,0006,398
Salaries and employee benefits$468,0006,639
Premises and equipment expense$140,0006,013
Additional noninterest expense$341,0005,836
Pre-tax net operating income$-67,0007,127
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-67,0007,190
Extraordinary gains, net$021
Net income$-67,0007,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-67,0007,159
2008-03-31 (YTD Data)Rank
Total interest income$1,117,0005,975
Total interest expense$708,0004,853
Net interest income$409,0006,966
Provision for loan and lease losses$30,0004,346
Total noninterest income$4,0008,219
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$3,0007,255
Trading account gains and fees$0158
Additional Noninterest Income$1,0008,110
Total noninterest expense$481,0006,398
Salaries and employee benefits$242,0006,600
Premises and equipment expense$69,0006,080
Additional noninterest expense$170,0005,815
Pre-tax net operating income$-98,0007,558
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-98,0007,648
Extraordinary gains, net$015
Net income$-98,0007,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-98,0007,606
2007-12-31 (YTD Data)Rank
Total interest income$4,327,0006,073
Total interest expense$2,872,0004,909
Net interest income$1,455,0007,171
Provision for loan and lease losses$151,0004,301
Total noninterest income$174,0006,931
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$18,0007,177
Trading account gains and fees$0178
Additional Noninterest Income$156,0005,511
Total noninterest expense$2,079,0006,120
Salaries and employee benefits$1,072,0006,285
Premises and equipment expense$265,0006,088
Additional noninterest expense$742,0005,574
Pre-tax net operating income$-601,0007,868
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-601,0007,947
Extraordinary gains, net$039
Net income$-601,0007,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,217
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-601,0007,937
2007-09-30 (YTD Data)Rank
Total interest income$3,187,0006,137
Total interest expense$2,143,0004,939
Net interest income$1,044,0007,306
Provision for loan and lease losses$15,0005,999
Total noninterest income$133,0006,939
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$11,0007,266
Trading account gains and fees$0184
Additional Noninterest Income$122,0005,447
Total noninterest expense$1,507,0006,200
Salaries and employee benefits$861,0006,092
Premises and equipment expense$201,0006,059
Additional noninterest expense$445,0006,135
Pre-tax net operating income$-345,0007,986
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-345,0008,040
Extraordinary gains, net$033
Net income$-345,0008,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-345,0008,023
2007-06-30 (YTD Data)Rank
Total interest income$2,056,0006,248
Total interest expense$1,403,0004,988
Net interest income$653,0007,490
Provision for loan and lease losses$06,209
Total noninterest income$100,0006,843
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$5,0007,379
Trading account gains and fees$0168
Additional Noninterest Income$95,0005,216
Total noninterest expense$1,010,0006,233
Salaries and employee benefits$596,0006,040
Premises and equipment expense$141,0005,973
Additional noninterest expense$273,0006,370
Pre-tax net operating income$-257,0008,123
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-257,0008,164
Extraordinary gains, net$029
Net income$-257,0008,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-257,0008,152
2007-03-31 (YTD Data)Rank
Total interest income$1,042,0006,219
Total interest expense$726,0004,876
Net interest income$316,0007,568
Provision for loan and lease losses$05,779
Total noninterest income$68,0006,298
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,0007,501
Trading account gains and fees$0195
Additional Noninterest Income$67,0004,543
Total noninterest expense$494,0006,321
Salaries and employee benefits$283,0006,224
Premises and equipment expense$71,0005,997
Additional noninterest expense$140,0006,307
Pre-tax net operating income$-110,0008,167
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-110,0008,195
Extraordinary gains, net$022
Net income$-110,0008,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-110,0008,183
2006-12-31 (YTD Data)Rank
Total interest income$3,527,0006,408
Total interest expense$2,323,0005,012
Net interest income$1,204,0007,582
Provision for loan and lease losses$258,0003,043
Total noninterest income$441,0005,400
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$6,0007,490
Trading account gains and fees$0130
Additional Noninterest Income$435,0003,588
Total noninterest expense$2,025,0006,134
Salaries and employee benefits$1,114,0006,121
Premises and equipment expense$232,0006,391
Additional noninterest expense$679,0005,727
Pre-tax net operating income$-638,0008,320
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-638,0008,347
Extraordinary gains, net$051
Net income$-638,0008,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-638,0008,344
2006-09-30 (YTD Data)Rank
Total interest income$2,395,0006,664
Total interest expense$1,555,0005,236
Net interest income$840,0007,749
Provision for loan and lease losses$258,0002,409
Total noninterest income$319,0005,508
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$4,0007,568
Trading account gains and fees$0126
Additional Noninterest Income$315,0003,658
Total noninterest expense$1,459,0006,234
Salaries and employee benefits$772,0006,331
Premises and equipment expense$209,0005,949
Additional noninterest expense$478,0005,891
Pre-tax net operating income$-558,0008,472
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-558,0008,492
Extraordinary gains, net$045
Net income$-558,0008,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-558,0008,482
2006-06-30 (YTD Data)Rank
Total interest income$1,381,0006,998
Total interest expense$942,0005,378
Net interest income$439,0008,128
Provision for loan and lease losses$195,0002,161
Total noninterest income$207,0005,553
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,0007,616
Trading account gains and fees$0126
Additional Noninterest Income$205,0003,696
Total noninterest expense$921,0006,398
Salaries and employee benefits$513,0006,363
Premises and equipment expense$142,0005,908
Additional noninterest expense$266,0006,413
Pre-tax net operating income$-470,0008,552
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-470,0008,575
Extraordinary gains, net$039
Net income$-470,0008,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-470,0008,570
2006-03-31 (YTD Data)Rank
Total interest income$518,0007,548
Total interest expense$398,0005,712
Net interest income$120,0008,580
Provision for loan and lease losses$92,0002,109
Total noninterest income$94,0005,729
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,0007,643
Trading account gains and fees$0115
Additional Noninterest Income$93,0003,860
Total noninterest expense$432,0006,585
Salaries and employee benefits$263,0006,319
Premises and equipment expense$69,0005,991
Additional noninterest expense$100,0007,083
Pre-tax net operating income$-310,0008,620
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-310,0008,639
Extraordinary gains, net$021
Net income$-310,0008,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-310,0008,632
2005-12-31 (YTD Data)Rank
Total interest income$633,0008,567
Total interest expense$323,0008,130
Net interest income$310,0008,673
Provision for loan and lease losses$192,0003,659
Total noninterest income$66,0008,294
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,0007,708
Trading account gains and fees$0138
Additional Noninterest Income$64,0007,088
Total noninterest expense$1,487,0006,909
Salaries and employee benefits$662,0007,401
Premises and equipment expense$244,0006,277
Additional noninterest expense$581,0006,157
Pre-tax net operating income$-1,303,0008,691
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-1,303,0008,717
Extraordinary gains, net$046
Net income$-1,303,0008,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$7,659,000245
Net operating income$-1,303,0008,700
2005-09-30 (YTD Data)Rank
Total interest income$281,0008,741
Total interest expense$121,0008,549
Net interest income$160,0008,763
Provision for loan and lease losses$98,0004,217
Total noninterest income$24,0008,588
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,0007,723
Trading account gains and fees$0126
Additional Noninterest Income$21,0007,938
Total noninterest expense$788,0007,639
Salaries and employee benefits$299,0008,201
Premises and equipment expense$150,0006,713
Additional noninterest expense$339,0006,805
Pre-tax net operating income$-702,0008,663
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-702,0008,697
Extraordinary gains, net$035
Net income$-702,0008,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$7,419,000175
Net operating income$-702,0008,676
2005-06-30 (YTD Data)Rank
Total interest income$60,0008,836
Total interest expense$16,0008,771
Net interest income$44,0008,838
Provision for loan and lease losses$33,0005,080
Total noninterest income$08,806
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$08,721
Total noninterest expense$349,0008,239
Salaries and employee benefits$105,0008,694
Premises and equipment expense$54,0007,770
Additional noninterest expense$190,0007,193
Pre-tax net operating income$-338,0008,614
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-338,0008,650
Extraordinary gains, net$030
Net income$-338,0008,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$7,219,000115
Net operating income$-338,0008,625

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.