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Economy Savings Association, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,468,000 | 3,980 |
| Total interest expense | $3,735,000 | 3,273 |
| Net interest income | $3,733,000 | 4,660 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $218,000 | 8,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $218,000 | 4,998 |
| Total noninterest expense | $2,153,000 | 5,856 |
| Salaries and employee benefits | $1,035,000 | 5,922 |
| Premises and equipment expense | $291,000 | 5,851 |
| Additional noninterest expense | $827,000 | 5,553 |
| Pre-tax net operating income | $1,790,000 | 3,765 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $728,000 | 3,006 |
| Income before extraordinary items | $1,050,000 | 4,350 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,050,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $227,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $12,337,000 | 89 |
| Net operating income | $1,057,680 | 4,375 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,062,000 | 3,066 |
| Total interest expense | $4,761,000 | 2,702 |
| Net interest income | $5,301,000 | 3,381 |
| Provision for loan and lease losses | $152,000 | 4,601 |
| Total noninterest income | $339,000 | 7,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $339,000 | 4,184 |
| Total noninterest expense | $2,586,000 | 5,122 |
| Salaries and employee benefits | $1,382,000 | 4,612 |
| Premises and equipment expense | $444,000 | 4,310 |
| Additional noninterest expense | $760,000 | 6,174 |
| Pre-tax net operating income | $2,902,000 | 2,363 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,025,000 | 2,193 |
| Income before extraordinary items | $1,877,000 | 2,683 |
| Extraordinary gains, net | $222,000 | 940 |
| Net income | $2,099,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $766,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,877,000 | 2,519 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,282,000 | 3,113 |
| Total interest expense | $5,688,000 | 2,928 |
| Net interest income | $5,594,000 | 3,277 |
| Provision for loan and lease losses | $371,000 | 3,620 |
| Total noninterest income | $494,000 | 5,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $494,000 | 3,220 |
| Total noninterest expense | $2,550,000 | 5,215 |
| Salaries and employee benefits | $1,243,000 | 5,005 |
| Premises and equipment expense | $368,000 | 5,137 |
| Additional noninterest expense | $939,000 | 5,329 |
| Pre-tax net operating income | $3,167,000 | 1,963 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $1,215,000 | 1,738 |
| Income before extraordinary items | $1,965,000 | 2,325 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,965,000 | 2,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-119,000 | 13,767 |
| Cash dividends | $775,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,956,680 | 2,169 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.