Home > Economy Co-operative Bank > Income and Expense
Economy Co-operative Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 7,086 |
| Total interest expense | $163,000 | 7,029 |
| Net interest income | $828,000 | 7,053 |
| Provision for loan and lease losses | $10,000 | 6,349 |
| Total noninterest income | $39,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $33,000 | 6,579 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,000 | 6,599 |
| Total noninterest expense | $858,000 | 6,987 |
| Salaries and employee benefits | $415,000 | 7,034 |
| Premises and equipment expense | $94,000 | 6,871 |
| Additional noninterest expense | $349,000 | 6,705 |
| Pre-tax net operating income | $-1,000 | 6,021 |
| Securities gains (losses) | $-48,000 | 7,015 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-49,000 | 6,220 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-49,000 | 6,222 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-49,000 | 6,222 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,000 | 6,040 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $742,000 | 7,163 |
| Total interest expense | $128,000 | 7,098 |
| Net interest income | $614,000 | 7,132 |
| Provision for loan and lease losses | $10,000 | 6,179 |
| Total noninterest income | $29,000 | 6,955 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $24,000 | 6,630 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,000 | 6,748 |
| Total noninterest expense | $605,000 | 7,073 |
| Salaries and employee benefits | $307,000 | 7,083 |
| Premises and equipment expense | $72,000 | 6,894 |
| Additional noninterest expense | $226,000 | 6,910 |
| Pre-tax net operating income | $28,000 | 6,046 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $9,000 | 4,287 |
| Income before extraordinary items | $19,000 | 6,192 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 6,193 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $19,000 | 6,193 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $19,000 | 6,093 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $502,000 | 7,218 |
| Total interest expense | $87,000 | 7,171 |
| Net interest income | $415,000 | 7,190 |
| Provision for loan and lease losses | $7,000 | 6,050 |
| Total noninterest income | $20,000 | 7,026 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $16,000 | 6,666 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $403,000 | 7,144 |
| Salaries and employee benefits | $198,000 | 7,171 |
| Premises and equipment expense | $51,000 | 6,905 |
| Additional noninterest expense | $154,000 | 6,965 |
| Pre-tax net operating income | $25,000 | 6,073 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $9,000 | 4,140 |
| Income before extraordinary items | $16,000 | 6,220 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $16,000 | 6,220 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $16,000 | 6,220 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $16,000 | 6,143 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 7,266 |
| Total interest expense | $43,000 | 7,248 |
| Net interest income | $213,000 | 7,215 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $9,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $7,000 | 6,714 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 6,939 |
| Total noninterest expense | $203,000 | 7,194 |
| Salaries and employee benefits | $98,000 | 7,223 |
| Premises and equipment expense | $26,000 | 6,925 |
| Additional noninterest expense | $79,000 | 6,985 |
| Pre-tax net operating income | $16,000 | 6,143 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $10,000 | 6,260 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $10,000 | 6,259 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $10,000 | 6,260 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $10,000 | 6,225 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 7,322 |
| Total interest expense | $223,000 | 7,265 |
| Net interest income | $831,000 | 7,299 |
| Provision for loan and lease losses | $66,000 | 6,306 |
| Total noninterest income | $40,000 | 7,098 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 6,471 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,854 |
| Total noninterest expense | $762,000 | 7,330 |
| Salaries and employee benefits | $403,000 | 7,313 |
| Premises and equipment expense | $82,000 | 7,196 |
| Additional noninterest expense | $277,000 | 7,185 |
| Pre-tax net operating income | $43,000 | 5,640 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $9,000 | 4,240 |
| Income before extraordinary items | $34,000 | 5,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $34,000 | 5,862 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $34,000 | 5,862 |
| Net charge-offs | $83,000 | 5,567 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $34,000 | 5,724 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $798,000 | 7,429 |
| Total interest expense | $175,000 | 7,368 |
| Net interest income | $623,000 | 7,400 |
| Provision for loan and lease losses | $48,000 | 6,274 |
| Total noninterest income | $28,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $24,000 | 6,584 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,000 | 7,053 |
| Total noninterest expense | $564,000 | 7,415 |
| Salaries and employee benefits | $302,000 | 7,386 |
| Premises and equipment expense | $62,000 | 7,280 |
| Additional noninterest expense | $200,000 | 7,295 |
| Pre-tax net operating income | $39,000 | 5,832 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $14,000 | 4,127 |
| Income before extraordinary items | $25,000 | 6,026 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $25,000 | 6,026 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $25,000 | 6,026 |
| Net charge-offs | $83,000 | 5,089 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $25,000 | 5,902 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 7,497 |
| Total interest expense | $121,000 | 7,428 |
| Net interest income | $413,000 | 7,461 |
| Provision for loan and lease losses | $39,000 | 6,032 |
| Total noninterest income | $18,000 | 7,345 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 7,111 |
| Total noninterest expense | $361,000 | 7,504 |
| Salaries and employee benefits | $193,000 | 7,482 |
| Premises and equipment expense | $41,000 | 7,354 |
| Additional noninterest expense | $127,000 | 7,389 |
| Pre-tax net operating income | $31,000 | 5,919 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $14,000 | 3,954 |
| Income before extraordinary items | $17,000 | 6,093 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $17,000 | 6,095 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $17,000 | 6,094 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $17,000 | 6,001 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 7,591 |
| Total interest expense | $60,000 | 7,547 |
| Net interest income | $208,000 | 7,543 |
| Provision for loan and lease losses | $17,000 | 5,830 |
| Total noninterest income | $8,000 | 7,486 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $181,000 | 7,606 |
| Salaries and employee benefits | $99,000 | 7,559 |
| Premises and equipment expense | $19,000 | 7,478 |
| Additional noninterest expense | $63,000 | 7,483 |
| Pre-tax net operating income | $18,000 | 6,047 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $9,000 | 3,859 |
| Income before extraordinary items | $9,000 | 6,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,000 | 6,273 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $9,000 | 6,272 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $9,000 | 6,162 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 7,639 |
| Total interest expense | $304,000 | 7,580 |
| Net interest income | $828,000 | 7,600 |
| Provision for loan and lease losses | $20,000 | 7,177 |
| Total noninterest income | $35,000 | 7,503 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $30,000 | 6,767 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,000 | 7,291 |
| Total noninterest expense | $778,000 | 7,641 |
| Salaries and employee benefits | $399,000 | 7,638 |
| Premises and equipment expense | $87,000 | 7,488 |
| Additional noninterest expense | $292,000 | 7,455 |
| Pre-tax net operating income | $65,000 | 5,205 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $27,000 | 3,547 |
| Income before extraordinary items | $38,000 | 5,387 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $38,000 | 5,386 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $38,000 | 5,386 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $38,000 | 5,338 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $855,000 | 7,714 |
| Total interest expense | $240,000 | 7,645 |
| Net interest income | $615,000 | 7,677 |
| Provision for loan and lease losses | $2,000 | 7,259 |
| Total noninterest income | $25,000 | 7,645 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $22,000 | 6,824 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,000 | 7,488 |
| Total noninterest expense | $593,000 | 7,669 |
| Salaries and employee benefits | $300,000 | 7,698 |
| Premises and equipment expense | $66,000 | 7,546 |
| Additional noninterest expense | $227,000 | 7,462 |
| Pre-tax net operating income | $45,000 | 5,504 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $19,000 | 3,811 |
| Income before extraordinary items | $26,000 | 5,671 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $26,000 | 5,671 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $26,000 | 5,671 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $26,000 | 5,604 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $571,000 | 7,796 |
| Total interest expense | $169,000 | 7,711 |
| Net interest income | $402,000 | 7,751 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $16,000 | 7,737 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $14,000 | 6,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $382,000 | 7,777 |
| Salaries and employee benefits | $199,000 | 7,780 |
| Premises and equipment expense | $42,000 | 7,657 |
| Additional noninterest expense | $141,000 | 7,591 |
| Pre-tax net operating income | $36,000 | 5,593 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $13,000 | 3,905 |
| Income before extraordinary items | $23,000 | 5,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 5,774 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $23,000 | 5,774 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $23,000 | 5,688 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $284,000 | 7,854 |
| Total interest expense | $88,000 | 7,753 |
| Net interest income | $196,000 | 7,805 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $9,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $191,000 | 7,799 |
| Salaries and employee benefits | $103,000 | 7,796 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $65,000 | 7,622 |
| Pre-tax net operating income | $14,000 | 6,083 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $9,000 | 6,292 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,000 | 6,294 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $9,000 | 6,294 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $9,000 | 6,141 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 7,887 |
| Total interest expense | $444,000 | 7,764 |
| Net interest income | $731,000 | 7,880 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $38,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,892 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,000 | 7,758 |
| Total noninterest expense | $715,000 | 7,904 |
| Salaries and employee benefits | $393,000 | 7,903 |
| Premises and equipment expense | $74,000 | 7,849 |
| Additional noninterest expense | $248,000 | 7,686 |
| Pre-tax net operating income | $54,000 | 6,159 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $13,000 | 4,449 |
| Income before extraordinary items | $41,000 | 6,066 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $41,000 | 6,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $41,000 | 6,205 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $894,000 | 7,963 |
| Total interest expense | $350,000 | 7,834 |
| Net interest income | $544,000 | 7,967 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $28,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $22,000 | 6,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 7,909 |
| Total noninterest expense | $531,000 | 7,949 |
| Salaries and employee benefits | $296,000 | 7,938 |
| Premises and equipment expense | $55,000 | 7,907 |
| Additional noninterest expense | $180,000 | 7,738 |
| Pre-tax net operating income | $41,000 | 6,611 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $10,000 | 4,863 |
| Income before extraordinary items | $31,000 | 6,488 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $31,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $31,000 | 6,646 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $599,000 | 8,020 |
| Total interest expense | $246,000 | 7,889 |
| Net interest income | $353,000 | 8,033 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $19,000 | 8,041 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $15,000 | 6,993 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $343,000 | 8,036 |
| Salaries and employee benefits | $200,000 | 7,984 |
| Premises and equipment expense | $36,000 | 7,974 |
| Additional noninterest expense | $107,000 | 7,904 |
| Pre-tax net operating income | $29,000 | 6,781 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $8,000 | 5,072 |
| Income before extraordinary items | $21,000 | 6,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $21,000 | 6,831 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $301,000 | 8,076 |
| Total interest expense | $128,000 | 7,941 |
| Net interest income | $173,000 | 8,098 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $10,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $8,000 | 6,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $175,000 | 8,051 |
| Salaries and employee benefits | $107,000 | 7,965 |
| Premises and equipment expense | $18,000 | 8,010 |
| Additional noninterest expense | $50,000 | 7,993 |
| Pre-tax net operating income | $8,000 | 7,081 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $6,000 | 7,198 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $6,000 | 7,102 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 7,998 |
| Total interest expense | $532,000 | 7,914 |
| Net interest income | $798,000 | 7,986 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $35,000 | 8,156 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $29,000 | 7,033 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,000 | 8,155 |
| Total noninterest expense | $649,000 | 8,157 |
| Salaries and employee benefits | $377,000 | 8,116 |
| Premises and equipment expense | $65,000 | 8,117 |
| Additional noninterest expense | $207,000 | 7,994 |
| Pre-tax net operating income | $184,000 | 6,910 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $72,000 | 4,705 |
| Income before extraordinary items | $112,000 | 7,088 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $112,000 | 7,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $112,000 | 7,063 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 8,043 |
| Total interest expense | $396,000 | 7,961 |
| Net interest income | $615,000 | 8,017 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $24,000 | 8,215 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,000 | 8,224 |
| Total noninterest expense | $484,000 | 8,147 |
| Salaries and employee benefits | $282,000 | 8,098 |
| Premises and equipment expense | $47,000 | 8,136 |
| Additional noninterest expense | $155,000 | 7,975 |
| Pre-tax net operating income | $155,000 | 7,121 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $63,000 | 4,799 |
| Income before extraordinary items | $92,000 | 7,310 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $92,000 | 7,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $92,000 | 7,294 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $665,000 | 8,116 |
| Total interest expense | $256,000 | 8,027 |
| Net interest income | $409,000 | 8,082 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $16,000 | 8,274 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $13,000 | 7,146 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,000 | 8,264 |
| Total noninterest expense | $324,000 | 8,192 |
| Salaries and employee benefits | $194,000 | 8,131 |
| Premises and equipment expense | $30,000 | 8,201 |
| Additional noninterest expense | $100,000 | 8,051 |
| Pre-tax net operating income | $101,000 | 7,237 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $40,000 | 4,929 |
| Income before extraordinary items | $61,000 | 7,409 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $61,000 | 7,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $61,000 | 7,399 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $332,000 | 8,173 |
| Total interest expense | $124,000 | 8,098 |
| Net interest income | $208,000 | 8,123 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $7,000 | 8,340 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $166,000 | 8,198 |
| Salaries and employee benefits | $107,000 | 8,061 |
| Premises and equipment expense | $11,000 | 8,362 |
| Additional noninterest expense | $48,000 | 8,120 |
| Pre-tax net operating income | $49,000 | 7,299 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $17,000 | 5,024 |
| Income before extraordinary items | $32,000 | 7,434 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $32,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $32,000 | 7,419 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 8,068 |
| Total interest expense | $466,000 | 7,979 |
| Net interest income | $830,000 | 8,062 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $29,000 | 8,354 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $25,000 | 7,222 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,415 |
| Total noninterest expense | $615,000 | 8,295 |
| Salaries and employee benefits | $353,000 | 8,264 |
| Premises and equipment expense | $63,000 | 8,213 |
| Additional noninterest expense | $199,000 | 8,126 |
| Pre-tax net operating income | $244,000 | 7,270 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $94,000 | 5,015 |
| Income before extraordinary items | $150,000 | 7,487 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $150,000 | 7,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $150,000 | 7,482 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $967,000 | 8,147 |
| Total interest expense | $338,000 | 8,042 |
| Net interest income | $629,000 | 8,128 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $22,000 | 8,438 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $20,000 | 7,271 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,526 |
| Total noninterest expense | $461,000 | 8,312 |
| Salaries and employee benefits | $267,000 | 8,259 |
| Premises and equipment expense | $48,000 | 8,250 |
| Additional noninterest expense | $146,000 | 8,168 |
| Pre-tax net operating income | $190,000 | 7,451 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $88,000 | 5,032 |
| Income before extraordinary items | $102,000 | 7,712 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $102,000 | 7,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $102,000 | 7,712 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $632,000 | 8,196 |
| Total interest expense | $216,000 | 8,077 |
| Net interest income | $416,000 | 8,181 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $14,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,582 |
| Total noninterest expense | $310,000 | 8,342 |
| Salaries and employee benefits | $183,000 | 8,288 |
| Premises and equipment expense | $32,000 | 8,262 |
| Additional noninterest expense | $95,000 | 8,214 |
| Pre-tax net operating income | $120,000 | 7,567 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $57,000 | 5,132 |
| Income before extraordinary items | $63,000 | 7,822 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $63,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $63,000 | 7,823 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,220 |
| Total interest expense | $104,000 | 8,100 |
| Net interest income | $210,000 | 8,194 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $7,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $159,000 | 8,334 |
| Salaries and employee benefits | $100,000 | 8,218 |
| Premises and equipment expense | $16,000 | 8,272 |
| Additional noninterest expense | $43,000 | 8,318 |
| Pre-tax net operating income | $58,000 | 7,600 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $26,000 | 5,161 |
| Income before extraordinary items | $32,000 | 7,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $32,000 | 7,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $32,000 | 7,804 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 8,198 |
| Total interest expense | $314,000 | 8,146 |
| Net interest income | $862,000 | 8,144 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $30,000 | 8,549 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $28,000 | 7,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,000 | 8,635 |
| Total noninterest expense | $607,000 | 8,414 |
| Salaries and employee benefits | $341,000 | 8,380 |
| Premises and equipment expense | $65,000 | 8,283 |
| Additional noninterest expense | $201,000 | 8,221 |
| Pre-tax net operating income | $285,000 | 7,446 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $98,000 | 5,393 |
| Income before extraordinary items | $187,000 | 7,647 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $187,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $187,000 | 7,612 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $867,000 | 8,252 |
| Total interest expense | $223,000 | 8,200 |
| Net interest income | $644,000 | 8,188 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $21,000 | 8,610 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 7,448 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,692 |
| Total noninterest expense | $452,000 | 8,393 |
| Salaries and employee benefits | $255,000 | 8,373 |
| Premises and equipment expense | $49,000 | 8,275 |
| Additional noninterest expense | $148,000 | 8,230 |
| Pre-tax net operating income | $213,000 | 7,576 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $88,000 | 5,362 |
| Income before extraordinary items | $125,000 | 7,836 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $125,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $125,000 | 7,804 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $572,000 | 8,275 |
| Total interest expense | $142,000 | 8,213 |
| Net interest income | $430,000 | 8,202 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $13,000 | 8,623 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $12,000 | 7,482 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $300,000 | 8,405 |
| Salaries and employee benefits | $177,000 | 8,341 |
| Premises and equipment expense | $29,000 | 8,382 |
| Additional noninterest expense | $94,000 | 8,273 |
| Pre-tax net operating income | $143,000 | 7,585 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $56,000 | 5,420 |
| Income before extraordinary items | $87,000 | 7,836 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $87,000 | 7,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $87,000 | 7,794 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 8,358 |
| Total interest expense | $68,000 | 8,289 |
| Net interest income | $209,000 | 8,301 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $6,000 | 8,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $156,000 | 8,439 |
| Salaries and employee benefits | $95,000 | 8,326 |
| Premises and equipment expense | $15,000 | 8,426 |
| Additional noninterest expense | $46,000 | 8,360 |
| Pre-tax net operating income | $59,000 | 7,779 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $30,000 | 5,303 |
| Income before extraordinary items | $29,000 | 8,102 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $29,000 | 8,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $29,000 | 8,074 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 8,321 |
| Total interest expense | $271,000 | 8,212 |
| Net interest income | $823,000 | 8,277 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $32,000 | 8,706 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $30,000 | 7,548 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,000 | 8,776 |
| Total noninterest expense | $582,000 | 8,559 |
| Salaries and employee benefits | $339,000 | 8,504 |
| Premises and equipment expense | $57,000 | 8,519 |
| Additional noninterest expense | $186,000 | 8,392 |
| Pre-tax net operating income | $273,000 | 7,535 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $122,000 | 5,315 |
| Income before extraordinary items | $151,000 | 7,873 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $151,000 | 7,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $151,000 | 7,829 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $821,000 | 8,362 |
| Total interest expense | $203,000 | 8,245 |
| Net interest income | $618,000 | 8,305 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $25,000 | 8,754 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $23,000 | 7,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,821 |
| Total noninterest expense | $435,000 | 8,555 |
| Salaries and employee benefits | $250,000 | 8,515 |
| Premises and equipment expense | $44,000 | 8,511 |
| Additional noninterest expense | $141,000 | 8,383 |
| Pre-tax net operating income | $208,000 | 7,659 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $89,000 | 5,465 |
| Income before extraordinary items | $119,000 | 7,970 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $119,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $119,000 | 7,922 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $553,000 | 8,394 |
| Total interest expense | $136,000 | 8,300 |
| Net interest income | $417,000 | 8,341 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $15,000 | 8,838 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $14,000 | 7,676 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,898 |
| Total noninterest expense | $280,000 | 8,647 |
| Salaries and employee benefits | $165,000 | 8,584 |
| Premises and equipment expense | $28,000 | 8,588 |
| Additional noninterest expense | $87,000 | 8,510 |
| Pre-tax net operating income | $152,000 | 7,527 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $65,000 | 5,358 |
| Income before extraordinary items | $87,000 | 7,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $87,000 | 7,852 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 8,446 |
| Total interest expense | $69,000 | 8,355 |
| Net interest income | $208,000 | 8,390 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $8,000 | 8,856 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $148,000 | 8,623 |
| Salaries and employee benefits | $93,000 | 8,474 |
| Premises and equipment expense | $14,000 | 8,600 |
| Additional noninterest expense | $41,000 | 8,609 |
| Pre-tax net operating income | $68,000 | 7,636 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $35,000 | 5,238 |
| Income before extraordinary items | $33,000 | 8,096 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $33,000 | 8,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $33,000 | 8,035 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 8,429 |
| Total interest expense | $366,000 | 8,221 |
| Net interest income | $806,000 | 8,405 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $30,000 | 8,938 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $27,000 | 7,757 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,000 | 8,956 |
| Total noninterest expense | $576,000 | 8,710 |
| Salaries and employee benefits | $320,000 | 8,704 |
| Premises and equipment expense | $60,000 | 8,623 |
| Additional noninterest expense | $196,000 | 8,464 |
| Pre-tax net operating income | $260,000 | 7,597 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $112,000 | 5,598 |
| Income before extraordinary items | $148,000 | 8,019 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $148,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $148,000 | 7,896 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $895,000 | 8,495 |
| Total interest expense | $289,000 | 8,286 |
| Net interest income | $606,000 | 8,477 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $23,000 | 9,010 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $21,000 | 7,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 9,035 |
| Total noninterest expense | $423,000 | 8,750 |
| Salaries and employee benefits | $235,000 | 8,727 |
| Premises and equipment expense | $45,000 | 8,649 |
| Additional noninterest expense | $143,000 | 8,516 |
| Pre-tax net operating income | $206,000 | 7,695 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $84,000 | 5,755 |
| Income before extraordinary items | $122,000 | 8,083 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $122,000 | 8,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $122,000 | 7,949 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $599,000 | 8,547 |
| Total interest expense | $205,000 | 8,302 |
| Net interest income | $394,000 | 8,540 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $14,000 | 9,068 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $12,000 | 7,878 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $274,000 | 8,803 |
| Salaries and employee benefits | $158,000 | 8,748 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $85,000 | 8,662 |
| Pre-tax net operating income | $134,000 | 7,734 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $51,000 | 5,889 |
| Income before extraordinary items | $83,000 | 8,113 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $83,000 | 8,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $83,000 | 7,952 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,617 |
| Total interest expense | $107,000 | 8,337 |
| Net interest income | $189,000 | 8,637 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $7,000 | 9,082 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $141,000 | 8,808 |
| Salaries and employee benefits | $85,000 | 8,697 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $43,000 | 8,690 |
| Pre-tax net operating income | $55,000 | 7,917 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $22,000 | 5,997 |
| Income before extraordinary items | $33,000 | 8,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $33,000 | 8,087 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 8,686 |
| Total interest expense | $474,000 | 8,452 |
| Net interest income | $723,000 | 8,705 |
| Provision for loan and lease losses | $9,000 | 7,866 |
| Total noninterest income | $27,000 | 9,126 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $24,000 | 7,934 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 9,127 |
| Total noninterest expense | $529,000 | 8,928 |
| Salaries and employee benefits | $296,000 | 8,910 |
| Premises and equipment expense | $50,000 | 8,901 |
| Additional noninterest expense | $183,000 | 8,669 |
| Pre-tax net operating income | $212,000 | 7,885 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $89,000 | 6,071 |
| Income before extraordinary items | $123,000 | 8,221 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $123,000 | 8,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $123,000 | 8,122 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 8,979 |
| Total interest expense | $581,000 | 8,869 |
| Net interest income | $631,000 | 8,977 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $24,000 | 9,394 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $21,000 | 8,109 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,000 | 9,387 |
| Total noninterest expense | $501,000 | 9,175 |
| Salaries and employee benefits | $274,000 | 9,164 |
| Premises and equipment expense | $56,000 | 9,022 |
| Additional noninterest expense | $171,000 | 8,902 |
| Pre-tax net operating income | $154,000 | 8,087 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $63,000 | 6,495 |
| Income before extraordinary items | $91,000 | 8,394 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $91,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $91,000 | 8,292 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 9,267 |
| Total interest expense | $541,000 | 9,170 |
| Net interest income | $616,000 | 9,266 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $19,000 | 9,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 8,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 9,744 |
| Total noninterest expense | $468,000 | 9,453 |
| Salaries and employee benefits | $258,000 | 9,435 |
| Premises and equipment expense | $57,000 | 9,245 |
| Additional noninterest expense | $153,000 | 9,212 |
| Pre-tax net operating income | $167,000 | 8,513 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $60,000 | 7,071 |
| Income before extraordinary items | $107,000 | 8,659 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $107,000 | 8,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $107,000 | 8,647 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 9,597 |
| Total interest expense | $466,000 | 9,518 |
| Net interest income | $553,000 | 9,594 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $20,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,068 |
| Total noninterest expense | $452,000 | 9,751 |
| Salaries and employee benefits | $250,000 | 9,720 |
| Premises and equipment expense | $50,000 | 9,632 |
| Additional noninterest expense | $152,000 | 9,493 |
| Pre-tax net operating income | $121,000 | 8,974 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $51,000 | 7,618 |
| Income before extraordinary items | $70,000 | 9,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $70,000 | 9,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $70,000 | 9,107 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 9,814 |
| Total interest expense | $460,000 | 9,782 |
| Net interest income | $584,000 | 9,769 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $23,000 | 10,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 8,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,319 |
| Total noninterest expense | $436,000 | 9,959 |
| Salaries and employee benefits | $243,000 | 9,906 |
| Premises and equipment expense | $51,000 | 9,797 |
| Additional noninterest expense | $142,000 | 9,733 |
| Pre-tax net operating income | $171,000 | 9,059 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $68,000 | 8,027 |
| Income before extraordinary items | $103,000 | 9,320 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $103,000 | 9,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $103,000 | 9,250 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 10,294 |
| Total interest expense | $476,000 | 10,152 |
| Net interest income | $541,000 | 10,299 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $27,000 | 10,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $420,000 | 10,407 |
| Salaries and employee benefits | $233,000 | 10,379 |
| Premises and equipment expense | $51,000 | 10,179 |
| Additional noninterest expense | $136,000 | 10,163 |
| Pre-tax net operating income | $148,000 | 9,852 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $51,000 | 9,239 |
| Income before extraordinary items | $97,000 | 9,979 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $97,000 | 9,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $97,000 | 9,936 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 10,847 |
| Total interest expense | $481,000 | 10,654 |
| Net interest income | $500,000 | 10,897 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $47,000 | 10,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $421,000 | 10,897 |
| Salaries and employee benefits | $224,000 | 10,881 |
| Premises and equipment expense | $37,000 | 10,993 |
| Additional noninterest expense | $160,000 | 10,442 |
| Pre-tax net operating income | $126,000 | 10,229 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $40,000 | 9,864 |
| Income before extraordinary items | $86,000 | 10,348 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $86,000 | 10,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $86,000 | 10,302 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 11,428 |
| Total interest expense | $408,000 | 11,302 |
| Net interest income | $490,000 | 11,416 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $36,000 | 11,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $378,000 | 11,503 |
| Salaries and employee benefits | $209,000 | 11,442 |
| Premises and equipment expense | $35,000 | 11,504 |
| Additional noninterest expense | $134,000 | 11,263 |
| Pre-tax net operating income | $148,000 | 10,784 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $47,000 | 10,241 |
| Income before extraordinary items | $101,000 | 10,924 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $101,000 | 10,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $101,000 | 10,897 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $842,000 | 12,000 |
| Total interest expense | $319,000 | 11,960 |
| Net interest income | $523,000 | 11,933 |
| Provision for loan and lease losses | $17,000 | 7,997 |
| Total noninterest income | $31,000 | 12,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 10,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,965 |
| Total noninterest expense | $335,000 | 12,252 |
| Salaries and employee benefits | $188,000 | 12,144 |
| Premises and equipment expense | $19,000 | 12,444 |
| Additional noninterest expense | $128,000 | 12,049 |
| Pre-tax net operating income | $202,000 | 10,881 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $80,000 | 9,807 |
| Income before extraordinary items | $122,000 | 11,134 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $122,000 | 11,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $122,000 | 11,184 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 12,585 |
| Total interest expense | $343,000 | 12,482 |
| Net interest income | $501,000 | 12,548 |
| Provision for loan and lease losses | $66,000 | 6,760 |
| Total noninterest income | $36,000 | 12,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 10,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $336,000 | 12,870 |
| Salaries and employee benefits | $180,000 | 12,778 |
| Premises and equipment expense | $20,000 | 13,077 |
| Additional noninterest expense | $136,000 | 12,583 |
| Pre-tax net operating income | $135,000 | 11,591 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $77,000 | 10,286 |
| Income before extraordinary items | $58,000 | 12,195 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $58,000 | 12,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $58,000 | 12,040 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 13,210 |
| Total interest expense | $466,000 | 12,901 |
| Net interest income | $425,000 | 13,319 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $27,000 | 13,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 11,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $321,000 | 13,503 |
| Salaries and employee benefits | $169,000 | 13,415 |
| Premises and equipment expense | $18,000 | 13,712 |
| Additional noninterest expense | $134,000 | 13,161 |
| Pre-tax net operating income | $91,000 | 12,109 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $37,000 | 11,601 |
| Income before extraordinary items | $54,000 | 12,521 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $54,000 | 12,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $54,000 | 12,252 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.