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eCharge Bank, Assets and Liabilities

2000-12-31Rank
# of Employees:59,597
Assets and Liabilities
Total Assets:$3,051,0009,900
Cash and due from depository institutions$11,0009,597
Interest-bearing balances$06,829
Securities$09,820
Federal funds sold & reverse repurchase agreements$2,956,0003,451
Net loans & leases$09,833
Loan loss allowance$09,795
Trading account assets$0175
Bank premises and fixed assets$71,0009,494
Other real estate owned$09,597
Goodwill and other intangibles$03,145
All other assets$13,0009,905
Life insurance assets$01
Total liabilities and capital$3,051,0009,900
Total liabilities$48,0009,915
Total deposits$10,0009,901
Interest-bearing deposits$10,0009,858
Deposits held in domestic offices$10,0009,900
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$38,0009,762
Total equity capital$3,003,0008,584
Total bank equity capital$3,003,0008,584
Perpetual preferred stock$0178
Common stock$10,0008,692
Surplus$3,490,0003,975
Undivided profits$-497,0009,337
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$08,688
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$09,770
Earning assets$2,956,0009,873
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$3,112,2009,902
Average Assets, quarterly$3,210,5009,899
Volatile liabilities$09,824
Insider loans$08,879
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$09,597
Tier 1 (core) risk-based capital$3,003,0008,529
Tier 2 risk-based capital$09,799
Total risk weighted assets$677,4009,893
Total unused commitments$09,600
Derivatives$0481
1999-12-31Rank
# of Employees:410,050
Assets and Liabilities
Total Assets:$3,037,00010,224
Cash and due from depository institutions$010,050
Interest-bearing balances$06,854
Securities$010,148
Federal funds sold & reverse repurchase agreements$2,921,0002,934
Net loans & leases$010,173
Loan loss allowance$010,124
Trading account assets$0165
Bank premises and fixed assets$4,00010,152
Other real estate owned$010,050
Goodwill and other intangibles$03,276
All other assets$112,00010,060
Life insurance assets$01
Total liabilities and capital$3,037,00010,224
Total liabilities$1,440,00010,199
Total deposits$10,00010,227
Interest-bearing deposits$10,00010,176
Deposits held in domestic offices$10,00010,227
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$1,430,0002,465
Total equity capital$1,597,0009,791
Total bank equity capital$1,597,0009,791
Perpetual preferred stock$0193
Common stock$875,0003,586
Surplus$9,634,0001,701
Undivided profits$-8,912,00010,195
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$09,001
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$010,095
Earning assets$2,921,00010,195
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$61,852,2005,961
Average Assets, quarterly$27,421,5008,694
Volatile liabilities$010,145
Insider loans$09,133
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$09,887
Tier 1 (core) risk-based capital$1,597,0009,807
Tier 2 risk-based capital$010,113
Total risk weighted assets$700,20010,208
Total unused commitments$09,888
Derivatives$0488
1998-12-31Rank
# of Employees:108,990
Assets and Liabilities
Total Assets:$118,626,0003,754
Cash and due from depository institutions$2,0008,990
Interest-bearing balances$06,728
Securities$111,223,0001,038
Federal funds sold & reverse repurchase agreements$1,295,0006,667
Net loans & leases$12,00010,416
Loan loss allowance$010,368
Trading account assets$0197
Bank premises and fixed assets$98,0009,826
Other real estate owned$08,990
Goodwill and other intangibles$03,445
All other assets$5,996,0001,333
Life insurance assets$01
Total liabilities and capital$118,626,0003,754
Total liabilities$107,469,0003,711
Total deposits$102,738,0003,616
Interest-bearing deposits$102,738,0003,131
Deposits held in domestic offices$102,738,0003,611
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$64,0004,893
Subordinated debt$0255
All other liabilities$4,667,0001,031
Total equity capital$11,157,0003,945
Total bank equity capital$11,157,0003,945
Perpetual preferred stock$0199
Common stock$875,0003,608
Surplus$9,634,0001,621
Undivided profits$648,0008,768
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$09,467
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$010,330
Earning assets$112,530,0003,651
Long-term assets (5+ years)$529,0008,728
Average Assets, year-to-date$199,686,6002,177
Average Assets, quarterly$135,321,5003,280
Volatile liabilities$98,481,000842
Insider loans$09,309
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$010,110
Tier 1 (core) risk-based capital$10,509,0003,975
Tier 2 risk-based capital$010,335
Total risk weighted assets$53,740,1004,825
Total unused commitments$010,111
Derivatives$0527
1997-12-31Rank
# of Employees:394,480
Assets and Liabilities
Total Assets:$294,763,0001,547
Cash and due from depository institutions$3,0004,480
Interest-bearing balances$06,604
Securities$259,950,000498
Federal funds sold & reverse repurchase agreements$30,062,000446
Net loans & leases$957,00010,859
Loan loss allowance$85,00010,231
Trading account assets$0203
Bank premises and fixed assets$226,0009,365
Other real estate owned$04,480
Goodwill and other intangibles$03,571
All other assets$3,565,0002,028
Life insurance assets$01
Total liabilities and capital$294,763,0001,547
Total liabilities$263,665,0001,557
Total deposits$247,181,0001,500
Interest-bearing deposits$247,155,0001,307
Deposits held in domestic offices$247,181,0001,492
% insured0.00%1
Federal funds purchased & repurchase agreements$3,546,0001,739
Trading liabilities$080
Other borrowed funds$144,0004,661
Subordinated debt$0260
All other liabilities$12,794,000533
Total equity capital$31,097,0001,453
Total bank equity capital$31,097,0001,453
Perpetual preferred stock$0223
Common stock$875,0003,716
Surplus$36,176,000554
Undivided profits$-5,953,00010,894
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$010,017
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$010,814
Earning assets$290,969,0001,457
Long-term assets (5+ years)$919,0008,588
Average Assets, year-to-date$410,044,8001,103
Average Assets, quarterly$358,151,0001,281
Volatile liabilities$245,117,000472
Insider loans$09,792
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$010,531
Tier 1 (core) risk-based capital$31,030,0001,369
Tier 2 risk-based capital$85,00010,094
Total risk weighted assets$136,895,0002,043
Total unused commitments$010,532
Derivatives$0533
1996-12-31Rank
# of Employees:1221,539
Assets and Liabilities
Total Assets:$380,637,0001,256
Cash and due from depository institutions$1,552,0001,539
Interest-bearing balances$06,640
Securities$2,312,00010,774
Federal funds sold & reverse repurchase agreements$7,509,0001,725
Net loans & leases$364,078,000859
Loan loss allowance$9,783,000533
Trading account assets$0240
Bank premises and fixed assets$175,00010,066
Other real estate owned$01,539
Goodwill and other intangibles$03,437
All other assets$5,011,0001,585
Life insurance assets$01
Total liabilities and capital$380,637,0001,256
Total liabilities$347,153,0001,253
Total deposits$298,266,0001,288
Interest-bearing deposits$297,233,0001,128
Deposits held in domestic offices$298,266,0001,283
% insured0.00%1
Federal funds purchased & repurchase agreements$8,110,0001,280
Trading liabilities$097
Other borrowed funds$30,000,000760
Subordinated debt$0298
All other liabilities$10,777,000599
Total equity capital$33,484,0001,353
Total bank equity capital$33,484,0001,353
Perpetual preferred stock$0250
Common stock$875,0003,955
Surplus$27,176,000719
Undivided profits$5,433,0004,183
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,025,0001,503
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$2,003,0001,087
Earning assets$373,899,0001,189
Long-term assets (5+ years)$786,0008,989
Average Assets, year-to-date$251,892,6001,775
Average Assets, quarterly$317,946,5001,469
Volatile liabilities$325,376,000415
Insider loans$63,0009,275
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$1,708,263,000166
Tier 1 (core) risk-based capital$33,423,0001,292
Tier 2 risk-based capital$4,676,960767
Total risk weighted assets$369,051,060831
Total unused commitments$1,708,263,000166
Derivatives$0549
1995-12-31Rank
# of Employees:962,001
Assets and Liabilities
Total Assets:$207,855,0002,265
Cash and due from depository institutions$5,472,0002,001
Interest-bearing balances$06,853
Securities$903,00011,657
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$198,918,0001,461
Loan loss allowance$6,453,000759
Trading account assets$0261
Bank premises and fixed assets$225,00010,079
Other real estate owned$02,001
Goodwill and other intangibles$03,181
All other assets$2,337,0003,163
Life insurance assets$01
Total liabilities and capital$207,855,0002,265
Total liabilities$186,575,0002,283
Total deposits$171,079,0002,295
Interest-bearing deposits$170,330,0001,992
Deposits held in domestic offices$171,079,0002,285
% insured0.00%1
Federal funds purchased & repurchase agreements$6,505,0001,372
Trading liabilities$0110
Other borrowed funds$2,0005,108
Subordinated debt$0337
All other liabilities$8,989,000709
Total equity capital$21,280,0002,094
Total bank equity capital$21,280,0002,094
Perpetual preferred stock$0288
Common stock$875,0004,142
Surplus$15,895,0001,101
Undivided profits$4,510,0004,863
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,534,0001,869
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$1,112,0002,073
Earning assets$199,821,0002,175
Long-term assets (5+ years)$254,0009,988
Average Assets, year-to-date$218,521,8002,077
Average Assets, quarterly$208,629,5002,229
Volatile liabilities$167,152,000617
Insider loans$61,0009,706
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$1,554,751,000175
Tier 1 (core) risk-based capital$21,280,0002,016
Tier 2 risk-based capital$2,530,4301,287
Total risk weighted assets$198,511,9301,444
Total unused commitments$1,554,751,000175
Derivatives$0628
1994-12-31Rank
# of Employees:962,096
Assets and Liabilities
Total Assets:$248,440,0001,852
Cash and due from depository institutions$4,544,0002,096
Interest-bearing balances$07,034
Securities$1,316,00012,245
Federal funds sold & reverse repurchase agreements$11,013,000861
Net loans & leases$228,451,0001,249
Loan loss allowance$6,453,000759
Trading account assets$0286
Bank premises and fixed assets$480,0008,617
Other real estate owned$02,096
Goodwill and other intangibles$03,133
All other assets$2,636,0003,012
Life insurance assets$01
Total liabilities and capital$248,440,0001,852
Total liabilities$224,720,0001,860
Total deposits$214,644,0001,763
Interest-bearing deposits$213,923,0001,556
Deposits held in domestic offices$214,644,0001,752
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$10,076,000603
Total equity capital$23,720,0001,742
Total bank equity capital$23,720,0001,742
Perpetual preferred stock$0310
Common stock$875,0004,331
Surplus$15,895,0001,029
Undivided profits$6,950,0003,261
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,391,0002,063
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$1,151,0001,709
Earning assets$240,780,0001,752
Long-term assets (5+ years)$288,00010,448
Average Assets, year-to-date$228,556,6001,949
Average Assets, quarterly$247,922,0001,846
Volatile liabilities$204,649,000540
Insider loans$35,00010,525
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$1,737,231,000154
Tier 1 (core) risk-based capital$23,720,0001,740
Tier 2 risk-based capital$2,947,4901,136
Total risk weighted assets$232,293,6901,226
Total unused commitments$1,737,231,000154
Derivatives$0687
1993-12-31Rank
# of Employees:782,677
Assets and Liabilities
Total Assets:$204,009,0002,280
Cash and due from depository institutions$397,0002,677
Interest-bearing balances$07,655
Securities$1,238,00012,831
Federal funds sold & reverse repurchase agreements$4,300,0003,198
Net loans & leases$197,423,0001,404
Loan loss allowance$5,053,000973
Trading account assets$0330
Bank premises and fixed assets$298,00010,245
Other real estate owned$02,677
Goodwill and other intangibles$03,091
All other assets$353,00010,731
Life insurance assets$01
Total liabilities and capital$204,009,0002,280
Total liabilities$181,866,0002,341
Total deposits$74,548,0005,079
Interest-bearing deposits$74,057,0004,507
Deposits held in domestic offices$74,548,0005,072
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$101,343,000328
Subordinated debt$0413
All other liabilities$5,975,000846
Total equity capital$22,143,0001,850
Total bank equity capital$22,143,0001,850
Perpetual preferred stock$0343
Common stock$875,0004,506
Surplus$15,895,000982
Undivided profits$5,373,0004,116
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,186,0002,794
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$013,162
Earning assets$202,961,0002,123
Long-term assets (5+ years)$322,00010,918
Average Assets, year-to-date$177,277,2002,539
Average Assets, quarterly$195,982,0002,358
Volatile liabilities$166,870,000583
Insider loans$160,0008,827
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$1,560,198,000140
Tier 1 (core) risk-based capital$22,143,0001,793
Tier 2 risk-based capital$2,555,3701,273
Total risk weighted assets$201,931,7701,386
Total unused commitments$1,560,198,000143
Derivatives$0714
1992-12-31Rank
# of Employees:524,076
Assets and Liabilities
Total Assets:$160,377,0002,940
Cash and due from depository institutions$7,900,0004,076
Interest-bearing balances$5,270,0001,367
Securities$1,404,00013,319
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$150,638,0001,856
Loan loss allowance$5,376,000946
Trading account assets$0344
Bank premises and fixed assets$82,00012,985
Other real estate owned$04,076
Goodwill and other intangibles$03,106
All other assets$353,00011,158
Life insurance assets$01
Total liabilities and capital$160,377,0002,940
Total liabilities$140,757,0003,040
Total deposits$55,509,0006,667
Interest-bearing deposits$55,023,0005,985
Deposits held in domestic offices$55,509,0006,658
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$80,500,000328
Subordinated debt$0482
All other liabilities$4,748,000987
Total equity capital$19,620,0001,989
Total bank equity capital$19,620,0001,989
Perpetual preferred stock$0346
Common stock$875,0004,720
Surplus$15,895,000945
Undivided profits$2,850,0006,148
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,492,0002,777
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$013,791
Earning assets$157,312,0002,749
Long-term assets (5+ years)$1,408,0009,669
Average Assets, year-to-date$154,600,0002,969
Average Assets, quarterly$151,268,0003,071
Volatile liabilities$129,187,000639
Insider loans$146,0004,728
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$1,252,152,000150
Tier 1 (core) risk-based capital$19,620,0001,941
Tier 2 risk-based capital$1,980,3601,610
Total risk weighted assets$155,033,3601,822
Total unused commitments$1,252,152,000150
Derivatives$0651