Home > Eaton National Bank & Trust Co. > Income and Expense
Eaton National Bank & Trust Co., Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,449,000 | 3,102 |
| Total interest expense | $1,280,000 | 2,445 |
| Net interest income | $6,169,000 | 3,205 |
| Provision for loan and lease losses | $580,000 | 1,678 |
| Total noninterest income | $1,339,000 | 2,763 |
| Gross Fiduciary activities income | $76,000 | 901 |
| Service charges on deposit accounts | $460,000 | 2,549 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $803,000 | 2,668 |
| Total noninterest expense | $5,650,000 | 3,113 |
| Salaries and employee benefits | $3,025,000 | 3,090 |
| Premises and equipment expense | $372,000 | 4,388 |
| Additional noninterest expense | $2,253,000 | 2,721 |
| Pre-tax net operating income | $1,278,000 | 3,666 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $258,000 | 2,755 |
| Income before extraordinary items | $1,020,000 | 3,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,020,000 | 3,857 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,020,000 | 3,858 |
| Net charge-offs | $1,106,000 | 1,170 |
| Cash dividends | $1,000,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,020,000 | 3,797 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,609,000 | 3,112 |
| Total interest expense | $971,000 | 2,495 |
| Net interest income | $4,638,000 | 3,215 |
| Provision for loan and lease losses | $353,000 | 1,911 |
| Total noninterest income | $995,000 | 2,827 |
| Gross Fiduciary activities income | $58,000 | 895 |
| Service charges on deposit accounts | $336,000 | 2,613 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $601,000 | 2,737 |
| Total noninterest expense | $4,254,000 | 3,103 |
| Salaries and employee benefits | $2,253,000 | 3,137 |
| Premises and equipment expense | $278,000 | 4,434 |
| Additional noninterest expense | $1,723,000 | 2,666 |
| Pre-tax net operating income | $1,026,000 | 3,646 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $218,000 | 2,716 |
| Income before extraordinary items | $808,000 | 3,798 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $808,000 | 3,801 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $808,000 | 3,801 |
| Net charge-offs | $821,000 | 1,154 |
| Cash dividends | $750,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $808,000 | 3,728 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 3,138 |
| Total interest expense | $655,000 | 2,526 |
| Net interest income | $3,062,000 | 3,239 |
| Provision for loan and lease losses | $152,000 | 2,419 |
| Total noninterest income | $649,000 | 2,897 |
| Gross Fiduciary activities income | $41,000 | 897 |
| Service charges on deposit accounts | $212,000 | 2,685 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $396,000 | 2,815 |
| Total noninterest expense | $2,797,000 | 3,150 |
| Salaries and employee benefits | $1,514,000 | 3,136 |
| Premises and equipment expense | $186,000 | 4,436 |
| Additional noninterest expense | $1,097,000 | 2,749 |
| Pre-tax net operating income | $762,000 | 3,419 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $192,000 | 2,469 |
| Income before extraordinary items | $570,000 | 3,704 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $570,000 | 3,706 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $570,000 | 3,707 |
| Net charge-offs | $273,000 | 1,779 |
| Cash dividends | $500,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $570,000 | 3,598 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 3,188 |
| Total interest expense | $331,000 | 2,567 |
| Net interest income | $1,509,000 | 3,281 |
| Provision for loan and lease losses | $77,000 | 2,346 |
| Total noninterest income | $310,000 | 2,958 |
| Gross Fiduciary activities income | $24,000 | 890 |
| Service charges on deposit accounts | $106,000 | 2,675 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $180,000 | 2,922 |
| Total noninterest expense | $1,368,000 | 3,225 |
| Salaries and employee benefits | $760,000 | 3,149 |
| Premises and equipment expense | $93,000 | 4,465 |
| Additional noninterest expense | $515,000 | 2,913 |
| Pre-tax net operating income | $374,000 | 3,409 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $95,000 | 2,456 |
| Income before extraordinary items | $279,000 | 3,701 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $279,000 | 3,700 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $279,000 | 3,702 |
| Net charge-offs | $101,000 | 1,882 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $279,000 | 3,600 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,784,000 | 3,184 |
| Total interest expense | $1,476,000 | 2,755 |
| Net interest income | $6,308,000 | 3,247 |
| Provision for loan and lease losses | $1,300,000 | 1,465 |
| Total noninterest income | $1,324,000 | 2,810 |
| Gross Fiduciary activities income | $75,000 | 926 |
| Service charges on deposit accounts | $505,000 | 2,466 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $744,000 | 2,805 |
| Total noninterest expense | $5,421,000 | 3,273 |
| Salaries and employee benefits | $2,897,000 | 3,207 |
| Premises and equipment expense | $392,000 | 4,350 |
| Additional noninterest expense | $2,132,000 | 2,941 |
| Pre-tax net operating income | $911,000 | 4,150 |
| Securities gains (losses) | $-14,000 | 6,756 |
| Applicable income taxes | $191,000 | 3,043 |
| Income before extraordinary items | $706,000 | 4,470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $706,000 | 4,467 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $706,000 | 4,469 |
| Net charge-offs | $1,194,000 | 1,638 |
| Cash dividends | $1,150,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $717,060 | 4,267 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,870,000 | 3,226 |
| Total interest expense | $1,130,000 | 2,813 |
| Net interest income | $4,740,000 | 3,291 |
| Provision for loan and lease losses | $1,125,000 | 1,307 |
| Total noninterest income | $920,000 | 2,944 |
| Gross Fiduciary activities income | $58,000 | 912 |
| Service charges on deposit accounts | $377,000 | 2,498 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $485,000 | 2,995 |
| Total noninterest expense | $4,011,000 | 3,331 |
| Salaries and employee benefits | $2,158,000 | 3,248 |
| Premises and equipment expense | $298,000 | 4,363 |
| Additional noninterest expense | $1,555,000 | 3,021 |
| Pre-tax net operating income | $524,000 | 4,664 |
| Securities gains (losses) | $10,000 | 3,111 |
| Applicable income taxes | $130,000 | 3,185 |
| Income before extraordinary items | $404,000 | 4,974 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $404,000 | 4,975 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $404,000 | 4,975 |
| Net charge-offs | $1,097,000 | 1,368 |
| Cash dividends | $300,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $396,400 | 4,814 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,942,000 | 3,225 |
| Total interest expense | $772,000 | 2,850 |
| Net interest income | $3,170,000 | 3,285 |
| Provision for loan and lease losses | $925,000 | 1,168 |
| Total noninterest income | $562,000 | 3,034 |
| Gross Fiduciary activities income | $41,000 | 915 |
| Service charges on deposit accounts | $242,000 | 2,553 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $279,000 | 3,164 |
| Total noninterest expense | $2,672,000 | 3,350 |
| Salaries and employee benefits | $1,422,000 | 3,282 |
| Premises and equipment expense | $199,000 | 4,380 |
| Additional noninterest expense | $1,051,000 | 2,997 |
| Pre-tax net operating income | $135,000 | 5,675 |
| Securities gains (losses) | $10,000 | 2,721 |
| Applicable income taxes | $17,000 | 4,055 |
| Income before extraordinary items | $128,000 | 5,768 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $128,000 | 5,767 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $128,000 | 5,767 |
| Net charge-offs | $882,000 | 1,250 |
| Cash dividends | $300,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $119,200 | 5,657 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 3,267 |
| Total interest expense | $394,000 | 2,893 |
| Net interest income | $1,566,000 | 3,337 |
| Provision for loan and lease losses | $700,000 | 818 |
| Total noninterest income | $237,000 | 3,336 |
| Gross Fiduciary activities income | $24,000 | 901 |
| Service charges on deposit accounts | $117,000 | 2,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 3,766 |
| Total noninterest expense | $1,326,000 | 3,380 |
| Salaries and employee benefits | $696,000 | 3,359 |
| Premises and equipment expense | $100,000 | 4,398 |
| Additional noninterest expense | $530,000 | 2,952 |
| Pre-tax net operating income | $-223,000 | 6,869 |
| Securities gains (losses) | $-5,000 | 7,002 |
| Applicable income taxes | $-93,000 | 7,159 |
| Income before extraordinary items | $-135,000 | 6,847 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-135,000 | 6,848 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-135,000 | 6,848 |
| Net charge-offs | $783,000 | 798 |
| Cash dividends | $150,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-131,800 | 6,787 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,672,000 | 3,109 |
| Total interest expense | $1,726,000 | 3,092 |
| Net interest income | $6,946,000 | 3,091 |
| Provision for loan and lease losses | $450,000 | 3,593 |
| Total noninterest income | $353,000 | 4,968 |
| Gross Fiduciary activities income | $73,000 | 877 |
| Service charges on deposit accounts | $500,000 | 2,569 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-220,000 | 6,969 |
| Total noninterest expense | $5,456,000 | 3,302 |
| Salaries and employee benefits | $2,864,000 | 3,228 |
| Premises and equipment expense | $403,000 | 4,550 |
| Additional noninterest expense | $2,189,000 | 2,879 |
| Pre-tax net operating income | $1,393,000 | 3,153 |
| Securities gains (losses) | $95,000 | 2,110 |
| Applicable income taxes | $420,000 | 2,205 |
| Income before extraordinary items | $1,068,000 | 3,423 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,068,000 | 3,426 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,068,000 | 3,426 |
| Net charge-offs | $1,195,000 | 2,157 |
| Cash dividends | $420,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $999,600 | 3,453 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 3,131 |
| Total interest expense | $1,314,000 | 3,170 |
| Net interest income | $5,217,000 | 3,101 |
| Provision for loan and lease losses | $-225,000 | 7,375 |
| Total noninterest income | $119,000 | 6,104 |
| Gross Fiduciary activities income | $56,000 | 869 |
| Service charges on deposit accounts | $378,000 | 2,568 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-315,000 | 7,182 |
| Total noninterest expense | $4,129,000 | 3,284 |
| Salaries and employee benefits | $2,179,000 | 3,197 |
| Premises and equipment expense | $291,000 | 4,689 |
| Additional noninterest expense | $1,659,000 | 2,869 |
| Pre-tax net operating income | $1,432,000 | 2,668 |
| Securities gains (losses) | $6,000 | 3,178 |
| Applicable income taxes | $447,000 | 1,830 |
| Income before extraordinary items | $991,000 | 3,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $991,000 | 3,086 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $991,000 | 3,086 |
| Net charge-offs | $640,000 | 2,397 |
| Cash dividends | $420,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $986,860 | 2,996 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 3,174 |
| Total interest expense | $887,000 | 3,250 |
| Net interest income | $3,461,000 | 3,118 |
| Provision for loan and lease losses | $-228,000 | 7,454 |
| Total noninterest income | $45,000 | 6,670 |
| Gross Fiduciary activities income | $38,000 | 880 |
| Service charges on deposit accounts | $244,000 | 2,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-237,000 | 7,292 |
| Total noninterest expense | $2,757,000 | 3,309 |
| Salaries and employee benefits | $1,455,000 | 3,219 |
| Premises and equipment expense | $194,000 | 4,729 |
| Additional noninterest expense | $1,108,000 | 2,930 |
| Pre-tax net operating income | $977,000 | 2,587 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $306,000 | 1,771 |
| Income before extraordinary items | $676,000 | 2,977 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $676,000 | 2,978 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $676,000 | 2,979 |
| Net charge-offs | $618,000 | 1,923 |
| Cash dividends | $270,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $672,550 | 2,912 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 3,178 |
| Total interest expense | $447,000 | 3,331 |
| Net interest income | $1,733,000 | 3,109 |
| Provision for loan and lease losses | $-228,000 | 7,524 |
| Total noninterest income | $-23,000 | 7,358 |
| Gross Fiduciary activities income | $23,000 | 861 |
| Service charges on deposit accounts | $119,000 | 2,627 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-165,000 | 7,415 |
| Total noninterest expense | $1,412,000 | 3,261 |
| Salaries and employee benefits | $737,000 | 3,200 |
| Premises and equipment expense | $104,000 | 4,611 |
| Additional noninterest expense | $571,000 | 2,829 |
| Pre-tax net operating income | $526,000 | 2,467 |
| Securities gains (losses) | $6,000 | 1,415 |
| Applicable income taxes | $170,000 | 1,667 |
| Income before extraordinary items | $362,000 | 2,871 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $362,000 | 2,870 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $362,000 | 2,871 |
| Net charge-offs | $562,000 | 1,246 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $357,920 | 2,832 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,317,000 | 3,127 |
| Total interest expense | $2,265,000 | 3,220 |
| Net interest income | $7,052,000 | 3,054 |
| Provision for loan and lease losses | $518,000 | 4,064 |
| Total noninterest income | $1,554,000 | 2,458 |
| Gross Fiduciary activities income | $71,000 | 922 |
| Service charges on deposit accounts | $610,000 | 2,261 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $873,000 | 2,379 |
| Total noninterest expense | $5,999,000 | 3,104 |
| Salaries and employee benefits | $2,997,000 | 3,122 |
| Premises and equipment expense | $404,000 | 4,732 |
| Additional noninterest expense | $2,598,000 | 2,590 |
| Pre-tax net operating income | $2,089,000 | 2,161 |
| Securities gains (losses) | $24,000 | 3,022 |
| Applicable income taxes | $640,000 | 1,663 |
| Income before extraordinary items | $1,473,000 | 2,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,473,000 | 2,541 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,473,000 | 2,546 |
| Net charge-offs | $309,000 | 4,260 |
| Cash dividends | $480,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,456,200 | 2,466 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,044,000 | 3,172 |
| Total interest expense | $1,773,000 | 3,246 |
| Net interest income | $5,271,000 | 3,094 |
| Provision for loan and lease losses | $473,000 | 3,643 |
| Total noninterest income | $1,261,000 | 2,352 |
| Gross Fiduciary activities income | $58,000 | 902 |
| Service charges on deposit accounts | $466,000 | 2,277 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $737,000 | 2,193 |
| Total noninterest expense | $4,463,000 | 3,137 |
| Salaries and employee benefits | $2,197,000 | 3,207 |
| Premises and equipment expense | $308,000 | 4,770 |
| Additional noninterest expense | $1,958,000 | 2,526 |
| Pre-tax net operating income | $1,596,000 | 2,261 |
| Securities gains (losses) | $24,000 | 2,816 |
| Applicable income taxes | $515,000 | 1,643 |
| Income before extraordinary items | $1,105,000 | 2,711 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,105,000 | 2,707 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,105,000 | 2,712 |
| Net charge-offs | $-96,000 | 7,688 |
| Cash dividends | $360,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,088,680 | 2,606 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,759,000 | 3,168 |
| Total interest expense | $1,218,000 | 3,267 |
| Net interest income | $3,541,000 | 3,083 |
| Provision for loan and lease losses | $350,000 | 3,380 |
| Total noninterest income | $825,000 | 2,327 |
| Gross Fiduciary activities income | $41,000 | 898 |
| Service charges on deposit accounts | $311,000 | 2,287 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $473,000 | 2,170 |
| Total noninterest expense | $3,005,000 | 3,112 |
| Salaries and employee benefits | $1,459,000 | 3,219 |
| Premises and equipment expense | $205,000 | 4,803 |
| Additional noninterest expense | $1,341,000 | 2,472 |
| Pre-tax net operating income | $1,011,000 | 2,348 |
| Securities gains (losses) | $24,000 | 2,293 |
| Applicable income taxes | $331,000 | 1,637 |
| Income before extraordinary items | $704,000 | 2,761 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $704,000 | 2,756 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $704,000 | 2,760 |
| Net charge-offs | $-99,000 | 7,745 |
| Cash dividends | $240,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $687,680 | 2,705 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 3,208 |
| Total interest expense | $629,000 | 3,314 |
| Net interest income | $1,765,000 | 3,110 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $380,000 | 2,461 |
| Gross Fiduciary activities income | $23,000 | 894 |
| Service charges on deposit accounts | $150,000 | 2,342 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $207,000 | 2,344 |
| Total noninterest expense | $1,485,000 | 3,175 |
| Salaries and employee benefits | $716,000 | 3,329 |
| Premises and equipment expense | $104,000 | 4,851 |
| Additional noninterest expense | $665,000 | 2,477 |
| Pre-tax net operating income | $435,000 | 2,675 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $139,000 | 1,806 |
| Income before extraordinary items | $296,000 | 3,158 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $296,000 | 3,155 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $296,000 | 3,158 |
| Net charge-offs | $21,000 | 4,393 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $296,000 | 3,046 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,371,000 | 3,147 |
| Total interest expense | $3,412,000 | 3,107 |
| Net interest income | $6,959,000 | 3,079 |
| Provision for loan and lease losses | $1,421,000 | 2,966 |
| Total noninterest income | $1,326,000 | 2,775 |
| Gross Fiduciary activities income | $72,000 | 906 |
| Service charges on deposit accounts | $796,000 | 2,053 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $458,000 | 3,350 |
| Total noninterest expense | $5,974,000 | 3,192 |
| Salaries and employee benefits | $2,833,000 | 3,351 |
| Premises and equipment expense | $463,000 | 4,596 |
| Additional noninterest expense | $2,678,000 | 2,589 |
| Pre-tax net operating income | $890,000 | 3,177 |
| Securities gains (losses) | $192,000 | 1,586 |
| Applicable income taxes | $300,000 | 2,026 |
| Income before extraordinary items | $782,000 | 3,183 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $782,000 | 3,183 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $782,000 | 3,183 |
| Net charge-offs | $322,000 | 4,393 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $643,760 | 3,432 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,802,000 | 3,187 |
| Total interest expense | $2,672,000 | 3,137 |
| Net interest income | $5,130,000 | 3,119 |
| Provision for loan and lease losses | $1,108,000 | 2,629 |
| Total noninterest income | $986,000 | 2,841 |
| Gross Fiduciary activities income | $60,000 | 886 |
| Service charges on deposit accounts | $606,000 | 2,039 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $320,000 | 3,518 |
| Total noninterest expense | $4,392,000 | 3,247 |
| Salaries and employee benefits | $2,192,000 | 3,284 |
| Premises and equipment expense | $361,000 | 4,529 |
| Additional noninterest expense | $1,839,000 | 2,753 |
| Pre-tax net operating income | $616,000 | 3,550 |
| Securities gains (losses) | $78,000 | 1,996 |
| Applicable income taxes | $212,000 | 2,266 |
| Income before extraordinary items | $482,000 | 3,754 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $482,000 | 3,752 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $482,000 | 3,753 |
| Net charge-offs | $281,000 | 3,810 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $428,180 | 3,847 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,184,000 | 3,227 |
| Total interest expense | $1,837,000 | 3,170 |
| Net interest income | $3,347,000 | 3,168 |
| Provision for loan and lease losses | $855,000 | 2,253 |
| Total noninterest income | $493,000 | 3,449 |
| Gross Fiduciary activities income | $44,000 | 888 |
| Service charges on deposit accounts | $391,000 | 2,062 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $58,000 | 5,624 |
| Total noninterest expense | $2,881,000 | 3,330 |
| Salaries and employee benefits | $1,411,000 | 3,417 |
| Premises and equipment expense | $244,000 | 4,523 |
| Additional noninterest expense | $1,226,000 | 2,762 |
| Pre-tax net operating income | $104,000 | 5,181 |
| Securities gains (losses) | $78,000 | 1,642 |
| Applicable income taxes | $65,000 | 2,966 |
| Income before extraordinary items | $117,000 | 5,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 5,073 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $117,000 | 5,074 |
| Net charge-offs | $196,000 | 3,439 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $67,080 | 5,365 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 3,309 |
| Total interest expense | $945,000 | 3,205 |
| Net interest income | $1,593,000 | 3,279 |
| Provision for loan and lease losses | $705,000 | 1,453 |
| Total noninterest income | $397,000 | 2,512 |
| Gross Fiduciary activities income | $30,000 | 855 |
| Service charges on deposit accounts | $196,000 | 2,006 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $171,000 | 2,733 |
| Total noninterest expense | $1,326,000 | 3,479 |
| Salaries and employee benefits | $688,000 | 3,526 |
| Premises and equipment expense | $104,000 | 5,010 |
| Additional noninterest expense | $534,000 | 2,839 |
| Pre-tax net operating income | $-41,000 | 6,466 |
| Securities gains (losses) | $78,000 | 1,107 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $37,000 | 5,893 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 5,895 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $37,000 | 5,895 |
| Net charge-offs | $72,000 | 3,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-41,000 | 6,503 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,122,000 | 3,243 |
| Total interest expense | $4,259,000 | 3,353 |
| Net interest income | $6,863,000 | 3,107 |
| Provision for loan and lease losses | $1,417,000 | 2,225 |
| Total noninterest income | $2,020,000 | 2,131 |
| Gross Fiduciary activities income | $184,000 | 794 |
| Service charges on deposit accounts | $913,000 | 1,897 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $923,000 | 2,247 |
| Total noninterest expense | $5,933,000 | 3,110 |
| Salaries and employee benefits | $3,255,000 | 3,031 |
| Premises and equipment expense | $446,000 | 4,782 |
| Additional noninterest expense | $2,232,000 | 2,586 |
| Pre-tax net operating income | $1,533,000 | 2,980 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $480,000 | 1,895 |
| Income before extraordinary items | $1,053,000 | 3,191 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,053,000 | 3,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,970,000 | 1,304 |
| Cash dividends | $1,275,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,053,000 | 3,337 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,414,000 | 3,281 |
| Total interest expense | $3,259,000 | 3,415 |
| Net interest income | $5,155,000 | 3,125 |
| Provision for loan and lease losses | $249,000 | 3,865 |
| Total noninterest income | $1,587,000 | 2,119 |
| Gross Fiduciary activities income | $179,000 | 744 |
| Service charges on deposit accounts | $677,000 | 1,923 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $731,000 | 2,253 |
| Total noninterest expense | $4,461,000 | 3,073 |
| Salaries and employee benefits | $2,536,000 | 2,943 |
| Premises and equipment expense | $329,000 | 4,848 |
| Additional noninterest expense | $1,596,000 | 2,631 |
| Pre-tax net operating income | $2,032,000 | 2,287 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $669,000 | 1,580 |
| Income before extraordinary items | $1,363,000 | 2,507 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,363,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 2,100 |
| Cash dividends | $1,275,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,363,000 | 2,630 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,606,000 | 3,337 |
| Total interest expense | $2,251,000 | 3,444 |
| Net interest income | $3,355,000 | 3,186 |
| Provision for loan and lease losses | $66,000 | 4,812 |
| Total noninterest income | $1,101,000 | 2,086 |
| Gross Fiduciary activities income | $159,000 | 683 |
| Service charges on deposit accounts | $435,000 | 1,960 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $507,000 | 2,217 |
| Total noninterest expense | $3,007,000 | 3,052 |
| Salaries and employee benefits | $1,736,000 | 2,901 |
| Premises and equipment expense | $224,000 | 4,819 |
| Additional noninterest expense | $1,047,000 | 2,637 |
| Pre-tax net operating income | $1,383,000 | 2,349 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $448,000 | 1,735 |
| Income before extraordinary items | $935,000 | 2,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $935,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,472 |
| Cash dividends | $1,050,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $935,000 | 2,667 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 3,307 |
| Total interest expense | $1,191,000 | 3,474 |
| Net interest income | $1,720,000 | 3,123 |
| Provision for loan and lease losses | $21,000 | 4,844 |
| Total noninterest income | $531,000 | 2,151 |
| Gross Fiduciary activities income | $35,000 | 873 |
| Service charges on deposit accounts | $221,000 | 1,908 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $275,000 | 2,067 |
| Total noninterest expense | $1,556,000 | 2,944 |
| Salaries and employee benefits | $893,000 | 2,851 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $550,000 | 2,499 |
| Pre-tax net operating income | $674,000 | 2,487 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $200,000 | 1,973 |
| Income before extraordinary items | $474,000 | 2,817 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $474,000 | 2,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 827 |
| Cash dividends | $525,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $474,000 | 2,737 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,076,000 | 3,270 |
| Total interest expense | $4,837,000 | 3,546 |
| Net interest income | $7,239,000 | 3,010 |
| Provision for loan and lease losses | $286,000 | 3,280 |
| Total noninterest income | $1,940,000 | 2,258 |
| Gross Fiduciary activities income | $84,000 | 943 |
| Service charges on deposit accounts | $1,018,000 | 1,736 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $838,000 | 2,499 |
| Total noninterest expense | $5,809,000 | 3,055 |
| Salaries and employee benefits | $3,350,000 | 2,932 |
| Premises and equipment expense | $414,000 | 4,916 |
| Additional noninterest expense | $2,045,000 | 2,611 |
| Pre-tax net operating income | $3,084,000 | 2,411 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,004,000 | 1,862 |
| Income before extraordinary items | $2,080,000 | 2,733 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,080,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,033 |
| Cash dividends | $2,100,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,080,000 | 2,717 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,933,000 | 3,306 |
| Total interest expense | $3,561,000 | 3,595 |
| Net interest income | $5,372,000 | 3,033 |
| Provision for loan and lease losses | $204,000 | 2,977 |
| Total noninterest income | $1,445,000 | 2,271 |
| Gross Fiduciary activities income | $70,000 | 921 |
| Service charges on deposit accounts | $757,000 | 1,729 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $618,000 | 2,517 |
| Total noninterest expense | $4,272,000 | 3,067 |
| Salaries and employee benefits | $2,509,000 | 2,910 |
| Premises and equipment expense | $293,000 | 5,082 |
| Additional noninterest expense | $1,470,000 | 2,664 |
| Pre-tax net operating income | $2,341,000 | 2,540 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $705,000 | 2,073 |
| Income before extraordinary items | $1,636,000 | 2,800 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,636,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,329 |
| Cash dividends | $1,575,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,636,000 | 2,779 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,920,000 | 3,330 |
| Total interest expense | $2,320,000 | 3,653 |
| Net interest income | $3,600,000 | 3,054 |
| Provision for loan and lease losses | $158,000 | 2,519 |
| Total noninterest income | $953,000 | 2,313 |
| Gross Fiduciary activities income | $53,000 | 919 |
| Service charges on deposit accounts | $497,000 | 1,756 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $403,000 | 2,565 |
| Total noninterest expense | $2,831,000 | 3,104 |
| Salaries and employee benefits | $1,648,000 | 2,995 |
| Premises and equipment expense | $198,000 | 5,072 |
| Additional noninterest expense | $985,000 | 2,668 |
| Pre-tax net operating income | $1,564,000 | 2,608 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $485,000 | 2,106 |
| Income before extraordinary items | $1,079,000 | 2,870 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,079,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,815 |
| Cash dividends | $1,050,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,079,000 | 2,848 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 3,387 |
| Total interest expense | $1,123,000 | 3,705 |
| Net interest income | $1,763,000 | 3,101 |
| Provision for loan and lease losses | $77,000 | 2,386 |
| Total noninterest income | $466,000 | 2,306 |
| Gross Fiduciary activities income | $39,000 | 863 |
| Service charges on deposit accounts | $238,000 | 1,784 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $189,000 | 2,631 |
| Total noninterest expense | $1,400,000 | 3,152 |
| Salaries and employee benefits | $811,000 | 3,052 |
| Premises and equipment expense | $102,000 | 4,980 |
| Additional noninterest expense | $487,000 | 2,680 |
| Pre-tax net operating income | $752,000 | 2,661 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $235,000 | 2,176 |
| Income before extraordinary items | $517,000 | 2,954 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $517,000 | 2,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $525,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $517,000 | 2,937 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,419,000 | 3,227 |
| Total interest expense | $4,082,000 | 3,548 |
| Net interest income | $7,337,000 | 2,982 |
| Provision for loan and lease losses | $315,000 | 2,676 |
| Total noninterest income | $1,619,000 | 2,568 |
| Gross Fiduciary activities income | $78,000 | 970 |
| Service charges on deposit accounts | $765,000 | 2,199 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $776,000 | 2,624 |
| Total noninterest expense | $5,612,000 | 3,035 |
| Salaries and employee benefits | $3,228,000 | 2,928 |
| Premises and equipment expense | $449,000 | 4,578 |
| Additional noninterest expense | $1,935,000 | 2,653 |
| Pre-tax net operating income | $3,029,000 | 2,757 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $983,000 | 2,217 |
| Income before extraordinary items | $2,046,000 | 3,052 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,046,000 | 3,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,566 |
| Cash dividends | $2,025,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,046,000 | 3,045 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,460,000 | 3,240 |
| Total interest expense | $2,938,000 | 3,569 |
| Net interest income | $5,522,000 | 3,001 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $1,125,000 | 2,709 |
| Gross Fiduciary activities income | $65,000 | 952 |
| Service charges on deposit accounts | $485,000 | 2,542 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $575,000 | 2,654 |
| Total noninterest expense | $4,154,000 | 3,072 |
| Salaries and employee benefits | $2,434,000 | 2,911 |
| Premises and equipment expense | $320,000 | 4,726 |
| Additional noninterest expense | $1,400,000 | 2,720 |
| Pre-tax net operating income | $2,268,000 | 2,856 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $675,000 | 2,425 |
| Income before extraordinary items | $1,593,000 | 3,075 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,593,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,182 |
| Cash dividends | $1,500,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,593,000 | 3,064 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,523,000 | 3,252 |
| Total interest expense | $1,851,000 | 3,602 |
| Net interest income | $3,672,000 | 3,014 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $737,000 | 2,741 |
| Gross Fiduciary activities income | $50,000 | 946 |
| Service charges on deposit accounts | $305,000 | 2,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $382,000 | 2,628 |
| Total noninterest expense | $2,733,000 | 3,113 |
| Salaries and employee benefits | $1,611,000 | 2,933 |
| Premises and equipment expense | $209,000 | 4,797 |
| Additional noninterest expense | $913,000 | 2,786 |
| Pre-tax net operating income | $1,526,000 | 2,850 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $455,000 | 2,437 |
| Income before extraordinary items | $1,071,000 | 3,053 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,071,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,282 |
| Cash dividends | $975,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,071,000 | 3,043 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 3,245 |
| Total interest expense | $902,000 | 3,536 |
| Net interest income | $1,799,000 | 3,059 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $357,000 | 2,741 |
| Gross Fiduciary activities income | $30,000 | 919 |
| Service charges on deposit accounts | $140,000 | 2,745 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $187,000 | 2,601 |
| Total noninterest expense | $1,349,000 | 3,162 |
| Salaries and employee benefits | $786,000 | 3,026 |
| Premises and equipment expense | $105,000 | 4,798 |
| Additional noninterest expense | $458,000 | 2,763 |
| Pre-tax net operating income | $732,000 | 2,888 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $215,000 | 2,504 |
| Income before extraordinary items | $517,000 | 3,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $517,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 8,647 |
| Cash dividends | $525,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $517,000 | 3,062 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,344,000 | 3,066 |
| Total interest expense | $3,123,000 | 3,225 |
| Net interest income | $7,221,000 | 2,967 |
| Provision for loan and lease losses | $90,000 | 4,964 |
| Total noninterest income | $1,516,000 | 2,671 |
| Gross Fiduciary activities income | $80,000 | 984 |
| Service charges on deposit accounts | $641,000 | 2,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $795,000 | 2,552 |
| Total noninterest expense | $5,380,000 | 3,038 |
| Salaries and employee benefits | $3,129,000 | 2,869 |
| Premises and equipment expense | $401,000 | 4,846 |
| Additional noninterest expense | $1,850,000 | 2,692 |
| Pre-tax net operating income | $3,267,000 | 2,584 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,055,000 | 2,194 |
| Income before extraordinary items | $2,212,000 | 2,833 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,212,000 | 2,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,364 |
| Cash dividends | $2,550,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,212,000 | 2,801 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,717,000 | 3,028 |
| Total interest expense | $2,247,000 | 3,192 |
| Net interest income | $5,470,000 | 2,926 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $1,143,000 | 2,674 |
| Gross Fiduciary activities income | $67,000 | 952 |
| Service charges on deposit accounts | $480,000 | 2,523 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $596,000 | 2,561 |
| Total noninterest expense | $4,080,000 | 2,968 |
| Salaries and employee benefits | $2,404,000 | 2,766 |
| Premises and equipment expense | $280,000 | 5,061 |
| Additional noninterest expense | $1,396,000 | 2,631 |
| Pre-tax net operating income | $2,443,000 | 2,616 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $730,000 | 2,332 |
| Income before extraordinary items | $1,713,000 | 2,805 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,713,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,700 |
| Cash dividends | $1,950,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,713,000 | 2,769 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 2,982 |
| Total interest expense | $1,442,000 | 3,147 |
| Net interest income | $3,669,000 | 2,876 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $744,000 | 2,673 |
| Gross Fiduciary activities income | $50,000 | 938 |
| Service charges on deposit accounts | $312,000 | 2,545 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $382,000 | 2,624 |
| Total noninterest expense | $2,703,000 | 2,978 |
| Salaries and employee benefits | $1,614,000 | 2,738 |
| Premises and equipment expense | $181,000 | 5,157 |
| Additional noninterest expense | $908,000 | 2,677 |
| Pre-tax net operating income | $1,620,000 | 2,597 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $490,000 | 2,300 |
| Income before extraordinary items | $1,130,000 | 2,805 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,130,000 | 2,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $1,350,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,130,000 | 2,763 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 3,001 |
| Total interest expense | $672,000 | 3,222 |
| Net interest income | $1,820,000 | 2,886 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $359,000 | 2,677 |
| Gross Fiduciary activities income | $31,000 | 912 |
| Service charges on deposit accounts | $147,000 | 2,603 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $181,000 | 2,647 |
| Total noninterest expense | $1,326,000 | 3,042 |
| Salaries and employee benefits | $790,000 | 2,800 |
| Premises and equipment expense | $93,000 | 5,112 |
| Additional noninterest expense | $443,000 | 2,729 |
| Pre-tax net operating income | $808,000 | 2,551 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $245,000 | 2,302 |
| Income before extraordinary items | $563,000 | 2,759 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $563,000 | 2,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,332 |
| Cash dividends | $375,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $563,000 | 2,709 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,591,000 | 2,941 |
| Total interest expense | $2,590,000 | 2,961 |
| Net interest income | $7,001,000 | 2,879 |
| Provision for loan and lease losses | $225,000 | 3,491 |
| Total noninterest income | $2,101,000 | 2,123 |
| Gross Fiduciary activities income | $94,000 | 948 |
| Service charges on deposit accounts | $664,000 | 2,495 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,343,000 | 1,765 |
| Total noninterest expense | $5,410,000 | 2,904 |
| Salaries and employee benefits | $3,060,000 | 2,792 |
| Premises and equipment expense | $484,000 | 4,191 |
| Additional noninterest expense | $1,866,000 | 2,575 |
| Pre-tax net operating income | $3,467,000 | 2,285 |
| Securities gains (losses) | $44,000 | 1,837 |
| Applicable income taxes | $1,112,000 | 2,007 |
| Income before extraordinary items | $2,399,000 | 2,522 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,399,000 | 2,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,742 |
| Cash dividends | $1,500,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,369,080 | 2,490 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,133,000 | 2,932 |
| Total interest expense | $1,923,000 | 2,934 |
| Net interest income | $5,210,000 | 2,885 |
| Provision for loan and lease losses | $65,000 | 5,027 |
| Total noninterest income | $1,499,000 | 2,210 |
| Gross Fiduciary activities income | $81,000 | 919 |
| Service charges on deposit accounts | $514,000 | 2,437 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $904,000 | 1,910 |
| Total noninterest expense | $4,076,000 | 2,869 |
| Salaries and employee benefits | $2,330,000 | 2,739 |
| Premises and equipment expense | $357,000 | 4,230 |
| Additional noninterest expense | $1,389,000 | 2,550 |
| Pre-tax net operating income | $2,568,000 | 2,329 |
| Securities gains (losses) | $36,000 | 1,910 |
| Applicable income taxes | $775,000 | 2,149 |
| Income before extraordinary items | $1,829,000 | 2,532 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,829,000 | 2,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,698 |
| Cash dividends | $1,125,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,803,800 | 2,481 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 2,972 |
| Total interest expense | $1,297,000 | 2,894 |
| Net interest income | $3,365,000 | 2,967 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $756,000 | 2,693 |
| Gross Fiduciary activities income | $58,000 | 923 |
| Service charges on deposit accounts | $348,000 | 2,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $350,000 | 2,731 |
| Total noninterest expense | $2,669,000 | 2,918 |
| Salaries and employee benefits | $1,512,000 | 2,811 |
| Premises and equipment expense | $233,000 | 4,294 |
| Additional noninterest expense | $924,000 | 2,563 |
| Pre-tax net operating income | $1,452,000 | 2,653 |
| Securities gains (losses) | $36,000 | 1,674 |
| Applicable income taxes | $440,000 | 2,410 |
| Income before extraordinary items | $1,048,000 | 2,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,048,000 | 2,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $750,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,022,800 | 2,801 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 2,986 |
| Total interest expense | $672,000 | 2,848 |
| Net interest income | $1,658,000 | 2,993 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $377,000 | 2,643 |
| Gross Fiduciary activities income | $35,000 | 882 |
| Service charges on deposit accounts | $163,000 | 2,506 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $179,000 | 2,651 |
| Total noninterest expense | $1,331,000 | 2,922 |
| Salaries and employee benefits | $757,000 | 2,826 |
| Premises and equipment expense | $114,000 | 4,394 |
| Additional noninterest expense | $460,000 | 2,558 |
| Pre-tax net operating income | $704,000 | 2,695 |
| Securities gains (losses) | $43,000 | 1,278 |
| Applicable income taxes | $235,000 | 2,285 |
| Income before extraordinary items | $512,000 | 2,886 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $512,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $375,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $482,330 | 2,923 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,181,000 | 2,786 |
| Total interest expense | $2,936,000 | 2,928 |
| Net interest income | $7,245,000 | 2,669 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $2,027,000 | 2,296 |
| Gross Fiduciary activities income | $185,000 | 825 |
| Service charges on deposit accounts | $708,000 | 2,331 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,134,000 | 2,199 |
| Total noninterest expense | $5,328,000 | 2,898 |
| Salaries and employee benefits | $3,089,000 | 2,704 |
| Premises and equipment expense | $531,000 | 3,879 |
| Additional noninterest expense | $1,708,000 | 2,747 |
| Pre-tax net operating income | $3,764,000 | 2,069 |
| Securities gains (losses) | $36,000 | 2,779 |
| Applicable income taxes | $1,239,000 | 1,897 |
| Income before extraordinary items | $2,561,000 | 2,320 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,561,000 | 2,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-250,000 | 9,128 |
| Cash dividends | $2,175,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,536,880 | 2,237 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,734,000 | 2,791 |
| Total interest expense | $2,233,000 | 2,974 |
| Net interest income | $5,501,000 | 2,656 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $1,596,000 | 2,259 |
| Gross Fiduciary activities income | $127,000 | 852 |
| Service charges on deposit accounts | $523,000 | 2,375 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $946,000 | 2,130 |
| Total noninterest expense | $4,047,000 | 2,875 |
| Salaries and employee benefits | $2,380,000 | 2,654 |
| Premises and equipment expense | $334,000 | 4,401 |
| Additional noninterest expense | $1,333,000 | 2,653 |
| Pre-tax net operating income | $2,870,000 | 2,117 |
| Securities gains (losses) | $25,000 | 2,828 |
| Applicable income taxes | $915,000 | 1,989 |
| Income before extraordinary items | $1,980,000 | 2,364 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,980,000 | 2,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $1,125,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,963,000 | 2,259 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,116,000 | 2,825 |
| Total interest expense | $1,518,000 | 3,010 |
| Net interest income | $3,598,000 | 2,707 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $1,119,000 | 2,175 |
| Gross Fiduciary activities income | $86,000 | 852 |
| Service charges on deposit accounts | $322,000 | 2,513 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $711,000 | 1,945 |
| Total noninterest expense | $2,658,000 | 2,908 |
| Salaries and employee benefits | $1,583,000 | 2,654 |
| Premises and equipment expense | $222,000 | 4,415 |
| Additional noninterest expense | $853,000 | 2,725 |
| Pre-tax net operating income | $1,949,000 | 2,088 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $615,000 | 2,012 |
| Income before extraordinary items | $1,334,000 | 2,329 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,334,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $750,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,334,000 | 2,201 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 2,873 |
| Total interest expense | $754,000 | 3,100 |
| Net interest income | $1,780,000 | 2,720 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $621,000 | 1,948 |
| Gross Fiduciary activities income | $42,000 | 855 |
| Service charges on deposit accounts | $155,000 | 2,520 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $424,000 | 1,670 |
| Total noninterest expense | $1,333,000 | 2,875 |
| Salaries and employee benefits | $798,000 | 2,628 |
| Premises and equipment expense | $114,000 | 4,333 |
| Additional noninterest expense | $421,000 | 2,728 |
| Pre-tax net operating income | $1,018,000 | 2,003 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $315,000 | 1,984 |
| Income before extraordinary items | $703,000 | 2,181 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $703,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $375,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $703,000 | 2,068 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,519,000 | 2,889 |
| Total interest expense | $3,482,000 | 3,114 |
| Net interest income | $7,037,000 | 2,717 |
| Provision for loan and lease losses | $876,000 | 1,516 |
| Total noninterest income | $1,652,000 | 2,461 |
| Gross Fiduciary activities income | $132,000 | 933 |
| Service charges on deposit accounts | $631,000 | 2,475 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $889,000 | 2,345 |
| Total noninterest expense | $5,036,000 | 2,910 |
| Salaries and employee benefits | $2,859,000 | 2,759 |
| Premises and equipment expense | $574,000 | 3,547 |
| Additional noninterest expense | $1,603,000 | 2,801 |
| Pre-tax net operating income | $2,777,000 | 2,658 |
| Securities gains (losses) | $497,000 | 660 |
| Applicable income taxes | $1,058,000 | 2,124 |
| Income before extraordinary items | $2,216,000 | 2,582 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,216,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $795,000 | 1,168 |
| Cash dividends | $1,275,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,878,040 | 2,854 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,324,000 | 2,995 |
| Total interest expense | $4,919,000 | 3,193 |
| Net interest income | $6,405,000 | 2,772 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $1,064,000 | 3,196 |
| Gross Fiduciary activities income | $100,000 | 996 |
| Service charges on deposit accounts | $528,000 | 2,716 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $436,000 | 3,377 |
| Total noninterest expense | $4,582,000 | 3,039 |
| Salaries and employee benefits | $2,560,000 | 2,889 |
| Premises and equipment expense | $552,000 | 3,596 |
| Additional noninterest expense | $1,470,000 | 2,926 |
| Pre-tax net operating income | $2,637,000 | 2,560 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $839,000 | 2,347 |
| Income before extraordinary items | $1,798,000 | 2,787 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,798,000 | 2,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,903 |
| Cash dividends | $750,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,798,000 | 2,695 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,385,000 | 3,028 |
| Total interest expense | $5,157,000 | 3,222 |
| Net interest income | $6,228,000 | 2,845 |
| Provision for loan and lease losses | $215,000 | 3,578 |
| Total noninterest income | $878,000 | 3,450 |
| Gross Fiduciary activities income | $73,000 | 991 |
| Service charges on deposit accounts | $505,000 | 2,667 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $300,000 | 3,921 |
| Total noninterest expense | $4,205,000 | 3,196 |
| Salaries and employee benefits | $2,536,000 | 2,796 |
| Premises and equipment expense | $347,000 | 4,960 |
| Additional noninterest expense | $1,322,000 | 3,136 |
| Pre-tax net operating income | $2,686,000 | 2,611 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $836,000 | 2,432 |
| Income before extraordinary items | $1,845,000 | 2,755 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,845,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,956 |
| Cash dividends | $1,425,000 | 1,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,848,450 | 2,748 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,772,000 | 3,283 |
| Total interest expense | $4,122,000 | 3,500 |
| Net interest income | $5,650,000 | 3,071 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $777,000 | 3,698 |
| Gross Fiduciary activities income | $46,000 | 1,111 |
| Service charges on deposit accounts | $481,000 | 2,726 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $250,000 | 4,438 |
| Total noninterest expense | $3,872,000 | 3,408 |
| Salaries and employee benefits | $2,246,000 | 3,095 |
| Premises and equipment expense | $370,000 | 4,775 |
| Additional noninterest expense | $1,256,000 | 3,294 |
| Pre-tax net operating income | $2,375,000 | 2,913 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $747,000 | 2,785 |
| Income before extraordinary items | $1,628,000 | 3,047 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,628,000 | 3,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $465,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,628,000 | 3,008 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,224,000 | 3,463 |
| Total interest expense | $3,995,000 | 3,691 |
| Net interest income | $5,229,000 | 3,255 |
| Provision for loan and lease losses | $165,000 | 3,956 |
| Total noninterest income | $648,000 | 4,177 |
| Gross Fiduciary activities income | $49,000 | 1,115 |
| Service charges on deposit accounts | $409,000 | 3,077 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $190,000 | 5,093 |
| Total noninterest expense | $3,703,000 | 3,444 |
| Salaries and employee benefits | $2,121,000 | 3,161 |
| Premises and equipment expense | $357,000 | 4,814 |
| Additional noninterest expense | $1,225,000 | 3,311 |
| Pre-tax net operating income | $2,009,000 | 3,330 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $629,000 | 3,276 |
| Income before extraordinary items | $1,380,000 | 3,486 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,380,000 | 3,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,380,000 | 3,391 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,654,000 | 3,701 |
| Total interest expense | $3,688,000 | 3,961 |
| Net interest income | $4,966,000 | 3,517 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $542,000 | 4,730 |
| Gross Fiduciary activities income | $43,000 | 1,195 |
| Service charges on deposit accounts | $370,000 | 3,446 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $129,000 | 6,088 |
| Total noninterest expense | $3,472,000 | 3,635 |
| Salaries and employee benefits | $2,033,000 | 3,254 |
| Premises and equipment expense | $314,000 | 5,292 |
| Additional noninterest expense | $1,125,000 | 3,533 |
| Pre-tax net operating income | $1,856,000 | 3,762 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $571,000 | 3,825 |
| Income before extraordinary items | $1,288,000 | 3,824 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,288,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,088 |
| Cash dividends | $2,700,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,285,930 | 3,763 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,907,000 | 4,085 |
| Total interest expense | $3,369,000 | 4,331 |
| Net interest income | $4,538,000 | 3,875 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $914,000 | 3,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $555,000 | 2,718 |
| Total noninterest expense | $3,340,000 | 3,954 |
| Salaries and employee benefits | $1,938,000 | 3,433 |
| Premises and equipment expense | $325,000 | 5,283 |
| Additional noninterest expense | $1,077,000 | 4,137 |
| Pre-tax net operating income | $1,932,000 | 3,502 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $604,000 | 3,559 |
| Income before extraordinary items | $1,330,000 | 3,563 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,330,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,041 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,328,620 | 3,511 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,496,000 | 4,271 |
| Total interest expense | $3,064,000 | 4,664 |
| Net interest income | $4,432,000 | 3,961 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $524,000 | 5,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,373 |
| Total noninterest expense | $3,098,000 | 4,168 |
| Salaries and employee benefits | $1,768,000 | 3,706 |
| Premises and equipment expense | $287,000 | 5,828 |
| Additional noninterest expense | $1,043,000 | 4,204 |
| Pre-tax net operating income | $1,678,000 | 4,063 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $513,000 | 4,116 |
| Income before extraordinary items | $1,167,000 | 4,051 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,167,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,165,620 | 4,040 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,805,000 | 4,331 |
| Total interest expense | $2,533,000 | 4,593 |
| Net interest income | $4,272,000 | 4,116 |
| Provision for loan and lease losses | $220,000 | 2,852 |
| Total noninterest income | $483,000 | 5,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,884 |
| Total noninterest expense | $3,044,000 | 4,353 |
| Salaries and employee benefits | $1,611,000 | 4,007 |
| Premises and equipment expense | $301,000 | 5,701 |
| Additional noninterest expense | $1,132,000 | 4,265 |
| Pre-tax net operating income | $1,491,000 | 4,429 |
| Securities gains (losses) | $-32,000 | 10,707 |
| Applicable income taxes | $425,000 | 4,559 |
| Income before extraordinary items | $1,034,000 | 4,410 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,034,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,575 |
| Cash dividends | $293,000 | 4,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,056,720 | 4,382 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,847,000 | 4,403 |
| Total interest expense | $2,550,000 | 4,731 |
| Net interest income | $4,297,000 | 4,127 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $498,000 | 5,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 4,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 6,201 |
| Total noninterest expense | $3,032,000 | 4,467 |
| Salaries and employee benefits | $1,573,000 | 4,101 |
| Premises and equipment expense | $309,000 | 5,704 |
| Additional noninterest expense | $1,150,000 | 4,358 |
| Pre-tax net operating income | $1,463,000 | 4,418 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $413,000 | 4,893 |
| Income before extraordinary items | $1,050,000 | 4,512 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,050,000 | 4,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,468 |
| Cash dividends | $202,000 | 5,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,050,000 | 4,268 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,403,000 | 4,597 |
| Total interest expense | $3,260,000 | 4,826 |
| Net interest income | $4,143,000 | 4,307 |
| Provision for loan and lease losses | $285,000 | 4,262 |
| Total noninterest income | $507,000 | 5,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 4,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,968 |
| Total noninterest expense | $2,942,000 | 4,625 |
| Salaries and employee benefits | $1,554,000 | 4,086 |
| Premises and equipment expense | $291,000 | 6,103 |
| Additional noninterest expense | $1,097,000 | 4,695 |
| Pre-tax net operating income | $1,423,000 | 4,251 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $451,000 | 4,362 |
| Income before extraordinary items | $1,001,000 | 4,502 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,001,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 6,392 |
| Cash dividends | $124,000 | 6,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $980,990 | 4,258 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.