Home > Eaton National Bank & Trust Co. > Net charge- offs to loans
Eaton National Bank & Trust Co., Net charge- offs to loans
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8395% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9919% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5462% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1470% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2389% | 989 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4170% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9856% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1891% | 3,208 |
| Percentage Net Loans Charged-off: Credit card loans | -50.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1997% | 3,014 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0163% | 5,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8309% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0432% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0238% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7711% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3239% | 804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9000% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5135% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2541% | 2,651 |
| Percentage Net Loans Charged-off: Credit card loans | -88.6667% | 1,329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2683% | 2,444 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0225% | 5,646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4210% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5664% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7167% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8243% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4941% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9247% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1767% | 2,762 |
| Percentage Net Loans Charged-off: Credit card loans | -100.0000% | 1,327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1989% | 2,526 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0351% | 5,695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3143% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4139% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2085% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5787% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1842% | 2,350 |
| Percentage Net Loans Charged-off: Credit card loans | -133.3333% | 1,331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2303% | 2,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9270% | 1,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1655% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 21.4832% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7427% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6132% | 1,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3042% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7166% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9368% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0876% | 4,022 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3401% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0509% | 4,097 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3005% | 6,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1358% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5748% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 28.6898% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3212% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8629% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3999% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0204% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3745% | 2,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0336% | 4,082 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8352% | 1,333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0514% | 3,806 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3920% | 6,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3575% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8864% | 420 |
| Percentage Net Loans Charged-off:Construction & development | 39.4477% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0035% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4434% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5938% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5600% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0498% | 3,629 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0512% | 3,441 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5603% | 6,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3958% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4843% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 63.7787% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.9597% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5364% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1461% | 5,995 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2821% | 1,316 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1012% | 5,785 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0402% | 6,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8859% | 1,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2471% | 3,658 |
| Percentage Net Loans Charged-off:Construction & development | 3.4832% | 1,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1277% | 3,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3946% | 2,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3980% | 1,358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3934% | 2,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1640% | 4,157 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3441% | 908 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1350% | 4,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0401% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6312% | 2,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1800% | 3,731 |
| Percentage Net Loans Charged-off:Construction & development | 4.6463% | 924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0932% | 2,699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1911% | 3,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1278% | 1,527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2122% | 2,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2714% | 3,361 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4642% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2216% | 3,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3445% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9152% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2202% | 3,259 |
| Percentage Net Loans Charged-off:Construction & development | 6.9081% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0277% | 2,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2849% | 2,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1903% | 1,251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3164% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4431% | 2,588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7084% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3440% | 2,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5046% | 173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6529% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2842% | 2,443 |
| Percentage Net Loans Charged-off:Construction & development | 13.9329% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0545% | 1,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 2,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2825% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0629% | 2,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0531% | 6,030 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9038% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1181% | 6,270 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.5402% | 106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2182% | 4,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2613% | 3,900 |
| Percentage Net Loans Charged-off:Construction & development | 11.4083% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2153% | 7,384 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0414% | 5,893 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3080% | 2,950 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0548% | 843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 4,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0142% | 4,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3320% | 3,994 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4697% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0567% | 1,748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0899% | 7,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1555% | 7,580 |
| Percentage Net Loans Charged-off:Construction & development | -1.8851% | 7,103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2852% | 7,482 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0550% | 5,931 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 3,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0755% | 1,609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0721% | 3,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 6,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3982% | 3,479 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6582% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1382% | 7,598 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2319% | 7,647 |
| Percentage Net Loans Charged-off:Construction & development | -2.6896% | 7,129 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4245% | 7,558 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0823% | 5,930 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1094% | 3,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1145% | 1,304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1076% | 3,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4847% | 2,980 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7570% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 4,832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 7,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1642% | 5,987 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0251% | 6,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1550% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9365% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2134% | 5,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1635% | 4,335 |
| Percentage Net Loans Charged-off:Construction & development | 1.2924% | 2,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1106% | 2,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1664% | 816 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 4,437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1762% | 5,840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1335% | 3,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 5,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4746% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0033% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2462% | 4,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1969% | 3,616 |
| Percentage Net Loans Charged-off:Construction & development | 1.5087% | 1,920 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1470% | 2,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 3,728 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2184% | 5,873 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1853% | 2,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0088% | 4,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5989% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0831% | 751 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2566% | 3,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1956% | 3,168 |
| Percentage Net Loans Charged-off:Construction & development | 1.8840% | 1,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 2,851 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2334% | 5,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2765% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 3,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7570% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3248% | 665 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0905% | 2,968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0918% | 7,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3617% | 1,480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0922% | 5,884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5579% | 1,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8597% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3517% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3309% | 888 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3886% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5624% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1181% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 4,173 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1077% | 6,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 3,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5997% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5692% | 3,469 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3019% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4021% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 7,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0310% | 7,920 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1125% | 6,020 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1258% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2727% | 4,134 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0886% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5763% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 7,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 7,920 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0976% | 6,009 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8808% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3340% | 3,459 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3853% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1118% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 7,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 7,915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0988% | 5,972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.8920% | 44 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0370% | 6,930 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2165% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 4,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0691% | 8,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2444% | 8,271 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 6,001 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3374% | 8,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8998% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3639% | 3,695 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9612% | 936 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 4,847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0743% | 8,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2636% | 8,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2670% | 6,072 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2621% | 8,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4946% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3887% | 3,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9945% | 836 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 7,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0723% | 8,129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1513% | 6,041 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0354% | 7,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7240% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2541% | 3,374 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0483% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 7,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 7,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0542% | 8,110 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1522% | 6,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0870% | 7,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0670% | 3,628 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9434% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2495% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0624% | 8,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2458% | 8,422 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1854% | 6,105 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2781% | 8,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0326% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6256% | 2,394 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3711% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0287% | 7,881 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0815% | 8,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3181% | 8,482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2931% | 6,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3315% | 8,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1650% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1001% | 4,643 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6190% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0509% | 7,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1135% | 8,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4414% | 8,523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3891% | 6,082 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4694% | 8,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2503% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0164% | 6,988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6318% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0185% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3115% | 8,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2281% | 8,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8835% | 8,579 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6348% | 6,050 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0161% | 8,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3456% | 8,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0324% | 3,788 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0178% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0357% | 860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3149% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 2,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1836% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 6,044 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2974% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4630% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1765% | 5,216 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4178% | 1,033 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 4,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 2,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0990% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1799% | 6,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2404% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3220% | 1,939 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0702% | 7,709 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1130% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 7,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0319% | 8,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1216% | 8,457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1704% | 5,985 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0973% | 8,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3820% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1635% | 7,805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6969% | 1,041 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0630% | 7,949 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0340% | 8,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1291% | 8,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1947% | 5,987 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0966% | 8,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0573% | 7,227 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2691% | 7,827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8389% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2763% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0943% | 1,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3275% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2487% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3580% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4699% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4889% | 3,877 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0887% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 4,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0947% | 6,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 1,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1588% | 2,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3009% | 4,375 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2994% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 4,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 8,047 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1179% | 6,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2198% | 2,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3001% | 4,086 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9857% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 3,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 8,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0881% | 8,633 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1207% | 5,956 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0776% | 8,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1011% | 7,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5314% | 2,844 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4726% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1914% | 8,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1323% | 1,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3471% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3116% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3548% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.8208% | 8,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4599% | 4,435 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4548% | 1,023 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 5,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 2,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 2,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2440% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 7,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2080% | 5,366 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9673% | 1,140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 5,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1374% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 2,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 7,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0982% | 5,570 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1587% | 1,299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 7,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 1,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3497% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1276% | 7,905 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0581% | 7,806 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9871% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6345% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7446% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4201% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5738% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5399% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3528% | 3,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6141% | 3,771 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1375% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1616% | 4,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 2,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0817% | 1,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0303% | 8,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6675% | 3,398 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1314% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 5,268 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 5,576 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 6,764 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1134% | 5,220 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2405% | 3,578 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 7,352 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1840% | 4,249 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1892% | 5,540 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1553% | 7,937 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |