Home > Eaton National Bank & Trust Co. > Assets and Liabilities
Eaton National Bank & Trust Co., Assets and Liabilities
| 2013-12-31 | Rank | |
| # of Employees: | 56 | 2,609 |
| Assets and Liabilities | ||
| Total Assets: | $182,940,000 | 3,266 |
| Cash and due from depository institutions | $9,580,000 | 2,609 |
| Interest-bearing balances | $7,092,000 | 3,351 |
| Securities | $33,850,000 | 3,458 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $130,176,000 | 2,869 |
| Loan loss allowance | $1,569,000 | 3,407 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $1,044,000 | 4,818 |
| Other real estate owned | $268,000 | 2,609 |
| Goodwill and other intangibles | $176,000 | 2,408 |
| All other assets | $7,846,000 | 2,227 |
| Life insurance assets | $3,762,000 | 1,898 |
| Total liabilities and capital | $182,940,000 | 3,266 |
| Total liabilities | $165,321,000 | 3,229 |
| Total deposits | $164,362,000 | 3,124 |
| Interest-bearing deposits | $135,752,000 | 3,063 |
| Deposits held in domestic offices | $164,362,000 | 3,124 |
| % insured | 93.68% | 1,087 |
| Federal funds purchased & repurchase agreements | $653,000 | 2,002 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $306,000 | 4,749 |
| Total equity capital | $17,619,000 | 3,467 |
| Total bank equity capital | $17,619,000 | 3,466 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $375,000 | 3,651 |
| Surplus | $1,000,000 | 5,413 |
| Undivided profits | $16,244,000 | 2,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $3,030,000 | 2,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $615,000 | 3,859 |
| Earning assets | $171,118,000 | 3,217 |
| Long-term assets (5+ years) | $62,109,000 | 2,857 |
| Average Assets, year-to-date | $188,103,600 | 3,182 |
| Average Assets, quarterly | $186,887,000 | 3,215 |
| Volatile liabilities | $5,361,000 | 4,162 |
| Insider loans | $115,000 | 5,563 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $16,126,000 | 3,044 |
| Tier 1 (core) risk-based capital | $17,826,000 | 3,421 |
| Tier 2 risk-based capital | $1,569,000 | 2,901 |
| Total risk weighted assets | $127,954,000 | 3,084 |
| Total unused commitments | $16,126,000 | 3,044 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 57 | 2,597 |
| Assets and Liabilities | ||
| Total Assets: | $190,834,000 | 3,178 |
| Cash and due from depository institutions | $9,792,000 | 2,597 |
| Interest-bearing balances | $7,292,000 | 3,399 |
| Securities | $35,361,000 | 3,379 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $136,309,000 | 2,765 |
| Loan loss allowance | $1,627,000 | 3,391 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $1,045,000 | 4,862 |
| Other real estate owned | $68,000 | 2,597 |
| Goodwill and other intangibles | $176,000 | 2,419 |
| All other assets | $8,083,000 | 2,155 |
| Life insurance assets | $3,731,000 | 1,870 |
| Total liabilities and capital | $190,834,000 | 3,178 |
| Total liabilities | $173,214,000 | 3,142 |
| Total deposits | $168,034,000 | 3,069 |
| Interest-bearing deposits | $139,987,000 | 3,002 |
| Deposits held in domestic offices | $168,034,000 | 3,069 |
| % insured | 93.04% | 1,394 |
| Federal funds purchased & repurchase agreements | $800,000 | 1,945 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $4,000,000 | 2,650 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $380,000 | 4,787 |
| Total equity capital | $17,620,000 | 3,490 |
| Total bank equity capital | $17,620,000 | 3,489 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $375,000 | 3,691 |
| Surplus | $1,000,000 | 5,469 |
| Undivided profits | $16,245,000 | 2,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $3,428,000 | 2,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $779,000 | 3,358 |
| Earning assets | $178,962,000 | 3,130 |
| Long-term assets (5+ years) | $71,151,000 | 2,588 |
| Average Assets, year-to-date | $189,394,500 | 3,191 |
| Average Assets, quarterly | $188,906,000 | 3,202 |
| Volatile liabilities | $9,526,000 | 3,205 |
| Insider loans | $118,000 | 5,593 |
| FHLB advances | $4,000,000 | 2,553 |
| Loans and leases held for sale | $467,000 | 1,353 |
| Unused loan commitments | $19,519,000 | 2,734 |
| Tier 1 (core) risk-based capital | $17,864,000 | 3,421 |
| Tier 2 risk-based capital | $1,627,000 | 2,824 |
| Total risk weighted assets | $131,252,000 | 3,006 |
| Total unused commitments | $19,519,000 | 2,734 |
| Derivatives | $352,000 | 1,297 |
| 2013-06-30 | Rank | |
| # of Employees: | 59 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $186,978,000 | 3,236 |
| Cash and due from depository institutions | $10,952,000 | 2,538 |
| Interest-bearing balances | $9,178,000 | 3,109 |
| Securities | $36,857,000 | 3,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $129,988,000 | 2,861 |
| Loan loss allowance | $1,974,000 | 3,024 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $1,079,000 | 4,851 |
| Other real estate owned | $0 | 2,538 |
| Goodwill and other intangibles | $181,000 | 2,409 |
| All other assets | $7,921,000 | 2,176 |
| Life insurance assets | $3,702,000 | 1,848 |
| Total liabilities and capital | $186,978,000 | 3,236 |
| Total liabilities | $169,303,000 | 3,191 |
| Total deposits | $168,217,000 | 3,071 |
| Interest-bearing deposits | $141,565,000 | 2,985 |
| Deposits held in domestic offices | $168,217,000 | 3,070 |
| % insured | 93.26% | 1,390 |
| Federal funds purchased & repurchase agreements | $623,000 | 1,940 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $463,000 | 4,337 |
| Total equity capital | $17,675,000 | 3,489 |
| Total bank equity capital | $17,675,000 | 3,487 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $375,000 | 3,720 |
| Surplus | $1,000,000 | 5,514 |
| Undivided profits | $16,300,000 | 2,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,497,000 | 1,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $650,000 | 3,795 |
| Earning assets | $176,023,000 | 3,163 |
| Long-term assets (5+ years) | $67,216,000 | 2,668 |
| Average Assets, year-to-date | $188,914,670 | 3,209 |
| Average Assets, quarterly | $188,643,500 | 3,221 |
| Volatile liabilities | $5,322,000 | 4,166 |
| Insider loans | $119,000 | 5,651 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $311,000 | 1,763 |
| Unused loan commitments | $14,125,000 | 3,295 |
| Tier 1 (core) risk-based capital | $17,875,000 | 3,411 |
| Tier 2 risk-based capital | $1,591,000 | 2,876 |
| Total risk weighted assets | $126,917,000 | 3,082 |
| Total unused commitments | $14,125,000 | 3,295 |
| Derivatives | $493,000 | 1,299 |
| 2013-03-31 | Rank | |
| # of Employees: | 61 | 2,459 |
| Assets and Liabilities | ||
| Total Assets: | $190,309,000 | 3,232 |
| Cash and due from depository institutions | $16,601,000 | 2,459 |
| Interest-bearing balances | $14,615,000 | 2,724 |
| Securities | $37,764,000 | 3,274 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $126,076,000 | 2,914 |
| Loan loss allowance | $2,071,000 | 2,979 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $1,097,000 | 4,869 |
| Other real estate owned | $131,000 | 2,459 |
| Goodwill and other intangibles | $168,000 | 2,440 |
| All other assets | $8,472,000 | 2,052 |
| Life insurance assets | $3,674,000 | 1,833 |
| Total liabilities and capital | $190,309,000 | 3,232 |
| Total liabilities | $172,462,000 | 3,179 |
| Total deposits | $171,322,000 | 3,074 |
| Interest-bearing deposits | $143,327,000 | 3,004 |
| Deposits held in domestic offices | $171,322,000 | 3,073 |
| % insured | 92.50% | 1,635 |
| Federal funds purchased & repurchase agreements | $909,000 | 1,705 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $231,000 | 5,490 |
| Total equity capital | $17,847,000 | 3,551 |
| Total bank equity capital | $17,847,000 | 3,549 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $375,000 | 3,765 |
| Surplus | $1,000,000 | 5,574 |
| Undivided profits | $16,472,000 | 2,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $5,150,000 | 1,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $749,000 | 3,342 |
| Earning assets | $178,455,000 | 3,179 |
| Long-term assets (5+ years) | $65,042,000 | 2,701 |
| Average Assets, year-to-date | $189,883,000 | 3,225 |
| Average Assets, quarterly | $189,883,000 | 3,225 |
| Volatile liabilities | $5,589,000 | 4,075 |
| Insider loans | $122,000 | 5,692 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $15,511,000 | 3,134 |
| Tier 1 (core) risk-based capital | $17,836,000 | 3,403 |
| Tier 2 risk-based capital | $1,555,000 | 2,922 |
| Total risk weighted assets | $123,894,000 | 3,135 |
| Total unused commitments | $15,511,000 | 3,134 |
| Derivatives | $1,308,000 | 1,145 |
| 2012-12-31 | Rank | |
| # of Employees: | 61 | 2,472 |
| Assets and Liabilities | ||
| Total Assets: | $189,457,000 | 3,237 |
| Cash and due from depository institutions | $14,285,000 | 2,472 |
| Interest-bearing balances | $12,012,000 | 2,856 |
| Securities | $38,375,000 | 3,180 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $126,830,000 | 2,925 |
| Loan loss allowance | $2,095,000 | 2,960 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $1,089,000 | 4,908 |
| Other real estate owned | $279,000 | 2,472 |
| Goodwill and other intangibles | $163,000 | 2,451 |
| All other assets | $8,436,000 | 2,066 |
| Life insurance assets | $3,647,000 | 1,808 |
| Total liabilities and capital | $189,457,000 | 3,237 |
| Total liabilities | $171,631,000 | 3,189 |
| Total deposits | $170,351,000 | 3,069 |
| Interest-bearing deposits | $141,409,000 | 3,018 |
| Deposits held in domestic offices | $170,351,000 | 3,068 |
| % insured | 93.51% | 2,137 |
| Federal funds purchased & repurchase agreements | $882,000 | 1,869 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $398,000 | 4,784 |
| Total equity capital | $17,826,000 | 3,565 |
| Total bank equity capital | $17,826,000 | 3,562 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $375,000 | 3,800 |
| Surplus | $1,000,000 | 5,626 |
| Undivided profits | $16,451,000 | 2,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $5,457,000 | 1,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $689,000 | 3,679 |
| Earning assets | $177,217,000 | 3,175 |
| Long-term assets (5+ years) | $64,189,000 | 2,675 |
| Average Assets, year-to-date | $187,760,800 | 3,199 |
| Average Assets, quarterly | $189,103,500 | 3,218 |
| Volatile liabilities | $5,536,000 | 4,218 |
| Insider loans | $41,000 | 6,130 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $123,000 | 2,119 |
| Unused loan commitments | $11,436,000 | 3,603 |
| Tier 1 (core) risk-based capital | $17,807,000 | 3,396 |
| Tier 2 risk-based capital | $1,578,000 | 2,916 |
| Total risk weighted assets | $125,730,000 | 3,121 |
| Total unused commitments | $11,436,000 | 3,603 |
| Derivatives | $623,000 | 1,239 |
| 2012-09-30 | Rank | |
| # of Employees: | 62 | 2,467 |
| Assets and Liabilities | ||
| Total Assets: | $188,750,000 | 3,247 |
| Cash and due from depository institutions | $27,328,000 | 2,467 |
| Interest-bearing balances | $25,384,000 | 1,542 |
| Securities | $31,563,000 | 3,620 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $123,283,000 | 3,012 |
| Loan loss allowance | $2,017,000 | 3,105 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $1,100,000 | 4,941 |
| Other real estate owned | $108,000 | 2,467 |
| Goodwill and other intangibles | $108,000 | 2,570 |
| All other assets | $5,260,000 | 2,930 |
| Life insurance assets | $138,000 | 3,656 |
| Total liabilities and capital | $188,750,000 | 3,247 |
| Total liabilities | $170,326,000 | 3,202 |
| Total deposits | $169,004,000 | 3,076 |
| Interest-bearing deposits | $143,784,000 | 2,992 |
| Deposits held in domestic offices | $169,004,000 | 3,075 |
| % insured | 93.94% | 2,097 |
| Federal funds purchased & repurchase agreements | $839,000 | 1,874 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $483,000 | 4,724 |
| Total equity capital | $18,424,000 | 3,525 |
| Total bank equity capital | $18,424,000 | 3,522 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $375,000 | 3,858 |
| Surplus | $1,000,000 | 5,700 |
| Undivided profits | $17,049,000 | 2,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,610,000 | 2,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $799,000 | 3,481 |
| Earning assets | $180,230,000 | 3,148 |
| Long-term assets (5+ years) | $59,779,000 | 2,812 |
| Average Assets, year-to-date | $187,336,750 | 3,241 |
| Average Assets, quarterly | $188,394,500 | 3,247 |
| Volatile liabilities | $6,010,000 | 4,141 |
| Insider loans | $40,000 | 6,204 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $195,000 | 2,052 |
| Unused loan commitments | $12,440,000 | 3,467 |
| Tier 1 (core) risk-based capital | $18,360,000 | 3,346 |
| Tier 2 risk-based capital | $1,488,000 | 3,088 |
| Total risk weighted assets | $118,547,000 | 3,286 |
| Total unused commitments | $12,440,000 | 3,467 |
| Derivatives | $1,330,000 | 1,165 |
| 2012-06-30 | Rank | |
| # of Employees: | 62 | 2,458 |
| Assets and Liabilities | ||
| Total Assets: | $188,039,000 | 3,260 |
| Cash and due from depository institutions | $27,015,000 | 2,458 |
| Interest-bearing balances | $25,195,000 | 1,540 |
| Securities | $28,097,000 | 3,853 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $126,330,000 | 2,964 |
| Loan loss allowance | $2,032,000 | 3,110 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,106,000 | 4,962 |
| Other real estate owned | $67,000 | 2,458 |
| Goodwill and other intangibles | $103,000 | 2,571 |
| All other assets | $5,321,000 | 2,876 |
| Life insurance assets | $138,000 | 3,643 |
| Total liabilities and capital | $188,039,000 | 3,260 |
| Total liabilities | $169,917,000 | 3,209 |
| Total deposits | $168,519,000 | 3,089 |
| Interest-bearing deposits | $143,295,000 | 2,996 |
| Deposits held in domestic offices | $168,519,000 | 3,088 |
| % insured | 94.37% | 2,019 |
| Federal funds purchased & repurchase agreements | $1,018,000 | 1,849 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $380,000 | 5,013 |
| Total equity capital | $18,122,000 | 3,514 |
| Total bank equity capital | $18,122,000 | 3,512 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $375,000 | 3,900 |
| Surplus | $1,000,000 | 5,735 |
| Undivided profits | $16,747,000 | 2,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,940,000 | 1,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $693,000 | 3,777 |
| Earning assets | $179,622,000 | 3,153 |
| Long-term assets (5+ years) | $56,849,000 | 2,888 |
| Average Assets, year-to-date | $186,865,670 | 3,253 |
| Average Assets, quarterly | $188,908,500 | 3,246 |
| Volatile liabilities | $7,162,000 | 3,871 |
| Insider loans | $31,000 | 6,308 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $240,000 | 1,925 |
| Unused loan commitments | $11,756,000 | 3,528 |
| Tier 1 (core) risk-based capital | $18,085,000 | 3,361 |
| Tier 2 risk-based capital | $1,522,000 | 3,034 |
| Total risk weighted assets | $121,278,000 | 3,226 |
| Total unused commitments | $11,756,000 | 3,528 |
| Derivatives | $860,000 | 1,176 |
| 2012-03-31 | Rank | |
| # of Employees: | 61 | 2,506 |
| Assets and Liabilities | ||
| Total Assets: | $189,778,000 | 3,261 |
| Cash and due from depository institutions | $33,690,000 | 2,506 |
| Interest-bearing balances | $28,263,000 | 1,510 |
| Securities | $23,493,000 | 4,303 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $125,854,000 | 2,964 |
| Loan loss allowance | $1,906,000 | 3,289 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,139,000 | 4,961 |
| Other real estate owned | $67,000 | 2,506 |
| Goodwill and other intangibles | $107,000 | 2,574 |
| All other assets | $5,428,000 | 2,852 |
| Life insurance assets | $138,000 | 3,635 |
| Total liabilities and capital | $189,778,000 | 3,261 |
| Total liabilities | $171,693,000 | 3,224 |
| Total deposits | $170,356,000 | 3,093 |
| Interest-bearing deposits | $143,931,000 | 3,040 |
| Deposits held in domestic offices | $170,356,000 | 3,092 |
| % insured | 94.02% | 2,195 |
| Federal funds purchased & repurchase agreements | $1,031,000 | 1,765 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $306,000 | 5,300 |
| Total equity capital | $18,085,000 | 3,507 |
| Total bank equity capital | $18,085,000 | 3,505 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $375,000 | 3,945 |
| Surplus | $1,000,000 | 5,773 |
| Undivided profits | $16,710,000 | 2,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,477,000 | 1,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $742,000 | 3,536 |
| Earning assets | $177,610,000 | 3,209 |
| Long-term assets (5+ years) | $49,453,000 | 3,174 |
| Average Assets, year-to-date | $186,279,000 | 3,276 |
| Average Assets, quarterly | $186,279,000 | 3,276 |
| Volatile liabilities | $7,270,000 | 3,874 |
| Insider loans | $32,000 | 6,364 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $54,000 | 2,150 |
| Unused loan commitments | $14,546,000 | 3,206 |
| Tier 1 (core) risk-based capital | $17,971,000 | 3,361 |
| Tier 2 risk-based capital | $1,514,000 | 3,062 |
| Total risk weighted assets | $120,717,000 | 3,249 |
| Total unused commitments | $14,546,000 | 3,206 |
| Derivatives | $582,000 | 1,191 |
| 2011-12-31 | Rank | |
| # of Employees: | 59 | 2,575 |
| Assets and Liabilities | ||
| Total Assets: | $182,780,000 | 3,335 |
| Cash and due from depository institutions | $22,732,000 | 2,575 |
| Interest-bearing balances | $18,807,000 | 1,940 |
| Securities | $21,037,000 | 4,458 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $131,711,000 | 2,904 |
| Loan loss allowance | $1,989,000 | 3,177 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $1,165,000 | 4,942 |
| Other real estate owned | $804,000 | 2,575 |
| Goodwill and other intangibles | $112,000 | 2,565 |
| All other assets | $5,219,000 | 2,991 |
| Life insurance assets | $138,000 | 3,623 |
| Total liabilities and capital | $182,780,000 | 3,335 |
| Total liabilities | $164,426,000 | 3,306 |
| Total deposits | $163,022,000 | 3,159 |
| Interest-bearing deposits | $137,566,000 | 3,130 |
| Deposits held in domestic offices | $163,022,000 | 3,158 |
| % insured | 94.79% | 1,958 |
| Federal funds purchased & repurchase agreements | $930,000 | 1,943 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $474,000 | 4,625 |
| Total equity capital | $18,354,000 | 3,444 |
| Total bank equity capital | $18,354,000 | 3,442 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $375,000 | 3,967 |
| Surplus | $1,000,000 | 5,812 |
| Undivided profits | $16,979,000 | 2,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $4,833,000 | 2,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $768,000 | 3,587 |
| Earning assets | $171,555,000 | 3,259 |
| Long-term assets (5+ years) | $50,052,000 | 2,686 |
| Average Assets, year-to-date | $183,792,800 | 3,278 |
| Average Assets, quarterly | $183,918,500 | 3,305 |
| Volatile liabilities | $7,869,000 | 3,886 |
| Insider loans | $33,000 | 6,408 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $99,000 | 1,833 |
| Unused loan commitments | $13,941,000 | 3,194 |
| Tier 1 (core) risk-based capital | $18,256,000 | 3,296 |
| Tier 2 risk-based capital | $1,578,000 | 2,967 |
| Total risk weighted assets | $125,813,000 | 3,157 |
| Total unused commitments | $13,941,000 | 3,196 |
| Derivatives | $241,000 | 1,125 |
| 2011-09-30 | Rank | |
| # of Employees: | 61 | 2,498 |
| Assets and Liabilities | ||
| Total Assets: | $185,057,000 | 3,306 |
| Cash and due from depository institutions | $20,708,000 | 2,498 |
| Interest-bearing balances | $16,440,000 | 2,202 |
| Securities | $22,660,000 | 4,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $133,755,000 | 2,882 |
| Loan loss allowance | $1,869,000 | 3,332 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,189,000 | 4,944 |
| Other real estate owned | $951,000 | 2,498 |
| Goodwill and other intangibles | $94,000 | 2,626 |
| All other assets | $5,700,000 | 2,838 |
| Life insurance assets | $135,000 | 3,614 |
| Total liabilities and capital | $185,057,000 | 3,306 |
| Total liabilities | $166,684,000 | 3,273 |
| Total deposits | $164,785,000 | 3,136 |
| Interest-bearing deposits | $139,906,000 | 3,097 |
| Deposits held in domestic offices | $164,785,000 | 3,135 |
| % insured | 94.75% | 2,014 |
| Federal funds purchased & repurchase agreements | $1,008,000 | 1,906 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $891,000 | 3,608 |
| Total equity capital | $18,373,000 | 3,477 |
| Total bank equity capital | $18,373,000 | 3,477 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $375,000 | 4,014 |
| Surplus | $1,000,000 | 5,867 |
| Undivided profits | $16,998,000 | 2,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,367,000 | 2,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $858,000 | 3,381 |
| Earning assets | $172,855,000 | 3,226 |
| Long-term assets (5+ years) | $40,723,000 | 3,035 |
| Average Assets, year-to-date | $184,046,000 | 3,292 |
| Average Assets, quarterly | $183,086,000 | 3,316 |
| Volatile liabilities | $8,179,000 | 3,845 |
| Insider loans | $31,000 | 6,488 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $1,204,000 | 1,028 |
| Unused loan commitments | $13,026,000 | 3,323 |
| Tier 1 (core) risk-based capital | $18,181,000 | 3,321 |
| Tier 2 risk-based capital | $1,609,000 | 2,952 |
| Total risk weighted assets | $128,474,000 | 3,140 |
| Total unused commitments | $13,026,000 | 3,324 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 59 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $181,115,000 | 3,354 |
| Cash and due from depository institutions | $17,945,000 | 2,594 |
| Interest-bearing balances | $13,901,000 | 2,339 |
| Securities | $22,061,000 | 4,347 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $131,268,000 | 2,961 |
| Loan loss allowance | $1,888,000 | 3,320 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,137,000 | 5,057 |
| Other real estate owned | $2,971,000 | 2,594 |
| Goodwill and other intangibles | $102,000 | 2,627 |
| All other assets | $5,631,000 | 2,882 |
| Life insurance assets | $135,000 | 3,593 |
| Total liabilities and capital | $181,115,000 | 3,354 |
| Total liabilities | $162,912,000 | 3,334 |
| Total deposits | $161,438,000 | 3,198 |
| Interest-bearing deposits | $137,101,000 | 3,170 |
| Deposits held in domestic offices | $161,438,000 | 3,196 |
| % insured | 95.14% | 1,932 |
| Federal funds purchased & repurchase agreements | $839,000 | 2,052 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $635,000 | 4,115 |
| Total equity capital | $18,203,000 | 3,454 |
| Total bank equity capital | $18,203,000 | 3,454 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $375,000 | 4,067 |
| Surplus | $1,000,000 | 5,920 |
| Undivided profits | $16,828,000 | 2,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,459,000 | 2,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $781,000 | 3,621 |
| Earning assets | $167,230,000 | 3,319 |
| Long-term assets (5+ years) | $40,218,000 | 3,055 |
| Average Assets, year-to-date | $183,709,000 | 3,320 |
| Average Assets, quarterly | $183,368,000 | 3,323 |
| Volatile liabilities | $6,379,000 | 4,316 |
| Insider loans | $29,000 | 6,546 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $1,396,000 | 762 |
| Unused loan commitments | $13,891,000 | 3,214 |
| Tier 1 (core) risk-based capital | $18,016,000 | 3,318 |
| Tier 2 risk-based capital | $1,595,000 | 3,000 |
| Total risk weighted assets | $127,317,000 | 3,203 |
| Total unused commitments | $13,891,000 | 3,215 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 59 | 2,616 |
| Assets and Liabilities | ||
| Total Assets: | $185,621,000 | 3,317 |
| Cash and due from depository institutions | $21,730,000 | 2,616 |
| Interest-bearing balances | $16,978,000 | 2,101 |
| Securities | $22,192,000 | 4,300 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $131,339,000 | 2,979 |
| Loan loss allowance | $1,944,000 | 3,280 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,094,000 | 5,150 |
| Other real estate owned | $3,473,000 | 2,616 |
| Goodwill and other intangibles | $106,000 | 2,620 |
| All other assets | $5,687,000 | 2,899 |
| Life insurance assets | $135,000 | 3,606 |
| Total liabilities and capital | $185,621,000 | 3,317 |
| Total liabilities | $167,603,000 | 3,292 |
| Total deposits | $166,382,000 | 3,156 |
| Interest-bearing deposits | $142,183,000 | 3,129 |
| Deposits held in domestic offices | $166,382,000 | 3,153 |
| % insured | 94.92% | 2,058 |
| Federal funds purchased & repurchase agreements | $908,000 | 1,947 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $313,000 | 5,388 |
| Total equity capital | $18,018,000 | 3,433 |
| Total bank equity capital | $18,018,000 | 3,433 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $375,000 | 4,110 |
| Surplus | $1,000,000 | 5,966 |
| Undivided profits | $16,643,000 | 1,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,592,000 | 2,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $841,000 | 3,378 |
| Earning assets | $170,509,000 | 3,299 |
| Long-term assets (5+ years) | $38,427,000 | 3,053 |
| Average Assets, year-to-date | $185,006,000 | 3,319 |
| Average Assets, quarterly | $185,006,000 | 3,319 |
| Volatile liabilities | $5,788,000 | 4,518 |
| Insider loans | $125,000 | 6,154 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $1,374,000 | 656 |
| Unused loan commitments | $14,741,000 | 3,155 |
| Tier 1 (core) risk-based capital | $17,851,000 | 3,341 |
| Tier 2 risk-based capital | $1,613,000 | 2,972 |
| Total risk weighted assets | $128,701,000 | 3,179 |
| Total unused commitments | $14,741,000 | 3,156 |
| Derivatives | $444,000 | 1,004 |
| 2010-12-31 | Rank | |
| # of Employees: | 59 | 2,629 |
| Assets and Liabilities | ||
| Total Assets: | $184,391,000 | 3,350 |
| Cash and due from depository institutions | $17,288,000 | 2,629 |
| Interest-bearing balances | $15,341,000 | 2,053 |
| Securities | $22,308,000 | 4,151 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $135,993,000 | 2,971 |
| Loan loss allowance | $2,734,000 | 2,559 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,124,000 | 5,173 |
| Other real estate owned | $3,734,000 | 2,629 |
| Goodwill and other intangibles | $102,000 | 2,638 |
| All other assets | $3,842,000 | 3,785 |
| Life insurance assets | $135,000 | 3,623 |
| Total liabilities and capital | $184,391,000 | 3,350 |
| Total liabilities | $166,588,000 | 3,315 |
| Total deposits | $165,096,000 | 3,164 |
| Interest-bearing deposits | $141,607,000 | 3,138 |
| Deposits held in domestic offices | $165,096,000 | 3,161 |
| % insured | 93.11% | 2,810 |
| Federal funds purchased & repurchase agreements | $1,124,000 | 2,012 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $368,000 | 5,197 |
| Total equity capital | $17,803,000 | 3,457 |
| Total bank equity capital | $17,803,000 | 3,457 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $375,000 | 4,164 |
| Surplus | $1,000,000 | 6,026 |
| Undivided profits | $16,428,000 | 1,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $7,440,000 | 1,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $787,000 | 3,704 |
| Earning assets | $173,642,000 | 3,269 |
| Long-term assets (5+ years) | $38,168,000 | 2,980 |
| Average Assets, year-to-date | $185,315,000 | 3,292 |
| Average Assets, quarterly | $187,005,500 | 3,300 |
| Volatile liabilities | $24,993,000 | 4,159 |
| Insider loans | $187,000 | 6,020 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $1,917,000 | 935 |
| Unused loan commitments | $13,634,000 | 3,248 |
| Tier 1 (core) risk-based capital | $17,609,000 | 3,384 |
| Tier 2 risk-based capital | $1,657,000 | 2,944 |
| Total risk weighted assets | $131,477,000 | 3,181 |
| Total unused commitments | $13,634,000 | 3,249 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 59 | 2,646 |
| Assets and Liabilities | ||
| Total Assets: | $189,620,000 | 3,303 |
| Cash and due from depository institutions | $24,333,000 | 2,646 |
| Interest-bearing balances | $22,328,000 | 1,569 |
| Securities | $19,994,000 | 4,363 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $136,475,000 | 3,009 |
| Loan loss allowance | $3,094,000 | 2,357 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,120,000 | 5,253 |
| Other real estate owned | $3,695,000 | 2,646 |
| Goodwill and other intangibles | $111,000 | 2,615 |
| All other assets | $3,892,000 | 3,827 |
| Life insurance assets | $132,000 | 3,648 |
| Total liabilities and capital | $189,620,000 | 3,303 |
| Total liabilities | $171,980,000 | 3,258 |
| Total deposits | $170,555,000 | 3,089 |
| Interest-bearing deposits | $148,553,000 | 3,042 |
| Deposits held in domestic offices | $170,555,000 | 3,085 |
| % insured | 90.58% | 3,325 |
| Federal funds purchased & repurchase agreements | $1,005,000 | 2,057 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $420,000 | 5,365 |
| Total equity capital | $17,640,000 | 3,593 |
| Total bank equity capital | $17,640,000 | 3,593 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $375,000 | 4,243 |
| Surplus | $1,000,000 | 6,098 |
| Undivided profits | $16,265,000 | 2,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $8,153,000 | 1,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $858,000 | 3,694 |
| Earning assets | $178,797,000 | 3,205 |
| Long-term assets (5+ years) | $34,835,000 | 3,143 |
| Average Assets, year-to-date | $185,546,000 | 3,336 |
| Average Assets, quarterly | $187,364,000 | 3,334 |
| Volatile liabilities | $24,274,000 | 4,337 |
| Insider loans | $187,000 | 6,110 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $1,214,000 | 1,176 |
| Unused loan commitments | $14,041,000 | 3,262 |
| Tier 1 (core) risk-based capital | $17,361,000 | 3,451 |
| Tier 2 risk-based capital | $1,671,000 | 2,972 |
| Total risk weighted assets | $132,301,000 | 3,210 |
| Total unused commitments | $14,041,000 | 3,264 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 60 | 2,628 |
| Assets and Liabilities | ||
| Total Assets: | $185,108,000 | 3,385 |
| Cash and due from depository institutions | $19,391,000 | 2,628 |
| Interest-bearing balances | $17,070,000 | 1,844 |
| Securities | $19,680,000 | 4,434 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $137,272,000 | 3,030 |
| Loan loss allowance | $2,974,000 | 2,424 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,156,000 | 5,234 |
| Other real estate owned | $3,695,000 | 2,628 |
| Goodwill and other intangibles | $102,000 | 2,642 |
| All other assets | $3,812,000 | 3,898 |
| Life insurance assets | $132,000 | 3,654 |
| Total liabilities and capital | $185,108,000 | 3,385 |
| Total liabilities | $167,821,000 | 3,342 |
| Total deposits | $166,405,000 | 3,159 |
| Interest-bearing deposits | $146,329,000 | 3,111 |
| Deposits held in domestic offices | $166,405,000 | 3,157 |
| % insured | 91.62% | 3,023 |
| Federal funds purchased & repurchase agreements | $999,000 | 2,101 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $417,000 | 5,254 |
| Total equity capital | $17,287,000 | 3,625 |
| Total bank equity capital | $17,287,000 | 3,624 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $375,000 | 4,284 |
| Surplus | $1,000,000 | 6,136 |
| Undivided profits | $15,912,000 | 2,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $6,084,000 | 2,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $797,000 | 3,846 |
| Earning assets | $174,022,000 | 3,288 |
| Long-term assets (5+ years) | $34,593,000 | 3,131 |
| Average Assets, year-to-date | $184,188,000 | 3,383 |
| Average Assets, quarterly | $185,247,500 | 3,382 |
| Volatile liabilities | $23,225,000 | 4,495 |
| Insider loans | $196,000 | 6,148 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $1,282,000 | 939 |
| Unused loan commitments | $21,924,000 | 2,484 |
| Tier 1 (core) risk-based capital | $17,081,000 | 3,484 |
| Tier 2 risk-based capital | $1,676,000 | 2,960 |
| Total risk weighted assets | $132,842,000 | 3,238 |
| Total unused commitments | $21,924,000 | 2,487 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 62 | 2,576 |
| Assets and Liabilities | ||
| Total Assets: | $185,387,000 | 3,439 |
| Cash and due from depository institutions | $16,379,000 | 2,576 |
| Interest-bearing balances | $14,204,000 | 2,105 |
| Securities | $18,813,000 | 4,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $141,412,000 | 2,993 |
| Loan loss allowance | $2,729,000 | 2,606 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,156,000 | 5,320 |
| Other real estate owned | $3,418,000 | 2,576 |
| Goodwill and other intangibles | $99,000 | 2,668 |
| All other assets | $4,110,000 | 3,822 |
| Life insurance assets | $132,000 | 3,677 |
| Total liabilities and capital | $185,387,000 | 3,439 |
| Total liabilities | $168,435,000 | 3,388 |
| Total deposits | $165,931,000 | 3,226 |
| Interest-bearing deposits | $145,837,000 | 3,184 |
| Deposits held in domestic offices | $165,931,000 | 3,224 |
| % insured | 92.24% | 2,840 |
| Federal funds purchased & repurchase agreements | $880,000 | 2,133 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $1,000,000 | 4,675 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $624,000 | 4,382 |
| Total equity capital | $16,952,000 | 3,698 |
| Total bank equity capital | $16,952,000 | 3,697 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $375,000 | 4,352 |
| Surplus | $1,000,000 | 6,225 |
| Undivided profits | $15,577,000 | 2,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,547,000 | 1,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $882,000 | 3,622 |
| Earning assets | $174,429,000 | 3,351 |
| Long-term assets (5+ years) | $30,165,000 | 3,417 |
| Average Assets, year-to-date | $183,728,000 | 3,447 |
| Average Assets, quarterly | $183,728,000 | 3,447 |
| Volatile liabilities | $23,998,000 | 4,463 |
| Insider loans | $187,000 | 6,252 |
| FHLB advances | $1,000,000 | 4,487 |
| Loans and leases held for sale | $385,000 | 1,330 |
| Unused loan commitments | $25,070,000 | 2,342 |
| Tier 1 (core) risk-based capital | $16,792,000 | 3,560 |
| Tier 2 risk-based capital | $1,722,000 | 2,952 |
| Total risk weighted assets | $136,788,000 | 3,230 |
| Total unused commitments | $25,070,000 | 2,347 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 60 | 2,682 |
| Assets and Liabilities | ||
| Total Assets: | $182,069,000 | 3,486 |
| Cash and due from depository institutions | $11,416,000 | 2,682 |
| Interest-bearing balances | $9,402,000 | 2,378 |
| Securities | $18,866,000 | 4,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $142,969,000 | 3,013 |
| Loan loss allowance | $2,525,000 | 2,735 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,237,000 | 5,266 |
| Other real estate owned | $3,418,000 | 2,682 |
| Goodwill and other intangibles | $104,000 | 2,670 |
| All other assets | $4,059,000 | 3,916 |
| Life insurance assets | $131,000 | 3,684 |
| Total liabilities and capital | $182,069,000 | 3,486 |
| Total liabilities | $165,258,000 | 3,437 |
| Total deposits | $163,569,000 | 3,263 |
| Interest-bearing deposits | $141,749,000 | 3,220 |
| Deposits held in domestic offices | $163,569,000 | 3,262 |
| % insured | 95.09% | 1,657 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,186 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $639,000 | 4,362 |
| Total equity capital | $16,811,000 | 3,693 |
| Total bank equity capital | $16,811,000 | 3,692 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $375,000 | 4,400 |
| Surplus | $1,000,000 | 6,281 |
| Undivided profits | $15,436,000 | 2,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,163,000 | 2,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $837,000 | 3,916 |
| Earning assets | $171,237,000 | 3,393 |
| Long-term assets (5+ years) | $30,758,000 | 3,361 |
| Average Assets, year-to-date | $187,921,200 | 3,313 |
| Average Assets, quarterly | $186,124,000 | 3,403 |
| Volatile liabilities | $22,561,000 | 4,649 |
| Insider loans | $192,000 | 6,297 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $218,000 | 1,542 |
| Unused loan commitments | $22,925,000 | 2,501 |
| Tier 1 (core) risk-based capital | $16,617,000 | 3,576 |
| Tier 2 risk-based capital | $1,756,000 | 2,929 |
| Total risk weighted assets | $139,647,000 | 3,216 |
| Total unused commitments | $22,925,000 | 2,501 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 62 | 2,626 |
| Assets and Liabilities | ||
| Total Assets: | $190,179,000 | 3,376 |
| Cash and due from depository institutions | $15,418,000 | 2,626 |
| Interest-bearing balances | $12,606,000 | 1,750 |
| Securities | $18,583,000 | 4,602 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $148,265,000 | 2,956 |
| Loan loss allowance | $2,253,000 | 2,877 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,276,000 | 5,257 |
| Other real estate owned | $3,565,000 | 2,626 |
| Goodwill and other intangibles | $108,000 | 2,691 |
| All other assets | $2,964,000 | 4,253 |
| Life insurance assets | $128,000 | 3,705 |
| Total liabilities and capital | $190,179,000 | 3,376 |
| Total liabilities | $173,595,000 | 3,328 |
| Total deposits | $171,068,000 | 3,130 |
| Interest-bearing deposits | $151,373,000 | 3,049 |
| Deposits held in domestic offices | $171,068,000 | 3,129 |
| % insured | 91.14% | 3,478 |
| Federal funds purchased & repurchase agreements | $1,581,000 | 2,079 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $946,000 | 3,898 |
| Total equity capital | $16,584,000 | 3,825 |
| Total bank equity capital | $16,584,000 | 3,825 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $375,000 | 4,460 |
| Surplus | $1,000,000 | 6,333 |
| Undivided profits | $15,209,000 | 2,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,176,000 | 2,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $939,000 | 3,764 |
| Earning assets | $179,454,000 | 3,293 |
| Long-term assets (5+ years) | $30,254,000 | 3,337 |
| Average Assets, year-to-date | $189,384,250 | 3,319 |
| Average Assets, quarterly | $189,748,000 | 3,350 |
| Volatile liabilities | $26,791,000 | 4,279 |
| Insider loans | $189,000 | 6,323 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $101,000 | 1,714 |
| Unused loan commitments | $26,816,000 | 2,328 |
| Tier 1 (core) risk-based capital | $16,316,000 | 3,710 |
| Tier 2 risk-based capital | $1,803,000 | 2,878 |
| Total risk weighted assets | $144,113,000 | 3,176 |
| Total unused commitments | $26,816,000 | 2,330 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 66 | 2,520 |
| Assets and Liabilities | ||
| Total Assets: | $189,317,000 | 3,382 |
| Cash and due from depository institutions | $13,448,000 | 2,520 |
| Interest-bearing balances | $10,488,000 | 1,770 |
| Securities | $17,933,000 | 4,689 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $150,406,000 | 2,951 |
| Loan loss allowance | $2,085,000 | 2,973 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,320,000 | 5,259 |
| Other real estate owned | $3,724,000 | 2,520 |
| Goodwill and other intangibles | $115,000 | 2,697 |
| All other assets | $2,371,000 | 4,736 |
| Life insurance assets | $128,000 | 3,740 |
| Total liabilities and capital | $189,317,000 | 3,382 |
| Total liabilities | $173,170,000 | 3,340 |
| Total deposits | $170,636,000 | 3,144 |
| Interest-bearing deposits | $150,153,000 | 3,082 |
| Deposits held in domestic offices | $170,636,000 | 3,142 |
| % insured | 82.50% | 2,975 |
| Federal funds purchased & repurchase agreements | $1,428,000 | 2,198 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $152,000 | 5,425 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $954,000 | 3,910 |
| Total equity capital | $16,147,000 | 3,875 |
| Total bank equity capital | $16,147,000 | 3,875 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $375,000 | 4,519 |
| Surplus | $1,000,000 | 6,395 |
| Undivided profits | $14,772,000 | 2,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,644,000 | 2,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $919,000 | 3,740 |
| Earning assets | $178,827,000 | 3,312 |
| Long-term assets (5+ years) | $26,039,000 | 3,631 |
| Average Assets, year-to-date | $189,119,330 | 3,347 |
| Average Assets, quarterly | $190,151,500 | 3,354 |
| Volatile liabilities | $28,991,000 | 4,066 |
| Insider loans | $212,000 | 6,308 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $2,143,000 | 868 |
| Unused loan commitments | $33,536,000 | 2,043 |
| Tier 1 (core) risk-based capital | $15,950,000 | 3,794 |
| Tier 2 risk-based capital | $1,835,000 | 2,814 |
| Total risk weighted assets | $146,763,000 | 3,146 |
| Total unused commitments | $33,536,000 | 2,046 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 65 | 2,550 |
| Assets and Liabilities | ||
| Total Assets: | $190,986,000 | 3,375 |
| Cash and due from depository institutions | $16,107,000 | 2,550 |
| Interest-bearing balances | $13,527,000 | 1,294 |
| Securities | $17,108,000 | 4,793 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $151,173,000 | 2,955 |
| Loan loss allowance | $2,059,000 | 2,904 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,371,000 | 5,227 |
| Other real estate owned | $2,950,000 | 2,550 |
| Goodwill and other intangibles | $114,000 | 2,719 |
| All other assets | $2,163,000 | 4,953 |
| Life insurance assets | $128,000 | 3,761 |
| Total liabilities and capital | $190,986,000 | 3,375 |
| Total liabilities | $174,728,000 | 3,335 |
| Total deposits | $172,694,000 | 3,112 |
| Interest-bearing deposits | $151,110,000 | 3,060 |
| Deposits held in domestic offices | $172,694,000 | 3,110 |
| % insured | 80.34% | 3,682 |
| Federal funds purchased & repurchase agreements | $1,024,000 | 2,341 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $94,000 | 5,533 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $916,000 | 3,904 |
| Total equity capital | $16,258,000 | 3,918 |
| Total bank equity capital | $16,258,000 | 3,918 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $375,000 | 4,544 |
| Surplus | $1,000,000 | 6,430 |
| Undivided profits | $14,883,000 | 2,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,561,000 | 2,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $942,000 | 3,634 |
| Earning assets | $181,808,000 | 3,290 |
| Long-term assets (5+ years) | $24,259,000 | 3,722 |
| Average Assets, year-to-date | $189,020,500 | 3,371 |
| Average Assets, quarterly | $189,020,500 | 3,371 |
| Volatile liabilities | $30,517,000 | 3,946 |
| Insider loans | $286,000 | 6,085 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $170,000 | 1,702 |
| Unused loan commitments | $31,989,000 | 2,190 |
| Tier 1 (core) risk-based capital | $15,871,000 | 3,843 |
| Tier 2 risk-based capital | $1,829,000 | 2,810 |
| Total risk weighted assets | $146,077,000 | 3,172 |
| Total unused commitments | $31,989,000 | 2,191 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 59 | 2,836 |
| Assets and Liabilities | ||
| Total Assets: | $187,055,000 | 3,400 |
| Cash and due from depository institutions | $11,482,000 | 2,836 |
| Interest-bearing balances | $1,086,000 | 3,635 |
| Securities | $16,921,000 | 4,823 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $151,120,000 | 2,975 |
| Loan loss allowance | $1,426,000 | 3,711 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,329,000 | 5,328 |
| Other real estate owned | $3,013,000 | 2,836 |
| Goodwill and other intangibles | $121,000 | 2,700 |
| All other assets | $3,069,000 | 4,232 |
| Life insurance assets | $128,000 | 3,785 |
| Total liabilities and capital | $187,055,000 | 3,400 |
| Total liabilities | $170,633,000 | 3,360 |
| Total deposits | $167,840,000 | 3,132 |
| Interest-bearing deposits | $146,751,000 | 3,064 |
| Deposits held in domestic offices | $167,840,000 | 3,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,231,000 | 2,605 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $289,000 | 5,622 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,273,000 | 3,192 |
| Total equity capital | $16,422,000 | 3,854 |
| Total bank equity capital | $16,422,000 | 3,854 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $375,000 | 4,573 |
| Surplus | $1,000,000 | 6,449 |
| Undivided profits | $15,047,000 | 2,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,294,000 | 3,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $936,000 | 3,876 |
| Earning assets | $169,127,000 | 3,440 |
| Long-term assets (5+ years) | $23,969,000 | 3,690 |
| Average Assets, year-to-date | $183,138,400 | 3,369 |
| Average Assets, quarterly | $185,543,000 | 3,392 |
| Volatile liabilities | $29,807,000 | 3,920 |
| Insider loans | $235,000 | 6,322 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $331,000 | 1,289 |
| Unused loan commitments | $33,792,000 | 2,176 |
| Tier 1 (core) risk-based capital | $15,832,000 | 3,829 |
| Tier 2 risk-based capital | $1,426,000 | 3,380 |
| Total risk weighted assets | $146,299,000 | 3,178 |
| Total unused commitments | $33,792,000 | 2,178 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 60 | 2,819 |
| Assets and Liabilities | ||
| Total Assets: | $184,031,000 | 3,415 |
| Cash and due from depository institutions | $9,241,000 | 2,819 |
| Interest-bearing balances | $1,374,000 | 2,705 |
| Securities | $18,303,000 | 4,590 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,547 |
| Net loans & leases | $151,591,000 | 2,971 |
| Loan loss allowance | $1,785,000 | 2,976 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,276,000 | 5,422 |
| Other real estate owned | $44,000 | 2,819 |
| Goodwill and other intangibles | $127,000 | 2,741 |
| All other assets | $2,449,000 | 4,791 |
| Life insurance assets | $125,000 | 3,809 |
| Total liabilities and capital | $184,031,000 | 3,415 |
| Total liabilities | $167,689,000 | 3,375 |
| Total deposits | $164,659,000 | 3,139 |
| Interest-bearing deposits | $141,872,000 | 3,122 |
| Deposits held in domestic offices | $164,659,000 | 3,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,509,000 | 2,622 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $248,000 | 5,627 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,273,000 | 3,278 |
| Total equity capital | $16,342,000 | 3,874 |
| Total bank equity capital | $16,342,000 | 3,874 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $375,000 | 4,615 |
| Surplus | $1,000,000 | 6,490 |
| Undivided profits | $14,967,000 | 2,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,413,000 | 2,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,003,000 | 3,839 |
| Earning assets | $172,268,000 | 3,369 |
| Long-term assets (5+ years) | $31,107,000 | 3,130 |
| Average Assets, year-to-date | $182,159,250 | 3,385 |
| Average Assets, quarterly | $183,006,000 | 3,415 |
| Volatile liabilities | $32,290,000 | 3,638 |
| Insider loans | $255,000 | 6,275 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $174,000 | 1,396 |
| Unused loan commitments | $31,384,000 | 2,358 |
| Tier 1 (core) risk-based capital | $16,142,000 | 3,851 |
| Tier 2 risk-based capital | $1,720,000 | 2,844 |
| Total risk weighted assets | $137,596,000 | 3,304 |
| Total unused commitments | $31,384,000 | 2,360 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 62 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $181,981,000 | 3,441 |
| Cash and due from depository institutions | $8,269,000 | 2,759 |
| Interest-bearing balances | $477,000 | 3,622 |
| Securities | $18,182,000 | 4,676 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 1,723 |
| Net loans & leases | $144,728,000 | 3,054 |
| Loan loss allowance | $1,628,000 | 3,114 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,327,000 | 5,389 |
| Other real estate owned | $84,000 | 2,759 |
| Goodwill and other intangibles | $127,000 | 2,765 |
| All other assets | $2,364,000 | 4,836 |
| Life insurance assets | $125,000 | 3,837 |
| Total liabilities and capital | $181,981,000 | 3,441 |
| Total liabilities | $165,909,000 | 3,393 |
| Total deposits | $162,905,000 | 3,172 |
| Interest-bearing deposits | $139,631,000 | 3,142 |
| Deposits held in domestic offices | $162,905,000 | 3,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,355,000 | 2,758 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $317,000 | 5,494 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,332,000 | 3,139 |
| Total equity capital | $16,072,000 | 3,966 |
| Total bank equity capital | $16,072,000 | 3,966 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $375,000 | 4,654 |
| Surplus | $1,000,000 | 6,530 |
| Undivided profits | $14,697,000 | 2,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,725,000 | 1,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $918,000 | 4,037 |
| Earning assets | $170,287,000 | 3,391 |
| Long-term assets (5+ years) | $22,028,000 | 3,753 |
| Average Assets, year-to-date | $181,535,330 | 3,409 |
| Average Assets, quarterly | $183,362,500 | 3,403 |
| Volatile liabilities | $28,224,000 | 3,937 |
| Insider loans | $245,000 | 6,304 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $420,000 | 1,211 |
| Unused loan commitments | $32,265,000 | 2,426 |
| Tier 1 (core) risk-based capital | $15,939,000 | 3,905 |
| Tier 2 risk-based capital | $1,628,000 | 2,938 |
| Total risk weighted assets | $134,621,000 | 3,357 |
| Total unused commitments | $32,265,000 | 2,428 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 63 | 2,708 |
| Assets and Liabilities | ||
| Total Assets: | $184,744,000 | 3,401 |
| Cash and due from depository institutions | $7,690,000 | 2,708 |
| Interest-bearing balances | $216,000 | 4,334 |
| Securities | $18,407,000 | 4,629 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 1,470 |
| Net loans & leases | $142,731,000 | 3,047 |
| Loan loss allowance | $1,600,000 | 3,084 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,301,000 | 5,421 |
| Other real estate owned | $93,000 | 2,708 |
| Goodwill and other intangibles | $129,000 | 2,768 |
| All other assets | $2,493,000 | 4,613 |
| Life insurance assets | $125,000 | 3,856 |
| Total liabilities and capital | $184,744,000 | 3,401 |
| Total liabilities | $168,410,000 | 3,349 |
| Total deposits | $165,585,000 | 3,127 |
| Interest-bearing deposits | $143,053,000 | 3,099 |
| Deposits held in domestic offices | $165,585,000 | 3,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,019,000 | 2,577 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $142,000 | 5,416 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,664,000 | 2,856 |
| Total equity capital | $16,334,000 | 3,989 |
| Total bank equity capital | $16,334,000 | 3,989 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $375,000 | 4,669 |
| Surplus | $1,000,000 | 6,541 |
| Undivided profits | $14,959,000 | 2,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,360,000 | 1,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,068,000 | 3,534 |
| Earning assets | $173,254,000 | 3,344 |
| Long-term assets (5+ years) | $21,344,000 | 3,734 |
| Average Assets, year-to-date | $181,312,500 | 3,425 |
| Average Assets, quarterly | $181,312,500 | 3,425 |
| Volatile liabilities | $30,131,000 | 3,743 |
| Insider loans | $234,000 | 6,365 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $501,000 | 1,236 |
| Unused loan commitments | $34,962,000 | 2,317 |
| Tier 1 (core) risk-based capital | $16,002,000 | 3,885 |
| Tier 2 risk-based capital | $1,600,000 | 2,938 |
| Total risk weighted assets | $134,606,000 | 3,328 |
| Total unused commitments | $34,962,000 | 2,319 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 64 | 2,688 |
| Assets and Liabilities | ||
| Total Assets: | $177,881,000 | 3,462 |
| Cash and due from depository institutions | $8,816,000 | 2,688 |
| Interest-bearing balances | $483,000 | 3,224 |
| Securities | $20,585,000 | 4,392 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,401 |
| Net loans & leases | $141,518,000 | 3,056 |
| Loan loss allowance | $1,979,000 | 2,575 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,335,000 | 5,397 |
| Other real estate owned | $0 | 2,688 |
| Goodwill and other intangibles | $132,000 | 2,763 |
| All other assets | $2,395,000 | 4,766 |
| Life insurance assets | $125,000 | 3,868 |
| Total liabilities and capital | $177,881,000 | 3,462 |
| Total liabilities | $161,697,000 | 3,409 |
| Total deposits | $158,851,000 | 3,198 |
| Interest-bearing deposits | $138,621,000 | 3,136 |
| Deposits held in domestic offices | $158,851,000 | 3,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,162,000 | 2,700 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $353,000 | 5,230 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,331,000 | 3,335 |
| Total equity capital | $16,184,000 | 3,964 |
| Total bank equity capital | $16,184,000 | 3,964 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $375,000 | 4,695 |
| Surplus | $1,000,000 | 6,554 |
| Undivided profits | $14,809,000 | 2,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,561,000 | 1,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,137,000 | 3,593 |
| Earning assets | $165,686,000 | 3,420 |
| Long-term assets (5+ years) | $21,956,000 | 3,473 |
| Average Assets, year-to-date | $175,751,600 | 3,383 |
| Average Assets, quarterly | $179,396,000 | 3,412 |
| Volatile liabilities | $26,951,000 | 4,020 |
| Insider loans | $240,000 | 6,367 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $268,000 | 1,405 |
| Unused loan commitments | $30,674,000 | 2,548 |
| Tier 1 (core) risk-based capital | $16,054,000 | 3,857 |
| Tier 2 risk-based capital | $1,655,000 | 2,823 |
| Total risk weighted assets | $132,095,000 | 3,364 |
| Total unused commitments | $30,674,000 | 2,549 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 63 | 2,727 |
| Assets and Liabilities | ||
| Total Assets: | $180,911,000 | 3,377 |
| Cash and due from depository institutions | $7,397,000 | 2,727 |
| Interest-bearing balances | $430,000 | 3,169 |
| Securities | $21,596,000 | 4,284 |
| Federal funds sold & reverse repurchase agreements | $13,200,000 | 1,083 |
| Net loans & leases | $134,740,000 | 3,116 |
| Loan loss allowance | $1,952,000 | 2,560 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,310,000 | 5,440 |
| Other real estate owned | $0 | 2,727 |
| Goodwill and other intangibles | $130,000 | 2,765 |
| All other assets | $2,538,000 | 4,700 |
| Life insurance assets | $120,000 | 3,846 |
| Total liabilities and capital | $180,911,000 | 3,377 |
| Total liabilities | $164,780,000 | 3,320 |
| Total deposits | $161,428,000 | 3,111 |
| Interest-bearing deposits | $140,209,000 | 3,075 |
| Deposits held in domestic offices | $161,428,000 | 3,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,664,000 | 2,446 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $713,000 | 5,019 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $975,000 | 4,140 |
| Total equity capital | $16,131,000 | 3,942 |
| Total bank equity capital | $16,131,000 | 3,942 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $375,000 | 4,693 |
| Surplus | $1,000,000 | 6,562 |
| Undivided profits | $14,756,000 | 2,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,385,000 | 1,761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,192,000 | 3,651 |
| Earning assets | $169,966,000 | 3,306 |
| Long-term assets (5+ years) | $22,780,000 | 3,309 |
| Average Assets, year-to-date | $175,219,250 | 3,383 |
| Average Assets, quarterly | $177,278,500 | 3,404 |
| Volatile liabilities | $31,001,000 | 3,659 |
| Insider loans | $378,000 | 5,883 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $470,000 | 1,174 |
| Unused loan commitments | $26,300,000 | 2,848 |
| Tier 1 (core) risk-based capital | $16,134,000 | 3,838 |
| Tier 2 risk-based capital | $1,570,000 | 2,936 |
| Total risk weighted assets | $124,981,000 | 3,465 |
| Total unused commitments | $26,300,000 | 2,848 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 61 | 2,855 |
| Assets and Liabilities | ||
| Total Assets: | $173,646,000 | 3,474 |
| Cash and due from depository institutions | $9,823,000 | 2,855 |
| Interest-bearing balances | $2,143,000 | 1,749 |
| Securities | $22,908,000 | 4,106 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,971 |
| Net loans & leases | $129,197,000 | 3,216 |
| Loan loss allowance | $1,882,000 | 2,639 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,157,000 | 5,696 |
| Other real estate owned | $0 | 2,855 |
| Goodwill and other intangibles | $137,000 | 2,779 |
| All other assets | $2,824,000 | 4,406 |
| Life insurance assets | $120,000 | 3,867 |
| Total liabilities and capital | $173,646,000 | 3,474 |
| Total liabilities | $157,759,000 | 3,431 |
| Total deposits | $155,190,000 | 3,228 |
| Interest-bearing deposits | $133,734,000 | 3,190 |
| Deposits held in domestic offices | $155,190,000 | 3,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,241,000 | 2,561 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $260,000 | 5,225 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,068,000 | 3,726 |
| Total equity capital | $15,887,000 | 3,928 |
| Total bank equity capital | $15,887,000 | 3,928 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $375,000 | 4,721 |
| Surplus | $1,000,000 | 6,587 |
| Undivided profits | $14,512,000 | 2,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,508,000 | 1,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,157,000 | 3,507 |
| Earning assets | $161,848,000 | 3,433 |
| Long-term assets (5+ years) | $22,155,000 | 3,281 |
| Average Assets, year-to-date | $173,322,000 | 3,442 |
| Average Assets, quarterly | $173,018,500 | 3,464 |
| Volatile liabilities | $26,325,000 | 4,019 |
| Insider loans | $386,000 | 5,860 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $183,000 | 1,578 |
| Unused loan commitments | $24,152,000 | 3,045 |
| Tier 1 (core) risk-based capital | $16,102,000 | 3,813 |
| Tier 2 risk-based capital | $1,498,000 | 3,042 |
| Total risk weighted assets | $119,482,000 | 3,570 |
| Total unused commitments | $24,152,000 | 3,047 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 60 | 2,871 |
| Assets and Liabilities | ||
| Total Assets: | $172,391,000 | 3,499 |
| Cash and due from depository institutions | $7,758,000 | 2,871 |
| Interest-bearing balances | $523,000 | 3,112 |
| Securities | $23,341,000 | 4,064 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,759 |
| Net loans & leases | $125,712,000 | 3,257 |
| Loan loss allowance | $1,856,000 | 2,660 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,353,000 | 5,382 |
| Other real estate owned | $0 | 2,871 |
| Goodwill and other intangibles | $138,000 | 2,772 |
| All other assets | $2,589,000 | 4,519 |
| Life insurance assets | $120,000 | 3,872 |
| Total liabilities and capital | $172,391,000 | 3,499 |
| Total liabilities | $156,449,000 | 3,459 |
| Total deposits | $154,147,000 | 3,265 |
| Interest-bearing deposits | $132,981,000 | 3,214 |
| Deposits held in domestic offices | $154,147,000 | 3,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,121,000 | 2,388 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $149,000 | 5,274 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,032,000 | 3,827 |
| Total equity capital | $15,942,000 | 3,913 |
| Total bank equity capital | $15,942,000 | 3,913 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $375,000 | 4,731 |
| Surplus | $1,000,000 | 6,596 |
| Undivided profits | $14,567,000 | 2,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,956,000 | 1,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,073,000 | 3,601 |
| Earning assets | $161,076,000 | 3,455 |
| Long-term assets (5+ years) | $25,446,000 | 2,981 |
| Average Assets, year-to-date | $173,160,000 | 3,465 |
| Average Assets, quarterly | $173,160,000 | 3,465 |
| Volatile liabilities | $25,385,000 | 4,037 |
| Insider loans | $309,000 | 6,127 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $140,000 | 1,617 |
| Unused loan commitments | $30,737,000 | 2,593 |
| Tier 1 (core) risk-based capital | $16,064,000 | 3,785 |
| Tier 2 risk-based capital | $1,545,000 | 2,954 |
| Total risk weighted assets | $123,301,000 | 3,469 |
| Total unused commitments | $30,737,000 | 2,594 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 61 | 2,843 |
| Assets and Liabilities | ||
| Total Assets: | $173,929,000 | 3,437 |
| Cash and due from depository institutions | $8,567,000 | 2,843 |
| Interest-bearing balances | $459,000 | 3,251 |
| Securities | $23,243,000 | 4,122 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 2,123 |
| Net loans & leases | $130,582,000 | 3,159 |
| Loan loss allowance | $1,775,000 | 2,729 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,368,000 | 5,352 |
| Other real estate owned | $0 | 2,843 |
| Goodwill and other intangibles | $147,000 | 2,748 |
| All other assets | $2,422,000 | 4,741 |
| Life insurance assets | $120,000 | 3,869 |
| Total liabilities and capital | $173,929,000 | 3,437 |
| Total liabilities | $158,032,000 | 3,387 |
| Total deposits | $155,697,000 | 3,183 |
| Interest-bearing deposits | $133,555,000 | 3,160 |
| Deposits held in domestic offices | $155,697,000 | 3,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,244,000 | 2,537 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $209,000 | 5,380 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $882,000 | 4,159 |
| Total equity capital | $15,897,000 | 3,854 |
| Total bank equity capital | $15,897,000 | 3,854 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $375,000 | 4,753 |
| Surplus | $1,000,000 | 6,596 |
| Undivided profits | $14,522,000 | 2,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,094,000 | 1,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,102,000 | 3,647 |
| Earning assets | $161,884,000 | 3,394 |
| Long-term assets (5+ years) | $25,931,000 | 2,907 |
| Average Assets, year-to-date | $171,382,600 | 3,368 |
| Average Assets, quarterly | $172,538,500 | 3,425 |
| Volatile liabilities | $24,498,000 | 4,203 |
| Insider loans | $281,000 | 6,247 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $144,000 | 1,581 |
| Unused loan commitments | $34,415,000 | 2,367 |
| Tier 1 (core) risk-based capital | $16,071,000 | 3,720 |
| Tier 2 risk-based capital | $1,598,000 | 2,860 |
| Total risk weighted assets | $127,719,000 | 3,347 |
| Total unused commitments | $34,415,000 | 2,368 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 64 | 2,747 |
| Assets and Liabilities | ||
| Total Assets: | $171,148,000 | 3,450 |
| Cash and due from depository institutions | $8,322,000 | 2,747 |
| Interest-bearing balances | $993,000 | 2,438 |
| Securities | $23,922,000 | 4,084 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 2,542 |
| Net loans & leases | $130,120,000 | 3,147 |
| Loan loss allowance | $2,039,000 | 2,439 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,385,000 | 5,314 |
| Other real estate owned | $51,000 | 2,747 |
| Goodwill and other intangibles | $149,000 | 2,749 |
| All other assets | $2,499,000 | 4,685 |
| Life insurance assets | $116,000 | 3,857 |
| Total liabilities and capital | $171,148,000 | 3,450 |
| Total liabilities | $155,182,000 | 3,410 |
| Total deposits | $152,842,000 | 3,189 |
| Interest-bearing deposits | $131,636,000 | 3,128 |
| Deposits held in domestic offices | $152,842,000 | 3,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,185,000 | 2,728 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $372,000 | 5,488 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $783,000 | 4,443 |
| Total equity capital | $15,966,000 | 3,815 |
| Total bank equity capital | $15,966,000 | 3,815 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $375,000 | 4,785 |
| Surplus | $1,000,000 | 6,618 |
| Undivided profits | $14,591,000 | 2,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $504,000 | 3,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,078,000 | 3,734 |
| Earning assets | $159,735,000 | 3,402 |
| Long-term assets (5+ years) | $31,153,000 | 2,564 |
| Average Assets, year-to-date | $170,746,000 | 3,385 |
| Average Assets, quarterly | $169,394,000 | 3,450 |
| Volatile liabilities | $25,214,000 | 4,140 |
| Insider loans | $287,000 | 6,232 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $502,000 | 1,199 |
| Unused loan commitments | $38,711,000 | 2,200 |
| Tier 1 (core) risk-based capital | $16,144,000 | 3,692 |
| Tier 2 risk-based capital | $1,593,000 | 2,866 |
| Total risk weighted assets | $127,008,000 | 3,322 |
| Total unused commitments | $38,711,000 | 2,201 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 63 | 2,804 |
| Assets and Liabilities | ||
| Total Assets: | $167,640,000 | 3,477 |
| Cash and due from depository institutions | $9,454,000 | 2,804 |
| Interest-bearing balances | $344,000 | 3,493 |
| Securities | $23,108,000 | 4,173 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,741 |
| Net loans & leases | $127,446,000 | 3,173 |
| Loan loss allowance | $1,969,000 | 2,485 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,332,000 | 5,366 |
| Other real estate owned | $0 | 2,804 |
| Goodwill and other intangibles | $152,000 | 2,739 |
| All other assets | $2,548,000 | 4,584 |
| Life insurance assets | $116,000 | 3,838 |
| Total liabilities and capital | $167,640,000 | 3,477 |
| Total liabilities | $151,917,000 | 3,437 |
| Total deposits | $150,263,000 | 3,201 |
| Interest-bearing deposits | $130,121,000 | 3,135 |
| Deposits held in domestic offices | $150,263,000 | 3,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,005,000 | 2,926 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $93,000 | 5,657 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $556,000 | 4,985 |
| Total equity capital | $15,723,000 | 3,738 |
| Total bank equity capital | $15,723,000 | 3,738 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $375,000 | 4,784 |
| Surplus | $1,000,000 | 6,628 |
| Undivided profits | $14,348,000 | 2,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $895,000 | 3,952 |
| Earning assets | $154,498,000 | 3,462 |
| Long-term assets (5+ years) | $35,534,000 | 2,302 |
| Average Assets, year-to-date | $170,612,000 | 3,387 |
| Average Assets, quarterly | $170,244,000 | 3,421 |
| Volatile liabilities | $21,355,000 | 4,496 |
| Insider loans | $292,000 | 6,220 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $629,000 | 1,101 |
| Unused loan commitments | $37,341,000 | 2,257 |
| Tier 1 (core) risk-based capital | $16,147,000 | 3,632 |
| Tier 2 risk-based capital | $1,543,000 | 2,886 |
| Total risk weighted assets | $123,054,000 | 3,385 |
| Total unused commitments | $37,341,000 | 2,258 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 60 | 2,915 |
| Assets and Liabilities | ||
| Total Assets: | $172,848,000 | 3,384 |
| Cash and due from depository institutions | $9,423,000 | 2,915 |
| Interest-bearing balances | $249,000 | 3,973 |
| Securities | $23,533,000 | 4,183 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,651 |
| Net loans & leases | $126,745,000 | 3,121 |
| Loan loss allowance | $1,962,000 | 2,450 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,323,000 | 5,355 |
| Other real estate owned | $0 | 2,915 |
| Goodwill and other intangibles | $151,000 | 2,726 |
| All other assets | $2,673,000 | 4,378 |
| Life insurance assets | $116,000 | 3,807 |
| Total liabilities and capital | $172,848,000 | 3,384 |
| Total liabilities | $157,080,000 | 3,330 |
| Total deposits | $155,350,000 | 3,109 |
| Interest-bearing deposits | $133,701,000 | 3,057 |
| Deposits held in domestic offices | $155,350,000 | 3,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $837,000 | 2,719 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $45,000 | 5,633 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $848,000 | 3,922 |
| Total equity capital | $15,768,000 | 3,693 |
| Total bank equity capital | $15,768,000 | 3,693 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $375,000 | 4,777 |
| Surplus | $1,000,000 | 6,614 |
| Undivided profits | $14,393,000 | 2,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,662,000 | 989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,028,000 | 3,339 |
| Earning assets | $159,527,000 | 3,370 |
| Long-term assets (5+ years) | $37,234,000 | 2,215 |
| Average Assets, year-to-date | $172,098,000 | 3,359 |
| Average Assets, quarterly | $172,098,000 | 3,359 |
| Volatile liabilities | $20,438,000 | 4,445 |
| Insider loans | $385,000 | 5,863 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $615,000 | 1,040 |
| Unused loan commitments | $31,132,000 | 2,507 |
| Tier 1 (core) risk-based capital | $16,042,000 | 3,600 |
| Tier 2 risk-based capital | $1,553,000 | 2,846 |
| Total risk weighted assets | $123,982,000 | 3,318 |
| Total unused commitments | $31,132,000 | 2,511 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 63 | 2,774 |
| Assets and Liabilities | ||
| Total Assets: | $171,348,000 | 3,370 |
| Cash and due from depository institutions | $8,988,000 | 2,774 |
| Interest-bearing balances | $313,000 | 3,760 |
| Securities | $22,906,000 | 4,264 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,027 |
| Net loans & leases | $128,895,000 | 3,036 |
| Loan loss allowance | $1,786,000 | 2,615 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,344,000 | 5,311 |
| Other real estate owned | $0 | 2,774 |
| Goodwill and other intangibles | $150,000 | 2,726 |
| All other assets | $2,565,000 | 4,465 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $171,348,000 | 3,370 |
| Total liabilities | $155,513,000 | 3,330 |
| Total deposits | $153,834,000 | 3,101 |
| Interest-bearing deposits | $132,556,000 | 3,032 |
| Deposits held in domestic offices | $153,834,000 | 3,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $784,000 | 2,922 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $136,000 | 5,667 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $759,000 | 4,104 |
| Total equity capital | $15,835,000 | 3,657 |
| Total bank equity capital | $15,835,000 | 3,657 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $375,000 | 4,800 |
| Surplus | $1,000,000 | 6,629 |
| Undivided profits | $14,460,000 | 2,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,829,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,069,000 | 3,261 |
| Earning assets | $158,614,000 | 3,329 |
| Long-term assets (5+ years) | $41,794,000 | 2,009 |
| Average Assets, year-to-date | $172,010,400 | 3,222 |
| Average Assets, quarterly | $172,086,500 | 3,317 |
| Volatile liabilities | $19,220,000 | 4,553 |
| Insider loans | $173,000 | 6,750 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $169,000 | 1,488 |
| Unused loan commitments | $33,839,000 | 2,334 |
| Tier 1 (core) risk-based capital | $16,051,000 | 3,555 |
| Tier 2 risk-based capital | $1,584,000 | 2,755 |
| Total risk weighted assets | $126,544,000 | 3,227 |
| Total unused commitments | $33,839,000 | 2,334 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 60 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $172,825,000 | 3,301 |
| Cash and due from depository institutions | $8,886,000 | 2,876 |
| Interest-bearing balances | $270,000 | 4,065 |
| Securities | $23,408,000 | 4,174 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,192 |
| Net loans & leases | $125,411,000 | 3,074 |
| Loan loss allowance | $2,156,000 | 2,233 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,305,000 | 5,343 |
| Other real estate owned | $0 | 2,876 |
| Goodwill and other intangibles | $154,000 | 2,691 |
| All other assets | $2,661,000 | 4,313 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $172,825,000 | 3,301 |
| Total liabilities | $156,799,000 | 3,262 |
| Total deposits | $154,663,000 | 3,032 |
| Interest-bearing deposits | $133,633,000 | 2,952 |
| Deposits held in domestic offices | $154,663,000 | 3,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,064,000 | 2,772 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $367,000 | 5,585 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $705,000 | 4,272 |
| Total equity capital | $16,026,000 | 3,583 |
| Total bank equity capital | $16,026,000 | 3,583 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $375,000 | 4,799 |
| Surplus | $1,000,000 | 6,626 |
| Undivided profits | $14,651,000 | 2,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,407,000 | 1,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,098,000 | 3,154 |
| Earning assets | $160,089,000 | 3,262 |
| Long-term assets (5+ years) | $44,249,000 | 1,938 |
| Average Assets, year-to-date | $172,176,000 | 3,207 |
| Average Assets, quarterly | $173,642,000 | 3,245 |
| Volatile liabilities | $19,269,000 | 4,493 |
| Insider loans | $179,000 | 6,738 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $536,000 | 1,205 |
| Unused loan commitments | $33,111,000 | 2,347 |
| Tier 1 (core) risk-based capital | $16,152,000 | 3,461 |
| Tier 2 risk-based capital | $1,565,000 | 2,737 |
| Total risk weighted assets | $124,578,000 | 3,222 |
| Total unused commitments | $33,111,000 | 2,350 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 58 | 2,951 |
| Assets and Liabilities | ||
| Total Assets: | $174,459,000 | 3,206 |
| Cash and due from depository institutions | $9,455,000 | 2,951 |
| Interest-bearing balances | $210,000 | 4,218 |
| Securities | $21,831,000 | 4,401 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,108 |
| Net loans & leases | $128,615,000 | 2,923 |
| Loan loss allowance | $2,201,000 | 2,153 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,343,000 | 5,253 |
| Other real estate owned | $0 | 2,951 |
| Goodwill and other intangibles | $162,000 | 2,671 |
| All other assets | $2,553,000 | 4,296 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $174,459,000 | 3,206 |
| Total liabilities | $158,302,000 | 3,182 |
| Total deposits | $156,017,000 | 2,963 |
| Interest-bearing deposits | $134,672,000 | 2,893 |
| Deposits held in domestic offices | $156,017,000 | 2,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $901,000 | 2,922 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $432,000 | 5,446 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $952,000 | 3,359 |
| Total equity capital | $16,157,000 | 3,506 |
| Total bank equity capital | $16,157,000 | 3,506 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $375,000 | 4,795 |
| Surplus | $1,000,000 | 6,607 |
| Undivided profits | $14,782,000 | 2,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 3,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,024,000 | 3,085 |
| Earning assets | $161,156,000 | 3,181 |
| Long-term assets (5+ years) | $45,961,000 | 1,908 |
| Average Assets, year-to-date | $171,959,670 | 3,189 |
| Average Assets, quarterly | $173,437,500 | 3,193 |
| Volatile liabilities | $17,659,000 | 4,567 |
| Insider loans | $199,000 | 6,640 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $167,000 | 1,588 |
| Unused loan commitments | $37,755,000 | 2,087 |
| Tier 1 (core) risk-based capital | $16,167,000 | 3,394 |
| Tier 2 risk-based capital | $1,593,000 | 2,667 |
| Total risk weighted assets | $126,861,000 | 3,097 |
| Total unused commitments | $37,755,000 | 2,087 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 60 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $172,416,000 | 3,217 |
| Cash and due from depository institutions | $8,083,000 | 2,831 |
| Interest-bearing balances | $175,000 | 4,508 |
| Securities | $21,568,000 | 4,502 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 2,171 |
| Net loans & leases | $133,164,000 | 2,811 |
| Loan loss allowance | $2,175,000 | 2,158 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,353,000 | 5,254 |
| Other real estate owned | $0 | 2,831 |
| Goodwill and other intangibles | $137,000 | 2,744 |
| All other assets | $2,711,000 | 4,105 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $172,416,000 | 3,217 |
| Total liabilities | $156,022,000 | 3,207 |
| Total deposits | $153,265,000 | 2,997 |
| Interest-bearing deposits | $132,168,000 | 2,941 |
| Deposits held in domestic offices | $153,265,000 | 2,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,396,000 | 2,435 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $297,000 | 5,410 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,064,000 | 3,067 |
| Total equity capital | $16,394,000 | 3,382 |
| Total bank equity capital | $16,394,000 | 3,382 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $375,000 | 4,822 |
| Surplus | $1,000,000 | 6,636 |
| Undivided profits | $15,019,000 | 2,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 3,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,078,000 | 2,847 |
| Earning assets | $160,307,000 | 3,187 |
| Long-term assets (5+ years) | $48,191,000 | 1,887 |
| Average Assets, year-to-date | $170,710,000 | 3,230 |
| Average Assets, quarterly | $170,710,000 | 3,230 |
| Volatile liabilities | $21,074,000 | 4,029 |
| Insider loans | $446,000 | 5,602 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $747,000 | 1,032 |
| Unused loan commitments | $32,507,000 | 2,269 |
| Tier 1 (core) risk-based capital | $16,576,000 | 3,281 |
| Tier 2 risk-based capital | $1,626,000 | 2,597 |
| Total risk weighted assets | $129,539,000 | 3,002 |
| Total unused commitments | $32,507,000 | 2,273 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 60 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $169,004,000 | 3,268 |
| Cash and due from depository institutions | $10,900,000 | 2,845 |
| Interest-bearing balances | $169,000 | 4,541 |
| Securities | $21,939,000 | 4,480 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,188 |
| Net loans & leases | $129,327,000 | 2,853 |
| Loan loss allowance | $2,109,000 | 2,192 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,379,000 | 5,204 |
| Other real estate owned | $0 | 2,845 |
| Goodwill and other intangibles | $140,000 | 2,727 |
| All other assets | $2,319,000 | 4,441 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $169,004,000 | 3,268 |
| Total liabilities | $152,644,000 | 3,259 |
| Total deposits | $150,077,000 | 3,052 |
| Interest-bearing deposits | $127,654,000 | 3,027 |
| Deposits held in domestic offices | $150,077,000 | 3,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,243,000 | 2,585 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $131,000 | 5,609 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,193,000 | 2,771 |
| Total equity capital | $16,360,000 | 3,401 |
| Total bank equity capital | $16,360,000 | 3,401 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $375,000 | 4,836 |
| Surplus | $1,000,000 | 6,652 |
| Undivided profits | $14,985,000 | 2,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $508,000 | 3,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $869,000 | 3,458 |
| Earning assets | $154,435,000 | 3,288 |
| Long-term assets (5+ years) | $46,599,000 | 1,957 |
| Average Assets, year-to-date | $168,172,800 | 3,164 |
| Average Assets, quarterly | $168,601,500 | 3,237 |
| Volatile liabilities | $18,530,000 | 4,319 |
| Insider loans | $60,000 | 7,545 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $583,000 | 1,071 |
| Unused loan commitments | $35,709,000 | 2,062 |
| Tier 1 (core) risk-based capital | $16,388,000 | 3,270 |
| Tier 2 risk-based capital | $1,583,000 | 2,645 |
| Total risk weighted assets | $126,119,000 | 3,043 |
| Total unused commitments | $35,709,000 | 2,063 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 60 | 2,843 |
| Assets and Liabilities | ||
| Total Assets: | $168,199,000 | 3,226 |
| Cash and due from depository institutions | $8,506,000 | 2,843 |
| Interest-bearing balances | $150,000 | 4,743 |
| Securities | $20,799,000 | 4,611 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,268 |
| Net loans & leases | $125,977,000 | 2,877 |
| Loan loss allowance | $2,251,000 | 2,079 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,436,000 | 5,070 |
| Other real estate owned | $0 | 2,843 |
| Goodwill and other intangibles | $137,000 | 2,710 |
| All other assets | $2,344,000 | 4,421 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $168,199,000 | 3,226 |
| Total liabilities | $151,865,000 | 3,213 |
| Total deposits | $149,249,000 | 3,007 |
| Interest-bearing deposits | $128,280,000 | 2,976 |
| Deposits held in domestic offices | $149,249,000 | 3,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,249,000 | 2,691 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $189,000 | 5,585 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,178,000 | 2,847 |
| Total equity capital | $16,334,000 | 3,384 |
| Total bank equity capital | $16,334,000 | 3,384 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $375,000 | 4,852 |
| Surplus | $1,000,000 | 6,653 |
| Undivided profits | $14,959,000 | 2,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 3,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $977,000 | 3,205 |
| Earning assets | $155,926,000 | 3,206 |
| Long-term assets (5+ years) | $47,831,000 | 1,941 |
| Average Assets, year-to-date | $167,965,000 | 3,167 |
| Average Assets, quarterly | $165,736,000 | 3,239 |
| Volatile liabilities | $17,973,000 | 4,359 |
| Insider loans | $65,000 | 7,512 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $517,000 | 1,164 |
| Unused loan commitments | $30,825,000 | 2,243 |
| Tier 1 (core) risk-based capital | $16,194,000 | 3,267 |
| Tier 2 risk-based capital | $1,630,000 | 2,553 |
| Total risk weighted assets | $125,482,000 | 3,008 |
| Total unused commitments | $30,825,000 | 2,249 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $163,273,000 | 3,300 |
| Cash and due from depository institutions | $10,009,000 | 2,954 |
| Interest-bearing balances | $1,139,000 | 2,704 |
| Securities | $21,064,000 | 4,647 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,415 |
| Net loans & leases | $127,198,000 | 2,818 |
| Loan loss allowance | $2,201,000 | 2,105 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,495,000 | 4,972 |
| Other real estate owned | $0 | 2,954 |
| Goodwill and other intangibles | $142,000 | 2,694 |
| All other assets | $2,365,000 | 4,379 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $163,273,000 | 3,300 |
| Total liabilities | $147,541,000 | 3,287 |
| Total deposits | $145,031,000 | 3,069 |
| Interest-bearing deposits | $123,417,000 | 3,049 |
| Deposits held in domestic offices | $145,031,000 | 3,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,331,000 | 2,656 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $226,000 | 5,542 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $953,000 | 3,048 |
| Total equity capital | $15,732,000 | 3,388 |
| Total bank equity capital | $15,732,000 | 3,388 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $375,000 | 4,884 |
| Surplus | $1,000,000 | 6,683 |
| Undivided profits | $14,357,000 | 2,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $658,000 | 3,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $838,000 | 3,462 |
| Earning assets | $150,401,000 | 3,285 |
| Long-term assets (5+ years) | $44,779,000 | 2,081 |
| Average Assets, year-to-date | $167,887,000 | 3,170 |
| Average Assets, quarterly | $165,899,000 | 3,231 |
| Volatile liabilities | $14,651,000 | 4,813 |
| Insider loans | $67,000 | 7,548 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $640,000 | 1,093 |
| Unused loan commitments | $28,585,000 | 2,349 |
| Tier 1 (core) risk-based capital | $15,788,000 | 3,305 |
| Tier 2 risk-based capital | $1,560,000 | 2,630 |
| Total risk weighted assets | $121,390,000 | 3,062 |
| Total unused commitments | $28,585,000 | 2,351 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 58 | 2,931 |
| Assets and Liabilities | ||
| Total Assets: | $168,525,000 | 3,183 |
| Cash and due from depository institutions | $8,284,000 | 2,931 |
| Interest-bearing balances | $40,000 | 6,053 |
| Securities | $21,803,000 | 4,527 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,313 |
| Net loans & leases | $123,393,000 | 2,828 |
| Loan loss allowance | $2,225,000 | 2,062 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,535,000 | 4,881 |
| Other real estate owned | $0 | 2,931 |
| Goodwill and other intangibles | $143,000 | 2,676 |
| All other assets | $2,367,000 | 4,228 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $168,525,000 | 3,183 |
| Total liabilities | $152,624,000 | 3,163 |
| Total deposits | $150,279,000 | 2,967 |
| Interest-bearing deposits | $129,667,000 | 2,941 |
| Deposits held in domestic offices | $150,279,000 | 2,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,024,000 | 2,484 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $492,000 | 5,210 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $829,000 | 3,649 |
| Total equity capital | $15,901,000 | 3,414 |
| Total bank equity capital | $15,901,000 | 3,414 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $375,000 | 4,895 |
| Surplus | $1,000,000 | 6,691 |
| Undivided profits | $14,526,000 | 2,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $916,000 | 2,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $935,000 | 3,079 |
| Earning assets | $156,236,000 | 3,159 |
| Long-term assets (5+ years) | $41,295,000 | 2,189 |
| Average Assets, year-to-date | $170,194,000 | 3,134 |
| Average Assets, quarterly | $170,194,000 | 3,134 |
| Volatile liabilities | $16,554,000 | 4,428 |
| Insider loans | $23,000 | 7,910 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $458,000 | 1,318 |
| Unused loan commitments | $30,969,000 | 2,172 |
| Tier 1 (core) risk-based capital | $15,625,000 | 3,290 |
| Tier 2 risk-based capital | $1,587,000 | 2,563 |
| Total risk weighted assets | $121,909,000 | 2,985 |
| Total unused commitments | $30,969,000 | 2,176 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 57 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $171,863,000 | 3,129 |
| Cash and due from depository institutions | $8,557,000 | 3,010 |
| Interest-bearing balances | $25,000 | 6,265 |
| Securities | $21,268,000 | 4,645 |
| Federal funds sold & reverse repurchase agreements | $10,800,000 | 1,089 |
| Net loans & leases | $127,333,000 | 2,738 |
| Loan loss allowance | $2,240,000 | 2,035 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,577,000 | 4,820 |
| Other real estate owned | $0 | 3,010 |
| Goodwill and other intangibles | $140,000 | 2,689 |
| All other assets | $2,188,000 | 4,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,863,000 | 3,129 |
| Total liabilities | $156,159,000 | 3,110 |
| Total deposits | $153,909,000 | 2,890 |
| Interest-bearing deposits | $125,686,000 | 2,991 |
| Deposits held in domestic offices | $153,909,000 | 2,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,237,000 | 2,567 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $112,000 | 5,538 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $901,000 | 3,312 |
| Total equity capital | $15,704,000 | 3,391 |
| Total bank equity capital | $15,704,000 | 3,391 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $375,000 | 4,937 |
| Surplus | $1,000,000 | 6,710 |
| Undivided profits | $14,329,000 | 2,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $637,000 | 3,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $870,000 | 3,416 |
| Earning assets | $159,426,000 | 3,095 |
| Long-term assets (5+ years) | $43,395,000 | 2,133 |
| Average Assets, year-to-date | $163,394,600 | 3,167 |
| Average Assets, quarterly | $168,243,000 | 3,160 |
| Volatile liabilities | $15,142,000 | 4,599 |
| Insider loans | $199,000 | 6,754 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $692,000 | 1,028 |
| Unused loan commitments | $30,299,000 | 2,132 |
| Tier 1 (core) risk-based capital | $15,490,000 | 3,282 |
| Tier 2 risk-based capital | $1,595,000 | 2,544 |
| Total risk weighted assets | $122,758,000 | 2,968 |
| Total unused commitments | $30,299,000 | 2,135 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $164,623,000 | 3,229 |
| Cash and due from depository institutions | $8,772,000 | 2,921 |
| Interest-bearing balances | $89,000 | 5,576 |
| Securities | $12,436,000 | 6,025 |
| Federal funds sold & reverse repurchase agreements | $10,800,000 | 1,325 |
| Net loans & leases | $128,899,000 | 2,683 |
| Loan loss allowance | $1,952,000 | 2,312 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,280,000 | 5,334 |
| Other real estate owned | $0 | 2,921 |
| Goodwill and other intangibles | $129,000 | 2,688 |
| All other assets | $2,307,000 | 4,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,623,000 | 3,229 |
| Total liabilities | $148,483,000 | 3,211 |
| Total deposits | $146,564,000 | 3,011 |
| Interest-bearing deposits | $127,291,000 | 2,970 |
| Deposits held in domestic offices | $146,564,000 | 3,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $984,000 | 2,596 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $72,000 | 5,575 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $863,000 | 3,562 |
| Total equity capital | $16,140,000 | 3,280 |
| Total bank equity capital | $16,140,000 | 3,280 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $375,000 | 4,966 |
| Surplus | $1,000,000 | 6,726 |
| Undivided profits | $14,765,000 | 2,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 4,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $933,000 | 3,353 |
| Earning assets | $152,224,000 | 3,197 |
| Long-term assets (5+ years) | $42,197,000 | 2,147 |
| Average Assets, year-to-date | $161,277,500 | 3,220 |
| Average Assets, quarterly | $163,361,000 | 3,228 |
| Volatile liabilities | $16,326,000 | 4,394 |
| Insider loans | $164,000 | 7,015 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $1,393,000 | 986 |
| Unused loan commitments | $25,857,000 | 2,386 |
| Tier 1 (core) risk-based capital | $15,961,000 | 3,181 |
| Tier 2 risk-based capital | $1,599,000 | 2,531 |
| Total risk weighted assets | $123,457,000 | 2,938 |
| Total unused commitments | $25,857,000 | 2,389 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 56 | 3,052 |
| Assets and Liabilities | ||
| Total Assets: | $162,099,000 | 3,255 |
| Cash and due from depository institutions | $9,112,000 | 3,052 |
| Interest-bearing balances | $76,000 | 5,724 |
| Securities | $11,011,000 | 6,245 |
| Federal funds sold & reverse repurchase agreements | $8,600,000 | 1,864 |
| Net loans & leases | $129,812,000 | 2,646 |
| Loan loss allowance | $1,906,000 | 2,325 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,332,000 | 5,212 |
| Other real estate owned | $0 | 3,052 |
| Goodwill and other intangibles | $116,000 | 2,679 |
| All other assets | $2,116,000 | 4,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,099,000 | 3,255 |
| Total liabilities | $146,157,000 | 3,238 |
| Total deposits | $143,556,000 | 3,071 |
| Interest-bearing deposits | $125,162,000 | 2,984 |
| Deposits held in domestic offices | $143,556,000 | 3,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,035,000 | 2,469 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $720,000 | 5,097 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $846,000 | 3,703 |
| Total equity capital | $15,942,000 | 3,326 |
| Total bank equity capital | $15,942,000 | 3,326 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $375,000 | 4,976 |
| Surplus | $1,000,000 | 6,729 |
| Undivided profits | $14,567,000 | 2,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $725,000 | 3,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $866,000 | 3,453 |
| Earning assets | $149,499,000 | 3,224 |
| Long-term assets (5+ years) | $41,003,000 | 2,084 |
| Average Assets, year-to-date | $160,162,330 | 3,239 |
| Average Assets, quarterly | $161,220,500 | 3,236 |
| Volatile liabilities | $16,839,000 | 4,271 |
| Insider loans | $165,000 | 7,031 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $1,064,000 | 1,423 |
| Unused loan commitments | $27,000,000 | 2,295 |
| Tier 1 (core) risk-based capital | $15,692,000 | 3,173 |
| Tier 2 risk-based capital | $1,580,000 | 2,514 |
| Total risk weighted assets | $121,718,000 | 2,941 |
| Total unused commitments | $27,000,000 | 2,304 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 58 | 2,953 |
| Assets and Liabilities | ||
| Total Assets: | $160,342,000 | 3,252 |
| Cash and due from depository institutions | $9,444,000 | 2,953 |
| Interest-bearing balances | $57,000 | 5,779 |
| Securities | $10,405,000 | 6,413 |
| Federal funds sold & reverse repurchase agreements | $10,400,000 | 1,646 |
| Net loans & leases | $126,325,000 | 2,650 |
| Loan loss allowance | $1,862,000 | 2,321 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,386,000 | 5,076 |
| Other real estate owned | $51,000 | 2,953 |
| Goodwill and other intangibles | $88,000 | 2,750 |
| All other assets | $2,243,000 | 4,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,342,000 | 3,252 |
| Total liabilities | $144,704,000 | 3,230 |
| Total deposits | $142,835,000 | 3,050 |
| Interest-bearing deposits | $125,260,000 | 2,978 |
| Deposits held in domestic offices | $142,835,000 | 3,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $820,000 | 2,457 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $63,000 | 5,536 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $986,000 | 3,373 |
| Total equity capital | $15,638,000 | 3,322 |
| Total bank equity capital | $15,638,000 | 3,322 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $375,000 | 4,992 |
| Surplus | $1,000,000 | 6,738 |
| Undivided profits | $14,263,000 | 2,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $464,000 | 4,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $868,000 | 3,457 |
| Earning assets | $147,187,000 | 3,238 |
| Long-term assets (5+ years) | $43,973,000 | 1,937 |
| Average Assets, year-to-date | $159,194,000 | 3,243 |
| Average Assets, quarterly | $159,194,000 | 3,243 |
| Volatile liabilities | $16,930,000 | 4,224 |
| Insider loans | $232,000 | 6,672 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $544,000 | 1,545 |
| Unused loan commitments | $25,318,000 | 2,304 |
| Tier 1 (core) risk-based capital | $15,438,000 | 3,168 |
| Tier 2 risk-based capital | $1,526,000 | 2,531 |
| Total risk weighted assets | $119,400,000 | 2,931 |
| Total unused commitments | $25,318,000 | 2,315 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 57 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $158,046,000 | 3,248 |
| Cash and due from depository institutions | $9,903,000 | 2,960 |
| Interest-bearing balances | $50,000 | 5,783 |
| Securities | $11,177,000 | 6,249 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,357 |
| Net loans & leases | $130,869,000 | 2,548 |
| Loan loss allowance | $1,810,000 | 2,342 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,428,000 | 4,983 |
| Other real estate owned | $0 | 2,960 |
| Goodwill and other intangibles | $52,000 | 2,844 |
| All other assets | $2,117,000 | 4,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,046,000 | 3,248 |
| Total liabilities | $142,716,000 | 3,228 |
| Total deposits | $140,122,000 | 3,043 |
| Interest-bearing deposits | $121,552,000 | 2,991 |
| Deposits held in domestic offices | $140,122,000 | 3,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $969,000 | 2,498 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $728,000 | 5,089 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $897,000 | 3,650 |
| Total equity capital | $15,330,000 | 3,343 |
| Total bank equity capital | $15,330,000 | 3,343 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $375,000 | 5,004 |
| Surplus | $1,000,000 | 6,735 |
| Undivided profits | $13,955,000 | 2,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $925,000 | 2,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $880,000 | 3,586 |
| Earning assets | $144,596,000 | 3,248 |
| Long-term assets (5+ years) | $43,983,000 | 1,904 |
| Average Assets, year-to-date | $154,845,400 | 3,174 |
| Average Assets, quarterly | $159,334,000 | 3,208 |
| Volatile liabilities | $17,541,000 | 4,085 |
| Insider loans | $235,000 | 6,671 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $846,000 | 1,403 |
| Unused loan commitments | $21,824,000 | 2,486 |
| Tier 1 (core) risk-based capital | $15,114,000 | 3,172 |
| Tier 2 risk-based capital | $1,535,000 | 2,484 |
| Total risk weighted assets | $119,848,000 | 2,881 |
| Total unused commitments | $21,824,000 | 2,492 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 58 | 2,923 |
| Assets and Liabilities | ||
| Total Assets: | $147,899,000 | 3,308 |
| Cash and due from depository institutions | $12,534,000 | 2,923 |
| Interest-bearing balances | $69,000 | 5,517 |
| Securities | $12,065,000 | 6,002 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,235 |
| Net loans & leases | $116,910,000 | 2,738 |
| Loan loss allowance | $1,729,000 | 2,278 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,703,000 | 4,500 |
| Other real estate owned | $0 | 2,923 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,087,000 | 4,430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,899,000 | 3,308 |
| Total liabilities | $133,615,000 | 3,299 |
| Total deposits | $131,581,000 | 3,081 |
| Interest-bearing deposits | $113,699,000 | 3,034 |
| Deposits held in domestic offices | $131,581,000 | 3,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $999,000 | 2,650 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $89,000 | 5,448 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $946,000 | 3,601 |
| Total equity capital | $14,284,000 | 3,334 |
| Total bank equity capital | $14,284,000 | 3,334 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $375,000 | 5,114 |
| Surplus | $1,000,000 | 6,834 |
| Undivided profits | $12,909,000 | 2,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 4,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $813,000 | 4,146 |
| Earning assets | $131,644,000 | 3,357 |
| Long-term assets (5+ years) | $44,671,000 | 1,869 |
| Average Assets, year-to-date | $145,239,600 | 3,228 |
| Average Assets, quarterly | $145,548,500 | 3,317 |
| Volatile liabilities | $20,619,000 | 3,598 |
| Insider loans | $186,000 | 7,042 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $850,000 | 1,238 |
| Unused loan commitments | $18,712,000 | 2,605 |
| Tier 1 (core) risk-based capital | $14,178,000 | 3,225 |
| Tier 2 risk-based capital | $1,276,000 | 2,747 |
| Total risk weighted assets | $101,605,000 | 3,176 |
| Total unused commitments | $18,712,000 | 2,613 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 51 | 3,286 |
| Assets and Liabilities | ||
| Total Assets: | $144,444,000 | 3,259 |
| Cash and due from depository institutions | $5,623,000 | 3,286 |
| Interest-bearing balances | $13,000 | 6,231 |
| Securities | $12,400,000 | 6,140 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 2,929 |
| Net loans & leases | $119,747,000 | 2,602 |
| Loan loss allowance | $1,674,000 | 2,231 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,346,000 | 5,152 |
| Other real estate owned | $0 | 3,286 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,528,000 | 4,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,444,000 | 3,259 |
| Total liabilities | $131,193,000 | 3,239 |
| Total deposits | $129,011,000 | 3,029 |
| Interest-bearing deposits | $114,485,000 | 2,946 |
| Deposits held in domestic offices | $129,011,000 | 3,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $858,000 | 2,881 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $190,000 | 5,329 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,134,000 | 3,259 |
| Total equity capital | $13,251,000 | 3,445 |
| Total bank equity capital | $13,251,000 | 3,445 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $375,000 | 5,278 |
| Surplus | $1,000,000 | 6,954 |
| Undivided profits | $11,876,000 | 2,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 6,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $832,000 | 3,285 |
| Earning assets | $135,960,000 | 3,201 |
| Long-term assets (5+ years) | $36,604,000 | 2,061 |
| Average Assets, year-to-date | $137,536,200 | 3,252 |
| Average Assets, quarterly | $142,301,000 | 3,264 |
| Volatile liabilities | $22,835,000 | 3,332 |
| Insider loans | $188,000 | 7,213 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,872,000 | 2,531 |
| Tier 1 (core) risk-based capital | $13,130,000 | 3,371 |
| Tier 2 risk-based capital | $1,318,810 | 2,564 |
| Total risk weighted assets | $105,149,410 | 2,965 |
| Total unused commitments | $17,872,000 | 2,535 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 51 | 3,390 |
| Assets and Liabilities | ||
| Total Assets: | $129,982,000 | 3,519 |
| Cash and due from depository institutions | $5,173,000 | 3,390 |
| Interest-bearing balances | $6,000 | 6,540 |
| Securities | $15,958,000 | 5,596 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $106,048,000 | 2,771 |
| Loan loss allowance | $1,539,000 | 2,333 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,445,000 | 4,966 |
| Other real estate owned | $0 | 3,390 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,358,000 | 5,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,982,000 | 3,519 |
| Total liabilities | $117,309,000 | 3,500 |
| Total deposits | $114,496,000 | 3,295 |
| Interest-bearing deposits | $101,494,000 | 3,217 |
| Deposits held in domestic offices | $114,496,000 | 3,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,461,000 | 2,772 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $488,000 | 5,029 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $864,000 | 3,639 |
| Total equity capital | $12,673,000 | 3,480 |
| Total bank equity capital | $12,673,000 | 3,480 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $375,000 | 5,449 |
| Surplus | $1,000,000 | 7,100 |
| Undivided profits | $11,298,000 | 2,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $617,000 | 3,790 |
| Earning assets | $122,012,000 | 3,443 |
| Long-term assets (5+ years) | $37,179,000 | 2,166 |
| Average Assets, year-to-date | $126,230,600 | 3,483 |
| Average Assets, quarterly | $130,304,000 | 3,486 |
| Volatile liabilities | $12,494,000 | 4,797 |
| Insider loans | $234,000 | 6,940 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,172,000 | 2,859 |
| Tier 1 (core) risk-based capital | $12,710,000 | 3,462 |
| Tier 2 risk-based capital | $1,137,020 | 2,799 |
| Total risk weighted assets | $90,559,320 | 3,251 |
| Total unused commitments | $15,172,000 | 2,866 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 52 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $121,192,000 | 3,680 |
| Cash and due from depository institutions | $6,192,000 | 3,358 |
| Interest-bearing balances | $30,000 | 5,826 |
| Securities | $18,952,000 | 5,005 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 4,389 |
| Net loans & leases | $89,717,000 | 3,031 |
| Loan loss allowance | $1,427,000 | 2,429 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,586,000 | 4,615 |
| Other real estate owned | $0 | 3,358 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,245,000 | 5,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,192,000 | 3,680 |
| Total liabilities | $109,420,000 | 3,654 |
| Total deposits | $107,062,000 | 3,491 |
| Interest-bearing deposits | $92,667,000 | 3,460 |
| Deposits held in domestic offices | $107,062,000 | 3,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,476,000 | 2,174 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $131,000 | 4,720 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $751,000 | 4,387 |
| Total equity capital | $11,772,000 | 3,778 |
| Total bank equity capital | $11,772,000 | 3,778 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $375,000 | 5,516 |
| Surplus | $1,000,000 | 7,132 |
| Undivided profits | $10,397,000 | 2,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 8,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $767,000 | 3,015 |
| Earning assets | $112,199,000 | 3,664 |
| Long-term assets (5+ years) | $24,229,000 | 2,772 |
| Average Assets, year-to-date | $117,346,200 | 3,603 |
| Average Assets, quarterly | $119,434,500 | 3,662 |
| Volatile liabilities | $9,138,000 | 5,255 |
| Insider loans | $235,000 | 6,912 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,121,000 | 3,059 |
| Tier 1 (core) risk-based capital | $11,547,000 | 3,676 |
| Tier 2 risk-based capital | $1,020,280 | 2,966 |
| Total risk weighted assets | $81,215,280 | 3,392 |
| Total unused commitments | $13,121,000 | 3,065 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 52 | 3,486 |
| Assets and Liabilities | ||
| Total Assets: | $115,133,000 | 3,809 |
| Cash and due from depository institutions | $6,450,000 | 3,486 |
| Interest-bearing balances | $1,000 | 6,547 |
| Securities | $21,180,000 | 4,708 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,096 |
| Net loans & leases | $80,344,000 | 3,347 |
| Loan loss allowance | $1,294,000 | 2,673 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,552,000 | 4,604 |
| Other real estate owned | $0 | 3,486 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,407,000 | 4,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,133,000 | 3,809 |
| Total liabilities | $104,807,000 | 3,752 |
| Total deposits | $102,213,000 | 3,621 |
| Interest-bearing deposits | $87,989,000 | 3,627 |
| Deposits held in domestic offices | $102,213,000 | 3,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,237,000 | 2,512 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $693,000 | 3,832 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $664,000 | 4,867 |
| Total equity capital | $10,326,000 | 4,177 |
| Total bank equity capital | $10,326,000 | 4,177 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $375,000 | 5,752 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $8,951,000 | 2,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 7,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $539,000 | 4,393 |
| Earning assets | $105,725,000 | 3,831 |
| Long-term assets (5+ years) | $15,857,000 | 3,254 |
| Average Assets, year-to-date | $109,696,400 | 3,818 |
| Average Assets, quarterly | $114,013,500 | 3,792 |
| Volatile liabilities | $10,022,000 | 5,007 |
| Insider loans | $433,000 | 5,779 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,879,000 | 2,876 |
| Tier 1 (core) risk-based capital | $10,167,000 | 4,102 |
| Tier 2 risk-based capital | $939,210 | 3,110 |
| Total risk weighted assets | $74,782,010 | 3,613 |
| Total unused commitments | $12,879,000 | 2,880 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $104,284,000 | 4,257 |
| Cash and due from depository institutions | $5,763,000 | 3,734 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $23,544,000 | 4,713 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,065 |
| Net loans & leases | $70,852,000 | 3,804 |
| Loan loss allowance | $1,201,000 | 2,990 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,487,000 | 4,727 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,438,000 | 4,756 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,284,000 | 4,257 |
| Total liabilities | $92,563,000 | 4,318 |
| Total deposits | $90,280,000 | 4,182 |
| Interest-bearing deposits | $79,880,000 | 4,066 |
| Deposits held in domestic offices | $90,280,000 | 4,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,191,000 | 2,651 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $419,000 | 4,076 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $673,000 | 4,807 |
| Total equity capital | $11,721,000 | 3,755 |
| Total bank equity capital | $11,721,000 | 3,755 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $375,000 | 6,099 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $10,346,000 | 2,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 7,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $482,000 | 4,813 |
| Earning assets | $95,596,000 | 4,269 |
| Long-term assets (5+ years) | $13,837,000 | 3,447 |
| Average Assets, year-to-date | $101,151,600 | 4,218 |
| Average Assets, quarterly | $103,643,500 | 4,229 |
| Volatile liabilities | $8,126,000 | 5,555 |
| Insider loans | $254,000 | 7,223 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,088,000 | 2,971 |
| Tier 1 (core) risk-based capital | $11,579,000 | 3,704 |
| Tier 2 risk-based capital | $817,960 | 3,577 |
| Total risk weighted assets | $65,053,460 | 4,090 |
| Total unused commitments | $12,088,000 | 2,986 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 48 | 3,993 |
| Assets and Liabilities | ||
| Total Assets: | $97,059,000 | 4,541 |
| Cash and due from depository institutions | $6,432,000 | 3,993 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $24,577,000 | 4,773 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,903 |
| Net loans & leases | $62,093,000 | 4,146 |
| Loan loss allowance | $1,182,000 | 3,049 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,552,000 | 4,555 |
| Other real estate owned | $0 | 3,993 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,205,000 | 5,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,059,000 | 4,541 |
| Total liabilities | $86,246,000 | 4,591 |
| Total deposits | $84,913,000 | 4,454 |
| Interest-bearing deposits | $74,729,000 | 4,351 |
| Deposits held in domestic offices | $84,913,000 | 4,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 3,017 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $202,000 | 4,008 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $581,000 | 5,602 |
| Total equity capital | $10,813,000 | 4,035 |
| Total bank equity capital | $10,813,000 | 4,035 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $375,000 | 6,435 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $9,438,000 | 2,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 10,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $461,000 | 5,127 |
| Earning assets | $87,870,000 | 4,596 |
| Long-term assets (5+ years) | $11,943,000 | 3,606 |
| Average Assets, year-to-date | $96,684,600 | 4,385 |
| Average Assets, quarterly | $97,330,000 | 4,482 |
| Volatile liabilities | $5,189,000 | 6,795 |
| Insider loans | $170,000 | 8,301 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,167,000 | 2,839 |
| Tier 1 (core) risk-based capital | $10,555,000 | 4,006 |
| Tier 2 risk-based capital | $719,810 | 3,943 |
| Total risk weighted assets | $57,122,310 | 4,514 |
| Total unused commitments | $12,167,000 | 2,850 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 49 | 4,054 |
| Assets and Liabilities | ||
| Total Assets: | $94,547,000 | 4,598 |
| Cash and due from depository institutions | $5,988,000 | 4,054 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $23,493,000 | 5,225 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 2,664 |
| Net loans & leases | $59,086,000 | 4,252 |
| Loan loss allowance | $1,025,000 | 3,502 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,519,000 | 4,573 |
| Other real estate owned | $0 | 4,054 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,261,000 | 5,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,547,000 | 4,598 |
| Total liabilities | $85,159,000 | 4,623 |
| Total deposits | $83,248,000 | 4,497 |
| Interest-bearing deposits | $73,936,000 | 4,355 |
| Deposits held in domestic offices | $83,248,000 | 4,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $894,000 | 3,491 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $529,000 | 3,682 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $488,000 | 5,292 |
| Total equity capital | $9,388,000 | 4,311 |
| Total bank equity capital | $9,388,000 | 4,311 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $375,000 | 6,804 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $8,013,000 | 2,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $388,000 | 5,327 |
| Earning assets | $85,779,000 | 4,638 |
| Long-term assets (5+ years) | $10,376,000 | 4,019 |
| Average Assets, year-to-date | $93,084,200 | 4,562 |
| Average Assets, quarterly | $93,994,000 | 4,578 |
| Volatile liabilities | $4,670,000 | 6,996 |
| Insider loans | $90,000 | 9,591 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,808,000 | 2,795 |
| Tier 1 (core) risk-based capital | $9,688,000 | 4,259 |
| Tier 2 risk-based capital | $692,700 | 4,037 |
| Total risk weighted assets | $55,083,400 | 4,562 |
| Total unused commitments | $11,808,000 | 2,806 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 49 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $92,753,000 | 4,779 |
| Cash and due from depository institutions | $6,335,000 | 4,243 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $24,828,000 | 5,236 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,118 |
| Net loans & leases | $56,628,000 | 4,310 |
| Loan loss allowance | $914,000 | 4,007 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,467,000 | 4,749 |
| Other real estate owned | $0 | 4,243 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,095,000 | 5,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,753,000 | 4,779 |
| Total liabilities | $83,806,000 | 4,799 |
| Total deposits | $81,791,000 | 4,695 |
| Interest-bearing deposits | $74,345,000 | 4,494 |
| Deposits held in domestic offices | $81,791,000 | 4,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $820,000 | 2,918 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $715,000 | 3,061 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $480,000 | 5,516 |
| Total equity capital | $8,947,000 | 4,525 |
| Total bank equity capital | $8,947,000 | 4,525 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $375,000 | 7,137 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $7,572,000 | 3,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 9,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $366,000 | 5,068 |
| Earning assets | $83,856,000 | 4,829 |
| Long-term assets (5+ years) | $9,096,000 | 4,638 |
| Average Assets, year-to-date | $90,160,400 | 4,791 |
| Average Assets, quarterly | $91,831,000 | 4,779 |
| Volatile liabilities | $3,808,000 | 7,510 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,956,000 | 2,703 |
| Tier 1 (core) risk-based capital | $8,947,000 | 4,432 |
| Tier 2 risk-based capital | $682,400 | 4,038 |
| Total risk weighted assets | $54,360,000 | 4,552 |
| Total unused commitments | $11,956,000 | 2,726 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 49 | 4,314 |
| Assets and Liabilities | ||
| Total Assets: | $89,666,000 | 4,993 |
| Cash and due from depository institutions | $5,910,000 | 4,314 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $24,164,000 | 5,300 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 5,383 |
| Net loans & leases | $53,355,000 | 4,578 |
| Loan loss allowance | $718,000 | 4,904 |
| Trading account assets | $493,000 | 285 |
| Bank premises and fixed assets | $1,469,000 | 4,735 |
| Other real estate owned | $399,000 | 4,314 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,176,000 | 5,578 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,666,000 | 4,993 |
| Total liabilities | $81,567,000 | 4,995 |
| Total deposits | $79,434,000 | 4,931 |
| Interest-bearing deposits | $71,766,000 | 4,775 |
| Deposits held in domestic offices | $79,434,000 | 4,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $883,000 | 2,665 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $488,000 | 3,200 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $762,000 | 4,083 |
| Total equity capital | $8,099,000 | 4,733 |
| Total bank equity capital | $8,099,000 | 4,733 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $375,000 | 7,514 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $6,724,000 | 3,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 8,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $454,000 | 4,481 |
| Earning assets | $80,712,000 | 5,044 |
| Long-term assets (5+ years) | $10,883,000 | 4,117 |
| Average Assets, year-to-date | $86,184,400 | 5,056 |
| Average Assets, quarterly | $88,939,000 | 4,980 |
| Volatile liabilities | $4,127,000 | 7,293 |
| Insider loans | $64,000 | 6,725 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,299,000 | 2,709 |
| Tier 1 (core) risk-based capital | $8,099,000 | 4,663 |
| Tier 2 risk-based capital | $647,200 | 4,218 |
| Total risk weighted assets | $51,705,100 | 4,800 |
| Total unused commitments | $11,299,000 | 2,724 |
| Derivatives | $0 | 651 |