Home > Easton Bank & Trust > Income and Expense
Easton Bank & Trust, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 3,837 |
| Total interest expense | $252,000 | 3,787 |
| Net interest income | $2,317,000 | 3,810 |
| Provision for loan and lease losses | $250,000 | 1,275 |
| Total noninterest income | $400,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $157,000 | 2,938 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $243,000 | 3,350 |
| Total noninterest expense | $2,301,000 | 3,459 |
| Salaries and employee benefits | $1,072,000 | 3,810 |
| Premises and equipment expense | $203,000 | 3,959 |
| Additional noninterest expense | $1,026,000 | 2,752 |
| Pre-tax net operating income | $166,000 | 5,369 |
| Securities gains (losses) | $14,000 | 1,877 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $180,000 | 5,216 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $180,000 | 5,218 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $180,000 | 5,220 |
| Net charge-offs | $948,000 | 365 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $166,000 | 5,246 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 3,825 |
| Total interest expense | $128,000 | 3,789 |
| Net interest income | $1,171,000 | 3,797 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $211,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $79,000 | 2,888 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $132,000 | 3,214 |
| Total noninterest expense | $1,075,000 | 3,633 |
| Salaries and employee benefits | $545,000 | 3,803 |
| Premises and equipment expense | $99,000 | 4,047 |
| Additional noninterest expense | $431,000 | 3,127 |
| Pre-tax net operating income | $207,000 | 4,385 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $207,000 | 4,230 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $207,000 | 4,232 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $207,000 | 4,233 |
| Net charge-offs | $328,000 | 507 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $207,000 | 4,154 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,911,000 | 3,567 |
| Total interest expense | $617,000 | 3,560 |
| Net interest income | $5,294,000 | 3,513 |
| Provision for loan and lease losses | $600,000 | 1,269 |
| Total noninterest income | $825,000 | 3,437 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $349,000 | 2,948 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $476,000 | 3,333 |
| Total noninterest expense | $4,744,000 | 3,434 |
| Salaries and employee benefits | $2,199,000 | 3,795 |
| Premises and equipment expense | $499,000 | 3,638 |
| Additional noninterest expense | $2,046,000 | 2,834 |
| Pre-tax net operating income | $775,000 | 4,514 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $775,000 | 4,346 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $775,000 | 4,346 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $775,000 | 4,347 |
| Net charge-offs | $863,000 | 1,011 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $775,000 | 4,295 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 3,561 |
| Total interest expense | $477,000 | 3,542 |
| Net interest income | $4,016,000 | 3,525 |
| Provision for loan and lease losses | $500,000 | 1,127 |
| Total noninterest income | $616,000 | 3,471 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $262,000 | 2,979 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $354,000 | 3,385 |
| Total noninterest expense | $3,562,000 | 3,446 |
| Salaries and employee benefits | $1,638,000 | 3,820 |
| Premises and equipment expense | $405,000 | 3,504 |
| Additional noninterest expense | $1,519,000 | 2,850 |
| Pre-tax net operating income | $570,000 | 4,637 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $570,000 | 4,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $570,000 | 4,421 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $570,000 | 4,422 |
| Net charge-offs | $716,000 | 877 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $570,000 | 4,374 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 3,510 |
| Total interest expense | $331,000 | 3,503 |
| Net interest income | $2,735,000 | 3,472 |
| Provision for loan and lease losses | $400,000 | 998 |
| Total noninterest income | $455,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $172,000 | 2,979 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $283,000 | 3,119 |
| Total noninterest expense | $2,309,000 | 3,521 |
| Salaries and employee benefits | $1,085,000 | 3,849 |
| Premises and equipment expense | $271,000 | 3,518 |
| Additional noninterest expense | $953,000 | 3,004 |
| Pre-tax net operating income | $481,000 | 4,235 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $481,000 | 4,022 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $481,000 | 4,027 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $481,000 | 4,027 |
| Net charge-offs | $239,000 | 1,453 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $481,000 | 3,962 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 3,430 |
| Total interest expense | $176,000 | 3,432 |
| Net interest income | $1,429,000 | 3,389 |
| Provision for loan and lease losses | $250,000 | 826 |
| Total noninterest income | $232,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $85,000 | 2,982 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $147,000 | 2,997 |
| Total noninterest expense | $1,096,000 | 3,675 |
| Salaries and employee benefits | $516,000 | 3,997 |
| Premises and equipment expense | $119,000 | 3,847 |
| Additional noninterest expense | $461,000 | 3,082 |
| Pre-tax net operating income | $315,000 | 3,736 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $315,000 | 3,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $315,000 | 3,465 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $315,000 | 3,465 |
| Net charge-offs | $113,000 | 1,293 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $315,000 | 3,418 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,302,000 | 3,505 |
| Total interest expense | $926,000 | 3,121 |
| Net interest income | $5,376,000 | 3,533 |
| Provision for loan and lease losses | $800,000 | 1,326 |
| Total noninterest income | $1,009,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $372,000 | 2,981 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $637,000 | 3,018 |
| Total noninterest expense | $4,643,000 | 3,583 |
| Salaries and employee benefits | $2,182,000 | 3,891 |
| Premises and equipment expense | $538,000 | 3,566 |
| Additional noninterest expense | $1,923,000 | 3,071 |
| Pre-tax net operating income | $942,000 | 4,166 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $942,000 | 4,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $942,000 | 4,005 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $942,000 | 4,006 |
| Net charge-offs | $1,501,000 | 936 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $942,000 | 3,951 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,759,000 | 3,523 |
| Total interest expense | $730,000 | 3,083 |
| Net interest income | $4,029,000 | 3,552 |
| Provision for loan and lease losses | $650,000 | 1,254 |
| Total noninterest income | $706,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $280,000 | 2,973 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $426,000 | 3,257 |
| Total noninterest expense | $3,465,000 | 3,610 |
| Salaries and employee benefits | $1,632,000 | 3,892 |
| Premises and equipment expense | $447,000 | 3,360 |
| Additional noninterest expense | $1,386,000 | 3,149 |
| Pre-tax net operating income | $620,000 | 4,455 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $620,000 | 4,255 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $620,000 | 4,257 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $620,000 | 4,259 |
| Net charge-offs | $1,056,000 | 958 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $620,000 | 4,181 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 3,532 |
| Total interest expense | $515,000 | 3,002 |
| Net interest income | $2,653,000 | 3,568 |
| Provision for loan and lease losses | $500,000 | 1,162 |
| Total noninterest income | $463,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $191,000 | 2,884 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $272,000 | 3,349 |
| Total noninterest expense | $2,284,000 | 3,650 |
| Salaries and employee benefits | $1,089,000 | 3,916 |
| Premises and equipment expense | $300,000 | 3,352 |
| Additional noninterest expense | $895,000 | 3,214 |
| Pre-tax net operating income | $332,000 | 4,745 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $332,000 | 4,588 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $332,000 | 4,590 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $332,000 | 4,591 |
| Net charge-offs | $844,000 | 874 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $332,000 | 4,494 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 3,477 |
| Total interest expense | $272,000 | 2,967 |
| Net interest income | $1,370,000 | 3,520 |
| Provision for loan and lease losses | $275,000 | 1,084 |
| Total noninterest income | $135,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $95,000 | 2,882 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 4,987 |
| Total noninterest expense | $1,154,000 | 3,656 |
| Salaries and employee benefits | $550,000 | 3,929 |
| Premises and equipment expense | $148,000 | 3,415 |
| Additional noninterest expense | $456,000 | 3,179 |
| Pre-tax net operating income | $76,000 | 5,560 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $76,000 | 5,523 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $76,000 | 5,525 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $76,000 | 5,525 |
| Net charge-offs | $288,000 | 1,083 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $76,000 | 5,421 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,148,000 | 3,396 |
| Total interest expense | $1,628,000 | 2,552 |
| Net interest income | $5,520,000 | 3,573 |
| Provision for loan and lease losses | $1,342,000 | 1,440 |
| Total noninterest income | $670,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $426,000 | 2,797 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $244,000 | 4,352 |
| Total noninterest expense | $5,063,000 | 3,429 |
| Salaries and employee benefits | $2,301,000 | 3,781 |
| Premises and equipment expense | $585,000 | 3,441 |
| Additional noninterest expense | $2,177,000 | 2,894 |
| Pre-tax net operating income | $-215,000 | 6,363 |
| Securities gains (losses) | $123,000 | 2,103 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-92,000 | 6,404 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-92,000 | 6,398 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-92,000 | 6,400 |
| Net charge-offs | $1,082,000 | 1,743 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-215,000 | 6,382 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,384,000 | 3,450 |
| Total interest expense | $1,298,000 | 2,532 |
| Net interest income | $4,086,000 | 3,657 |
| Provision for loan and lease losses | $1,025,000 | 1,415 |
| Total noninterest income | $578,000 | 3,757 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $323,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $255,000 | 3,913 |
| Total noninterest expense | $3,712,000 | 3,520 |
| Salaries and employee benefits | $1,752,000 | 3,753 |
| Premises and equipment expense | $467,000 | 3,336 |
| Additional noninterest expense | $1,493,000 | 3,123 |
| Pre-tax net operating income | $-73,000 | 6,388 |
| Securities gains (losses) | $21,000 | 2,854 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-52,000 | 6,494 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-52,000 | 6,491 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-52,000 | 6,491 |
| Net charge-offs | $678,000 | 1,849 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-73,000 | 6,408 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,566,000 | 3,491 |
| Total interest expense | $908,000 | 2,501 |
| Net interest income | $2,658,000 | 3,733 |
| Provision for loan and lease losses | $660,000 | 1,471 |
| Total noninterest income | $444,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $222,000 | 2,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 3,522 |
| Total noninterest expense | $2,411,000 | 3,601 |
| Salaries and employee benefits | $1,184,000 | 3,737 |
| Premises and equipment expense | $295,000 | 3,471 |
| Additional noninterest expense | $932,000 | 3,305 |
| Pre-tax net operating income | $31,000 | 6,183 |
| Securities gains (losses) | $21,000 | 2,473 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $52,000 | 6,221 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $52,000 | 6,221 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $52,000 | 6,221 |
| Net charge-offs | $53,000 | 3,981 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $31,000 | 6,183 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 3,529 |
| Total interest expense | $474,000 | 2,488 |
| Net interest income | $1,302,000 | 3,804 |
| Provision for loan and lease losses | $330,000 | 1,399 |
| Total noninterest income | $177,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $113,000 | 2,677 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $64,000 | 4,357 |
| Total noninterest expense | $1,195,000 | 3,644 |
| Salaries and employee benefits | $597,000 | 3,748 |
| Premises and equipment expense | $145,000 | 3,546 |
| Additional noninterest expense | $453,000 | 3,332 |
| Pre-tax net operating income | $-46,000 | 6,611 |
| Securities gains (losses) | $20,000 | 1,594 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-26,000 | 6,647 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-26,000 | 6,647 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-26,000 | 6,647 |
| Net charge-offs | $-52,000 | 7,075 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-46,000 | 6,622 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,849,000 | 3,377 |
| Total interest expense | $2,200,000 | 2,568 |
| Net interest income | $5,649,000 | 3,629 |
| Provision for loan and lease losses | $2,865,000 | 1,235 |
| Total noninterest income | $1,262,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $511,000 | 2,523 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $751,000 | 2,537 |
| Total noninterest expense | $5,300,000 | 3,380 |
| Salaries and employee benefits | $2,644,000 | 3,415 |
| Premises and equipment expense | $614,000 | 3,524 |
| Additional noninterest expense | $2,042,000 | 3,080 |
| Pre-tax net operating income | $-1,254,000 | 6,649 |
| Securities gains (losses) | $103,000 | 2,045 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,151,000 | 6,688 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,151,000 | 6,688 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,151,000 | 6,688 |
| Net charge-offs | $2,411,000 | 1,395 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,254,000 | 6,673 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,933,000 | 3,391 |
| Total interest expense | $1,689,000 | 2,609 |
| Net interest income | $4,244,000 | 3,627 |
| Provision for loan and lease losses | $2,215,000 | 1,164 |
| Total noninterest income | $1,054,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $383,000 | 2,537 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $671,000 | 2,269 |
| Total noninterest expense | $4,076,000 | 3,322 |
| Salaries and employee benefits | $2,022,000 | 3,360 |
| Premises and equipment expense | $464,000 | 3,542 |
| Additional noninterest expense | $1,590,000 | 2,984 |
| Pre-tax net operating income | $-993,000 | 6,795 |
| Securities gains (losses) | $4,000 | 3,259 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-989,000 | 6,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-989,000 | 6,856 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-989,000 | 6,855 |
| Net charge-offs | $1,252,000 | 1,682 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-993,000 | 6,826 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 3,369 |
| Total interest expense | $1,154,000 | 2,638 |
| Net interest income | $2,880,000 | 3,600 |
| Provision for loan and lease losses | $1,710,000 | 1,022 |
| Total noninterest income | $668,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $251,000 | 2,557 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $417,000 | 2,381 |
| Total noninterest expense | $2,734,000 | 3,342 |
| Salaries and employee benefits | $1,373,000 | 3,353 |
| Premises and equipment expense | $313,000 | 3,545 |
| Additional noninterest expense | $1,048,000 | 3,086 |
| Pre-tax net operating income | $-896,000 | 6,948 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-895,000 | 6,997 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-895,000 | 6,996 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-895,000 | 6,997 |
| Net charge-offs | $1,267,000 | 1,264 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-896,000 | 6,982 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 3,435 |
| Total interest expense | $576,000 | 2,720 |
| Net interest income | $1,405,000 | 3,643 |
| Provision for loan and lease losses | $380,000 | 1,691 |
| Total noninterest income | $339,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $122,000 | 2,582 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $217,000 | 2,358 |
| Total noninterest expense | $1,312,000 | 3,445 |
| Salaries and employee benefits | $689,000 | 3,363 |
| Premises and equipment expense | $157,000 | 3,576 |
| Additional noninterest expense | $466,000 | 3,360 |
| Pre-tax net operating income | $52,000 | 5,726 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $53,000 | 5,650 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $53,000 | 5,649 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $53,000 | 5,650 |
| Net charge-offs | $218,000 | 2,050 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $52,000 | 5,627 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,499,000 | 3,390 |
| Total interest expense | $2,670,000 | 2,843 |
| Net interest income | $5,829,000 | 3,553 |
| Provision for loan and lease losses | $2,956,000 | 1,628 |
| Total noninterest income | $1,433,000 | 2,595 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $572,000 | 2,390 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $861,000 | 2,397 |
| Total noninterest expense | $5,712,000 | 3,232 |
| Salaries and employee benefits | $2,776,000 | 3,316 |
| Premises and equipment expense | $657,000 | 3,478 |
| Additional noninterest expense | $2,279,000 | 2,901 |
| Pre-tax net operating income | $-1,406,000 | 6,627 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,404,000 | 6,717 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,404,000 | 6,717 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,404,000 | 6,718 |
| Net charge-offs | $2,401,000 | 1,674 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,406,000 | 6,694 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,395,000 | 3,450 |
| Total interest expense | $2,048,000 | 2,905 |
| Net interest income | $4,347,000 | 3,604 |
| Provision for loan and lease losses | $2,200,000 | 1,557 |
| Total noninterest income | $1,034,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $425,000 | 2,466 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $609,000 | 2,462 |
| Total noninterest expense | $4,332,000 | 3,206 |
| Salaries and employee benefits | $2,143,000 | 3,262 |
| Premises and equipment expense | $500,000 | 3,493 |
| Additional noninterest expense | $1,689,000 | 2,870 |
| Pre-tax net operating income | $-1,151,000 | 6,837 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,149,000 | 6,949 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,149,000 | 6,947 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,149,000 | 6,949 |
| Net charge-offs | $2,099,000 | 1,464 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,151,000 | 6,910 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,254,000 | 3,485 |
| Total interest expense | $1,390,000 | 2,960 |
| Net interest income | $2,864,000 | 3,640 |
| Provision for loan and lease losses | $1,050,000 | 1,881 |
| Total noninterest income | $725,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $291,000 | 2,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $434,000 | 2,302 |
| Total noninterest expense | $2,950,000 | 3,159 |
| Salaries and employee benefits | $1,449,000 | 3,236 |
| Premises and equipment expense | $335,000 | 3,505 |
| Additional noninterest expense | $1,166,000 | 2,784 |
| Pre-tax net operating income | $-411,000 | 6,680 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-409,000 | 6,796 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-409,000 | 6,798 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-409,000 | 6,797 |
| Net charge-offs | $1,012,000 | 1,713 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-411,000 | 6,752 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 3,593 |
| Total interest expense | $706,000 | 3,041 |
| Net interest income | $1,389,000 | 3,766 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $346,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $139,000 | 2,481 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $207,000 | 2,344 |
| Total noninterest expense | $1,443,000 | 3,247 |
| Salaries and employee benefits | $742,000 | 3,217 |
| Premises and equipment expense | $166,000 | 3,615 |
| Additional noninterest expense | $535,000 | 2,988 |
| Pre-tax net operating income | $67,000 | 5,449 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $67,000 | 5,441 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $67,000 | 5,443 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $67,000 | 5,442 |
| Net charge-offs | $298,000 | 2,035 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $67,000 | 5,336 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,115,000 | 3,466 |
| Total interest expense | $3,507,000 | 3,051 |
| Net interest income | $5,608,000 | 3,650 |
| Provision for loan and lease losses | $1,725,000 | 2,680 |
| Total noninterest income | $1,310,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $629,000 | 2,455 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $681,000 | 2,709 |
| Total noninterest expense | $5,744,000 | 3,286 |
| Salaries and employee benefits | $2,983,000 | 3,191 |
| Premises and equipment expense | $707,000 | 3,432 |
| Additional noninterest expense | $2,054,000 | 3,244 |
| Pre-tax net operating income | $-551,000 | 6,020 |
| Securities gains (losses) | $8,000 | 3,320 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-543,000 | 6,106 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-543,000 | 6,106 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-543,000 | 6,106 |
| Net charge-offs | $1,033,000 | 2,819 |
| Cash dividends | $383,000 | 2,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-551,000 | 6,112 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,866,000 | 3,508 |
| Total interest expense | $2,747,000 | 3,059 |
| Net interest income | $4,119,000 | 3,721 |
| Provision for loan and lease losses | $400,000 | 4,178 |
| Total noninterest income | $942,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $465,000 | 2,501 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $477,000 | 2,885 |
| Total noninterest expense | $4,226,000 | 3,351 |
| Salaries and employee benefits | $2,267,000 | 3,182 |
| Premises and equipment expense | $539,000 | 3,432 |
| Additional noninterest expense | $1,420,000 | 3,418 |
| Pre-tax net operating income | $435,000 | 4,076 |
| Securities gains (losses) | $6,000 | 3,115 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $441,000 | 3,895 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $441,000 | 3,892 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $441,000 | 3,894 |
| Net charge-offs | $671,000 | 2,677 |
| Cash dividends | $383,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $435,000 | 3,822 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,636,000 | 3,508 |
| Total interest expense | $1,893,000 | 3,098 |
| Net interest income | $2,743,000 | 3,707 |
| Provision for loan and lease losses | $250,000 | 3,992 |
| Total noninterest income | $623,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $311,000 | 2,472 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $312,000 | 2,939 |
| Total noninterest expense | $2,802,000 | 3,400 |
| Salaries and employee benefits | $1,523,000 | 3,192 |
| Premises and equipment expense | $355,000 | 3,494 |
| Additional noninterest expense | $924,000 | 3,483 |
| Pre-tax net operating income | $314,000 | 4,083 |
| Securities gains (losses) | $6,000 | 2,720 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $320,000 | 3,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 3,860 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $320,000 | 3,860 |
| Net charge-offs | $121,000 | 4,040 |
| Cash dividends | $383,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $314,000 | 3,776 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 3,522 |
| Total interest expense | $977,000 | 3,113 |
| Net interest income | $1,366,000 | 3,708 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $282,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $150,000 | 2,472 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $132,000 | 3,186 |
| Total noninterest expense | $1,400,000 | 3,321 |
| Salaries and employee benefits | $764,000 | 3,224 |
| Premises and equipment expense | $181,000 | 3,488 |
| Additional noninterest expense | $455,000 | 3,247 |
| Pre-tax net operating income | $148,000 | 4,530 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $152,000 | 4,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $152,000 | 4,334 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $152,000 | 4,334 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $383,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $148,000 | 4,216 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,842,000 | 3,581 |
| Total interest expense | $3,882,000 | 3,590 |
| Net interest income | $5,960,000 | 3,501 |
| Provision for loan and lease losses | $790,000 | 3,064 |
| Total noninterest income | $1,392,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $659,000 | 2,463 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $733,000 | 2,581 |
| Total noninterest expense | $5,427,000 | 3,343 |
| Salaries and employee benefits | $3,055,000 | 3,196 |
| Premises and equipment expense | $603,000 | 3,922 |
| Additional noninterest expense | $1,769,000 | 3,177 |
| Pre-tax net operating income | $1,135,000 | 3,523 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,140,000 | 3,030 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,140,000 | 3,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $821,000 | 2,173 |
| Cash dividends | $618,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,135,000 | 3,188 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,404,000 | 3,629 |
| Total interest expense | $2,828,000 | 3,766 |
| Net interest income | $4,576,000 | 3,459 |
| Provision for loan and lease losses | $320,000 | 3,446 |
| Total noninterest income | $1,053,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $474,000 | 2,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $579,000 | 2,584 |
| Total noninterest expense | $4,003,000 | 3,383 |
| Salaries and employee benefits | $2,344,000 | 3,164 |
| Premises and equipment expense | $428,000 | 4,089 |
| Additional noninterest expense | $1,231,000 | 3,320 |
| Pre-tax net operating income | $1,306,000 | 3,133 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,311,000 | 2,583 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,311,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 1,928 |
| Cash dividends | $472,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,306,000 | 2,715 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,904,000 | 3,691 |
| Total interest expense | $1,865,000 | 3,908 |
| Net interest income | $3,039,000 | 3,462 |
| Provision for loan and lease losses | $200,000 | 3,141 |
| Total noninterest income | $726,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $324,000 | 2,481 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $402,000 | 2,585 |
| Total noninterest expense | $2,620,000 | 3,438 |
| Salaries and employee benefits | $1,561,000 | 3,219 |
| Premises and equipment expense | $278,000 | 4,195 |
| Additional noninterest expense | $781,000 | 3,421 |
| Pre-tax net operating income | $945,000 | 3,065 |
| Securities gains (losses) | $4,000 | 2,798 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $949,000 | 2,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $949,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 1,428 |
| Cash dividends | $311,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $945,000 | 2,638 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 3,722 |
| Total interest expense | $951,000 | 4,025 |
| Net interest income | $1,554,000 | 3,398 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $376,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $151,000 | 2,601 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $225,000 | 2,398 |
| Total noninterest expense | $1,273,000 | 3,535 |
| Salaries and employee benefits | $767,000 | 3,280 |
| Premises and equipment expense | $140,000 | 4,199 |
| Additional noninterest expense | $366,000 | 3,543 |
| Pre-tax net operating income | $567,000 | 2,824 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $570,000 | 2,417 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $570,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $567,000 | 2,349 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,050,000 | 3,755 |
| Total interest expense | $3,617,000 | 4,261 |
| Net interest income | $6,433,000 | 3,330 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,334,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $778,000 | 2,190 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $556,000 | 3,139 |
| Total noninterest expense | $5,099,000 | 3,390 |
| Salaries and employee benefits | $2,845,000 | 3,367 |
| Premises and equipment expense | $618,000 | 3,758 |
| Additional noninterest expense | $1,636,000 | 3,175 |
| Pre-tax net operating income | $2,668,000 | 2,682 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,668,000 | 2,231 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,668,000 | 2,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,547 |
| Cash dividends | $1,037,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,668,000 | 2,224 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,464,000 | 3,784 |
| Total interest expense | $2,659,000 | 4,319 |
| Net interest income | $4,805,000 | 3,345 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $986,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $566,000 | 2,219 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $420,000 | 3,116 |
| Total noninterest expense | $3,754,000 | 3,422 |
| Salaries and employee benefits | $2,146,000 | 3,335 |
| Premises and equipment expense | $452,000 | 3,821 |
| Additional noninterest expense | $1,156,000 | 3,290 |
| Pre-tax net operating income | $2,037,000 | 2,790 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,037,000 | 2,328 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,037,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,891 |
| Cash dividends | $991,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,037,000 | 2,309 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,933,000 | 3,817 |
| Total interest expense | $1,749,000 | 4,364 |
| Net interest income | $3,184,000 | 3,382 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $673,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $371,000 | 2,249 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $302,000 | 2,998 |
| Total noninterest expense | $2,465,000 | 3,476 |
| Salaries and employee benefits | $1,430,000 | 3,370 |
| Premises and equipment expense | $294,000 | 3,897 |
| Additional noninterest expense | $741,000 | 3,390 |
| Pre-tax net operating income | $1,392,000 | 2,805 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,392,000 | 2,343 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,392,000 | 2,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,803 |
| Cash dividends | $647,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,392,000 | 2,327 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 3,805 |
| Total interest expense | $889,000 | 4,308 |
| Net interest income | $1,585,000 | 3,388 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $322,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $171,000 | 2,345 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $151,000 | 3,007 |
| Total noninterest expense | $1,193,000 | 3,588 |
| Salaries and employee benefits | $689,000 | 3,503 |
| Premises and equipment expense | $144,000 | 3,967 |
| Additional noninterest expense | $360,000 | 3,457 |
| Pre-tax net operating income | $714,000 | 2,759 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $714,000 | 2,278 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $714,000 | 2,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $323,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $714,000 | 2,259 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,323,000 | 3,767 |
| Total interest expense | $3,195,000 | 4,150 |
| Net interest income | $6,128,000 | 3,471 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $1,236,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $678,000 | 2,444 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $558,000 | 3,148 |
| Total noninterest expense | $4,622,000 | 3,564 |
| Salaries and employee benefits | $2,558,000 | 3,558 |
| Premises and equipment expense | $543,000 | 4,032 |
| Additional noninterest expense | $1,521,000 | 3,264 |
| Pre-tax net operating income | $2,442,000 | 3,177 |
| Securities gains (losses) | $16,000 | 966 |
| Applicable income taxes | $878,000 | 2,354 |
| Income before extraordinary items | $1,580,000 | 3,658 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,580,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,336 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,569,760 | 3,653 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 3,832 |
| Total interest expense | $2,262,000 | 4,215 |
| Net interest income | $4,509,000 | 3,536 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $962,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $514,000 | 2,424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $448,000 | 3,029 |
| Total noninterest expense | $3,364,000 | 3,645 |
| Salaries and employee benefits | $1,884,000 | 3,602 |
| Premises and equipment expense | $400,000 | 4,110 |
| Additional noninterest expense | $1,080,000 | 3,398 |
| Pre-tax net operating income | $1,882,000 | 3,240 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $700,000 | 2,386 |
| Income before extraordinary items | $1,182,000 | 3,784 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,182,000 | 3,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,575 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,182,000 | 3,764 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 3,895 |
| Total interest expense | $1,397,000 | 4,293 |
| Net interest income | $2,946,000 | 3,597 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $630,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $333,000 | 2,450 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $297,000 | 3,043 |
| Total noninterest expense | $2,188,000 | 3,717 |
| Salaries and employee benefits | $1,236,000 | 3,660 |
| Premises and equipment expense | $250,000 | 4,268 |
| Additional noninterest expense | $702,000 | 3,466 |
| Pre-tax net operating income | $1,238,000 | 3,294 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $440,000 | 2,479 |
| Income before extraordinary items | $798,000 | 3,756 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $798,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $798,000 | 3,746 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 3,904 |
| Total interest expense | $673,000 | 4,276 |
| Net interest income | $1,442,000 | 3,649 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $326,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $168,000 | 2,369 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $158,000 | 2,884 |
| Total noninterest expense | $1,061,000 | 3,828 |
| Salaries and employee benefits | $603,000 | 3,753 |
| Premises and equipment expense | $120,000 | 4,409 |
| Additional noninterest expense | $338,000 | 3,540 |
| Pre-tax net operating income | $632,000 | 3,201 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $215,000 | 2,504 |
| Income before extraordinary items | $417,000 | 3,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $417,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $417,000 | 3,563 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,763,000 | 3,835 |
| Total interest expense | $2,339,000 | 3,997 |
| Net interest income | $5,424,000 | 3,722 |
| Provision for loan and lease losses | $372,000 | 2,404 |
| Total noninterest income | $1,127,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $597,000 | 2,669 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $530,000 | 3,265 |
| Total noninterest expense | $4,104,000 | 3,793 |
| Salaries and employee benefits | $2,472,000 | 3,522 |
| Premises and equipment expense | $440,000 | 4,566 |
| Additional noninterest expense | $1,192,000 | 3,886 |
| Pre-tax net operating income | $2,075,000 | 3,600 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $742,000 | 2,720 |
| Income before extraordinary items | $1,333,000 | 4,084 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,333,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,956 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,333,000 | 4,050 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,638,000 | 3,887 |
| Total interest expense | $1,661,000 | 4,007 |
| Net interest income | $3,977,000 | 3,780 |
| Provision for loan and lease losses | $227,000 | 2,702 |
| Total noninterest income | $819,000 | 3,349 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $425,000 | 2,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $394,000 | 3,305 |
| Total noninterest expense | $2,835,000 | 4,005 |
| Salaries and employee benefits | $1,653,000 | 3,820 |
| Premises and equipment expense | $327,000 | 4,564 |
| Additional noninterest expense | $855,000 | 3,974 |
| Pre-tax net operating income | $1,734,000 | 3,402 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $645,000 | 2,525 |
| Income before extraordinary items | $1,089,000 | 3,930 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,089,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,912 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,089,000 | 3,888 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,619,000 | 3,936 |
| Total interest expense | $1,045,000 | 4,012 |
| Net interest income | $2,574,000 | 3,831 |
| Provision for loan and lease losses | $152,000 | 2,588 |
| Total noninterest income | $490,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $263,000 | 2,899 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $227,000 | 3,541 |
| Total noninterest expense | $1,846,000 | 4,061 |
| Salaries and employee benefits | $1,091,000 | 3,835 |
| Premises and equipment expense | $215,000 | 4,569 |
| Additional noninterest expense | $540,000 | 4,114 |
| Pre-tax net operating income | $1,066,000 | 3,548 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $405,000 | 2,595 |
| Income before extraordinary items | $661,000 | 4,151 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $661,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,863 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $661,000 | 4,099 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 4,015 |
| Total interest expense | $500,000 | 4,026 |
| Net interest income | $1,244,000 | 3,939 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $211,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $117,000 | 3,447 |
| Total noninterest expense | $898,000 | 4,172 |
| Salaries and employee benefits | $543,000 | 3,838 |
| Premises and equipment expense | $108,000 | 4,611 |
| Additional noninterest expense | $247,000 | 4,407 |
| Pre-tax net operating income | $482,000 | 3,778 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $182,000 | 2,755 |
| Income before extraordinary items | $300,000 | 4,376 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $300,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $300,000 | 4,339 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,015,000 | 4,259 |
| Total interest expense | $1,775,000 | 4,017 |
| Net interest income | $4,240,000 | 4,304 |
| Provision for loan and lease losses | $207,000 | 3,624 |
| Total noninterest income | $839,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $378,000 | 3,768 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $461,000 | 3,462 |
| Total noninterest expense | $3,384,000 | 4,290 |
| Salaries and employee benefits | $2,047,000 | 3,923 |
| Premises and equipment expense | $403,000 | 4,733 |
| Additional noninterest expense | $934,000 | 4,589 |
| Pre-tax net operating income | $1,488,000 | 4,265 |
| Securities gains (losses) | $19,000 | 2,428 |
| Applicable income taxes | $528,000 | 3,259 |
| Income before extraordinary items | $979,000 | 4,759 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $979,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $76,000 | 5,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $966,650 | 4,725 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 4,351 |
| Total interest expense | $1,318,000 | 4,012 |
| Net interest income | $3,025,000 | 4,441 |
| Provision for loan and lease losses | $157,000 | 3,456 |
| Total noninterest income | $611,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $286,000 | 3,777 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $325,000 | 3,590 |
| Total noninterest expense | $2,465,000 | 4,344 |
| Salaries and employee benefits | $1,488,000 | 3,974 |
| Premises and equipment expense | $302,000 | 4,731 |
| Additional noninterest expense | $675,000 | 4,660 |
| Pre-tax net operating income | $1,014,000 | 4,572 |
| Securities gains (losses) | $19,000 | 2,339 |
| Applicable income taxes | $300,000 | 3,803 |
| Income before extraordinary items | $733,000 | 4,840 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $733,000 | 4,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $76,000 | 4,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $719,510 | 4,797 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 4,420 |
| Total interest expense | $887,000 | 3,972 |
| Net interest income | $1,950,000 | 4,552 |
| Provision for loan and lease losses | $118,000 | 3,243 |
| Total noninterest income | $417,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $192,000 | 3,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $225,000 | 3,524 |
| Total noninterest expense | $1,593,000 | 4,463 |
| Salaries and employee benefits | $979,000 | 4,053 |
| Premises and equipment expense | $191,000 | 4,913 |
| Additional noninterest expense | $423,000 | 4,868 |
| Pre-tax net operating income | $656,000 | 4,607 |
| Securities gains (losses) | $19,000 | 2,067 |
| Applicable income taxes | $200,000 | 3,775 |
| Income before extraordinary items | $475,000 | 4,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $475,000 | 4,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $76,000 | 4,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $461,700 | 4,853 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 4,502 |
| Total interest expense | $449,000 | 3,983 |
| Net interest income | $943,000 | 4,664 |
| Provision for loan and lease losses | $59,000 | 3,120 |
| Total noninterest income | $200,000 | 4,064 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $99,000 | 3,616 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $101,000 | 3,702 |
| Total noninterest expense | $782,000 | 4,547 |
| Salaries and employee benefits | $492,000 | 4,060 |
| Premises and equipment expense | $91,000 | 5,132 |
| Additional noninterest expense | $199,000 | 5,092 |
| Pre-tax net operating income | $302,000 | 4,794 |
| Securities gains (losses) | $19,000 | 1,734 |
| Applicable income taxes | $120,000 | 3,488 |
| Income before extraordinary items | $201,000 | 5,338 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $201,000 | 5,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $38,000 | 3,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $188,840 | 5,365 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 4,583 |
| Total interest expense | $1,936,000 | 4,126 |
| Net interest income | $3,540,000 | 4,754 |
| Provision for loan and lease losses | $156,000 | 4,510 |
| Total noninterest income | $851,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $293,000 | 4,352 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $558,000 | 3,388 |
| Total noninterest expense | $3,198,000 | 4,411 |
| Salaries and employee benefits | $1,965,000 | 3,987 |
| Premises and equipment expense | $352,000 | 5,142 |
| Additional noninterest expense | $881,000 | 4,703 |
| Pre-tax net operating income | $1,037,000 | 5,080 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $362,000 | 3,969 |
| Income before extraordinary items | $680,000 | 5,666 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $680,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,959 |
| Cash dividends | $158,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $1,750,000 | 358 |
| Net operating income | $676,750 | 5,510 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 4,664 |
| Total interest expense | $1,460,000 | 4,233 |
| Net interest income | $2,615,000 | 4,811 |
| Provision for loan and lease losses | $156,000 | 3,829 |
| Total noninterest income | $646,000 | 4,111 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $203,000 | 4,584 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $443,000 | 3,352 |
| Total noninterest expense | $2,391,000 | 4,403 |
| Salaries and employee benefits | $1,480,000 | 3,964 |
| Premises and equipment expense | $262,000 | 5,168 |
| Additional noninterest expense | $649,000 | 4,739 |
| Pre-tax net operating income | $714,000 | 5,450 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $272,000 | 4,105 |
| Income before extraordinary items | $447,000 | 6,111 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $447,000 | 6,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,738 |
| Cash dividends | $58,000 | 5,048 |
| Sale, conversion, retirement of capital stock, net | $1,750,000 | 255 |
| Net operating income | $443,800 | 5,963 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 4,713 |
| Total interest expense | $976,000 | 4,317 |
| Net interest income | $1,732,000 | 4,833 |
| Provision for loan and lease losses | $117,000 | 3,616 |
| Total noninterest income | $423,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $134,000 | 4,563 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $289,000 | 3,370 |
| Total noninterest expense | $1,548,000 | 4,482 |
| Salaries and employee benefits | $944,000 | 4,100 |
| Premises and equipment expense | $168,000 | 5,277 |
| Additional noninterest expense | $436,000 | 4,702 |
| Pre-tax net operating income | $490,000 | 5,356 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $168,000 | 4,292 |
| Income before extraordinary items | $322,000 | 5,952 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $322,000 | 5,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,848 |
| Cash dividends | $57,000 | 4,681 |
| Sale, conversion, retirement of capital stock, net | $1,750,000 | 161 |
| Net operating income | $322,000 | 5,734 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 4,866 |
| Total interest expense | $484,000 | 4,439 |
| Net interest income | $819,000 | 5,005 |
| Provision for loan and lease losses | $58,000 | 3,492 |
| Total noninterest income | $202,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $61,000 | 4,717 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $141,000 | 3,332 |
| Total noninterest expense | $732,000 | 4,655 |
| Salaries and employee benefits | $450,000 | 4,245 |
| Premises and equipment expense | $72,000 | 5,758 |
| Additional noninterest expense | $210,000 | 4,789 |
| Pre-tax net operating income | $231,000 | 5,489 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $86,000 | 4,218 |
| Income before extraordinary items | $145,000 | 6,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,727 |
| Cash dividends | $28,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $145,000 | 5,910 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 5,072 |
| Total interest expense | $1,997,000 | 4,794 |
| Net interest income | $3,161,000 | 5,130 |
| Provision for loan and lease losses | $290,000 | 3,537 |
| Total noninterest income | $641,000 | 4,556 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $238,000 | 4,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $403,000 | 3,683 |
| Total noninterest expense | $2,608,000 | 4,940 |
| Salaries and employee benefits | $1,546,000 | 4,583 |
| Premises and equipment expense | $298,000 | 5,605 |
| Additional noninterest expense | $764,000 | 5,094 |
| Pre-tax net operating income | $904,000 | 5,475 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $319,000 | 4,337 |
| Income before extraordinary items | $585,000 | 6,031 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $585,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,923 |
| Cash dividends | $262,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $585,000 | 5,890 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,451,000 | 5,320 |
| Total interest expense | $2,672,000 | 5,158 |
| Net interest income | $2,779,000 | 5,339 |
| Provision for loan and lease losses | $213,000 | 3,992 |
| Total noninterest income | $588,000 | 4,633 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $191,000 | 5,272 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $397,000 | 3,548 |
| Total noninterest expense | $2,408,000 | 5,094 |
| Salaries and employee benefits | $1,451,000 | 4,626 |
| Premises and equipment expense | $277,000 | 5,776 |
| Additional noninterest expense | $680,000 | 5,395 |
| Pre-tax net operating income | $746,000 | 5,662 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $261,000 | 4,542 |
| Income before extraordinary items | $485,000 | 6,155 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $485,000 | 6,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,927 |
| Cash dividends | $112,000 | 5,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $485,000 | 6,023 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,163,000 | 5,626 |
| Total interest expense | $2,470,000 | 5,596 |
| Net interest income | $2,693,000 | 5,552 |
| Provision for loan and lease losses | $148,000 | 4,450 |
| Total noninterest income | $302,000 | 6,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,716 |
| Total noninterest expense | $1,983,000 | 5,714 |
| Salaries and employee benefits | $1,171,000 | 5,327 |
| Premises and equipment expense | $217,000 | 6,509 |
| Additional noninterest expense | $595,000 | 5,826 |
| Pre-tax net operating income | $864,000 | 5,657 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $322,000 | 4,441 |
| Income before extraordinary items | $532,000 | 6,160 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $532,000 | 6,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,534 |
| Cash dividends | $28,000 | 6,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $538,400 | 6,141 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 6,289 |
| Total interest expense | $1,862,000 | 6,242 |
| Net interest income | $2,226,000 | 6,231 |
| Provision for loan and lease losses | $-99,000 | 10,097 |
| Total noninterest income | $270,000 | 6,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,733 |
| Total noninterest expense | $1,805,000 | 6,074 |
| Salaries and employee benefits | $1,114,000 | 5,441 |
| Premises and equipment expense | $156,000 | 7,566 |
| Additional noninterest expense | $535,000 | 6,256 |
| Pre-tax net operating income | $790,000 | 5,968 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $273,000 | 5,018 |
| Income before extraordinary items | $517,000 | 6,313 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $517,000 | 6,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-179,000 | 10,117 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $517,000 | 6,299 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 6,920 |
| Total interest expense | $1,883,000 | 6,385 |
| Net interest income | $1,644,000 | 7,385 |
| Provision for loan and lease losses | $224,000 | 3,289 |
| Total noninterest income | $134,000 | 8,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,816 |
| Total noninterest expense | $1,474,000 | 6,764 |
| Salaries and employee benefits | $909,000 | 6,172 |
| Premises and equipment expense | $158,000 | 7,480 |
| Additional noninterest expense | $407,000 | 7,159 |
| Pre-tax net operating income | $80,000 | 9,500 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $-330,000 | 10,359 |
| Income before extraordinary items | $412,000 | 7,131 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $412,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,245 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $410,000 | 7,058 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 7,419 |
| Total interest expense | $1,652,000 | 7,003 |
| Net interest income | $1,626,000 | 7,720 |
| Provision for loan and lease losses | $82,000 | 5,614 |
| Total noninterest income | $96,000 | 9,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $1,318,000 | 7,264 |
| Salaries and employee benefits | $744,000 | 7,056 |
| Premises and equipment expense | $171,000 | 7,366 |
| Additional noninterest expense | $403,000 | 7,321 |
| Pre-tax net operating income | $322,000 | 8,874 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $322,000 | 8,208 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $322,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $322,000 | 8,168 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 8,296 |
| Total interest expense | $1,497,000 | 7,582 |
| Net interest income | $1,290,000 | 8,793 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $113,000 | 9,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $1,179,000 | 8,039 |
| Salaries and employee benefits | $674,000 | 7,687 |
| Premises and equipment expense | $168,000 | 7,663 |
| Additional noninterest expense | $337,000 | 8,498 |
| Pre-tax net operating income | $206,000 | 9,756 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $206,000 | 9,235 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $206,000 | 9,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,059 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $206,000 | 9,180 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 9,412 |
| Total interest expense | $1,159,000 | 8,722 |
| Net interest income | $1,043,000 | 9,800 |
| Provision for loan and lease losses | $124,000 | 4,042 |
| Total noninterest income | $85,000 | 10,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $1,147,000 | 8,404 |
| Salaries and employee benefits | $609,000 | 8,303 |
| Premises and equipment expense | $151,000 | 8,239 |
| Additional noninterest expense | $387,000 | 8,323 |
| Pre-tax net operating income | $-143,000 | 11,631 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-143,000 | 11,638 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-143,000 | 11,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 1,470 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-143,000 | 11,625 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 11,407 |
| Total interest expense | $513,000 | 11,049 |
| Net interest income | $656,000 | 11,534 |
| Provision for loan and lease losses | $546,000 | 1,437 |
| Total noninterest income | $57,000 | 11,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $1,021,000 | 9,267 |
| Salaries and employee benefits | $564,000 | 8,855 |
| Premises and equipment expense | $142,000 | 8,775 |
| Additional noninterest expense | $315,000 | 9,778 |
| Pre-tax net operating income | $-854,000 | 12,438 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-854,000 | 12,411 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-854,000 | 12,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-854,000 | 12,410 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $249,000 | 13,203 |
| Total interest expense | $86,000 | 13,185 |
| Net interest income | $163,000 | 13,161 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $9,000 | 13,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 11,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,083 |
| Total noninterest expense | $698,000 | 11,183 |
| Salaries and employee benefits | $436,000 | 10,283 |
| Premises and equipment expense | $85,000 | 10,978 |
| Additional noninterest expense | $186,000 | 11,929 |
| Pre-tax net operating income | $-585,000 | 12,882 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-585,000 | 12,916 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-585,000 | 12,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 197 |
| Net operating income | $-585,000 | 12,866 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.