Home > Eastern Michigan Bank > Income and Expense

Eastern Michigan Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$19,743,0001,905
Total interest expense$2,051,0003,020
Net interest income$17,692,0001,600
Provision for loan and lease losses$189,0002,047
Total noninterest income$1,989,0002,016
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,285,000823
Trading account gains and fees$0123
Additional Noninterest Income$704,0002,645
Total noninterest expense$11,413,0001,870
Salaries and employee benefits$6,481,0001,854
Premises and equipment expense$733,0002,434
Additional noninterest expense$704,0002,645
Pre-tax net operating income$8,079,0001,387
Securities gains (losses)$0988
Applicable income taxes$1,593,0001,139
Income before extraordinary items$6,486,0001,435
Extraordinary gains, net$054
Net income$6,486,0001,451
Minority interest net income$088
Net income of bank and minority interests.$6,486,0001,438
Net charge-offs$02,884
Cash dividends$2,431,0001,366
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,486,0001,463
2023-09-30 (YTD Data)Rank
Total interest income$14,526,0001,900
Total interest expense$1,420,0002,998
Net interest income$13,106,0001,624
Provision for loan and lease losses$279,0001,404
Total noninterest income$1,504,0002,012
Gross Fiduciary activities income$0950
Service charges on deposit accounts$955,000832
Trading account gains and fees$0125
Additional Noninterest Income$549,0002,597
Total noninterest expense$8,557,0001,870
Salaries and employee benefits$4,885,0001,858
Premises and equipment expense$697,0002,116
Additional noninterest expense$549,0002,596
Pre-tax net operating income$5,774,0001,492
Securities gains (losses)$0849
Applicable income taxes$1,141,0001,190
Income before extraordinary items$4,633,0001,547
Extraordinary gains, net$052
Net income$4,633,0001,561
Minority interest net income$081
Net income of bank and minority interests.$4,633,0001,547
Net charge-offs$02,641
Cash dividends$1,935,0001,195
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,633,0001,572
2023-06-30 (YTD Data)Rank
Total interest income$9,611,0001,887
Total interest expense$971,0002,835
Net interest income$8,640,0001,652
Provision for loan and lease losses$83,0001,939
Total noninterest income$992,0001,958
Gross Fiduciary activities income$0931
Service charges on deposit accounts$629,000831
Trading account gains and fees$0112
Additional Noninterest Income$363,0002,556
Total noninterest expense$5,686,0001,867
Salaries and employee benefits$3,278,0001,849
Premises and equipment expense$489,0002,045
Additional noninterest expense$363,0002,551
Pre-tax net operating income$3,863,0001,472
Securities gains (losses)$0938
Applicable income taxes$777,0001,184
Income before extraordinary items$3,086,0001,539
Extraordinary gains, net$051
Net income$3,086,0001,557
Minority interest net income$081
Net income of bank and minority interests.$3,086,0001,539
Net charge-offs$1,0002,309
Cash dividends$1,473,0001,112
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,086,0001,549
2023-03-31 (YTD Data)Rank
Total interest income$4,845,0001,845
Total interest expense$540,0002,560
Net interest income$4,305,0001,668
Provision for loan and lease losses$02,612
Total noninterest income$482,0001,995
Gross Fiduciary activities income$0913
Service charges on deposit accounts$303,000856
Trading account gains and fees$097
Additional Noninterest Income$179,0002,560
Total noninterest expense$2,874,0001,876
Salaries and employee benefits$1,665,0001,856
Premises and equipment expense$255,0002,023
Additional noninterest expense$179,0002,560
Pre-tax net operating income$1,913,0001,518
Securities gains (losses)$0950
Applicable income taxes$378,0001,205
Income before extraordinary items$1,535,0001,574
Extraordinary gains, net$04
Net income$1,535,0001,574
Minority interest net income$048
Net income of bank and minority interests.$1,535,0001,574
Net charge-offs$11,0001,336
Cash dividends$483,0001,282
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,535,0001,593
2022-12-31 (YTD Data)Rank
Total interest income$14,579,0002,011
Total interest expense$975,0002,450
Net interest income$13,604,0001,924
Provision for loan and lease losses$-7,0004,268
Total noninterest income$1,912,0002,093
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,213,000879
Trading account gains and fees$0116
Additional Noninterest Income$699,0002,718
Total noninterest expense$10,616,0001,923
Salaries and employee benefits$6,059,0001,940
Premises and equipment expense$896,0002,139
Additional noninterest expense$699,0002,718
Pre-tax net operating income$4,907,0002,060
Securities gains (losses)$-10,0003,436
Applicable income taxes$933,0001,611
Income before extraordinary items$3,964,0002,117
Extraordinary gains, net$05
Net income$3,964,0002,116
Minority interest net income$063
Net income of bank and minority interests.$3,964,0002,116
Net charge-offs$2,0002,471
Cash dividends$2,743,0001,229
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,972,1002,146
2022-09-30 (YTD Data)Rank
Total interest income$9,976,0002,072
Total interest expense$605,0002,395
Net interest income$9,371,0002,032
Provision for loan and lease losses$-4,0004,350
Total noninterest income$1,458,0002,097
Gross Fiduciary activities income$0968
Service charges on deposit accounts$901,000893
Trading account gains and fees$0111
Additional Noninterest Income$557,0002,688
Total noninterest expense$7,821,0001,941
Salaries and employee benefits$4,450,0001,964
Premises and equipment expense$679,0002,147
Additional noninterest expense$557,0002,688
Pre-tax net operating income$3,012,0002,282
Securities gains (losses)$0740
Applicable income taxes$547,0001,773
Income before extraordinary items$2,465,0002,318
Extraordinary gains, net$04
Net income$2,465,0002,317
Minority interest net income$057
Net income of bank and minority interests.$2,465,0002,317
Net charge-offs$-10,0003,603
Cash dividends$2,351,0001,005
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,465,0002,358
2022-06-30 (YTD Data)Rank
Total interest income$6,255,0002,122
Total interest expense$280,0002,748
Net interest income$5,975,0002,051
Provision for loan and lease losses$8,0002,453
Total noninterest income$953,0002,120
Gross Fiduciary activities income$0925
Service charges on deposit accounts$590,000895
Trading account gains and fees$0108
Additional Noninterest Income$363,0002,742
Total noninterest expense$5,123,0001,951
Salaries and employee benefits$2,904,0001,992
Premises and equipment expense$446,0002,171
Additional noninterest expense$1,773,0001,760
Pre-tax net operating income$1,797,0002,340
Securities gains (losses)$0687
Applicable income taxes$322,0001,797
Income before extraordinary items$1,475,0002,367
Extraordinary gains, net$04
Net income$1,475,0002,367
Minority interest net income$060
Net income of bank and minority interests.$1,475,0002,367
Net charge-offs$-15,0003,795
Cash dividends$1,959,000866
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,475,0002,406
2022-03-31 (YTD Data)Rank
Total interest income$3,175,0002,054
Total interest expense$122,0002,909
Net interest income$3,053,0001,963
Provision for loan and lease losses$4,0002,173
Total noninterest income$443,0002,187
Gross Fiduciary activities income$0892
Service charges on deposit accounts$287,000909
Trading account gains and fees$0103
Additional Noninterest Income$156,0002,856
Total noninterest expense$2,549,0001,954
Salaries and employee benefits$1,443,0001,983
Premises and equipment expense$232,0002,128
Additional noninterest expense$874,0001,759
Pre-tax net operating income$943,0002,169
Securities gains (losses)$0623
Applicable income taxes$164,0001,739
Income before extraordinary items$779,0002,232
Extraordinary gains, net$04
Net income$779,0002,232
Minority interest net income$050
Net income of bank and minority interests.$779,0002,232
Net charge-offs$1,0001,671
Cash dividends$1,074,000733
Sale, conversion, retirement of capital stock, net$0453
Net operating income$779,0002,250
2021-12-31 (YTD Data)Rank
Total interest income$13,636,0002,002
Total interest expense$427,0003,369
Net interest income$13,209,0001,907
Provision for loan and lease losses$-119,0004,255
Total noninterest income$2,658,0001,937
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,202,000832
Trading account gains and fees$0132
Additional Noninterest Income$1,456,0002,244
Total noninterest expense$9,663,0002,019
Salaries and employee benefits$5,510,0002,053
Premises and equipment expense$824,0002,271
Additional noninterest expense$3,329,0001,837
Pre-tax net operating income$6,323,0001,763
Securities gains (losses)$02,062
Applicable income taxes$1,128,0001,517
Income before extraordinary items$5,195,0001,843
Extraordinary gains, net$010
Net income$5,195,0001,843
Minority interest net income$074
Net income of bank and minority interests.$5,195,0001,844
Net charge-offs$-3,0003,394
Cash dividends$1,330,0001,932
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,195,0001,807
2021-09-30 (YTD Data)Rank
Total interest income$10,245,0002,036
Total interest expense$311,0003,488
Net interest income$9,934,0001,931
Provision for loan and lease losses$-70,0004,361
Total noninterest income$2,057,0001,956
Gross Fiduciary activities income$0957
Service charges on deposit accounts$888,000840
Trading account gains and fees$0132
Additional Noninterest Income$1,169,0002,215
Total noninterest expense$7,047,0002,067
Salaries and employee benefits$4,089,0002,060
Premises and equipment expense$643,0002,252
Additional noninterest expense$2,315,0001,939
Pre-tax net operating income$5,014,0001,758
Securities gains (losses)$02,015
Applicable income taxes$900,0001,548
Income before extraordinary items$4,114,0001,838
Extraordinary gains, net$08
Net income$4,114,0001,837
Minority interest net income$069
Net income of bank and minority interests.$4,114,0001,838
Net charge-offs$-11,0003,687
Cash dividends$1,009,0001,720
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,114,0001,809
2021-06-30 (YTD Data)Rank
Total interest income$6,359,0002,135
Total interest expense$196,0003,626
Net interest income$6,163,0002,011
Provision for loan and lease losses$-200,0004,536
Total noninterest income$1,314,0001,939
Gross Fiduciary activities income$0951
Service charges on deposit accounts$576,000833
Trading account gains and fees$0133
Additional Noninterest Income$738,0002,241
Total noninterest expense$4,566,0002,103
Salaries and employee benefits$2,636,0002,109
Premises and equipment expense$401,0002,331
Additional noninterest expense$1,529,0001,935
Pre-tax net operating income$3,111,0001,833
Securities gains (losses)$01,818
Applicable income taxes$566,0001,574
Income before extraordinary items$2,545,0001,916
Extraordinary gains, net$06
Net income$2,545,0001,915
Minority interest net income$067
Net income of bank and minority interests.$2,545,0001,916
Net charge-offs$-9,0003,778
Cash dividends$343,0002,269
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,545,0001,881
2021-03-31 (YTD Data)Rank
Total interest income$3,149,0002,141
Total interest expense$93,0003,767
Net interest income$3,056,0002,000
Provision for loan and lease losses$-135,0004,677
Total noninterest income$705,0001,872
Gross Fiduciary activities income$0922
Service charges on deposit accounts$274,000850
Trading account gains and fees$0127
Additional Noninterest Income$431,0002,071
Total noninterest expense$2,266,0002,089
Salaries and employee benefits$1,272,0002,137
Premises and equipment expense$216,0002,254
Additional noninterest expense$778,0001,874
Pre-tax net operating income$1,630,0001,768
Securities gains (losses)$01,392
Applicable income taxes$292,0001,524
Income before extraordinary items$1,338,0001,853
Extraordinary gains, net$03
Net income$1,338,0001,852
Minority interest net income$055
Net income of bank and minority interests.$1,338,0001,853
Net charge-offs$-7,0003,920
Cash dividends$343,0001,480
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,338,0001,820
2020-12-31 (YTD Data)Rank
Total interest income$12,327,0002,190
Total interest expense$453,0003,945
Net interest income$11,874,0001,963
Provision for loan and lease losses$228,0002,929
Total noninterest income$2,851,0001,772
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$438,0001,768
Trading account gains and fees$0133
Additional Noninterest Income$2,413,0001,626
Total noninterest expense$9,132,0002,079
Salaries and employee benefits$5,293,0002,065
Premises and equipment expense$932,0002,121
Additional noninterest expense$2,907,0001,956
Pre-tax net operating income$5,365,0001,698
Securities gains (losses)$6,0002,412
Applicable income taxes$953,0001,465
Income before extraordinary items$4,418,0001,794
Extraordinary gains, net$04
Net income$4,418,0001,794
Minority interest net income$072
Net income of bank and minority interests.$4,418,0001,794
Net charge-offs$-33,0004,502
Cash dividends$1,300,0001,924
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,413,0801,752
2020-09-30 (YTD Data)Rank
Total interest income$9,151,0002,224
Total interest expense$362,0003,953
Net interest income$8,789,0001,994
Provision for loan and lease losses$183,0002,848
Total noninterest income$1,939,0001,821
Gross Fiduciary activities income$0981
Service charges on deposit accounts$335,0001,743
Trading account gains and fees$0125
Additional Noninterest Income$1,604,0001,679
Total noninterest expense$6,621,0002,115
Salaries and employee benefits$3,762,0002,123
Premises and equipment expense$702,0002,114
Additional noninterest expense$2,157,0001,957
Pre-tax net operating income$3,924,0001,697
Securities gains (losses)$6,0002,229
Applicable income taxes$694,0001,466
Income before extraordinary items$3,236,0001,791
Extraordinary gains, net$04
Net income$3,236,0001,791
Minority interest net income$065
Net income of bank and minority interests.$3,236,0001,791
Net charge-offs$-3,0003,980
Cash dividends$671,0002,068
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,231,0801,745
2020-06-30 (YTD Data)Rank
Total interest income$6,124,0002,248
Total interest expense$276,0003,894
Net interest income$5,848,0002,007
Provision for loan and lease losses$288,0002,101
Total noninterest income$1,209,0001,830
Gross Fiduciary activities income$0970
Service charges on deposit accounts$236,0001,697
Trading account gains and fees$0123
Additional Noninterest Income$973,0001,694
Total noninterest expense$4,258,0002,163
Salaries and employee benefits$2,441,0002,167
Premises and equipment expense$409,0002,302
Additional noninterest expense$1,408,0001,991
Pre-tax net operating income$2,511,0001,691
Securities gains (losses)$6,0001,983
Applicable income taxes$442,0001,442
Income before extraordinary items$2,075,0001,790
Extraordinary gains, net$04
Net income$2,075,0001,791
Minority interest net income$065
Net income of bank and minority interests.$2,075,0001,791
Net charge-offs$-9,0004,288
Cash dividends$671,0001,681
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,070,0801,746
2020-03-31 (YTD Data)Rank
Total interest income$3,018,0002,254
Total interest expense$190,0003,655
Net interest income$2,828,0002,014
Provision for loan and lease losses$83,0002,121
Total noninterest income$462,0002,021
Gross Fiduciary activities income$0941
Service charges on deposit accounts$155,0001,600
Trading account gains and fees$0106
Additional Noninterest Income$307,0001,983
Total noninterest expense$2,220,0002,111
Salaries and employee benefits$1,289,0002,102
Premises and equipment expense$206,0002,307
Additional noninterest expense$725,0001,976
Pre-tax net operating income$987,0001,844
Securities gains (losses)$01,705
Applicable income taxes$174,0001,509
Income before extraordinary items$813,0001,950
Extraordinary gains, net$04
Net income$813,0001,950
Minority interest net income$056
Net income of bank and minority interests.$813,0001,950
Net charge-offs$-5,0004,210
Cash dividends$335,0001,575
Sale, conversion, retirement of capital stock, net$0482
Net operating income$813,0001,917
2019-12-31 (YTD Data)Rank
Total interest income$12,804,0002,170
Total interest expense$885,0003,466
Net interest income$11,919,0001,938
Provision for loan and lease losses$155,0002,573
Total noninterest income$1,764,0002,109
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$573,0001,732
Trading account gains and fees$0135
Additional Noninterest Income$1,191,0002,058
Total noninterest expense$8,486,0002,155
Salaries and employee benefits$5,066,0002,088
Premises and equipment expense$816,0002,314
Additional noninterest expense$2,604,0002,154
Pre-tax net operating income$5,042,0001,740
Securities gains (losses)$-15,0004,860
Applicable income taxes$864,0001,544
Income before extraordinary items$4,163,0001,832
Extraordinary gains, net$011
Net income$4,163,0001,834
Minority interest net income$076
Net income of bank and minority interests.$4,163,0001,834
Net charge-offs$133,0002,012
Cash dividends$1,052,0002,271
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,175,4501,795
2019-09-30 (YTD Data)Rank
Total interest income$9,665,0002,186
Total interest expense$661,0003,514
Net interest income$9,004,0001,951
Provision for loan and lease losses$102,0002,570
Total noninterest income$1,310,0002,123
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$425,0001,752
Trading account gains and fees$0129
Additional Noninterest Income$885,0002,058
Total noninterest expense$6,226,0002,192
Salaries and employee benefits$3,709,0002,133
Premises and equipment expense$609,0002,337
Additional noninterest expense$1,908,0002,187
Pre-tax net operating income$3,986,0001,736
Securities gains (losses)$-15,0004,955
Applicable income taxes$670,0001,563
Income before extraordinary items$3,301,0001,798
Extraordinary gains, net$011
Net income$3,301,0001,799
Minority interest net income$072
Net income of bank and minority interests.$3,301,0001,799
Net charge-offs$131,0001,588
Cash dividends$681,0002,212
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,313,4501,762
2019-06-30 (YTD Data)Rank
Total interest income$6,343,0002,211
Total interest expense$413,0003,589
Net interest income$5,930,0001,966
Provision for loan and lease losses$92,0002,275
Total noninterest income$823,0002,173
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$278,0001,758
Trading account gains and fees$0131
Additional Noninterest Income$545,0002,105
Total noninterest expense$4,197,0002,188
Salaries and employee benefits$2,483,0002,130
Premises and equipment expense$423,0002,289
Additional noninterest expense$1,291,0002,173
Pre-tax net operating income$2,464,0001,808
Securities gains (losses)$-15,0005,010
Applicable income taxes$398,0001,626
Income before extraordinary items$2,051,0001,865
Extraordinary gains, net$011
Net income$2,051,0001,864
Minority interest net income$069
Net income of bank and minority interests.$2,051,0001,865
Net charge-offs$151,0001,164
Cash dividends$467,0002,187
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,063,6001,833
2019-03-31 (YTD Data)Rank
Total interest income$3,074,0002,274
Total interest expense$192,0003,671
Net interest income$2,882,0002,020
Provision for loan and lease losses$77,0001,669
Total noninterest income$386,0002,207
Gross Fiduciary activities income$0972
Service charges on deposit accounts$132,0001,819
Trading account gains and fees$0126
Additional Noninterest Income$254,0002,131
Total noninterest expense$2,087,0002,203
Salaries and employee benefits$1,220,0002,169
Premises and equipment expense$233,0002,177
Additional noninterest expense$634,0002,199
Pre-tax net operating income$1,104,0001,926
Securities gains (losses)$-15,0005,147
Applicable income taxes$153,0001,820
Income before extraordinary items$936,0001,973
Extraordinary gains, net$05
Net income$936,0001,971
Minority interest net income$052
Net income of bank and minority interests.$936,0001,972
Net charge-offs$146,000744
Cash dividends$234,0001,941
Sale, conversion, retirement of capital stock, net$0529
Net operating income$948,9001,935
2018-12-31 (YTD Data)Rank
Total interest income$11,059,0002,354
Total interest expense$478,0003,971
Net interest income$10,581,0002,139
Provision for loan and lease losses$363,0001,762
Total noninterest income$1,937,0002,021
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$622,0001,693
Trading account gains and fees$0126
Additional Noninterest Income$1,315,0001,937
Total noninterest expense$8,044,0002,237
Salaries and employee benefits$4,685,0002,207
Premises and equipment expense$807,0002,351
Additional noninterest expense$2,552,0002,187
Pre-tax net operating income$4,111,0002,067
Securities gains (losses)$-202,0005,151
Applicable income taxes$682,0001,709
Income before extraordinary items$3,227,0002,222
Extraordinary gains, net$06
Net income$3,227,0002,220
Minority interest net income$072
Net income of bank and minority interests.$3,227,0002,221
Net charge-offs$141,0001,901
Cash dividends$842,0002,407
Sale, conversion, retirement of capital stock, net$2,000660
Net operating income$3,394,6602,133
2018-09-30 (YTD Data)Rank
Total interest income$8,120,0002,386
Total interest expense$341,0004,002
Net interest income$7,779,0002,172
Provision for loan and lease losses$388,0001,362
Total noninterest income$1,453,0002,037
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$462,0001,724
Trading account gains and fees$0138
Additional Noninterest Income$991,0001,945
Total noninterest expense$5,940,0002,254
Salaries and employee benefits$3,461,0002,227
Premises and equipment expense$609,0002,363
Additional noninterest expense$1,870,0002,225
Pre-tax net operating income$2,904,0002,169
Securities gains (losses)$-31,0005,033
Applicable income taxes$656,0001,552
Income before extraordinary items$2,217,0002,358
Extraordinary gains, net$05
Net income$2,217,0002,357
Minority interest net income$066
Net income of bank and minority interests.$2,217,0002,357
Net charge-offs$351,000900
Cash dividends$525,0002,314
Sale, conversion, retirement of capital stock, net$2,000622
Net operating income$2,241,4902,336
2018-06-30 (YTD Data)Rank
Total interest income$5,305,0002,403
Total interest expense$211,0004,061
Net interest income$5,094,0002,194
Provision for loan and lease losses$343,0001,085
Total noninterest income$978,0002,035
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$298,0001,759
Trading account gains and fees$0130
Additional Noninterest Income$680,0001,911
Total noninterest expense$3,973,0002,267
Salaries and employee benefits$2,294,0002,250
Premises and equipment expense$419,0002,332
Additional noninterest expense$1,260,0002,211
Pre-tax net operating income$1,756,0002,286
Securities gains (losses)$0961
Applicable income taxes$399,0001,619
Income before extraordinary items$1,357,0002,462
Extraordinary gains, net$06
Net income$1,357,0002,461
Minority interest net income$065
Net income of bank and minority interests.$1,357,0002,461
Net charge-offs$210,000908
Cash dividends$361,0002,305
Sale, conversion, retirement of capital stock, net$2,000608
Net operating income$1,357,0002,458
2018-03-31 (YTD Data)Rank
Total interest income$2,648,0002,407
Total interest expense$97,0004,156
Net interest income$2,551,0002,205
Provision for loan and lease losses$176,0001,036
Total noninterest income$466,0002,061
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$144,0001,801
Trading account gains and fees$0123
Additional Noninterest Income$322,0001,938
Total noninterest expense$2,004,0002,274
Salaries and employee benefits$1,165,0002,238
Premises and equipment expense$220,0002,304
Additional noninterest expense$619,0002,226
Pre-tax net operating income$837,0002,313
Securities gains (losses)$0735
Applicable income taxes$188,0001,626
Income before extraordinary items$649,0002,489
Extraordinary gains, net$07
Net income$649,0002,489
Minority interest net income$052
Net income of bank and minority interests.$649,0002,489
Net charge-offs$124,000755
Cash dividends$183,0001,978
Sale, conversion, retirement of capital stock, net$1,000569
Net operating income$649,0002,481
2017-12-31 (YTD Data)Rank
Total interest income$9,610,0002,525
Total interest expense$366,0004,111
Net interest income$9,244,0002,347
Provision for loan and lease losses$173,0002,540
Total noninterest income$2,093,0001,971
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$612,0001,744
Trading account gains and fees$0151
Additional Noninterest Income$1,481,0001,831
Total noninterest expense$7,544,0002,371
Salaries and employee benefits$4,371,0002,321
Premises and equipment expense$823,0002,414
Additional noninterest expense$2,350,0002,349
Pre-tax net operating income$3,620,0002,188
Securities gains (losses)$02,243
Applicable income taxes$1,092,0001,796
Income before extraordinary items$2,528,0002,314
Extraordinary gains, net$09
Net income$2,528,0002,314
Minority interest net income$076
Net income of bank and minority interests.$2,528,0002,314
Net charge-offs$65,0002,785
Cash dividends$770,0002,515
Sale, conversion, retirement of capital stock, net$4,000689
Net operating income$2,528,0002,288
2017-09-30 (YTD Data)Rank
Total interest income$7,103,0002,565
Total interest expense$274,0004,140
Net interest income$6,829,0002,387
Provision for loan and lease losses$182,0002,109
Total noninterest income$1,267,0002,269
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$453,0001,773
Trading account gains and fees$0145
Additional Noninterest Income$814,0002,232
Total noninterest expense$5,614,0002,401
Salaries and employee benefits$3,235,0002,348
Premises and equipment expense$618,0002,417
Additional noninterest expense$1,761,0002,368
Pre-tax net operating income$2,300,0002,498
Securities gains (losses)$02,274
Applicable income taxes$604,0001,921
Income before extraordinary items$1,696,0002,668
Extraordinary gains, net$09
Net income$1,696,0002,668
Minority interest net income$071
Net income of bank and minority interests.$1,696,0002,668
Net charge-offs$51,0002,455
Cash dividends$450,0002,508
Sale, conversion, retirement of capital stock, net$3,000659
Net operating income$1,696,0002,650
2017-06-30 (YTD Data)Rank
Total interest income$4,654,0002,582
Total interest expense$180,0004,156
Net interest income$4,474,0002,414
Provision for loan and lease losses$78,0002,454
Total noninterest income$823,0002,316
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$291,0001,819
Trading account gains and fees$0139
Additional Noninterest Income$532,0002,250
Total noninterest expense$3,778,0002,385
Salaries and employee benefits$2,167,0002,368
Premises and equipment expense$428,0002,356
Additional noninterest expense$1,183,0002,354
Pre-tax net operating income$1,441,0002,556
Securities gains (losses)$01,906
Applicable income taxes$375,0001,968
Income before extraordinary items$1,066,0002,720
Extraordinary gains, net$011
Net income$1,066,0002,720
Minority interest net income$071
Net income of bank and minority interests.$1,066,0002,720
Net charge-offs$51,0001,986
Cash dividends$300,0002,486
Sale, conversion, retirement of capital stock, net$2,000644
Net operating income$1,066,0002,698
2017-03-31 (YTD Data)Rank
Total interest income$2,294,0002,607
Total interest expense$89,0004,191
Net interest income$2,205,0002,436
Provision for loan and lease losses$40,0002,253
Total noninterest income$413,0002,295
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$140,0001,862
Trading account gains and fees$0142
Additional Noninterest Income$273,0002,214
Total noninterest expense$1,924,0002,371
Salaries and employee benefits$1,102,0002,346
Premises and equipment expense$234,0002,247
Additional noninterest expense$588,0002,355
Pre-tax net operating income$654,0002,651
Securities gains (losses)$01,153
Applicable income taxes$172,0001,998
Income before extraordinary items$482,0002,814
Extraordinary gains, net$08
Net income$482,0002,814
Minority interest net income$055
Net income of bank and minority interests.$482,0002,814
Net charge-offs$33,0001,595
Cash dividends$150,0002,123
Sale, conversion, retirement of capital stock, net$1,000612
Net operating income$482,0002,800
2016-12-31 (YTD Data)Rank
Total interest income$9,463,0002,521
Total interest expense$377,0004,123
Net interest income$9,086,0002,367
Provision for loan and lease losses$79,0003,326
Total noninterest income$1,723,0002,305
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$609,0001,785
Trading account gains and fees$0170
Additional Noninterest Income$1,114,0002,267
Total noninterest expense$7,741,0002,356
Salaries and employee benefits$4,261,0002,382
Premises and equipment expense$893,0002,329
Additional noninterest expense$2,587,0002,236
Pre-tax net operating income$2,989,0002,403
Securities gains (losses)$03,212
Applicable income taxes$776,0001,872
Income before extraordinary items$2,213,0002,618
Extraordinary gains, net$05
Net income$2,213,0002,616
Minority interest net income$082
Net income of bank and minority interests.$2,213,0002,617
Net charge-offs$61,0002,991
Cash dividends$3,180,000974
Sale, conversion, retirement of capital stock, net$2,000742
Net operating income$2,213,0002,559
2016-09-30 (YTD Data)Rank
Total interest income$7,089,0002,522
Total interest expense$287,0004,122
Net interest income$6,802,0002,370
Provision for loan and lease losses$113,0002,617
Total noninterest income$1,192,0002,413
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$459,0001,784
Trading account gains and fees$0169
Additional Noninterest Income$733,0002,436
Total noninterest expense$5,806,0002,359
Salaries and employee benefits$3,094,0002,432
Premises and equipment expense$694,0002,270
Additional noninterest expense$2,018,0002,163
Pre-tax net operating income$2,075,0002,552
Securities gains (losses)$03,160
Applicable income taxes$547,0001,981
Income before extraordinary items$1,528,0002,795
Extraordinary gains, net$05
Net income$1,528,0002,795
Minority interest net income$071
Net income of bank and minority interests.$1,528,0002,795
Net charge-offs$66,0002,394
Cash dividends$2,870,000795
Sale, conversion, retirement of capital stock, net$1,000710
Net operating income$1,528,0002,733
2016-06-30 (YTD Data)Rank
Total interest income$4,633,0002,580
Total interest expense$194,0004,138
Net interest income$4,439,0002,407
Provision for loan and lease losses$35,0003,191
Total noninterest income$791,0002,400
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$294,0001,822
Trading account gains and fees$0157
Additional Noninterest Income$497,0002,383
Total noninterest expense$3,879,0002,363
Salaries and employee benefits$2,049,0002,461
Premises and equipment expense$483,0002,213
Additional noninterest expense$1,347,0002,180
Pre-tax net operating income$1,316,0002,610
Securities gains (losses)$02,835
Applicable income taxes$342,0002,020
Income before extraordinary items$974,0002,852
Extraordinary gains, net$016
Net income$974,0002,850
Minority interest net income$071
Net income of bank and minority interests.$974,0002,851
Net charge-offs$39,0002,330
Cash dividends$2,720,000611
Sale, conversion, retirement of capital stock, net$1,000691
Net operating income$974,0002,778
2016-03-31 (YTD Data)Rank
Total interest income$2,286,0002,602
Total interest expense$97,0004,153
Net interest income$2,189,0002,452
Provision for loan and lease losses$27,0002,714
Total noninterest income$350,0002,519
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$138,0001,896
Trading account gains and fees$0142
Additional Noninterest Income$212,0002,544
Total noninterest expense$1,854,0002,461
Salaries and employee benefits$988,0002,540
Premises and equipment expense$277,0001,992
Additional noninterest expense$589,0002,437
Pre-tax net operating income$658,0002,584
Securities gains (losses)$02,077
Applicable income taxes$158,0002,054
Income before extraordinary items$500,0002,753
Extraordinary gains, net$012
Net income$500,0002,752
Minority interest net income$062
Net income of bank and minority interests.$500,0002,753
Net charge-offs$-111,0005,897
Cash dividends$2,570,000350
Sale, conversion, retirement of capital stock, net$0659
Net operating income$500,0002,699
2015-12-31 (YTD Data)Rank
Total interest income$8,751,0002,650
Total interest expense$445,0003,948
Net interest income$8,306,0002,514
Provision for loan and lease losses$-144,0005,778
Total noninterest income$1,670,0002,348
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$573,0001,896
Trading account gains and fees$0159
Additional Noninterest Income$1,097,0002,258
Total noninterest expense$7,307,0002,479
Salaries and employee benefits$4,057,0002,468
Premises and equipment expense$932,0002,284
Additional noninterest expense$2,318,0002,489
Pre-tax net operating income$2,813,0002,433
Securities gains (losses)$22,0002,184
Applicable income taxes$724,0001,889
Income before extraordinary items$2,111,0002,621
Extraordinary gains, net$023
Net income$2,111,0002,622
Minority interest net income$081
Net income of bank and minority interests.$2,111,0002,623
Net charge-offs$340,0001,499
Cash dividends$1,870,0001,428
Sale, conversion, retirement of capital stock, net$2,000786
Net operating income$2,094,7202,591
2015-09-30 (YTD Data)Rank
Total interest income$6,578,0002,669
Total interest expense$345,0003,936
Net interest income$6,233,0002,522
Provision for loan and lease losses$-43,0005,860
Total noninterest income$1,104,0002,529
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$429,0001,922
Trading account gains and fees$0153
Additional Noninterest Income$675,0002,521
Total noninterest expense$5,436,0002,503
Salaries and employee benefits$2,946,0002,533
Premises and equipment expense$729,0002,252
Additional noninterest expense$1,761,0002,463
Pre-tax net operating income$1,944,0002,618
Securities gains (losses)$22,0001,962
Applicable income taxes$479,0002,051
Income before extraordinary items$1,487,0002,791
Extraordinary gains, net$021
Net income$1,487,0002,791
Minority interest net income$078
Net income of bank and minority interests.$1,487,0002,792
Net charge-offs$390,0001,031
Cash dividends$470,0002,398
Sale, conversion, retirement of capital stock, net$1,000758
Net operating income$1,470,2802,763
2015-06-30 (YTD Data)Rank
Total interest income$4,405,0002,662
Total interest expense$244,0003,851
Net interest income$4,161,0002,518
Provision for loan and lease losses$-47,0006,000
Total noninterest income$707,0002,605
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$278,0001,936
Trading account gains and fees$0157
Additional Noninterest Income$429,0002,591
Total noninterest expense$3,626,0002,519
Salaries and employee benefits$1,956,0002,562
Premises and equipment expense$472,0002,313
Additional noninterest expense$1,198,0002,431
Pre-tax net operating income$1,289,0002,605
Securities gains (losses)$22,0001,669
Applicable income taxes$315,0002,081
Income before extraordinary items$996,0002,760
Extraordinary gains, net$022
Net income$996,0002,761
Minority interest net income$075
Net income of bank and minority interests.$996,0002,762
Net charge-offs$392,000780
Cash dividends$270,0002,516
Sale, conversion, retirement of capital stock, net$1,000732
Net operating income$979,2802,730
2015-03-31 (YTD Data)Rank
Total interest income$2,223,0002,639
Total interest expense$135,0003,702
Net interest income$2,088,0002,495
Provision for loan and lease losses$-76,0006,187
Total noninterest income$261,0002,972
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$135,0001,972
Trading account gains and fees$0152
Additional Noninterest Income$126,0003,271
Total noninterest expense$1,851,0002,481
Salaries and employee benefits$985,0002,557
Premises and equipment expense$275,0002,094
Additional noninterest expense$591,0002,448
Pre-tax net operating income$574,0002,774
Securities gains (losses)$22,0001,194
Applicable income taxes$137,0002,186
Income before extraordinary items$459,0002,880
Extraordinary gains, net$013
Net income$459,0002,883
Minority interest net income$064
Net income of bank and minority interests.$459,0002,883
Net charge-offs$03,288
Cash dividends$150,0002,039
Sale, conversion, retirement of capital stock, net$1,000676
Net operating income$442,0602,873
2014-12-31 (YTD Data)Rank
Total interest income$8,920,0002,662
Total interest expense$645,0003,460
Net interest income$8,275,0002,544
Provision for loan and lease losses$69,0003,536
Total noninterest income$1,530,0002,479
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$595,0001,982
Trading account gains and fees$0180
Additional Noninterest Income$935,0002,413
Total noninterest expense$7,213,0002,549
Salaries and employee benefits$3,881,0002,565
Premises and equipment expense$947,0002,342
Additional noninterest expense$2,385,0002,497
Pre-tax net operating income$2,523,0002,573
Securities gains (losses)$03,259
Applicable income taxes$618,0002,014
Income before extraordinary items$1,905,0002,797
Extraordinary gains, net$017
Net income$1,905,0002,795
Minority interest net income$084
Net income of bank and minority interests.$1,905,0002,797
Net charge-offs$145,0002,817
Cash dividends$682,0002,501
Sale, conversion, retirement of capital stock, net$2,000847
Net operating income$1,905,0002,748
2014-09-30 (YTD Data)Rank
Total interest income$6,683,0002,682
Total interest expense$500,0003,450
Net interest income$6,183,0002,571
Provision for loan and lease losses$6,0004,262
Total noninterest income$1,031,0002,663
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$451,0001,967
Trading account gains and fees$0174
Additional Noninterest Income$580,0002,697
Total noninterest expense$5,458,0002,532
Salaries and employee benefits$2,917,0002,565
Premises and equipment expense$732,0002,314
Additional noninterest expense$1,809,0002,495
Pre-tax net operating income$1,750,0002,754
Securities gains (losses)$02,980
Applicable income taxes$408,0002,171
Income before extraordinary items$1,342,0002,944
Extraordinary gains, net$015
Net income$1,342,0002,944
Minority interest net income$081
Net income of bank and minority interests.$1,342,0002,945
Net charge-offs$151,0002,290
Cash dividends$442,0002,363
Sale, conversion, retirement of capital stock, net$2,000798
Net operating income$1,342,0002,883
2014-06-30 (YTD Data)Rank
Total interest income$4,436,0002,688
Total interest expense$346,0003,415
Net interest income$4,090,0002,584
Provision for loan and lease losses$66,0002,712
Total noninterest income$747,0002,503
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$292,0001,990
Trading account gains and fees$0172
Additional Noninterest Income$455,0002,443
Total noninterest expense$3,685,0002,507
Salaries and employee benefits$1,967,0002,552
Premises and equipment expense$501,0002,268
Additional noninterest expense$1,217,0002,452
Pre-tax net operating income$1,086,0002,812
Securities gains (losses)$02,580
Applicable income taxes$249,0002,206
Income before extraordinary items$837,0002,996
Extraordinary gains, net$020
Net income$837,0003,002
Minority interest net income$080
Net income of bank and minority interests.$837,0003,002
Net charge-offs$156,0001,803
Cash dividends$295,0002,396
Sale, conversion, retirement of capital stock, net$1,000774
Net operating income$837,0002,939
2014-03-31 (YTD Data)Rank
Total interest income$2,215,0002,695
Total interest expense$176,0003,432
Net interest income$2,039,0002,583
Provision for loan and lease losses$1,0003,779
Total noninterest income$326,0002,684
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$141,0002,043
Trading account gains and fees$0147
Additional Noninterest Income$185,0002,669
Total noninterest expense$1,884,0002,470
Salaries and employee benefits$990,0002,533
Premises and equipment expense$267,0002,178
Additional noninterest expense$627,0002,384
Pre-tax net operating income$480,0002,976
Securities gains (losses)$01,715
Applicable income taxes$103,0002,334
Income before extraordinary items$377,0003,123
Extraordinary gains, net$016
Net income$377,0003,125
Minority interest net income$066
Net income of bank and minority interests.$377,0003,126
Net charge-offs$108,0001,328
Cash dividends$145,0002,016
Sale, conversion, retirement of capital stock, net$0747
Net operating income$377,0003,086
2013-12-31 (YTD Data)Rank
Total interest income$8,968,0002,672
Total interest expense$794,0003,467
Net interest income$8,174,0002,549
Provision for loan and lease losses$283,0002,530
Total noninterest income$1,647,0002,434
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$656,0001,927
Trading account gains and fees$0184
Additional Noninterest Income$991,0002,399
Total noninterest expense$7,151,0002,579
Salaries and employee benefits$3,975,0002,487
Premises and equipment expense$969,0002,302
Additional noninterest expense$2,207,0002,771
Pre-tax net operating income$2,387,0002,540
Securities gains (losses)$18,0002,386
Applicable income taxes$518,0002,117
Income before extraordinary items$1,887,0002,723
Extraordinary gains, net$029
Net income$1,887,0002,726
Minority interest net income$090
Net income of bank and minority interests.$1,887,0002,726
Net charge-offs$1,277,0001,053
Cash dividends$690,0002,379
Sale, conversion, retirement of capital stock, net$3,000897
Net operating income$1,872,9602,679
2013-09-30 (YTD Data)Rank
Total interest income$6,758,0002,690
Total interest expense$610,0003,498
Net interest income$6,148,0002,560
Provision for loan and lease losses$261,0002,239
Total noninterest income$1,244,0002,470
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$504,0001,899
Trading account gains and fees$0180
Additional Noninterest Income$740,0002,438
Total noninterest expense$5,321,0002,608
Salaries and employee benefits$2,937,0002,534
Premises and equipment expense$724,0002,335
Additional noninterest expense$1,660,0002,745
Pre-tax net operating income$1,810,0002,613
Securities gains (losses)$18,0002,258
Applicable income taxes$391,0002,156
Income before extraordinary items$1,437,0002,741
Extraordinary gains, net$025
Net income$1,437,0002,745
Minority interest net income$084
Net income of bank and minority interests.$1,437,0002,745
Net charge-offs$926,0001,058
Cash dividends$450,0002,192
Sale, conversion, retirement of capital stock, net$2,000844
Net operating income$1,422,7802,676
2013-06-30 (YTD Data)Rank
Total interest income$4,494,0002,688
Total interest expense$423,0003,464
Net interest income$4,071,0002,565
Provision for loan and lease losses$199,0002,147
Total noninterest income$886,0002,392
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$447,0001,487
Trading account gains and fees$0157
Additional Noninterest Income$439,0002,664
Total noninterest expense$3,514,0002,633
Salaries and employee benefits$1,960,0002,537
Premises and equipment expense$476,0002,373
Additional noninterest expense$1,078,0002,792
Pre-tax net operating income$1,244,0002,535
Securities gains (losses)$18,0002,064
Applicable income taxes$267,0002,141
Income before extraordinary items$995,0002,658
Extraordinary gains, net$022
Net income$995,0002,663
Minority interest net income$082
Net income of bank and minority interests.$995,0002,663
Net charge-offs$963,000789
Cash dividends$305,0002,161
Sale, conversion, retirement of capital stock, net$2,000802
Net operating income$980,7802,579
2013-03-31 (YTD Data)Rank
Total interest income$2,256,0002,702
Total interest expense$222,0003,436
Net interest income$2,034,0002,580
Provision for loan and lease losses$-11,0006,749
Total noninterest income$434,0002,450
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$212,0001,538
Trading account gains and fees$0148
Additional Noninterest Income$222,0002,627
Total noninterest expense$1,815,0002,581
Salaries and employee benefits$1,011,0002,493
Premises and equipment expense$236,0002,413
Additional noninterest expense$568,0002,676
Pre-tax net operating income$664,0002,372
Securities gains (losses)$18,0001,302
Applicable income taxes$146,0002,009
Income before extraordinary items$536,0002,461
Extraordinary gains, net$010
Net income$536,0002,463
Minority interest net income$076
Net income of bank and minority interests.$536,0002,463
Net charge-offs$275,0001,125
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$1,000761
Net operating income$521,7802,420
2012-12-31 (YTD Data)Rank
Total interest income$9,602,0002,660
Total interest expense$1,102,0003,381
Net interest income$8,500,0002,525
Provision for loan and lease losses$406,0003,001
Total noninterest income$1,563,0002,548
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$896,0001,554
Trading account gains and fees$0166
Additional Noninterest Income$667,0002,960
Total noninterest expense$7,299,0002,573
Salaries and employee benefits$4,024,0002,429
Premises and equipment expense$954,0002,356
Additional noninterest expense$2,321,0002,746
Pre-tax net operating income$2,358,0002,517
Securities gains (losses)$2,0003,664
Applicable income taxes$497,0002,184
Income before extraordinary items$1,863,0002,714
Extraordinary gains, net$029
Net income$1,863,0002,718
Minority interest net income$093
Net income of bank and minority interests.$1,863,0002,716
Net charge-offs$444,0002,807
Cash dividends$673,0002,437
Sale, conversion, retirement of capital stock, net$7,000927
Net operating income$1,861,4202,597
2012-09-30 (YTD Data)Rank
Total interest income$7,251,0002,700
Total interest expense$856,0003,419
Net interest income$6,395,0002,552
Provision for loan and lease losses$255,0003,189
Total noninterest income$1,156,0002,571
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$649,0001,609
Trading account gains and fees$0157
Additional Noninterest Income$507,0002,936
Total noninterest expense$5,392,0002,614
Salaries and employee benefits$2,934,0002,511
Premises and equipment expense$725,0002,369
Additional noninterest expense$1,733,0002,761
Pre-tax net operating income$1,904,0002,445
Securities gains (losses)$2,0003,410
Applicable income taxes$390,0002,198
Income before extraordinary items$1,516,0002,625
Extraordinary gains, net$020
Net income$1,516,0002,626
Minority interest net income$086
Net income of bank and minority interests.$1,516,0002,626
Net charge-offs$113,0003,854
Cash dividends$433,0002,186
Sale, conversion, retirement of capital stock, net$6,000887
Net operating income$1,514,4002,504
2012-06-30 (YTD Data)Rank
Total interest income$4,874,0002,690
Total interest expense$591,0003,442
Net interest income$4,283,0002,541
Provision for loan and lease losses$185,0003,078
Total noninterest income$675,0002,730
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$422,0001,622
Trading account gains and fees$0153
Additional Noninterest Income$253,0003,318
Total noninterest expense$3,487,0002,684
Salaries and employee benefits$1,904,0002,594
Premises and equipment expense$481,0002,369
Additional noninterest expense$1,102,0002,886
Pre-tax net operating income$1,286,0002,389
Securities gains (losses)$2,0003,012
Applicable income taxes$260,0002,202
Income before extraordinary items$1,028,0002,577
Extraordinary gains, net$019
Net income$1,028,0002,577
Minority interest net income$084
Net income of bank and minority interests.$1,028,0002,577
Net charge-offs$113,0003,296
Cash dividends$287,0002,215
Sale, conversion, retirement of capital stock, net$4,000863
Net operating income$1,026,4002,435
2012-03-31 (YTD Data)Rank
Total interest income$2,453,0002,698
Total interest expense$309,0003,451
Net interest income$2,144,0002,546
Provision for loan and lease losses$75,0003,178
Total noninterest income$312,0002,884
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$201,0001,683
Trading account gains and fees$0148
Additional Noninterest Income$111,0003,544
Total noninterest expense$1,753,0002,676
Salaries and employee benefits$967,0002,559
Premises and equipment expense$243,0002,353
Additional noninterest expense$543,0002,894
Pre-tax net operating income$628,0002,451
Securities gains (losses)$2,0002,023
Applicable income taxes$122,0002,240
Income before extraordinary items$508,0002,568
Extraordinary gains, net$019
Net income$508,0002,570
Minority interest net income$078
Net income of bank and minority interests.$508,0002,571
Net charge-offs$11,0003,996
Cash dividends$163,0001,748
Sale, conversion, retirement of capital stock, net$3,000776
Net operating income$506,3802,461
2011-12-31 (YTD Data)Rank
Total interest income$10,337,0002,685
Total interest expense$1,664,0003,172
Net interest income$8,673,0002,531
Provision for loan and lease losses$933,0002,518
Total noninterest income$1,271,0002,698
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$819,0001,755
Trading account gains and fees$0146
Additional Noninterest Income$452,0003,260
Total noninterest expense$7,042,0002,657
Salaries and employee benefits$3,759,0002,555
Premises and equipment expense$1,003,0002,409
Additional noninterest expense$2,280,0002,790
Pre-tax net operating income$1,969,0002,541
Securities gains (losses)$4,0003,534
Applicable income taxes$404,0002,248
Income before extraordinary items$1,569,0002,688
Extraordinary gains, net$029
Net income$1,569,0002,689
Minority interest net income$096
Net income of bank and minority interests.$1,569,0002,689
Net charge-offs$1,293,0002,067
Cash dividends$642,0002,146
Sale, conversion, retirement of capital stock, net$15,000979
Net operating income$1,565,8002,611
2011-09-30 (YTD Data)Rank
Total interest income$7,871,0002,675
Total interest expense$1,331,0003,141
Net interest income$6,540,0002,537
Provision for loan and lease losses$368,0003,339
Total noninterest income$945,0002,713
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$615,0001,758
Trading account gains and fees$0145
Additional Noninterest Income$330,0003,335
Total noninterest expense$5,441,0002,584
Salaries and employee benefits$2,872,0002,504
Premises and equipment expense$747,0002,438
Additional noninterest expense$1,822,0002,657
Pre-tax net operating income$1,676,0002,375
Securities gains (losses)$03,555
Applicable income taxes$390,0001,971
Income before extraordinary items$1,286,0002,596
Extraordinary gains, net$021
Net income$1,286,0002,598
Minority interest net income$087
Net income of bank and minority interests.$1,286,0002,598
Net charge-offs$893,0002,021
Cash dividends$467,0001,887
Sale, conversion, retirement of capital stock, net$11,000924
Net operating income$1,286,0002,513
2011-06-30 (YTD Data)Rank
Total interest income$5,287,0002,682
Total interest expense$940,0003,109
Net interest income$4,347,0002,541
Provision for loan and lease losses$368,0002,705
Total noninterest income$599,0002,806
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$401,0001,764
Trading account gains and fees$0153
Additional Noninterest Income$198,0003,499
Total noninterest expense$3,665,0002,583
Salaries and employee benefits$1,911,0002,519
Premises and equipment expense$509,0002,411
Additional noninterest expense$1,245,0002,657
Pre-tax net operating income$913,0002,694
Securities gains (losses)$02,914
Applicable income taxes$207,0002,194
Income before extraordinary items$706,0002,903
Extraordinary gains, net$015
Net income$706,0002,905
Minority interest net income$089
Net income of bank and minority interests.$706,0002,905
Net charge-offs$869,0001,592
Cash dividends$313,0001,874
Sale, conversion, retirement of capital stock, net$7,000877
Net operating income$706,0002,831
2011-03-31 (YTD Data)Rank
Total interest income$2,659,0002,680
Total interest expense$500,0003,043
Net interest income$2,159,0002,539
Provision for loan and lease losses$82,0003,611
Total noninterest income$331,0002,654
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$193,0001,793
Trading account gains and fees$0158
Additional Noninterest Income$138,0003,046
Total noninterest expense$1,837,0002,592
Salaries and employee benefits$978,0002,486
Premises and equipment expense$268,0002,338
Additional noninterest expense$591,0002,748
Pre-tax net operating income$571,0002,322
Securities gains (losses)$01,772
Applicable income taxes$127,0001,939
Income before extraordinary items$444,0002,469
Extraordinary gains, net$09
Net income$444,0002,468
Minority interest net income$086
Net income of bank and minority interests.$444,0002,469
Net charge-offs$117,0002,582
Cash dividends$152,0001,604
Sale, conversion, retirement of capital stock, net$4,000815
Net operating income$444,0002,421
2010-12-31 (YTD Data)Rank
Total interest income$11,154,0002,690
Total interest expense$2,387,0003,110
Net interest income$8,767,0002,511
Provision for loan and lease losses$1,066,0002,954
Total noninterest income$1,412,0002,620
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$855,0001,719
Trading account gains and fees$0175
Additional Noninterest Income$557,0003,025
Total noninterest expense$7,118,0002,688
Salaries and employee benefits$3,808,0002,522
Premises and equipment expense$970,0002,548
Additional noninterest expense$2,340,0002,832
Pre-tax net operating income$1,995,0002,242
Securities gains (losses)$116,0002,035
Applicable income taxes$495,0001,900
Income before extraordinary items$1,616,0002,383
Extraordinary gains, net$029
Net income$1,616,0002,380
Minority interest net income$0111
Net income of bank and minority interests.$1,616,0002,383
Net charge-offs$1,626,0002,089
Cash dividends$449,0002,501
Sale, conversion, retirement of capital stock, net$12,0001,144
Net operating income$1,526,6802,381
2010-09-30 (YTD Data)Rank
Total interest income$8,395,0002,735
Total interest expense$1,731,0003,310
Net interest income$6,664,0002,493
Provision for loan and lease losses$526,0003,461
Total noninterest income$1,080,0002,591
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$655,0001,744
Trading account gains and fees$0165
Additional Noninterest Income$425,0003,022
Total noninterest expense$5,310,0002,699
Salaries and employee benefits$2,850,0002,544
Premises and equipment expense$734,0002,561
Additional noninterest expense$1,726,0002,813
Pre-tax net operating income$1,908,0001,972
Securities gains (losses)$116,0001,815
Applicable income taxes$474,0001,725
Income before extraordinary items$1,550,0002,084
Extraordinary gains, net$023
Net income$1,550,0002,085
Minority interest net income$0110
Net income of bank and minority interests.$1,550,0002,086
Net charge-offs$1,440,0001,819
Cash dividends$294,0002,376
Sale, conversion, retirement of capital stock, net$9,0001,066
Net operating income$1,460,6802,097
2010-06-30 (YTD Data)Rank
Total interest income$5,611,0002,759
Total interest expense$1,164,0003,388
Net interest income$4,447,0002,491
Provision for loan and lease losses$321,0003,500
Total noninterest income$730,0002,516
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$430,0001,766
Trading account gains and fees$0152
Additional Noninterest Income$300,0002,838
Total noninterest expense$3,490,0002,737
Salaries and employee benefits$1,868,0002,589
Premises and equipment expense$494,0002,566
Additional noninterest expense$1,128,0002,874
Pre-tax net operating income$1,366,0001,850
Securities gains (losses)$116,0001,311
Applicable income taxes$358,0001,555
Income before extraordinary items$1,124,0001,909
Extraordinary gains, net$019
Net income$1,124,0001,909
Minority interest net income$0105
Net income of bank and minority interests.$1,124,0001,909
Net charge-offs$1,099,0001,626
Cash dividends$151,0002,531
Sale, conversion, retirement of capital stock, net$6,000998
Net operating income$1,035,8401,973
2010-03-31 (YTD Data)Rank
Total interest income$2,776,0002,842
Total interest expense$581,0003,521
Net interest income$2,195,0002,554
Provision for loan and lease losses$110,0003,837
Total noninterest income$302,0002,852
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$204,0001,845
Trading account gains and fees$0175
Additional Noninterest Income$98,0003,557
Total noninterest expense$1,786,0002,724
Salaries and employee benefits$936,0002,620
Premises and equipment expense$257,0002,530
Additional noninterest expense$593,0002,731
Pre-tax net operating income$601,0002,096
Securities gains (losses)$116,000727
Applicable income taxes$140,0001,800
Income before extraordinary items$577,0001,890
Extraordinary gains, net$016
Net income$577,0001,888
Minority interest net income$091
Net income of bank and minority interests.$577,0001,890
Net charge-offs$831,0001,169
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$3,000953
Net operating income$484,2002,114
2009-12-31 (YTD Data)Rank
Total interest income$11,502,0002,865
Total interest expense$3,132,0003,312
Net interest income$8,370,0002,609
Provision for loan and lease losses$2,294,0002,302
Total noninterest income$1,460,0002,601
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$977,0001,726
Trading account gains and fees$0211
Additional Noninterest Income$483,0003,262
Total noninterest expense$7,011,0002,794
Salaries and employee benefits$3,630,0002,687
Premises and equipment expense$1,016,0002,533
Additional noninterest expense$2,365,0002,881
Pre-tax net operating income$525,0003,939
Securities gains (losses)$192,0001,586
Applicable income taxes$16,0003,750
Income before extraordinary items$701,0003,356
Extraordinary gains, net$034
Net income$691,0003,383
Minority interest net income$10,000103
Net income of bank and minority interests.$701,0003,355
Net charge-offs$811,0003,163
Cash dividends$310,0003,165
Sale, conversion, retirement of capital stock, net$13,0001,262
Net operating income$512,8403,778
2009-09-30 (YTD Data)Rank
Total interest income$8,582,0002,915
Total interest expense$2,433,0003,349
Net interest income$6,149,0002,671
Provision for loan and lease losses$1,538,0002,178
Total noninterest income$1,179,0002,532
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$730,0001,731
Trading account gains and fees$0212
Additional Noninterest Income$449,0002,999
Total noninterest expense$5,292,0002,783
Salaries and employee benefits$2,785,0002,646
Premises and equipment expense$740,0002,636
Additional noninterest expense$1,767,0002,850
Pre-tax net operating income$498,0003,900
Securities gains (losses)$192,0001,315
Applicable income taxes$62,0003,194
Income before extraordinary items$628,0003,310
Extraordinary gains, net$027
Net income$618,0003,326
Minority interest net income$10,00098
Net income of bank and minority interests.$628,0003,310
Net charge-offs$524,0002,976
Cash dividends$310,0002,584
Sale, conversion, retirement of capital stock, net$9,0001,175
Net operating income$453,2803,759
2009-06-30 (YTD Data)Rank
Total interest income$5,733,0002,941
Total interest expense$1,641,0003,439
Net interest income$4,092,0002,653
Provision for loan and lease losses$609,0002,679
Total noninterest income$782,0002,557
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$473,0001,748
Trading account gains and fees$0193
Additional Noninterest Income$309,0002,955
Total noninterest expense$3,547,0002,795
Salaries and employee benefits$1,870,0002,666
Premises and equipment expense$502,0002,631
Additional noninterest expense$1,175,0002,884
Pre-tax net operating income$718,0002,717
Securities gains (losses)$-114,0007,702
Applicable income taxes$91,0002,705
Income before extraordinary items$513,0003,041
Extraordinary gains, net$021
Net income$505,0003,070
Minority interest net income$8,00091
Net income of bank and minority interests.$513,0003,040
Net charge-offs$418,0002,550
Cash dividends$310,0002,151
Sale, conversion, retirement of capital stock, net$6,0001,136
Net operating income$609,9002,658
2009-03-31 (YTD Data)Rank
Total interest income$2,864,0002,979
Total interest expense$825,0003,540
Net interest income$2,039,0002,661
Provision for loan and lease losses$354,0002,115
Total noninterest income$389,0002,547
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$224,0001,786
Trading account gains and fees$0171
Additional Noninterest Income$165,0002,808
Total noninterest expense$1,739,0002,760
Salaries and employee benefits$966,0002,620
Premises and equipment expense$256,0002,629
Additional noninterest expense$517,0002,927
Pre-tax net operating income$335,0003,158
Securities gains (losses)$-50,0007,944
Applicable income taxes$71,0002,539
Income before extraordinary items$214,0003,758
Extraordinary gains, net$015
Net income$210,0003,787
Minority interest net income$4,00087
Net income of bank and minority interests.$214,0003,759
Net charge-offs$47,0003,624
Cash dividends$175,0001,823
Sale, conversion, retirement of capital stock, net$3,0001,009
Net operating income$251,5003,287
2008-12-31 (YTD Data)Rank
Total interest income$12,643,0002,891
Total interest expense$3,973,0003,521
Net interest income$8,670,0002,503
Provision for loan and lease losses$991,0002,719
Total noninterest income$844,0003,758
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,010,0001,746
Trading account gains and fees$0154
Additional Noninterest Income$-166,0008,156
Total noninterest expense$6,983,0002,692
Salaries and employee benefits$3,828,0002,605
Premises and equipment expense$1,065,0002,487
Additional noninterest expense$2,090,0002,747
Pre-tax net operating income$1,540,0002,969
Securities gains (losses)$-608,0007,601
Applicable income taxes$131,0003,169
Income before extraordinary items$801,0003,702
Extraordinary gains, net$039
Net income$801,0003,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$659,0002,435
Cash dividends$1,608,0001,623
Sale, conversion, retirement of capital stock, net$24,0001,238
Net operating income$1,323,8802,883
2008-09-30 (YTD Data)Rank
Total interest income$9,618,0002,913
Total interest expense$3,097,0003,550
Net interest income$6,521,0002,522
Provision for loan and lease losses$643,0002,378
Total noninterest income$518,0004,256
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$740,0001,793
Trading account gains and fees$0148
Additional Noninterest Income$-222,0008,307
Total noninterest expense$5,209,0002,686
Salaries and employee benefits$2,900,0002,616
Premises and equipment expense$795,0002,510
Additional noninterest expense$1,514,0002,754
Pre-tax net operating income$1,187,0003,337
Securities gains (losses)$03,106
Applicable income taxes$319,0002,391
Income before extraordinary items$868,0003,406
Extraordinary gains, net$031
Net income$868,0003,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0002,722
Cash dividends$1,212,0001,576
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$868,0003,541
2008-06-30 (YTD Data)Rank
Total interest income$6,517,0002,916
Total interest expense$2,124,0003,598
Net interest income$4,393,0002,498
Provision for loan and lease losses$400,0002,155
Total noninterest income$305,0004,582
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$465,0001,854
Trading account gains and fees$0149
Additional Noninterest Income$-160,0008,390
Total noninterest expense$3,509,0002,672
Salaries and employee benefits$1,936,0002,644
Premises and equipment expense$539,0002,475
Additional noninterest expense$1,034,0002,672
Pre-tax net operating income$789,0003,456
Securities gains (losses)$03,233
Applicable income taxes$232,0002,521
Income before extraordinary items$557,0003,799
Extraordinary gains, net$021
Net income$557,0003,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0002,058
Cash dividends$968,0001,472
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$557,0003,746
2008-03-31 (YTD Data)Rank
Total interest income$3,323,0002,939
Total interest expense$1,090,0003,689
Net interest income$2,233,0002,455
Provision for loan and lease losses$131,0002,345
Total noninterest income$477,0002,306
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$222,0001,904
Trading account gains and fees$0158
Additional Noninterest Income$255,0002,192
Total noninterest expense$1,791,0002,630
Salaries and employee benefits$1,000,0002,585
Premises and equipment expense$283,0002,383
Additional noninterest expense$508,0002,688
Pre-tax net operating income$788,0002,184
Securities gains (losses)$02,688
Applicable income taxes$230,0001,787
Income before extraordinary items$558,0002,459
Extraordinary gains, net$015
Net income$558,0002,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$242,0002,134
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$558,0002,383
2007-12-31 (YTD Data)Rank
Total interest income$13,927,0002,876
Total interest expense$4,718,0003,607
Net interest income$9,209,0002,409
Provision for loan and lease losses$476,0002,414
Total noninterest income$1,101,0003,347
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$898,0001,927
Trading account gains and fees$0178
Additional Noninterest Income$203,0005,028
Total noninterest expense$7,037,0002,582
Salaries and employee benefits$3,915,0002,536
Premises and equipment expense$1,032,0002,494
Additional noninterest expense$2,090,0002,558
Pre-tax net operating income$2,797,0002,593
Securities gains (losses)$02,146
Applicable income taxes$833,0002,085
Income before extraordinary items$1,964,0002,860
Extraordinary gains, net$039
Net income$1,964,0002,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$480,0001,743
Cash dividends$1,190,0002,375
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,964,0002,844
2007-09-30 (YTD Data)Rank
Total interest income$10,407,0002,889
Total interest expense$3,590,0003,574
Net interest income$6,817,0002,450
Provision for loan and lease losses$198,0003,034
Total noninterest income$911,0003,108
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$666,0001,941
Trading account gains and fees$0184
Additional Noninterest Income$245,0004,127
Total noninterest expense$5,289,0002,557
Salaries and employee benefits$2,968,0002,508
Premises and equipment expense$803,0002,407
Additional noninterest expense$1,518,0002,593
Pre-tax net operating income$2,241,0002,633
Securities gains (losses)$01,655
Applicable income taxes$671,0002,139
Income before extraordinary items$1,570,0002,873
Extraordinary gains, net$033
Net income$1,570,0002,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0001,921
Cash dividends$765,0002,357
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,570,0002,859
2007-06-30 (YTD Data)Rank
Total interest income$6,879,0002,928
Total interest expense$2,386,0003,582
Net interest income$4,493,0002,497
Provision for loan and lease losses$65,0003,914
Total noninterest income$678,0002,898
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$438,0001,962
Trading account gains and fees$0168
Additional Noninterest Income$240,0003,427
Total noninterest expense$3,529,0002,591
Salaries and employee benefits$1,987,0002,539
Premises and equipment expense$530,0002,438
Additional noninterest expense$1,012,0002,601
Pre-tax net operating income$1,577,0002,595
Securities gains (losses)$01,444
Applicable income taxes$470,0002,155
Income before extraordinary items$1,107,0002,819
Extraordinary gains, net$029
Net income$1,107,0002,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0001,555
Cash dividends$485,0002,491
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,107,0002,798
2007-03-31 (YTD Data)Rank
Total interest income$3,442,0002,903
Total interest expense$1,169,0003,602
Net interest income$2,273,0002,481
Provision for loan and lease losses$138,0001,598
Total noninterest income$325,0002,959
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$207,0001,997
Trading account gains and fees$0195
Additional Noninterest Income$118,0003,468
Total noninterest expense$1,756,0002,603
Salaries and employee benefits$973,0002,602
Premises and equipment expense$268,0002,433
Additional noninterest expense$515,0002,553
Pre-tax net operating income$704,0002,789
Securities gains (losses)$01,187
Applicable income taxes$206,0002,363
Income before extraordinary items$498,0003,034
Extraordinary gains, net$022
Net income$498,0003,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0001,073
Cash dividends$245,0002,217
Sale, conversion, retirement of capital stock, net$0885
Net operating income$498,0003,016
2006-12-31 (YTD Data)Rank
Total interest income$13,666,0002,765
Total interest expense$4,733,0003,166
Net interest income$8,933,0002,526
Provision for loan and lease losses$296,0002,834
Total noninterest income$1,171,0003,172
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$895,0001,924
Trading account gains and fees$0130
Additional Noninterest Income$276,0004,462
Total noninterest expense$6,529,0002,680
Salaries and employee benefits$3,735,0002,601
Premises and equipment expense$903,0002,712
Additional noninterest expense$1,891,0002,699
Pre-tax net operating income$3,279,0002,619
Securities gains (losses)$01,687
Applicable income taxes$959,0002,257
Income before extraordinary items$2,320,0002,775
Extraordinary gains, net$051
Net income$2,320,0002,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$601,0001,019
Cash dividends$1,062,0002,469
Sale, conversion, retirement of capital stock, net$1,0001,233
Net operating income$2,320,0002,765
2006-09-30 (YTD Data)Rank
Total interest income$10,115,0002,769
Total interest expense$3,512,0003,100
Net interest income$6,603,0002,587
Provision for loan and lease losses$213,0002,769
Total noninterest income$852,0003,259
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$669,0001,929
Trading account gains and fees$0126
Additional Noninterest Income$183,0004,714
Total noninterest expense$4,852,0002,704
Salaries and employee benefits$2,782,0002,615
Premises and equipment expense$675,0002,724
Additional noninterest expense$1,395,0002,724
Pre-tax net operating income$2,390,0002,756
Securities gains (losses)$01,388
Applicable income taxes$725,0002,342
Income before extraordinary items$1,665,0002,959
Extraordinary gains, net$045
Net income$1,665,0002,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$542,000755
Cash dividends$630,0002,583
Sale, conversion, retirement of capital stock, net$1,0001,026
Net operating income$1,665,0002,951
2006-06-30 (YTD Data)Rank
Total interest income$6,645,0002,772
Total interest expense$2,297,0003,047
Net interest income$4,348,0002,624
Provision for loan and lease losses$117,0003,131
Total noninterest income$601,0003,113
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$428,0001,979
Trading account gains and fees$0126
Additional Noninterest Income$173,0004,029
Total noninterest expense$3,246,0002,716
Salaries and employee benefits$1,855,0002,613
Premises and equipment expense$458,0002,680
Additional noninterest expense$933,0002,730
Pre-tax net operating income$1,586,0002,772
Securities gains (losses)$01,185
Applicable income taxes$480,0002,376
Income before extraordinary items$1,106,0002,973
Extraordinary gains, net$039
Net income$1,106,0002,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,392
Cash dividends$385,0002,775
Sale, conversion, retirement of capital stock, net$1,000869
Net operating income$1,106,0002,960
2006-03-31 (YTD Data)Rank
Total interest income$3,299,0002,736
Total interest expense$1,129,0002,952
Net interest income$2,170,0002,605
Provision for loan and lease losses$16,0004,730
Total noninterest income$283,0003,198
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$201,0002,036
Trading account gains and fees$0115
Additional Noninterest Income$82,0004,095
Total noninterest expense$1,637,0002,681
Salaries and employee benefits$938,0002,591
Premises and equipment expense$235,0002,617
Additional noninterest expense$464,0002,728
Pre-tax net operating income$800,0002,705
Securities gains (losses)$0955
Applicable income taxes$247,0002,289
Income before extraordinary items$553,0002,920
Extraordinary gains, net$021
Net income$553,0002,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,473
Cash dividends$225,0002,263
Sale, conversion, retirement of capital stock, net$1,000629
Net operating income$553,0002,906
2005-12-31 (YTD Data)Rank
Total interest income$12,278,0002,659
Total interest expense$3,619,0002,862
Net interest income$8,659,0002,517
Provision for loan and lease losses$364,0002,436
Total noninterest income$1,208,0003,132
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$925,0001,854
Trading account gains and fees$0138
Additional Noninterest Income$283,0004,464
Total noninterest expense$6,762,0002,471
Salaries and employee benefits$3,826,0002,391
Premises and equipment expense$886,0002,634
Additional noninterest expense$2,050,0002,426
Pre-tax net operating income$2,741,0002,969
Securities gains (losses)$02,296
Applicable income taxes$852,0002,503
Income before extraordinary items$1,889,0003,232
Extraordinary gains, net$046
Net income$1,889,0003,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,755,000440
Cash dividends$1,055,0002,341
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,889,0003,206
2005-09-30 (YTD Data)Rank
Total interest income$9,062,0002,637
Total interest expense$2,605,0002,837
Net interest income$6,457,0002,513
Provision for loan and lease losses$31,0005,788
Total noninterest income$906,0003,132
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$706,0001,818
Trading account gains and fees$0126
Additional Noninterest Income$200,0004,607
Total noninterest expense$4,931,0002,509
Salaries and employee benefits$2,916,0002,327
Premises and equipment expense$644,0002,695
Additional noninterest expense$1,371,0002,688
Pre-tax net operating income$2,401,0002,653
Securities gains (losses)$02,317
Applicable income taxes$749,0002,304
Income before extraordinary items$1,652,0002,906
Extraordinary gains, net$035
Net income$1,652,0002,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,429,000388
Cash dividends$658,0002,399
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,652,0002,862
2005-06-30 (YTD Data)Rank
Total interest income$5,948,0002,622
Total interest expense$1,687,0002,761
Net interest income$4,261,0002,513
Provision for loan and lease losses$31,0005,120
Total noninterest income$584,0003,166
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$466,0001,794
Trading account gains and fees$0116
Additional Noninterest Income$118,0004,849
Total noninterest expense$3,253,0002,496
Salaries and employee benefits$1,911,0002,348
Premises and equipment expense$439,0002,611
Additional noninterest expense$903,0002,691
Pre-tax net operating income$1,561,0002,677
Securities gains (losses)$02,146
Applicable income taxes$490,0002,300
Income before extraordinary items$1,071,0002,934
Extraordinary gains, net$030
Net income$1,071,0002,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,389,000289
Cash dividends$445,0002,394
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,071,0002,894
2005-03-31 (YTD Data)Rank
Total interest income$2,930,0002,626
Total interest expense$827,0002,712
Net interest income$2,103,0002,543
Provision for loan and lease losses$06,226
Total noninterest income$297,0003,076
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$223,0001,816
Trading account gains and fees$0115
Additional Noninterest Income$74,0004,342
Total noninterest expense$1,586,0002,577
Salaries and employee benefits$931,0002,425
Premises and equipment expense$225,0002,590
Additional noninterest expense$430,0002,826
Pre-tax net operating income$814,0002,537
Securities gains (losses)$01,685
Applicable income taxes$250,0002,273
Income before extraordinary items$564,0002,754
Extraordinary gains, net$024
Net income$564,0002,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,341,000194
Cash dividends$225,0002,079
Sale, conversion, retirement of capital stock, net$0491
Net operating income$564,0002,704
2004-12-31 (YTD Data)Rank
Total interest income$11,823,0002,429
Total interest expense$3,285,0002,425
Net interest income$8,538,0002,395
Provision for loan and lease losses$330,0002,726
Total noninterest income$1,052,0003,420
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$810,0002,115
Trading account gains and fees$0138
Additional Noninterest Income$242,0004,706
Total noninterest expense$5,950,0002,678
Salaries and employee benefits$3,597,0002,422
Premises and equipment expense$793,0002,803
Additional noninterest expense$1,560,0003,035
Pre-tax net operating income$3,310,0002,383
Securities gains (losses)$4,0003,277
Applicable income taxes$1,007,0002,137
Income before extraordinary items$2,307,0002,588
Extraordinary gains, net$034
Net income$2,307,0002,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,233
Cash dividends$985,0002,382
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,304,2002,539
2004-09-30 (YTD Data)Rank
Total interest income$8,858,0002,398
Total interest expense$2,463,0002,389
Net interest income$6,395,0002,366
Provision for loan and lease losses$165,0003,371
Total noninterest income$780,0003,467
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$594,0002,177
Trading account gains and fees$0134
Additional Noninterest Income$186,0004,650
Total noninterest expense$4,369,0002,697
Salaries and employee benefits$2,642,0002,447
Premises and equipment expense$599,0002,785
Additional noninterest expense$1,128,0003,102
Pre-tax net operating income$2,641,0002,284
Securities gains (losses)$4,0003,145
Applicable income taxes$803,0002,098
Income before extraordinary items$1,842,0002,511
Extraordinary gains, net$026
Net income$1,842,0002,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,322
Cash dividends$583,0002,467
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,839,2002,446
2004-06-30 (YTD Data)Rank
Total interest income$5,882,0002,389
Total interest expense$1,657,0002,340
Net interest income$4,225,0002,366
Provision for loan and lease losses$63,0004,225
Total noninterest income$496,0003,590
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$373,0002,275
Trading account gains and fees$0130
Additional Noninterest Income$123,0004,730
Total noninterest expense$2,894,0002,715
Salaries and employee benefits$1,754,0002,444
Premises and equipment expense$398,0002,804
Additional noninterest expense$742,0003,150
Pre-tax net operating income$1,764,0002,272
Securities gains (losses)$03,413
Applicable income taxes$532,0002,101
Income before extraordinary items$1,232,0002,466
Extraordinary gains, net$021
Net income$1,232,0002,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,183
Cash dividends$369,0002,597
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,232,0002,401
2004-03-31 (YTD Data)Rank
Total interest income$2,981,0002,375
Total interest expense$845,0002,325
Net interest income$2,136,0002,331
Provision for loan and lease losses$22,0004,718
Total noninterest income$262,0003,408
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$168,0002,432
Trading account gains and fees$0121
Additional Noninterest Income$94,0003,835
Total noninterest expense$1,480,0002,663
Salaries and employee benefits$891,0002,433
Premises and equipment expense$229,0002,484
Additional noninterest expense$360,0003,207
Pre-tax net operating income$896,0002,209
Securities gains (losses)$02,934
Applicable income taxes$273,0002,067
Income before extraordinary items$623,0002,406
Extraordinary gains, net$016
Net income$623,0002,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,075
Cash dividends$185,0002,281
Sale, conversion, retirement of capital stock, net$0464
Net operating income$623,0002,321
2003-12-31 (YTD Data)Rank
Total interest income$12,703,0002,264
Total interest expense$4,013,0002,211
Net interest income$8,690,0002,229
Provision for loan and lease losses$1,862,000689
Total noninterest income$1,309,0003,121
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$735,0002,261
Trading account gains and fees$0160
Additional Noninterest Income$574,0003,346
Total noninterest expense$5,635,0002,756
Salaries and employee benefits$3,230,0002,601
Premises and equipment expense$869,0002,566
Additional noninterest expense$1,536,0003,015
Pre-tax net operating income$2,502,0002,893
Securities gains (losses)$04,500
Applicable income taxes$674,0002,865
Income before extraordinary items$1,828,0003,066
Extraordinary gains, net$054
Net income$1,828,0003,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$705,0001,219
Cash dividends$2,509,0001,149
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,828,0002,930
2003-09-30 (YTD Data)Rank
Total interest income$9,633,0002,264
Total interest expense$3,097,0002,229
Net interest income$6,536,0002,235
Provision for loan and lease losses$1,632,000614
Total noninterest income$1,027,0003,077
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$539,0002,325
Trading account gains and fees$0153
Additional Noninterest Income$488,0003,188
Total noninterest expense$4,167,0002,791
Salaries and employee benefits$2,354,0002,682
Premises and equipment expense$657,0002,558
Additional noninterest expense$1,156,0002,991
Pre-tax net operating income$1,764,0003,118
Securities gains (losses)$04,204
Applicable income taxes$495,0003,052
Income before extraordinary items$1,269,0003,352
Extraordinary gains, net$040
Net income$1,269,0003,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,239
Cash dividends$2,129,000961
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,269,0003,185
2003-06-30 (YTD Data)Rank
Total interest income$6,472,0002,260
Total interest expense$2,115,0002,244
Net interest income$4,357,0002,234
Provision for loan and lease losses$1,512,000477
Total noninterest income$693,0003,035
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$356,0002,310
Trading account gains and fees$0150
Additional Noninterest Income$337,0003,085
Total noninterest expense$2,704,0002,858
Salaries and employee benefits$1,550,0002,706
Premises and equipment expense$438,0002,541
Additional noninterest expense$716,0003,168
Pre-tax net operating income$834,0003,949
Securities gains (losses)$03,782
Applicable income taxes$225,0003,738
Income before extraordinary items$609,0004,250
Extraordinary gains, net$030
Net income$609,0004,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,533
Cash dividends$1,939,000785
Sale, conversion, retirement of capital stock, net$0589
Net operating income$609,0004,050
2003-03-31 (YTD Data)Rank
Total interest income$3,291,0002,235
Total interest expense$1,089,0002,239
Net interest income$2,202,0002,217
Provision for loan and lease losses$62,0003,213
Total noninterest income$347,0002,927
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$168,0002,355
Trading account gains and fees$0134
Additional Noninterest Income$179,0002,909
Total noninterest expense$1,389,0002,770
Salaries and employee benefits$816,0002,569
Premises and equipment expense$223,0002,509
Additional noninterest expense$350,0003,188
Pre-tax net operating income$1,098,0001,878
Securities gains (losses)$02,891
Applicable income taxes$335,0001,899
Income before extraordinary items$763,0002,055
Extraordinary gains, net$021
Net income$763,0002,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,227
Cash dividends$210,0002,141
Sale, conversion, retirement of capital stock, net$0419
Net operating income$763,0001,937
2002-12-31 (YTD Data)Rank
Total interest income$12,904,0002,387
Total interest expense$4,822,0002,319
Net interest income$8,082,0002,376
Provision for loan and lease losses$431,0002,676
Total noninterest income$1,072,0003,319
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$650,0002,410
Trading account gains and fees$0153
Additional Noninterest Income$422,0003,608
Total noninterest expense$5,146,0002,857
Salaries and employee benefits$3,094,0002,547
Premises and equipment expense$743,0002,850
Additional noninterest expense$1,309,0003,351
Pre-tax net operating income$3,577,0002,172
Securities gains (losses)$5,0003,957
Applicable income taxes$1,107,0002,055
Income before extraordinary items$2,475,0002,373
Extraordinary gains, net$070
Net income$2,475,0002,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,640
Cash dividends$1,393,0001,745
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,471,5502,297
2001-12-31 (YTD Data)Rank
Total interest income$12,958,0002,634
Total interest expense$5,703,0002,791
Net interest income$7,255,0002,468
Provision for loan and lease losses$200,0004,117
Total noninterest income$1,013,0003,313
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$607,0002,412
Trading account gains and fees$0177
Additional Noninterest Income$406,0003,496
Total noninterest expense$4,718,0002,965
Salaries and employee benefits$2,762,0002,703
Premises and equipment expense$695,0002,956
Additional noninterest expense$1,261,0003,345
Pre-tax net operating income$3,350,0002,054
Securities gains (losses)$04,612
Applicable income taxes$985,0002,091
Income before extraordinary items$2,365,0002,194
Extraordinary gains, net$0105
Net income$2,365,0002,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,025
Cash dividends$1,410,0001,740
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,365,0002,126
2000-12-31 (YTD Data)Rank
Total interest income$12,486,0002,803
Total interest expense$5,665,0002,934
Net interest income$6,821,0002,608
Provision for loan and lease losses$100,0005,274
Total noninterest income$793,0003,679
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$386,0003,337
Trading account gains and fees$0180
Additional Noninterest Income$407,0003,301
Total noninterest expense$4,518,0002,986
Salaries and employee benefits$2,659,0002,679
Premises and equipment expense$688,0002,911
Additional noninterest expense$1,171,0003,507
Pre-tax net operating income$2,996,0002,399
Securities gains (losses)$01,956
Applicable income taxes$868,0002,367
Income before extraordinary items$2,128,0002,408
Extraordinary gains, net$038
Net income$2,128,0002,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,205
Cash dividends$1,150,0002,057
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,128,0002,412
1999-12-31 (YTD Data)Rank
Total interest income$11,769,0002,741
Total interest expense$5,176,0002,818
Net interest income$6,593,0002,656
Provision for loan and lease losses$112,0004,998
Total noninterest income$848,0003,484
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$364,0003,462
Trading account gains and fees$0173
Additional Noninterest Income$484,0003,014
Total noninterest expense$4,358,0003,064
Salaries and employee benefits$2,450,0002,862
Premises and equipment expense$755,0002,692
Additional noninterest expense$1,153,0003,572
Pre-tax net operating income$2,971,0002,432
Securities gains (losses)$03,155
Applicable income taxes$848,0002,509
Income before extraordinary items$2,123,0002,446
Extraordinary gains, net$035
Net income$2,123,0002,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,038
Cash dividends$1,337,0001,831
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,123,0002,407
1998-12-31 (YTD Data)Rank
Total interest income$11,758,0002,750
Total interest expense$5,378,0002,799
Net interest income$6,380,0002,684
Provision for loan and lease losses$60,0006,123
Total noninterest income$852,0003,456
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$366,0003,387
Trading account gains and fees$0224
Additional Noninterest Income$486,0003,033
Total noninterest expense$4,242,0003,064
Salaries and employee benefits$2,385,0002,848
Premises and equipment expense$666,0002,892
Additional noninterest expense$1,191,0003,393
Pre-tax net operating income$2,930,0002,430
Securities gains (losses)$04,449
Applicable income taxes$847,0002,604
Income before extraordinary items$2,083,0002,468
Extraordinary gains, net$032
Net income$2,083,0002,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,860
Cash dividends$734,0002,768
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,083,0002,386
1997-12-31 (YTD Data)Rank
Total interest income$11,189,0002,912
Total interest expense$4,984,0002,986
Net interest income$6,205,0002,816
Provision for loan and lease losses$117,0004,860
Total noninterest income$776,0003,674
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$401,0003,219
Trading account gains and fees$0239
Additional Noninterest Income$375,0003,427
Total noninterest expense$4,031,0003,151
Salaries and employee benefits$2,247,0002,949
Premises and equipment expense$639,0002,982
Additional noninterest expense$1,145,0003,486
Pre-tax net operating income$2,833,0002,614
Securities gains (losses)$-3,0009,416
Applicable income taxes$847,0002,804
Income before extraordinary items$1,983,0002,606
Extraordinary gains, net$044
Net income$1,983,0002,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,539
Cash dividends$610,0003,028
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,985,1002,559
1996-12-31 (YTD Data)Rank
Total interest income$10,838,0003,038
Total interest expense$4,800,0003,109
Net interest income$6,038,0002,940
Provision for loan and lease losses$167,0003,853
Total noninterest income$731,0003,965
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$401,0003,332
Trading account gains and fees$0262
Additional Noninterest Income$330,0003,841
Total noninterest expense$4,060,0003,306
Salaries and employee benefits$2,340,0002,857
Premises and equipment expense$595,0003,237
Additional noninterest expense$1,125,0003,988
Pre-tax net operating income$2,542,0002,740
Securities gains (losses)$04,148
Applicable income taxes$779,0002,918
Income before extraordinary items$1,763,0002,753
Extraordinary gains, net$053
Net income$1,763,0002,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,102
Cash dividends$544,0003,233
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,763,0002,710
1995-12-31 (YTD Data)Rank
Total interest income$10,139,0003,242
Total interest expense$4,382,0003,391
Net interest income$5,757,0003,086
Provision for loan and lease losses$42,0006,540
Total noninterest income$626,0004,440
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$391,0003,433
Trading account gains and fees$0522
Additional Noninterest Income$235,0004,664
Total noninterest expense$4,065,0003,277
Salaries and employee benefits$2,196,0003,033
Premises and equipment expense$585,0003,276
Additional noninterest expense$1,284,0003,535
Pre-tax net operating income$2,276,0003,116
Securities gains (losses)$03,831
Applicable income taxes$736,0003,103
Income before extraordinary items$1,540,0003,170
Extraordinary gains, net$065
Net income$1,540,0003,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00010,875
Cash dividends$793,0002,455
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,540,0003,153
1994-12-31 (YTD Data)Rank
Total interest income$9,472,0003,194
Total interest expense$3,733,0003,275
Net interest income$5,739,0003,118
Provision for loan and lease losses$67,0005,416
Total noninterest income$571,0004,829
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$374,0003,615
Trading account gains and fees$0475
Additional Noninterest Income$197,0005,329
Total noninterest expense$4,214,0003,258
Salaries and employee benefits$2,311,0002,861
Premises and equipment expense$546,0003,540
Additional noninterest expense$1,357,0003,631
Pre-tax net operating income$2,029,0003,385
Securities gains (losses)$33,0001,406
Applicable income taxes$651,0003,279
Income before extraordinary items$1,411,0003,348
Extraordinary gains, net$0249
Net income$1,411,0003,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,849
Cash dividends$636,0002,692
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,388,5603,421
1993-12-31 (YTD Data)Rank
Total interest income$9,601,0003,224
Total interest expense$4,080,0003,114
Net interest income$5,521,0003,257
Provision for loan and lease losses$75,0006,449
Total noninterest income$544,0005,294
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$334,0004,038
Trading account gains and fees$0532
Additional Noninterest Income$210,0005,508
Total noninterest expense$4,231,0003,316
Salaries and employee benefits$2,289,0002,890
Premises and equipment expense$521,0003,726
Additional noninterest expense$1,421,0003,664
Pre-tax net operating income$1,759,0003,768
Securities gains (losses)$07,477
Applicable income taxes$553,0003,832
Income before extraordinary items$1,206,0004,004
Extraordinary gains, net$03,149
Net income$1,206,0004,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0007,578
Cash dividends$791,0002,183
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,206,0003,798
1992-12-31 (YTD Data)Rank
Total interest income$10,536,0003,323
Total interest expense$5,203,0003,194
Net interest income$5,333,0003,421
Provision for loan and lease losses$24,00010,335
Total noninterest income$508,0005,579
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$348,0003,932
Trading account gains and fees$0504
Additional Noninterest Income$160,0006,417
Total noninterest expense$4,294,0003,285
Salaries and employee benefits$2,245,0002,891
Premises and equipment expense$572,0003,517
Additional noninterest expense$1,477,0003,652
Pre-tax net operating income$1,523,0003,992
Securities gains (losses)$87,0003,239
Applicable income taxes$455,0004,327
Income before extraordinary items$1,155,0003,945
Extraordinary gains, net$01,422
Net income$1,155,0003,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,00013,558
Cash dividends$577,0002,486
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,092,3603,844

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.