Home > Eastern Heights Bank > Income and Expense
Eastern Heights Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $33,348,000 | 989 |
| Total interest expense | $12,549,000 | 1,245 |
| Net interest income | $20,799,000 | 822 |
| Provision for loan and lease losses | $645,000 | 1,408 |
| Total noninterest income | $3,927,000 | 1,102 |
| Gross Fiduciary activities income | $2,000 | 1,363 |
| Service charges on deposit accounts | $1,225,000 | 1,011 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,700,000 | 966 |
| Total noninterest expense | $10,589,000 | 1,251 |
| Salaries and employee benefits | $6,293,000 | 1,040 |
| Premises and equipment expense | $1,089,000 | 1,808 |
| Additional noninterest expense | $3,207,000 | 1,370 |
| Pre-tax net operating income | $13,492,000 | 606 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $4,990,000 | 585 |
| Income before extraordinary items | $8,502,000 | 683 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,502,000 | 682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 1,301 |
| Cash dividends | $9,000,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,502,000 | 656 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $31,320,000 | 1,087 |
| Total interest expense | $11,775,000 | 1,338 |
| Net interest income | $19,545,000 | 913 |
| Provision for loan and lease losses | $440,000 | 1,956 |
| Total noninterest income | $3,355,000 | 1,199 |
| Gross Fiduciary activities income | $3,000 | 1,400 |
| Service charges on deposit accounts | $1,210,000 | 1,036 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,142,000 | 1,051 |
| Total noninterest expense | $10,178,000 | 1,299 |
| Salaries and employee benefits | $5,790,000 | 1,129 |
| Premises and equipment expense | $1,048,000 | 1,894 |
| Additional noninterest expense | $3,340,000 | 1,316 |
| Pre-tax net operating income | $12,282,000 | 682 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,435,000 | 660 |
| Income before extraordinary items | $7,847,000 | 721 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,847,000 | 722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,289 |
| Cash dividends | $5,400,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,847,000 | 706 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $28,957,000 | 1,191 |
| Total interest expense | $10,485,000 | 1,528 |
| Net interest income | $18,472,000 | 993 |
| Provision for loan and lease losses | $410,000 | 2,044 |
| Total noninterest income | $2,689,000 | 1,472 |
| Gross Fiduciary activities income | $2,000 | 1,490 |
| Service charges on deposit accounts | $1,055,000 | 1,270 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,632,000 | 1,335 |
| Total noninterest expense | $9,623,000 | 1,483 |
| Salaries and employee benefits | $5,525,000 | 1,203 |
| Premises and equipment expense | $1,086,000 | 1,848 |
| Additional noninterest expense | $3,012,000 | 1,724 |
| Pre-tax net operating income | $11,128,000 | 722 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $4,000,000 | 697 |
| Income before extraordinary items | $7,128,000 | 765 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,128,000 | 766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,193 |
| Cash dividends | $4,500,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,128,000 | 743 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,571,000 | 1,288 |
| Total interest expense | $9,980,000 | 1,600 |
| Net interest income | $16,591,000 | 1,109 |
| Provision for loan and lease losses | $430,000 | 1,765 |
| Total noninterest income | $2,711,000 | 1,451 |
| Gross Fiduciary activities income | $4,000 | 1,531 |
| Service charges on deposit accounts | $1,048,000 | 1,290 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,659,000 | 1,295 |
| Total noninterest expense | $9,019,000 | 1,578 |
| Salaries and employee benefits | $4,905,000 | 1,353 |
| Premises and equipment expense | $1,002,000 | 2,016 |
| Additional noninterest expense | $3,112,000 | 1,649 |
| Pre-tax net operating income | $9,853,000 | 839 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,437,000 | 813 |
| Income before extraordinary items | $6,416,000 | 867 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,416,000 | 866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,775 |
| Cash dividends | $3,600,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,416,000 | 854 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $23,668,000 | 1,321 |
| Total interest expense | $7,858,000 | 1,608 |
| Net interest income | $15,810,000 | 1,154 |
| Provision for loan and lease losses | $335,000 | 2,089 |
| Total noninterest income | $2,366,000 | 1,627 |
| Gross Fiduciary activities income | $5,000 | 1,522 |
| Service charges on deposit accounts | $1,076,000 | 1,239 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,285,000 | 1,552 |
| Total noninterest expense | $8,985,000 | 1,638 |
| Salaries and employee benefits | $4,708,000 | 1,433 |
| Premises and equipment expense | $971,000 | 2,088 |
| Additional noninterest expense | $3,306,000 | 1,665 |
| Pre-tax net operating income | $8,856,000 | 878 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,180,000 | 828 |
| Income before extraordinary items | $5,676,000 | 912 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,676,000 | 909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,907 |
| Cash dividends | $4,200,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,676,000 | 919 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,064,000 | 1,381 |
| Total interest expense | $7,554,000 | 1,743 |
| Net interest income | $15,510,000 | 1,172 |
| Provision for loan and lease losses | $555,000 | 1,952 |
| Total noninterest income | $2,938,000 | 1,490 |
| Gross Fiduciary activities income | $6,000 | 1,545 |
| Service charges on deposit accounts | $994,000 | 1,356 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,938,000 | 1,282 |
| Total noninterest expense | $8,982,000 | 1,690 |
| Salaries and employee benefits | $4,641,000 | 1,457 |
| Premises and equipment expense | $949,000 | 2,166 |
| Additional noninterest expense | $3,392,000 | 1,726 |
| Pre-tax net operating income | $8,911,000 | 828 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,930,000 | 876 |
| Income before extraordinary items | $5,981,000 | 883 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,981,000 | 918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 3,245 |
| Cash dividends | $3,500,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,981,000 | 829 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,192,000 | 1,512 |
| Total interest expense | $9,101,000 | 1,861 |
| Net interest income | $15,091,000 | 1,242 |
| Provision for loan and lease losses | $1,755,000 | 1,267 |
| Total noninterest income | $2,599,000 | 1,609 |
| Gross Fiduciary activities income | $7,000 | 1,569 |
| Service charges on deposit accounts | $938,000 | 1,431 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,654,000 | 1,426 |
| Total noninterest expense | $8,362,000 | 1,816 |
| Salaries and employee benefits | $4,293,000 | 1,551 |
| Premises and equipment expense | $929,000 | 2,238 |
| Additional noninterest expense | $3,140,000 | 1,925 |
| Pre-tax net operating income | $7,573,000 | 854 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,402,000 | 965 |
| Income before extraordinary items | $5,171,000 | 923 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,171,000 | 925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 3,200 |
| Cash dividends | $2,500,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,171,000 | 839 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.