Home > East Valley Community Bank > Income and Expense
East Valley Community Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 6,827 |
| Total interest expense | $1,071,000 | 6,799 |
| Net interest income | $1,863,000 | 6,722 |
| Provision for loan and lease losses | $-176,000 | 8,525 |
| Total noninterest income | $268,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $43,000 | 6,993 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $225,000 | 4,892 |
| Total noninterest expense | $1,521,000 | 6,855 |
| Salaries and employee benefits | $524,000 | 7,809 |
| Premises and equipment expense | $262,000 | 6,089 |
| Additional noninterest expense | $735,000 | 5,504 |
| Pre-tax net operating income | $786,000 | 5,699 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $272,000 | 3,935 |
| Income before extraordinary items | $514,000 | 6,098 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $514,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $514,000 | 6,097 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 6,812 |
| Total interest expense | $794,000 | 6,804 |
| Net interest income | $1,460,000 | 6,688 |
| Provision for loan and lease losses | $-139,000 | 8,596 |
| Total noninterest income | $239,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $31,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $208,000 | 4,458 |
| Total noninterest expense | $1,153,000 | 6,829 |
| Salaries and employee benefits | $407,000 | 7,755 |
| Premises and equipment expense | $202,000 | 6,046 |
| Additional noninterest expense | $544,000 | 5,527 |
| Pre-tax net operating income | $685,000 | 5,583 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $260,000 | 3,779 |
| Income before extraordinary items | $425,000 | 6,110 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $425,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $425,000 | 6,104 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 6,770 |
| Total interest expense | $529,000 | 6,736 |
| Net interest income | $997,000 | 6,666 |
| Provision for loan and lease losses | $-96,000 | 8,625 |
| Total noninterest income | $205,000 | 5,582 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,168 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $185,000 | 3,893 |
| Total noninterest expense | $785,000 | 6,826 |
| Salaries and employee benefits | $275,000 | 7,771 |
| Premises and equipment expense | $140,000 | 5,947 |
| Additional noninterest expense | $370,000 | 5,464 |
| Pre-tax net operating income | $513,000 | 5,349 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $195,000 | 3,651 |
| Income before extraordinary items | $318,000 | 5,891 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $318,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $318,000 | 5,891 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $763,000 | 6,751 |
| Total interest expense | $256,000 | 6,745 |
| Net interest income | $507,000 | 6,650 |
| Provision for loan and lease losses | $-41,000 | 8,613 |
| Total noninterest income | $158,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $148,000 | 2,988 |
| Total noninterest expense | $393,000 | 6,817 |
| Salaries and employee benefits | $145,000 | 7,699 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $179,000 | 5,526 |
| Pre-tax net operating income | $313,000 | 4,861 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $120,000 | 3,345 |
| Income before extraordinary items | $193,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 5,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $193,000 | 5,426 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 6,348 |
| Total interest expense | $955,000 | 6,383 |
| Net interest income | $2,346,000 | 6,215 |
| Provision for loan and lease losses | $-23,000 | 8,528 |
| Total noninterest income | $305,000 | 6,290 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $53,000 | 7,044 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $252,000 | 4,711 |
| Total noninterest expense | $2,182,000 | 5,805 |
| Salaries and employee benefits | $1,117,000 | 6,008 |
| Premises and equipment expense | $290,000 | 5,821 |
| Additional noninterest expense | $775,000 | 5,275 |
| Pre-tax net operating income | $492,000 | 6,771 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $179,000 | 4,800 |
| Income before extraordinary items | $313,000 | 7,131 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $313,000 | 7,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $313,000 | 7,108 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,528,000 | 6,285 |
| Total interest expense | $723,000 | 6,272 |
| Net interest income | $1,805,000 | 6,180 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $258,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 7,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $215,000 | 4,440 |
| Total noninterest expense | $1,738,000 | 5,583 |
| Salaries and employee benefits | $931,000 | 5,665 |
| Premises and equipment expense | $211,000 | 5,916 |
| Additional noninterest expense | $596,000 | 5,144 |
| Pre-tax net operating income | $320,000 | 7,121 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $111,000 | 5,136 |
| Income before extraordinary items | $209,000 | 7,395 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $209,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $209,000 | 7,363 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 6,214 |
| Total interest expense | $471,000 | 6,187 |
| Net interest income | $1,223,000 | 6,123 |
| Provision for loan and lease losses | $55,000 | 4,424 |
| Total noninterest income | $211,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $27,000 | 7,065 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $184,000 | 3,908 |
| Total noninterest expense | $1,220,000 | 5,414 |
| Salaries and employee benefits | $690,000 | 5,290 |
| Premises and equipment expense | $140,000 | 5,912 |
| Additional noninterest expense | $390,000 | 5,177 |
| Pre-tax net operating income | $159,000 | 7,487 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $55,000 | 5,432 |
| Income before extraordinary items | $104,000 | 7,708 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $104,000 | 7,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $104,000 | 7,661 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $809,000 | 6,355 |
| Total interest expense | $221,000 | 6,290 |
| Net interest income | $588,000 | 6,276 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $87,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,368 |
| Total noninterest expense | $593,000 | 5,549 |
| Salaries and employee benefits | $330,000 | 5,478 |
| Premises and equipment expense | $69,000 | 5,998 |
| Additional noninterest expense | $194,000 | 5,196 |
| Pre-tax net operating income | $57,000 | 7,802 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $20,000 | 5,658 |
| Income before extraordinary items | $37,000 | 7,981 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $37,000 | 7,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $37,000 | 7,953 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 6,522 |
| Total interest expense | $667,000 | 6,704 |
| Net interest income | $2,245,000 | 6,320 |
| Provision for loan and lease losses | $77,000 | 5,377 |
| Total noninterest income | $349,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $71,000 | 6,934 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $278,000 | 4,412 |
| Total noninterest expense | $2,181,000 | 5,731 |
| Salaries and employee benefits | $1,176,000 | 5,748 |
| Premises and equipment expense | $263,000 | 6,056 |
| Additional noninterest expense | $742,000 | 5,337 |
| Pre-tax net operating income | $336,000 | 7,323 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $117,000 | 5,357 |
| Income before extraordinary items | $219,000 | 7,552 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $219,000 | 7,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $219,000 | 7,512 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 6,619 |
| Total interest expense | $479,000 | 6,803 |
| Net interest income | $1,626,000 | 6,423 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $278,000 | 6,007 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $58,000 | 6,852 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $220,000 | 4,322 |
| Total noninterest expense | $1,637,000 | 5,689 |
| Salaries and employee benefits | $884,000 | 5,709 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $557,000 | 5,298 |
| Pre-tax net operating income | $231,000 | 7,546 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $81,000 | 5,568 |
| Income before extraordinary items | $150,000 | 7,777 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $150,000 | 7,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,165 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $150,000 | 7,731 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 6,783 |
| Total interest expense | $311,000 | 6,901 |
| Net interest income | $1,026,000 | 6,590 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $184,000 | 6,009 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $144,000 | 4,389 |
| Total noninterest expense | $1,070,000 | 5,785 |
| Salaries and employee benefits | $575,000 | 5,822 |
| Premises and equipment expense | $132,000 | 6,048 |
| Additional noninterest expense | $363,000 | 5,402 |
| Pre-tax net operating income | $125,000 | 7,725 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $44,000 | 5,755 |
| Income before extraordinary items | $81,000 | 7,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $81,000 | 7,899 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $651,000 | 6,887 |
| Total interest expense | $157,000 | 6,939 |
| Net interest income | $494,000 | 6,718 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $99,000 | 5,796 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $77,000 | 4,245 |
| Total noninterest expense | $524,000 | 5,897 |
| Salaries and employee benefits | $271,000 | 6,068 |
| Premises and equipment expense | $64,000 | 6,144 |
| Additional noninterest expense | $189,000 | 5,269 |
| Pre-tax net operating income | $61,000 | 7,747 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $40,000 | 7,965 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $40,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $40,000 | 7,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 7,027 |
| Total interest expense | $872,000 | 6,498 |
| Net interest income | $1,633,000 | 7,160 |
| Provision for loan and lease losses | $247,000 | 3,575 |
| Total noninterest income | $363,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $98,000 | 6,585 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $265,000 | 4,741 |
| Total noninterest expense | $2,170,000 | 5,724 |
| Salaries and employee benefits | $1,158,000 | 5,763 |
| Premises and equipment expense | $301,000 | 5,652 |
| Additional noninterest expense | $711,000 | 5,453 |
| Pre-tax net operating income | $-421,000 | 8,788 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-142,000 | 8,978 |
| Income before extraordinary items | $-279,000 | 8,813 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-279,000 | 8,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,913 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-279,000 | 8,747 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 7,122 |
| Total interest expense | $698,000 | 6,466 |
| Net interest income | $1,181,000 | 7,304 |
| Provision for loan and lease losses | $16,000 | 6,921 |
| Total noninterest income | $275,000 | 6,197 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $74,000 | 6,631 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $201,000 | 4,785 |
| Total noninterest expense | $1,641,000 | 5,671 |
| Salaries and employee benefits | $874,000 | 5,700 |
| Premises and equipment expense | $227,000 | 5,617 |
| Additional noninterest expense | $540,000 | 5,380 |
| Pre-tax net operating income | $-201,000 | 8,819 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-67,000 | 9,035 |
| Income before extraordinary items | $-134,000 | 8,856 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-134,000 | 8,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-134,000 | 8,786 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 7,266 |
| Total interest expense | $478,000 | 6,519 |
| Net interest income | $731,000 | 7,494 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $176,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $49,000 | 6,621 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $127,000 | 4,888 |
| Total noninterest expense | $1,099,000 | 5,656 |
| Salaries and employee benefits | $579,000 | 5,736 |
| Premises and equipment expense | $149,000 | 5,669 |
| Additional noninterest expense | $371,000 | 5,270 |
| Pre-tax net operating income | $-207,000 | 8,923 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-69,000 | 9,102 |
| Income before extraordinary items | $-138,000 | 8,951 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-138,000 | 8,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-138,000 | 8,872 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $588,000 | 7,372 |
| Total interest expense | $238,000 | 6,625 |
| Net interest income | $350,000 | 7,608 |
| Provision for loan and lease losses | $14,000 | 5,838 |
| Total noninterest income | $71,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 5,466 |
| Total noninterest expense | $536,000 | 5,749 |
| Salaries and employee benefits | $277,000 | 5,887 |
| Premises and equipment expense | $74,000 | 5,683 |
| Additional noninterest expense | $185,000 | 5,250 |
| Pre-tax net operating income | $-129,000 | 9,014 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-43,000 | 9,171 |
| Income before extraordinary items | $-86,000 | 9,018 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-86,000 | 9,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-86,000 | 8,944 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 7,304 |
| Total interest expense | $1,135,000 | 6,580 |
| Net interest income | $1,420,000 | 7,557 |
| Provision for loan and lease losses | $208,000 | 4,273 |
| Total noninterest income | $212,000 | 7,192 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $103,000 | 6,527 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 6,277 |
| Total noninterest expense | $1,923,000 | 6,012 |
| Salaries and employee benefits | $861,000 | 6,660 |
| Premises and equipment expense | $288,000 | 5,703 |
| Additional noninterest expense | $774,000 | 5,051 |
| Pre-tax net operating income | $-499,000 | 8,979 |
| Securities gains (losses) | $-2,000 | 8,714 |
| Applicable income taxes | $-165,000 | 9,124 |
| Income before extraordinary items | $-336,000 | 8,979 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-336,000 | 8,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,718 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-334,660 | 8,930 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 7,040 |
| Total interest expense | $1,639,000 | 6,712 |
| Net interest income | $1,556,000 | 7,229 |
| Provision for loan and lease losses | $66,000 | 6,270 |
| Total noninterest income | $66,000 | 8,965 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $60,000 | 7,394 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,000 | 9,281 |
| Total noninterest expense | $1,668,000 | 6,416 |
| Salaries and employee benefits | $708,000 | 7,173 |
| Premises and equipment expense | $317,000 | 5,350 |
| Additional noninterest expense | $643,000 | 5,588 |
| Pre-tax net operating income | $-112,000 | 8,877 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-130,000 | 9,311 |
| Income before extraordinary items | $18,000 | 8,739 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $18,000 | 8,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $18,000 | 8,648 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 8,682 |
| Total interest expense | $854,000 | 8,526 |
| Net interest income | $897,000 | 8,695 |
| Provision for loan and lease losses | $313,000 | 2,745 |
| Total noninterest income | $24,000 | 9,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,605 |
| Total noninterest expense | $1,414,000 | 6,969 |
| Salaries and employee benefits | $604,000 | 7,681 |
| Premises and equipment expense | $258,000 | 5,931 |
| Additional noninterest expense | $552,000 | 6,061 |
| Pre-tax net operating income | $-806,000 | 9,667 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-806,000 | 9,688 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-806,000 | 9,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-806,000 | 9,684 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $257,000 | 10,102 |
| Total interest expense | $86,000 | 10,069 |
| Net interest income | $171,000 | 10,093 |
| Provision for loan and lease losses | $44,000 | 6,764 |
| Total noninterest income | $2,000 | 10,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $1,148,000 | 7,708 |
| Salaries and employee benefits | $341,000 | 9,242 |
| Premises and equipment expense | $115,000 | 8,338 |
| Additional noninterest expense | $692,000 | 5,279 |
| Pre-tax net operating income | $-1,019,000 | 10,064 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,019,000 | 10,085 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,019,000 | 10,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,200,000 | 291 |
| Net operating income | $-1,019,000 | 10,072 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.