Home > East Texas National Bank of Marshall > Income and Expense
East Texas National Bank of Marshall, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,592,000 | 2,785 |
| Total interest expense | $6,319,000 | 2,387 |
| Net interest income | $5,273,000 | 3,237 |
| Provision for loan and lease losses | $5,748,000 | 284 |
| Total noninterest income | $888,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $780,000 | 1,629 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $108,000 | 6,447 |
| Total noninterest expense | $5,065,000 | 2,575 |
| Salaries and employee benefits | $2,636,000 | 2,563 |
| Premises and equipment expense | $605,000 | 3,146 |
| Additional noninterest expense | $1,824,000 | 2,288 |
| Pre-tax net operating income | $-4,652,000 | 10,440 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $-1,121,000 | 10,427 |
| Income before extraordinary items | $-3,516,000 | 10,435 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-3,516,000 | 10,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,326,000 | 305 |
| Cash dividends | $446,000 | 3,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-3,527,400 | 10,422 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,376,000 | 3,116 |
| Total interest expense | $5,045,000 | 2,953 |
| Net interest income | $5,331,000 | 3,278 |
| Provision for loan and lease losses | $730,000 | 1,282 |
| Total noninterest income | $1,178,000 | 2,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $851,000 | 1,949 |
| Total noninterest expense | $3,828,000 | 3,303 |
| Salaries and employee benefits | $2,190,000 | 3,029 |
| Premises and equipment expense | $490,000 | 3,772 |
| Additional noninterest expense | $1,148,000 | 3,473 |
| Pre-tax net operating income | $1,951,000 | 3,620 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $683,000 | 3,297 |
| Income before extraordinary items | $1,277,000 | 3,857 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,277,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 1,517 |
| Cash dividends | $366,000 | 4,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,271,150 | 3,803 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,634,000 | 4,210 |
| Total interest expense | $3,514,000 | 4,188 |
| Net interest income | $4,120,000 | 4,213 |
| Provision for loan and lease losses | $442,000 | 1,924 |
| Total noninterest income | $707,000 | 4,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $579,000 | 2,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,422 |
| Total noninterest expense | $3,159,000 | 4,131 |
| Salaries and employee benefits | $1,834,000 | 3,608 |
| Premises and equipment expense | $424,000 | 4,332 |
| Additional noninterest expense | $901,000 | 4,747 |
| Pre-tax net operating income | $1,226,000 | 5,045 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $389,000 | 4,976 |
| Income before extraordinary items | $839,000 | 5,120 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $839,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,422 |
| Cash dividends | $274,000 | 4,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $837,640 | 5,069 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,008,000 | 5,206 |
| Total interest expense | $2,568,000 | 5,445 |
| Net interest income | $3,440,000 | 4,936 |
| Provision for loan and lease losses | $295,000 | 2,329 |
| Total noninterest income | $754,000 | 3,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $514,000 | 2,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,595 |
| Total noninterest expense | $2,857,000 | 4,461 |
| Salaries and employee benefits | $1,611,000 | 4,025 |
| Premises and equipment expense | $306,000 | 5,546 |
| Additional noninterest expense | $940,000 | 4,586 |
| Pre-tax net operating income | $1,042,000 | 5,819 |
| Securities gains (losses) | $-26,000 | 10,740 |
| Applicable income taxes | $346,000 | 5,489 |
| Income before extraordinary items | $670,000 | 6,175 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $670,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,664 |
| Cash dividends | $159,000 | 5,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $687,160 | 6,037 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 6,071 |
| Total interest expense | $1,683,000 | 6,376 |
| Net interest income | $2,890,000 | 5,756 |
| Provision for loan and lease losses | $133,000 | 3,851 |
| Total noninterest income | $628,000 | 4,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $469,000 | 2,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,034 |
| Total noninterest expense | $2,275,000 | 5,576 |
| Salaries and employee benefits | $1,224,000 | 5,159 |
| Premises and equipment expense | $210,000 | 7,210 |
| Additional noninterest expense | $841,000 | 5,469 |
| Pre-tax net operating income | $1,110,000 | 5,540 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $386,000 | 4,887 |
| Income before extraordinary items | $724,000 | 5,778 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $724,000 | 5,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $724,000 | 5,852 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 7,574 |
| Total interest expense | $1,238,000 | 8,117 |
| Net interest income | $2,231,000 | 7,090 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $488,000 | 5,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,812,000 | 6,848 |
| Salaries and employee benefits | $990,000 | 6,192 |
| Premises and equipment expense | $173,000 | 8,305 |
| Additional noninterest expense | $649,000 | 6,951 |
| Pre-tax net operating income | $857,000 | 6,536 |
| Securities gains (losses) | $226,000 | 1,553 |
| Applicable income taxes | $372,000 | 5,269 |
| Income before extraordinary items | $711,000 | 6,048 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $711,000 | 6,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,721 |
| Cash dividends | $137,000 | 6,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $561,840 | 6,808 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 9,281 |
| Total interest expense | $1,140,000 | 9,824 |
| Net interest income | $1,683,000 | 8,710 |
| Provision for loan and lease losses | $118,000 | 6,873 |
| Total noninterest income | $414,000 | 6,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $1,476,000 | 8,006 |
| Salaries and employee benefits | $794,000 | 7,298 |
| Premises and equipment expense | $126,000 | 9,817 |
| Additional noninterest expense | $556,000 | 7,920 |
| Pre-tax net operating income | $503,000 | 8,395 |
| Securities gains (losses) | $53,000 | 4,016 |
| Applicable income taxes | $217,000 | 7,239 |
| Income before extraordinary items | $339,000 | 8,834 |
| Extraordinary gains, net | $75,000 | 860 |
| Net income | $414,000 | 8,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 5,229 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $305,080 | 8,877 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.